It's Real

Episode 102 of It’s Real Podcast - This one covers a little bit of everything from what we’re actually seeing in today’s real estate market to the real conversations happening behind the scenes. We dig into: Why the market feels a bit "touch and go” right now, What buyers and sellers are really up against, The truth about interest rates (and why headlines can mislead you), The importance of working with the right professionals, burnout, boundaries, and why taking a break actually matters.  Plus…a little aviation update and some real talk about growth, discipline, and doing things that sharpen you in every area of life. If you’re trying to make sense of this market or just want an honest, unfiltered conversation you’ll want to tune in.

Episode 101 of the It’s Real Podcast - This week Kayla flipped the script and put Andrew in the hot seat. We talked about: The difference between good and great realtors - Why communication and marketing matter in today’s market - AI and tech tools changing the industry - Career pivots and learning from failure - Advice for someone starting their career today And one reminder we all need sometimes: Know your worth. If the people around you don't see your value, find the ones who do. 

What if the key to growth isn’t doing more… but doing less? In Episode 100 of the It’s Real Podcast, we talk about: • The power of consistency • Why some clients aren’t meant to work with you • Delegation, systems, and scaling • The danger of being “too busy” • And why quiet time might be the most underrated success strategy Three years ago, we recorded Episode 1 not knowing if anyone would listen. Today, we’re reflecting on 100 episodes of business lessons, mistakes, growth, and gratitude. Here’s to the next 100. 🎧 Tune in now.

The It’s Real Podcast with Kayla Kallander & Andrew Yaggie Episode 99 marks a major milestone for The It’s Real Podcast, and Kayla Kallander and Andrew Yaggie take the opportunity to reflect on nearly 100 episodes of real conversations about real estate, mortgages, money, and the realities behind the scenes. In this episode, they cover: • Why 2026 is shaping up to be stronger than last year in both buying and refinancing activity • The growing momentum of buyers who are “done waiting” on rates • Common refinancing myths — and why waiting for a full 1% drop may cost more than it saves • Cash-out refinances and how homeowners are using equity to improve cash flow • The importance of strategy over simply rate shopping • North Dakota’s potential property tax relief and what that could mean for affordability • Why education — not headlines — should drive your next real estate decision They also officially roll out the Homebuyer Blueprint Webinar, a practical, on-demand guide for buyers who want clarity before making a move. Whether you’re six months out or just starting to explore your options, the webinar walks through what you can afford, common myths, and how to position yourself to win in today’s market. If you’re thinking about buying, refinancing, or just trying to make smarter financial decisions this year, Episode 99 delivers straightforward insight without the noise. Watch, listen, and share with someone who needs clear guidance — not recycled advice — as they plan their next move.

Kayla Kallander and Andrew Yaggie dive into a powerful conversation around homeownership, wealth-building, mindset, and why so many people delay getting into the game — often at a major long-term cost. They unpack insights sparked by a recent Diary of a CEO episode featuring David Bach (author of The Automatic Millionaire), and connect those ideas directly to what they’re seeing with real buyers and homeowners today. They discuss: • Why homeownership remains one of the strongest wealth-building tools for the average American • The concept of “forced savings” and how equity quietly builds over time • Why renters often underestimate the long-term cost of waiting • How younger buyers are rethinking homeownership earlier than previous generations • The myth of needing 20% down — and what’s actually possible • How small daily spending habits can dramatically change long-term outcomes • Why education and clarity matter more than timing the market Kayla and Andrew also reflect on real client stories, personal experiences, and why having the right conversations early can completely change someone’s financial trajectory. This episode is especially relevant if you’ve ever wondered whether renting and investing is “better,” if homeownership still makes sense today, or if you’re trying to build real, long-term stability instead of just chasing headlines. Referenced episode: 🎧 Diary of a CEO – David Bach on Why Renting Keeps You Poo

Kayla Kallander & Andrew Yaggie cover what’s really happening as the market wakes up after the holidays, why January momentum matters, and how clarity and education are becoming the biggest advantages for buyers and homeowners. They discuss: • The “circle back” effect and why buyer and refinance activity spikes after the new year • What open houses still accomplish today and where they’ve lost relevance • Where AI fits (and doesn’t fit) in real estate and mortgage conversations • Why consumers are researching agents and lenders more than ever • How to properly evaluate who you’re working with beyond a simple referral • What recent rate headlines actually mean — and what they don’t • How to think through refinancing decisions without chasing headlines • Why experience, education, and context matter more than ever in this market This episode is especially helpful for anyone navigating buying, selling, refinancing, or simply trying to make smarter decisions in a noisy, headline-driven environment. 

