Path To Passive: Real Estate Investing For Technology Professionals

Send us Fan MailYour W-2 salary is a great start, but it was never designed to build the kind of wealth that lets you step back and live life on your own terms. In this episode of Path to Passive, host Steven sits down with Cherif Medawar — a real estate investor, fund manager, and educator with 35+ years of experience. He has completed hundreds of transactions and built a $100M+ portfolio across the U.S. and Puerto Rico, including historic commercial assets in Old San Juan. Cherif's path to passive income didn't start with capital or connections, it started with a $2.25 apple. Working as a management trainee at the Century Plaza Hotel in Los Angeles (once called the Western White House), Cherif charged a billionaire for an apple at 2 AM instead of comping it — and that single act of integrity got him hired as the man's right-hand man for the next eight years, learning how to manage properties across the globe from Martinique to Paris. In this conversation, Cherif unpacks the exact framework — strategy, structure, system, automation, scale, and sustainability — that took him from hotel employee to managing a $100M real estate portfolio in Old San Juan, Puerto Rico. He breaks down the critical difference between syndications and real estate funds, explains why tech professionals are uniquely positioned to build wealth faster than almost anyone else, and reveals why "money is in the structure" — not the deal. You'll also hear Cherif's personal story of navigating the sudden loss of his wife while managing a multi-jurisdictional estate across three countries, and how he used the same GPS-like framework to rebuild and reach total financial freedom. Whether you're a software engineer at a FAANG company or a high-earning tech professional ready to stop trading time for money, this episode gives you a clear, actionable path from W-2 income to passive income — without having to become a full-time real estate expert.Connect with Cherif:🔗 LinkedIn: https://www.linkedin.com/in/cherifmedawar/ 🌐 Company Website: https://www.cherifmedawar.com/🎥 Youtube: https://www.youtube.com/user/cherifmedawar1 Episode Highlights:[0:39] – Intro[2:16] – How Cherif got spotted by a billionaire at the Century Plaza Hotel — and why charging him $2.25 for an apple launched an 8-year mentorship that changed everything.[11:07] – Cherif reveals why "money is in the structure" — and breaks down the exact Strategy → Structure → System → Automation → Scale → Sustainability framework.[16:58] – Syndication vs. Real Estate Fund explained — why the fund model gives you more flexibility, less risk, and keeps all the upside for you.[18:47] – How to set up a debt fund that pays investors fixed returns of 6–10% while you compound wealth and never have to sell your properties.[32:03] – The Old San Juan single-tenant strategy that generates 10–15 year corporate-guaranteed leases — and how Cherif spotted the opportunity before anyone else.[37:44] – The 3 stages of money every tech professional must move through: work for money, work the money, then—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailIf you're a W-2 tech professional sitting on a rental property you're tired of managing, this episode is your exit strategy. Host Steven Arita sits down with Ashley Romiti, president and founder of GCA 1031 and a 15-year commercial real estate veteran, to break down Delaware Statutory Trusts (DSTs): the powerful but under-the-radar tax strategy that lets real estate investors sell their properties, defer capital gains taxes through a 1031 exchange, and step into fully passive institutional-grade investments. Ashley explains exactly how DSTs work as replacement properties in a 1031 exchange, what asset classes are available (multifamily, industrial, net-leased retail, and more), and why these deals are structured to protect capital preservation not chase outsize returns. You'll learn the difference between a traditional DST exit and a 721 UPREIT strategy for long-term estate planning, how to avoid the costly mistake of waiting until after closing to start your DST planning, and why having options across multiple sponsors matters more than just picking a big name. Ashley even shares a memorable origin story — from aspiring doctor to social worker to landing at Marcus & Millichap after running the math on a $60K grad school bill for a $28K salary, and the moment she posed for a photo holding $20,000 cash from her very first commercial deal. Whether you're a tech professional curious about passive real estate income, a landlord exhausted by weekend maintenance calls, or someone mid-exchange with "boot" left over, this episode gives you a clear, jargon-free roadmap to your next move.Connect with Ashley:🔗 LinkedIn: https://www.linkedin.com/in/ashley-romiti-dst/ 🌐 Company Website: https://www.gca1031.com/📱 Cellphone#: 9492355606Ashley Romiti offers securities through Concorde Investment Services, LLC (CIS), member FINRA/SIPC. GCA 1031 is independent of CIS. Concorde is headquartered at 3909 Research Park Drive, Suite 200, Ann Arbor, MI 48108. This podcast is for informational purposes only, does not constitute as investment advice, and is not legal or tax advice. Please consult the appropriate professional regarding your individual circumstance. Episode Highlights:[0:34] – Intro: What is Path to Passive and who it's for[0:58] – Meet Ashley Romiti: 15-year commercial real estate veteran and founder of GCA 1031[7:25] – DSTs Explained: What a Delaware Statutory Trust is and why it's the ultimate passive real estate vehicle for tired landlords[23:36] – Critical Mistake: Why you MUST start your 1031 exchange before closing — not after[27:08] – Due Diligence Deep Dive: How to evaluate a DST at the sponsor, property, and trust level[28:56] – Return on Equity Check: How to know when your rental property is no longer worth managing[29:36] – What Is "Boot"? How leftover 1031 exchange funds can be a low-risk way to test a DST investment[35:16] – Pro Tip: Start planning before you list — why early strategy conversations change outcomes[36:32] – Outro: How to connect with Ashley and find resources at—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if the most overlooked real estate investment strategy has been hiding in plain sight at your local courthouse? In this episode of Path to Passive, host Steven Arita sits down with Brian Seidensticker, aerospace engineer turned entrepreneur, founder of Tax Sale Resources, and co-founder of Mount North Capital — to pull back the curtain on tax lien and tax deed investing for W-2 tech professionals looking to build passive income outside the stock market. Brian shares how he stumbled into this niche the hard way: after getting upside down on house flips during the 2008 crash, he started receiving dozens of tax lien notices on his own properties and that accidental education changed everything. You'll learn exactly how tax liens work (hint: it's nothing like IRS liens), why counties across the country are essentially offering investors a collateralized, interest-bearing micro-loan opportunity, and why the vast majority of property owners pay up before you ever have to think about foreclosure. Brian also breaks down the two distinct investment paths — buying liens vs. buying tax deeds at auction and explains how a recent Supreme Court ruling reshaped the entire landscape. For tech professionals who love data and scalability, Brian explains how Tax Sale Resources aggregates over 8,000 national sales and 2 million properties into one platform, and how his $50M fund through Mount North Capital lets accredited investors tap into tax deed returns completely passively. By the end of this episode, you'll have a clear roadmap for whether you should start as a passive fund investor, an active lien buyer, or work your way toward a capital partnership  all without needing a license or a finance degree.Connect with Brian:🔗 LinkedIn: https://www.linkedin.com/in/brian-seidensticker-90117021/ 🌐 Company Website: https://www.lastbestpartners.com/companies/mount-north-capital🌐 Company Website: https://www.taxsaleresources.com/ Episode Highlights:[0:47] – Intro Welcome to Path to Passive — building wealth through real estate investing for tech professionals.[1:10] – Meet Brian Seidensticker Founder of Tax Sale Resources and Mount North Capital shares how aerospace engineering led him to real estate — and eventually tax liens.[2:41] – Brian's Origin Story How getting upside down on house flips during the 2008 crash and receiving tax lien notices accidentally launched his investing career.[6:23] – Tax Sale Resources Is Born Brian explains how his internal data process became a national platform tracking auctions and properties across the country.[7:54] – Tax Liens 101 A clear breakdown of what property tax liens actually are, how the county-investor-homeowner relationship works, and why it's a win for all three parties.[13:28] – Two Investment Paths The critical difference between buying tax liens (interest-bearing certific—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if the key to building real wealth isn't quitting your W-2 job — it's using it as a strategic launchpad?In this episode of Path to Passive, host Steven Arita sits down with Reed Goossens, Australian-born real estate entrepreneur, syndicator, and author of Investing in the U.S., who has scaled from a single triplex to over 1,000 units syndicated through his firm RSN Property Group. Reed shares the mindset shifts, identity breakthroughs, and tactical pivots that took him from structural engineer to full-time investor — and how his visa status actually forced him to make smarter moves with his W-2 instead of abandoning it too soon. You'll hear why Reed believes your current job is one of your most underrated assets, how he used brand building and podcasting to accelerate trust with investors long before personal branding was a buzzword, and why he's now acquiring accounting firms as his next business move — a surprisingly strategic play that's all about ambiguity, cash flow, and cross-selling to high-net-worth clients. There's even a gem about his dad, a high school math teacher who retired comfortably at 62 — not from a fancy salary, but from a simple, disciplined approach to investing. Whether you're a tech professional sitting on a healthy salary wondering what to do next, or an accredited investor looking to diversify beyond index funds, Reed lays out a clear framework: stay educated, dollar-cost average your way into real assets, and build a business ecosystem that gives you control when markets don't cooperate. This episode will shift how you think about your income, your W-2, and your path to financial freedom.Connect with Reed:🔗LinkedIn: https://www.linkedin.com/in/reed-goossens/ 🔗Instagram: https://www.instagram.com/reedgoossens/ 🌐Company Website: https://rsnpropertygroup.com/ 🌐Personal Website: https://reedgoossens.com/ Email: [email protected] Highlights:[0:42] – Intro[6:58] – How Reed used his W-2 as a strategic launchpad — not a trap — while building his real estate portfolio from the ground up.[8:47] – Why your current job is one of your most underused assets, and how staying employed smarter accelerates your path to passive income.[12:18] – Reed's pivot to acquiring accounting firms and why fragmented, low-tech businesses offer the cash flow and ambiguity that multifamily can't right now.[15:28] – The real reason Reed started his podcast in 2014 — building a personal brand that no market crash can take away.[15:27] – How technology eroded the profit margins in multifamily and why the edge has shifted to asset classes where data is still thin.[30:55] – Reed's honest take on today's real estate market — why he sees 2017–2018 pricing again and what that means for accredited investors sitting on cash.[35:26] – Dollar-cost averaging your way into real assets: Reed's simple, proven framework for W-2 tech professionals who are time-poor but capital-ready.[41:00] – OutroShare this with your tech friends who you think would benefit from learning—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat's hiding in plain sight in your own backyard could be the commercial real estate opportunity most W-2 tech professionals have never considered. In this episode of Path to Passive, host Steven Arita sits down with Joe Downs, founder of Belrose Group who went from owning a bar to building a portfolio of 20-plus self-storage facilities and pioneering an entirely new asset class called pro storage. Joe breaks down why the explosive growth of e-commerce — think Amazon losing 25% of sales if they can't deliver same-day — is squeezing contractors, small businesses, and tradespeople out of traditional warehouse space and creating a massive demand gap that pro storage is built to fill. You'll hear the classic story of a father-son electrician team making do with two cramped self-storage units, and why that image became the spark for Joe's Store Pro development in Greenville, South Carolina. Beyond the real estate, Joe shares how Dan Sullivan's Strategic Coach framework and the Who Not How philosophy transformed the way he builds teams, delegates ruthlessly, and focuses on his unique ability — and why that mindset matters just as much for passive investors as active operators. He also dives deep into how AI is reshaping self-storage investing, from GPTs that cut market analysis from 45 minutes to five seconds to AI-powered LOI emails built on persuasion principles that turn lowball offers into respectful conversations. Whether you're a tech professional looking to deploy capital passively or curious about active self-storage deals, this conversation will sharpen your thinking, expand your commercial real estate playbook, and show you exactly why pro storage is the niche worth watching right now.Connect with Joe:📧 Email: [email protected]🌐 Website: https://storagemoguls.ai/Episode Highlights:[0:35] – Intro: Welcome to Path to Passive — building wealth through commercial real estate for tech professionals.