More Than Money

PODCAST · business

More Than Money

The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.

  1. 492

    Episode 467 | 5 Smart Money Moves for May (College Grad Edition)

    Are you (or someone you know) a recent college graduate? In this episode, Art shares five smart money moves every 2026 graduate should make, using advice from the MTM community. He also highlights a few must-read financial books that can help young adults build a strong financial foundation.Resources:8 Money MilestonesAsk a Money Question!

  2. 491

    Episode 466 | Should You Tithe While Paying Off Debt?

    In this episode of More Than Money, Art answers questions about retirement savings, tithing while in debt, and how much house you can actually afford. From Roth vs. traditional accounts to navigating generosity in tight seasons, if you’re trying to honor God and stay financially steady, this conversation is for you.Resources:8 Money MilestonesAsk a Money Question!

  3. 490

    Episode 465 | The Top 5 Summer Side Hustles

    What side hustles are perfect for the summer months? In this episode, Art shares five opportunities to earn extra income when the weather warms up and the days get longer. Plus, he walks you through the Trifecta frameworks to help you identify your perfect side hustle.Resources:8 Money MilestonesAsk a Money Question!

  4. 489

    Episode 464 | Budgeting When Money Is Tight!

    Are finances tight? This episode is for you. Join Art and Nate as they walk you through practical steps to build a budget when there’s little, or nothing, left at the end of the month, helping you regain clarity, control, and confidence with your money.Resources: 8 Money MilestonesAsk a Money Question!

  5. 488

    Episode 463 | 4 Ways Discontent Is Undermining Americans’ Finances

    Discontent isn’t just a financial issue. It’s a heart issue that Scripture addresses head-on. In this episode, discover four ways discontent undermines your finances and how embracing biblical contentment can lead to lasting peace and faithful stewardship.Resources:8 Money MilestonesAsk a Money Question!

  6. 487

    Episode 462 | The 5 Regrets Retirees Wish They Could Undo

    In this episode, we explore the five most common regrets retirees share about their financial decisions and what they wish they had done differently. From saving too little to retiring too early, these insights will help you make wiser choices today, so your future self has fewer regrets tomorrow.Resources:8 Money MilestonesAsk a Money Question!

  7. 486

    Episode 461 | The Economics Behind NYC’s $30M Grocery Store

    Time for some economics! In this episode, we break down NYC’s proposed government-run grocery stores and ask a simple question: Will this make groceries cheaper, or will it just shift the costs somewhere else? We also explore what this could mean for local competition and the long-term ripple effects in the market.Resources:8 Money MilestonesAsk a Money Question!

  8. 485

    Episode 460 | Top 5 Vacation Destinations That Give You the Most Bang for Your Buck

    What does it really mean to “afford” a family vacation, and could taking one be poor stewardship? In this episode, we unpack a biblical approach to vacation spending, explore the types of trips that deliver the most value, and highlight five of the most cost-efficient family vacation destinations in the U.S.Resources:8 Money MilestonesAsk a Money Question!

  9. 484

    Episode 459 | 4 Ways to Ruin Your Retirement Investments This Week

    In this episode, we break down four simple, but all too common, mistakes that can derail your retirement investments. Learn how to avoid emotional decisions, stay consistent, and build long-term wealth even when the market feels uncertain. Plus, hear about the March Madness bracket strategy that won this year’s More Than Money Bracket Challenge!Resources:8 Money MilestonesAsk a Money Question!

  10. 483

    Episode 458 | How TikTok Is Quietly Wrecking Your Finances

    In this episode, we dive into how TikTok can quietly mess with your money by making everyone look richer than they are, turning “I didn’t know I needed that” into a spending habit, and normalizing a lifestyle your budget never signed up for. We also unpack how the algorithm keeps you scrolling and sometimes even steers you toward bad financial advice that sounds smart in 30 seconds but falls apart in real life.Resources:8 Money MilestonesAsk a Money Question!

  11. 482

    Episode 457 | 6 Signs You Might Be Ready to Launch Your Business

    How do you know when it’s the right time to launch a business? In this episode, Art walks through six key indicators, including capacity, clarity, counsel, and family readiness, to help you discern whether to wait, test, or move forward. If you’ve been sitting on an idea, this conversation will give you the wisdom and confidence to take your next step.Resources: 8 Money MilestonesAsk a Money Question!

  12. 481

    Episode 456 | 4 Smart Money Moves for April

    What if April could set the tone for your entire financial year? In this episode, Art shares four smart money moves to build momentum now and tackles a timely question: why are cars so expensive right now?Resources:8 Money MilestonesAsk a Money Question!

