Rich Girls' Guide

Hey Rich Girls, Kirby here - Are women abandoning the idea of a traditional marriage with a man because they no longer need to rely on their income? Since the 1970’s, marriage as a whole has been on a steady decline, while women’s median wages have steadily increased over that same time period. Women have only had the right to obtain credit without a male cosigner for the past fifty one years - and that opened up the door to things like home ownership and building or expanding a business. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/ ⁨@RichGirlsGuidewithKirby⁩  Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Global marriage statistics: https://onlinemftprograms.com/worldwide-marriage-statistics/ Women vs. Men graduation rates: https://www.pewresearch.org/short-reads/2024/11/18/us-women-are-outpacing-men-in-college-completion-including-in-every-major-racial-and-ethnic-group/#:~:text=Since%20then%2C%20there%20has%20been,from%2025%25%20to%2047%25.Home ownership: https://www.nar.realtor/women-home-buyersYour Money Briefing podcast episode: https://open.spotify.com/episode/6nrpWFBmCGotrf3gJcQIf9?si=02ee0920cff24c9a Domestic violence US: https://www.thehotline.org/stakeholders/domestic-violence-statistics/#:~:text=Over%201%20in%203%20women,intimate%20partner%20in%20their%20lifetime.1950 Women Labor Force: https://www.bls.gov/opub/ted/2000/feb/wk3/art03.htmMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and today I want to spend some time talking to those of you who may need a little encouragement or guidance on how to become financially independent. Now hopefully this isn’t the first time you’re hearing this, but becoming financially independent is the single most important thing you can do to make sure you are living the life that you actually want to live.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**EPISODES MENTIONED: Emergency Fund 101: https://youtu.be/6PI293mJtgg?si=hpM6ZrjfxJycsPc6 How To Create A Budget You Will ACTUALLY Stick To: https://youtu.be/lRKCLA6jwYI?si=yUdHfvlPpmw4_KXF CONNECT WITH ME:YouTube: https://www.youtube.com/@RichGirlsGuidewithKirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and we are BACK with our March book club review for Atomic Habits! Now today’s episode is going to be a little bit different from our previous book club episodes - while I am still going to do a brief review of the book, I am going to spend most of the episode tying back the major themes into personal finance and how you can start implementing micro money habits into your daily routines. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**RELATED EPISODES:Nine side hustle ideas:https://youtu.be/zCRo07P5K-k?si=d7ZT6UgPBJcnAZ55 Introducing Rich Girls’ Guide Book Club: https://youtu.be/AIUmih1X7Q4?feature=sharedJanuary Book Club Review: https://youtu.be/0EGU_nAvo8k?feature=sharedFebruary Book Club Review: https://youtu.be/1jbA55qDlAY?feature=sharedCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideTIMESTAMPS00:00 Intro1:15 Key takeaway # 1 Small atomic changes2:56 Key takeaway # 2 Goalless thinking & setting routines 4:17 Key takeaway # 3 Habit stacking 7:58 Real life application # 1 Retirement savings 12:05 Real life application # 2 Credit card debt17:39 Real life application # 3 How to implement habit stackingWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Average american credit card debt: https://www.lendingtree.com/credit-cards/study/credit-card-debt-statistics/Atomic Habits: https://amzn.to/4bh5NccMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg financial education , atomic habits review , behavioral finance , atomic habits , motivation , productivity , financial freedom , personal finance , james clear , financial goals , passive income , atomic habits summary , money management , financial literacy , personal development , wealth building , goal setting , productivity tips , financial independence , mindset shift, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and I have a feeling that with all of the current news cycles and recession talks you might be feeling a bit overwhelmed when it comes to personal finance and investing right now. We all know how draining and stressful the doom scrolling can be, but today we are going to break that cycle by talking about the four things you can do to override that sense of impending doom and kick start your investing journey with a little pep in your step.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**EPISODES MENTIONED:How to recession proof your accounts: https://youtu.be/0qAT15C55Cg?si=NiBmNarGd6-Dpe4nWhat to hold on your 401k: https://youtu.be/70YNrk7GiOQ?si=GPFtrie-IidiitRwHow to invest your first $1k: https://youtu.be/7dThLaHVQIo?si=PxeCwkfJ03QHvfBDHow much money do you need to retire: https://youtu.be/WKooH0JVKjY?si=MLXuEpPSWSSV2jYx CONNECT WITH ME:Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideYouTube: https://www.youtube.com/@RichGirlsGuidewithKirbyWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg stock market , analysis paralysis , risk management , trading psychology , real estate , how to overcome analysis paralysis , financial freedom , forex trading , portfolio management , how to stop paralysis by analysis , overcoming analysis paralysis , paralysis by analysis , real estate investing , how to stop overthinking , passive income , personal finance , financial literacy , wealth building , investing for beginners , overcoming fear, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and have you heard the terms standard deduction and itemized deduction but never really understood what they mean? Well today we are breaking down the difference between standard and itemized deduction and how you can determine which one you should be taking. I promise it’s not as complicated as it sounds, so let’s get this explained and get you on your way!