LendAPI Podcast

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LendAPI Podcast

We dedicate this podcast to the hard working men and women from members on LendAPI's Marketplace.

  1. 42

    LendAPI Partner Podcast with Phil Ganz, President at Next Wave Mortgage

    In this episode of the LendAPI Partner Podcast, host Timothy Li, Founder & CEO of LendAPI, sits down with Phil Ganz, President of Next Wave Mortgage, to discuss what it truly takes to build a people-first mortgage brokerage in today's fast-moving lending landscape. Phil brings a rare combination of 26+ years in the mortgage industry, a top 1% originator ranking nationally, and a builder's mindset — having launched Next Wave Mortgage from the ground up to serve borrowers across multiple states with low-rate, low-friction home financing experiences.What You'll Learn:Why mortgage brokers are outpacing retail lenders — and how nimble, client-focused operations like Next Wave Mortgage deliver better rates and service without the overhead of large corporate structuresHow Phil is using technology and automation to modernize the mortgage origination process — reducing friction for borrowers and improving pull-through rates for the brokerageThe story of building Next Wave Mortgage from scratch — what it takes to launch and scale a multi-state brokerage in a high-rate, low-volume market environmentWhy Phil believes loan officers should have an ownership mentality — and how Next Wave's platform empowers LOs to grow long-term client relationships rather than just close transactionsHow non-QM and alternative lending programs (bank statement, DSCR, Down Payment Assistance) are unlocking homeownership for borrowers that traditional lenders routinely turn awayWhy AI and digital tools are transforming lead generation and borrower education — and how mortgage professionals can use content and technology to stay ahead of the competitionWhat the current housing affordability crisis means for lenders and borrowers alike — and how smart mortgage planning can still create viable paths to homeownershipAbout Next Wave Mortgage:Next Wave Mortgage is a multi-state mortgage brokerage headquartered in Fort Lauderdale, Florida, dedicated to expanding sustainable homeownership through transparent, technology-forward lending. Founded in 2023, Next Wave gives loan officers the platform to build lasting client relationships by combining broker-model pricing flexibility with strong operational support. Under the leadership of President Phil Ganz — a Certified Mortgage Planning Specialist and nationally recognized top 1% originator — the brokerage specializes in FHA, VA, Conventional, Jumbo, Non-QM, and Down Payment Assistance programs, with a commitment to serving first-time homebuyers and self-employed borrowers who need creative, personalized financing solutions. Next Wave Mortgage is how mortgages should be done.📢 Explore more on the LendAPI MarketplaceListen now on YouTube, Spotify, or Apple Podcasts.

  2. 41

    LendAPI Partner Podcast with Ryan Hildebrand, EVP & Chief Innovation Officer at Bankwell

    In this episode of the LendAPI Partner Podcast, host Timothy Li, Founder & CEO of LendAPI, sits down with Ryan Hildebrand, EVP & Chief Innovation Officer at Bankwell, to discuss what it truly takes to transform a community bank into a fintech-grade institution. Ryan brings a rare perspective as a serial founder, former CPA, and fintech builder who helped launch Simple (the first consumer fintech bank) and Seed (the first business fintech bank), and led landmark fintech partnerships at Cross River Bank with companies like Coinbase, Stripe, and Plaid. Now at Bankwell, a $3B+ commercial bank, Ryan is executing a ground-up technology transformation — starting with SBA lending and expanding to serve the full small business ecosystem with fintech-level speed and service.What You'll Learn:Why technology is the great equalizer for community banks — and how nimble decision-making lets smaller institutions outmaneuver billion-dollar competitors without matching their budgetsHow Ryan is using AI and modern fintech platforms to modernize SBA and small business lending at Bankwell — reducing friction for borrowers and improving outcomes for the bankThe inside story of building Simple and Seed — two fintech firsts — and what those exits taught Ryan about what real banking innovation requiresWhy Ryan would give back a $100M innovation budget — and how lean, focused teams with the right AI tools consistently outperform large, well-funded innovation departmentsThe hidden systemic risk of legacy core banking infrastructure — why banks feel trapped, why VC funding dries up for alternatives, and what needs to changeHow AI adoption in banking is a cultural transformation, not a technology project — and why front-line employee buy-in determines whether AI investments succeed or failWhat the coming wave of community bank consolidation means for institutions that are innovating versus those that are waiting — and how to end up on the right side of itAbout Bankwell:Bankwell is a $3B+ commercial bank headquartered in New Canaan, Connecticut, built on a foundation of strong relationships with businesses across the region. Under the leadership of Chief Innovation Officer Ryan Hildebrand, Bankwell is executing a deliberate strategy to deliver fintech-grade technology and service to small and mid-sized businesses — starting with SBA lending and expanding outward. Bankwell was the first bank customer and investor in Casca, a Y Combinator-backed AI-native loan origination platform, underscoring its commitment to partnering with the most innovative builders in the industry. Bankwell's approach to innovation — resourceful, accountable, and customer-focused — reflects the belief that the best community banks can compete with anyone

  3. 40

    LendAPI Partner Podcast with Carla Canino, Founder & CEO of Kindlee

    In this episode of the LendAPI Partner Podcast, host Timothy Li, Founder & CEO of LendAPI, sits down with Carla Canino, Founder & CEO of Kindlee (Techstars '24), to explore the intersection of responsible AI, financial inclusion, and the future of fair lending. Carla brings over 15 years of experience across global payments, financial services product strategy, and entrepreneurship — from her time as Global Payment Strategy Lead at Blizzard Entertainment to co-authoring inclusion standards with the Federal Reserve and W3C. Today, she is building Kindlee, the first AI fairness intelligence platform for regulated financial institutions, helping lenders detect bias, improve model accuracy, and meet EU AI Act compliance — while unlocking billions in untapped revenue.Why AI bias in lending is costing the industry an estimated $443 billion annually — and how the majority of affected consumers are actually creditworthy customers being misclassifiedHow Kindlee's Kindlee Conversational Trust Index (KCTI) provides the first composite trust score for AI performance across vulnerable populations — with zero PII exposure and zero integration burdenWhy 65% of loan declines may involve creditworthy customers misclassified by biased AI models, and what lenders can do about it right nowThe real business case for inclusive AI: a documented 1,578% ROI on remediation over three years, and why fairness is a competitive advantage — not just a compliance checkboxHow the EU AI Act's August 2026 deadline is creating urgency for financial institutions to audit their AI systems for high-risk use casesCarla's journey from payments expert at Activision Blizzard to solo founder — and the personal experiences as a disabled immigrant that exposed systemic weaknesses in financial systems and inspired KindleePractical advice for any fintech or lender looking to build AI that is explainable, unbiased, accessible, and growth-focusedKindlee is an AI fairness intelligence platform backed by Techstars and J.P. Morgan, purpose-built for regulated financial institutions navigating the EU AI Act and European Accessibility Act. Founded by Carla Canino, Kindlee helps banks, fintechs, and lenders detect bias and operational friction in their deployed AI — including conversational AI, credit decisioning, and KYC systems — and provides a direct path to remediation. Their proprietary KCTI benchmark has audited nine of Europe's largest financial institutions, revealing that 82.7% of AI interactions with disabled, elderly, and immigrant customers result in severe or critical failures. Kindlee makes fairness measurable, profitable, and easy to adopt — without touching a single line of PII. Learn more at www.kindlee.ai.What You’ll Learn:About New Market Growth

