Money Healing Club Podcast

EPISODE SUMMARY Every time you've crossed your own budget, broken your spending plan, or said yes to something you couldn't afford, it might not have been about willpower at all. It might have been about boundaries. In this season two finale of the Money Healing Club podcast, Rachel welcomes Natalie Lue, writer behind Baggage Reclaim, host of The Baggage Reclaim Sessions podcast, and author of The Joy of Saying No and her newest, How to Say No: The Scripts. Nat has spent years helping people rethink codependency, people-pleasing, and emotional unavailability. Together, they apply all of it to money: how our relationship with money can be similar to the relationship we have with our parents & how splitting the bill becomes a boundary minefield. "What you say yes to, you're saying no to something else. And vice versa." Nat Lue Key Takeaways: Codependency with money looks like trying to please it, fearing it, or feeling controlled by it. The healthier alternative is interdependence We often relate to money the way we were related to as kids: dismissive when things are bad, only courteous when things are good A no doesn't have to be Armageddon. Most of the time it's "no, not right now" or "no, not this way" A clear no often holds space for a yes ("this won't work, but this might"), which keeps connection intact Boundaries are about what you'll do, not what others must do. You take responsibility for your side of the street Asking "what's your budget?" can unlock more money and more clarity than naming a price first People over-personalize others' nos. Get curious instead of making it about you Speaking up about money benefits everyone. Your honesty often gives someone else permission to be honest too   About Natalie Lue: Natalie is the writer behind Baggage Reclaim, host of The Baggage Reclaim Sessions podcast (with over 300 episodes), and author of six books including The Joy of Saying No and How to Say No: The Scripts. For over two decades, she's helped millions of people rethink codependency, emotional unavailability, and what it actually looks like to live from values and boundaries. She's also a past Money Healing Club guest favorite, and one of Rachel's go-to teachers on this stuff. ⏰ EPISODE BREAKDOWN 04:00 | Money as Your Parent How codependency shows up in your wallet, and why so many of us treat money like a parent we're trying to please. 13:00 | When You Treat Money Worse Than Anyone Else in Your Life The shadow side of your money relationship and why the shame keeps it stuck. 21:00 | The Six Magic Words for Saying No "No, not right now" or "no, not this way." Plus how to leave space for a yes without people-pleasing your way back into yes. 28:00 | Bills, Weddings, and Restaurant Math Splitting the check, "pick your brain" emails, wedding guest costs, and the boundary scripts Nat actually uses. 💌 Connect with Natalie Lue 🌐 Website & shop: baggagereclaim.com 🎙️ Podcast: The Baggage Reclaim Sessions 📱 Instagram: @natlue 📚 Resources Mentioned How to Say No: The Scripts by Natalie Lue (450 scripts for dating, family, work, and yes, a whole chapter on money) The Joy of Saying No by Natalie Lue Off the Grid podcast with Amelia Hruby 💬 Join the Conversation Where do you struggle most with money boundaries? Splitting the bill, family loans, "pick your brain" requests, weddings? I want to hear about it. Click the big orange button on our site right from your phone or browser and leave me a voice message: https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: If boundary work has you thinking about your own reactivity around money, head to How to Stop Reacting and Start Responding (Especially with Your Money). https://www.moneyhealingclub.com/podcast/s2e27 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective, where creators like me are uplifting diverse voices and driving meaningful change.  

EPISODE SUMMARY Have you ever told yourself "if I just hit that number, everything will feel okay" and then hit it, only to find the goalpost moved again? In this episode of the Money Healing Club podcast, Rachel welcomes Becky Mollenkamp — feminist business coach, speaker, and author of Liberate Your Business — to unpack the "six-figure lie": capitalism's story that there's a magic number that will finally make us feel like enough. Together they reverse-engineer what it actually means to define enough for yourself, covering the hedonic treadmill, enoughness as a practice, underearning, and collective action. "It always moves. It's never gonna be enough — and that's why we know it's a lie." — Becky Mollenkamp   Key Takeaways: The six-figure (and now seven-figure) target is arbitrary, designed to keep you churning rather than arriving Enoughness isn't settling. The word literally means it's plenty and capitalism warped that Calculating your actual enough number line by line often reveals it's lower than you thought Underearning is just as much a product of the system as overconsuming; both sides deserve healing The three steps toward liberation: awareness, define your enough, lean into discomfort Step four (Rachel's addition): find the people doing it too. You don't have to carry this alone Surplus beyond enough is a choice point, a chance to think collectively rather than just individually Enough applies to more than money: time, rest, connection, community About Becky Mollenkamp: Becky is a feminist business coach, writer, and speaker who helps service-based entrepreneurs build human-first businesses that honor collective flourishing over profit-at-all-costs growth. She's the author of the newly released Liberate Your Business and founder of the Feminist Podcasters Collective, the community that brought Becky and Rachel together. Her work is written for not just business owners.   ⏰ EPISODE BREAKDOWN 00:00 | The Six-Figure Lie What is it, where did it come from, and why does the goalpost keep moving from six figures to seven to eight? 07:30 | Redefining Enoughness Why "enough" has become a dirty word, and how getting honest about your actual enough number can quietly disrupt the whole system. 19:00 | Liberation Without a 3-Step Plan Awareness, defining your enough, and leaning into discomfort — the messy but real roadmap Becky and Rachel build together in real time. 36:00 | The Gap Is Where Wealth Lives What happens when your income exceeds your enough point — and why having a plan for that surplus changes everything.   💌 Connect with Becky Mollenkamp 📖 Get the book: beckymollenkamp.com/book 🌐 Website: beckymollenkamp.com 🎙️ Feminist Podcasters Collective: feministpods.com   📚 Resources Mentioned Liberate Your Business by Becky Mollenkamp: Available at bookshop.org, Barnes & Noble, Amazon, or request it at your local library The Feminist Podcasters Collective: A directory of diverse, independent podcast voices doing meaningful work 💬 Join the Conversation What's your "enough number" and have you ever actually sat down to calculate it? I'd love to hear what comes up for you. Click the big orange button on our site right from your phone or browser and leave me a voice message: https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Ready to actually raise your rates? Rachel and money witch Sarah Mac dig into the self-worth blocks and cultural conditioning keeping you from charging what you deserve. https://www.moneyhealingclub.com/podcast/s2e31 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.  

EPISODE SUMMARY The money beliefs holding you back aren't just yours. They were handed to you by your culture, your religion, your family, and maybe even your country. In this special episode of the Money Healing Club podcast, Rachel Duncan(financial therapist and art therapist) sits down with Ali, a guest joining from Pakistan. This isn't a traditional guest interview. It's a raw, minimally edited, live financial therapy coaching session recorded with Ali's full permission. You'll hear the pauses, the processing, the emotion, and the complexity as it all unfolds in real time. This episode gets into the push-pull with money rooted in scarcity, culture, and what happens when being visible and successful carries real risk. "It's more like an energy that I am attracting as well as resisting and pushing away. That push-pull, I feel it's because of the childhood learnings that were taken from my caretakers and the surroundings and the beliefs that I made around them." — Ali Key Takeaways: Scarcity mindset often gets installed through small everyday moments, not just big financial events The gap between outer presentation and inner reality is a money pattern, not just a cultural one Abandoning projects right at the moment of praise is a real pattern, and it has roots Breaking with tradition to grow a business isn't just hard. Sometimes it can be dangerous. You don't have to be the head goose all the time. Learning your rhythm is part of money healing   About Ali: Ali is based in Pakistan, where he runs his family's plastic packaging manufacturing business. He's also an emotional intelligence coach, NLP practitioner, and youth counselor on his own six-year healing journey. His identity is kept anonymous for safety, but his willingness to share openly makes this one of the most generous conversations we've had on this show. Rachel is actively looking to connect Ali with resources in sustainable manufacturing and executive leadership communities in Southeast Asia. If that's you, reach out at [email protected].   ⏰ EPISODE BREAKDOWN 00:00 | A Different Kind of Episode Rachel sets the scene: this is a real, live coaching session, not a polished expert interview. Trigger warning included for content touching on religion, politics, gender, and the very real risks of breaking from tradition in Pakistan. 04:30 | Meet Ali: The Push-Pull With Money Ali introduces himself and describes the tension at the core of his money story: feeling simultaneously that wealth belongs to him AND that he doesn't deserve it. His nervous system proves it in real time. 13:00 | The Toblerone Memory One chocolate bar. Thirteen family members. A knife. This early childhood scarcity memory unpacks into a whole conversation about how our first experiences with "not enough" get wired into how we relate to money as adults. 40:00 | The Evil Eye, Visibility, and Business A rich exploration of the cultural concept of Nazar (the evil eye): where it came from, what it was meant to protect, and how it quietly shuts down sharing success, celebrating wins, and being seen in business.   💬 Join the Conversation This episode brought up a LOT. We want to hear from you: what cultural belief about money did you grow up with that you're still untangling today? Click the big orange button on our site right from your phone or browser and leave us a voice message: https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: 👉 https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Dig into the archive for more episodes on money, the nervous system, and emotional healing at moneyhealingclub.com/podcast  💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.  