[0:59] – Meet Joe Downs: Founder of Belrose Group shares his background, self-storage portfolio of 20+ facilities, and entrepreneurial philosophy.[4:53] – "An idiot with some grit": Joe reflects on resilience, reinvention, and why W-2 listeners are more like him than they think.[9:12] – Who Not How & Unique Ability: How Dan Sullivan's Strategic Coach framework transformed Joe's team-building and helped him stop doing work he's bad at.[25:09] – What Is Pro Storage? Joe breaks down the gap between traditional self-storage and small bay flex — and the underserved tenants stuck in the middle.[27:23] – The E-Commerce Squeeze: Why Amazon's same-day delivery race is pushing contractors and small businesses out of warehouse space and into pro storage.[37:46] – Storage Moguls Platform: Joe unveils his new community matching passive capital investors with active deal operators — with Belrose overseeing every transaction.[41:57] – —Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailIf you're a W-2 tech professional wondering why your stock portfolio feels like a rollercoaster with no seatbelt, this episode is going to change how you think about building real wealth. Host Steven Arita sits down with Mike Zlotnik — chess master, former software engineer, fund manager at TF Management Group, and the man behind BigMikeFund.com — who traded midnight software deployments for what he calls "asymmetric return opportunities" in private real estate. In this conversation, Mike breaks down exactly why private real estate investing offers something the stock market simply can't: the ability to make money on the buy. You'll learn how cap rates and interest rate spreads create a margin of safety, why cash-flowing assets like industrial triple-net leases and open-air shopping centers are outperforming volatile multifamily plays right now, and how Ray Dalio's "Holy Grail" of non-correlated assets applies directly to your W-2 tech salary. Mike also shares the story of his chess-master friend in Boston who quietly built a real estate empire with zero mortgage — ever — and why Mike thinks that's both insane and admirable. Plus, get a sneak peek at his upcoming book, Predictably Wealthy, and why AI's deflationary effect on the economy may actually be great news for real estate investors long-term. Whether you're considering your first passive investment or looking to right-size your portfolio, you'll walk away with a clear, actionable framework — and the confidence to finally pull the trigger.Connect with Mike:🌐Website: https://bigmikefund.com/📖 Upcoming Book Predictably Wealthy: Sign up at https://bigmikefund.com/ to get a copy when it launches.Episode Highlights:[0:38] – Intro: Welcome to Path to Passive[1:01] – Meet Mike Zlotnik: From chess master and tech engineer in Moldova to full-time real estate fund manager.[3:41] – The tech burnout pivot: How Mike made the leap from 15 years in software startups to real estate full time.[12:30] – Speculation vs. investing: Why chasing ground-up development is gambling — and what Benjamin Graham taught Warren Buffett about real safety.[14:07] – Cap rates 101: A simple breakdown of how cap rates and interest rate spreads determine real cash flow and margin of safety.[16:33] – Making money on the buy: Why private real estate's market inefficiency lets you acquire assets below value — something the stock market never allows.[29:13] – Ready, fire, aim: Mike's action-first framework for first-time passive investors who are stuck in analysis paralysis.[36:12] – AI meets real estate: Why Mike believes AI's deflationary impact could drive down inflation and interest rates — and what that means for your portfolio.[43:42] – Outro: Subscribe and connect with Path to Passive—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailIf you thought investing in private deals was only for people with hundred-million-dollar venture funds and a team of lawyers on speed dial — this episode will change that. In this conversation on the Path to Passive podcast, host Steven Arita sits down with Jeremy Neilson, an attorney-turned-private-asset-investing specialist who has personally closed nearly 9,000 SPVs, processed over 10,000 tax returns, and helped onboard upward of 300,000 investors since getting a cold call from a 6-person AngelList in 2013 — while pushing his kid on a backyard swing. Jeremy breaks down exactly what a special purpose vehicle (SPV) is, why private assets are actually larger than public markets, and how the complexity hiding inside these simple-sounding structures is precisely why most people underestimate them. You'll learn how Jeremy built Sally (sally.co), his fifth-generation SPV software platform, to automate everything from entity setup and KYC compliance to document signing, wire reconciliation, and K-1 tax distribution — all in one place. He also shares a wild trend reshaping private investing: the rise of the "fund of one," where a solo investor can wrap their deals inside a $500 SPV and sell their seat in an OpenAI or SpaceX cap table without ever needing anyone's permission. Whether you're a W-2 tech professional exploring syndications for the first time or an operator trying to stop drowning in manual workflows, this episode gives you a clear picture of what happens behind the curtain — and why understanding it makes you a smarter, more confident investor.Connect with Jeremy:🔗 LinkedIn: https://www.linkedin.com/in/jeremyneilson/🌐 Company Website: https://sally.co/ 🎥 YouTube: https://www.youtube.com/@AllThingsSPVsEpisode Highlights:[0:50] – Intro: Welcome to Path to Passive — building wealth through private asset investing for tech professionals.[2:22] – Meet Jeremy Neilson, attorney-turned-SPV specialist with nearly 9,000 deals closed and a platform built from scratch.[3:41] – SPV 101: Jeremy breaks down exactly what a Special Purpose Vehicle is and why it's simpler than it sounds.[5:42] – Private assets are actually larger than public markets — most investors don't know this.[12:13] – The AngelList cold call: Jeremy was pushing his kid on a swing when a 6-person AngelList changed the trajectory of private investing.[27:33] – How Sally automates everything — entity setup, KYC, document signing, wire reconciliation, and K-1s — with one click.[28:33] – 506C explained: how to legally advertise your deal to the entire world and what accredited investor verification looks like.[37:27] – The "fund of one" concept: how solo investors can wrap deals in a $500 SPV and sell their seat in OpenAI or SpaceX without anyone's permission.[44:22] – Jeremy's closer: "I'm the smartest, I have the best software, and I'm the best price. Trifecta."[47:27] – Outro: Where to find Jeremy at sally.co and the All Things SPVs YouTube channel.[47:27] – Outro: Thanks for listening — see you next week on Path to Pass—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if your next investment had a waitlist of tenants, constrained supply, and cash flow that holds up even when the economy doesn't? In this episode, Steven Arita sits down with Leo Young, founder of Cornell Communities and former top performer at Tesla, to break down exactly why mobile home parks (manufactured housing communities) are one of the most overlooked passive income vehicles for tech professionals today. Leo walks through the three-part investment thesis that changed his thinking — recession-resistant demand, government-constrained supply, and operational arbitrage that most individual owners leave on the table. He gets honest about the real risks too: aging infrastructure, evolving rent control legislation, and why underwriting every detail is non-negotiable. There's a standout moment where Leo shares how over a year of unanswered emails and voicemails with a local code enforcement officer was resolved in a single five-minute in-person visit — a reminder that even in private equity, real estate is still a people business. Leo also shares his framework for passive investing, how he thinks about building financial independence without creating a second job, and why tech professionals who double down on their strengths and deploy capital strategically have a real edge. By the end of this episode, you'll have a clear, analytical picture of mobile home park investing — the opportunity, the risks, the operations, and how to evaluate whether passive investing in this asset class belongs in your wealth-building strategy.Connect with Leo:🔗 LinkedIn: https://linkedin.com/in/leo-young 🔗Instagram: https://instagram.com/leoyoungrealestate 🌐 Company Website: https://www.cornell-communities.com/ Episode Highlights:[0:45] – Intro[3:04] – Leo introduces himself: from Tesla sales to founding a manufactured housing firm.[9:01] – Why Leo skipped single-family and went straight to passive investing in commercial real estate.[16:45] – The 3-part MHP investment thesis: resilient demand, constrained supply, and operational arbitrage.[16:45] – The two biggest risks in mobile home park investing — aging infrastructure and evolving rent control laws.[20:54] – The underwriting mindset every tech professional investor needs: "We're not afraid of risk, only what we haven't underwritten for."[21:39] – How Cornell Communities manages properties remotely with systems-first operations — no second job required.[31:27] – Real estate is still a people business: the in-person visit that solved 12+ months of unanswered emails.[32:54] – Life and business lessons: delegate your weaknesses, embrace your season, and go all-in on your lane.[41:47] – Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat percentage of your investible net worth is actually outside your home country? If you're like most tech professionals, the answer is "basically zero" and you might be missing one of the smartest diversification plays available. In this episode of Path to Passive, Steven Arita sits down with Mike Cobb, CEO of ECI Development, who's spent over 25 years developing resort communities, running a bank, and building a teak timber empire across Latin America. Mike started his career in the IBM clone business in the 1980s, where he learned to predict tech pricing trends and bid contracts below cost—then turned that "time machine" framework into a real estate investment strategy that's made him millions. Here's the core insight: the developing world isn't like a time machine, it IS a time machine, and different countries represent different points on a development curve you can exploit. Mike walks through how he spotted a market gap financing properties in Belize when no U.S. or Belizean bank would touch foreign buyers, how he turned $100 worth of outlet upgrades into a multi-country development business, and why he believes his timber business will eclipse both his bank and real estate holdings within three years. You'll learn the critical difference between "heart decisions" (lifestyle purchases) and "head decisions" (cashflow investments), why digital nomads have created a rental arbitrage opportunity most investors are ignoring, and how remote work has fundamentally changed international real estate for the first time in human history. Mike shares his "anchovy pizza principle"—invest in what the market wants, not what you want—and reveals why teak being cut 8-10 times faster than it's replanted represents a generational wealth opportunity starting at just $22,000. This isn't hype—it's a thinking conversation about diversification, due diligence, and the shift from "seller beware" to "buyer beware" that trips up most foreign investors. Whether you're exploring global optionality, looking to diversify beyond U.S. markets, or simply curious how high-earning W-2 professionals can leverage international opportunities, this episode delivers a clear framework for evaluating overseas real estate investments without losing your shirt.Connect with Mike:LinkedIn: https://www.linkedin.com/in/michaelkcobb/Website: https://ecidevelopment.com/Mike's giving away his book "How to Buy Your Home Overseas (And Get It Right the First Time)" for free—just email [email protected] with subject "Mike's book." Episode Highlights:0:52 – [Intro]3:32 – [Hook Question] What percentage of your investible net worth is actually outside your home country?4:16 – [Mike's Background] From IBM clone manufacturer to international real estate developer across Latin America6:38 – [The $100 Insight] How fixing outlet strips and bathroom lights became a multi-country development business8:30 – [The Time Machine Framework] The developing world IS a time machine—countries represent different development —Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if AI could finally make real estate data actually useful instead of overwhelming? In this episode of Path to Passive, Steven Arita sits down with Kevin Shtofman, Global Head of Alliances and Corporate Development at Cherre, a real estate data warehouse platform serving insurance companies, sovereign wealth funds, and REITs. Kevin brings over 20 years of experience from investment banking, Morgan Stanley, EY, and Deloitte, and he's now helping real estate companies turn fragmented data from acquisitions, leasing, accounting, and reporting into actionable intelligence. You'll learn how AI agents are screening deals in seconds, comparing actual performance to underwriting models, and even helping solo property managers prioritize emergency maintenance requests based on tenant value and calendar availability. Kevin shares a fascinating story about validation rules like why some leases show zero rent (hint: concession periods) and explains why bad data for reports is merely "not good," but bad data for AI automation is "very, very dangerous." He breaks down the three-tier environment system (dev, QC, production) that prevents AI from acting on garbage data, and reveals how tech professionals building side portfolios can use Claude or Gemini as thought partners to draft lease agreements and financial models before paying attorneys. Kevin also opens up about his leap from a 100,000-employee consulting firm to employee number nine at a start-up, the "intuitive