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    LendAPI Partner Podcast with Carlos Caro, Managing Partner & Founder of New Market Growth

    In this episode of the LendAPI Partner Podcast, host Timothy Li, Founder & CEO of LendAPI, sits down with Carlos Caro, Founder of New Market Growth, to discuss the complex and rapidly evolving landscape of consumer lending. Carlos shares his deep industry expertise, detailing how lenders can successfully navigate the challenges of listing on popular affiliate platforms, the critical importance of balancing lead quality with volume, and the significance of building a strong professional network.What You'll LearnThe real challenge of getting listed on major platforms like LendingTree or Credit Karma, and why Carlos often has to turn down 85% of lenders who approach him for placement.Why striking a balance between acquiring a high volume of leads and ensuring those leads are of top quality is essential, especially as platforms prioritize customer welfare and competitive rates.The importance of "Market Fit" and understanding the specific requirements of each platform, tailoring your offerings to match traditional products like mortgages or personal loans.How embracing innovation—such as leveraging blockchain technology for new, high-reward credit cards—can help differentiate your products in a crowded market.Actionable strategies for success, including focusing on customer needs, attending industry events, collaborating with other businesses, and staying ahead of market trends and regulatory shifts.About New Market GrowthNew Market Growth is a specialized consulting firm that helps lenders connect with powerful affiliate marketing channels to drive customer acquisition. Founded by Carlos Caro, who brings a rich background in lending and marketing from his time working with major financial institutions, the firm assists lenders in navigating the highly competitive consumer finance space. They focus on bridging the gap between innovative lending products and key acquisition platforms, ensuring lenders can effectively reach and serve their target markets.📢 Explore more on the ⁠LendAPI Marketplace⁠Listen now on ⁠YouTube⁠, ⁠Spotify⁠, or ⁠Apple Podcasts⁠.

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    LendAPI Partner Podcast with Dan Niemiec, Chief Credit & Analytics Officer at 1st Franklin Financial Corporation

    In this episode of the LendAPI Partner Podcast, host Timothy Li, Founder & CEO of LendAPI, sits down with Dan Neimiec, Chief Credit Risk and Analytics Officer at 1sr Franklin Financial, to discuss the company's unique approach to consumer lending. Dan shares how his team is using internal performance data and AI tools to enhance predictive modeling, while still ensuring the human element and personal branch-customer relationships remain the core of their operation.What You’ll Learn:Dan’s experience managing risk at JP Morgan Chase during the 2008-2009 housing downturn, which highlighted the limitations of "backwards looking" credit models.How an 85-year-old company like First Franklin strategically shifted to making data-driven decisions while maintaining its crucial community and branch-based customer relationships.Why the company uses their lending models as "guard rails and guidelines" rather than a fully automated decision engine, emphasizing that humans make the ultimate lending decisions.The primary product offerings and how the company uses direct mail models to target new customers.How First Franklin uses "live checks" (or convenience checks) via direct mail to pre-qualified customers, followed by personal branch outreach to solidify the customer relationship.Advice for aspiring credit risk analysts: focus on "business knowledge and the business intuition" because artificial intelligence now handles much of the data assembly and manipulation.About First Franklin FinancialFirst Franklin Financial is an 85-year-old, privately owned financial services company that started in the early 1940s. The company operates nearly 400 branches and serves almost 400,000 customers, with approximately $1.2 billion in receivables. First Franklin primarily serves subprime consumers with credit scores in the 550 to 700 range. While maintaining a strong community presence with personal branch relationships, the company has recently implemented a strategic initiative to incorporate data-driven decisions and modern analytic models.📢 Explore more on the LendAPI MarketplaceListen now on YouTube, Spotify, or Apple Podcasts.

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    LendAPI Partner Podcast with Debra LeJeune, Founder & CEO at Integrity Payments Group

    In this episode of the LendAPI Partner Podcast, host Timothy Li, Co-Founder and CEO of LendAPI, sits down with Debra LeJeune, a special friend of LendAPI. Debra, whose background originated in banking, is a former commercial banking officer. She discusses the formation of her company, Integrity, and how it focuses on a payment strategy to improve the lending and payment process.What You’ll Learn:- How Debra's background in banking and as president of multiple companies led her to found Integrity.- Why Integrity was formed to combat the payments industry missing the mark on putting the customer first, locking clients into long-term contracts, and not having the customer's best interest in mind.- How Integrity provides agnostic advice and representation, ensuring the recommended technology stack is specific to the client and focused on their integrity.- Integrity's approach to payments, which involves taking the payment process across the entire life cycle, including infrastructure, onboarding new borrowers, and payment success.- How Integrity might set up a client with five, six, or seven different solutions to create the perfect waterfall, minimize issuer declines, and achieve a 10% to 30% lift in authorization approvals.- The importance of clients owning their payment data, utilizing network or universal tokens for validation, and having the infrastructure to waterfall onto other solutions with no downtime.- How a forensic analysis of a client's payment and authorization data can lead to advice on qualifying for lower interchange and having fewer false declines.About Integrity Payments Group (IPG):Integrity Payments Group (IPG) positions itself as more of a payment strategy firm than a payment placement or bank-pushing firm. They focus on putting the client's needs first across the life cycle, which contrasts with traditional payments companies that might focus on locking people into a singular payment provider. Integrity uses its strategy to help clients with everything from infrastructure to collection📢 Explore more on the LendAPI MarketplaceListen now on YouTube, Spotify, or Apple Podcasts.

  7. 36

    LendAPI Partner Podcast with Steven Ma, Founder & CEO at Pony Money

    In this episode of the LendAPI Partner Podcast, host Timothy Li, Founder & CEO of LendAPI, sits down with Steven Ma, Founder & CEO of PonyMoney, a Texas‑based personal lending company focused on delivering fast, hassle‑free installment loans. Steven shares how PonyMoney built a modern lending operation around flexibility, rapid experimentation, and borrower‑friendly experiences—and why they chose LendAPI as their core lending technology partner.What You’ll Learn:- Why Steven founded PonyMoney and the specific gaps he saw in traditional personal lending around speed, transparency, and product flexibility.- The challenges PonyMoney faced with legacy loan origination systems and decision engines, from rigid integrations to limited control over underwriting rules and pricing.​- How PonyMoney uses LendAPI’s flexible, API‑driven platform to run A/B tests on underwriting strategies, plug into cash‑flow data providers, and update rules in real time—without vendor tickets or long release cycles.- The impact of this setup on approval rates, portfolio performance, and operational efficiency, including faster launch of new products and smoother borrower journeys.About PonyMoneyPonyMoney is a consumer lending operator dedicated to providing individuals with simple, transparent, and quickly funded installment loans. By combining data‑driven underwriting with a digital‑first experience, PonyMoney helps borrowers access credit with less friction while giving its team full control over product design, risk strategies, and pricing. Powered by LendAPI’s integrated LOS and decision engine, PonyMoney can test, iterate, and scale new lending programs at startup speed without sacrificing compliance or control.