In Episode 96, Kayla and Andrew reflect on renewed energy for the industry, team growth, and the importance of relationships, networking, and long-term consistency. They discuss using technology and AI to work smarter, prioritizing quality over quantity, and navigating today’s real estate market with perspective, resilience, and purpose!

In Episode 95 of the It’s Real Podcast, hosts Kayla Kallander and Andrew Yaggie reflect on nearly 100 episodes of real, unfiltered conversations from the front lines of real estate and mortgage. This episode dives into year-end reflection, mindset shifts, and the headlines buyers and sellers should leave behind as they head into a new year—everything from waiting on rates, market crash fears, and self-diagnosing financial readiness, to why surrounding yourself with the right people truly matters. With real stories, practical insights, and a candid look at what worked (and didn’t) in 2025, Episode 95 sets the tone for smarter decisions and better conversations in the year ahead. 

The It’s Real Podcast with Kayla Kallander & Andrew Yaggie In this episode of The It’s Real Podcast, Kayla and Andrew discuss why December is anything but slow, how buyer motivation is showing up in unexpected ways, and why the holiday season often triggers serious reflection around housing, lifestyle, and long-term goals. They cover: • Why buyer activity remains strong heading into Christmas and early January • What they’re seeing with interest rates, buyer psychology, and momentum building for 2026 • Why homes that sat for months are suddenly receiving multiple offers • How the holidays naturally push people to rethink space, lifestyle, and family needs • Why buyers are focusing less on rates and more on life, timing, and readiness • The shift from selling bedrooms and layouts to selling lifestyle and vision • How reflection and planning now can create a strong start to the new year This episode is especially relevant for anyone who’s caught themselves thinking, “We can’t do another holiday season in this house,” or for those quietly planning a move in 2026. 

The It’s Real Podcast In this episode, Kayla and Andrew cover a surprisingly packed December, the myth of “slowing down” during the holidays, and what separation season really looks like for agents, lenders, and anyone trying to build momentum heading into 2026. We talk through: • Early-morning routines, burnout, and finding structure during December • How to balance grinding with being present for family and the holidays • Local market stories, surprising offer activity, and why 2026 may be stronger than people think • The shift from rate-watching to life-driven buying (space, safety, stability) • Why Zillow is under fire, how online platforms handle your information, and the importance of choosing local professionals • How buyers should prep now instead of waiting for January’s rush • The advantage of using holiday bonuses and setting up smarter financial planning for the new year 

The It’s Real Podcast In this episode, Kayla and Andrew talk through what buyers and sellers need to know as we head into the winter season and prepare for the 2026 market. We break down: • Why December is the smartest time to get pre-qualified • How to get ahead of the January and February rush • What interest rates are doing right now and how they’re impacting buyer confidence • What a more “normal” real estate market actually feels like • How to prepare financially if you plan to buy in the spring • Why gratitude and clear planning matter more than ever We also share a few personal stories from the week, including some reflections on family, community, and keeping perspective in a busy season.

🎙️Is the 50-Year Mortgage a Lifeline or a Landmine? Find out what real estate pros really think! In Episode 91 of the It's Real Podcast, Kayla Kallander and Andrew Yaggie dive into the controversial buzz around the proposed 50-year mortgage. Is it the future of affordability or a financial trap? Plus, we’re talking real market trends, holiday homebuyers, and why communication still rules in real estate. This one’s packed with insights you won’t want to miss!

Episode 90 of *It’s Real* just dropped—Kayla Kallander & Andrew Yaggie are back! We’re chatting 90 episodes (!), the government shutdown slowing down USDA & flood insurance, why first-time buyers are now 38 😳, gift-money rules, and how to use AI without sounding like a robot. Then we laugh through 13 Halloween “monsters” haunting agents: ghost agents 👻, appraisal poltergeists, zombie listings… you name it. 