fence" concept that helped him make the jump, and his biggest career skill: learning when and how to say no. Whether you're a W-2 tech professional managing three rental properties or dreaming of scaling to institutional size, this episode shows you exactly how data pipelines, validation rules, and AI collaboration are reshaping real estate investing and how to apply these lessons at any portfolio size. By the end, you'll understand why connecting actuals to underwriting to benchmark data isn't just about better reports—it's your business case for raising the next fund or fixing what's broken before investors notice.Connect with Kevin:LinkedIn: https://www.linkedin.com/in/kevinshtofman/ Website: https://cherre.com/ Episode Highlights:0:00] – Intro[9:06] – What Cherry does: Real estate data warehouse connecting all your systems into one standardized model[17:36] – Why data lineage matters: How to prove your dashboard is right when executives say "this can't be correct"[20:50] – The three-environment system: Dev, QC, and production prevent AI from acting on bad data[26:22] – Why tech and business teams must collaborate: One plus one equals seven with AI in the mix[29:43] – AI as your executive assistant: Prioritizing maintenance tickets, drafting communications, and syncing with your day job calendar[33:10] – The ideal Cherry client: Why 2,000 units or 1M sq ft is the sweet spot, plus free tools for smaller portfolios[39:24] – Actuals vs underwriting vs benchmark: The ROI-driven use case that either raises your next fund—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if part of the money you send to the IRS each year could instead be working for you in oil wells? In this episode, Steven welcomes John Engel, COO of Gulf Coast Western, for a clear and honest conversation about oil and gas investing. John explains how investors can participate in packaged wells that generate monthly cash flow, often to return initial capital in 18 to 24 months, depending on the project. They also talk through the real tax advantages, including the ability to write off a large portion of the investment in year one. You’ll hear the difference between high-risk “wildcat” drilling and proven field development, how long wells can produce, what decline curves mean, and what red flags to watch for. If you are a high-income earner looking for passive income and meaningful tax relief, this episode gives you a practical look at how it all works.John Engel is the Chief Operating Officer of Gulf Coast Western, a Dallas-based oil and gas company focused on the exploration, development, and acquisition of domestic energy reserves. In his role, he oversees operations and works closely with partners and investors involved in the company’s joint venture drilling projects. Engel is known for emphasizing transparency, disciplined project selection, and long-term business relationships within the energy sector. He frequently speaks about oil and gas investing, including topics such as cash flow potential, tax advantages, and risk management in field development projects. His leadership centers on aligning operational performance with investor expectations while maintaining a strong presence in established U.S. oil and gas regions.Connect with John:Website: https://www.gulfcoastwestern.com/Episode highlights:(0:00) Intro(0:48) How the oil and gas partnership model works(3:31) Major tax benefits and depletion allowance(6:54) Why oil and gas demand is still strong(15:15) Proven fields vs. exploratory drilling(25:26) The investment hold period(30:53) How long wells produce and decline curves(34:14) Return targets and capital payback(39:12) Year-one write-offs and reinvestment strategy(42:34) Common mistakes and investor red flags(48:43) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if the secret to building real wealth isn’t working harder, but getting smarter about ownership and leverage? In today’s episode, Steven chats with entrepreneur and investor Joe Edgar as he shares how calling himself a “lazy entrepreneur” actually helped him win. From buying his first fixer-upper at 14 to building tech platforms and launching Loca, Joe breaks down the difference between income, ownership, and systems that work without you. He shares lessons from real estate, venture capital, and time spent with Aboriginal communities in Australia that shaped his views on money and simplicity. If you earn well but feel stuck on a treadmill, this conversation will hit home. Learn how to let your money work harder than your time and build steady, lasting wealth.Joe Edgar is an entrepreneur, investor, and technology founder known for his early start in real estate and his focus on scalable business models. He purchased and renovated his first property at just 14 years old, building a foundation in real estate that later expanded into lending, angel investing, and venture capital. Over time, he founded and led multiple technology platforms, including property management software and the local commerce rewards app Loca. Edgar has also worked with government-backed investment programs and venture funds, bringing a strong perspective on capital allocation and startup growth. Often calling himself a “lazy entrepreneur,” he promotes building systems that create leverage, passive income, and long-term value rather than trading time for money.Connect with Joe:Website: ​​https://loca.us/LinkedIn: https://www.linkedin.com/in/joseph-edgar-7a018521/ X: https://x.com/Joe_Edgar_ YT: https://www.youtube.com/channel/UC5Nyvxy-oCht0PX_sELkslgEpisode highlights:(0:00) Intro(2:40) Meet Joe Edgar(5:18) Buying a house at 14(13:35) Australia and cultural lessons(20:02) Why lifestyle inflation keeps people stuck(24:45) Lifestyle vs scalable entrepreneurs(28:30) The vision behind Loca(42:44) Connecting local businesses with real estate ecosystems(52:20) Venture capital and fund of funds explained(1:09:21) Investment strategies: Real Estate vs. Venture Capital(1:19:47) The importance of home ownership and passive income(1:30:12) Navigating investment choices(1:44:42) Where to find and learn more about Joe and his resources(1:45:25) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if the real key to strong investor returns isn’t focusing on investors first, but creating an amazing living experience for residents? In this episode, Steven sits down with John Makarewicz, President of Ferris Capital Partners, to break down what operator-level thinking truly means. John shares his journey from early struggles in college to building and exiting a major real estate company, and how clear systems, strong culture, and disciplined execution drive long-term results. He explains his simple 1-3-5 framework for goal setting, why resident experience fuels investor success, and how he builds high-performing teams across multiple markets. If you’re a high-income tech professional weighing DIY rentals versus passive investing, this conversation will give you clarity and confidence.John Makarewicz is an experienced entrepreneur and real estate operator, currently serving as President and Managing Partner of Ferris Capital Partners. He specializes in multifamily real estate investing, focusing on acquiring and improving apartment communities to create strong returns for investors while delivering an exceptional living experience for residents. Prior to Ferris Capital, John served as President of Mark Spain Real Estate, where he helped scale the company significantly and played a key role in its growth and eventual private equity exit. Throughout his career, John has been known for his focus on systems, leadership, culture, and operational discipline, building teams that execute at a high level and drive long-term value.Connect with JohnWebsite: https://www.fariscapitalpartners.com/LinkedIn: https://www.linkedin.com/in/john-makarewicz-23589a37/Instagram: https://www.instagram.com/john_makarewicz/Episode highlights:(0:00) Intro(3:06) John’s background and private equity exit(7:28) Systems and operational discipline(10:33) Identifying his role in the business(20:17) Target markets and investment strategy(24:36) Resident-first philosophy(26:56) Building culture through daily fundamentals(33:45) The 1-3-5 goal-setting framework(44:49) Passive investing vs. DIY rentals(53:59) Books, learning, and long-term growth(55:45) Where to find John and his team(56:49) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat actually makes money in self-storage, and why do smart people still get it wrong? In this episode, we sit down with Jacob Vanderslice, co-founder and principal at VanWest Partners, for an honest, operator-first conversation about how these businesses really work. Jacob shares how pricing and revenue decisions happen day to day, why his team walked away from REIT management to run everything in-house, and how small choices add up to real NOI growth. We also talk about real risks investors should pay attention to right now, including new supply, local market pressure, and changes in how often people move. The big takeaway is simple. Strong results come from discipline, fast response, and caring deeply about operations.Jacob Vanderslice is a seasoned real estate investor and co-founder of VanWest Partners, a Denver-based investment firm that focuses on acquiring, developing, and managing value-add self-storage facilities across the U.S. He began investing in real estate in 2005 and now leads VanWest’s Investor Relations effort, where he is known for high transparency in reporting and strong partner relationships. Under his leadership, the firm has deployed hundreds of millions in capital into self-storage and other real estate assets, including significant residential acquisitions earlier in his career. Before real estate, Jacob served as a professional firefighter and arson investigator in Colorado. He also serves on the Board of Directors for Craig Hospital, which specializes in neurorehabilitation and research. Outside work, he enjoys aviation, skiing, hiking, and spending time with his wife and two sons.Connect with JacobWebsite: https://www.vanwestpartners.com/LinkedIn: https://www.linkedin.com/in/jacob-vanderslice-02905b16b/Facebook: https://www.facebook.com/VanWestPartners/Instagram: https://www.instagram.com/vanwest_partners/?hl=enCompany LinkedIn: https://www.linkedin.com/company/vanwest-partners/Episode highlights:(0:00) Intro(2:12) Jacob’s journey into real estate and his family life(5:28) Why self-storage became the long-term focus(9:46) Revenue management, data, and month-to-month pricing(17:21) The hard lesson that led away from REIT property management(20:41) Why controlling operations changes performance(30:45) Where self-storage fits in today’s risk landscape(35:24) Who self-storage customers really are and why they stay(46:01) Why taking calculated risk is the only way to learn(50:07) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat really happens after a big startup exit, and how do the ultra-wealthy actually decide where to put their money? In this episode, Steven chats with Tad Fallows, Managing Director of Long Angle, as he shares what he learned after selling his bootstrapped SaaS company and suddenly facing the question: “What do I do with all this capital?” Tad opens up about the challenges of wealth management, what most people get wrong about investing, and why he built Long Angle, a private community for first-generation wealth creators and execs looking for honest, no-sales conversations about money, legacy, and smart decision-making. We talk about how managing $100K is surprisingly similar to managing $10M, and what shifts (and what doesn’t) when wealth comes into play. If you're thinking long-term, personally or financially, this one’s worth a listen.Tad Fallows is the Managing Director of Long Angle, a private community for high-net-worth individuals, including founders, executives, and first-generation wealth creators. After graduating from Harvard and starting his career at McKinsey, Tad went on to co-found and bootstrap iLab Solutions, a SaaS company he scaled to over 75 employees before selling it in 2016. Following his exit, he launched Long Angle to help others like himself navigate wealth management and long-term investing through trusted, peer-driven insights. Today, he leads a growing network of over 6,000 members focused on smart capital allocation, private market access, and building meaningful legacies.Connect with Tad:Website: https://www.longangle.com/LinkedIn: https://www.linkedin.com/in/fallows/Episode highlights:(0:00) Intro(1:00) Meet Tad Fallows and his journey from Harvard to startup exit(5:30) How Long Angle started: friends helping friends(11:23) Different paths to wealth and why the community grew fast(24:28) How Long Angle gets access to top-tier private investments(29:32) Who’s allowed in and what makes the community work(41:40) How members actually allocate their portfolios(48:22) Mindset differences between earned vs inherited wealth(53:05) Why your goals matter more than your portfolio strategy(55:06) Where to find the free reports and research Tad mentioned(56:36) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat happens when the market crashes, you lose everything, and you have to start all over again? In this episode, Stephen Arita sits down with Fuquan Bilal, a real estate investor who’s been in the game for 26 years and has seen it all. From flipping hundreds of homes before 2008, to bouncing back through the world of mortgage notes, and now focusing on multifamily rentals and luxury spec homes, Fuquan shares the mindset shifts and lessons that helped him reinvent himself again and again. He opens up about what real estate taught him about personal growth, why cash flow matters more than quick wins, and how he’s building a legacy, not just for his family, but for the communities he serves. Whether you're new to investing or thinking about your next move, this episode will give you clarity, perspective, and probably a few laughs.Fuquan Bilal is a seasoned real estate investor with over 25 years of experience