  8. 35

    LendAPI Partner Podcast with Jospeh Huch, Vice President of Sales at USIO

    This week on the LendAPI Partner Podcast, host Rutger Van Faassen sits down with Joseph Huch, Vice President of Sales at USIO, a leading, tech-forward payments provider helping lenders, fintechs, and SaaS platforms modernize how they move money. Together, they unpack how integrated payments, real-time funding, and smarter disbursement workflows are reshaping the economics and customer experience of lending.How Joseph’s background in payments and financial technology shapes his approach to helping lenders deliver faster, more reliable funding experiences.​Why embedded payments and payouts are becoming a core competitive edge for digital lenders and vertical SaaS platforms.​The current USIO offering for lenders and fintechs today—and the future vision for deeper, API-first integration across onboarding, servicing, and collections.How USIO’s platform enables instant or same‑day disbursements, card and ACH rails, and configurable workflows that reduce friction for both borrowers and operations teams.​A real‑world example of a lender that streamlined its funding process, cut manual work, and improved conversion by delivering a more seamless payment and payout experience.Explore more partners and episodes on the LendAPI Marketplace.

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    LendAPI Partner Podcast with Mor Milo CEO at Relli

    LendAPI Partner Podcast with Mor Milo, CEO at Relli features an insightful discussion on revolutionizing real estate investing through technology. Mor Milo shares his expertise in building a platform that democratizes access to high-yield, passive real estate opportunitiesKey Topics Discussed- Democratizing real estate investing: Mor explains how Relli transforms family rental lessons into a tech platform, opening vetted deals to passive investors beyond traditional networks.​- Platform for accredited investors: Current offerings include diverse assets like retail, self-storage, and debt, with flexible investments starting at $10k and improved liquidity/yields (e.g., 15% structured returns).​- Future vision and marketplace model: Aims to create a "stock market for real estate" with fractional ownership for all; connects developers to educated investors via free marketplace, enhancing deal economics.​- LendAPI integration benefits: Automates KYC/KYB for seamless onboarding, ensuring compliance, reducing friction, and enabling scale for investors/sponsors—key for Relli's growth.- Success stories: An LA CEO shifted $100k from 8% multifamily returns to higher-yield, flexible deals on Relli, showcasing better economics and user experience.​​Mor's insights highlight partnership-driven innovation, like Relli's LendAPI collaboration, empowering fintechs to streamline operations and expand real estate access.📢 Explore more on the LendAPI MarketplaceListen now on YouTube, Spotify, or Apple Podcasts.

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    LendAPI Partner Podcast with Jay Bhattacharya, Head of Strategic Partnerships at Veem

    In this episode of the LendAPI Partner Podcast, Jay Bhattacharya shares his journey in the world of payments and fintech. As the Head of Strategic Partnerships at Veem, Jay provides a deep dive into how fintech companies can simplify global payments and accelerate innovation through strategic alliances and API-driven solutions.Key Topics Discussed:Making cross-border payments frictionless:Jay explains how Veem’s platform was developed to remove pain points in international payments, delivering ease and speed for businesses operating globally.API-powered partnerships:The conversation highlights how integrating Veem’s payment APIs with platforms like LendAPI enables fintechs and lenders to automate payment workflows, reduce risk, and improve transparency.Scaling compliance & efficiency:Jay discusses the regulatory and operational challenges of cross-border payments and how Veem’s technology-first approach helps clients maintain compliance while streamlining vendor payments and customer payouts.Collaboration in fintech:The episode explores how ecosystem partnerships—like those between Veem and LendAPI—unlock new value for lenders, drive digital transformation, and empower businesses to expand into new markets confidently.Real-world success stories:Jay shares tangible examples where customers have benefited from smart, integrated payment experiences, resulting in faster settlements and better global reach.Jay’s story is a testament to finding opportunity in complexity and the power of partnership-led growth. Whether you’re a fintech product leader, operations executive, or innovator in global commerce, you’ll find actionable takeaways in how Veem and LendAPI are setting new standards for modern B2B payments.📢 Explore more on the LendAPI MarketplaceTune in to discover how LendAPI and Veem are collaborating to advance the future of lending and payments technology. Listen now on YouTube, Spotify, or Apple Podcasts.

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    LendAPI Partner Podcast with Brian Reshefsky, CEO & Founder of Edge

    In this episode of the LendAPI Partner Podcast, Brian Reshefsky, Founder and CEO of Edge, shares the origins of Edge and explores his journey in fintech, focusing on technology-driven lending and API transformation. He highlights how partnerships like Edge and LendAPI address digital onboarding, compliance, and integration pain points, spotlighting real-world benefits for lenders.Key Topics Discussed:Solving industry pain points: Brian explains how Edge was established to tackle inefficiencies in lending technology and streamline digital lending workflows.API automation & innovation: Edge emphasizes automation across onboarding, origination, and underwriting, enabling seamless API integration for fintechs and lenders.Partnership impact: Insights into Edge’s collaboration with LendAPI and the business results of integrating best-in-class API solutions.Compliance & customer experience: Brian discusses how Edge simplifies regulatory workflows and enhances lender and borrower experiences through smart tech.Actionable strategies: How lending institutions and fintechs can leverage API partnerships to unlock growth, efficiency, and flexibility.Customer success stories: Real-world examples illustrating improved operational efficiency and digital transformation through Edge and LendAPI integrations.Brian’s story is a testament to the power of solving root business challenges with technology, listening to partners and customers, and co-innovating in a rapidly changing digital lending market. The Edge journey shows the lasting impact of collaboration, automation, and relentless focus on operational efficiency.📢 Explore more at the LendAPI Marketplace. Tune in to hear how platforms like Edge and LendAPI are shaping the future of lending technology and partnerships. Listen on YouTube, Spotify, and Apple Podcasts.

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    LendAPI Partner Podcast with Gerogina Merhom CEO & Founder of SOLO

    In this episode of the LendAPI Partner Podcast, host Rutger van Faassen sits down with Georgina Merhom, the founder and CEO of SOLO. Georgina shares her journey from running a lending company in Egypt to solving critical data challenges in the global lending sector by founding SOLO. This discussion gets into the origin, vision, and unique approach SOLO brings to customer data management.Key Topics Discussed:Solving real pain points: Georgina talks about experiencing inefficiencies with customer data collection in her first lending business, leading her to launch SOLO to address these industry-wide challenges.Data reusability & efficiency: SOLO focuses on enabling the reuse of customer data across multiple products, departments, and even institutions—streamlining onboarding, origination, and underwriting processes.Integration and workflow: The platform integrates at points of customer interaction, resolving information gaps by leveraging what’s already known, and engaging customers only when necessary.Reducing friction: SOLO’s “single source of truth” approach eliminates redundancy, making customer experiences smoother both within and across financial institutions.Collaborative innovation: Georgina describes how customer and partner feedback has directly influenced SOLO’s roadmap, including the creation of new network-driven solutions.Network effects: The SOLO network connects lenders and partners to reduce duplicative costs and enhance verification processes, benefitting everyone involved.Customer impact stories: From customer accolades (“With SOLO, hard takes a day and impossible takes a week!”) to real-world efficiency gains, SOLO’s value is validated in day-to-day client success.Industry vision: The episode highlights how putting customer needs first and fostering collaboration are key to building financial technology that works for everyone.Georgina’s experience exemplifies the power of solving genuine problems, listening to customers, and continuously adapting your product to evolving market needs. The SOLO story demonstrates that innovation and partnership can reshape lending for the better.