Join us for Episode 89 of the *It's Real* Podcast with Kayla Kallander and Andrew Yaggie! We’re breaking down the 2025 real estate hustle - debunking myths about chasing "COVID-era rates," tackling the government shutdown’s impact on USDA loans and flood insurance, and why renting could be the right call for some. Plus, real talk on why pre-qualifications are non-negotiable and how to sidestep costly pitfalls in today’s market.

This week, Kayla and Andrew get real about the strange mood in the current housing market and how both clients and agents are responding to it. Inside the episode: Why this fall feels slower than expected and how to coach clients through that. Kayla shares conversations with buyers waiting for rates to drop…and why that might not be the smartest move.  Andrew breaks down a recent buyer situation: tight timelines, multiple offers, and the impact of seller psychology. They unpack how emotions like guilt and doubt play into client decision-making.  A refreshingly honest conversation about why most people aren’t actually trying to time the market, they’re just trying to feel secure.  Thoughts on shifting from market education to emotional support.  Plus: a behind-the-scenes look at how Kayla is helping newer agents navigate tough client convos.  Whether you're buying, selling, or working with people who are…this episode is a real-time pulse check on what today’s market actually feels like. Tune in now—and hear how two working agents are helping people move forward, even when the market feels stuck.

Kayla and Andrew kick off fall with a candid conversation about shifting market conditions, AI tools that help (and sometimes hurt), and what sellers really need to consider when entertaining offers.  Kayla shares insight on how fewer lenders in the business is leading to more refinance opportunities and why now might be the right time to lock in a better rate.  Andrew walks through 7 key considerations for sellers navigating today’s market: from agent reputation and buyer motivation to market feedback and emotional decision-making. *The duo discusses why the Fed’s rate cuts don’t necessarily mean lower mortgage rates—and what does.  They also challenge the overuse of the term "mastermind" and talk about the value of picking real partners in your real estate journey.  Whether you’re buying, selling, refinancing, or just trying to understand this ever-changing market, this episode is packed with practical, real-world insight from two active professionals in the trenches. 

This week, Kayla and Andrew get REAL about:  The NextGen Homebuyer Report by Kristin Messerli which is packed with powerful data is in, why mortgage rates aren’t what the headlines say, the shocking truth behind the 20% down payment myth, trigger leads, AI, and what buyers REALLY need to know in 2025. Whether you're buying, selling, or just curious, this episode is *packed* with real talk, expert tips, and a few fun stories (yes, Andrew makes his kids sing back-to-school songs ).  Tune in now and get smarter about real estate!

“A Slowdown, a Shift, and Some Perspective” Join Kayla and Andrew as they sit down to reflect on the housing market, shifting seasons, and the deeper stuff that matters. * Fall is sneaking in, and so is the PSL—no price hikes at Starbucks, but real estate? That’s another story. * They discuss Realtor.com’s “Cruel Summer” headline and how buyer-seller stalemates are playing out locally. * Kayla shares what it’s like running numbers for clients on the same home—weeks apart. * Andrew breaks down a multiple-offer win on a USDA loan—how it happened and what it means for first-time buyers. * They touch on seller emotions, price resistance, and how Midwest inventory is behaving a bit differently. * Kayla previews her appearance at the “Uniting Visionaries” event with the United Way. * Reflections on burnout, social media, and how long it takes to build trust and personal brand. * Andrew shares takeaways from “Slowing Down to the Speed of Joy” and why intentional time with family is the new success. * Elon Musk, AI, and whether tech will actually help us reclaim our time—or just give us more to manage. It’s part market update, part mindset shift.

From unexpected hallway reunions to why millennials are buying homes for their dogs, this episode covers it all with equal parts fun and insight. Here’s what’s inside: - Andrew shares a back-to-school tradition and a surprising real-life run-in - Kayla recaps the Homeward Animal Shelter event and breaks down pet-driven buying stats - 43% of millennials say their dog was the main reason for buying a home - Mortgage rates update: Are buyers really waiting for under 6%?  Whether you're a pet lover, market-watcher, or just in it for the real estate banter, this one's worth a listen. 