across residential and commercial markets. He is the Founder and CEO of NNG Capital Fund, a private equity firm focused on alternative real estate investments including multifamily rentals and luxury single-family developments. Fuquan began by flipping distressed properties and later expanded into mortgage note investing, raising over $50 million in capital along the way. Today, his work spans multiple states with a focus on building long-term wealth through strategic, diversified investing. He’s also passionate about educating others, sharing insights on mindset, resilience, and sustainable growth.Connect with Fuquan:Website: https://nngcapitalfund.com/LinkedIn: https://www.linkedin.com/in/fuquanbilal/YouTube: https://www.youtube.com/c/FuquanBilalDownload his Ebook: https://tinyurl.com/38wrsy43Episode highlights:(0:00) Intro(1:58) Fuquan Bilal and his journey(4:39) Flipping 200 homes... and the big mistake Fuquan made(5:59) Growing up in Newark and giving back to the community(8:44) Discovering the note business (by accident)(12:31) Falling in love with real estate (and hypothecation)(15:29) Shifting strategy after COVID: rentals and luxury builds(19:02) How Fuquan used a 3-part strategy to scale up(25:37) Why managing large multifamily is a whole different game(28:38) Where Fuquan’s drive really comes from(33:32) Building community impact beyond just curb appeal(36:59) Fuquan’s top book recs for mindset and growth(38:43) Teaching his kids about money and real legacy(41:36) “Real estate is therapy” and Fuquan’s final advice for investors(43:54) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailCan you really build wealth through rental properties without ever setting foot in them? Melissa Nash says yes, and she’s done it. In this episode, Melissa shares how she built a 7-figure rental portfolio entirely out-of-state, all while living in California and raising four kids. She breaks down what passive investing actually looks like when you still want ownership and control. From choosing landlord-friendly markets to building reliable teams and using smart financing options like DSCR loans, Melissa walks through her step-by-step system for turnkey real estate success. Whether you're looking to replace income, retire early, or just get started, this is a must-listen if you're serious about owning rental properties without adding a second job.Melissa Nash is a real estate investor, mentor, and entrepreneur who built a seven-figure rental portfolio entirely through out-of-state, turnkey rental properties. With a background as a busy mom of four and no prior real estate experience, she created a repeatable system that’s helped over 2,000 investors build passive income while still maintaining ownership and control. Melissa is the founder of Passively Rich Investments and the host of the “Passively Rich with Rentals” podcast, where she focuses on helping professionals, especially women, invest confidently in landlord-friendly markets using vetted teams and smart financing strategies. Her approach emphasizes simplicity, sustainability, and building long-term wealth through real estate.Connect with Melissa:Website: https://www.hellomelissanash.com/LinkedIn: https://www.linkedin.com/in/melissa-nash-35aa0745/Instagram: https://www.instagram.com/themelissanash/?hl=enTune in to her podcast: https://passivelyrichwithrentals.buzzsprout.com/Join her free community: https://www.skool.com/passiverentals-freeEpisode highlights:(0:00) Intro(2:14) Melissa Nash, and how she started with zero experience and built her portfolio(10:01) What “turnkey” really means(13:04) Finding the right markets, teams, and systems(19:54) Melissa’s process for helping over 2,000 clients(26:52) Financing: DSCR loans, HELOCs, and scaling smart(33:02) How to snowball rental income into early retirement(45:53) Teaching her kids about generational wealth(51:30) Where to find Melissa, her podcast, and free resources(53:32) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailAre hidden fees eating away at your investment returns? In this episode, Steven Arita sits down with Robert Rolih, author of The Million Dollar Decision, to talk about what really hurts long-term investors, and it’s not just the market. Robert shares how even a small 1% fee can quietly cost you hundreds of thousands (or more), why short-term trading usually backfires, and how you can build a simple, hands-off portfolio with just a couple of ETFs. Whether you’re focused on real estate or looking to clean up your stock market game, this episode will help you avoid common mistakes and feel more confident with your money.Robert Rolih is the international bestselling author of The Million Dollar Decision: Get Out of the Rigged Game of Investing and Add a Million to Your Net Worth. After losing most of his wealth by following traditional financial advice, Robert spent seven years uncovering how the financial industry really works—and how everyday investors often get the short end of the deal. Born in a small village in Slovenia, he went on to become a successful entrepreneur and speaker, known for turning complex investing topics into simple, practical strategies. Today, Robert teaches investors how to protect their money, cut unnecessary fees, and build long-term wealth on their own terms. He’s been featured on CNBC, Yahoo Finance, Newsmax TV, and more, and has shared the stage with names like Robert Kiyosaki, Gary Vaynerchuk, and Jack Canfield.Connect with Robert:Website: https://robertrolih.com/LinkedIn: https://www.linkedin.com/in/robert-rolih-685a6893/FB: https://www.facebook.com/robert.rolih/IG: https://www.instagram.com/robertrolih/X: https://twitter.com/RobertRolihYT: https://www.youtube.com/c/RobertRolihGrab a copy: https://milliondollardecisionbook.com/Episode highlights:(0:00) Intro(2:44) Robert’s story: from losing money to gaining everything back and more(5:44) The real cost of 1% fees(10:24) Why short-term trading rarely works(19:05) The power of keeping your portfolio simple(25:31) How to invest more safely (and why that wins long term)(31:20) What a “1-hour-a-year” investing strategy looks like(38:15) Robert’s advice to his younger self(39:30) Where to find Robert(40:11) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if everything you’ve been told about retirement is wrong? In this episode, Steven sits down with Chris Miles, also known as the “anti-financial advisor,” as he shares how most traditional financial advice keeps people stuck, even those doing all the “right” things. He opens up about watching his own dad follow the system only to retire on a tight budget, and why he walked away from his job as a financial advisor to build real, passive income instead. Chris breaks down how you can stop chasing net worth and start building income that gives you freedom now, not 30 years from now. If you’re tired of waiting to retire, this one’s for you.Chris Miles is the founder of Money Ripples, an organization focused on helping entrepreneurs and professionals achieve financial freedom through cash flow strategies, alternative investments like real estate, and ditching traditional, slow financial planning for immediate "work optional" lifestyles. Known as the "Anti-Financial Advisor," he teaches how to build passive income, use life insurance strategically, and create a financial "ripple effect" for current income, not just future retirement. He hosts the popular Money Ripples Podcast, sharing insights from his journey from being deeply in debt to achieving financial independence multiple times.Connect with Chris:Website: https://moneyripples.com/Facebook: https://www.facebook.com/moneyripplesX: https://twitter.com/MoneyripplesYoutube: https://www.youtube.com/@moneyrippleswithchrismilesInstagram: https://www.instagram.com/chriscmiles/LinkedIn: https://www.linkedin.com/in/chriscmiles/Grab a copy: https://tinyurl.com/5n7r7r79Episode highlights:(0:00) Intro(3:25) Who is Chris Miles, and why did he leave traditional finance(4:03) The moment with his dad that changed everything(5:56) The real reason most financial advisors aren't free(10:45) What fiduciaries can and can’t do for you(17:31) Why 401(k)s and “saving more” isn’t enough(25:25) Why net worth doesn't equal freedom(30:30) Chris’s 3-part strategy: Get Lean, Get Liquid, Get Out(37:06) Smart ways to invest outside the stock market(43:31) Infinite banking explained in simple terms(51:30) Where to find Chris and grab the Work Optional Blueprint(52:11) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if the best time to think about your goals is not when you are rushing into a new year, but when things finally slow down? In this holiday episode, Steven talks about setting goals from gratitude instead of pressure. When work eases up and life feels a little quieter, it is easier to step back and think about what actually matters to you. We walk through a simple goal-setting process you can come back to anytime, one that focuses on the kind of person you want to become, not just the boxes you want to check. We also talk about money, investing, and work as tools that support more time, freedom, and peace of mind. You will leave with clear steps to think about the next year, the next few years, and the long road ahead in a way that feels honest and doable.Episode highlights:(0:00) Intro(0:44) Why the holidays are a great time to reflect(1:17) Goals rooted in gratitude work better(1:47) Why reviewing goals matters more than talent(3:48) Identity, values, and long-term thinking(11:05) Money as a tool, not the goal(14:16) Create the space(15:12) Get in the right state(17:10) Prime your mind before asking(21:14) Ask yourself the bigger question(23:07) Capture everything(23:59) Think across your core life areas(25:50) Look at the actual time horizons(29:01) Set goals with high energy(30:33) Write down your wins first(33:20) Real personal goals for the year ahead(38:05) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if you could learn how the Hilton family invests, and apply some of those same strategies to your own money, even if you're not a millionaire? In this episode, Steven Arita chats with Mark Miller, co-founder of Hilton Tax and Wealth Advisors. Mark has spent decades working with the Hilton family office, and now he’s on a mission to bring those smart money principles to everyday investors. They talk about how wealthy families protect and grow their money, how retail investors are being steered wrong, and what you can do differently, even if you're just getting started with a $250K portfolio. If you care about building wealth and leaving a legacy, this one's for you.Mark Miller is a veteran in the tax and financial services world, with over 30 years of experience helping business owners, physicians, executives, and high-net-worth individuals grow and protect their wealth. From building smart investment portfolios to cutting taxes and preserving family legacies, Mark has guided hundreds of clients through both good and challenging times.He’s the best-selling author of Hilton Wealth: How to Invest Like an American Dynasty, where he breaks down how the Hilton family and other elite investors build wealth and often pay little to no taxes — and how everyday investors can apply the same strategies. Mark has been featured in over 200 media outlets including Money Magazine, Kiplinger, Fox News, and The New York Times. He’s also a recipient of the Presidential Businessman of the Year award and holds Ethics Approved status with the IARFC.Connect with Mark:Website: https://www.hiltonwealth.com/LinkedIn: https://www.linkedin.com/in/markmiller-hiltonfo/Grab a copy: Hilton Wealth – How to Invest Like an American DynastyEpisode highlights:(0:00) Intro(4:11) Who is Mark Miller?(6:04) What is a family office and why does it matter?(11:31) What smart money does that most people don’t(15:57) A simple breakdown of how wealthy people invest(25:04) Why patience and discipline matter in investing(29:42) How wealthy families think about legacy(36:16) The mindset shift new clients need to make(41:43) How smart money avoids high fees(45:42) Free book info and where to learn more(47:19) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailHow does someone go from being an overworked civil engineer to building a $2 billion real estate portfolio? In this episode, Steven sits down with Lane Kawaoka as he shares his surprisingly relatable story. Lane breaks down how one simple rental in Seattle led to a whole new way of thinking about money, freedom, and how tech and engineering pros can get ahead faster by doing things differently. We talk about his Wealth Elevator framework, how to avoid the trap of traditional investing advice, and why buying one rental at a time might not be the best move if you're already earning well. If you're trying to figure out what to do with your income besides working harder, this one’s for you.Lane Kawaoka is a former civil engineer turned full-time real estate investor and entrepreneur. After growing tired of the 9-to-5 grind, Lane began investing in rental properties and eventually built a portfolio of over 10,000 units across the U.S., managing more than $2 billion in assets. He is the founder of The Wealth Elevator, a private community for high-income professionals looking to build passive income through real estate and alternative investments. Lane has helped over 1,000 investors move from active income to financial freedom, and he’s passionate about making wealth-building simple and accessible—especially for tech and engineering professionals. He’s also the author of The Wealth Elevator, where he outlines the stages of financial growth and how to avoid common mistakes along the way.Connect with Lane:Website: https://thewealthelevator.com/LinkedIn: https://www.linkedin.com/in/lanekawaoka/Facebook: https://www.facebook.com/SimplePassiveCashflowdotcomEmail: [email protected] a copy: https://thewealthelevator.com/home/book/Episode highlights:(0:00) Intro(0:50) Lane’s background: from engineer to real estate investor(4:52) Lane’s journey from first rental to $2B in assets(10:36) Should accredited investors buy single-family rentals?