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Standard deduction amounts: https://www.nerdwallet.com/article/taxes/standard-deduction#:~:text=The%20standard%20deduction%20for%202024%20(tax%20returns%20filed%20in%202025,joint%20filers%20and%20surviving%20spouses.Standard deduction history: https://www.marketplace.org/2017/05/09/history-income-taxs-standard-deduction-more-interesting-than-you-think/ Percentage of Americans who itemized deductions in 2020: https://taxpolicycenter.org/briefing-book/what-are-itemized-deductions-and-who-claims-them#:~:text=The%20share%20of%20returns%20that,in%202020%20(figure%204).MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg income tax, itemized vs standard deductions, itemized deduction vs standard deduction, standard vs itemized deductions, standard vs itemized deduction, standard deduction vs itemized, standard deduction vs itemized deduction, what is standard deduction, itemized deductions vs. standard deduction, what is the standard deduction, itemized deduction, budgeting, personal finance, deductions explained, standard deduction, IRS, tax strategies, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and today we are going to go over 3 things you can still do NOW to lower your 2024 tax bill. Watch this episode on YouTube: https://youtu.be/UnqsDQPDpYE**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**Tax Saver's Credit: https://youtu.be/SkIEFEVQUr0?si=Nu7k-FFLO3ItECVrCONNECT WITH ME:Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideYouTube: https://www.youtube.com/@richgirlsguidewithkirby Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:High Deductible Health Plan Particpation: https://www.bls.gov/ebs/factsheets/high-deductible-health-plans-and-health-savings-accounts.htmHSA information: https://www.nerdwallet.com/article/health/hsa-qualified-expenses MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here -  and did you know that we are currently undergoing one of the largest wealth transfers in modern history?!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:Youtube:  https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:WSJ Women Wealth Transfer podcast episode: https://podcasts.apple.com/us/podcast/how-women-are-reshaping-the-biggest-wealth-transfer/id152024419?i=1000687052262Baby Boomer Women Deciding The Fate Of Trillions Of Dollars: https://www.nrmlaonline.org/2025/01/24/baby-boomer-women-deciding-the-fate-of-trillions-of-dollars#:~:text=Nearly%20%2440%20trillion%20of%20wealth,die%20to%20avoid%20family%20disputes. Kiplinger Women Bank Accounts: https://www.kiplinger.com/personal-finance/credit-debt/years-ago-women-won-equal-access-to-credit#:~:text=Personal%2Dloans-,50%20Years%20Ago%2C%20Women%20Won%20Equal%20Access%20to%20Credit,helped%20women%20build%20financial%20independence.&text=As%20recently%20as%201974%2C%20banks,to%20get%20a%20male%20cosigner.MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg news, great wealth transfer, money tips for women, empowerment strategy, wealth transfer, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and today we are reviewing our February book club pick, The Psychology Of Money!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:The Psychology of Money: https://a.co/d/0DzhMuv Atomic Habits: Atomic Habits: https://amzn.to/4bh5NccMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg book challenge, reading challenge, news, habits, book club, reading, nyt bestseller, author, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and did you know that on average, Americans spend thirteen hours and two hundred and ninety dollars preparing for and filing taxes? I’m here to help you cut down on both time and money, so let’s go over everything you need to know to tackle your twenty twenty four taxes. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:IRS Itemized Deduction List: https://www.irs.gov/instructions/i1040sca  Nerdwallet Itemized Deductions: https://www.nerdwallet.com/article/taxes/itemized-deductions-standard-deduction IRS Direct File: https://www.irs.gov/filing/irs-direct-file-for-free IRS Free File: https://www.irs.gov/filing/irs-free-file-do-your-taxes-for-free MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and today we are going over updates to the child & dependent care tax credit for 2025.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Child tax credit IRS: https://www.irs.gov/credits-deductions/individuals/child-tax-creditChild Tax Care Credit: https://www.nerdwallet.com/article/taxes/qualify-child-child-care-tax-credit2024 Standard Deduction: https://www.nerdwallet.com/article/taxes/standard-deduction Child tax credit: https://smartasset.com/taxes/all-about-child-tax-creditsChild & Dependent Care Tax Credit: https://www.irs.gov/credits-deductions/individuals/child-and-dependent-care-credit-informationTurbo Tax ins and outs of child & dependent care tax credit: https://turbotax.intuit.com/tax-tips/family/the-ins-and-outs-of-the-child-and-dependent-care-tax-credit/amp/L2H7rzUWcDependent Care Income Phaseout Range: https://www.irs.gov/publications/p503 Dependent Care IRS: https://www.irs.gov/newsroom/child-and-dependent-care-tax-credit-can-help-offset-summer-day-camp-expenses DOL data on childcare costs: https://blog.dol.gov/2024/11/19/new-data-childcare-costs-remain-an-almost-prohibitive-expense MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - today we are going to discuss the tax saver's credit, AKA how you might be able to get a tax refund by contributing to your retirement account, AND how to maximize that credit to create tax savings for years to come.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**Roth Vs Traditional IRA: https://youtu.be/3LHNxKDcVOE?si=mW7Z5S71nref0VkBCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:2024 Tax Savers Credit: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-savings-contributions-credit-savers-credit 2024 Standard Deduction: https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 Vanguard S&P 500 Index Fund Performance: https://www.morningstar.com/etfs/arcx/voo/performance Future Value Calculator: https://www.calculator.net/future-value-calculator.html MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg savers credit , tax credits for individuals , personal finance , tax refund tips , tax preparation , tax credit 2025 , tax planning , IRS tax credits , tax savers credit , retirement savings contribution credit , tax filing 2025 , tax credits explained , tax credits , tax savings , tax law changes , tax tips 2025 , irs , tax benefits , tax strategies , tax expert advice , credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and I have a question for you today: are you scared to move up a tax bracket? We’re going to be breaking down common misconceptions about moving up a tax bracket and why you should NOT be scared to make more money. Let’s get into it.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:2024 Tax Rates: https://www.irs.gov/filing/federal-income-tax-rates-and-brackets Social Security and Medicare Tax Rates: https://www.irs.gov/taxtopics/tc751#:~:text=The%20current%20tax%20rate%20for,Tax%20Guide%20for%20more%20information. 