In this episode, Kayla and Andrew unpack what’s really happening in the market—and why agents and clients alike are feeling off track. Whether it's affordability myths or mixed messages from the media, this week’s conversation is equal parts real talk and strategy reset. Here’s what they cover: - What affordability actually means (and how it’s changed) - The emotional toll of burnout in the industry - Why agents might feel like they’re doing “everything right” but still getting ghosted - How to move buyers from uncertainty to clarity—without pressure - Plus: how to stay motivated for both clients and professionals alike Listen now and tell us: what’s been the most confusing part of the market for you lately? 

Episode 82 is here—and it's all about wrapping up summer and ramping up real estate. Kayla and Andrew are back from lake weekends, packed client schedules, and too many summer projects to count. In this episode, they’re diving into: - Why August is the new “reset button” for real estate goals - The surprising reason 21% of U.S. listings are being pulled from the market - What churches have to do with solving the housing shortage - Why some homes are being listed for one dollar—and whether it’s genius or gimmick - The truth about affordability, interest rates, and buyer misconceptions - And yes, Kayla was just featured on the evening news (again) From real stats to real stories—this episode is a reminder that now’s the time to re-engage with your housing goals, ask questions, and find your people. Tune in now and let us know: are you wrapping up your summer or just getting started on your next chapter? 

After a short summer break, Kayla and Andrew are back—and they’re bringing all the realness: client wins, market challenges, and a dose of hard-earned perspective. In this episode, they dive into: * Why trust and experience matter more than ever when choosing a lender or realtor * Kayla’s top takeaways from the Forward Event in Vegas (spoiler: dangerously inspired is an understatement) * The power of your personal brand—online and off * What buyers *don’t* know about mortgage readiness (and why you should start the conversation early) * The growing trend of friends buying homes together—and why it might make sense * Local housing stats, pricing trends, and buyer behavior across the Midwest * And yes, Andrew is headed to his 20-year class reunion Whether you’re dreaming of homeownership or already in the game, this episode reminds you that it’s never too early to ask questions—and it’s always worth finding your people. Tune in now and tell us: what’s holding you back from your next move? 

**It’s Real Podcast – Episode 80 is live and full of heat—just like the market storms rolling through the region** From snapped docks and storm damage to a packed housing update, Kayla and Andrew are back with one of their most honest episodes yet. This week, they talk about: * Why today’s buyers actually have more time (and leverage) than they think * The hidden value in making an offer—especially on homes that have been sitting * A reality check on interest rates, affordability, and the myth of “waiting for the perfect time” * “Commission breath,” client fatigue, and what happens when agents (and lenders) lose perspective * The unexpected power of long-game marketing—and one message that made Andrew’s week * Plus, a behind-the-scenes look at upcoming local events, housing trends, and the *real* stress of being in real estate right now **Whether you’re buying, selling, or simply watching from the sidelines, this is one you won’t want to miss.** Watch the episode, then tell us—what’s the *realest* part of the current market for you?

Summer mode is on, the market is moving, and Kayla and Andrew are back—this time with some serious real talk from the airport and the lending desk. This episode covers: * Why buyers are getting beat out again (yes, already) * The surprising shift in mortgage rates—and how timing matters more than ever * The staggering 4-million home shortage in the U.S. and what it means for the Midwest * What’s really causing real estate anxiety (and how we manage it) * Red flags from Florida’s collapsing condo market * And why slowing down and asking the right questions might save everyone a lot of stress Plus, hear how one simple phone call saved everyone time and helped a buyer realize they weren’t quite ready—and why *that’s* a win too. Watch now and let us know: How are you navigating today’s real estate market? 

For the first time ever, Kayla and Andrew are together in real life recording this special episode—and they’re doing it for all the right reasons: a shared client is closing on their new home today. This week, the duo dives into: * The power of preparation—why pre-approval matters more than ever * What most buyers (and agents) still get wrong about earnest money, appraisals, and shopping for rates * Real talk on affordability, debt, and how today’s market compares to decades past * Kayla’s “Best of the West” win—and her famous belt buckle * The surprising truth behind why people still aren’t reaching out sooner Plus, they drop some fire real estate vocabulary that every buyer and agent should know. Watch now and tell us: Do you like the in-person vibe better? Should we do more episodes like this? 