EPISODE SUMMARY What if the reason you can't talk your way through your money stress… is because money doesn't live in words? In this episode of The Money Healing Club podcast, host Rachel Duncan, certified financial therapist and art therapist, sits down with her dear friend and fellow art therapist Bonnie Walchuk to explore how creativity, imagery, and non-verbal processing can crack open the emotional side of your financial life in ways that talk therapy alone sometimes can't reach. They dig into what art therapy actually is (hint: stick figures are very welcome), what happens in a real session, and why making something ugly might be the most healing thing you can do today. 💬 "Our minds, bodies, and hearts are holding a lot — art therapy is about getting what's going on out on paper, in front of us, so we can look at it a different way." — Bonnie Walchuk ✅ Key Takeaways You do not need to be "good at art" for art therapy to be deeply transformative. Ugly art can be the most healing art. The three C's to avoid in art therapy: Criticism, Comparison, and Critique of yourself and others Making a visual image of something (grief, money stress, the inner critic) externalizes it from your body, which is part of the healing A simple at-home practice: close your eyes, set a timer for one minute, and scribble your feelings about money. Then ask the image: What do you need right now? Money stress shows up in therapy rooms constantly, often layered with shame, self-doubt, and "am I enough?" thinking Seasonal thinking about money (rather than rigid monthly budgeting) can offer more compassion and groundedness, especially for self-employed folks About Bonnie Walchuk: Bonnie is a board-certified art therapist and licensed marriage and family therapist who has spent years supporting people through cancer care, medical trauma, grief, chronic illness, and major life transitions. She is the president and founder of Dream Big Wellness, a Seattle-based nonprofit dedicated to increasing equitable access to art therapy and integrative wellness services, including sliding scale individual care, workshops, retreats, and community programs. Rachel is proud to serve on their board of directors. ⏰ EPISODE BREAKDOWN 00:00 | What Art Therapy Actually Is (and Isn't) Bonnie demystifies art therapy as a credentialed mental health profession: not arts and crafts, not "fun time," and definitely not just for artists. It's a tool for processing what words alone can't reach. ~10:00 | The Three C's — Criticism, Comparison & Critique Bonnie shares the core rules she sets for every group she facilitates, and why even the most well-meaning "that's so pretty!" can undermine the whole process. ~22:00 | When Money Enters the Room From couples therapy to cancer care, Bonnie shares how financial stress almost always shows up — and how art therapy helps clients externalize and dialogue with their inner critic around money. ~25:00 | A DIY Art Practice for Your Money Feelings Bonnie walks listeners through a one-minute eyes-closed scribble exercise and shows how to use it to build distress tolerance and self-compassion around money — no art supplies required beyond a pen and paper. ~28:00 | Money as a Weather Pattern: Bonnie's Live Money Visualization Rachel puts Bonnie in the hot seat with her signature "money as a creature" prompt — and Bonnie's response about seasons, ebbs, flows, and the quiet groundedness of autumn is genuinely moving. 💌 Connect with Bonnie Dream Big Wellness Website 📓 RESOURCES MENTIONED Mixed Emotions Card Deck — An evocative deck of image-based emotion cards 💬 Join the Conversation Did this episode inspire you to make some art? Rachel would genuinely love to see it. Did you try the money scribble exercise? Did a creature, a color, a season show up when you thought about your money? Hit the big orange button on our site and share your story: 👉 https://www.moneyhealingclub.com/podcast   🌍 This Episode is Part of Podcasthon This episode is our contribution to Podcasthon — an international initiative where podcasters worldwide dedicate one episode to a charity, releasing them simultaneously in mid-March 2026 to create a massive wave of awareness. We're dedicating this one to Dream Big Wellness. No donations needed — it's purely about connecting incredible organizations with new audiences. The last edition brought together 1,500+ podcasters from 40+ countries. If you're a host and this resonates, registration is free and easy: 👉 https://podcasthon.org/register   💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: 👉 https://www.moneyhealingclub.com/podcast   🎧 Your next listen: If this episode resonated, you might love any episode where Rachel explores how your nervous system, body, and emotions are at the root of your money patterns. Search the archive at moneyhealingclub.com/podcast for more financial therapy goodness.   💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY In this special rebroadcast episode of The Money Healing Club podcast, Rachel Duncan is the guest on It's All Poetry, a podcast hosted by copywriter, poet, and self-described word nerd Nicole Cloutier that dedicates each episode to exploring exactly one word in depth. And the word they chose? Wealth. Together they dig into its etymology, its evolving definitions across centuries, and the deeply personal, often contradictory feelings it stirs up in all of us. They explore the surprising gap between "rich" and "wealthy," why wealth can feel morally dangerous to want, how the Boomer vs. Millennial economic experience has quietly shaped what financial security even looks like today, and what it actually means to build slow money in a world obsessed with the quick win. 💬 "Wealth feels quieter. It feels like it's okay to want wealth where maybe it's not okay to want to be rich." — Nicole Cloutier   Key Takeaways The word wealth carries much more emotional and moral baggage than its dictionary definition, and unpacking that is the first step "Rich" is about perception and spending; "wealthy" is about lasting value that grows on its own The 4% rule and "Rule of 25" are powerful frameworks for understanding what a real retirement number actually looks like for YOU Fast money (cash flow) and slow money (investing) both matter and serve different purposes Many people unconsciously inherited the belief that wanting wealth is greedy or shameful The systemic advantages Boomers had (subsidized education, pensions, economic booms) are largely gone, and that context matters for how millennials build wealth today True wealth, at its core, is about safety: having your needs met and options available About Nicole Cloutier: Nicole is a copywriter, poet, MFA graduate, and host of the It's All Poetry podcast, where each episode explores one word in depth with one guest. She's also the founder of Copy Poetics, a studio devoted to helping purpose-driven business owners find their voice and make money doing what they love. ⏰ EPISODE BREAKDOWN 00:00 | A Word That Changes Everything Rachel introduces this rebroadcast and shares why "wealth" is the concept she's had the biggest personal transformation around. 10:30 | Rich vs. Wealthy: What's the Real Difference? The two break down why "rich" feels flashy and short-term while "wealth" feels quiet and lasting, and what that says about how we really relate to money. 26:00 | The Boomer vs. Millennial Wealth Gap A frank conversation about how systemic support quietly built Boomer wealth and why the playbook simply doesn't work the same way anymore. 40:00 | What Do YOU Actually Want Wealth to Mean? Drawing from ancient Greek philosophy, etymology, and lived experience, Rachel and Nicole land on a definition of wealth rooted in safety, options, and value that grows on its own. 💌 Connect with Nicole Nicole Cloutier's website Nicole’s podcast - All that Poetry 📚 Resources Mentioned “Die Broke” by Stephen M. Pollan & Mark Levine 💬 Join the Conversation What does the word wealth bring up for you: hope, guilt, confusion, something else? Record your thoughts and send Rachel a voice message right from your phone or browser! 👉 https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: 👉 https://www.moneyhealingclub.com/podcast 🎧 Your next listen: 🛒 Why You Keep Impulse Spending — And How to Finally Stop — dig into the emotional triggers behind impulse purchases and what to do instead. https://www.moneyhealingclub.com/podcast/s2e35 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What if your money stress isn't a personal failure, but a wound shaped by systems bigger than you? On this episode of the Money Healing Club podcast, Rachel welcomes Rahkim Sabree, author of "Overcoming Financial Trauma," for a conversation about how financial trauma lives in our bodies, communities, and histories. They explore the six sources of financial trauma, the benefit cliff that keeps people stuck, and what happened when Rahkim lost his home to a fire 30 days before his book launched. This episode validates the collective nature of financial stress and offers real frameworks for healing.   💬 "Many times when we talk about financial trauma, we talk about it through a first person lens that says, 'I experienced this thing.' But when we take a step back, our financial socialization keeps us very isolated. My goal is to help people detach their self-worth from this phenomenon and view it as more of a societal issue." Key Takeaways: Financial trauma is any instance observed or experienced that negatively impacts how you view, interact with, or believe about money The six sources include: genetic/generational, vicarious/observational, workplace, poverty/financial instability, systemic/institutional, and acute financial events Financial fawning in the workplace means regularly crossing your own boundaries to stay employed (and it's a survival strategy) The benefit cliff creates a trap where earning $1 more can cost you thousands in support, preventing economic mobility Our trauma brains may be operating on "old software" while navigating economic systems built on outdated foundations Co-regulation practices (like collective breathing) can help us stay present through financial stress About Rahkim Sabree: Rahkim is a nationally recognized financial therapist, speaker, and Forbes contributor. His new book "Overcoming Financial Trauma" introduces a framework for understanding and healing financial wounds, not just managing money better. In October 2025, just 30 days before his book launched, Rahkim lost his home to a fire, experiencing firsthand the very trauma he'd been writing about. ⏰ EPISODE BREAKDOWN 03:00 | Financial trauma as a societal issue: Why isolation around money keeps us from seeing the systemic nature of financial stress. 05:30 | The six sources of financial trauma: Breaking down genetic, observational, workplace, poverty, systemic, and acute trauma. 14:00 | The benefit cliff: When $1 more means losing everything How support systems trap people by cutting off entirely instead of gradually. 22:00 | When the book became real: Losing his home to fire Rahkim's experience of homelessness, vandalism, and trauma 30 days before launching a book on financial trauma. 35:00 | Summon Qi: Somatic practices from childhood How Rahkim's grandfather taught nervous system regulation through drumming and martial arts. 43:00 | Co-regulation on stage: The power of collective breathing before delivering a keynote while processing active trauma. 📚 Resources Mentioned "Overcoming Financial Trauma" by Rahkim Sabree "Thinking, Fast and Slow" by Daniel Kahneman "The Body Keeps the Score" by Bessel van der Kolk  "My Grandmother's Hands" by Resmaa Menakem 🔗 Connect with Rahkim Website - https://www.rahkimsabree.com/ Instagram - https://www.instagram.com/rahkimsabree X - https://x.com/rahkimsabree 💬 Join the Conversation Have you ever felt isolated in your money struggles, only to discover others were going through the same thing? What would it mean to view your financial challenges as systemic rather than personal failures? The Money Healing Club podcast wants to hear your story: https://www.moneyhealingclub.com/podcast 💝 Support the Podcast Help keep the Money Healing Club podcast going! If this show has helped you feel less alone or more grounded with money, please consider contributing: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Check out our episode with Haley & Justin Brown-Woods on debt. -https://www.moneyhealingclub.com/podcast/s2e37 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY Ever walk into Target for milk and leave with a cart full of things you didn't plan to buy? You're not alone, and it's not a willpower problem. In this episode of the Money Healing Club podcast, host Rachel Duncan speaks with Stacy Peterson, to explore the connection between your nervous system and your spending habits. Stacy is a licensed therapist & a certified financial therapist. Together, Rachel and Stacy unpack how to recognize when you're in the right state to make conscious money decisions, what to do in the Target parking lot when you feel activated, and how to come back to center after overspending. 💬 "The goal is not to always be regulated. No human can exist and nor do we want you to because our survival expects us to be able to have our threat responses work appropriately. We just don't want them to happen at unnecessary times." - Stacy Peterson Key Takeaways: Your spending is not a willpower problem, it's a nervous system awareness process Making conscious money decisions happens when you're in your "window of resilience" Notice what's happening in your body before making purchases (the Target parking lot check-in) Understand the difference between hyper arousal (activated, anxious) and hypo arousal (shut down, disconnected) Ask yourself: "What is the want beneath the want?" to uncover deeper emotional needs Practice "pendulation", the natural movement between different nervous system states Self-compassion is essential when you spend more than you intended About Stacy Peterson: Stacy is a licensed therapist and certified financial therapist with over a decade of experience. A former teacher, she brings a patient and encouraging approach to her work. She's a Trauma of Money Methods certified practitioner and is pursuing her polyvagal informed certificate. Stacy offers individual and group financial therapy through River Bend Financial Therapy, blending practical tools with nervous system awareness.   ⏰ EPISODE BREAKDOWN 03:00 | The Window of Resilience Understanding when you're in the best nervous system state to make conscious money decisions. 07:00 | The Target Parking Lot Exercise A powerful guided practice for checking in with your body before shopping, noticing what's happening in your nervous system as you pull into the parking lot. 14:00 | What Is the Want Beneath the Want? Going deeper than surface-level desires to uncover the emotional needs driving your impulse purchases. 30:00 | Pendulation: The Word That Rocks Our Socks Learning about the natural movement between nervous system states and why regulation isn't about staying calm all the time. 📚 Resources Mentioned Trauma of Money professional training course & book Consumerism Documentary: Century of Self Window of Tolerance Connect with Stacy Peterson: Website: riverbendfinancialtherapy.com Instagram: @riverbendfinancialtherapy Facebook: River Bend Financial Therapy LinkedIn: Stacy Peterson 💬 Join the Conversation What's your "Target parking lot" moment? Where do you notice your nervous system getting activated around spending? Click on the big orange button on our site right from your phone or browser and let me know what store or situation tends to trigger impulse spending for you, and what you're learning about your nervous system in those moments! https://www.moneyhealingclub.com/podcast   🎧 Your next listen: Check out Episode S2E36 about buying no new things and what happens when you commit to a spending pause. https://www.moneyhealingclub.com/podcast/s2e36   💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com   💌 Free Email Course: Curb impulse spending with compassion and mindfulness https://www.moneyhealingclub.com/challenge   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What does it actually mean to be "good with money" in 2026? In this episode of the Money Healing Club podcast, Rachel sits down with Ilia Pèrez, aka Your Dinero Doctor, a pharmacist and bilingual budget coach who's redefining financial wellness through her signature "Dinero Date" framework. They explore why tracking your money should feel like self-care (complete with croissants and coffee), and how Latina women navigate cultural messages around money and gratitude. This conversation bridges the deeply emotional with the refreshingly practical, perfect for anyone ready to build a money practice that actually sticks.   💬 "Being good with money is a personal definition. For somebody it can simply mean paying their bills on time. Another person being good with money could be having a certain amount of savings. I think it's being honest with yourself what that personal definition is." Key Takeaways: Dinero Dates are weekly money check-ins designed like self-care dates with ambiance, treats, and pleasure Pairing money tasks with sensory comfort is actually trauma healing (your brain starts associating money with positive experiences) Working hard isn't the same as working smart; learning to be strategic with money is a skill we often have to teach ourselves Cultural messages like "God will provide" or "don't be ungrateful" can block us from wanting something different Your values should guide both your present spending AND your future planning   About Ilia Pèrez: Ilia is a pharmacist and financial coach who offers budget coaching in both English and Spanish through her practice, Your Dinero Doctor. She helps clients build sustainable money habits through her Dinero Date framework and values-based budgeting. When she's not coaching, she loves slow mornings at coffee shops and exploring new places in Puerto Rico.   ⏰ EPISODE BREAKDOWN 05:30 | What Is a Dinero Date? How to turn money tracking into actual self-care (candles, croissants, and your favorite corner table included) 15:00 | Values on a Post-It Note Why Ilia keeps her seven core values visible during every money decision 23:00 | The Latina Experience: Working Hard vs. Working Smart Navigating cultural messages about gratitude, boundaries, and wanting something different 31:00 | Introducing The Money Reset How Rachel and Ilia are co-teaching a 90-day program that bridges emotional healing with practical budgeting   📚 Resources Mentioned The Money Reset - 90-day program co-taught by Rachel and Ilia (doors close February 2nd) Get in touch with Ilia Pèrez - Your Dinero Doctor instagram & email 💬 Join the Conversation What would YOUR Dinero Date look like? What's your favorite corner table, your go-to treat, and when would you schedule it? The Money Healing Club podcast wants to hear your answers, click the big orange button: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Check out our episode with Bari Tessler on why therapists need their own money work 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com 💌 Free Email Course: Curb impulse spending with compassion and mindfulness  https://www.moneyhealingclub.com/challenge Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What if feeling "bad at money" isn't a character flaw but simply a sign you haven't found the right approach yet? In this episode of The Money Healing Club podcast, host Rachel Duncan chats with Carrie Friedberg, money coach, educator, and author of the newly released book At Peace with Money. Carrie shares her own journey from financial fog to confidence, proving that you don't need to be born with a "money gene" to build a healthy relationship with your finances. They explore how treating money like a practice (similar to yoga) can transform your financial life, why tracking your spending is an act of self-respect, and how understanding your unique learning style might be the missing piece in making money habits actually stick.   💬 "Anything is possible in your financial life if you're willing to track your money. What I mean by that is pay attention, tend to the garden of money, remain connected."   KEY TAKEAWAYS You don't need to be "naturally good" at money. Building confidence with finances is a practice, not an innate talent Tracking your spending (even with apps like Monarch Money or Quicken) is the foundational habit that makes everything else possible Create a weekly "money date" where you review spending, categorize transactions, and plan ahead. Treat it like an important appointment you'd never cancel Understanding your learning style (visual, kinesthetic, naturalistic, etc.) can help you design money routines that actually work for you It's okay to hire help (accountants, coaches, experts). Delegating is strategic when you're prepared and engaged Practice "budgeting out loud" so others see that managing money takes real work and intention About Carrie Friedberg Carrie Friedberg is a money coach, educator, and author who spent 15 years helping clients build confidence and peace with their finances through her practice, SF Money Coach. A former classroom teacher who struggled with money herself, Carrie discovered that traditional "just make a budget" advice didn't work for everyone. Her holistic approach combines practical financial skills with emotional awareness and personalized learning styles. Currently back in education while still coaching select clients, Carrie just released her debut book At Peace with Money, which lays out her step-by-step curriculum for financial wellness at any stage of life. ⏰ EPISODE BREAKDOWN 04:00 | The Yoga Mat Revelation How practicing discomfort in yoga translated into financial transformation and why "it shouldn't be this hard" was the turning point 18:00 | The Foundational Money Routine Why tracking your spending (with the right tools and weekly consistency) changes everything, and how to create a "money date" ritual that actually works 23:00 | Learning Styles and Money Discovering Howard Gardner's multiple intelligences and how knowing whether you're kinesthetic, visual, or naturalistic can revolutionize your financial habits 28:00 | The Five Levels of Financial Wellness From tracking to planning to analyzing to relationships to long-term health, here's the roadmap Carrie developed over 15 years of coaching 📚 RESOURCES MENTIONED At Peace with Money by Carrie Friedberg (releasing January 20, 2026) Howard Gardner's Theory of Multiple Intelligences Framework for understanding different learning styles SF Money Coach Carrie's website with courses and coaching: sfmoneycoach.com 💬 Join the Conversation Have you discovered a money routine that finally clicked for you? Or are you still searching for an approach that doesn't feel like punishment? Click on the big orange button on our site right from your phone or browser and let me know what your biggest money habit struggle is (or win!): https://www.moneyhealingclub.com/podcast 🎧 Your next listen Why you REALLY argue with your partner about money, w/ Couples Financial Therapist, Ed Coambs 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Free Email Course: Curb impulse spending with compassion and mindfulness at moneyhealingclub.com/challenge Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY Facing rejection after rejection in today's brutal job market? You're not alone and you deserve more than "just practice self-care" advice. In this episode of The Money Healing Club podcast, host Rachel Duncan teams up with career advancement coach Shannon Bowen to tackle a raw listener question: How do you keep your self-esteem intact when the job market keeps saying no? They dive deep into what's really going on in today's job market, why generic resumes don't cut it anymore, and how to stand out when hundreds of people are applying for the same position. Plus, they share unconventional income ideas, the power of getting hyper-specific about your strengths, and why the hiring process has become a trust-building exercise on both sides. 💬 "Your core value—you also have to find ways to feed your value. If you're not getting that external validation through a job and a job offer and all these things, you just have to work harder to feed that well of self-esteem." KEY TAKEAWAYS Get radically specific about your unique strengths instead of using generic phrases like "mission-driven professional" Add statistics and proof points to every resume bullet point to build trust Customize your cover letter like a love letter to each organization Ask 3-5 friends: "What three words would you use to describe me?" Use their answers in your materials Don't self-select out of jobs with 10-30% uncertainty. Interview to find out what's negotiable Send thank-you notes after every interview (still matters!) Consider charging for work product requests during interviews Build a fallback plan with side income ideas that work for you About Shannon Bowen Shannon Bowen is a career advancement coach, job search strategist, and "salary whisperer" who helps professionals land jobs they love at salaries that support their actual lives. As CEO of Monsoon Leadership and co-president of AFP Advancement Northwest, she brings insider knowledge from years as a nonprofit C-suite leader. When she's not coaching clients through negotiations, she's DIY-ing her house, tending to 50+ houseplants, or planning her next foodie vacation. ⏰ EPISODE BREAKDOWN 03:00 | The Hard Truth About Today's Job Market Why the job search process has fundamentally changed and what hiring managers are really worried about 10:30 | Making Your Resume Actually Stand Out How to get specific, ditch the clichés, and use proof points to build trust from page one 18:00 | Fallback Plans That Aren't BS Practical side income ideas and why having your own thing matters for your mental health and wallet 25:00 | The Secret Weapon: Your Authentic Strengths How being hyper-specific about what makes you you attracts the right opportunities (and repels the wrong ones) 📚 RESOURCES MENTIONED • Episode 16 of The Money Healing Club podcast: Shannon's previous appearance on salary negotiation and networking • Monsoon Leadership, Shannon's coaching company: monsoonleadership.com 💬 Join the Conversation Have you been in a brutal job search? What strategies have actually worked for you? Or maybe you have your own money question you'd like Rachel and a guest expert to tackle? Click on the big orange button on our site right from your phone or browser and leave a voicemail about your job search experience or your burning money question: https://www.moneyhealingclub.com/podcast 🎧 Your Next Listen Episode 16: Salary Negotiation Secrets with Shannon Bowen 💫 Visit the Money Healing Club website to start your money healing process! https://www.moneyhealingclub.com Free Email Course: Curb impulse spending with compassion and mindfulness at moneyhealingclub.com/challenge Full transcript: https://www.moneyhealingclub.com/podcast 🎙️ We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