(13:56) Wealth Elevator framework explained(20:17) Single asset vs fund investing(26:37) How to spot red flags in deals(34:34) Reaching true financial freedom(42:29) Rethinking 401(k)s and retirement strategies(47:42) Lane’s personal investing “aha” moments(52:32) Where to get The Wealth Elevator and connect with Lane(53:39) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat does it take to walk away from a 14-year-old business and fully commit to passive real estate investing? In this episode, Steven chats with Ian Noble, founder of RunSteady Investments, as he shares how he scaled a 14-location service business in Austin, led 90+ employees, and ultimately exited in 2023. Now fully focused on helping others invest passively in real estate funds, like mobile home parks and private credit, Ian breaks down what he looks for in deals, why partnerships matter, and the shift from “doing it all” to trusting others with your capital. He also touches on real estate as a tool for tax strategy, creating time freedom, and making smarter decisions as a family. Whether you're in tech, running a business, or just trying to make your money work harder, Ian’s journey offers real, relatable lessons.Ian Noble is the founder of RunSteady Investments and a former small business owner who successfully scaled and exited a 14-location service company in Austin, Texas, after 14 years in operation. With over a decade of experience in real estate investing, Ian now helps individuals invest passively in real estate funds, including mobile home parks, self-storage, and private credit. His personal portfolio includes residential, commercial, and syndicated investments across Texas and Colorado. Today, his focus is on helping busy professionals and business owners build wealth and time freedom through low-risk, well-vetted real estate opportunities.Connect with Ian:Website: https://runsteadyinvestments.com/LinkedIn: https://www.linkedin.com/in/iannoble1/Instagram: @ian_investsJoin Ian’s Passive Investor Mailing List: runsteadyinvestments.com/investor-clubGet his Investor Q&A cheat sheet: https://go.runsteadyinvestments.com/passive-investor-cheat-sheet405547Episode highlights:(0:00) Intro(0:52) Meet Ian Noble and his business background(5:05) Starting from the bottom, pressing clothes to running operations(7:16) Early real estate investing in Austin(12:01) What passive investing really means(15:05) Time freedom, parenting, and seasons of life(15:22) Lessons from being a business bottleneck(22:00) How Ian vets deals and protects investor capital(28:54) Building a trusted investor network(33:04) Matching deals with investor goals(46:10) Why financial decisions should be made together(48:22) Financial literacy, relationships, and long-term wealth(52:26) Where to connect with Ian and download his free investor cheat sheet(53:20) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if gratitude wasn’t just a “feel-good” exercise, but the key to seeing your life clearly? In this personal and real episode, Steven opens up about the kind of gratitude that actually means something, not the checklist kind, but the type that comes from lived experiences, growth, pain, and the people who showed up along the way. He shares what he's most thankful for this year: from his health and family to early job breaks, the wild ride at Amazon, his relationship, and the raw challenges that shaped him. If you’re growth-minded, curious, and want to build something that matters, this one’s for you. Expect some laughs, a few deep thoughts, and lots of real talk.Episode highlights:(0:00) Intro(0:48) Not your typical gratitude talk(2:16) Why just being here is worth a thank you(3:40) Health: movement, breath, fitness, and blood tests(7:00) Family, real talk, and how many times you actually have left(10:16) Relationship and the rare feeling of being seen and supported(11:17) Early jobs, tool belts, drum sets, and small-town breaks(14:47) Amazon career growth: 5 roles, 10 years, all-in curiosity(16:51) Challenges: the hard stuff that made him better(17:56) Coaches, mastermind groups, and paying for the room(19:43) Curiosity: the inner engine that won’t quit(20:38) Aritaa Capital and why purpose is something you build(22:54) Momentum, systems, leadership, and what’s next(23:34) Final thought: Gratitude isn’t a list, it’s how you look at life(24:31) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailThink your W-2 income is safe once you invest in real estate? Think again. In this episode, Rich Dad Advisors Garrett and Ted Sutton join Steven to break down exactly how tech professionals can protect their assets before problems happen. From the right way to use LLCs, to why insurance alone isn’t enough, this father-son legal team shares clear, practical strategies every investor should know. Plus, hear about their upcoming financial education projects, including a law book for teens, narrated by a golden doodle. Whether you own one rental or ten, this episode could save you thousands (and a lawsuit).Connect with our guests:Facebook @corporatedirectInstagram @corporatedirectYouTube - TENERO and Garrett Suttonhttps://www.youtube.com/@TeneroOfficialhttps://www.youtube.com/c/GarrettSuttonTwitter / X @GarrettSuttonLinkedIn - Garrett Sutton https://www.linkedin.com/in/garrettsutton/LinkedIn  - Ted Sutton https://www.linkedin.com/in/ted-sutton-esq-703493116/Episode highlights:(1:14) Why asset protection is critical for investors(11:01) What is an LLC, and why every property shouldn’t be in the same one(15:21) Should you invest in syndications through your name or an LLC?(18:08) The charging order: how it protects your assets after a lawsuit(24:07) How in-state LLCs and Wyoming holding LLCs work together(28:28) Can you move an existing property into an LLC after purchase?(30:00) Insurance tips most investors forget when using LLCs(47:16) Why annual LLC maintenance matters, and how most people mess it up(50:01) A law book for teens? Ted’s new legal literacy project—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat would you do if your high-paying tech job suddenly disappeared? In this episode, Steven chats with Mike Deaton, who shares how getting laid off, alongside his wife, became the moment that changed everything. With no real estate background and a $1,000 land course collecting dust, they took a chance on land investing. Today, that business gives them steady income, control of their time, and a life they love in the Colorado mountains. Mike breaks down how they got started, what it really takes, and how you can build your own safety net before you ever need it.Mike Deaton is a former supply chain executive who spent over 30 years in international operations at Fortune 50 tech companies. In 2016, after both he and his wife Ligia were laid off from their corporate jobs, they decided to pivot. With no real estate experience but a strong desire for freedom, they launched a land investing business, buying vacant parcels at steep discounts and reselling or offering owner financing.Since then, they’ve expanded into multifamily syndications and other tax-efficient investments, fully replacing their W-2 income and building long-term wealth. Today, Mike also leads coaching programs through Flipping Dirt, where he helps other professionals create income and flexibility through land investing.Connect with Mike:Website: https://flippingdirt.us/LinkedIn: https://www.linkedin.com/in/michaelbdeaton/FB: https://www.facebook.com/mikeandligiaYT: https://www.youtube.com/@mikeandligiaIG: https://www.instagram.com/mike_and_ligia/Episode highlights:(0:00) Intro(0:55) Who is Mike Deaton?(5:14) His career in tech and how it shaped his mindset(8:52) Why land investing stood out and how he got started(16:44) Their first deals and surprising returns(22:06) Owner financing explained: How passive income works in land(34:08) Who the buyers really are and how to find them(40:01) The traits of a successful land investor(54:53) How this business changed their family and future(59:48) Where to learn more: Free resources and coaching from Mike(1:01:18) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailEver seen one of those picture-perfect hotel ads and thought, “Wow, I wish I was there”? That’s kind of what a real estate pitch deck is like; it looks amazing and full of promise. But what’s really inside? In this episode, Steven breaks down what you’ll actually find in a multifamily real estate pitch deck. He goes over what’s real, what’s just marketing, and what to look out for before you invest. If you’ve ever felt unsure about what you’re looking at or didn’t know what to ask, this episode will help you feel clearer and confident about what comes next.Episode highlights:(0:00) Intro(0:45) What a pitch deck is and why it matters(1:53) Where it fits in the investment process(4:01) Property overview: photos, location, maps(5:06) Business plan: renovation and rent strategy(6:09) Sponsor team: experience and track record(7:05) Projected returns and deal structure(10:11) Exit strategy: refinance or sell(11:11) Risk factors to look for(11:50) Timeline and funding steps(13:03) Smart questions to ask before investing(16:40) How to get more help and sample pitch decks(18:44) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if you could legally keep up to 40% of your profits when you sell real estate, and most people don’t even know it’s possible? In this episode, Steven chats with Jon Hilley, aka “Mr. 1031,” to talk about one of the biggest tax-saving moves in real estate: the 1031 exchange. Jon explains what it is, how it works, and why more investors should be using it. He also shares his own story, from working at Goldman Sachs to running cannabis companies to now leading one of the top 1031 exchange firms in the country. You’ll also hear how he’s using AI to make the process easier and more accessible for everyone. If you own or plan to sell investment property, this episode could save you a lot of money.Jonathan Hilley is the co-founder and CEO of 1031 Specialists, a fast-growing, tech-forward Qualified Intermediary (QI) firm focused on improving the 1031 exchange experience for real estate investors. Originally from Jupiter, Florida, Jonathan graduated with highest honors from the University of Florida. He began his career as a financial analyst at Goldman Sachs, then moved into hedge fund and private investment roles, later becoming an executive in operating companies. Drawing on that experience, he launched 1031 Specialists to bring better technology, service, and national reach to a niche industry. Under his leadership, the company has expanded rapidly and continues to reshape how investors approach tax-deferral strategies.Connect with Jonathan:Website: https://www.1031specialists.com/LinkedIn: https://www.linkedin.com/in/jonathanhilley/IG: https://www.instagram.com/1031specialists/Episode highlights:(0:00) Intro(2:59) Meet Jon Hilley: From Goldman Sachs to Mr. 1031(6:22) Discovering Qualified Intermediaries and a niche ripe for change(12:32) What a 1031 exchange actually is (and isn’t)(15:14) How 1031 compounding builds serious long-term wealth(18:27) 222 QIs in the U.S., but only 10 with real scale(25:42) The downside of not doing 1031(30:06) Why 1031 exchanges should be your default strategy(32:22) How the NAR incubator is helping push 1031 education(38:45) Solving $500 legal bills with AI: Building a 1031 GPT(48:28) Advice from Jon: Life will teach you more than books ever will(55:02) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailEver open a thick investment packet and think, “Yeah… not reading all that”? You’re not the only one. In this episode, Steven breaks down the Private Placement Memorandum, or PPM, that long, legal-looking document most new investors ignore (but really shouldn’t). If you’re in tech and starting to look at private real estate deals, funds, or syndications, this episode will show you what actually matters in a PPM, what to watch out for, and how to tell if a deal makes sense for you. No legal background needed, just clear, simple guidance to help you feel confident before you invest.Episode highlights:(0:00) Intro(1:40) What is a PPM and why does it matter(2:57) Key documents you'll get when reviewing a deal(3:57) The main purpose of the PPM(5:12) The 5 major sections to focus on(7:06) Why most of the PPM is about risk(8:23) Questions to ask yourself before investing(9:41) The importance of track record and liquidity(11:10) Final advice on reading the PPM with confidence(12:24) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if the landlord you’re renting from sparks your path to financial freedom? That’s exactly what happened to Christopher Lento, a mechanical engineer turned real estate investor who now manages over 1,000 units. In this episode, Chris walks us through his 10+ year journey, starting from house hacking in Boston to building EM Capital and raising investor money. He shares honest lessons on scaling, managing properties out-of-state, knowing when to leave a W2 job, and what passive investors should ask before jumping in. Chris Lento is the founder and managing member of EM Capital. With a background in Mechanical Engineering from Carnegie Mellon and professional development training at Boston University and MIT, Chris brings a unique perspective to our multifamily real estate investment approach.Chris has over twenty years of experience in multifamily ownership, management, and investing. His vision and guidance drive us to remain dedicated to portfolio diversification through sustainable and socially responsible multifamily housing investments.Connect with Christopher:Website: www.emcapitalgroup.comLinkedIn: linkedin.com/in/christopherlentoEpisode highlights:(0:00) Intro(1:01) Chris’s first step into real estate sparked by curiosity(5:57) House hacking and buying that first triplex(10:06) Testing out-of-state investing with a 24-unit in Florida(13:44) Realizing it was time to leave his W2 and build EM Capital(16:26) Why his real estate journey took 10 years to ramp up(23:27) How value-add multifamily deals work and what to look for(27:03) The big levers in underwriting and stress-testing assumptions(34:01) Key questions for first-time limited partners(44:30) What happens after you invest in a deal(50:29) Why Chris actually loves this work and the impact it creates—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailEver wish you could invest in real estate without dealing with tenants, repairs, or late-night calls? In this episode, Rick and Crystal Rumer share how they went from overwhelmed landlords to building a business that brings in steady, passive income, all by “being the bank.” They break down how they buy land and homes, set up notes, and help other investors earn 10–12% returns without the usual real estate stress. If you're a busy tech pro, doctor, or just short on time, this episode shows a smarter way to grow your money.Rick and Crystal Rumer are full-time real estate investors and founders of Texas Secured Notes. After starting out with rental properties and fix-and-flips during the 2008 housing crisis, they discovered the power of note investing — and never looked back. Today, they specialize in buying land and homes, creating owner-financed notes, and helping investors earn passive income through first-lien note purchases. With over 450 notes completed and a default rate under 5%, Rick and Crystal are passionate about helping others build steady monthly income while keeping things simple and secure. They’re also a husband-and-wife team, proud parents, and committed to making real estate work for both investors and everyday families.Connect with Rick and Crystal:Website: https://www.texassecurednotes.com/LinkedIn: https://www.linkedin.com/in/therealrick/                 https://www.linkedin.com/in/crystal-rumer/Email: [email protected]            [email protected]: (817) 845-6764             (907) 342-2214Episode highlights:(0:00) Intro(1:24) Who are Rick and Crystal Rumer?