This week, Kayla and Andrew get *real* about the highs and lows of real estate—and life. From adding new team members to losing deals, from planning Derby-style birthday parties to flying floatplanes across Otter Tail, this episode is packed with honest stories, laughs, and major perspective shifts. 💬 They dive into: * The reality behind “success” on social media * Why failure actually means you’re doing something right * The *Let Them Theory* and the power of letting go * Hiring, mentorship, and the hunt for a game-changing intern * And why your real estate goals are still worth chasing—even if you’ve struck out a few times If you’ve ever felt stuck, overwhelmed, or like you're the only one struggling—this one’s for you. 

Kayla and Andrew unpack everything from the uptick in lake listings to how buyers are navigating today’s herky-jerky market (yep, we said it). Whether you're on the fence about making a move or trying to make sense of market stats, this episode brings the clarity you’ve been waiting for. In this episode: - Why showing homes without pre-approvals is still happening—and why it needs to stop - The emotional (and financial) cost of waiting to buy - Fargo’s Parade of Homes, lake property trends, and why Memorial Day matters - Real talk on market stats: absorption rates, price jumps, and what it means for buyers - Barbara Corcoran agrees—now might be your moment - Plus: Kayla’s espresso-fueled chat on why pre-approval should be step one If you’re thinking about buying, selling, or just want to make smarter real estate decisions, this episode is a must.

We’ve made it to 75 episodes—and this one is as real as it gets. Kayla and Andrew are diving into the current state of the housing market, consumer debt, rate volatility, and why this year’s market might be feast or famine depending on where you’re standing. In this episode: -Why some homes are sitting while others fly off the market overnight -Are sellers finally trimming prices—and what does that mean for buyers? -The myth of the perfect timing and how real buyers are making moves right now -Pre-approval isn’t just paperwork—it’s power, and Kayla breaks down why -How inflation, rates, and debt are reshaping the way we think about affordability -The hard truth about why so many of us are living beyond our means—and what to do about it -This episode is full of real talk, real numbers, and real advice to help you navigate whatever part of the market you're in. Whether you’re buying, selling, or just trying to keep your head above water—you’ll want to hear this one.

Spring is here (kind of), and so is another packed episode of the It's Real Podcast! This week, Kayla and Andrew dive into everything from bidding wars and lakeshore listings to real estate as an investment, Jeff Bezos’ $63M home sale, and the rise of AI action figures. Plus: The chaos of special assessments in Horace, ND Why work-life balance still feels like a myth Behind-the-scenes of Andrew’s jet pilot adventures And yes, Kayla might be turning into a mortgage action figure... Tune in to laugh, learn, and get real about today’s market, life balance, and what it all means for you. 👉 Watch now and let us know your spring real estate goals! 🎙️

Episode 73 of the It's Real Podcast** Tariffs, buy downs, blacklists—oh my. This week, Kayla and Andrew dive deep into everything impacting the real estate market right now. Whether you're wondering how international policy could affect your mortgage or how to save hundreds on your monthly payment, this one is packed with value. In this episode: - Tariffs and interest rates: what's really going on and how will it impact housing - Why your mortgage lender could be costing you money without you even knowing it - How to actually *shop smart* for a loan (spoiler: it's not about chasing the lowest rate) - The truth about buy downs, break-evens, and whether they’re worth it - Why sellers are entering the market faster than buyers - What Fannie Mae’s “condo blacklist” means for snowbirds and second-home buyers This episode is full of practical advice, real talk, and a behind-the-scenes look at what's happening *right now* in real estate

Episode 72 of the It's Real Podcast Spring may be around the corner, but the real estate market is still giving mixed signals—and Kayla and Andrew are unpacking it all in this week's episode. From rate fluctuations to the power of reputation in real estate, this conversation is a must for buyers, sellers, and industry pros alike. In this episode: - Why the right lender or agent could make or break your deal - What a rate shift actually means for your monthly payment - A deep dive into jumbo loans, conforming limits, and what they mean for buyers - How new construction buyers are scoring a 4.99% rate with Kayla’s promo - Changes in buyer agreements and why Alabama is shaking things up nationally - A real talk breakdown on how federal policies might impact housing in 2024 If you're navigating today’s market or just trying to stay informed, this is the episode you don’t want to miss