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    LendAPI Partner Podcast with Mike Coy, Founder & CEO of Channel Payments

    In this episode of the LendAPI Partner Podcast, host Rutger van Faassen sits down with Mike Coy, the founder and CEO of Channel Payments. This conversation dives deep into the inception of Channel Payments, revealing how Mike identified core challenges in the payment processing industry and built his company with the mission to tackle them head-on.Key Topics Discussed:Listening to customers: Mike emphasizes that truly understanding customer pain points is the cornerstone for developing effective solutions in fintech.Democratizing payment processing: Channel Payments advocates for open, flexible access to payment solutions, significantly boosting customer retention and satisfaction.Orchestration and adaptability: Mike explains how orchestrating payment options gives businesses more flexibility, adapting to unique and changing needs with ease.Customer experience: The importance of a seamless and reliable payment process cannot be overstated. Mike shares how a superior payment journey directly correlates with increased transactions.Innovation in technology: Channel Payments leverages cutting-edge tech to drive up payment success rates and make processes smoother for everyone involved.Building trust: By avoiding long-term contracts and focusing on customer needs, Channel Payments nurtures stronger partnerships based on trust and transparency.Continuous improvement: Mike’s team is committed to iterative enhancements, ensuring their solutions keep pace with industry evolution and customer expectations.Mike’s journey demonstrates that putting the customer at the center, embracing innovation, and staying adaptable are the keys to thriving in the payment processing sector. The Channel Payments story is a testament to how modern fintech companies can drive real value by addressing both the strategic and emotional needs of their clientele.📢 Explore more at the LendAPI Marketplace

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    LendAPI Partner Podcast with Rick Haskell, Founder & CEO of Lendisoft

    In this episode of the LendAPI Partner Podcast, host Rutger Van Faassen sits down with Rick Haskell, founder and CEO of Lendisoft. Drawing from two decades of risk management experience, Rick shares how the spark for Lendisoft emerged from recognizing a major gap in the market: small and mid-size lenders needed powerful, flexible tools to compete with larger enterprises.Rick explains how Lendisoft leverages AI and automation to revolutionize loan management, enabling lenders to bridge the gap between predictive modeling and day-to-day operational processes. The discussion highlights the transformation from legacy, spreadsheet-driven workflows to streamlined, no-code/low-code solutions that allow business leaders to configure processes without heavy reliance on IT.Market-Driven Origin: Lendisoft was founded to address a clear gap in loan management solutions, inspired by Rick’s 24-year career in risk management for subprime auto lending.AI & Automation Focus: The core of Lendisoft is about operational efficiency, using AI to assign risk, automate repetitive processes, and bridge the gap between modeling and action.Process-First Design: The platform facilitates a drag-and-drop, no-code/low-code approach for lenders—particularly empowering those with limited IT staff to configure their workflows directly.Competitiveness for Small Lenders: By making leading-edge tech accessible and configurable, even small lenders can compete with large enterprises.Customer Transformation: Lendisoft’s real impact shines in stories like a client moving from manual spreadsheets to complete automation—"what do I do with myself now that Lendisoft does it all?" a customer humorously remarks.Proper Configuration is Key: Success isn’t just software; it’s configuration. Lendisoft ensures clients get hands-on setup and guidance for long-term results."Lendisoft is so automated, it’s doing everything for us. Gone are the days of spreadsheets and all that manual work."— Rick HaskellRick closes by emphasizing his passion for the industry and the mission to level the playing field for all lenders, regardless of size. The episode wraps on a note of gratitude and anticipation for helping more lenders benefit from Lendisoft’s innovations.📢 Explore more at the LendAPI MarketplaceKey TakeawaysStandout Quote

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    LendAPI Partner Podcast with Steven Thompson, CEO & Co-Founder at ScoreMyCash

    In this illuminating episode of the LendAPI Partner Podcast, host Rutger van Faassen welcomes Stephen Thompson, co-founder and CEO of ScoreMyCash. The conversation delves into how ScoreMyCash is reshaping the lending landscape by using real cashflow data to provide lenders with a clearer, more accurate snapshot of consumer financial health. Stephen explains the journey behind ScoreMyCash’s founding, the evolution of data analytics in lending, and how their innovative tools help both lenders make smarter credit decisions and consumers gain increased access to credit.What You'll LearnThe Power of Cashflow Data: Insights into why cashflow—not just credit scores—offers a fuller picture of a consumer’s ability to repay, and how ScoreMyCash’s platform captures and analyzes this data.Advancing Financial Inclusion: How using bank transaction data helps lenders serve more creditworthy consumers, especially those who may be overlooked by traditional scoring.Analytics-Driven Lending: Stephen discusses how advanced analytics empower lenders to assess risk more accurately and create win-win scenarios for both borrowers and institutions.Validating the Approach: Hear real success stories where clients leveraged cashflow analytics to make better lending decisions, leading to improved outcomes for both consumers and lenders.Industry Evolution: Discover the ongoing transformation of the lending sector thanks to new data sources and smarter technology solutions like ScoreMyCash.ScoreMyCash is at the forefront of a data revolution in lending, proving that understanding the real story behind the numbers empowers lenders to make fairer, smarter lending decisions. By focusing on actual cashflow and bank transactions, they open doors for more consumers to access the credit they deserve while protecting lenders from unnecessary risk. Listen to the full podcast for more in-depth industry insights and actionable strategies from thought leader Stephen Thompson!📢 Explore more at the LendAPI Marketplace

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    LendAPI Partner Podcast with Jake Pimental, CEO & Co-Founder of Tennis Finance

    In this engaging episode of the LendAPI Partner Podcast, host Rutger Van Faassen sits down with Jake Pimentel, the visionary CEO & Co-Founder of Tennis Finance. They explore the journey of Tennis Finance, a company born from the need for better AI-driven solutions in the debt collections space. Jake discusses the company's strategic pivot from compliance tech to creating cutting-edge workflow automation for commercial collections, revealing the transformative power of customer feedback and innovation in the fintech world. The conversation also highlights the human side of collections, the importance of maintaining strong business relationships, and the memorable origin behind the company’s name.What You'll LearnStartup Pivots: Discover how Tennis Finance found its niche by listening to customer pain points and pivoting from compliance-focused tools to commercial collections and legal workflow automation.AI in Collections: Learn about the AI-powered solutions utilized to streamline communication, automate workflows, and manage collections efficiently — benefiting both lenders and their clients.Commercial Focus: Understand why Tennis Finance zeroes in on commercial rather than consumer debt and how their universal inbox brings transparency to the collections process.Customer-Centric Innovation: Hear stories of how close collaboration with early clients led to practical product features and successful outcomes.Legal Case Management: Gain insights into how Tennis Finance supports clients through the entire collections lifecycle, from servicing to litigation, making even the toughest processes more manageable.Startup Wisdom: Take away the importance of agility and customer dialogue in building fintech solutions that truly resonate with the market.The 'Tennis' Philosophy: Find out the creative reasoning behind the company’s name and how the goal is to reduce the “back and forth” that so often complicates collections.Tennis Finance’s story is a testament to the power of listening, adapting, and relentlessly simplifying complex financial processes. Their commitment to both technological innovation and empathetic client service is reshaping what it means to handle commercial debt. As the fintech space evolves, staying open to feedback and ready to pivot can turn obstacles into the most rewarding opportunities. Tune into the full podcast for more behind-the-scenes stories and strategies from industry leaders like Jake Pimentel!📢 Explore more at the LendAPI Marketplace