(2:03) Leaving corporate America during the 2008 crash(4:07) Crystal and Rick’s background in finance and sales(9:19) What “being the bank” really means(14:15) How they buy, subdivide, and sell land on terms(20:02) The power of creating and selling notes(25:52) Why land buyers make reliable borrowers(30:39) Getting started: minimums, returns, and process(40:50) Who is this for?(46:29) Where to find Rick and Crystal(47:16) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailHow do some real estate investors manage to pay little or even no taxes while staying completely legal? In this episode, Steven Arita talks with Jason Melillo, CPA and co-founder of KBKG, about the tax strategies smart investors use to keep more money in their pockets. With 25+ years of experience and billions saved for clients, Jason explains cost segregation, bonus depreciation, 1031 exchanges, and opportunity zones in a way that’s easy to understand. They also cover the new 2025 tax law changes, what it means to qualify as a real estate professional, and the key questions every investor should ask before joining a syndication. Whether you’re just starting with your first rental or building a large portfolio, this episode gives you practical tips to save money and grow faster.Jason Melillo is a seasoned CPA, entrepreneur, and real estate investor with over 25 years of experience in real estate tax strategy. He is a founding partner of KBKG, a nationally recognized leader in cost segregation and tax credit services. Under his leadership, KBKG has helped real estate owners, investors, and CPAs save over $10 billion in taxes.Jason is widely respected for making complex tax topics simple and actionable. He’s not only a tax expert — he’s also an active real estate investor himself, which gives him a unique perspective that bridges both strategy and real-world application.He and his team specialize in helping real estate professionals and syndicators use tax incentives like cost segregation, bonus depreciation, 1031 exchanges, and opportunity zones to maximize cash flow and legally reduce taxes. Jason is also passionate about educating both CPAs and investors so they can make smarter financial decisions.Connect with Jason:Website: http://kbkg.comLinkedIn: https://www.linkedin.com/in/jasonmelillo/Promo Code: PATHCODE2025 for 10% off Residential Cost Segregator at kbkg.comEpisode highlights:(0:00) Intro(1:02) Who is Jason Melillo?(3:04) What is cost segregation, and why does it matter(8:29) When cost seg may not make sense(11:32) Advice for passive investors in syndications(18:03) Why your CPA must understand real estate(19:49) What qualifies as a real estate professional(24:58) How real estate pros can offset all income(29:00) Big tax bill changes in 2025 explained(33:46) What is an opportunity zone & who should use it(40:28) Jason’s biggest advice to new investors(43:05) How to connect with Jason(44:50) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if you found out there’s money sitting on the table? Money that could save your real estate project or put more cash in your pocket? In this episode, Steven talks with Charles de Jager, CEO of Energy Credit Consulting, about how energy incentives can help both developers and investors save big. Whether you're starting a new build or renovating an existing property, Charles explains how smart design choices can lead to major savings, sometimes even million-dollar payouts. He breaks down why utility companies are paying you to use less energy, how the rules work, and why most people don’t even realize this money is available. If you're a developer, owner, or investor, this episode will help you understand how energy credits affect your returns and what to ask your team to make sure you're not missing out.Charles L. de Jager is the Founder and Principal Engineer at Energy Credit Consulting, a firm focused on helping property developers, real estate owners, and investors secure financial incentives and energy credits to reduce project costs and increase returns.With a background in engineering and deep expertise in energy code compliance, Charles has worked with both large-scale developers and smaller ownership groups across the U.S. His company supports projects through energy modeling, utility rebate optimization, and strategic consulting during both design and post-construction phases.Originally trained as an engineer, Charles is passionate about bringing clarity and cost-saving solutions to a space that’s often misunderstood or overlooked. He currently leads his team from Ocoee, Florida, and has helped clients capture millions in previously untapped incentives.Connect with Charles:Website: https://energycreditconsulting.comLinkedIn: https://www.linkedin.com/in/charles-de-jager-053661143/Episode highlights:(0:00) Intro(3:49) Meet Charles DeJager and his work in Energy Credit Consulting(8:31) The real reason energy incentives exist(11:01) Breaking down how power and subsidies work(19:07) Two main types of incentives and how to access them(23:44) How Charles helps property owners save upfront and get paid later(31:30) When and how payouts happen(39:52) Common misconceptions and real-world developer frustrations(48:29) Charles’ unexpected path into the energy space(56:34) How to get in touch and take the next step(59:00) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailIs chasing high returns worth the stress, or is steady, reliable income the real goal? In this episode of Path to Passive, host Steven Arita sits down with Ruben Izgelov, co-founder of WeLend, to talk about why more investors, especially tech professionals, are turning to private lending for consistent monthly cash flow. Ruben shares how he went from high school dropout to successful attorney and fund manager, what changed his thinking about risk, and why private lending could be the safest way to earn double-digit returns today. They also talk through whether passive income can replace your salary, how much you actually need to invest, and whether owning real estate still makes sense for building generational wealth.Ruben Izgelov started as a first-generation immigrant hustling in Queens, NY, learning real estate by age 13. After years of flipping homes and dealing with unreliable lenders, he co-founded We Lend, a national private lending platform built by investors, for investors, which has funded over $600 million with zero principal loss. He also co-founded States Capital, a real estate debt fund helping LPs invest passively in real estate-backed assets. Ruben brings together street-smart experience, a J.D., and a sharp focus on building scalable systems in real estate finance.Connect with Ruben:Website: www.welendllc.comLinkedIn: linkedin.com/in/rubenizgelovInstagram: https://www.instagram.com/welendllcEpisode highlights:(0:00) Intro(2:00) Ruben’s story: dropout to the top of law school(3:59) Becoming a private lender after law school(7:00) Why private lending made more sense than flipping(10:52) Active vs passive investing: who should do what(14:00) What WeLend fund investors are really buying(20:01) What is a bridge loan and why it matters(28:04) What happens if a deal goes wrong?(33:25) Cash flow vs building net worth(41:00) Should tech pros cash out stock to invest?(44:03) Minimum investment and share classes(49:00) What trends are Ruben watching in real estate?(50:27) Is there depreciation in private lending?(51:00) How to connect with Ruben—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if you could sell your property, skip the big tax hit, and stop dealing with all the hassles of being a landlord? In this episode, Steven chats with Ben Carmona, a financial advisor who’s been helping people do just that for over 20 years. Ben breaks down how strategies like 1031 exchanges and Delaware Statutory Trusts (DSTs) work, and how they can help you keep more of your money, earn passive income, and finally step away from managing real estate yourself. Whether you’ve made your first syndication investment or you’ve been in real estate for years, this episode will help you understand what’s possible when you're ready to simplify and grow.Ben Carmona is the Managing Partner at Perch Wealth, with over 20 years of experience in alternative real estate investments. He is a nationally recognized expert in 1031 exchanges, Delaware Statutory Trusts (DSTs), and tax-efficient passive income strategies for accredited and high-net-worth investors.Before launching Perch Wealth, Ben held senior leadership roles at top investment firms including Cantor Fitzgerald, NexPoint Advisors, and Capital Square Advisors, where he worked across acquisitions, underwriting, structuring, and syndication. He holds a degree in Finance and Real Estate from San Diego State University and maintains FINRA Series 7, 24, and 63 licenses.Ben is also a member of the Forbes Finance Council and frequently contributes thought leadership on DSTs and real estate investing. His work focuses on helping investors move from active property management to smarter, passive wealth-building strategies.Connect with Ben:Website: https://www.perchwealth.com/Phone: 818-269-4972Episode highlights:(0:00) Intro(1:26) Ben, his background, and alternative investments(4:29) 1031 Exchange explained(9:49) Why syndications aren't 1031 eligible(11:23) GP vs LP and 1031 eligibility(13:55) What is a Delaware Statutory Trust?(21:52) How DSTs allow for tax deferral and passive income(24:35) Downsides: liquidity, control, and fees(26:27) Common misconceptions about DSTs(30:04) How fees work and what to watch out for(33:10) DSTs and estate planning for families(37:12) Where to connect with Ben and Perch Wealth(38:32) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if you could earn steady rental income without ever having to fix a leaky faucet or chase down a tenant? In this episode, Steven chats with Lindsay Davis, CEO of Spartan Invest, as she explains how her team helps busy professionals build real estate income through fully managed, turnkey single-family homes. No landlord duties. No guesswork. Just a clear process that handles everything from buying and renovating the home to managing it long-term. We talk about how they keep things simple, what kind of returns you can expect, how they lock in 5.5% rates even today, and what questions you should ask before working with any turnkey provider. If you’ve ever said, “I want to invest, but I don’t have time,” this one's for you.Lindsay Davis is the Broker and Founder of Spartan Realty. She graduated Cum Laude from the University of Alabama with a Bachelor’s degree in Public Relations and Business Management.  After graduation, she quickly moved up the ranks at Cintas in Tuscaloosa, AL, landing multiple management positions. Shortly thereafter, she joined her business partners and helped co-found Spartan Invest; a growing investment company that specializes in the purchase, renovation, and resell of properties. As Broker of Spartan Realty, Lindsay oversees the purchase and resell of over 300 properties a year in Alabama, Tennessee, and Georgia. Lindsay's true passion is bringing properties back to life. She works tirelessly to take distressed properties that have lost their functional use in our community and make them useful, comfortable homes for Birmingham residents.Connect with Lindsay:Website: https://www.spartanrealtyal.com/LinkedIn: https://www.linkedin.com/in/lindsay-davis-3996a778/Tune in to her podcast: https://tinyurl.com/2sse9pjdEpisode highlights:(0:00) Intro(3:32) All about Lindsay and Spartan Invest(9:34) Who are turnkey properties perfect for?