Episode 71 of the It's Real Podcast** The spring market is in full swing, and this episode is all about **shoppers**—the good, the bad, and the frustrating. Kayla and Andrew dive into why some buyers are stuck on rate shopping instead of relationship-building and why finding the right real estate team is more important than ever. In this episode: - The rise of “rate shoppers” and why it’s about more than just numbers - Sellers firing agents—how bad representation is costing people big - Why experience and reps in real estate matter more than ever - Kayla’s big industry award and what sets her approach apart - Market updates, interest rates, and what’s ahead for 2025 Real estate is changing fast, and smart buyers and sellers know the right team makes all the difference.

Spring is in the air, and so is the real estate energy. Kayla and Andrew are diving into why buyers and sellers are making moves, what’s happening with mortgage rates, and how AI is shaking up the industry. Plus, Andrew is getting ready for some much needed time away—but will he be able to unplug? In this episode: - Is the housing market finally heating up with the weather? - Why buyer education is more important than ever in today’s market. - The role of AI in real estate and how it’s changing the game. - Mortgage rates are shifting—what that means for buyers and sellers. - Tariffs, inflation, and the unpredictable market—how will it impact housing? If you're ready to buy, sell, or just want to stay ahead of the trends, this is an episode you don’t want to miss. 

The market is heating up, and so is this conversation. Kayla and Andrew are breaking down why buyers are hungry for homes, how education is changing the game in real estate, and why working with the right professionals makes all the difference. In this episode: - The shift in market activity and why more buyers are getting pre-approved - The impact of special assessments and why home affordability is still a major factor - Andrew’s spec home update and what he learned from the process - The reality of real estate professionals in 2024—why 71% of agents didn’t sell a home last year - Are people finally accepting current mortgage rates and moving forward? If you're thinking about buying or selling, now is the time to get ahead of the game. Join the conversation and drop your thoughts in the comments

This week, Kayla and Andrew are tackling everything from the latest market trends to the real impact of interest rates and affordability. Andrew is fresh off a trip flying across the country, and Kayla is breaking down her proactive approach to lending—because no homebuyer should feel lost in the process. In this episode: - Is consumer sentiment slowing down the market, or is activity picking up? - What buyers need to know about today’s mortgage rates and if waiting for a drop is worth it. - Why homebuilders are facing major challenges and how that impacts inventory. - Kayla’s behind-the-scenes lending process that makes buying a home feel effortless. - Andrew’s spec home update and what he learned from his first build. If you're thinking about buying or selling this year, now is the time to get prepared.

January felt like it lasted forever, but Kayla and Andrew are kicking off February with fresh energy and real talk about the housing market, lending trends, and what’s next for buyers and sellers in 2025.This episode is packed with insight, from Kayla’s return to First International Bank & Trust to Andrew’s experience building a spec home and navigating the challenges of low inventory. They also tackle the impact of interest rates, why relationships matter in real estate, and how to stay ahead in a changing market.Tune in as they break down what’s happening behind the scenes and share strategies for success in today’s real estate world. Whether you're buying, selling, or just trying to figure out your next move, this episode is one you won’t want to miss.

🎥Kayla and Andrew are diving into the nitty-gritty of real estate life, tackling the "circle-back effect" of January, and sharing their thoughts on today's real estate market. From Andrew’s insights on how to build strong client relationships to Kayla’s advice on navigating homeownership challenges, this episode is packed with real stories and practical tips! 🏡✨ 🌟 What’s New in Episode 66? ✅ Why January feels like the busiest month of the year. ✅ The secret to thriving in a competitive housing market. ✅ Productivity hacks, from physical planners to the Remarkable tablet. ✅ How Kayla & Andrew balance personal goals with professional hustle. 📢 Join the conversation! Comment below with your real estate questions or let us know your favorite takeaway from this episode. Ready? Let's get real! 🔥 

🎙️🔥 LIVE: It’s Real Podcast with Kayla Kallander & Andrew Yaggie 🔥🎙️ 🌟 Topics You Don’t Want to Miss: 📊 December Housing Market Stats – What’s happening locally? 📉 Interest Rates Update – How are they trending, and what does it mean for buyers & sellers? 💼 Federal Jobs Report – The surprising impact on mortgage rates. 🌲🔥 California Wildfires – Outrageous rent prices for displaced families & the inspiring ways real estate agents are stepping up to help.