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    LendAPI Partner Podcast with Alex Gonikman, CEO & Co - Founder of True North

    In this episode of the Lend API Partner Podcast, Rutger van Faassen interviews Alex Gonikman, CEO and co-founder of True North. They discuss the origins of True North, its evolution into a FinTech integration expert, and share success stories of how True North has helped clients embed financial services into their existing applications. The conversation highlights the importance of understanding financial services and the role of AI in accelerating market entry for clients.What You’ll Learn:How True North was founded by Lending Club alumni and evolved into a fintech integration leader.Why non-financial companies are now embedding financial services—and how True North accelerates these transformations.Real-world success: moving clients from 12+ months to under 2 months for MVP launches.How AI tools are leveraged to speed up integration and reduce costs.Why understanding business challenges and picking the right partners is crucial for embedded finance.How True North combines backend expertise with seamless front-end experiences.

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    LendAPI Partner Podcast with Anna Burke, Head of Revenue & Growth at Equabli

    This week on the LendAPI Partner Podcast, host Rutger van Faassen welcomes Anna Burke, Head of Growth at Equabli, to discuss how the company is bringing much-needed innovation to the collections and recovery space. Equabli was founded by former industry operators who experienced firsthand the inefficiencies and fragmentation in delinquency management—and set out to solve it.What You’ll Learn:How Equabli emerged from a need to modernize collections infrastructureWhy optimization and cost savings are at the core of Equabli’s missionHow their tools align the “next best action” for each individual accountThe benefits of data-driven strategies for risk prediction and borrower engagementA compelling customer success story from a leading subprime lenderAbout the Platform:Equabli provides lenders with a powerful, integrated suite of tools to improve collections outcomes. Whether predicting borrower behavior, optimizing strategy deployment, or building borrower engagement at scale, Equabli enables cost-effective, compliant, and compassionate debt recovery.Hosted by Rutger van Faassen, this episode shines a light on an often-overlooked part of the credit cycle—and the innovation that’s shaping its future.👉 Listen Now and discover how collections can be optimized for a better lending ecosystem.📢 Explore more at the LendAPI Marketplace

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    LendAPI Partner Podcast with Mor Milo, CEO at Relli

    In this episode, Rutger van Faassen sits down with Mo Milo, CEO and Co-Founder of a real estate investment platform designed to make passive real estate investing accessible, diversified, and rewarding. From his early inspiration watching his parents manage rental properties to launching his fourth startup, Mo shares how his team is using technology to modernize real estate investing for accredited—and eventually non-accredited—investors.What’s Inside This Episode?The origin story behind Mo’s mission-driven platform for passive real estate investingWhy traditional real estate opportunities have been closed off to average investors—and how that’s changingHow the platform allows accredited investors to browse and invest in retail, debt, self-storage, and moreThe vision for creating a "stock market" experience for real estate—fractional, accessible, and diversifiedA powerful customer success story where an LA-based CEO found a higher-yield, more flexible alternative investment through the platform🌟 Explore Mor's platform and other innovative partners on the LendAPI Marketplace.👉 Tune in now to hear how tech is making real estate investing smarter, simpler, and more inclusive.🎧 Available on YouTube, Spotify, and Apple Podcasts.#LendAPI #Podcast #RealEstateInvesting #PassiveIncome #FinTech #AccreditedInvestors #AlternativeInvestments #FractionalRealEstate #PropTech #StartupJourney

  20. 23

    LendAPI Partner Podcast with Tom Donlea, Vice President at Vouched

    In this episode, Rutger van Faassen chats with Tom Donlea, Vice President at Vouched, to explore how their cutting-edge technology is revolutionizing identity verification across fintech and telehealth. From mobile driver's licenses to fraud prevention, Vouched is shaping the future of digital identity and onboarding.What’s Inside This Episode?The origin story of Vouched and their mission to simplify identity verification.How Vouched became a first-mover in mobile driver’s license verification.The role of fraud prevention in modern digital onboarding.Partnerships with platforms like Alloy to enhance verification accuracy.Why ease of use + security is critical in financial services today.A look at what’s next for digital wallets and automated ID verification.🌟 Vouched is a proud partner of LendAPI! Explore their powerful identity verification solutions on the LendAPI Marketplace.👉 Tune in now to hear how Vouched is powering secure, seamless onboarding for the future of finance!🎧 Available on YouTube, Spotify, and Apple Podcasts.#LendAPI #Podcast #Vouched #IdentityVerification #KYC #DigitalIdentity #FinTech #CustomerOnboarding #FraudPrevention #MobileDriversLicense #TechnologyInnovation

  21. 22

    LendAPI Partner Podcast with Jamie Twiss, CEO of Carrington Labs

    In this episode, Rutger van Faassen interviews Jamie Twiss, CEO of Carrington Labs, to explore how the company is rethinking risk analytics and credit modeling through behavioral insights and data-driven innovation. Born out of a mission-driven lending business, Carrington Labs is focused on building more inclusive, efficient, and intelligent lending solutions using automation and AI.💡 What’s Inside This Episode?How Carrington Labs evolved from a mission-focused lender into a risk analytics powerhouse.Why automated loan decisioning is essential to scale responsible lending.The limitations of traditional credit scoring — and how Carrington Labs goes beyond the FICO.How AI is used in feature engineering to create unique borrower insights.Real customer stories showcasing how spending patterns reveal true creditworthiness.🌟 Carrington Labs is a proud partner of LendAPI! Learn more about their credit modeling solutions on the LendAPI Marketplace.👉 Tune in now to hear how behavioral data is reshaping the future of lending!🎧 Available on YouTube, Spotify, and Apple Podcasts.#LendAPI #Podcast #CarringtonLabs #CreditModeling #RiskAnalytics #FinTech #BehavioralData #DataDrivenLending #AIinFinance #FinancialInclusion

