Faith & Finance on American Family Radio

A growing number of Christians are asking not just how to invest, but whether their investments reflect what they believe. For many, investing has been treated as a purely financial activity. But can it also be deeply connected to our calling? On today's Faith & Finance on AFR, Rob West and Luke Bolton discuss faith-based investing. Explore why it may be more about theology than strategy. Then Rob will answer questions on various financial topics.

What if investing could be about more than performance—what if it could also be about purpose? More believers are asking whether their portfolios reflect their convictions, and new tools are making that easier than ever. On today's Faith & Finance on AFR, Rob West and Mike Schnackenberg talk about ETFs, stewardship, and how to invest in ways that honor God and serve the common good. Then Rob will answer questions on various financial topics.

Unexpected wealth can feel like a blessing—but without wisdom, it can quickly become a burden. A sudden financial gain—a large inheritance, a life insurance payout, even the sale of a business—can change your circumstances overnight. But what you do next matters far more than what you receive. On today's Faith & Finance on AFR, Rob West talks about the implications, options, and emotions. Then he'll answer questions on various financial topics.

2 Timothy 1:5 states, “I am reminded of your sincere faith, which first lived in your grandmother Lois and in your mother Eunice and, I am persuaded, now lives in you also.” This verse highlights how deeply a mother's faith can shape generations. Moms quietly cultivate our hearts, our values, and even our view of God. On today's Faith & Finance on AFR, Rob West celebrates the impact of faithful mothers. Then he'll answer questions on various financial topics.

Is it possible to help your adult children in a way that actually stunts their growth? It’s not an easy question—but it’s an important one because the way we offer support can shape not just their circumstances, but their character. On today's Faith & Finance on AFR, Rob West explores how to empower adult children. Then, Rob answers questions on various financial topics.

Economic headlines may shake our confidence, but God’s wisdom provides a firm foundation. When uncertainty emerges, fear often follows. Making financial decisions based on that worry can lead to regret. On today's Faith & Finance on AFR, Rob West and Ron Blue share how we can fortify our finances for uncertain times while continually trusting the Lord. Then, Rob answers questions on various financial topics.

We’re continually tempted to want more, upgrade faster, and pursue the next big purchase—but what if all this activity actually costs us our freedom? On today's Faith & Finance on AFR, Rob West and Bob Lotich explain why wanting less may be one of the most powerful financial decisions you can make. Discover how making this shift can reshape your life. Then, Rob answers questions on various financial topics.

Billy Graham once said that a checkbook is a theological document; it tells you who and what you worship. Each day, we make financial decisions—often without much thought. It is wise, however, to slow down and look deeper because how we spend may reveal more about our hearts than we realize. On today's Faith & Finance on AFR, Rob West explores how our typical purchases reflect what we truly value. Then, Rob answers questions on various financial topics.

Ecclesiastes 3:1 begins, “For everything there is a season . . .”. God has designed life to unfold in seasons. With each one comes new challenges, opportunities, and, sometimes, new finish lines. On today's Faith & Finance on AFR, Rob West and Cody Hobelmann discuss why it’s not only okay to adjust your financial finish line—it’s often the wise and faithful thing to do. Then, Rob answers questions on various financial topics.

Could a reverse mortgage strengthen your financial plan? It may depend on whether it’s part of the plan at all. For many retirees, home equity is their largest asset; however, in most financial plans, it’s treated as if it doesn’t exist. On today's Faith & Finance on AFR, Rob West and Harlan Accola explore how bringing your home into the plan can change everything. Then, they take listener calls with questions on reverse mortgages.

How much is enough, and why does sufficiency frequently seem just out of reach? We often think the answer is a number—a financial target that will bring peace. But what if “enough” isn’t something you reach, but something you define? On today's Faith & Finance on AFR, Rob West explores how that question is reframed biblically and why it matters for your contentment, your decisions, and your generosity. Then he'll tackle a few financial questions.

In a culture of instant gratification, it has never been easier to get what we want, when we want it—even if we can’t afford it. But at what cost? On today's Faith & Finance on AFR, Rob West will explore the hidden dangers of “Buy Now, Pay Later” programs. Then he'll tackle a few financial questions.