(15:57) Where to find turnkey properties(21:20) How Spartan offers 5.5% rates in today’s market(23:09) Forward commitment(26:45) What the investor relationship looks like(33:03) Why asking questions is critical(37:41) Myths around passive income and “maintenance-free” rentals(40:28) When investors decide to exit(45:51) How rent increases are handled(51:04) The most important advice for new investors(53:41) What Spartan is building toward next(58:46) Where to learn more about Lindsay and Spartan Invest(59:42) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailMost real estate investors don’t realize they could be saving thousands on their taxes. In this episode, Steven chats with Brian Kiczula, founder of Cost Seg Rx, as he shares how cost segregation can help you do just that. He explains what it is, how it works, and why it matters whether you own a single-family rental, an RV park, or anything in between. You’ll also hear what to watch out for when buying or selling, and how tech, including AI, is making this strategy faster and easier than ever. If you're investing in real estate and want to keep more of your money, this episode is a must.Brian Kiczula is the founder and owner of CostSegRx, where he helps real estate investors navigate cost segregation, an intelligent tax strategy that boosts cash flow by accelerating depreciation. He’s been in this business since 2002, working with properties that range from single-family homes to large senior living facilities.Brian belongs to the American Society of Cost Segregation Professionals, underscoring his credibility and active role in the industry. Over the years, he’s overseen thousands of cost segregation studies, using precise engineering methods aligned with IRS standards to deliver accurate, personalized results. He’s also the host of The Real Estate Explainer podcast, where he breaks down complex real estate tax concepts into easy-to-understand strategies.Connect with Brian:Website: https://www.costsegrx.comEmail: [email protected] in to his podcast: https://www.realestateexplainer.com/Episode highlights:(0:00) Intro(1:49) Brian’s background and how he started Cost Seg Rx(3:03) What cost segregation does and why it matters(3:56) Depreciation explained in simple terms(8:21) How a cost seg study breaks down a property(11:47) Why does the IRS allow depreciation(15:57) How passive investors can benefit(18:40) Role of operators in cost seg studies(19:34) Cost seg for single-family homes(23:49) Straight-line vs. accelerated depreciation(27:51) Risks and when not to do a study(32:13) Selling, recapturing, and tax planning(35:29) Types of properties CostSegRx serves(40:18) How long a study takes and when to start(42:14) Can you do a study on older properties?(44:57) How AI and tech are changing the industry(50:00) Is CostSegRx a tech company?(51:53) Where to find Brian and how to get started(53:28) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailEver think about what it’s really like to make 100 podcast episodes? In this special episode, Steven looks back on the journey, from being nervous and over-prepared to finding his rhythm and sharing more of his own story. He talks about what worked, what didn’t, and how letting go of perfection made all the difference. You’ll hear about the feedback that meant the most, the listeners tuning in from around the world, and the beliefs he had to drop along the way. Steven also shares a sneak peek at what’s coming next, from in-depth explorations of different types of investments to tips for leveraging your tech skills in real estate, and planning what life looks like after achieving financial freedom. It’s part reflection, part encouragement, and a big thank you to everyone who’s been listening.Episode highlights:(0:00) Intro(0:48) Reflecting on 100 episodes(2:11) Why sharing personal stories matters(3:30) Asking better questions and being present(5:43) When podcasting finally felt natural(7:47) The decision to rebrand(10:01) Thinking of each episode as a product(11:52) Delegation and building systems(13:32) Breaking limiting beliefs(16:05) What episode one “me” would say now(17:41) Surprising takeaways from listeners(20:54) What’s coming next(25:47) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat would you do if your company went under, not once, but twice? That’s exactly what happened to John Casmon, and it became the turning point that led him into real estate. In this episode, Steven sits down with John Casmon as he shares how he went from house hacking a duplex to leading over $150 million in multifamily apartment deals. He talks honestly about the fear, the doubt, and what it took to shift from using only his savings to partnering with others through syndications. If you’ve ever wondered how to build wealth without becoming a full-time landlord, this conversation will give you a real look at what’s possible.John Casmon is the founder of Casmon Capital and a seasoned multifamily real estate investor who has led over $150 million in apartment deals. With a background in marketing and leadership roles at major companies like General Motors and top advertising agencies, John transitioned into real estate after facing unexpected job losses. He previously held executive roles in development, acquisitions, and finance at firms like Atria Senior Living, Tower Realty Trust, and Olympia & York, overseeing billions in real estate transactions. Today, he helps busy professionals invest passively in real estate and shares his expertise through his podcast, Multifamily Insights, public speaking, and coaching.Connect with John:Website: https://casmoncapital.com/Email: [email protected] his free guide: https://casmoncapital.com/7questionsTune in to his podcast: https://tinyurl.com/57akyx9sEpisode highlights:(0:00) Intro(1:26) John’s background and first steps in real estate(3:49) How losing his job led to a mindset shift(5:14) The problem with having all your equity tied up(8:09) Hiring a mentor and learning syndication(12:42) Why his old colleagues didn’t invest with him(17:42) Don’t assume who can invest(25:05) Overcoming imposter syndrome and raising capital(30:55) The “waiting for paint to dry” story that changed everything(34:55) What it looks like to be a passive investor in multifamily(41:39) Why real estate is a long game worth playing(49:39) John’s journey from podcast to summits and coaching(57:25) Final advice: take action and don’t wait for perfection(57:47) Where to find John and his resources(58:16) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailEver wonder how investments actually make money? In this episode of the Smart Tech Investor mini series, Steven keeps it simple and walks you through real examples—from apartments and self-storage to retail spaces, warehouses, land development, and more. If you’re in tech or just starting to explore investing, this one’s for you. Steven explains where the money comes from, who’s paying, and how you get your share. It’s all about understanding how each property works and why people pay to use it. If you're looking to grow your income or figure out which investments fit your goals, this episode will help you see it all more clearly.Episode highlights:(0:00) Intro(0:52) Why asking “that question” is crucial(3:22) Multi-family apartments explained(5:15) How self-storage makes money(6:34) Industrial and warehouse income streams(9:22) Retail strip malls and local business rents(10:07) How land development creates value(11:53) Mobile home & RV parks: land rental breakdown(14:52) How to think about cash flow and value(17:08) Final thoughts on choosing what kind of returns you want(18:46) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailIs luxury real estate really just about the price? In this episode, Steven Arita sits down with Debbi DiMaggio, real estate veteran, coach, and author, to unpack what truly defines luxury in today’s market. With over 35 years of experience in the Bay Area, Debbi shares how service, presentation, and emotional connection matter far more than price tags. She talks about working with celebrity clients, guiding sellers through home prep years in advance, and helping buyers find homes that feel just right. From the evolution of buyer expectations to navigating economic shifts, Debbi offers practical advice, heartfelt stories, and a reminder that success in real estate and life often comes down to mindset, timing, and showing up for others.Debbi DiMaggio is a seasoned real estate expert with over 30 years of experience in the San Francisco Bay Area and Los Angeles markets. Known for her client-first approach, strong negotiation skills, and deep knowledge of residential real estate, she’s worked with everyone from first-time buyers to longtime homeowners. As a Seniors Real Estate Specialist® (SRES®), she also supports older clients with care and clarity during major life transitions. Debbi is the host of the podcast “Mastering The Art of Real Estate,” a mentor and coach, and the author of multiple books, including The Art of Real Estate and 52 Ways To Achieve Success in Real Estate. She’s also contributed to local publications as a trusted editorial voice. Outside of real estate, Debbi is passionate about giving back, especially through her work with UCSF Benioff Children’s Hospital and Race to Erase MS, and finds joy in travel, writing, and connecting with people from all walks of life.Connect with Debbi:Website: https://debbidimaggio.com/Tune in to her podcast: https://tinyurl.com/4ncvnz66Grab a copy: https://debbidimaggio.com/booksEpisode highlights:(0:00) Intro(3:16) Debbi’s start in real estate and family background(6:30) From LA to SF: early career in rentals(8:37) Working with Hollywood clients(12:48) Defining luxury: service vs. price point(19:33) Preparing a home for sale and buyer profiles(31:16) Buyer psychology and common missteps(40:40) Helping distressed sellers and emotional impact(44:51) Starting a firm during the 2009 recession(49:22) On serving the community(56:14) Giving back through Children’s Hospital(58:54) Writing books and launching a skincare brand(1:01:35) Running a marathon on mindset alone(1:04:47) Where to connect with Debbi and more(1:06:10) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if instead of buying more stocks or another rental, you could earn passive income from a machine that mines Bitcoin while you sleep? In this episode, Steven Arita chats with Beau Turner, founder of Abundant Mines, about how he went from real estate investing to running a full-time Bitcoin mining business after learning some hard and expensive lessons. Beau breaks down what Bitcoin mining really is, how it’s different from just buying Bitcoin, and how it can generate cash flow and tax savings. They discuss who this is a good fit for, how much you might need to start, and why more investors, including those close to retirement, are paying attention. If you're curious about how this all works and what the numbers look like, this episode will provide a clear and honest picture.Beau Turner is the founder of Abundant Mines, a Bitcoin mining strategist, real estate entrepreneur, and tech-driven investor. With a background in engineering management and information systems from SMU, Beau started his career in real estate, building a portfolio focused on passive income through creative financing. After discovering Bitcoin in college and revisiting it years later, he transitioned fully into the world of Bitcoin mining. Today, Beau helps investors set up and manage their own mining machines to generate passive Bitcoin income with strong tax advantages. Through Abundant Mines, he’s built a hands-on, education-first approach to make Bitcoin mining accessible, efficient, and profitable for everyday investors.Connect with Beau:Website: https://abundantmines.com/LinkedIn: https://www.linkedin.com/company/abundant-minesIG: https://www.instagram.com/abundantmines/YT: https://www.youtube.com/@AbundantMines/Tune in to his podcast: https://abundantmines.com/podcasts/Episode highlights:(0:00) Intro(2:49) Bo’s journey from real estate to Bitcoin mining(6:45) Bitcoin from a values perspective(9:08) Investment case for Bitcoin vs. Bitcoin mining(15:26) How Bitcoin mining actually works(19:28) Mining as a profitable business(21:53) Tax benefits and depreciation explained(29:36) Ownership structure(33:33) Expected returns and Bitcoin payout(42:01) Understanding the risks in mining(51:19) Policy and regulation outlook(55:47) What percentage of your portfolio should be in Bitcoin?(1:01:07) Why Bo doesn’t touch altcoin mining(1:03:00) Big myth: energy use in Bitcoin mining(1:05:45) Where to learn more and how to get started(1:07:37) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat does it really take to go from feeling lost with money to finally being in control? In this episode, Steven chats with Damion Lupo as he opens up about starting his first business at age 11, losing millions during the 2008 crash, and how those tough lessons shaped the mission he’s on today. He shares why most people stay stuck, what helped him turn things around, and how building wealth is more about mindset and purpose than just dollars. If you're feeling unsure about your financial path, this is the kind of honest talk that might just help you take the next step.Damion Lupo, Chief Investment Officer and President of National Site Development, brings a dynamic blend of experience in private equity real estate, entrepreneurship, and finance. His career is marked by a passion for innovation and a deep understanding of market dynamics.As an entrepreneur who's started over 70 companies, Damion has a keen eye for identifying and capitalizing on investment opportunities, which is instrumental in guiding FrameTec's strategic decisions. His expertise in finance and real estate equips him with a unique perspective on sustainable growth and value creation.Damion's role at FrameTec is critical in providing strategic insights and guidance for the national rollout, ensuring the company's continued success and leadership in the industry.Connect with Damion:Website: https://www.frametec.com/LinkedIn: https://www.linkedin.com/in/damionlupoX: https://x.com/damionlupoYT: https://www.youtube.com/c/DamionLupoCheck out his Turnkey Retirement system: https://damionlupo.com/turnkeyretirementTune in to his podcast: https://damionlupo.com/podcastEpisode highlights:(0:00) Intro(2:49) Damien’s mission: from confusion to financial power(3:55) Redefining success(6:03) Impact over income(8:49) It’s about doing “the thing”(14:43) Invest in yourself: the #1 wealth strategy(25:00) How to face your financial truth and rebuild(33:30) Seasons of sacrifice and the myth of balance(45:24) From internal goals to serving others(50:36) Damien’s 10 steps to $10M in 10 years(53:30) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailThinking about getting into real estate but not sure if you need a license, or if you should even invest outside your city? In this episode, Steven chats with Niyi Adewole, a former healthcare executive who left the corporate world to build his dream life through real estate. Niyi shares how he got started with a simple house hack in Louisville, grew a 30-unit portfolio, and later transitioned into short-term rentals in Atlanta, as well as self-storage. He breaks down what new investors should focus on, when getting a license makes sense, and how to invest out-of-state without losing your mind. Most of all, Niyi talks about how real estate gave him the freedom to create the kind of life he really wanted for himself and his growing family.Niyi Adewole is the founder of the eKabo Home Team, based in Atlanta, Georgia, where he leads a group of investor-friendly realtors who help clients build wealth through real estate. A former Fortune 500 healthcare executive and Director of Strategic Accounts, Niyi transitioned into full-time real estate after building his portfolio of 30 rental units. He now specializes in both long-term and short-term rentals and is actively involved in real estate development projects, including self-storage and townhomes. Niyi is passionate about helping others achieve financial freedom and create a life they love, one property at a time.Connect with Niyi:Website: https://linktr.ee/ekabohomeIG: https://www.instagram.com/ekabohomeEpisode highlights:(0:00) Intro(3:07) Who is Niyi Adewole?