  13. 480

    Episode 455 | Back to Basics: Money Milestones 7 and 8

    Let’s wrap up our deep dive into the 8 Money Milestones by tackling Milestones 7 and 8. In this episode, Art breaks down saving for college and shares five practical strategies to help you pay off your mortgage early. Don’t miss this powerful conclusion to the mini-series!Resources:8 Money MilestonesAsk a Money Question!

  14. 479

    Episode 454 | Back to Basics: Money Milestones 5 and 6

    Let’s continue our deep dive into the 8 Money Milestones. In this episode, Art breaks down Money Milestone 5 (Save 3 to 6 months of living expenses for a job loss level emergency) and Money Milestone 6 (Put 15% of your gross income toward retirement. Art provides several surprising stats about these Money Milestones and shares one of the most common retirement savings mistakes people make.Resources:8 Money MilestonesAsk a Money Question!

  15. 478

    Episode 453 | Back to Basics: Money Milestones 3 and 4

    Let’s continue our deep dive into the 8 Money Milestones! In this episode, Art breaks down Milestones 3 and 4—maximizing your employer match and tackling debt. These are two powerful steps you can take toward financial health, so don’t miss this important episode.Resources:8 Money MilestonesAsk a Money Question!

  16. 477

    Episode 452 | Back to Basics: Money Milestones 1 and 2

    Let’s kick off a deep dive into the 8 Money Milestones. We start with the foundation: generosity and your first emergency fund. Art breaks down Money Milestones 1 and 2 in a practical, encouraging way, while tackling some of the most common questions people have as they begin their journey. If you’re ready to build momentum with your money, this is where it starts.Resources:8 Money MilestonesAsk a Money Question!

  17. 476

    Episode 451 | 15 Fascinating Facts About Millionaires

    What pops into your mind when you hear the word “millionaire”? A big house? Fancy cars? Exotic vacations? In this episode, Art shares fifteen facts about real millionaires that may surprise you. Plus, he answers a listener's question about long-term care. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

  18. 475

    Episode 450 | Is a College Degree Still Worth It?

    Is a college degree still worth it? In this episode, Art dives into the numbers to help determine whether a college degree is worth the cost. He also shares some really bad—and really good—reasons to choose a college. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

  19. 474

    Episode 449 | Is Wartime a Bad Time to Start Investing?

    Is wartime a bad time to start investing? In this episode, Art answers money questions about investing during global uncertainty, managing finances after a ministry layoff, and whether a trust is necessary for an older couple with modest assets.Resources:8 Money MilestonesAsk a Money Question!

  20. 473

    Episode 448 | AI Will Eliminate These 5 Jobs by 2030 (And Won’t Eliminate These 4)

    In this episode, we explore five jobs that are least likely to be replaced by automation or AI and four more that are likely to stick around. Then Art answers a listener’s question about how to get a spouse who prefers to be hands-off with the finances more engaged. Tune in!Resources:8 Money MilestonesAsk a Money Question!

  21. 472

    Episode 447 | 4 Smart Money Moves for March

    What are some smart money moves you should be making right now? In this episode, Art shares practical financial steps you can take this month, from preparing for taxes and reviewing your budget to strengthening your emergency fund and planning for upcoming expenses. Along the way, he also answers listener questions about tithing. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

  22. 471

    Episode 446 | 3 Money Meeting Mistakes for Couples and More!

    Money meetings don’t fail because of math — they fail because of emotion and poor structure. In this episode, we unpack three common mistakes couples make and share a simple framework for building clarity and unity. If you want less tension and more alignment in your marriage, this one’s for you.Resources:8 Money MilestonesAsk a Money Question!

  23. 470

    Episode 445 | 5 Fixable Reasons You Are Not Moving Forward in Your Finances

    Are you struggling to gain momentum in your finances? In this episode, Art and Nate unpack five common—and fixable—reasons people get stuck and share practical steps you can take to start moving forward. Don’t miss this actionable conversation designed to help you build real financial traction.Resources:8 Money MilestonesAsk a Money Question!

  24. 469

    Episode 444 | Money Prep for Marriage 101

    God doesn’t provide financial resources to blow up our marriages. In this episode, Art and Matt share seven practical tips for those preparing to say “I do,” along with guidance for anyone walking alongside engaged couples and helping them build a strong financial foundation for their future together. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

  25. 468

    Episode 443 | SMACKDOWN! Roth IRA vs Traditional IRA

    Which IRA is better—Roth or Traditional? In this episode, Art and Nate go head-to-head to determine which IRA deserves the title of true champion. They also tackle a listener’s question about IRAs. Don’t miss this fun, live recording of the More Than Money podcast!Resources:8 Money MilestonesAsk a Money Question!