We’re told to plan for the future—but what happens when the future doesn’t follow the plan? We are reminded in Scripture that even our best plans are not the final word. On today's Faith & Finance on AFR, Rob West explores a tension many of us experience but rarely talk about—the Paradox of Planning.

We are told clearly in Scripture that God owns everything, and we are merely stewards of what He has entrusted to us for a season. Part of good stewardship is knowing when you have enough. On today's Faith & Finance on AFR, Rob West and Cody Hobelmann discuss how you can establish your first financial finish line. Then, Rob answers questions on various financial topics.

A humanitarian crisis is unfolding—and for hundreds of thousands of families, survival is now a daily question. Lebanon is once again facing a devastating conflict, and the impact on families—especially women and children—is overwhelming. On today's Faith & Finance on AFR, May-Lee Melki from Heart for Lebanon joins Rob West to share what’s happening and explain how we can help bring lasting hope.

What if the most important factor in choosing a financial advisor isn’t performance—but alignment? New research shows that when your financial advice aligns with your values, it doesn’t just impact your portfolio—it reshapes how you think about money altogether. On today's Faith & Finance on AFR, Rob West and Sharon Epps unpack what that means for you. Then, Rob answers questions on various financial topics.

How much can you safely spend in retirement without running out of money? It’s one of the biggest questions retirees face—and for years, many have looked to the “4% rule.” But what if that rule isn’t as simple as it seems? On today's Faith & Finance on AFR, Rob West and Mark Biller revisit this widely used guideline and explore a more flexible, thoughtful approach to retirement withdrawals. Then, Rob answers questions on various financial topics.

What if investing isn’t just about returns—but about redemption? For many, investing can feel impersonal—something tied to markets and retirement, rather than spiritual formation. In Scripture, however, we are called to something deeper—using what we have to serve others and reflect God’s purposes. On today's Faith & Finance on AFR, Rob West explores how investing can become an act of worship. Then, Rob answers questions on various financial topics.

Money conversations often focus on numbers and strategies, but underneath them are deeper questions about identity and worth. For many women, financial confidence is closely tied to how they see themselves and their role in God’s story. On today's Faith & Finance on AFR, Rob West and Bethany Frymire talk about that connection. Then, Rob answers questions on various financial topics.

What if your everyday banking could help fuel ministry—without changing how you manage your money? Most of us think of banking as purely transactional—but what if it could become a tool for Kingdom impact? On today's Faith & Finance on AFR, Rob West and Aaron Caid share how a unique approach to banking helps support churches, families, and ministries around the world. Then, Rob answers questions on various financial topics.

What if debt isn’t just a financial issue—but a discipleship one? We often view borrowing through a financial lens—rates, payments, and timelines; however, in Scripture, we are invited to see the spiritual implications, too. Debt can shape our freedom, generosity, and ability to respond when God calls. On today's Faith & Finance on AFR, Rob West explores a more biblical perspective on borrowing. Then, Rob answers questions on various financial topics.

Does following Christ guarantee health, wealth, and success—or something deeper? Many believers grapple with that tension, especially when life doesn’t go as expected. On today's Faith & Finance on AFR, Rob West and John Cortines discuss how the prosperity gospel distorts biblical truth, and how, through Scripture, we are called to trust God in both abundance and hardship. Then, Rob answers questions on various financial topics.

What if the question, “How much is enough?” isn’t really about money at all? Many of us wrestle with this subject, especially in a world that always pushes us toward more. On today's Faith & Finance on AFR, Rob West and Taylor Standridge explore why “enough” is less about numbers and more about the heart. Discover how that realization changes everything from contentment to generosity. Then, Rob answers questions on various financial topics.

Jonathan Edwards once said, “True legacy consists not of what we leave behind, but of what we instill in others.” We often think about bequeathing money and assets, but, in Scripture, we are called to also pass on wisdom, character, and a legacy of faithfulness. On today's Faith & Finance on AFR, Rob West explains how to prepare the next steward. Learn why it’s crucial to intentionally give wisdom before wealth.

Faith-based investing has been around for decades, but many still wonder—does aligning investments with values mean sacrificing performance or diversification? On today's Faith & Finance on AFR, Rob West and Brian Mumbert clear up some common misconceptions about faith-based investing. They share tips to help us confidently steward our money to reflect our convictions. Then, Rob answers questions on a variety financial topics.