What if paying off debt faster isn't actually the goal? In this episode of The Money Healing Club, Rachel sits down with Haley and Justin Brown-Woods, the husband-wife team behind The Price of Avocado Toast, to reframe everything you thought you knew about debt. They discuss why the first step isn’t spreadsheets but childhood patterns, how the “whatever’s left” approach keeps you stuck, and why wealthy people don’t see debt as a moral failing. This conversation will challenge traditional ideas of being “responsible” with debt and may even strengthen your relationship in the process.   💬 "Debt happens to people more than people happen into debt. When folks first meet with us, they're so heavily rooted in this idea of 'I'm bad, I've caused this, and it's all my fault.'" Key Takeaways: The language we use about debt reveals deep shame - "I'm bad with money" puts all blame on ourselves, not systems Your first credit card story (probably age 18-22) holds crucial clues about your current debt patterns Paying minimums on everything for 1-2 months to get control beats chaotic "throw whatever's left" approach Most people are paid bi-weekly but all budgets/bills are monthly - this mismatch creates the debt cycle "Done" doesn't mean debt-free - it means making empowered decisions without fear or desperation About Haley & Justin Brown-Woods: Haley and Justin Brown-Woods are Accredited Financial Counselors® and the voices behind Price of Avocado Toast, a platform dedicated to redefining what financial wellness looks like for everyday people. Together, they help individuals and families break the debt cycle, build sustainable money habits, and align their spending with their core values   ⏰ EPISODE BREAKDOWN 03:00 | The Shame That Shows Up First Why clients worry you'll judge them as much as they worry about the cost 06:30 | Starting With Story, Not Spreadsheets Why their first session focuses entirely on childhood and life history 21:00 | The Free Pizza That Started It All Unpacking how we all got our first credit cards (and why we had no idea what we were doing) 26:00 | Why "Throw Whatever's Left" Keeps You Stuck How inconsistent debt payments feed the drama instead of solving it 32:00 | Debt Is Morally Neutral (Even the Founding Fathers Knew It) Why bankruptcy is actually the American way and wealthy people leverage debt as a tool 📚 Resources Mentioned Price of Avocado Toast website "The Psychology of Money" by Morgan Housel - history of consumer debt Episode with Adrienne Hines on bankruptcy options The Budgetnista - Tiffany Aliche   💬 Join the Conversation What shame language do you use about your debt? Do you say "I'm bad with money" or "I got myself into this mess"? What was your first credit card story? The Money Healing Club podcast wants to hear how debt actually happened TO you: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: Listen to the No New Things Book Club episode on why we have so much stuff we don’t need. 💫 Visit the Money Healing Club website to start your money healing process!  https://www.moneyhealingclub.com Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

What if the answer to overspending isn't willpower, but simply... buying nothing new for 30 days? Rachel chats with Angie Fitzpatrick on the Money Healing Club Podcast to discuss Ashlee Piper's book "No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet and Your Sanity." They explore why we have so much stuff we don't need, how the returns system is broken, and why borrowing your neighbor's rubber bands might be the key to building community. Plus: the surprising link between gratitude and impulse spending.   💬 "Only 2% of purchases were returned 25 years ago. Now we send back 3.5 billion products a year worth a trillion dollars. We are buying stuff that we're not even using, then we're sending it back."   Key Takeaways: • Overconsumption affects your money, mental health, AND the environment simultaneously • The average American has 300,000 things - no wonder we forget what we already have! • Cultivating gratitude practice directly reduces impulse spending (backed by eco-psychologists) • The SUPER acronym helps you find alternatives to buying new (Secondhand, Upcycling, Paying nothing, Renting) • Tracking your triggers reveals the patterns driving your purchases   About Angie Fitzpatrick: Angie is the program manager of the Money Healing Club community and returning podcast guest. You can catch Angie sharing about 🚺What the Wage Gap Doesn’t Tell You: The Hidden Financial Burdens Women Face   ⏰ EPISODE BREAKDOWN 02:30 | What Makes This Buy Nothing Challenge Different How Piper turns a simple challenge into a manifesto against hyper-consumption 08:00 | The Rubber Band Win: Community Over Commerce Real stories of borrowing from neighbors and building unexpected connections 23:00 | The Trillion Dollar Returns Industry How "no questions asked" returns spawned a reverse logistics nightmare 31:00 | Tracking Your Triggers Identifying what drives you to shop and replacing it with actual joy   📚 Resources Mentioned • "No New Things: A Radically Simple 30-Day Guide to Saving Money, the Planet and Your Sanity" by Ashlee Piper • "The Serviceberry" by Robin Wall Kimmerer   💬 Join the Conversation What's the ONE category you could commit to not buying new for 30 days? Holiday decor? Clothes? Food? What childhood hobby could you rediscover instead of shopping? The Money Healing Club podcast wants to hear your "no new things" commitment - click the big orange button to tell us your story: https://www.moneyhealingclub.com/podcast   🎧 Your next listen: Check out our episode on impulse spending to understand the emotional drivers behind the urge to buy. https://www.moneyhealingclub.com/podcast/s1e1-hn73w   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY Do you ever find yourself shopping to feel better—then regretting it later? You're not alone. In this special 1 year anniversary broadcast episode of the Money Healing Club Podcast, Rachel Duncan, Certified Financial Therapist TM, tackles the #1 listener question: 💡 "How do I stop impulse spending when I’m emotional?" 🤑 Get My Free Mindful Spending Email Course!👉 moneyhealingclub.com/challenge Inside this episode, we explore: ✔ What impulse spending really is—and why it happens ✔ The emotional triggers behind overspending (hint: it’s not just about “lack of control”) ✔ How dopamine drives impulse purchases—and what to do instead ✔ Practical strategies to replace impulse spending with healthier, feel-good habits ✔ How to plan for “fun spending” without guilt or regret 📢 If you’re tired of impulse spending sabotaging your financial goals and making you feel crappy, this episode is for you! ⏰ EPISODE BREAKDOWN: What Is Impulse Spending? Breaking down the psychology behind impulse buys. Understanding the Emotional Triggers How feelings like stress, boredom, and sadness drive spending. What Is the Want Beneath the Want? Discovering the deeper emotional needs behind impulse purchases. The Role of Dopamine in Impulse Spending Why your brain craves the rush of spending—and how to redirect it. Replacing Impulse Spending with Healthy Habits Simple swaps that still give you a dopamine boost without hurting your wallet. Planning for Controlled Impulse Spending How to budget for fun—without guilt or financial setbacks. The Long-Term Process of Change Why breaking impulse spending habits takes time (and how to stay on track). Community Support & Resources How to find support & accountability on your mindful spending journey.   🎧 Your next listen: S1 E10: ✍🏽 THE journal prompt for healing - Dear Money, what would you have me know? 💬 Join the Conversation! ☎️ When do you find yourself impulse purchasing? Leave us a voicemail on our website to share your thoughts: https://www.moneyhealingclub.com/podcast   🌟 Want more help? 💡 Start your money healing journey today! Hop on a waitlist for our next program https://www.moneyhealingclub.com/ 🤑 Get my free email course on mindful spending: https://www.moneyhealingclub.com/challenge

Episode Summary What if the way you've been taught to think about time and money is fundamentally wrong? On this episode of the Money Healing Club podcast, Rachel welcomes Becca Rich, a holistic time coach and self-described money disruptor, to explore how both time and money function as cyclical resources rather than linear commodities we trade.   Together, they unpack why seasonal planning feels safer than rigid schedules, how to build a life that doesn't require you to "earn your rest," and what menstrual cycles can teach us about sustainable planning. Becca brings systems thinking, somatic wisdom, and spiritual depth to challenge our capitalist conditioning around productivity and worth.   This episode includes a gentle discussion about menstruation and body-based timekeeping, skip ahead or lean in, depending on what feels right for you today.   💬 "Approaching anything in a linear way makes us less honest because anything linear is a lie. It's neglecting our true nature." — Becca Rich   Key Takeaways Time and money are cyclical, not linear and understanding this shift can transform your relationship with both resources The belief that "if you give, it will come back" can sometimes gaslight us into ignoring systemic inequalities Procrastination doesn't exist, there are always valid reasons why we do or don't do things Consistency is overrated; what we actually crave is self-trust and safety Planning during low-energy phases (like menstruation or winter) sets you up for realistic success during high-energy times Your body already knows what you need, muscle testing and somatic check-ins are powerful tools   About Becca Rich Becca Rich is a holistic time coach who helps people unravel survival strategies that keep them overworking, overscheduling, and disconnected from their actual needs. With a focus on neurodivergence, capitalism's impact, and creative work, Becca brings a rare blend of systems thinking and somatic wisdom to conversations about time, productivity, and rest. Find her at https://www.beccarich.com/   ⏰ Episode Breakdown 03:00 | The Musical Nature of Money & Time Exploring how cycles, rhythms, and repetition show up in our financial and temporal experiences. 08:00 | When "Giving Back" Becomes Gaslighting How the spiritual belief that money flows back can ignore capitalist systems that vacuum wealth upward and why your body knows the truth about enough. 18:00 | The Original Lie: Linear Thinking Why approaching time and money as linear resources spawns guilt, shame, hoarding, and the feeling of never having enough. 31:00 | Menstrual Cycles as Financial Planning Tools Breaking down the four phases (menstrual, follicular, ovulation, luteal) and what each season teaches us about when to start projects, be social, complete tasks, and rest. 42:00 | Fall as Grief: Why We Avoid the Harvest Examining our cultural addiction to spring/follicular energy and our resistance to autumn's call to complete, grieve, and prepare for rest.   📚 Resources Mentioned 1. Braiding Sweetgrass by Robin Wall Kimmerer 2. The Financial Activist Playbook by Jasmine Rashid 3. The Art of Money by Bari Tessler   💬 Join the Conversation What cycles do you notice in your own relationship with time or money? Does thinking about these resources cyclically open up more spaciousness for you? Click the big orange button on our site and leave me a voicemail, I'd love to hear what this brings up for you: moneyhealingclub.com/podcast   🎧 Your Next Listen Episode: Financial Activism with Jasmine Rashid   💫 Use code PODCAST for 50% off your first month and start your money healing process! moneyhealingclub.com/club   Full transcript: moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