(4:06) Finding his passion in real estate(7:56) On why finding Atlanta just made sense(10:07) Why getting a license helped, but only after years of investing(15:03) Who should actually get their real estate license and why(19:32) Questions to ask to vet an investor agent(21:54) Market-specific rental strategies in Atlanta vs Louisville(28:43) Investing remotely from California, Japan, and beyond(34:58) Comparing long-term rentals to commercial real estate(40:23) How much should one “like” real estate before diving in(45:30) Investing for freedom and family(49:29) Where to connect with Niyi(50:25) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailAre your 401K, IRA, and company stock really enough to secure your future? In this episode, Steven Arita talks to Patrick Grimes, a former robotics engineer turned full-time investor, who shares how he went from losing it all in real estate to building real wealth through smart, alternative investments. He talks about the shift from single-family homes to larger apartment deals, and why he now focuses on recession-resistant investments like litigation finance and energy. Patrick explains how “non-correlated” assets work, why they matter, and how tech professionals like you can start building a more stable, diverse investment portfolio. He also shares free tools, a book, and live events to help you get started.Patrick Grimes, founder and CEO of Passive Investing Mastery, an internationally bestselling author, and a Forbes Council contributor, is a serial entrepreneur specializing in alternative investments.His portfolio is diversified across energy, litigation finance, commercial lending and acquisitions, including retail, industrial, and thousands of apartment units. He has developed a range of diversified passive investments focused on growth and cash flow, including the Diversified Litigation Portfolio, Acquisitions Fund, and Income Fund, all designed to thrive during economic downturns.Formerly a robotics and automation engineer, Patrick holds a BS and MS in Engineering and an MBA. Based in Honolulu, Hawaii, he is dedicated to educating investors on achieving financial independence through mastery in passive alternative investing.Connect with Patrick:Website: https://passiveinvestingmastery.com/Grab a copy: https://passiveinvestingmastery.com/lessons/Episode highlights:(0:00) Intro(1:21) Patrick’s tech background and intro to investing(3:40) His early investments(5:11) Houston real estate success and remote investing(9:56) Transition from single-family to multifamily(12:35) Diversification into energy, legal, and other non-correlated assets(19:27) Intro to litigation finance investing(25:41) How litigation finance funds work(33:10) Risk vs. return in legal investing(39:20) Where to learn more and access free resources(45:08) Partnering for long-term investing success(50:04) Book and final advice to investors(52:59) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat if your money could work harder than you do? In this episode, Steven flips the script on how we think about wealth. Instead of just chasing a bigger paycheck, we’ll talk about the power of ownership and why shifting your mindset can make a huge difference.Steven discusses something called return on effort (ROE) and why it matters just as much as return on investment (ROI). Think of it as approaching your finances like a business owner, not just an employee.Whether you’re writing code, leading a team, or juggling client projects, this short episode will give you a fresh way to look at money. Because when each dollar becomes an employee working for you, you're not just making a living, you’re building long-term freedom.Episode highlights:(0:00) Intro(0:34) ROI vs. ROE: A new way to measure value(1:09) Thinking like a business owner in your career and investments(2:32) Treating money like employees: making your dollars work(4:32) Building steady cash flow for financial freedom(5:34) Final thought: What are you building that works for you?(6:08) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailWhat happens when a nurse shows up to a real estate seminar with an index card full of notes and leaves with a whole new vision for her life? In this episode, Steven Arita chats with Maria Marks, a former nurse who left healthcare to build a real estate business that now gives her steady passive income. Maria opens up about the personal events that led her to start investing, why she skipped single-family homes and went straight into multifamily, and what it really felt like to wait over a year for her first check. She shares how her background in nursing helps her build real trust with investors, and why she’s so passionate about teaching financial literacy, especially to women who want more control over their money.Maria Marks is a former nurse turned full-time real estate investor who built a 7-figure real estate portfolio in just three years. After experiencing a personal loss and a financial wake-up call early in her marriage, Maria took ownership of her financial future by diving into multifamily investing, skipping single-family homes altogether. Today, she focuses on helping others create reliable monthly income through real estate funds, while also continuing to raise capital and support investors in building diversified portfolios.With a background in healthcare, Maria brings deep empathy and relationship-building into every investor conversation. She’s especially passionate about educating women on financial independence and helping them feel confident managing their own investments. Maria is currently part of Wealth Mission Group, where she leads investor relations and is working toward a goal of raising $25 million in fund capital.Connect with Maria:Website: https://linkwithmaria.com/Episode highlights:(0:00) Intro(1:13) Maria’s background and real estate shift(3:11) The personal loss that sparked financial awareness(5:09) Jumping straight into multifamily investments(6:41) Lessons from syndications and cash flow timing(9:59) Investing out-of-state and location strategy(13:37) Asset management vs. capital raising(18:19) Maria’s first general partnership deal(20:27) Healthcare skills applied to investor relations(26:16) Common investor goals(30:53) The “three income buckets” explained(37:10) How real estate funds work(44:29) Why financial literacy, especially for women, matters(52:29) Maria’s big goal for the next year(54:34) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailIn today’s episode, Steven chats with Pete Schnepp, who went from losing his first home in the 2008 crash and getting hit with a lawsuit, to building a real estate portfolio with over 100 rental units. Pete opens up about the tough lessons that shaped how he invests today, why uncertain markets can be full of opportunity, and how buying just one property a year can seriously change your future. They talk about what it really takes to build wealth, the truth behind “passive” income, and why partnering with the right people often beats going it alone. If you’ve ever felt stuck or unsure about how to start investing or if you just want to build a more secure, intentional life, this one’s for you.Pete Schnepp is a family-first entrepreneur and real estate investor with over 20 years of experience in construction and property investing. He’s the founder of Asset Stream Properties, a firm focused on low-risk, high-reward multifamily investments in fast-growing markets like Phoenix. After building a successful construction business and going through a tough lawsuit, Pete shifted toward real estate to create more freedom and stability for himself and others. Today, his company manages over $540 million in assets and helps investors grow their wealth through hands-off, strategic real estate deals. Pete’s all about doing business with integrity, building strong relationships, and helping both investors and communities thrive.Connect with Pete:Website: https://assetstreamproperties.com/invest                https://peteschnepp.com/LinkedIn: https://www.linkedin.com/in/peteschneppFB: https://www.facebook.com/pete.schnepp/IG: https://www.instagram.com/peteschnepp/Episode highlights:(0:00) Intro(1:18) Who is Pete Schnepp?(2:00) Learning from downturns(4:51) First real estate hit(8:50) Painter to investor(12:24) The wake-up call(16:55) Why now is the time to buy again(20:13) What are infinite returns?(24:57) What business taught him about partnerships(30:01) Is passive income a myth or reality?(34:59) How to find the right real estate partner(39:10) Designing life with intention through real estate(41:04) What is the real fear?(43:25) Resources and where to find Pete(45:35) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailIn this episode, Steven shares a personal story that challenges the idea of truly passive income in real estate. After a conversation at RaiseFest, he reflects on his own rental experience, highlighting the unexpected time and stress involved. He breaks down the spectrum of investing, from hands-on roles like flipping to more hands-off options like being a limited partner. If you're aiming to grow your income without sacrificing your time, this episode offers honest insight and practical advice on how to invest like an owner, not a manager.Episode highlights:(0:00) Intro(0:47) Flashback to RaiseFest and how it started for Steven(2:32) Active vs. passive investing(4:49) Limited partner investing as true passive income(6:51) Protecting your time and headspace(8:23) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita

Send us Fan MailIn this episode, Steven chats with James Bohan, a CPA and founder of Stonehenge Accountancy, about how tech professionals can start building real, lasting wealth. James talks about his fast rise in corporate finance and how that led him to launch his own accounting and real estate investment firms. They break down what a family office is, who it’s for, and how it can help manage money smarter, especially for families with significant wealth. James also shares practical ways to save on taxes, plan for future generations, and lead with purpose, drawing from his values as a Christian and a business owner. It’s a down-to-earth conversation full of useful advice for anyone looking to take control of their financial future.James Bohan is the CEO and founder of Stonehan Accountancy with a truly unique outlook on personal and business finances. Starting with a deeply contrarian perspective that taxation is theft, his unique and somewhat controversial insights are guaranteed to deliver a thought-provoking discussion for your audience.With a diverse (and accomplished) background in real estate, finance (Big 4, institutional and family office), and entrepreneurship there’s so much trustworthy, first-hand expertise here for your audience. As a fourth-generation real estate developer, he blends institutional quality with entrepreneurial creativity, offering a unique perspective on the industry.Connect with James:Website: http://www.stonehan.comLinkedIn: https://www.linkedin.com/in/jamesdbohanIG: https://www.instagram.com/jamesbohancfo/YT: https://www.youtube.com/watch?v=Y6u43nIGFMgEpisode highlights:(0:00) Intro(1:01) James’ background and entrepreneurial focus(3:27) On becoming CFO by age 30(5:26) Starting his own family office and working with others(6:53) What is a family office and who should consider one(12:12) Entity “food groups” for tax benefits(17:31) Preventing wealth erosion and succession planning(22:02) How trusts and estate taxes work(26:51) Who should look into advanced estate structures(32:45) Tax savings with real estate and professional status(38:11) Leading as a Christian businessman(44:16) Principles of kindness, fairness, and stewardship(47:28) Parting wisdom and how to reach James(48:34) Outro—Share this with your tech friends who you think would benefit from learning about passive income and alternative real estate investments. For more resources and guides, check these out:Crack the Code https://www.aritacapital.com/crack-the-code/Investor 101 https://www.aritacapital.com/investor-101-resource/Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/If you want to learn more, reach out at:Email: [email protected]:  https://www.linkedin.com/in/aritasteven/IG:  https://www.instagram.com/the.real.arita