2024 Standard Deduction: https://www.irs.gov/publications/p505#:~:text=For%202024%2C%20the%20standard%20deduction,Head%20of%20Household%E2%80%94%2421%2C900. Average Healthcare Costs: https://www.kff.org/report-section/ehbs-2023-summary-of-findings/MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg tax rates, taxes, tax brackets, atm, alternative minimum tax, income tax, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and we have successfully made it to our first book club review of the year! Our January read was The Power of Habit by Charles Duhigg. Watch to find out our February book pick - and yes, this one IS money related!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**2025 Book Club Reading Challenge: https://youtu.be/AIUmih1X7Q4?si=58vJMhXGLDxZlHZl CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:The Power of Habit: https://amzn.to/3xxkytFThe Psychology of Money - https://www.amazon.com/dp/0857197681?ref_=cm_sw_r_ffobk_cp_ud_dp_6M1YVBBM5AW9MM4GKMR5&skipTwisterOG=1&bestFormat=true&newOGT=1MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, power of habit, book club, reading challenge, 2025, new year, books, booktok, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Not sure how much money you can - or should - be saving for retirement this year? I got ya covered! Today we are going to go over the updated 2025 figures for IRA and 401k contributions, and how to effectively plan your savings for the new year.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**TIMESTAMPS:00:00 Intro00:48 Updated 401k contribution limits6:18 Updated IRA contribution limits9:57 Catch-up contribution limits11:42 Map out your savings for the year Intro to 401k’s: https://youtu.be/1DZK-GU9434?si=8rzEIVVSNntZM7nJTo Roth, Or Not To Roth: https://youtu.be/3LHNxKDcVOE?si=VoY1n3oIkE1Aova6Backdoor Roth IRA Contribution How-To: https://youtu.be/8YQ3HuMHbmU?si=pAn-wtZq0tbS9lAiHow Much Do You Need For Retirement: https://youtu.be/WKooH0JVKjY?si=yxnXpPhXYVt4uCE8 Set A Budget You Will Actually Stick To: https://youtu.be/lRKCLA6jwYI?si=odDglI0fW6O8i9Cz CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ Spotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7 Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:IRS 401k 2025 limit increase: https://www.irs.gov/newsroom/401k-limit-increases-to-23500-for-2025-ira-limit-remains-7000Roth IRA income limit increase 2025: https://www.nerdwallet.com/article/investing/roth-ira-contribution-limits Future Value Calculator: https://www.calculator.net/future-value-calculator.html Enhanced Catch Up Contribution: https://www.kiplinger.com/taxes/super-catch-up-contribution-for-age-60-63 MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - ready to make your money goals a reality in 2025? I will guide you through setting financial intentions for the new year so that 2025 can be your most financially successful year yet. And stay tuned until the end of the episode because I am unveiling a super fun project that we can all do together throughout the new year, and I cannot WAIT to share it with you!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**TIMESTAMPS:00:00 Intro00:16 Life update3:42 Setting financial intentions10:20 How to stick to your financial goals throughout the new year16:40 Introducing: Rich Girl Book Club!!CONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:The Power Of Habit: https://amzn.to/3xxkytFMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - today, Alfred and I are having a little chitchat about the economic policy being discussed in the US presidential election, as well as navigating married life with different political opinions.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CLAIM YOUR $50 SIGN UP BONUS WITH ALLY BANK: www.ally.com/referral?code=9C5K7J9Y6DCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - It’s the big bad word we’ve been hearing about over and over again; we are all over it by now, and yet it is still seeping into daily conversations and overtaking the content on your feed… it what must not be named… inflation. But instead of dwelling on the bad or speculating about the future, today we are going to take a positive spin on it, by going through five tips on how YOU can navigate inflation and use it to your advantage.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**GET $50 WHEN YOU OPEN A HIGH YIELD SAVINGS ACCOUNT WITH ALLY BANK: www.ally.com/referral?code=9C5K7J9Y6DBudgeting Episode: https://youtu.be/lRKCLA6jwYI?si=qVj3hxZLzld1gfxGFree Budgeting Template: http://eepurl.com/iUT3SoCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideTIMESTAMPS:00:00 Intro00:54 Tip #12:48 Tip # 25:07 Tip #37:36 Tip #49:08 Tip #5Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:https://www.nerdwallet.com/article/finance/data-2023-budgeting-report MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - even if you didn’t watch the presidential debate in full, I think you’ve probably seen - or heard - a certain viral clip by now… instead of talking about that, we are going to take a look at the promises being made by the Donald Trump campaign regarding taxes and discuss whether or not Agenda 47 is a watered down version of project 2025.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**ALLY BANK REFERRAL CODE: www.ally.com/referral?code=9C5K7J9Y6DCONNECT WITH ME:YouTube: https://www.youtube.com/@richgirlsguidewithkirby Threads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Agenda 47: https://www.donaldjtrump.com/platformProject 2025: https://www.project2025.org/Project 2025 ties to Trump policies: https://www.cbsnews.com/news/project-2025-proposals-trump-policies/ Trumps campaign promises: https://www.usatoday.com/story/news/politics/elections/2024/08/17/trumps-20-core-promises-platforms/74794083007/Trump 2024 Tax Promises: https://taxfoundation.org/research/federal-tax/2024-tax-plans/ Trump tariff proposals: https://www.nytimes.com/2024/09/10/us/politics/trump-enthusiasm-tariffs.html MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg donald trump, kamala harris, biden, project management, what is project 2025, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - Alex Cooper just signed a reported hundred million dollar podcasting deal with SiriusXM, Taylor Swift is wrapping up the Era’s tour that is widely speculated to earn revenue between two and three billion dollars and Kamala Harris has been smashing fundraising records for her presidential campaign - all of which begs the question: are we entering a financial Femininomenon Era? Let’s discuss. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**ALLY BANK REFERRAL CODE: www.ally.com/referral?code=9C5K7J9Y6DCONNECT WITH ME:YouTube: https://youtube.com/@richgirlsguidewithkirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   TIMESTAMPS:00:00 Intro0:41 Call Her Daddy Podcasting Deal3:32 Taylor Swift Eras Tour & Female Artists10:03 Kamala Harris Record Breaking FundraisingMY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Call Her Daddy Spotify Deal: https://www.latimes.com/entertainment-arts/story/2022-06-09/how-alexandra-cooper-call-her-daddy-podcast-empireCall Her Daddy Sirius XM Deal: https://variety.com/2024/digital/news/alex-cooper-deal-siriusxm-call-her-daddy-exclusive-content-1236112140/ Equal Credit Opportunity Act: https://www.forbes.com/advisor/banking/when-could-women-open-a-bank-account/#:~:text=It%20wasn't%20until%201974,a%20signature%20from%20the%20 husbands. Eras Tour Revenue: https://time.com/6900208/taylor-swift-eras-tour-anniversary-stats/ Rise of Chappell Roan: https://www.vox.com/culture/358464/chappell-roan-rise-and-fall Harris Campaign Fundraising: https://www.nytimes.com/2024/09/06/us/politics/harris-august-fundraising-trump.html Kamala Harris Record Breaking Fundraising: https://www.npr.org/2024/08/02/g-s1-14927/kamala-harris-fundraising MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - listen, it’s no secret that when it comes to the possibility of an incoming democratic president, a lot of people have the same fear - that their taxes are going to increase astronomically. And I get it, taxes can be a huge burden to many Americans - but did you know that Kamala Harris is running on a campaign that promises the majority of Americans will not face increased taxes? Today we are going to do some digging to get to the bottom of how the majority of Americans will ACTUALLY be affected by these new promises being made by the Harris campaign. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**GET A FREE $50 DEPOSIT WITH MY ALLY BANK REFERRAL CODE: www.ally.com/referral?code=9C5K7J9Y6DCONNECT WITH ME:YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:WSJ Article: https://www.wsj.com/politics/policy/kamala-harris-tax-plan-2024-election-10f95d18?mod=hp_lead_pos1 Tax Foundation: https://taxfoundation.org/data/all/federal/tax-calculator-tcja-expiration/ Distribution of Household Income: https://www.statista.com/statistics/203183/percentage-distribution-of-household-income-in-the-us/ Harris Tax Promises: https://www.forbes.com/sites/robertwood/2024/08/28/kamala-harris-has-big-plans-for-your-taxes-here-is-what-you-could-pay/ Corporate Tax Cuts: https://taxfoundation.org/blog/corporate-tax-cuts-worker-wages/ MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, donald trump, trump, voter concerns, news, economic impact, democratic national convention, joe biden, trump campaign, finance news, tax reform, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - Pretty much anyone who pays even the slightest bit of attention to money or retirement savings has certainly heard some investment fanatic raving about Roth IRA’s, how amazing they are & that everyone NEEDS to be funding one. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**ALLY BANK REFERRAL CODE: www.ally.com/referral?code=9C5K7J9Y6DCONNECT WITH ME: YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: MY EXACT YOUTUBE SETUP (Amazon affiliate links): Canon EOS R6 Camera: https://amzn.to/4cgzSdd SD Memory Card: https://amzn.to/3VYJrrA Shure SM7B Microphone: https://amzn.to/3xoIJuk Teleprompter: https://amzn.to/4cI4iVD Rodecaster Pro: https://amzn.to/3VGAAcA Manfrotto Camera Tripod: https://amzn.to/3W1Secm Cloudlifter: https://amzn.to/3L0Ntt1 Microphone Stand: https://amzn.to/3VGI6V0 Mic Cable: https://amzn.to/4bkKOW0 Amaran 100D LED Light: https://amzn.to/3W0Bl1t Aputure Lantern Light: https://amzn.to/3RHp7bK Softbox lighting kits: https://amzn.to/45MGygS Amazon Fire Tablet: https://amzn.to/3L0lxp4 ⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYff ARTICLES MENTIONED:Roth IRA Contribution Limits: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-ira-contribution-limits#:~:text=For%202023%2C%20the%20total%20contributions,taxable%20compensation%20for%20the%20yearFuture Value Calculator: https://www.calculator.net/future-value-calculator.htmlFive year rule: https://www.bankrate.com/retirement/roth-ira-5-year-rule/#:~:text=The%20Roth%20IRA%20five%2Dyear%20rule%20says%20you%20cannot%20withdraw,%C2%BD%20or%20105%20years%20old.Roth IRA withdrawal flowchart: https://obliviousinvestor.com/roth-ira-withdrawal-rules/ MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links) The Power of Habit: https://amzn.to/3xxkytF Atomic Habits: https://amzn.to/4bh5Ncc The Opposite of Spoiled: https://amzn.to/3xDz2rP You Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - I just turned thirty last week, and it got me thinking: what goals have I accomplished for myself that I thought I would for sure hit by age thirty? What goals have I NOT accomplished? And while I’ll spare you the personal details of ALL of the shit that comes to mind when you hit a major milestone like thirty, I knew that there was one major, important goal that my husband and I are crushing: we have a solid retirement bucket, and are on track to retire at the age we want and continue the lifestyle that we are currently living. So, with that being said, how much money SHOULD you have by the time you turn 30?**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CLAIM YOUR FREE $50 SIGN UP BONUS: https://ally.com/referral?code=9C5K7J9Y6DEPISODES MENTIONED:What Is The BEST Debt Payoff Method?: https://youtu.be/sCajbj7100A?si=_-l_6YBevpbJfckA Emergency fund: https://youtu.be/6PI293mJtgg?si=TjvfSOzskC1cIkIE Compound growth: https://youtu.be/xhtXs3mL2Cg?si=nhmj-jzXhXb7y_Yn Retirement savings: https://youtu.be/WKooH0JVKjY?si=CnEQQF4wt-QdjGPU CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithkirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   TIMESTAMPS:00:00 Intro3:40 Your free $50 bonus4:49 Debt 9:42 Emergency fund savings 12:20 Retirement savings14:27 Short term savings and investments16:36 Real assetsMY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:https://www.nerdwallet.com/article/finance/average-net-worth-by-ageMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - if you follow any news or happen to overhear finance bros talking about finance, you have probably heard of the term federal rate cuts. But do you have any idea what that means or how it could affect you? I’m going to explain it you in everyday language right now so that YOU can know what's going on - and maybe even break it out at your next happy hour. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@RichGirlsGuidewithKirbyTikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7 Apple Podcasts: https://podcasts.apple.com/us/podcast/rich-girls-guide/id1716403850 Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   TIMESTAMPS:0:00 Intro0:42 WTF is “the fed”4:30 What is a rate cut or rate hike?8:36 What does a rate cut mean for my bottom line?10:30 What happened at the July fed meeting…MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Federal reserve: https://www.federalreserve.gov/aboutthefed/fedexplained/who-we-are.htm History of the Fed: https://www.stlouisfed.org/in-plain-english/history-and-purpose-of-the-fed#:~:text=A%20particularly%20severe%20panic%20in,to%20address%20these%20banking%20panics.July Fed Meeting: https://www.wsj.com/economy/central-banking/federal-reservice-interest-rate-decision-b5c39738?page=1 Jay’s July 2024 Congress Testimony: https://www.reuters.com/markets/us/feds-powell-before-congress-could-show-developing-case-rate-cut-2024-07-09/ Jobs report / unemployment: https://www.wsj.com/economy/jobs/jobs-report-july-unemployment-economy-8b7e6db7 MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - did you know there was a brand-new ruling allowing for a $1k PENALTY FREE withdrawal from your retirement account that took effect this year?? Me neither - so let me fill you in on ALL the deets! **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links): Canon EOS R6 Camera: https://amzn.to/4cgzSdd SD Memory Card: https://amzn.to/3VYJrrA Shure SM7B Microphone: https://amzn.to/3xoIJuk Teleprompter: https://amzn.to/4cI4iVD Rodecaster Pro: https://amzn.to/3VGAAcA Manfrotto Camera Tripod: https://amzn.to/3W1Secm Cloudlifter: https://amzn.to/3L0Ntt1 Microphone Stand: https://amzn.to/3VGI6V0 Mic Cable: https://amzn.to/4bkKOW0 Amaran 100D LED Light: https://amzn.to/3W0Bl1t Aputure Lantern Light: https://amzn.to/3RHp7bK Softbox lighting kits: https://amzn.to/45MGygS Amazon Fire Tablet: https://amzn.to/3L0lxp4 ⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYff ARTICLES MENTIONED:IRS Guidance on Secure Act 2.0: https://www.wsj.com/podcasts/your-money-matters/need-1000-for-an-emergency-now-its-easier-to-tap-your-ira-or-401k/cea2640a-499a-41d3-97a6-6bf1640c0a28https://www.thetaxadviser.com/issues/2024/jan/secure-2-0-developments-and-guidance-for-2024.html Exceptions to 10% penalty: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-on-early-distributions https://www.asppa-net.org/news/browse-topics/record-number-401k-hardship-withdrawals-seen-2022 MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links) The Power of Habit: https://amzn.to/3xxkytF Atomic Habits: https://amzn.to/4bh5Ncc The Opposite of Spoiled: https://amzn.to/3xDz2rP You Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - have you been struggling with creating or maintaining a personal budget? Today we are going to let AI do the work us, by creating a completely personalized monthly budget - just for you!GET YOUR FREE MONTHLY BUDGET TEMPLATE HERE: http://eepurl.com/iUT3So**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithkirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:https://chatgpt.com/https://www.nerdwallet.com/article/credit-cards/credit-cards-manage-budgetMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - today we are diving right into a timely topic that just might affect you or someone you love starting in 2026 - and while you might think that date is way far ahead in the future, the reality is that you need to start making changes NOW in order to get ahead of this potentially huge retirement change.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**EPISODES MENTIONED:Compound growth episode: https://youtu.be/xhtXs3mL2Cg?si=8AQexRGWfx8rN4yPHow much you need to retire: https://youtu.be/WKooH0JVKjY?si=eQh907xIkMOtUZTzBackdoor roth contributions: https://youtu.be/8YQ3HuMHbmU?si=SWMQFubjJRL_thKeCONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithkirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Vanguard How America Saves 2024: https://institutional.vanguard.com/insights-and-research/report/how-america-saves.html/?cmpgn=IIG:TL:RR:HAS23:SRCH:PS:XX:TL:GG:GENAUD:XX:XX:20230615:NB:AmericaSaves:NOTARG:NOSUB&gad_source=1&gclid=CjwKCAjw4ri0BhAvEiwA8oo6FwPe1b-fcB0Ssd-UVslRsyNGyNBb9ThYaSOzycpuxl8G5936tQ0FORoCTzEQAvD_BwE&gclsrc=aw.ds Federal Reserve Average Retirement Savings: https://crr.bc.edu/federal-reserve-has-disappointing-news-on-retirement-saving/ Retirement Plan Catch Up Contribution Limits: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions#:~:text=More%20In%20Retirement%20Plans&text=Individuals%20who%20are%20age%2050,a%20SIMPLE%20401(k)) MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - are your parents nearing retirement age? Did you know that the median retirement savings for those aged fifty five to sixty four is only one hundred and eighty five thousand dollars? If your parents are thinking about retiring soon, you might want to sit down and have a candid conversation with them about what they expect their retirement to look like and whether or not they are prepared. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Average Retirement Savings: https://www.fool.com/research/average-retirement-savings/Retiring prior to 65: https://www.cbsnews.com/news/retirement-age-65-most-workers-retire-at-62/ Health insurance costs: https://www.thestreet.com/personal-finance/average-health-insurance-cost-14878894#:~:text=After%20age%2050%2C%20premiums%20rise,what%20it%20is%20at%2021. Executor: https://www.rocketlawyer.com/family-and-personal/estate-planning/estate-planning-preparation/legal-guide/duties-of-a-will-executor?partnerid=1936&cid=19977432663&adgid=&loc_int=&loc_phys=9053011&mt=&ntwk=x&dv=c&adid=&kw=&adpos=&plc=&trgt=&trgtid=&gad_source=1&gclid=Cj0KCQjwv7O0BhDwARIsAC0sjWPvVJ-ndIf0LlSNb7pISlG7bIqtIO-10dj6Ti-sEUBxtlAfH_SbIF8aAnxtEALw_wcBFree Will Template: https://www.rocketlawyer.com/sem/simple-will?id=1831&partnerid=103&cid=14855572246&adgid=127584193163&loc_int=&loc_phys=9053011&mt=b&ntwk=g&dv=c&adid=430763671883&kw=free%20simple%20will%20form&adpos=&plc=&trgt=&trgtid=kwd-15674213&gad_source=1&gclid=Cj0KCQjwv7O0BhDwARIsAC0sjWNncvbjbg2trTPDriVIYUnYtLbOmvwTVqhx26yeUNXyebyxhza_K80aAsbjEALw_wcB MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and today we are tackling an uncomfortable conversation; losing your job and navigating unemployment. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithKirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   TIMESTAMPS:0:00 Intro1:55 Emergency Fund3:36 What If You Don’t HAVE An Emergency Fund When You Lose Your Job?4:24 Unemployment7:04 Applying For JobsMY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Linkedin Study: https://www.cnbc.com/2023/08/16/landing-a-job-right-now-could-take-you-nearly-2-months-says-linkedin.htmlHow To Apply For Unemployment: https://www.usa.gov/unemployment-benefits MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - Did you know that if you utilize compound growth, you can DOUBLE your money every 7 years, without adding an extra PENNY to your investments?! Find out how in today’s episode!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithkirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Future Value Calculator: https://www.calculator.net/future-value-calculator.htmlSchwab S&P 500: https://www.morningstar.com/funds/xnas/swppx/quoteMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and today I'm answering MORE of reddit's money questions!MY NEW YOUTUBE CHANNEL: www.youtube.com/@RichGirlsGuidewithKirby**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXx Shure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzF Manfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04 Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZR Amaran 100D LED Light: https://amzn.to/3Rqy9tN Aputure Lantern Light https://amzn.to/3GterY6 Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPf Atomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7 credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - and today I have my very first guests on the pod! We are discussing being a woman in male dominated fields in both college & the workplace.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@RichGirlsGuidewithKirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXx Shure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzF Manfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04 Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZR Amaran 100D LED Light: https://amzn.to/3Rqy9tN Aputure Lantern Light https://amzn.to/3GterY6 Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPf Atomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7 credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - alright guys, you asked, and I’m answering - well technically you didn’t ask me, you asked Reddit, but I’m answering you anyways!!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - After working in personal finance for over 6 years, these are my top 5 tips!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - wondering whether or not you need term life insurance? Let’s find out!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:https://www.nerdwallet.com/article/insurance/average-life-insurance-ratesMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, whole life insurance, term life insurance, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - with all of this talk surrounding AI and how it is going to revolutionize the way we work, the way we teach, the way we interact with the world - I started to wonder whether or not I could use AI to make more money. Let’s find out.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:https://chatgpt.com/MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - we’ve all heard of financial advisors, CPA’s, money guru’s and even floating heads on the internet - like myself - but have you ever heard of a financial therapist? And do you NEED one?**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:WSJ Podcast Episode: https://podcasts.apple.com/us/podcast/how-a-financial-therapist-can-ease-your-money-worries/id152024419?i=1000656365051Nerd Wallet: https://www.nerdwallet.com/article/investing/how-financial-therapist-shift-your-money-mindset Financial Therapy Association: https://financialtherapyassociation.org/ Find A Financial Therapist: https://financialtherapyassociation.org/find-a-financial-therapist/ MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here -  listen, when it comes to tackling debt, there is a LOT of noise when it comes to choosing how to pay it off. If you listen to the likes of Dave Ramsey, then you’ve probably heard of the debt snowball method, where you pay off your smallest debts first and work your way up to your largest debt. Or you may have heard of the avalanche method, which prioritizes paying off the debt with the highest interest rate. But is there a right choice? **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:Average American Debt in 2024: https://www.businessinsider.com/personal-finance/average-american-debtSnowball Method: https://www.ramseysolutions.com/debt/get-out-of-debt-with-the-debt-snowball-planAvalanche Method: https://www.bankrate.com/personal-finance/debt/debt-avalanche-method/Debt Consolidation: https://www.nerdwallet.com/m/loans/personal-loans/consolidation-loans?utm_source=goog&utm_medium=cpc&utm_campaign=pl_mktg_paid_roundup_debt_consolidation&affiliateId=1347&affiliateName=Google_PL_MP&subId1=pl_mktg_paid_roundup_debt_consolidation&utm_term=&gad_source=1&gclid=Cj0KCQjw6auyBhDzARIsALIo6v9veKOQzKeh-ZIRagmQq8K-qEk_0itOGk5F-21bdpECUkCBR3XsGCIaAgutEALw_wcBMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - Alright guys, today I am giving you the quick and dirty on house hacking: what it is, how it works and the potential benefits and risks associated with it!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