What happens when you actually delete the apps? After the last episode of the Money Healing Club podcast with Amelia Hruby about social media and money, listeners are sharing their own stories of breaking free from the scroll. In this special voicemail episode, hear from Tamara Mendelson (coach and educator) and Shae Shaw (the Party Poet) about their journeys off social media, the grief that comes with leaving, and the surprising ways their lives have opened up. Rachel also shares practical tips for what to do with all that time you're not doom-scrolling.   "I cannot be alarmed to be alive anymore. Everything on social media is a sell, is selling you something. My social now is a bird app - I listen to the birds and I love it." - Shae Shaw   Key Takeaways: Leaving social media is a process with real costs and benefits - it's not just willpower Every "no" needs a "yes" - replace social media time with something intentional Revisit hobbies you loved as a kid to find non-numbing outlets If family uses social media to stay connected, find alternative ways (WhatsApp, Marco Polo, voice memos) Business owners face unique challenges with platform restrictions on web versions   Featured Voices: Tamara Mendelson - Educator, writer, positivity mentor and divorce coach ([email protected]) Shae Shaw - The Party Poet (partypoet.love)   EPISODE BREAKDOWN 02:00 | Tamara's Question: Quick Fixes That Add Joy What else can you do besides leaving social media to spend less and feel better? 04:45 | Rachel's Answer: Rediscover Your Kid Self How childhood hobbies reveal what brings you authentic joy 10:00 | Shae's Declaration: "I Cannot Be Alarmed To Be Alive" A poet's righteous rebellion against the attention economy 13:00 | The Business Owner's Dilemma Why it's so hard to be halfway in when platforms restrict web access   Resources Mentioned "Your Attention Is Sacred Except on Social Media" by Amelia Hruby   Join the Conversation What's YOUR social media story? Are you fully in and loving it? Halfway out? Totally off the grid? What's the most random thing you bought because social media convinced you it was a problem you needed to solve? The Money Healing Club podcast wants ALL the stories - click the big orange button: https://www.moneyhealingclub.com/podcast   Your next listen: Go back to Episode 32 with Amelia Hruby for the full deep dive on attention, social media, and impulse spending.   Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY   What if the real problem isn't your spending habits, but where your attention goes? In this episode of the Money Healing Club Podcast, Rachel chats with Amelia Hruby, author of "Your Attention Is Sacred (Except on Social Media)," to unpack the hidden connections between social media addiction and impulse spending. They explore why the "attention economy" is built on a false premise, how algorithms are literally designed to extract money from us, and why leaving social media might be the most powerful money hack you've never tried. Plus: what tomatoes and radishes can teach us about cultivating attention.   "Nobody will value your work more than you do. The fastest money hack I have to offer is get off of social media because you will see less stuff, so you will want less stuff, and you will buy less stuff."   Key Takeaways: The attention economy treats your attention as scarce when it's actually infinite and expansive Social media is designed to convince you of problems you didn't know you had - that purchases can solve Hyper-personalized advertising knows exactly when you're vulnerable and exactly what to sell you Leaving social media can dramatically reduce impulse spending without willpower Start small with pleasure-based practices rather than restricting your "worst" habits   About Amelia Hruby: Amelia Hruby is a feminist writer, podcaster, and producer with a PhD in philosophy. She's the founder of Softer Sounds Podcast Studio and host of Off The Grid, a podcast about leaving social media. Her new book "Your Attention Is Sacred (Except on Social Media)" comes out in October 2025.   EPISODE BREAKDOWN 04:00 | What's Wrong With The Attention Economy? Breaking down how attention became a commodity and why that's fundamentally flawed 12:00 | The Etymology of Attention Why "stretching toward" reveals attention as infinite, not scarce 26:00 | The Toxic Relationship Revelation Amelia's breakthrough moment that led her to quit social media 35:00 | The Direct Link Between Social Media and Spending Real examples of purchases we didn't need until algorithms told us we did 47:00 | Five Principles for Gardening Your Attention From exploring what's present to lingering with what's regenerative   Resources Mentioned "Your Attention Is Sacred (Except on Social Media)" by Amelia Hruby Off The Grid podcast - Amelia's show about leaving social media Jaron Lanier's "Ten Arguments for Deleting Your Social Media Accounts Right Now" "The Social Dilemma" documentary Softer Sounds Studio - Amelia's podcast studio   Join the Conversation What's your relationship with social media right now? What is it giving you, and what is it taking away? Have you tried leaving social media, and what surprised you about the experience? The Money Healing Club Podcast wants to hear your story - click the big orange button: https://www.moneyhealingclub.com/podcast   Your next listen: Check out our last episode with Sarah Mac on raising your rates to explore more about making intentional choices with your business and money.   Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast   We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What's your stickiest money block? For many entrepreneurs and service providers, it's raising rates - even when we know we deserve more. In this episode of the Money Healing Club Podcast, Rachel(Certified Financial Therapist) speaks with Sarah Mac, money witch and business strategist, to tackle a listener's question about overcoming self-worth issues and cultural conditioning around charging what you're worth. They dive deep into the emotional blocks that keep us small, practical strategies for pricing with confidence, and why being uncomfortable might mean you're doing it right.   "Nobody will value your work more than you do. You have to be able to lead with that. You have to be able to celebrate yourself, and if you can't do that, don't expect other people to have the confidence to invest in you."   Key Takeaways: Cultural conditioning (especially British "don't boast" mentality) creates deep blocks around money Confidence comes through evidence and taking action, not just thinking about it Your discomfort when raising rates often signals you're on the right track Being a "permission slip" for others helps reframe individual pricing decisions as cultural change You can't help everyone - and trying to often means helping no one well   About Sarah Mac: Sarah Mac is a creative brand strategist, money witch, and business astrologer who helps magical entrepreneurs have six-figure years. She's the author of "The Six Figure Creative" and host of the Creative Magic Club podcast, originally from the UK and now living in Los Angeles.   Reach out to Sarah Mac: withsarahmac.com | Instagram | Substack | LinkedIn | Facebook   EPISODE BREAKDOWN 04:00 | The Post-It Note Strategy - Sarah's simple method for conditioning yourself to higher income goals 08:00 | Finding Your Stretch Number - How to identify pricing that feels exciting but believable 12:30 | Cultural Blocks: The British "Don't Boast" Problem - Why cultural conditioning makes money conversations extra challenging 18:00 | Becoming Your Own Best Client - The fastest path to confidence in your pricing and services   Resources Mentioned "The Six Figure Creative: Heal Your Relationship With Money Doing Work You Love" by Sarah Mac Creative Magic Club podcast - Sarah's show on pricing, money, and using astrology in business   Join the Conversation Are you struggling to raise your rates? What cultural or family messages are holding you back from charging what you're worth? The Money Healing Club Podcast wants to hear your story! Click the big orange button and leave a voicemail: https://www.moneyhealingclub.com/podcast   Your next listen:  For more insights on the deeper emotional work behind money blocks, check out our episode with Bari Tessler, the godmother of financial therapy,   Use code PODCAST for 50% off your first month and start your money healing process!  https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast   We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What does it take to pioneer an entire field? In this episode of The Money Healing Club Podcast, Rachel sits down with Bari Tessler, the woman who literally invented financial therapy 25 years ago, just before Bari steps into a well-deserved sabbatical. They dive deep into why therapists weren't taught about money, how somatic psychology saved Bari's life, and what your Enneagram type reveals about your money patterns. This is a rare glimpse into the mind of a true trailblazer who transformed how we think about money and healing.   "The doorway of money leads to all of those other things... our sense of value and worth, how we communicate, how we don't, our sense of self, intimacy. It really touches everything."   Key Takeaways: Therapists need their own money work before they can ethically help clients with theirs Financial therapy addresses both micro (personal) and macro (systemic) money issues Your Enneagram type reveals predictable patterns in how you handle money Money work is a "trailhead" that leads to deeper healing and wholeness Making money practices sensory-rich helps heal financial trauma   About Bari Tessler: Bari is the founder of financial therapy as we know it today. Her bestselling books "The Art of Money" and "The Art of Money Workbook" have guided thousands through money healing. After 25 years of teaching, she's stepping into sabbatical to answer a new calling.   EPISODE BREAKDOWN 02:30 | Why Therapists Aren't Taught About Money The shocking gap in mental health training and why it's ethically negligent 08:30 | From Somatic Psychology to Money Work How body-based therapy became the foundation for financial healing 16:00 | Micro vs Macro: Both Matter Why individual money work AND systemic change are both essential 25:30 | Your Enneagram Type & Money Patterns How personality drives predictable financial behaviors and blind spots 32:00 | The Red Phone in the Desert Bari's mysterious calling away from financial therapy after 25 years Resources Mentioned "The Art of Money" by Bari Tessler - The foundational text of financial therapy "The Art of Money Workbook" by Bari Tessler - Interactive companion guide "The Enneagram Guide to Waking Up" - Rachel's current read on personality and growth   Join the Conversation What's your Enneagram type and how do you see it showing up in your money life? Have you noticed patterns that Bari described? Click the big orange button and share your insights: https://www.moneyhealingclub.com/podcast   Your next listen: Dive deeper into body-based money work with our chakras episode featuring Jessica Boots   Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY Here we go with the #2 most common word I hear about money: AVOIDANCE. (Remember what the #1 is? That's right: SHAME). Do you avoid your money like… the plague? or more accurately, the GYM?? Let's go deeper.   In this episode of The Money Healing Club Podcast, Rachel responds to a listener question about the lifelong habit of retreating from money tasks — even when you know you’ll feel better afterwards. Rachel unpacks why money avoidance is such a common (and understandable) coping strategy, what it has to do with trauma responses, and how to gently shift the pattern. From nervous system safety to body doubling to internal family systems (IFS), Rachel shares compassionate tools for learning how to stay with your money — even when it feels hard.   KEY TAKEAWAYS Avoidance isn’t laziness — it’s your body’s way of saying, “i just can't. it's too much right now.” Capitalism profits from our disconnection (late fees, overdrafts, interest charges). Money avoidance is often a mix of trauma responses: fight, freeze, flight, fawn, flop, fib. Safety comes first in trauma healing: sometimes you need community or body doubling to signal “this is okay.” Internal Family Systems (IFS) helps you meet the parts of you that avoid money with compassion, not criticism. Small, doable tasks + no-cost celebrations (walk, disco dance, doodle) can shift the cycle.   RESOURCES MENTIONED 1. Past episode with Sydney Harbosky on tapping for accessible money-safety. 2. Focusmate → virtual body-doubling tool with a generous free tier 3. Money Healing Club Membership → Join us with weekly live conversations and private community. 4. One-on-one IFS-informed money work with Rachel → Apply here.   💬 JOIN THE CONVERSATION How can you re-frame your avoidance as an invitation to connect with a stuck part? Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast   🎧 Your next listen: S2 E22:👉🏽You can choose to deeply love and accept yourself: Tapping for money healing w/ Sydney Harbosky   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY What if your body holds the key to healing your relationship with money? In this episode of The Money Healing Club Podcast, Rachel speaks with Jessica Boots, author of "It's All Connected: an interactive leadership and healing journey through the chakras". We explore how the seven chakras can guide us through our money healing journey, as well as our leadership. From root chakra security up to crown chakra wisdom, we unpack how each energy center shows up in our financial lives, each center with its gifts and shadows.   Key Takeaways: Your money challenges might show up differently in each chakra - from root chakra fear to sacral chakra guilt to crown chakra attachment The framework works whether or not you believe in chakras - think of it as multiple ways of knowing Each energy center has both gifts and shadows that affect how we handle money Integration happens when we honor the wisdom of all parts of ourselves   About Jessica Boots: Jess is a writer, leadership coach, yoga teacher, and mama who founded Lead and Be Well. Her debut book "It's All Connected" guides readers through an interactive leadership and healing journey using the chakra framework.   ⏰ EPISODE BREAKDOWN 01:30 | Root Chakra: Safety, Values & Your "Enough" Point How your foundation shows up in money decisions 07:00 | Sacral Chakra: Pleasure, Guilt & What You Deserve Moving from "I need" to "I want" - and the guilt that follows 13:00 | Heart Chakra: Generosity, Grief & Financial Forgiveness When love-based money decisions create complicated feelings 20:30 | Third Eye: Trusting Your Financial Intuition Balancing data with body wisdom in money choices   📚 Resources Mentioned "It's All Connected" by Jessica Boots   💬 Join the Conversation Have you ever noticed how different money decisions feel in your body? I'd love to hear about a time when your gut told you something different than mainstream advice! Click the big orange button and share your story: https://www.moneyhealingclub.com/podcast   🎧 Your next listen: When budget culture meets diet culture with anti-diet dietician Leah Kern   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY When money stress sends you into complete panic mode, sometimes your logical brain knows everything is probably fine... it's a weird dual feeling that happens to all of us. In this episode of The Money Healing Club Podcast, Rachel explores the wild emotional rollercoaster of high-stakes money moments - like home renovations, real estate transactions, and banking delays - and introduces a powerful framework for moving from reactive panic to thoughtful response. Using Internal Family Systems (IFS) therapy, she guides you through understanding the different "parts" of yourself that show up during financial stress.   💬 "A part is feeling unsafe, but I'm not actually in danger when I look around. There's one aspect that is maybe triggering something from my past, but if I look around, I'm actually okay right now."   Key Takeaways: Your financial stress response makes complete sense - money is always tied to safety You have different internal "parts" (managers, firefighters) all trying to protect you in their own way The goal isn't to silence these parts, but to lead from your essential self - the calm, compassionate center You don't have to navigate financial stress alone - gather your support team Sometimes the rush to get out of discomfort actually creates more problems   ⏰ EPISODE BREAKDOWN 02:00 | Why House Money Feels Different: The unique emotional quality of real estate transactions and renovations 07:00 | Meet Your Internal Parts: Introduction to Internal Family Systems and your inner protective team 10:30 | The Manager Part: The organized, controlled part that wants to tamp down emotions 14:30 | The Firefighter Part: The reactive part that catastrophizes to prepare you for the worst 21:00 | Becoming Self-Led: How to respond instead of react from your essential self   📚 Resources Mentioned 1. Internal Family Systems (IFS) therapy model by Richard Schwartz   💬 Join the Conversation Have you experienced this kind of financial panic spiral? What money situations send your nervous system into overdrive? Click on the big orange button on our site right from your phone or browser and let me know about a time when your money stress felt bigger than the actual situation. https://www.moneyhealingclub.com/podcast   🎧 Your next listen: 😲 Out of Nowhere? The Truth About ‘Surprise’ Expenses and How to Get Ahead   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

In this episode of The Money Healing Club Podcast, Financial Art Therapist, Rachel Duncan answers a listener's beautifully simple question "How do I get started? Is it too late to start? How many people are in the group?" Rachel shares exactly what happens inside the Money Healing Club membership, addresses common fears about sharing money struggles in a group setting, and explains why her approach focuses on decreasing shame and increasing self-love rather than strict budgets and accountability. Listen in to form a clearer picture of what deeper money healing could look like. 💬 "You don't have to be perfect to start. No one is perfect. You just have to be curious enough to try a new approach to money." - Rachel Duncan Key takeaways from the episode: • The Money Healing Club doors are always open—no cohorts, start dates, or perfect timing required. We also have a course for private learning. • Shame thrives in darkness; community and witnessing can be powerful tools for moving through money shame • You're never required to share financial details or numbers in the Club. Only insights, struggles, and experiments • Real change often comes from decreasing shame and increasing mindfulness rather than strict tracking or budgets • The Club is small and growing, with 4-8 people typically joining live events • ADHD or neurodivergence are welcomed and celebrated in the Club.   ⏰ EPISODE BREAKDOWN What's Inside the Money Healing Club [00:02:19 - 00:03:16] Rachel explains the membership structure: always-open doors, 2-3 weekly events, seasonal themes, gentle challenges, and recorded sessions for catch-up. Is It Too Late to Start? [00:03:34 - 00:04:02] Addressing the fear that it's too late to begin money healing work, Rachel emphasizes that starting now still matters and it's never too late to improve your relationship with money. Group Dynamics and Sharing Fears [00:04:42 - 00:06:14] Rachel tackles the biggest fear: having to share money problems in a group. She explains the gentle, no-pressure approach and how shame heals through witnessing others' experiences. What the Club Is NOT [00:06:14 - 00:07:31] Important clarifications: not therapy, no investment advice, and surprisingly—budgets aren't the main focus. 📚 Resources Mentioned • The Money Healing Club Membership - Main offering with open doors, live events, courses, and community • 12 Week Roadmap to Money Healing Course - Standalone option for private, solo learning • Quarterly Money Organizing Challenge - Seasonal intensive within the club   🎧 Your next listen: How I Became a Financial Art Therapist 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Ever feel caught between wanting to contribute to the greater good and wondering how you can actually afford to? In this episode of The Money Healing Club Podcast, Rachel sits down with Jasmine Rashid, author of The Financial Activist Playbook and a powerhouse in the impact investing world. Jasmine has helped shift billions of dollars away from harmful industries and toward social justice causes, all while navigating her own relationship with money under capitalism.   They dive deep into the reality of wealth hoarding, the power of community as a form of wealth, and how to redirect guilt-driven over-donating into sustainable activism. Plus, Jasmine shares why humor is her secret weapon for making finance and activism less scary and more accessible.   💬 "Nothing great has come from taking myself too seriously. The stakes are high, it's dire out here, and at the same time, we might as well make it as enjoyable as it can be under the systems we find ourselves in."   Key Takeaways: Scarcity is manufactured - wealth hoarding by billionaires is the real problem, not your personal spending Community wealth and social capital are just as valuable as financial capital Over-donating from guilt often comes at the expense of your own wellbeing and sustainability Pre-planning your giving budget helps you contribute without depleting yourself Humor and lightness aren't frivolous - they're necessary for learning and healing money trauma   Guest Info: Jasmine Rashid is a New York-raised, Oakland-based Bangladeshi American financial activist, writer, and impact investing professional. She's a trauma of money methods certified practitioner and served as Director of Impact for Candide Group for six years. This conversation felt like getting wisdom from a wise friend who's figured out how to do good in the world without sacrificing herself in the process. Jasmine's approach to financial activism is both practical and deeply human.   ⏰ EPISODE BREAKDOWN [03:30] The Reality of Wealth Inequality - Why focusing on billionaire hoarding (not your coffee habit) changes everything [05:00] Community as Wealth - How social capital and authentic relationships create endless dividends [10:30] The Over-Donating Trap - Redirecting guilt-driven giving into sustainable activism that doesn't deplete you [16:30] Humor as Healing - Why laughing about money trauma helps us learn and grow (plus Jasmine's Dolly Parton trick)   📚 Resources Mentioned 1. The Financial Activist Playbook on Bookshop.org 2. Jasmin Rasheed's homepage   💬 Join the Conversation Are you inspired to start your own financial activism? What have you shifted? What would you like to shift? We're collecting voice notes to feature on a future episode! Click on the big orange button on our site right from your phone or browser and let me know how you're navigating the balance between activism and your own financial wellbeing: https://www.moneyhealingclub.com/podcast   🎧 Your next listen: Queer Finance & Anti-Capitalist Money Strategies with River Nice   💫 Use code PODCAST for 50% off your first month and start your money healing process!  https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