  26. 467

    Episode 442 | The Biggest Money Fights for Couples

    Do you fight with your spouse about money? You’re not alone. In this episode, Art and Matt unpack a recent study revealing the most common financial conflicts couples face and share practical steps to help you and your spouse move toward greater unity with your money. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

  27. 466

    Episode 441 | Secret Wealth Hack—Get Married

    Is marriage good for your money? In this episode, we dive into surprising statistics that reveal how marriage often leads to greater wealth, lower expenses, and stronger financial stability. You’ll leave encouraged that God’s design for marriage and wise financial stewardship truly work better together.Resources:8 Money MilestonesAsk a Money Question!

  28. 465

    Episode 440 | 4 Keys to Getting Out of Debt

    It’s a live recording of More Than Money! For those who are ready to get out of debt, this is for you. In this episode, Art shares some guarantees and keys to the debt-free journey. Plus, he answers a couple of listener questions.Resources:8 Money MilestonesAsk a Money Question!

  29. 464

    Episode 439 | Become a Rich Couple in February

    It’s time for you and your spouse to become a Rich Couple! In this episode, Art discusses his newly re-released book, “The Rich Couple: 30 Days of Following God’s Design for a Financially Healthy Marriage,” and the four critical decisions every couple must make to build a truly rich marriage. Plus, he answers a listener’s question about what to do after reaching Money Milestone 8.Resources:8 Money MilestonesAsk a Money Question!

  30. 463

    Episode 438 | 5 Smart Money Moves for February (Money Date Edition)

    Money and marriage collide in the best possible way in this February-themed episode as you’re invited to go on a purposeful “money date” with your spouse. You’ll be guided through honest conversations about your finances, shared dreams for the future, and the impact you want to make together. By the end, you’ll see money not as a source of stress, but as a tool God can use to strengthen your relationship and His kingdom.Resources:8 Money MilestonesAsk a Money Question!

  31. 462

    Episode 437 | Ready to Move? 5 States Where Your Money Goes Further

    What are the 5 states where the cost of living is the lowest? In this episode, Art explains cost of living, why it is so important to your finances, and in what states your dollar goes further. Plus, he answers a question about opening a Roth IRA for a child. Tune in!Resources:8 Money MilestonesAsk a Money Question!

  32. 461

    Episode 436 | Turn 16 PTO Days Into 47 Days Off!

    We’re called to steward everything God has entrusted to us—including our PTO days. In this episode, Art explains why not using your PTO can be costly and shares a simple strategy to help you maximize your time off. Plus, he answers a listener’s question about maxing out an employer match. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

  33. 460

    Episode 435 | Can a Tight Budget Be a Major Blessing?

    When income is low or unpredictable, budgeting can feel overwhelming—especially during seasons of loss or transition. In this episode, Art walks through why a tight budget can actually be a blessing, how to build a simple budget when income varies, and practical ways to stay faithful to the plan when progress feels slow.Resources: 8 Money MilestonesAsk a Money Question!

  34. 459

    Episode 434 | Why Government Fraud Matters—and How Christians Should Respond

    Government fraud is all over the headlines, and the recent allegations out of Minnesota raise an important question: why should everyday Americans care? In this episode, Art explains how fraud impacts taxpayers, harms the vulnerable, and how Christians should respond. Don’t miss this timely episode!Resources:8 Money MilestonesAsk a Money Question!

  35. 458

    Episode 433 | Don’t Make These 5 Massive Investing Mistakes!

    Many retirement mistakes happen long before retirement ever begins. In this episode, Art walks through five massive investing mistakes that can quietly derail your retirement plan, then answers a listener’s question about what to do when you’re close to retirement with little saved. Gain practical guidance on avoiding common pitfalls and taking intentional next steps, no matter where you’re starting.Resources:8 Money MilestonesAsk a Money Question!

  36. 457

    Episode 432 | Steal My Side Hustle Idea and Make Some Money

    A side hustle can help you knock out your next Money Milestones. In this episode, Art walks you through how to identify the best side hustle for you and provides a side hustle idea that he hopes someone will steal. Plus, he offers 8 tips for getting the most out of the 8 Money Milestones group. Tune in!Resources:8 Money MilestonesAsk a Money Question!