  22. 21

    LendAPI Partner Podcast with Austin Carroll, Founder & CEO of Warrant

    In this episode, Rutger van Faassen sits down with Austin Carroll, Founder and CEO of Warrant, to discuss how AI-powered compliance tools are transforming marketing in financial services. Learn how Warrant helps marketers navigate complex regulations, avoid costly mistakes, and streamline the compliance approval process — without slowing down creativity and execution.💡 What’s Inside This Episode?The origin story of Warrant and its mission to simplify marketing compliance.Why financial services marketers often struggle with short tenures and compliance challenges.How Warrant acts like an AI compliance officer, giving instant regulatory feedback.Real-world success story: how Future Money streamlined its marketing compliance with Warrant.The importance of proactive compliance in building trust and avoiding penalties.🌟 Warrant is a proud partner of LendAPI! Explore their innovative solutions on the LendAPI Marketplace.👉 Tune in now for an insightful conversation on the future of marketing compliance in fintech and banking!🎧 Available on YouTube, Spotify, and Apple Podcasts.#LendAPI #Podcast #Warrant #MarketingCompliance #FinancialMarketing #AICompliance #FinTech #RegulatoryCompliance #FinancialServices #MarketingInnovation

  23. 20

    LendAPI Partner Podcast with Kurt Weiss, VP of Products at Mastercard Identity

    In this episode, Rutger van Faassen talks with Kurt Weiss, VP of Products at Mastercard Identity, about how digital onboarding and identity verification are evolving in today’s fintech landscape. Learn how Mastercard Identity is helping banks and digital lenders bridge the gap between fraud prevention, compliance, and customer experience to drive better conversion and trust.💡 What’s Inside This Episode?The origin story of Mastercard Identity and its acquisition of Ekata.Why legacy KYC systems are no longer effective for digital-first users.How digital onboarding is being reshaped by fintech innovation.The growing threat of fraud and how identity intelligence helps fight it.Why aligning fraud prevention and compliance is critical to user experience.How Mastercard Identity delivers real-time insights to improve conversion and trust.🌟 Mastercard Identity is a proud partner of LendAPI! Explore their cutting-edge identity verification tools on the LendAPI Marketplace.👉 Tune in now to learn how next-gen identity intelligence is reshaping the digital customer journey.🎧 Available on YouTube, Spotify, and Apple Podcasts.#LendAPI #Podcast #MastercardIdentity #DigitalOnboarding #KYCCompliance #FraudPrevention #CustomerExperience #Fintech #DigitalBanking #IdentityVerification #CustomerJourney

  24. 19

    LendAPI Partner Podcast with Chandan Maruthi, Founder & CEO of Twig

    This week on the LendAPI Partner Podcast, we feature Chandan Maruthi, Founder and CEO of Twig, a company using AI to revolutionize customer support in the FinTech world.What You’ll Learn:Why FinTechs struggle with seasonal support demand, and how Twig helps.How Twig’s AI responds to customer queries in just six seconds, dramatically improving SLA performance.The role of AI in enabling agents to focus on complex, high-value tasks.How automated help article generation augments existing knowledge bases.Why AI isn’t just efficient—it also boosts empathy and satisfaction in support interactions.About Twig:Twig is an AI-driven customer success platform designed to help FinTech companies scale support, meet SLA targets, and improve customer satisfaction. Their solutions blend automation with empathy, helping companies deliver fast, consistent, and effective support even during peak periods.Hosted by Rutger van Faassen, this episode dives into the next frontier of AI-enhanced customer engagement.👉 Listen Now and explore how Twig can transform your customer support operation.📢 Discover more about Twig on the LendAPI Marketplace!

  25. 18

    LendAPI Partner Podcast with Justin Chi, Co-Founder of Cold Email Hackers

    This week on the LendAPI Partner Podcast, we welcome Justin Chi, Co-Founder of Cold Email Hackers, to discuss the power of strategic B2B email outreach and what businesses need to know about efficient lead generation.What You’ll Learn:How Cold Email Hackers evolved from a side hustle to a full-scale growth partner.Why client selection and collaboration are key to successful campaigns.The benefits of AI-personalized email outreach at scale.What realistic outreach metrics look like and how to measure success.Why outsourcing email campaigns can save time and deliver better results.About Cold Email Hackers:Cold Email Hackers specializes in scalable, personalized lead generation for B2B companies. By combining AI-powered tools with proven strategies, they help businesses build pipelines that convert. From prospecting to booking, they streamline your outreach process so you can focus on closing deals.Hosted by Rutger van Faassen, this episode breaks down how to leverage cold email as a channel for consistent and smart growth.👉 Listen Now and discover how Cold Email Hackers can help you scale your outreach with confidence.📢 Explore more about Cold Email Hackers on the LendAPI Marketplace!

  26. 17

    LendAPI Partner Podcast with Peter Renton, Founder of Renton & Co.

    This week on the LendAPI Partner Podcast, we welcome Peter Renton, Founder of Renton & Co., to discuss FinTech trends, AI in lending, and the future of embedded finance.What You’ll Learn:How Peter Renton transitioned from selling FinTech Nexus to launching Renton & Co.The evolution of AI in lending over the past decade.Why cashflow underwriting is becoming more accurate for loan pricing.The rise of embedded lending and why every FinTech company is moving in that direction.What it takes to successfully plan and execute major FinTech events.About Renton & Co.:Renton & Co. specializes in consulting, event planning, and digital media for FinTech and lending companies. With decades of experience in the financial industry, Peter Renton provides strategic insights on AI, cashflow underwriting, and emerging FinTech trends.Hosted by Rutger van Faassen, this episode dives into the rapidly evolving lending landscape and the impact of AI-driven finance.👉 Listen Now and stay ahead of FinTech industry trends with Peter Renton.📢 Discover more about Renton & Co. on the LendAPI Marketplace!

  27. 16

    LendAPI Partner Podcast with Rhett Roberts, Co-Founder & CEO of LoanPro

    This week on the LendAPI Partner Podcast, we welcome Rhett Roberts, Co-Founder and CEO of LoanPro, to discuss how loan servicing software is reshaping the lending experience for borrowers and lenders alike.What You’ll Learn: How LoanPro started from windshield repair and became a leading loan servicing platform. The importance of understanding customer pain points to develop innovative lending solutions. Why loan administration and collections are just as critical as origination. How LoanPro ensures compliance in a rapidly changing regulatory landscape. The power of technology in delivering personalized lending experiences and improving loan performance.About LoanPro:LoanPro provides modern, API-driven loan servicing software that enables lenders to streamline loan administration, enhance customer engagement, and ensure compliance. Their platform is built to adapt to regulatory changes while offering seamless integrations and automation for both consumer and corporate lending.Hosted by Rutger van Faassen, this episode explores how better technology leads to better lending and stronger borrower relationships.👉 Listen Now and discover how LoanPro can optimize your loan servicing process.📢 Discover more about LoanPro on the LendAPI Marketplace!