What happens when the thing you've been working toward your entire career—retirement—suddenly feels more terrifying than exciting? In this episode of The Money Healing Club Podcast, Rachel sits down with John Hankins, a 73-year-old financial therapist who's not just studying retirement psychology, he's living it. After 35 years in IT, John reinvented himself as a financial therapist and brings both professional expertise and personal experience to help people navigate the psychological complexities of retirement. They explore the anxiety of managing a larger pile of money than you've ever had to manage before, the identity crisis of "who am I if I'm not working?", and the complicated family dynamics that emerge when adult children are struggling financially while their retired parents sit on retirement savings. 💬 "We viewed our future-selves as strangers... what can we do to improve our relationship with our future self?" - John Hankins Key Takeaways: The 401k generation faces unique psychological challenges compared to the pension generation Moving from "accumulation phase" to "withdrawal phase" requires a complete mental shift Many retirees struggle with identity issues beyond just financial concerns The concept of "future self" can help bridge the gap between present decisions and future needs Intergenerational financial dynamics create complex guilt and boundary issues Guest Info: John Hankins is a licensed clinical social worker and certified financial therapist who specializes in working with people navigating the psychological complexities of retirement. At 73, he brings the unique perspective of someone who has personally experienced the transition from accumulation to de-accumulation phase. You can find him at www.financial-therapy.me ⏰ EPISODE BREAKDOWN 04:30 | The 401k Generation's Unique Anxiety: Why managing a large pile of money for the first time creates unprecedented stress 14:00 | Identity Crisis in Retirement: Exploring "who am I if I'm not working?" and the psychological shift required 24:00 | The Future Self Concept: How UCLA research shows we view our future selves as strangers and what to do about it 33:00 | Intergenerational Money Dynamics: Navigating guilt, boundaries, and conflicting financial realities between generations 📚 Resources Mentioned . John's YouTube channel on financial therapy topics 💬 Join the Conversation Are you struggling to envision your future self or retirement? Click on the big orange button on our site right from your phone or browser and let me know what aspects of retirement psychology resonate most with you: https://www.moneyhealingclub.com/podcast 🎧 Your next listen: If the intergenerational money dynamics in this episode got you thinking about family patterns, dive into "When Your Parents' Financial Trauma Becomes Your Money Mindset" to explore how childhood money experiences shape your adult financial behavior.   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Does clothing hold a special place in your heart and wallet? In this episode of The Money Healing Club Podcast, Rachel explores the deeply emotional relationship between clothing, identity, and impulse spending with stylist Kyla Brown. This conversation goes beyond fashion tips to examine how our wardrobe choices reflect our inner journey of self-acceptance, belonging, and the difference between shopping for who we are versus who we fantasize being. Kyla shares her essential wardrobe checklist and transforms how you think about curating versus consuming.   💬 "Shopping is the act of: I'm just out here looking for things to buy. Curating is saying 'I'm building a collection of things that are going to serve me in some way, shape, or form'. When you shift it from being a pastime to a project, that's when you're curating." - Kyla Brown   About our Guest: Guest info: Kyla Brown (it's Kyla not Kayla!) is a style coach who helps brilliant women create brilliant closets. She believes your style is an opportunity to integrate your whole self and works with clients to discover their authentic expression through intentional wardrobe curation. Take the Style Archetype Quiz: https://www.itskylanotkayla.com/quiz https://www.instagram.com/itskylanotkayla/   Key takeaways from the episode: • Impulse spending on clothes often stems from looking to external items to tell us who we are, rather than making empowered choices form the inside-out • Body acceptance is foundational to building a wardrobe that actually works for you, not a fantasy version of yourself • Fast fashion has made clothing shopping about impulse and accessibility rather than functionality and intentionality • Shopping should be approached as a project requiring research, not a pastime or emotional outlet • It's empowering to leave stores empty-handed—practicing consent with your spending builds integrity with yourself: Repeat after me: "It's not in my plan to buy something today"   ⏰ EPISODE BREAKDOWN The Psychology Behind Clothing Impulse Spending [00:05:48 - 00:18:00] Rachel and Kyla explore why clothing is the most common impulse purchase category, examining how fast fashion, daily dressing habits, and identity formation create the perfect storm for emotional spending.   Fantasy Self vs. Authentic Self [00:15:25 - 00:20:37] Buying for who you wish you were versus who you actually are.   Body Acceptance and Wardrobe Building [00:18:39 - 00:21:06] Rachel shares her personal journey of moving from rejecting her changing body to embracing her hourglass shape, and how this acceptance led to better clothing choices that actually flatter her.   From Shopping to Curating [00:24:47 - 00:29:17] Kyla reframes the approach to acquiring clothes, moving from impulsive shopping sprees to intentional curation projects, including practical scripts for leaving stores without buying.   📚 Resources Mentioned • Kyla's Essential Wardrobe Checklist: https://www.itskylanotkayla.com/closet-essentials-checklist • Kyla's AI Styling Tool - personalized styling guidance bot trained on Kyla's expertise • ThredUp - online thrift store for sustainable fashion finds: Get 45% off + free shipping on your first order: https://www.thredup.com/r/F6W8KE • Rent the Runway/Nuuly - clothing rental services for special occasions • Studio Ghibli soot sprites - Kyla's money creature visualization   💬 Join the Conversation  How do you approach shopping for clothes? Is it impulsive or a curation? Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast   🎧 Your next listen:  🧠When Your Brain Loves the Hunt: ADHD & Money (Collab with Everyone's Talkin' Money)   💫 Use code PODCAST for 50% off your first month and start your money healing process!  https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Do you feel numb or panicked when you even think about checking your bank account? If your body takes over when money topics come up, you're not alone - this might be financial trauma. In this episode of The Money Healing Club Podcast, financial therapist Rachel Duncan sits down with Sydney Harbosky, a certified EFT practitioner, to explore how Emotional Freedom Technique (also called "tapping") can help heal your relationship with money — BODY FIRST. Sydney guides us through what tapping is, how it works with your nervous system, and even leads us through a mini tapping session you can follow along with at home. 💬 "I was going to therapy. I'd have a coach. I was reading all the things and still something was stopping me from doing what I needed to do, and I was like, this has to be the body at this point." - Sydney Harbosky Guest info: Sydney Harbosky is a Certified EFT practitioner who helps people transform their relationship with money and creativity through tapping. She offers monthly sessions in the Money Healing Club and provides one-on-one support at sydneyharbosky.com. ⏰ EPISODE BREAKDOWN What is EFT and How Does It Work? [00:02:00 - 00:07:00] Sydney explains how emotions are stored in the body and how tapping specific acupressure points while saying targeted phrases can change your emotional chemistry in real time. Sydney's Journey to Tapping [00:07:00 - 00:12:00] Sydney shares how anger led her to discover grief, and how traditional talk therapy wasn't enough—she needed something that addressed what her body was holding. Tapping for Money Healing [00:12:00 - 00:15:00] Discussion of how money triggers survival brain responses and why tapping is particularly effective for financial trauma and avoidance patterns. Live Tapping Demonstration [00:15:00 - 00:23:00] Sydney guides Rachel (and listeners) through a mini tapping session focused on anxiety around checking bank accounts, including all the tapping points and healing phrases. The Interview Process and Group Sessions [00:23:00 - 00:26:00] Sydney explains how she prepares for tapping sessions, using participants' exact words to activate their nervous system before introducing positive reframes. Beyond Money: Other Uses for Tapping [00:26:00 - 00:29:00] Sydney shares how she uses tapping with creative blocks, working with artists and musicians when they know what they should be doing but something is stopping them. 🫴 Basic Tapping Points (in order): Side of hand (the "karate chop" point) - Start here for setup statements Top of head Inside of eyebrows Side of eyes (where your eyelids meet) Under eyes (on cheekbones) Under nose (tapping finger like a little mustache) Under chin (tapping finger like a little mustache) Collarbone (back to two hands) Under one armpit (raise arm and use other hand to tap - about 4 inches down from pit) Wrists together (cross your hands) Pressure: Like tapping someone at a concert to get their attention—firm but not painful Frequency: Tap, tap, tap, tap about twice per second (you can go faster or slower, whatever feels right) 💝 Sample Tapping Sequence for Money Anxiety: Setup (side of hand): "Even though I feel anxious about looking at my account, I choose to deeply and completely love, accept, and forgive myself." Tapping Points: Top of head: "I have this tight feeling in my chest" Eyebrows: "I don't want to look" Side of eyes: "What if it's worse than I think?" Under eyes: "I feel frozen just thinking about it" Under nose: "I have so much shame around money" Under chin: "I judge myself for avoiding it" Collarbone: "I judge myself for avoiding it" Under arm: "I judge myself for avoiding it" Top of head: "Even though I judge myself for avoiding it, I choose to deeply and completely love, accept and forgive myself" Positive Round: Eyebrows: "I want to feel safe with money" Side of eyes: "I'm open to more calm around money" Under eyes: "And so it is" 📚 Resources Mentioned Sydney Harbosky's website: sydneyharbosky.com Instagram: @sydneyharbosky Brad Yates (EFT practitioner mentioned) "I take full responsibility for my wellbeing." Gala Darling (where Sydney discovered tapping and got certification) C.S. Lewis quote: "I sat with anger long enough until she told me her real name was Grief" The quote "grief is a physical process, not an emotional one" is often attributed to Christina Chipriano. She is a grief counselor and author who emphasizes the physical aspects of grief, according to the website Speaking Grief. 💬 Join the Conversation What money situations make your body go into panic mode? Leave us a voice mail and we can get Sydney pack here to design your tapping script! Leave us a voicemail at moneyhealingclub.com/podcast 🎧 Your next listen: S2 E15: 😶‍🌫️ Tax anxiety and what to do about it 💫 Monthly Tapping Sessions in the Money Healing Club Sydney leads monthly tapping sessions for Money Healing Club members, plus you get access to art therapy workshops, masterclasses, book club, and more. Join us at moneyhealingclub.com — no one is beyond help, and we'll see you there! Use code PODCAST for 50% off your first month and start your money healing process - tapping included! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

How do you overcome a scarcity mindset when it was essential for your family's survival? In this episode of The Money Healing Club Podcast, financial therapist Rachel Duncan responds to a listener's question about breaking free from the scarcity scripts inherited from immigrant parents. Rachel explores how financial trauma gets passed down through generations and offers a step-by-step process for honoring your family's experiences while creating new money scripts that serve your present reality. 💬 "I'm doing money differently than my parents did, and that's okay because they raised me to be smart and watchful. I will always look out for my safety." - Rachel Duncan Key takeaways from the episode: Immigration often involves significant financial trauma that shapes family money scripts Scarcity mindsets that were once survival mechanisms can become rigid identities Rewriting money scripts should honor the original intent (safety) while allowing for growth Financial healing isn't about rejecting your heritage but expanding what's possible Recovery from financial trauma means integrating past challenges into a fuller life story ⏰ EPISODE BREAKDOWN Understanding Financial Trauma [00:02:08 - 00:04:16] Rachel explains how financial trauma develops and manifests through fight, flight, freeze, or fawn responses in relation to money. Common Scarcity Patterns in Immigrant Families [00:04:16 - 00:07:08] Exploration of typical money behaviors in immigrant families, including guilt around purchases, hypervigilance about being ripped off, and "take whatever you can get" mentality. The Purpose Behind Family Money Scripts [00:07:08 - 00:08:54] Discussion of how family money scripts often come from a place of wanting to keep you safe, rather than just being arbitrary rules. Step-by-Step Script Rewriting Process [00:08:54 - 00:16:30] Rachel walks through a detailed process for identifying, examining, and thoughtfully rewriting inherited money scripts to create flexibility while maintaining safety. [See below] Examples of Transformed Money Scripts [00:16:59 - 00:19:15] Several examples of common limiting money beliefs and how they can be reframed into more supportive, flexible scripts that honor both safety and growth. 📝 Money Script Rewriting Process Step 1: Identify Your Current Scripts Complete these prompts to uncover your inherited money beliefs: Money is... Income is... Spending is... Expensive things are... Enough looks like... Being "good with money" looks like... Debt is... Credit cards are... Wealth is... Step 2: Examine the Language Circle one sentence that feels like a block to your growth Identify absolute, extreme, or black-and-white words (never, always, don't, must) Note words with moral judgment (bad, stupid, evil, greedy) Step 3: Understand the Historical Context Where did this script come from in your family's history? What economic conditions shaped this belief? How did this script help your family survive during challenging times? Step 4: Identify the Protective Intent What is this script trying to protect you from? How was this belief meant to keep you safe? What values does this script reflect? Step 5: Rewrite with Flexible Language Update the script for your current reality Use words like: tools, learning, wisdom, flexibility, consideration Center the script on your agency and choice Maintain the core safety element Allow room for growth and change Step 6: Test Your New Script Imagine saying your revised script to a loving elder Notice if it brings a sense of relief in your body The script should feel both honoring and liberating   💬 Join the Conversation (H3) Do you have a family script about money that you'd like my help to workshop and re-write? Click on the big orange button on our site right from your phone or browser and let me know! https://www.moneyhealingclub.com/podcast   🎧 Your next listen: [H3]   Rachel and her husband discussing growing up with scarcity in USSR Ukraine   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