  37. 456

    Episode 431 | $2,000 Per Month Side Hustles? Here Are Four of Them

    Are you looking to make some extra money to knock out your next Money Milestone? In this episode, Art shares practical tips for managing a side hustle when life is already busy and highlights four side hustles that can reportedly generate up to $2,000 per month. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!

  38. 455

    Episode 430 | Smart Money Moves for January and Getting a Second Income

    Happy New Year! Ready to start 2026 with clarity and confidence? In this episode, Art shares three smart money moves to help you launch the year strong. Plus, he answers a listener’s question about getting a second income and what to consider before taking that next step. Simple, practical, and faith-filled guidance you don’t want to miss.Resources:8 Money MilestonesAsk a Money Question!

  39. 454

    Episode 429 | Unlock Your Goal-Setting Superpower!

    Are you setting some financial goals for 2026? In this episode, Art provides six ways to unlock your goal-setting superpower and increase your likelihood of reaching those goals. Don’t miss the perfect episode for New Year’s Eve!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

  40. 453

    Episode 428 | 10 Ways to Ruin Your Financial Health in 2026

    Most people don’t ruin their finances with one big mistake—they do it with small, repeated decisions. In this episode, Art walks through 10 common habits that quietly sabotage financial health. Learn what to avoid in 2026 to pursue clarity, margin, and generosity.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

  41. 452

    Episode 427 | Money Lessons from the Real Santa Claus

    PARENTAL WARNING: In this episode, we move beyond the myth and explore the real story behind Santa Claus. Art dives into the life of the historical St. Nicholas and shares practical money lessons drawn from his generosity. It’s the perfect episode to listen to on Christmas Eve.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

  42. 451

    Episode 426 | Elon Musk Says Don’t Save—So, Should You?

    Elon Musk recently suggested that AI and universal income could make saving money unnecessary—but is that really something you should rely on? In this episode, Art breaks down what Scripture says about work, stewardship, and preparing for the future, even during rapid technological advancements.Resources: 8 Money MilestonesAsk a Money Question!

  43. 450

    2025 Greatest Hits! Shocking Stats About Emergency Funds

    A recent study found that 42% of American adults lack an emergency fund. In this Greatest Hit of 2025, Art breaks down the study, uncovering other surprising statistics about emergency savings and sharing essential tips on what not to use your emergency fund for.

  44. 449

    2025 Greatest Hits! Watch Out for These 7 Cash Flow Killers!

    Do things seem tight right now?  For today’s Greatest Hit of 2025, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFC®, from Nebraska, joins him to answer a money question.

  45. 448

    2025 Greatest Hits! Don’t Make These Investment Moves! Instead, Do This

    For today’s Greatest Hit of 2025, Art and Matt tell you what NOT to do and provide you with some decisions you should make. Plus, they announce the 2025 More Than Money Bracket Challenge winner! Don’t miss it!

  46. 447

    2025 Greatest Hits! Top Money Moves to Make in Your 40s

    Your 40s are key financial years. In this Greatest Hit of 2025, Art shares key money moves to make in your fourth decade of life. Plus, we're excited to debut a new segment: ‘Ask a CERTCFC®!’ Tune in for expert insights you won’t want to miss.

  47. 446

    2025 Greatest Hits! A Tale of Two Cars: The Power of a Wise Purchase

    This Greatest Hit of 2025 is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you won't want to miss it!

  48. 445

    Episode 425 | Sneaky Idols Sabotaging Your Finances

    In this episode, we expose five modern American idols that quietly sabotage both your faith and your finances. You’ll learn how these subtle distractions shape your spending, fuel anxiety, and pull your heart away from God’s design for money. Most importantly, you’ll discover practical steps to break free and live with greater clarity, contentment, and generosity. Tune in!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

  49. 444

    Episode 424 | Boosting Your Financial Confidence in 30 Days

    Do you feel out of control? In this episode, Art addresses the growing crisis of financial confidence among Christians and how stress impacts both peace and generosity. He shares eight simple, biblical habits you can use to regain clarity and control in just 30 days.  Plus, he explores how the 8 Money Milestones differ from other financial systems. Tune in!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

  50. 443

    Episode 423 | Your 2025 Financial State of the Union

    It’s an annual tradition on the More Than Money podcast! Matt joins Art to walk through the Financial State of the Union—what it is, why it matters, and how to use it. Plus, they tackle Janet’s question: Is giving less than 10% considered “stealing from God”?Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

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ABOUT THIS SHOW

The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.

HOSTED BY

Art Rainer

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