“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor so that you by his poverty might become rich.” - 2 Corinthians 8:9 It's Good Friday, the day we set aside to reflect on the crucifixion of Christ and what truly happened on that Cross almost 2000 years ago. On today's Faith & Finance on AFR, Rob West will talk about the greatest act of grace in human history, and then he will answer questions on a variety of financial topics.

Proverbs 14:15 states, “The simple believes everything, but the prudent gives thought to his steps.” In a world where scams are increasingly clever, readers are reminded in Scripture that precaution is not optional; it's a form of stewardship. On today's Faith & Finance on AFR, Rob West describes something that isn't just practical—it's spiritual: protecting the resources God has entrusted to us. Then, Rob answers questions on a variety financial topics.

Reverse mortgages often trigger strong reactions in Christian circles. But are those reactions rooted in biblical wisdom—or in outdated information? When it comes to debt and home equity, emotions can run high—especially among believers who genuinely want to honor God with their finances. But wise financial decisions require understanding the facts. On today's Faith & Finance on AFR, Rob West is joined by Harlan Accola to shed light on this often misunderstood topic.

Is it possible to have everything—and still miss the one thing that matters most? The Bible contains powerful examples of people who looked successful by every measure yet walked away empty. On today's Faith & Finance on AFR, Rob West and Bob Shank help us see how Jesus challenges our definition of wealth and invites us into something far greater. Then, Rob answers questions on a variety financial topics.

You can’t serve God and money (Matthew 6:24), but you can serve God with money. Most of us don’t wake up with the intent to serve money—but it’s easy for financial pressure and financial goals to quietly shape our lives. On today's Faith & Finance on AFR, Rob West explains how, through Scripture, we are freed to see money, not as something to chase, but as a tool God gives us to accomplish His purposes. Then, Rob answers questions on a variety financial topics.

Making wise financial decisions early in life can set the stage for long-term stability and generosity. Where should students and young professionals begin? On today's Faith & Finance on AFR, Bob Doll joins Rob West to share some practical financial advice to help young adults start their careers on the right foot. Then, Rob answers questions on a variety financial topics.

In rural Malawi, many children wake each day unsure if they’ll eat. They also rely on water that can make them sick. That reality shapes daily life for families living in deep poverty. On today's Faith & Finance on AFR, Aaron Griggs joins Rob West to share how Cross International helps to lift children out of poverty, provide clean water, and point families to Christ. Then Rob will answer some questions on various financial topics.

At one time, finding someone who shared your Christian values and could give you expert financial guidance was quite a challenge. But today, a nationwide network of Christian financial professionals fills that void. On today's Faith & Finance on AFR, host Rob West will welcome Sharon Epps to explain, “What is a CKA?” Then Rob will answer some questions on various financial topics.

Servant leadership isn’t a soft skill—it may be one of the most important indicators of long-term business health. When investors evaluate companies, they often focus on numbers; however, behind every enduring business is a leadership team shaping character, risk, and resilience. On today's Faith & Finance on AFR, Rob West and Dolores Bamford explore why the culture of a company matters. Then, Rob answers questions on various financial topics.

What if the most important question about your savings isn’t how much you have, but how you ultimately intend to use the funds? Saving is often talked about as a financial skill, which it is. In Scripture, however, readers are invited to see saving as a purposeful act of stewardship. On today's Faith & Finance on AFR, Rob West explores why saving matters and how it fits into a life of faith. Then, Rob answers questions on various financial topics.

A strong marriage is a blessing, but it also takes intentional effort, especially in a blended family. On Faith & Finance on American Family Radio, Rob West is joined by Ron Deal and Greg Pettys to discuss a valuable resource for second marriages. Then, it’s on to your financial questions.

Retirement isn’t just about how much you save—it’s about how wisely you plan. When it comes to IRAs, the choices you make today--Traditional versus Roth or contribute or convert--can shape your tax bill and your income for decades. On Faith & Finance on American Family Radio, Mark Billler joins Rob West to explain your IRA options so you can move forward with clarity and confidence. Then, it’s on to your calls.