How does your ADHD impact your financial life? In this collaboration of The Money Healing Club Podcast, with Everyone's Talkin' Money podcast, financial therapist Rachel Duncan sits down with Shari Rash, financial advisor and podcast host, to explore the unique challenges and surprising strengths that come with ADHD when managing money. Shari shares her personal experience as someone diagnosed with ADHD as an adult and how she's created systems that work with her brain, not against it.   💬 "I do this thing if I go to the store—I'll put the necessary stuff in one bag and then the extra stuff that I got on a whim in another bag. When I get home, I'm bringing the necessary bag into the house right away, and the other bag I'm keeping in my trunk. Depending on how long I keep it there tells me how much I really wanted it." - Shari Rash   Guest info: Shari Rash is the co-host of Everyone's Talkin' Money podcast and a fiduciary financial planner at GWA Wealth who believes in holistic financial planning.   ⏰ EPISODE BREAKDOWN Understanding ADHD and Dopamine [00:04:00 - 00:09:00] Rachel explains how dopamine affects reward-seeking behavior and how this can manifest in impulse shopping and the "thrill of the hunt" when researching purchases.   Time Blindness and ADHD Tax [00:11:00 - 00:17:00] Discussion of how ADHD-related time perception issues can lead to financial penalties and the importance of using calendars and reminders as management tools.   Hyperfocus and Executive Function [00:17:00 - 00:24:00] Exploration of how hyperfocus can be both a strength and challenge when it comes to managing finances, and the importance of automation to overcome executive function difficulties.   The Importance of Support Systems [00:24:00 - 00:29:00] Why trying to manage money alone with ADHD can be overwhelming and the value of finding appropriate support systems.   Making Money Management Boring (In a Good Way) [00:33:00 - 00:39:00] Discussion about how finding your "sparkle" elsewhere and making money management intentionally boring can be a strategy for success.   📋 ADHD Facets: Challenges and Strengths with Money Dopamine Processing Challenges: Impulse spending, reward-seeking behavior, difficulty starting tasks that aren't immediately rewarding Strengths: Excellent researchers when interested, ability to "deep dive" into financial topics, enthusiasm and creativity when engaged   Time Blindness Challenges: Missing deadlines, late fees (the "ADHD tax"), difficulty planning for future financial goals Strengths: Present-focused awareness, ability to be fully immersed in the moment, potential for creative solutions under pressure   Executive Function Challenges: Difficulty managing multiple financial tasks, forgetting bills, struggling with complex financial systems Strengths: Ability to simplify overly complex systems, finding unconventional solutions to problems   Hyperfocus Challenges: Getting so absorbed in one financial aspect that others are neglected, difficulty switching tasks Strengths: Incredible productivity and attention to detail when interested, ability to master complex financial concepts quickly   All-or-Nothing Thinking Challenges: Setting unrealistic financial goals, giving up if perfect compliance isn't possible Strengths: Ambitious goal-setting, thinking outside conventional financial wisdom   🛠️ Shari's Life Hacks for ADHD and Money Time Blocking on Calendar: Schedule specific times for financial tasks, breaking them into realistic chunks to avoid overestimating what can be accomplished, and creatively celebrate completion. Just Say No to Store Credit Cards: Create a firm personal rule to decline all store credit card offers regardless of the one-time discount, avoiding complexity and potential forgotten payments. Simplify Banking: Keep accounts consolidated rather than creating multiple accounts that increase complexity. Focus on clear "why" behind any separation of funds. The Return Bag Hack: When shopping, separate necessary purchases from impulse buys into different bags. Leave impulse purchases in the car trunk with the receipt—if you forget about them, return them! To-Do List Ritual: Write down every task, even small ones, and experience the dopamine hit of crossing items off. Crumpling and throwing away the completed list creates a satisfying sense of closure. Tip: Make your first task "finish writing to-do list!"   📚 Resources Mentioned Everyone's Talkin' Money Podcast Listen on Spotify Listen on Apple Podcasts GWA Wealth (Shari's financial planning firm): gwawealth.com   💬 Join the Conversation  Do you have ADHD? What money hacks have you found to help you manage money? We want to know and will make a follow-up episode! Click on the big orange button on our site right from your phone or browser and let me know [specific question related to episode] https://www.moneyhealingclub.com/podcast   🎧 Your next listen:  https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Why does your partner's stress surface as money worries? Why is it that one of you have more comfort about money topics and the other avoids it? It's actually all rooted in attachment styles. In this episode of The Money Healing Club Podcast, Financial therapist Rachel Duncan sits down with Ed Coambs CFP (R), LMFT, CFT-I TM, MBA, a fellow financial therapist and planner and author of "The Healthy Love and Money Way," to explore how your past relational experiences shape your money interactions, from fighting, to avoiding, to repair. We begins with a listener question about a spouse whose anxiety shows up through financial concerns, then we dive deep into creating healthier money conversations with your partner, and in addition, yourself.   💬 "Their past relational experiences are what's shaping their money interactions. It's not the actual money itself, it's the meaning and relational experiences tied to the money that's shaping their reaction." - Ed Coambs   Key takeaways from the episode:   Your approach to money conflicts is often rooted in childhood attachment patterns There is no financial security without relational security, even for single people Most people have never witnessed a loving money conversation modeled for them How you enter and exit money conversations significantly impacts their success   Guest info: Ed Coambs CFP (R), LMFT, CFT-I TM, MBA is a financial therapist and financial planner who founded Healthy Love and Money. He and his team helps couples understand their money in ways that strengthen connection and collaboration, and authored "The Healthy Love and Money Way."   ⏰ EPISODE BREAKDOWN The GREAT Framework for Money Conversations [00:05:40 - 00:17:00] Ed introduces his framework (Greet, Remember, Empathy, Attachment, Thank you) for approaching difficult money conversations with your partner.   Relational Rupture and Repair [00:17:00 - 00:25:00] How relationships cycle through states of relating, rupture, and repair, and why many couples get stuck at the rupture stage with money talks.   Understanding Attachment Styles [00:32:00 - 00:39:10] The four attachment styles (secure, anxious, avoidant, disorganized) and how they influence your financial behaviors and communication patterns.   Building Financial Security Through Relational Security [00:41:20 - 00:45:10] Why there can be no true financial security without first establishing relational security, both with yourself and your partner.   📚 Resources Mentioned "The Healthy Love and Money Way" book by Ed Coambs Take the attachment style & money quiz at healthyloveandmoney.com Financial Therapy Association directory Dr. John Gottman's research on relationships "Why Won't You Apologize?" book (by Harriet Lerner)   💬 Join the Conversation Have a story to share or question about money and relationships?! Please help me build a follow-up episode by leaving a voicemail! Click on the big orange button on our site right from your phone! https://www.moneyhealingclub.com/podcast   🎧 Your next listen: Listen to Rachel and her husband discuss differences and similarities in their childhood financial experiences in S1 E6: 🌎How Culture Shapes Money: A Ukrainian Perspective   💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club   Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Do you feel shame discussing your money when you're worried about being judged for having too much or too little? We all do this mental gymnastics, and we're here to explore WHY we do it. In this episode of The Money Healing Club Podcast, I'm joined by Hanna Horvath, CFP a certified financial planner and money psychology expert, about the complex relationship between money and identity. We talk about class perception, wealth signaling, lifestyle inflation, and the psychological gymnastics you (and we all) perform when discussing financial status with others. 💬 "For most people, money is a part of their identity, and it's a part of how they see the world and their values—an expression of their values. So when you start to unpack that, you really do see how money and wealth can be a way in which people present themselves to the world and want to be perceived." - Hanna Horvath CFP Key takeaways from the episode: Your financial behaviors are often driven by unconscious emotional factors rather than rational decision-making People make remarkably accurate snap judgments about others' income based solely on a neutral photo of their face! Social media has exacerbated lifestyle inflation and distorted your perception of "normal" financial status Generational differences in financial experiences create significant communication gaps Wealth is relative—your perception of your own financial status is heavily influenced by those around you Guest info: Hanna Horvath is a certified financial planner and money psychology expert who explores how money shapes our identity, behaviors, and relationships through her Substack newsletter "Your Brain On Money" and social media channels. ⏰ EPISODE BREAKDOWN Money as Identity [00:02:00 - 00:08:00] Rachel and Hanna discuss how your financial decisions become wrapped up in your identity and how you code-switch depending on who you're talking to about money. The Psychology of Wealth Perception [00:08:00 - 00:15:00] Research shows people can judge others' income level from photographs with a 68% accuracy, and how you subconsciously use "status signalers" to communicate your financial position. Social Media and Lifestyle Inflation [00:15:00 - 00:25:00] How social media has accelerated lifestyle inflation by constantly exposing you to curated displays of wealth and consumption. Generational Money Perspectives [00:25:00 - 00:36:00] Let's contrast the financial realities of different generations, particularly between Baby Boomers and Millennials, and how these differences shape your money narrative. 📚 Resources Mentioned Do I Look Rich to You? - Hanna's article that started it all! Hanna's Substack newsletter: "Your Brain On Money" Instagram: https://www.instagram.com/yourbrain_onmoney/ The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley & William D. Danko The Next Millionaire Next Door: Enduring Strategies for Building Wealth by Thomas J. Stanley & Sarah Stanley Fallaw  & Sarah Stanley Fallaw   "Strangers in Paradise" by James Grubman, Ph.D "Classy" NPR podcast by Benjamin Menjivar Wall Street Journal article: "What Happens When a Generation Never Grows Up?" 💬 Join the Conversation  What kind of "mental gymnastics" have you done to look either more wealthy or less wealthy? We've all been there and we'd love to hear your story for a future episode of the podcast. Leave us a private voicemail! Click on the big orange button on our site right from your phone or browser https://www.moneyhealingclub.com/podcast 🎧 Your next listen: S2 E4: 🔄 When budget culture meets diet culture w/ anti-diet dietician Lean Kern 💫 Use code PODCAST for 50% off your first month and start your money healing process! [H3] https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

EPISODE SUMMARY In this episode of The Money Healing Club Podcast, Rachel Duncan, Financial Therapist, and Leah Kern, RD, an anti-diet dietician from the Shoulders Down Podcast explore the striking parallels between budget culture and diet culture. How do these two systems use similar tactics of restriction, shame, and unrealistic standards to keep us trapped in destructive cycles? The conversation explores: How both diet and budget culture are rooted in white patriarchy and privilege The binge-restrict cycle that happens with both food and money How understanding the "want beneath the want" can help break these cycles Why shame is never an effective motivator for lasting change 💬 "It's not the money, it's the restriction." Key takeaways from the episode: Both budget culture and diet culture promise simple solutions but fail to address deeper emotional needs The "f- it" moment happens in both cycles when restriction becomes unbearable Progress isn't linear - healing your relationship with money or food means the magnitude and frequency of binges decreases over time Often our spending or eating addresses an unmet need - identifying that "want beneath the want" is crucial Creating micro-moments of pleasure throughout the day helps prevent end-of-day binges Social media normalizes and even celebrates disordered relationships with both food and money True healing often means rebelling against cultural norms and expectations GUEST INFO Leah Kern is an anti-diet dietician, certified intuitive eating counselor, and host of the "Shoulders Down" podcast. She helps people heal their relationship with food and body through intuitive eating principles and challenging diet culture.   ⏰ EPISODE BREAKDOWN [00:15:08] The binge-restrict cycle and how it applies to both money and food [00:23:00] The "want beneath the want" - identifying deeper needs behind impulse spending [00:42:16] Discussion about addiction - parallels and differences with food and money [00:53:46] The impact of social media and "hauls" on our relationship with money 📚 RESOURCES MENTIONED Leah Kern RD - Intuitive Eating Starter Pack The Year of Less - Memoir about overcoming shopping addiction Internal Family Systems (IFS) therapy approach Burnout by Emily and Amelia Nagoski - Discussion of the stress cycle 💬 JOIN THE CONVERSATION Send us your stories of consumer culture, diet culture, and budget culture showing up in ads, marketing or other messaging! We'll collect stories for an upcoming episode of the pod. Click on the big orange button on our site right from your phone or browser and leave a voicemail sharing your experience. https://www.moneyhealingclub.com/podcast 🎧 Your next listen: S1 E10: ✍🏽 THE journal prompt for healing - Dear Money, what would you have me know? 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

How do you navigate a strange job market where positions are being pulled mid-interview process? It's frustrating to say the least. In this episode of The Money Healing Club Podcast, Shannon, a fundraising professional turned career coach, shares insider perspectives on employer behaviors during hiring, strategies for protecting your current position, and techniques for effective salary negotiation.   💬 "Everybody, you should be making more money and you're worth more. That's my last note. Rachel will teach you how to keep it. I'll tell you how to make it." - Shannon Bowen   5-Point Checklist for Job Seekers (Based on Shannon's Advice) 1. Update Your Professional Presence Refresh your LinkedIn profile with a compelling headline and "About" section Request recommendations from managers, peers, and people you've mentored Document your achievements with specific data points and metrics Tell your unique story - what approach or "secret sauce" do you bring everywhere? text your friends to ask: what 5 adjectives describe me? Pepper them into your resume and/or cover letter! 2. Prepare for Salary Negotiations Research market rates for your position and skills Practice saying your desired salary out loud until comfortable (Don't burp your salary requirement) Remember: negotiation is a normal conversation, not a confrontation 3. Apply Strategically Don't self-select out of positions you don't meet 100% of requirements for Understand job descriptions are often poorly written and outdated Focus on the interview process as a two-way relationship-building exercise Get everything in writing, especially promises about compensation 4. Protect Your Current Position Regularly communicate your achievements to leadership with concrete metrics Make your work visible - don't assume people notice your contributions Connect your daily work to larger organizational outcomes Post about professional accomplishments on LinkedIn to build your reputation 5. Activate and Warm Your Network Engage with connections regularly before you need their help Join professional organizations in your field for extended networking Tell everyone when you're job searching, including people outside your industry Consider volunteering or side projects to expand your connections Remember there's no shame in job loss - people want to help Guest Info Shannon Bowen is a career advancement coach + salary whisperer who coaches professionals on how to ace their job search and step into a higher salary band. She is also a nonprofit executive leader, fundraiser, and job search expert. Currently, she is the Chief Advancement Officer for Pacific Northwest Research Institute, is the Co-President for AFP Advancement Northwest Board of Directors, and is the CEO of Monsoon Leadership, which trains nonprofit professionals how to land their dream job and get paid what they deserve. Shannon also teaches ballroom dance, DIY designs her house, cooks gourmet meals, and plans her next foodie vacay.   ⏰ EPISODE BREAKDOWN [00:03:00] the current job market and employer dishonesty [00:09:00] Strategies for protecting your current position through self-self-promotion [00:14:00] Create a compelling LinkedIn profile that tells your unique story [00:22:00] negotiate your salary from your very first job 📚 Resources Mentioned Monsoon Leadership (Shannon's career coaching business) Clifton StrengthsFinder assessment Dependable Strengths Articulation Process from University of Washington Association of Fundraising Professionals (AFP) 💬 Join the Conversation (H3) Click on the big orange button on our site right from your phone or browser and let me know, are you on a job search? got a story about salary negotiation? https://www.moneyhealingclub.com/podcast 🎧 Your next listen: [H3] S1 E11: 🫣 The REAL Reason You’re Struggling to Sell Your Services 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