  28. 15

    LendAPI Partner Podcast with Michael Luxenberg, Co-Founder of Bankuity AI & Concord Advice

    In this episode, Rutger van Faassen sits down with Michael Luxenberg, Co-Founder of Bankuity AI, to explore how their Advanced Bank Verification (ABV) technology is transforming the lending industry. Discover how alternative data is helping lenders improve profitability, inclusivity, and customer retention while reducing errors in loan applications.💡 What’s Inside This Episode?The founding story of Bankuity AI and its mission to fix inefficiencies in lending.How 85% of loan applications contain errors that technology can correct.Why Advanced Bank Verification (ABV) is a game-changer for assessing customer financial wellness.How lenders can take on more customers without increasing risk.The importance of financial inclusivity and responsible lending in today’s economy.🌟 Bankuity AI is a proud partner of LendAPI! Explore their cutting-edge solutions on the LendAPI Marketplace.👉 Tune in now to learn how AI-driven financial insights are shaping the future of lending! Don't forget to subscribe for more episodes.🎧 Available on YouTube, Spotify, and Apple Podcasts.#lendapi #podcast #bankuityai #lendingtechnology #financialinclusion #advancedbankverification #fintech #ai #datadrivenlending

  29. 14

    LendAPI Partner Podcast with Wagner Lopes, Executive Director at Luby Software LLC

    In this episode, Rutger van Faassen sits down with Wagner Lopes, Executive Director at Luby Software LLC, to discuss Luby’s journey from building websites to delivering complex software solutions for the financial sector. Wagner shares insights into their customer-first approach, the power of client relationships, and how their flagship product, Switch Boss, is helping financial institutions create custom financial products with ease.💡 What’s Inside This Episode?The evolution of Luby, from web development to financial software innovation.How word-of-mouth referrals have driven Luby’s business growth.The power of Switch Boss, Luby’s core product for creating tailored financial solutions.Why understanding client goals and automating processes leads to greater efficiency.The importance of trust, collaboration, and joint ventures in expanding financial solutions.🌟 Luby Software LLC is a proud partner of LendAPI! Explore their cutting-edge solutions on the LendAPI Marketplace.👉 Tune in now for an insightful conversation on the future of financial software development, and don’t forget to subscribe for more episodes!🎧 Available on YouTube, Spotify, and Apple Podcasts.#LendAPI #Podcast #LubySoftware #FinTech #FinancialSoftware #Automation #ClientRelationships #Innovation #CustomSolutions

  30. 13

    LendAPI Partner Podcast with David Himmel, Enterprise Partnerships Director at Walnut Insurance

    This week on the LendAPI Partner Podcast, we welcome David Himmel, Enterprise Partnerships Director at Walnut Insurance, to discuss how embedded insurance is reshaping financial services.What You’ll Learn: Why Walnut Insurance was founded to bridge technology gaps in the insurance sector. How embedded insurance simplifies lending processes and improves customer experience. A real-world success story on how Walnut helped a Canadian neo bank integrate tenant insurance seamlessly. The importance of claim status notifications for lenders managing risk. How Walnut’s API-driven technology enables seamless insurance integration in just 30 days.About Walnut Insurance:Walnut Insurance specializes in embedding insurance into financial products, making it easier for businesses to offer coverage within their existing services. With a strong focus on creditor insurance, tenant insurance, and custom-tailored insurance solutions, Walnut helps financial institutions create smarter, more user-friendly insurance experiences.Hosted by Rutger van Faassen, this episode explores the evolving world of insurtech, embedded finance, and how APIs are transforming insurance offerings.👉 Listen Now and discover how Walnut Insurance can help you integrate smarter insurance solutions.📢 Discover more about Walnut Insurance on the LendAPI Marketplace!

  31. 12

    LendAPI Partner Podcast with Diarmuid Thoma, Head of Fraud and Data Strategy at AtData

    This week on theLendAPI Partner Podcast, we welcomeDiarmuid Thoma, Head of Fraud and Data Strategy atAtData, to discuss howemail validation and fraud prevention play a crucial role in managing business risk.How AtData was founded in1999 and evolved into afraud prevention leader, rebranding in 2022.Thepower of processing 125 billion data signals per month to enhance fraud detection.Whyhave 99% of emails processed been seen before, and how does this help businesses mitigate fraud risks?It is important to identify high-risk domains, with over100,000 new fraudulent domains created daily.A real-world success story showcasing how AtData’s solutions help businessesreduce fraud and improve onboarding processes.AtData is a leader inemail intelligence and fraud prevention, helping businesses verify customer identities, reduce fraudulent sign-ups, and optimize client onboarding. Theirhigh-risk domain identifier model is a breakthrough innovation in digital fraud detection.Hosted by Rutger van Faassen, this episode delves into thefuture of fraud prevention and cybersecurity.👉Listen Now and discover how AtData can enhance your risk management strategies.📢Discover more about AtData on theLendAPI Marketplace!What You’ll Learn:About AtData:

  32. 11

    LendAPI Partner Podcast with Tomas Campos, CEO & Co-Founder of Spinwheel Solutions

    We’re excited to featureTomas Kampos, CEO & Co-Founder ofSpinwheel Solutions, on this week’s episode of theLendAPI Partner Podcast.Whyfinancial infrastructure gaps cause friction in managing liabilities.HowSpinwheel Solutions is simplifying financial management for both consumers and institutions.The impact ofuser experience on loan performance and customer satisfaction.Howcredit unions can leverage Spinwheel’s tools to improve balance transfers and financial engagement.Tomas’s personal journey and how it shapedSpinwheel’s mission.Spinwheel Solutions is on a mission to transform financial infrastructure by making liability management seamless and user-friendly. TheirB2B solutions help financial institutions create better user experiences that drivehigher engagement, retention, and loan performance.Hosted by Rutger van Faassen, this episode dives into the future offinancial technology and how companies like Spinwheel are reshaping financial management.👉Listen Now and explore how Spinwheel Solutions can enhance your financial offerings.📢Discover more about Spinwheel on theLendAPI Marketplace!

  33. 10

    LendAPI Partner Podcast with Bennett Kriger, Director of FinTech Lending at Equifax

    Join us for an insightful episode of the LendAPI Partner Podcast, featuring Bennett Krieger, Director of FinTech Lending at Equifax.What You’ll Learn:- How Equifax has evolved from a traditional credit bureau to a data and analytics powerhouse, providing cash flow insights, fraud detection, business verification, and more.- The role of Equifax’s FinTech Lending Division, which has been working with digital lenders for over a decade.- A real-world success story where Equifax onboarded a FinTech lender in just 5.5 weeks, challenging the perception that credit bureaus are slow-moving.About Equifax:Equifax is a leader in data analytics, helping financial institutions make smarter lending decisions with comprehensive credit, identity, and alternative data solutions. Their FinTech division focuses on accelerating lending processes, improving risk assessment, and driving financial inclusion.Hosted by Rutger van Fassen, this episode dives into how Equifax is powering the future of FinTech lending.👉 Listen Now and discover how Equifax can enhance your credit decision strategy.📢 Discover more about Equifax on the LendAPI Marketplace!