Happy New Year! As we kick off Season 3 of the It's Real Podcast, Kayla and Andrew get you caught up with everything going on in the real estate market. We'll share more our personal professional goals in the new year, and in addition to a big announcement from Andrew, we'll provide some practical advice on dealing with people and situations when things don't go your way

Twas the week before Christmas and all through the house...there's a lot to talk about on Episode 63 of the It's Real Podcast! You'll hear our reaction to the Fed's rate cut yesterday, in addition to an outlook for 2025...we'll share market stats, the top 3 reasons why your home may not be selling, in addition to a big change for Kayla professionally. Tune in!

What do Barbara Corcoran, Fannie Mae, and the Mortgage Bankers Association all have in common? A revised outlook on the 2025 housing market, of course! On today's episode, we catch you up on rates, Minnesota Housing numbers, updated forecasts from the Mortgage Bankers Association, Fannie Mae, and Barabara Corcoran revealing what will make the real estate market "go ballistic" in 2025. Plus, Andrew opens up about his quest to build affordable housing. Tune in!

With the election in the books and another rate cut by the Fed, there's a lot to cover on today's episode of the It's Real Podcast. We'll get you caught up on everything happening in the housing market, talk rates, and give you our take on what the market looks like with a second Trump Administration. Tune in!

The advantages of this market! Home Sales are on track for their worst year since 1995 and a 30-year mortgage just hit 7% today, though believe it or not, it's not all doom and gloom in the housing market! On Episode 60 of the It's Real Podcast, we'll get you caught up on rates, housing numbers, and share with you the positives of our current market conditions. Kayla will illustrate how you can use your home equity to your advantage in consolidating your monthly payment and eliminating higher interest debts. Tune in!

The Fed dropped rates half a percent in late September, but since then, we have seen mortgage rates climb nearly a percent, to a national average of 6.92% On Episode 59 of the It's Real Podcast, we dive into the current state of the market to help quell market confusion. We'll share national stats on home sales, in addition to providing helpful guidance to help you succeed in today's uncertain market. Tune in!

No matter what your local housing market is like, there are always strategies for finding cheaper homes. On today's episode, we'll share with you 9 tips for finding a bargain-priced home as compiled by Zillow. Tune in!

Fall is in full swing and with that comes changes in the real estate market. On Episode 57, we'll get you caught up on everything real estate - from market stats to interest rates, affordability, inventory and more...plus, we'll talk about the recent jobs report and how that is likely to affect mortgage rates. Tune in!

Have you been thinking about refinancing your home mortgage? Perhaps you purchased a home in the past few years at a higher interest rate and hear talk of refinancing or the term "refi" and have no idea what it means. Either way, we've got you covered! On Episode 56 of the It's Real Podcast, we dive into the "refi" realm - what is a refinance? What is required? Is now a good time? Plus, Andrew shares his personal refinance horror story. If you're looking for refi advice, schedule a time to meet with Kayla 

The Federal Reserve cut interest rates for the first time in four years yesterday and on today's episode of the It's Real Podcast, we dive into what this means for mortgage rates, housing, and consumer debt. Did mortgage rates drop a half a percent as well? What does the housing market look like for the rest of the year? We'll answer all of those questions and more - tune in!

With mortgage rates slowly drifting down, data points to another mortgage boom just around the corner. On Episode 54 of the It's Real Podcast, we get you caught up on everything happening in the real estate market including rates, when the best time to sell your home is, in addition to talking job and inflation reports and how they are influencing the market.

We have seen a huge shift in mortgage rates, leading to increased buyer and refinance activity. On Episode 53 of the It' Real Podcast, we'll talk rates, market stats, what an election means for home sales, and dive into the big changes coming to the real estate industry this Saturday. If you're buying or selling, you'll want to take note of these changes and how they'll impact you as you work towards your real estate goals. Tune in!