In this episode of The Money Healing Club Podcast, Rachel Duncan, Financial Therapist, responds to a listener question about the emotional side of taxes. Why do we still feel tax anxiety even when we've improved our systems and understanding? We dive into the psychology behind our tax-related stress and offer practical solutions to help soothe your tax anxiety. How childhood experiences with taxes can create lasting anxiety The anniversary effect - how your body remembers past stressful tax seasons Understanding anxiety as your body's call to action The four trauma responses (fight, flight, freeze, fawn) in relation to taxes Somatic awareness exercises to identify and soothe tax-related fears 💬 "Your logical brain knows that you've done everything right, but your body is remembering past experiences of tax anxiety. It would make sense that your nervous system today is trying to protect you from that perceived threat happening again." Key takeaways: Tax anxiety is incredibly common, especially for self-employed people Our bodies may be responding to past negative tax experiences even when our minds know we're prepared Anxiety is your body's signal to take action - physical movement can help process it The four trauma responses can manifest in our tax behaviors: fighting the system, avoiding/procrastinating, freezing up, or overcompensating Rightsizing the threat helps put tax concerns in perspective Creating positive sensory associations can help rewire your tax experience Problems and mistakes with taxes are fixable ⏰ EPISODE BREAKDOWN 00:02:00] Amelia's question: why do I still have tax anxiety despite having systems in place? [00:08:00] How to understand anxiety as your body signaling you to take action [00:09:00] The four trauma responses and how they manifest around tax time [00:14:00] Somatic awareness exercise to identify and soothe tax anxiety 📚 Resources Mentioned Off the Grid Podcast (Amelia Hruby, thanks for the question!) Tax calculator (but if you're self employed, add an additional 7.65%) Find a volunteer to help you with your taxes for free 💬 Join the Conversation Click on the big orange button on our site right from your phone or browser and let me know what's one step you'll take to work through tax anxiety?https://www.moneyhealingclub.com/podcast   🎧 Your next listen: How I became a Financial Art Therapist 💫 Use code PODCAST for 50% off your first month and start your money healing process!  https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast   🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

Have you ever experienced harm in a community? It's common, and we all have the opportunity to learn, clarify, and regenerate, even through difficult conversations. Here, you'll learn the ingredients for safer spaces and healing conversations. In this episode of The Money Healing Club Podcast, Financial Therapist, Rachel Duncan is joined by Maz George, a queer, trans, nonbinary coach, facilitator, sacred galvanizer and visual artist based in Brooklyn who supports people seeking greater joy, creativity, and connection with a focus on embodied liberation around gender, sexuality, and spirituality. We talk about the opportunities for growth in uncomfortable conversations, repairing harm, and promoting safety for all in all types of communities. We also talk about the special responsibilities for leaders of communities, and how the Money Healing Club is celebrating Trans Day of Visibility. Maz fills us in on: How compassion comes before comprehension when navigating community repair How to create soft places to have hard conversations and establishing clear community guidelines Developing clear plans for accountability and responses in group spaces Why leaders need their own support outside of community to offer effective repair The importance of claiming "no" and practicing boundary-setting When you make a mistake or cause harm, do not isolate - here's what to do instead The financial realities of trans experience and approaching trans visibility with safety 💬 "Visibility without safety is a trap. It makes you a target, it makes things more dangerous. And one of the ways that people create safety is through financial abundance." - Maz George Key takeaways from the episode: Community repair requires mutual compassion between all parties Leadership involves both softness and the ability to set clear boundaries Having a flexible accountability plan helps leaders navigate difficult situations Supporting others through harm requires us to first regulate our own emotions We don't need to solve everything in one conversation - repair is ongoing Claiming your "no" is as sacred, if not more sacred, than your "yes" Community is not about being with people exactly like you - it's about having agreements that allow for safe connection across differences The gender binary harms everyone - for some it's annoying, for others it's fatal ⏰ Episode Highlights [01:43] Rachel shares the story of reparative connection she had with Maz [12:06] Strategies for leaders to address situations when things don't feel safe [27:03] Guidance for participants when they experience discomfort in spaces [37:59] Increasing equity and addressing queer tax for this year’s Trans Day of Visibility in the Money Healing Club 💌 Connect with Maz Instagram @theemazshow The Kindling Kind The Maz Show on Substack 📚 RESOURCES MENTIONED How to Hold Power: A Somatic Approach to Becoming a Leader People Love and Respect--30+ embodiment practices to empower your team and lead with intention by Pavini Moray PhD "Disclosure", Documentary by Laverne Cox (Netflix) Financial Activist Playbook by Jasmin Rashid Ring Theory by Susan Silk 💬 JOIN THE CONVERSATION Have you ever had to navigate a difficult conversation in a community setting? What helped you feel safe enough to engage? Click on the big orange button on our site right from your phone or browser and leave a voicemail sharing your experience with community/relational repair. https://www.moneyhealingclub.com/podcast 🎧 Your next listen: [H3] S1 E12: 🏳️‍🌈Queer Finance & Anti-Capitalist Money Strategies with River Nice 💫 Use code PODCAST for 50% off your first month and start your money healing process! [H3] https://www.moneyhealingclub.com/club Full transcript: https://www.moneyhealingclub.com/podcast 🎙️We're a proud member of the Feminist Podcasters Collective where creators like me are uplifting diverse voices and driving meaningful change.

How does someone become a Financial Therapist? This episode of The Money Healing Club Podcast weaves together Rachel's childhood counting coins, a love of bugs, college surprises, being "office mom", and getting a C in self care. 🎯 Key Moments: - Were you ever the banker in Monopoly too? - The Feminism & religion that changed how I see everything - My love/hate relationship with being "Office Mom" - How can Art therapy and financial therapy work together? - Why financial therapy needs to be part of all mental health education Resources: Center for Financial Social Work Training (Affiliate link) Financial Therapy Association NY Times article about financial therapy 🎧 Your next listen: Cultural perspectives on money with a Ukrainian twist. Get to know my husband, Alex! 🖐️Leave us a voicemail: What topics or speakers do you want to hear about next season? Click on the big orange button on our site right from your phone or browser and let me know https://www.moeyhealingclub.com/podcast 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript can be found here: https://www.moneyhealingclub.com/podcast

Are you exhausted from trying to make "ethical" financial choices in a system built for billionaires? This week’s episode of The Money Healing Club Podcast will redefine how you think about financial justice, mutual aid, and community care. Host Rachel Duncan and Angie Fitzpatrick sit down with River Nice (they/them), a queer, anti-capitalist financial educator, to break down: Why "voting with your dollars" isn't enough—and what actually works. How to invest with an anti-capitalist mindset (yes, it’s possible). Why estate planning is crucial for queer & chosen families. Creative ways to build financial security outside the system. 💭 "Y’all, this episode is packed. We talk about the financial systems stacked against us, but more importantly—how we take care of ourselves and each other anyway. I walked away from this conversation thinking about money in an entirely new way, and I hope you do too." —Rachel   Connect with River Nice: River helps their clients with topics like budgeting, debt, financial emergency preparedness, investing, insurance, and planning how to afford life goals like gender transition, family planning, buying a house, and retirement in their signature 12 week program, Take Control of Your Money.   📚 Resources & Links from the Episode FreeWill.com – Create free estate planning documents. I'm Dead, Now What? – A practical guide for end-of-life planning. PrisonFreeFunds.org – Screen investments for ethical concerns. Decolonizing Wealth by Edgar Villanueva – A book on redistributing wealth equitably. Offers & Needs Market – Participate in mutual aid exchanges.   ⏰ Episode Breakdown 00:59 | Queer Budgeting & Financial Priorities Why traditional budgeting advice fails queer communities—and how to fix it. 04:23 | Estate Planning for Chosen Families Essential legal steps to protect LGBTQ+ families and relationships. 10:57 | Ethical Investing & Harm Reduction How to invest while minimizing harm in a capitalist system. 11:36 | The Hidden Costs of Capitalism in the Stock Market How the stock market exploits workers while enriching billionaires. 14:42 | Balancing Financial Security & Social Justice How to align personal financial goals with ethical commitments. 21:07 | Why "Personal Responsibility" is a Myth How corporations shift blame onto individuals—and what to do about it. 23:58 | Alternative Retirement Planning for Queer & Nontraditional Families How to prepare for the future without relying on broken systems. 25:55 | Mutual Aid & Collective Financial Solutions How communities can support each other financially outside capitalism. 29:53 | Rethinking Philanthropy & Radical Wealth Redistribution Why traditional philanthropy falls short—and what actually helps. 36:51 | Practical Steps for Building Financial Resilience Key takeaways and action items to implement today. 42:26 | Final Thoughts & How to Work With River Nice   🎧 Your Next Listen: S1E3: Women's Relationship with Earning (ft. Angie Fitzpatrick)   💬 Join the Conversation! 📢 Leave us a voicemail! What are your thoughts on queer financial planning, ethical investing, or mutual aid? Click the big orange button on our website and share your story: 👉 www.moneyhealingclub.com/podcast 💡 Start your money healing journey today! Use code PODCAST for 50% off your first month in the Money Healing Club: 👉 www.moneyhealingclub.com/club 📩 Get my free mindful spending course: 👉 www.moneyhealingclub.com/challenge 📜 Full transcript available here: 👉 www.moneyhealingclub.com/podcast

Ever feel weird or uncomfortable when it’s time to sell your services? You’re not alone. In this episode of the Money Healing Club Podcast, Rachel Duncan, financial therapist, and Lexi, hypnotherapist, dive deep into the subconscious blocks holding you back from selling with confidence. Inside this episode, we cover: ✔ Why childhood experiences shape your money & sales mindset ✔ How hypnotherapy can help rewire subconscious beliefs ✔ The 4 brainwave states and how they impact money blocks ✔ Why inner child work is key to overcoming sales fear Lexi also shares how she cleared a major money block using self-hypnosis—and how you can too!   📚 Resources Mentioned Free hypnotherapy consult with Lexi's hypnotherapy: Journey For Joy with Lexi: [email protected] Aqua Love notes Sub reddit about selling stuff as a kid for fundraisers   ⏰ Episode Breakdown: Overcoming Sales Fear & Money Blocks 00:37 | Exploring the Fear of Selling Why selling your services feels uncomfortable—and where those feelings come from. 01:15 | Lexi’s Journey & Professional Background How hypnotherapy became a tool for healing money mindset. 02:47 | Childhood Experiences & Money Beliefs How childhood influences shape our relationship with selling. 06:04 | The Psychological Impact of Early Sales Experiences How school fundraisers and childhood "sales competitions" influence adult money habits. 16:37 | Understanding Brainwave States & Their Role in Mindset An overview of Beta, Alpha, Theta, and Delta brainwave states and how they impact subconscious beliefs. 19:39 | Rewiring Beliefs with Hypnotherapy How hypnosis works to shift limiting money beliefs. 22:44 | Money Blocks & Childhood Memories How past experiences shape subconscious fears around charging for your services. 25:25 | Parental Influence on Money & Self-Worth How family money beliefs can create blocks in business and sales. 29:55 | Conclusion & Final Thoughts   🎧 Your next listen: S1 E4: How can I teach my kids good money habits? 🖐 What was your experience selling stuff as a kid? Leave me a voicemail! 👉 www.moneyhealingclub.com/podcast 💫 Start your money healing journey! Use code PODCAST for 50% off 👉 www.moneyhealingclub.com/club 🤑 Get my free mindful spending course: 👉 www.moneyhealingclub.com/challenge 📜 Full transcript available: 👉 www.moneyhealingclub.com/podcast

Do you have deep emotions around money? Like, no matter how hard you try to be more aware and organized, it feels like there's a force working against you? In this episode of the Money Healing Club Podcast, Rachel Duncan, Financial Therapist and Art Therapist guides you in a powerful writing prompt called 'Dear Money, What Would You Have Me Know?' as an adaptation of Liz Gilbert’s daily prompt. I share my own writing, and invite listeners to write their own, offering a chance to hear money’s voice and reshape their relationship with it. 🖐️Leave us a voicemail: Read me part of your letter from money! Long or short, doesn't matter. I'm making a collaborative episode with lots of our letters! Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast 00:00 Introduction to Money as a Relationship 00:21 The 'Dear Money' Activity 00:47 A Personal Letter from Money 03:31 Guidance for Writing Your Own Letter 05:33 Sharing and Reflecting on Your Letters 07:08 Conclusion and Final Thoughts   Dear money, what would you have me know? © Rachel Duncan, Jan 29 2025   Girl, I got you. I will grow, I will impact, I will support you when you are resourced with me.   This work is not a hobby. It is a vocation. You are speaking the word of something bigger That makes me feel good and sparkly.   I know I have a bad reputation. But I've just been in the room when crappy things happen.   Remind yourself that I’m a tool. And I want to work. But I’m nothing without you.   But hold me close. Spend me carefully.  I love caring for you, and for people, and for causes. Plug up the holes so that I can support you and others completely. Delight in my growth.   I love it when you get out the spreadsheet and when you hold the tension of sadness and excitement.   I wish you would charge more. Equal me with your time. Let me make this business with you!   I hold the pent-up dreams of your parents, we've been tinkering, and making-do… and now I want to ramp up with you.   Open doors for me to surround you with safety. I love it when we play.   I've always loved being close with you. Growing as you have. Learning as you have.   I don't have easy answers, just more gates for more of me to support more of you and your work.   You make me happy. We have so much in common, we can both be patient and mindful, we can sit and cultivate and grow, and can act with brilliance, and occasional abandon.   Let's work, let's reach, let's communicate. Our power is in strong piercing clarity, yet things sometimes feel cluttered.   I know it can be clear. Let's take care of that today girl! Would you schedule a time block for the big stuff?   I want many good channels and many places to land that feel safe and secure for me to rest and work and play and just feel safe.   Help me feel safe.   Big hugs, Money   Reference: Liz Gilbert's Letters from Love 🎧 Your next listen: S1 E2: How can I rewire my brain to see money as abundant? 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club 🤑 Get my free email course on mindful spending: https://www.moneyhealingclub.com/challenge Full transcript can be found here: https://www.moneyhealingclub.com/podcast