Homes hold families, history, and meaning— and for many people, a lifetime of love. Most U.S. homes were never designed for aging bodies, yet many older adults are living in homes that no longer fit— and feeling stuck there. On today's Faith & Finance on AFR, Rob West and Harlan Accola discuss an option that can help seniors move into safer homes without new monthly payments. Then, Rob answers questions on various financial topics.

What if your generosity could be multiplied—without giving another dollar? Through corporate matching programs, billions are distributed each year, yet many faith-based ministries don’t qualify. What does that mean for believers who want their giving to have a greater impact? On today's Faith & Finance on AFR, Rob West and Will Lofland explain how these programs work and why fairness matters. Then, Rob answers questions on various financial topics.

Money can make us anxious, fearful, generous, or joyful—often all in the same week. We learn in Scripture, however, that wealth can never provide security or control. What, then, can it do? On today's Faith & Finance on AFR, Rob West and Dr. Russell James III help us rethink what wealth is and why we have it. They also describe how joyful stewardship helps us “take hold of life that is truly life” (1 Timothy 6:19).

Jesus taught His disciples about the cost of discipleship and the value of the soul in contrast to worldly gains. But the question remains today: is there a spiritual cost to achieving financial success? On today's Faith & Finance on AFR, Rob West and John Rinehart explore how financial success can lead to spiritual failure. Then, Rob answers questions on various financial topics.

It’s one thing to thank God before a meal. It’s another thing entirely to thank God before sending off a tax payment. For Christians, gratitude doesn’t end where the deductions begin. On today's Faith & Finance on AFR, Rob West takes a surprising look at taxes—not as an interruption to our finances, but as evidence of God’s provision. Then, Rob answers questions on various financial topics.

Discipleship often sounds like a big program—but what if it really begins with one faithful conversation at a time? On today's Faith & Finance on AFR, Rob West and Brian Holtz explore how an intentional commitment to walk with someone spiritually can have an eternal impact, shaping their financial choices, daily actions, and Christian journey. Then, Rob answers questions on various financial topics.

Long before we talk about money, we are challenged in Scripture to ponder what we truly value. Jesus says in Matthew 6:21, “For where your treasure is, there your heart will be also.” Jesus is not just giving financial advice—He’s revealing a spiritual truth. On today's Faith & Finance on AFR, Rob West discusses treasure--the kind that can’t be lost, stolen, or shaken. Then, Rob answers questions on various financial topics.

What do Bigfoot and credit reports have in common? Well, they're each the subject of many myths. While we don't know much about eight-foot furry creatures, we can dispel some of the folklore about credit and credit reports. On today's Faith & Finance on AFR, Rob West and Neile Simon uncover and share the facts. Then, Rob answers questions on various financial topics.

Children certainly are a precious gift from God, a reward and heritage to be cherished and valued. Along with that joy comes responsibility. On today's Faith & Finance on AFR, Rob West talks about a financial checklist for parents with a new baby. Then, Rob answers questions on various financial topics.

Theologian Dorothy Sayers once said, “Work is not primarily a thing one does to live, but the thing one lives to do.” If God designed work before the fall and preserved it after redemption, then work is not simply what we do—it’s part of who we are. On today’s Faith & Finance on AFR, Rob West will look at how Scripture gives us a different picture of what work was meant to be—and what it can still become. Then Rob will answer financial questions.

The messages we absorb from culture can shape our fears, our goals, and even where we look for security; however, Scripture offers a different foundation—one that brings clarity, freedom, and purpose to every financial decision. On today's Faith & Finance on AFR, Rob West and Ron Blue explore how the Bible changes everything about money. Then Rob will tackle some financial questions.

When it comes to managing money wisely, many of us could use some help, but how do you know you’ve found the right financial advisor? On today's Faith & Finance on AFR, Sharon Epps will join Rob West to explore a few key questions you should ask when hiring someone to help you with your financial decisions. Then Rob will tackle some financial questions.

J.I. Packer once said, “What matters in life is not what you make of it, but what God makes of it for you.” You feel that contrast most acutely with money. When circumstances change, the quiet question arises: Will there be enough? We are often encouraged to secure peace through self-provision. On today's Faith & Finance on AFR, Rob West explores how, in Scripture, we are invited to rest in a Father Who provides. Then, Rob addresses questions on various financial topics.