STOP DROP AND ROLL, FOLKS we gotta fire in here! Jusst kidding; we ARE talking about fire today, but not like that kind of fire. We are talking about the acronym that took social media by storm: Financial Independence, Retire Early. Is it possible? Can anyone other than millionaires and nepo babies retire before the normal age of sixty five? We are going to find that out right now.  **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:BOOK: Your Money or Your Life: https://amzn.to/4afKrvnWhat Is Fire Movement? https://time.com/personal-finance/article/what-is-fire/#:~:text=FIRE%20stands%20for%20Financial%20Independence,their%20money%20and%20their%20values.Social Security Running Out: https://www.ssa.gov/policy/docs/ssb/v70n3/v70n3p111.html Health Insurance Costs: https://www.thestreet.com/personal-finance/average-health-insurance-cost-14878894#:~:text=After%20age%2050%2C%20premiums%20rise,what%20it%20is%20at%2021. MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - Looking to make some extra cash this year? I have 9 side hustle ideas from beginner to expert that you can start doing today! Whether you are looking to earn extra income for a summer vacay, you want to boost up your savings account or you are looking to beef up your marketable skills, starting a side hustle might be your way to get there. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: Threads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:MindSumo Challenges: https://mindsumo.com/Fiverr Freelance: https://www.fiverr.com/ MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - Did you think MLM's were a thing of the past? Me too! Until just a few weeks ago.... **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: https://www.youtube.com/@richgirlsguideThreads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links): Canon EOS R6 Camera: https://amzn.to/3tb2dQG SD Memory Card: https://amzn.to/3T9OTXx Shure SM7B Microphone: https://amzn.to/3R9Yr2b Teleprompter: https://amzn.to/3NalngD Rodecaster Pro: https://amzn.to/46JolzF Manfrotto Camera Tripod: https://amzn.to/3Rtm8nz Cloudlifter: https://amzn.to/4a2ps04 Microphone Stand: https://amzn.to/3sY40bX Mic Cable: https://amzn.to/3R52pZR Amaran 100D LED Light: https://amzn.to/3Rqy9tN Aputure Lantern Light https://amzn.to/3GterY6 Softbox lighting kits: https://amzn.to/3R8c2Xz Amazon Fire Tablet: https://amzn.to/3uLarzB ⅛ to ¼ Stereo Cable: https://amzn.to/418kr1L ARTICLES MENTIONED:Rodan + Fields Income Disclosure Statement: https://www.rodanandfields.com/en-us/assets/us/income-disclosure-statement.pdfThe Dream podcast: https://www.pushkin.fm/podcasts/the-dream MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links) The Power of Habit: https://amzn.to/3GsfEPf Atomic Habits: https://amzn.to/3uHR3U9 The Opposite of Spoiled: https://amzn.to/3Ndm5d0 You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - wondering how someone divvies up their paycheck on payday? How about when they have a 9-5 paycheck, small business income & rental property income? I’m pulling back the curtains on how I used to do just that!My Budgeting Journey Update # 4: https://youtu.be/C09SfYy4gZw?si=74nu1ntqUV04V7f9 **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME: YouTube: ⁠www.youtube.com/@richgirlsguide⁠Threads: https://www.threads.net/@richgirlsguidepodcast Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguide Apple Podcasts: https://podcasts.apple.com/us/podcast/rich-girls-guide/id1716403850 Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links): Canon EOS R6 Camera: https://amzn.to/3tb2dQG SD Memory Card: https://amzn.to/3T9OTXx Shure SM7B Microphone: https://amzn.to/3R9Yr2b Teleprompter: https://amzn.to/3NalngD Rodecaster Pro: https://amzn.to/46JolzF Manfrotto Camera Tripod: https://amzn.to/3Rtm8nz Cloudlifter: https://amzn.to/4a2ps04 Microphone Stand: https://amzn.to/3sY40bX Mic Cable: https://amzn.to/3R52pZR Amaran 100D LED Light: https://amzn.to/3Rqy9tN Aputure Lantern Light https://amzn.to/3GterY6 Softbox lighting kits: https://amzn.to/3R8c2Xz Amazon Fire Tablet: https://amzn.to/3uLarzB ⅛ to ¼ Stereo Cable: https://amzn.to/418kr1L MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links) The Power of Habit: https://amzn.to/3GsfEPf Atomic Habits: https://amzn.to/3uHR3U9 The Opposite of Spoiled: https://amzn.to/3Ndm5d0 You Are A Badass At Making Money: https://amzn.to/413F2V7 rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - today we are going to do a deep dive into naming beneficiaries on your IRA. We’ll be talking through the different types of beneficiaries, how they might be taxed on the money you leave them, and by the end of today’s episode you should know exactly where to start when naming beneficiaries on your IRA.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:Threads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideSpotify: https://open.spotify.com/show/6suGRkd9m1kjNNiRvbLhT7Apple Podcasts: https://podcasts.apple.com/us/podcast/rich-girls-guide/id1716403850Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:Inherited IRA Rules: https://www.schwab.com/learn/story/inherited-ira-rules-secure-act-20-changesMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPf Atomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.

Hey Rich Girls, Kirby here - Is student loan debt going to be canceled once and for all?! President Biden is promising to do just that… but will this time be any different? **please note this is not investment advice, just my opinion & should be used for entertainment purposes only** CONNECT WITH ME:YouTube: ⁠https://m.youtube.com/@richgirlsguide⁠Threads: ⁠⁠https://www.threads.net/@richgirlsguidepodcast⁠⁠⁠⁠Instagram: ⁠https://www.instagram.com/richgirlsguidepodcast/⁠TikTok: ⁠https://www.tiktok.com/@richgirlsguide⁠Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: ⁠https://richgirlsguidepodcast.com/contact ⁠MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: ⁠https://amzn.to/3tb2dQG⁠SD Memory Card: ⁠https://amzn.to/3T9OTXx⁠Shure SM7B Microphone: ⁠https://amzn.to/3R9Yr2b⁠Teleprompter: ⁠https://amzn.to/3NalngD⁠Rodecaster Pro:⁠ https://amzn.to/46JolzF⁠Manfrotto Camera Tripod: ⁠https://amzn.to/3Rtm8nz⁠Cloudlifter:⁠ https://amzn.to/4a2ps04⁠Microphone Stand: ⁠https://amzn.to/3sY40bX⁠Mic Cable: ⁠https://amzn.to/3R52pZR⁠Amaran 100D LED Light: ⁠https://amzn.to/3Rqy9tN⁠Aputure Lantern Light: ⁠https://amzn.to/3GterY6⁠Softbox lighting kits: ⁠https://amzn.to/3R8c2Xz⁠Amazon Fire Tablet: ⁠https://amzn.to/3uLarzB⁠⅛ to ¼ Stereo Cable: ⁠https://amzn.to/418kr1L⁠ARTICLES MENTIONED:Higher Education Act of 1965: ⁠https://www.govinfo.gov/content/pkg/COMPS-765/pdf/COMPS-765.pdf⁠Student Loan Forgiveness: ⁠https://www.cbsnews.com/news/student-loan-forgiveness-new-biden-plan-30-million-who-qualifies-cbs-news-explains/⁠ MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: ⁠https://amzn.to/3GsfEPf⁠Atomic Habits: ⁠https://amzn.to/3uHR3U9⁠The Opposite of Spoiled: ⁠https://amzn.to/3Ndm5d0⁠You Are A Badass At Making Money: ⁠https://amzn.to/413F2V7⁠ credit card, creditcards, student loan debt, student loan forgiveness, joe biden, financial advice, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth,  retirement, retirement planning, financial freedom, 401k, portfolio, allocation, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management.