Ever feel like you're doing everything right with your budget, only to get blindsided by an expense you should have seen coming? You're not alone. In this episode of the Money Healing Club Podcast, Rachel Duncan, financial therapist, explains: ✔ The hidden fixed expenses that derail budgets ✔ How to set up a midterm savings account for non-monthly costs ✔ A simple budgeting formula to avoid future financial stress ✔ How to balance necessary expenses with quality-of-life spending 💡 Spoiler: These expenses aren’t actually “out of nowhere”—you just need a plan!   ⏰ Episode Breakdown: Planning for 'Unexpected' Expenses 00:00 | Introduction to the Money Healing Club Why we’re talking about these so-called "unexpected" expenses. 00:37 | Understanding Annual Fixed Expenses How these predictable costs still catch people off guard. 01:33 | Common Midterm Expenses You’re Forgetting A deep dive into non-monthly expenses that disrupt budgets. 03:20 | Creating a Midterm Savings Account How to separate short-term savings from emergency funds. 03:47 | The Ultimate List of Annual Expenses to Budget For ✔ Car registration & repairs ✔ Parking/traffic tickets ✔ Pet emergencies ✔ Home maintenance ✔ Hobby-related costs ✔ Travel & moving ✔ Tax preparer fees ✔ Medical & dental deductibles ✔ Non-monthly utilities ✔ Seasonal expenses (park passes, kids’ camps, etc.) 06:59 | Budgeting for Quality of Life How to balance necessities with the fun things that matter. 08:35 | Conclusion & Next Steps Practical action items to put this system into place now.   🎧 Your Next Listen: S1 E8: Subscriptions: too easy to ignore https://www.moneyhealingclub.com/podcast/s1e7-2yr7d   💬 Join the Conversation! ☎️ What expense throws you off? Leave us a voicemail! Click on the big orange button on our site right from your phone or browser and let me know! https://www.moneyhealingclub.com/podcast   💡 Start your money healing journey today! Use code PODCAST for 50% off your first month in the Money Healing Club: 👉 www.moneyhealingclub.com/club 📩 Get my free mindful spending course: 👉 www.moneyhealingclub.com/challenge 📜 Full transcript available here: 👉 www.moneyhealingclub.com/podcast

In this episode of the Money Healing Club Podcast, Rachel answers a Club member question about organizing and letting go of unwanted subscriptions, providing three key methods: using an app like Rocket Money, an analog approach with spreadsheets and credit card statement reviews, and the 'nuclear option' of reporting a credit card as lost or stolen. 00:38 Listener Question: Managing Subscriptions 01:29 Practical Tips  04:26 Using Apps to Track Subscriptions 05:19 Analog Methods for Subscription Management 06:18 The Nuclear Option: Canceling All Subscriptions 09:44 Join the Money Healing Club Challenge My Gift To you: Subscription tracker: https://docs.google.com/spreadsheets/d/16RFQ3JGxyeBpKwWLav9cbLdy8m8xC27eGZGe371fzw8/edit?usp=sharing 🎧 Your next listen: 😲 The one thing you're forgetting [Out of the blue expenses] 🖐️Leave us a voicemail:  Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club 🤑 Get my free email course on mindful spending: https://www.moneyhealingclub.com/challenge Full transcript can be found here: https://www.moneyhealingclub.com/podcast References: Federal Trade Commission Announces Final “Click-to-Cancel” Rule Making It Easier for Consumers to End Recurring Subscriptions and Memberships, October 14, 2024: https://www.ftc.gov/news-events/news/press-releases/2024/10/federal-trade-commission-announces-final-click-cancel-rule-making-it-easier-consumers-end-recurring

What happens when the financial stability you took for granted suddenly crumbles? How do you rebuild when debt and anxiety have you frozen in fear? In this episode of the Money Healing Club Podcast, Rachel sits down with Money Healing Club member, Haley, who opens up about her rollercoaster relationship with money with self-employment. From comfortable college years to the unexpected struggles of entrepreneurship, Haley reveals how crushing debt and anxiety nearly derailed her life. Haley shares the exact moment everything changed and how the Money Healing Club transformed her approach to finances. OUR SPREADSHEET! If you've ever felt paralyzed by money shame or wondered how others break free from financial anxiety, this conversation offers both practical wisdom and the emotional permission you might be seeking. 00:55 Haley's Financial Journey: From Stability to Debt 02:33 Navigating Lifestyle Inflation and Health Expenses 04:04 The Impact of Relationships on Financial Health 05:12 Starting a Business: Investments and Challenges 07:48 Dealing with Debt and Shame 11:55 Joining the Money Healing Club: A Turning Point 15:35 Introduction to the Money Challenge 16:09 Haley's Experience and Insights 16:52 Upcoming Challenge Announcement 18:12 Haley's Journey Post-Challenge 18:58 The Importance of Community Support 20:06 Practical Financial Tools and Strategies 23:03 Long-Term Financial Wellness 26:47 Haley's Future Financial Goals 🎧 Your next listen: Rachel's interview on Off the Grid Podcast with Amelia Hruby https://episodes.fm/1610399726/episode/ZmU0MGE1ZTctYTNmZS00ZjFlLTk2MTQtNDEzZDZlNmY4NWY2 🖐️Leave us a voicemail: What's your rollercoaster money story? Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club 🤑 Get my free email course on mindful spending: https://www.moneyhealingclub.com/challenge Full transcript can be found here: https://www.moneyhealingclub.com/podcast  

What shapes the way we think about money? In this episode of the Money Healing Club Podcast, Rachel Duncan, financial therapist, sits down with her husband Alex, who shares his early money memories growing up in Ukraine, the impact of inflation after Ukraine’s independence, and how financial perspectives differ across cultures. 💡 From debt and cash gifts to the value of education—this episode is a deep dive into how history, culture, and personal experience shape our financial mindsets. Inside this episode: ✔ How inflation shaped Ukraine’s financial landscape after independence ✔ The Ukrainian mindset on debt & saving vs. U.S. financial culture ✔ The role of cash gifts, education, and financial security ✔ How Rachel & Alex align (or don’t) in their money practices   ⏰ Episode Breakdown: How Culture Shapes Our Money Mindset 00:38 | Exploring Cultural Impacts on Money How financial habits are shaped by history, culture, and lived experiences. 01:17 | Alex’s Early Money Memories from USSR Growing up under a different economic system and its lasting effects. 01:55 | Ukrainian Money Mindset & Financial Habits How Ukrainians approach saving, spending, and financial security. 03:58 | Cultural Differences in Money Practices Comparing financial behaviors between Ukraine and the U.S. 05:33 | Attitudes Towards Debt & Credit Across Cultures How debt is viewed in different financial systems. 09:09 | How Money & Moral Values Intersect The role of ethics, trust, and responsibility in financial decisions. 13:35 | Personal Reflections on Money & Our Relationship How Rachel and Alex navigate financial differences in their marriage. 25:30 | How to Support Ukraine’s Defense Effort Ways to contribute to the ongoing efforts and aid funds.   📢 Join the Conversation! 🌍 What are your cultural money stories? Share a voice memo! 👉 www.moneyhealingclub.com/podcast 💙 Support Ukraine’s Defense Effort: 👉 Ukraine Aid Fund 🎬 Watch "Buy Now" Documentary on Netflix 📜 Full transcript available: 👉 www.moneyhealingclub.com/podcast  

Ever feel torn between treating yourself today and saving for tomorrow? In this episode of the Money Healing Club Podcast, I dive into one of the most challenging aspects of our money journey - finding that sweet spot between present joy and future security.   00:42 Balance Present Enjoyment and Future Savings - it's tricky but possible 02:40 Here's how to have a Mindful Moment with Your Future Self 06:34 The Rule of 25 for Retirement 08:18 Finding Satisfaction in Saving 10:50 Imagining Your Future Self   Book mentioned: Happier Hour by Cassie Holmes, PhD   🖐️Leave us a voicemail: What topics or speakers do you want to hear about next season? Click on the big orange button on our site right from your phone or browser and let me know https://www.moeyhealingclub.com/podcast 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript can be found here: https://www.moneyhealingclub.com/podcast

The Money Healing Club Podcast How can you raise financially confident kids without passing down your own money anxiety?  From my take on predictable allowances to involving kids in family financial decisions, I share practical strategies that go beyond just teaching budgeting.  Here are some scripts to try with your kids: "I'm wanting to spend less money, so I need your help reminding me when we're at the store to stick to our list. Can you help me with that? " "I'm going to start giving you some limits on how much we spend. It's called a budget, and I'm doing it for myself too. Do you want to see our family budget?" "Lately, we haven't been watching how much we've been spending. What ideas do you have for how we can all cut down on spending?" [Be open to all responses.] "I'm going to set up a yard sale, or sell clothes, or put things on Craigslist. What ideas do you all have to make some extra money? Are there things you would like to sell too?" "Let's set aside a special day every week or every month for getting a treat. I need you to remind me so we can wait for it and it will feel really special." 02:46 Listener Question: How can I make sure I don't mess up my kids' money behaviors? 04:57 You gotta look to your past (here's how) 09:41 Kids can have more financial responsibility than you think 11:39 Age-Appropriate Financial Involvement 18:31 Encouraging Financial Independence and Generosity 🖐️Leave us a voicemail: What topics or speakers do you want to hear about next season? Click on the big orange button on our site right from your phone or browser and let me know https://www.moeyhealingclub.com/podcast 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club Full transcript can be found here: https://www.moneyhealingclub.com/podcast

What does gender have to do with money? A lot. In this episode of the Money Healing Club Podcast, Rachel Duncan, financial therapist, sits down with Angie Fitzpatrick, community program manager and former professor of women’s and gender studies, to break down the financial impact of gender inequality. 💡 From the wage gap to unpaid labor, hiring biases to cultural expectations—this episode dives into the hidden financial burdens that women face and what needs to change. Inside this episode: ✔ Why the wage gap is more than just a paycheck issue ✔ How cultural narratives shape financial expectations for women ✔ The economic burden of caregiving & unpaid labor ✔ How to advocate for structural change and rethink work-life balance   ⏰ Episode Breakdown: The Financial Realities of Gender Inequality 00:00 | Introduction to Gender & Money Why gender plays a bigger role in finances than most people realize. 00:58 | You Don’t Really Understand the Wage Gap Breaking down common myths and the real numbers behind pay disparities. 03:55 | Impact of Cultural Narratives on Gender Roles How outdated beliefs about "breadwinners" and "caretakers" shape financial inequality. 07:44 | The Unseen Cost of Caregiving Why unpaid labor disproportionately falls on women—and what it’s really worth. 12:40 | Strategies for Change & Advocacy How to advocate for pay equity, benefits reform, and better work structures. 18:04 | Historical Context & Future Perspectives How history has shaped gendered financial inequality—and what’s next.   📚 Resources & References from the Episode 📊 Data & Reports Fast Facts: The Gender Pay Gap – AAUW U.S. Bureau of Labor Statistics Deloitte: Closing the Benefit Gap for Women’s Health Equity Why Women Pay More for Medical Expenses (StatNews) Women Pay $15 Billion More Than Men for Medical Costs (Forbes) The Pink Tax & Its Impact on Buying Power (WEF) Senate Report on Gender-Based Pricing 📖 Books Mentioned Fair Play – How to rebalance household labor. The War Against Parents – Examining the systemic undervaluing of caregiving. Eve: How the Female Body Drove 200 Million Years of Human Evolution – The biological and economic history of women’s roles. 🔗 Additional Links Bill the Patriarchy – Pay equity advocacy & activism.   💬 Join the Conversation! 💡 How has gender inequality impacted your finances? Share your thoughts! 👉 www.moneyhealingclub.com/podcast 💡 Start your money healing journey! Use code PODCAST for 50% off 👉 www.moneyhealingclub.com 📜 Full transcript available: 👉 www.moneyhealingclub.com/podcast  

How can you see money as abundant [when money is ACTUALLY scarce]? Get out your journal for this episode of the Money Healing Club Podcast! Rachel Duncan, Financial Therapist, talks about the historical and familial contexts that shape our beliefs about money, emphasizing the evolutionary purpose of these beliefs to ensure safety. Let's get specific in defining what financial abundance means on a personal level. We all inherit money scripts and here's a deep way to rewrite them. Try these new scripts: "I am developing sources of income at the same time I'm keeping myself safe." "I take careful risks." "I have more options available to me to make money than my ancestors had." "It's ok for me to earn more than my parents." "I know exactly how I'd use X-amount of income" 🖐️Leave us a voicemail: What money script are you re-writing? Can I help you? Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club  

Do you ever find yourself shopping to feel better—then regretting it later? You're not alone. In this episode of the Money Healing Club podcast, Rachel Duncan, financial therapist, tackles the #1 listener question: 💡 "How do I stop impulse spending when I’m emotional?" 🤑 Get My Free Mindful Spending Challenge!👉 moneyhealingclub.com/challenge Inside this episode, we explore: ✔ What impulse spending really is—and why it happens ✔ The emotional triggers behind overspending (hint: it’s not just about “lack of control”) ✔ How dopamine drives impulse purchases—and what to do instead ✔ Practical strategies to replace impulse spending with healthier, feel-good habits ✔ How to plan for “fun spending” without guilt or regret 📢 If you’re tired of impulse spending sabotaging your financial goals, this episode is for you!   ⏰ Episode Breakdown: How to Overcome Emotional Spending 00:35 | What Is Impulse Spending? Breaking down the psychology behind impulse buys. 01:29 | Understanding the Emotional Triggers How feelings like stress, boredom, and sadness drive spending. 02:03 | What Is the Want Beneath the Want? Discovering the deeper emotional needs behind impulse purchases. 03:01 | The Role of Dopamine in Impulse Spending Why your brain craves the rush of spending—and how to redirect it. 03:44 | Replacing Impulse Spending with Healthy Habits Simple swaps that still give you a dopamine boost without hurting your wallet. 05:22 | Planning for Controlled Impulse Spending How to budget for fun—without guilt or financial setbacks. 06:15 | The Long-Term Process of Change Why breaking impulse spending habits takes time (and how to stay on track). 07:02 | Community Support & Resources How to find support & accountability on your mindful spending journey.   💬 Join the Conversation! 💡 When are you most tempted to impulse spend? Share your thoughts! 👉 www.moneyhealingclub.com/podcast 💡 Start your money healing journey! Use code PODCAST for 50% off 👉 www.moneyhealingclub.com 📜 Full transcript available: 👉 www.moneyhealingclub.com/podcast  

Do you ever regret an impulse spend? Do you avoid looking at your bank account? If the words, shame and guilt are the first words you associate with money, then I know your relationship with money is deeply emotional.  I am Rachel Duncan. I'm a financial therapist and art therapist, and I'm the host of the Money Healing Club podcast. This is the place to finally say the things we don't say when we talk about money. In this podcast, I'll be answering listener questions and talking with real people about their journey to heal their relationship with money. I take a holistic, feminist, intersectional and creative approach to unpacking these emotional experiences with money that we all have. 🖐️Leave us a voicemail with your question or story about money! Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast 💫 Use code PODCAST for 50% off your first month and start your money healing process! https://www.moneyhealingclub.com/club