  34. 9

    LendAPI Partner Podcast with Jose Plehn CEO and Founder of BrightQuery

    In this episode, we’re excited to host Jose Plehn, Founder and CEO of Bright Query, a company revolutionizing small business insights with high-quality data.💡 What’s Inside This Episode?- Discover how Bright Query offers comprehensive KYB (Know Your Business) and credit insights for small businesses, providing unmatched depth and accuracy.- Hear Jose’s journey from a professor at UCLA and Berkeley to launching Bright Query, and how his vision turned into a reality after nearly 20 years of research.- Learn how Bright Query played a pivotal role during the Employee Retention Tax Credit program by eliminating fraud and helping generate $4 billion in revenue for legitimate businesses.🌟 Bright Query is a proud partner of LendAPI! Explore their innovative solutions on the LendAPI Marketplace (https://www.lendapi.com/marketplace/brightquery)👉 Tune in now for an inspiring conversation hosted by Rutger van Fassen, and don’t forget to subscribe for more episodes!🎧 Available on YouTube, Spotify, and Apple Podcasts.#LendAPI #Podcast #BrightQuery #SmallBusiness #KYB #BusinessInsights #FraudPrevention #FinTech #DataInnovation

  35. 8

    LendAPI Partner Podcast with Gopal Swamy CEO and Founder of Conductiv

    We’re thrilled to welcome Gopal Swamy, CEO and Founder of Conductiv, to this week’s episode of the LendAPI Partner Podcast.What You’ll Learn:- How Conductiv revolutionizes lending and account opening by using data aggregation and AI-driven insights to make credit decisions smarter and more efficient.- The journey from identifying gaps in traditional credit scoring to building a platform that helps financial institutions streamline operations and reduce friction for borrowers.- Real-world success stories, including a credit union improving efficiency, reducing processing times, and lending deeper without increasing risk.About Conductiv:Conductiv specializes in transforming lending processes by providing comprehensive data solutions that reduce operational inefficiencies and expand access to credit. Their AI models deliver actionable insights, helping financial institutions make confident lending and account-opening decisions with minimal friction.Hosted by Rutger van Fassen, this episode delves into how Conductiv is making lending smarter, faster, and more inclusive.👉 Listen Now and discover how Conductiv can elevate your lending strategy.📢 Discover more about Conductive on theLendAPI Marketplace!#LendAPI #Podcast #BrightQuery #SmallBusiness #KYB #BusinessInsights #FraudPrevention #FinTech #DataInnovation

  36. 7

    LendAPI Partner Podcast with Ema Rouf, Co-Founder and President of Pave

    We’re thrilled to feature Ema Rouf, Co-Founder and President of Pave ( https://www.pavefi.com/ ), on this week’s episode of the LendAPI Partner Podcast. What You’ll Learn: - How Pave is redefining credit assessment by integrating cash flow insights to expand access to fair credit for non-prime borrowers. - Ima’s entrepreneurial journey and her mission to empower lenders with a more accurate and equitable approach to underwriting. - Real-world success stories where lenders using Pave increased borrower approvals by 10% while minimizing delinquency risks. About Pave: Pave leverages alternative data to provide a richer, more accurate picture of borrower financial health, helping lenders offer better rates and access to credit. By combining cash flow insights with traditional credit reports, Pave empowers businesses to make smarter decisions and borrowers to achieve their financial goals. Hosted by Rutger van Fassen, this episode dives into the future of credit assessment and how data-driven solutions are reshaping the lending landscape. 👉 Listen Now and explore how Pave can transform your credit decision process. 📢 Discover more about Pave on the LendAPI Marketplace ( https://www.lendapi.com/marketplace )

  37. 6

    LendAPI Partner Podcast Larry Chiavaro, Executive Chairman at Paramount Servicing Group

    Welcome to the LendAPI Partner Podcast! In this episode, we’re excited to host Larry Chiavaro, Executive Chairman at Paramount Servicing Group. With over 27 years of experience in loan servicing and a successful exit from First Associates (now Vervent), Larry shares his incredible journey and insights into the loan servicing industry. 💡 What’s Inside This Episode? Learn how Paramount Servicing Group provides innovative loan servicing solutions for various asset types like unsecured consumer loans, solar financing, private student loans, and more. Discover Larry’s inspiring entrepreneurial journey, including his experience in building First Associates from six people to over 900 employees. Hear Larry’s two favorite customer stories, from partnering with Tim Lee of LendAPI to seizing a unique business opportunity through quick action and persistence. 🌟 Paramount Servicing Group is a proud partner of LendAPI! Explore their solutions on the LendAPI Marketplace. 👉 Don’t miss this inspiring conversation hosted by Rutger van Faassen 🎧 Available on YouTube, Spotify, and Apple Podcasts. #LendAPI #Podcast #LoanServicing #BusinessGrowth #Entrepreneurship #ParamountServicingGroup #Finance

  38. 5

    LendAPI Partner Podcast with Brian Stacey, Founder of Decision Science LLC

    🎙️ Welcome to another episode of the LendAPI Podcast! This week, we’re thrilled to host Brian Stacey, Founder and Managing Partner of Decision Science LLC, a leader in risk management and decision analytics. 💡 What’s Inside This Episode? Explore how Decision Science LLC leverages advanced data analytics to help businesses tackle complex risk challenges and make smarter decisions. Hear Brian’s journey from leading global risk initiatives at major financial institutions to founding a company that transforms how organizations approach decision-making. Discover insights into the evolving role of risk management in business strategy and how data-driven solutions are paving the way for innovative decision-making processes. 🌟 Decision Science LLC is a proud partner of LendAPI! Visit the LendAPI Marketplace (https://www.lendapi.com/marketplace/decision-science-llc) to learn more about their transformative solutions. 🔗 About Decision Science LLC www.decisionscillc.com From regulatory compliance to predictive analytics, Decision Science LLC empowers enterprises with customized tools and strategies to navigate uncertainty and drive growth. 👉 Tune in now for an inspiring conversation hosted by Rutger van Fassen, and don’t forget to subscribe for more episodes! 🎧 Available on YouTube, Spotify, and Apple Podcasts. #LendAPI #Podcast #DecisionScienceLLC #RiskManagement #DataAnalytics #BusinessStrategy #Innovation

  39. 4

    LendAPI Partner Podcast with Ram Venkataraman, Co-Founder of Sei AI

    🎙️ Welcome to the LendAPI Podcast! 🚀 We’re kicking off the season with an inspiring episode featuring Ramkumar (Ram) Venkataraman, Co-Founder of Sei AI, a Y Combinator-backed startup revolutionizing compliance for businesses. 💡 What to Expect in This Episode: Discover how Sei AI's AI-powered platform is streamlining regulatory adherence for businesses, enabling faster scaling and smarter compliance. Hear Ram’s journey, from leading roles at Fortune 500 giants like Oracle and Amazon to transforming the FinTech landscape with PayPal and Wise. Learn about Sei AI's unique approach to customer discovery and how they’re empowering businesses to see compliance as a strategic advantage. 🌟 Sei AI is a proud partner of LendAPI! Find them on the LendAPI Marketplace for game-changing compliance solutions. 🔗 About Sei AI ( https://www.seiright.com/ ): Sei AI leverages cutting-edge AI to automate tasks like marketing compliance, QA for customer communications, and business due diligence. Backed by industry leaders, they serve enterprises globally, turning compliance challenges into growth opportunities. 👉 Don’t miss this engaging conversation hosted by Rutger van Fassen! Hit play and discover how AI is reshaping compliance and business operations. 📢 Subscribe to stay updated on future episodes!

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ABOUT THIS SHOW

We dedicate this podcast to the hard working men and women from members on LendAPI's Marketplace.

HOSTED BY

Timothy Li

CATEGORIES

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