Hey Rich Girls, Kirby here - Wondering if any of your money habits are keeping you poor? I am sharing the top 6 habits that I see keeping people poor, even when they make a lot of money.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: ⁠https://m.youtube.com/@richgirlsguide⁠Threads: ⁠⁠https://www.threads.net/@richgirlsguidepodcast⁠⁠Instagram: ⁠https://www.instagram.com/richgirlsguidepodcast/⁠TikTok: ⁠https://www.tiktok.com/@richgirlsguide⁠Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: ⁠https://richgirlsguidepodcast.com/contact ⁠MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: ⁠https://amzn.to/3tb2dQG⁠SD Memory Card: ⁠https://amzn.to/3T9OTXx⁠Shure SM7B Microphone: ⁠https://amzn.to/3R9Yr2b⁠Teleprompter: ⁠https://amzn.to/3NalngD⁠Rodecaster Pro:⁠ https://amzn.to/46JolzF⁠Manfrotto Camera Tripod: ⁠https://amzn.to/3Rtm8nz⁠Cloudlifter:⁠ https://amzn.to/4a2ps04⁠Microphone Stand: ⁠https://amzn.to/3sY40bX⁠Mic Cable: ⁠https://amzn.to/3R52pZR⁠Amaran 100D LED Light: ⁠https://amzn.to/3Rqy9tN⁠Aputure Lantern Light: ⁠https://amzn.to/3GterY6⁠Softbox lighting kits: ⁠https://amzn.to/3R8c2Xz⁠Amazon Fire Tablet: ⁠https://amzn.to/3uLarzB⁠⅛ to ¼ Stereo Cable: ⁠https://amzn.to/418kr1L⁠MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: ⁠https://amzn.to/3GsfEPf⁠Atomic Habits: ⁠https://amzn.to/3uHR3U9⁠The Opposite of Spoiled: ⁠https://amzn.to/3Ndm5d0⁠You Are A Badass At Making Money: ⁠https://amzn.to/413F2V7⁠rich girls guide, women in finance, financial advice podcast, how to budget, investing 101, personal finance, financial management, financial planning, financial feminist, net worth,  retirement planning, financial freedom, 401k,  financial calculator,  personal finance tips, financial literacy, money tips, money management, bad money habits, no spend challenge, frugal, .

Hey Rich Girls, Kirby here - RMD’s, which stand for Required Minimum Distributions, are an elusive topic for those nearing retirement - until you actually have to start taking them. So what are they, when do you need to start taking them & is there a way to AVOID them?**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: ⁠https://m.youtube.com/@richgirlsguide⁠Threads: ⁠⁠https://www.threads.net/@richgirlsguidepodcast⁠⁠⁠⁠Instagram: ⁠https://www.instagram.com/richgirlsguidepodcast/⁠TikTok: ⁠https://www.tiktok.com/@richgirlsguide⁠Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: ⁠https://richgirlsguidepodcast.com/contact ⁠MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: ⁠https://amzn.to/3tb2dQG⁠SD Memory Card: ⁠https://amzn.to/3T9OTXx⁠Shure SM7B Microphone: ⁠https://amzn.to/3R9Yr2b⁠Teleprompter: ⁠https://amzn.to/3NalngD⁠Rodecaster Pro:⁠ https://amzn.to/46JolzF⁠Manfrotto Camera Tripod: ⁠https://amzn.to/3Rtm8nz⁠Cloudlifter:⁠ https://amzn.to/4a2ps04⁠Microphone Stand: ⁠https://amzn.to/3sY40bX⁠Mic Cable: ⁠https://amzn.to/3R52pZR⁠Amaran 100D LED Light: ⁠https://amzn.to/3Rqy9tN⁠Aputure Lantern Light: ⁠https://amzn.to/3GterY6⁠Softbox lighting kits: ⁠https://amzn.to/3R8c2Xz⁠Amazon Fire Tablet: ⁠https://amzn.to/3uLarzB⁠⅛ to ¼ Stereo Cable: ⁠https://amzn.to/418kr1L⁠ARTICLES MENTIONED:RMD’s: ⁠https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs⁠Uniform Life Table: ⁠https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/UniformLifetimeTable.pdf⁠ MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: ⁠https://amzn.to/3GsfEPf⁠Atomic Habits: ⁠https://amzn.to/3uHR3U9⁠The Opposite of Spoiled: ⁠https://amzn.to/3Ndm5d0⁠You Are A Badass At Making Money: ⁠https://amzn.to/413F2V7⁠rich girls guide, women in finance, financial advice podcast, how to budget, investing 101, personal finance, financial management, financial planning, financial feminist, net worth,  retirement planning, financial freedom, 401k,  financial calculator,  personal finance tips, financial literacy, money tips, money management.

Hey Rich Girls, Kirby here - it’s 2024, and you know what that means - it’s a presidential election year. Historically, major election years wreak havoc on the stock market; think volatile, wild price swings, tons of media coverage and insane speculations as to how the world will implode if one candidate wins over the other. Is there anything we can learn from years past before making any rash decisions?**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light: https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:Investing In An Election Year: https://am.jpmorgan.com/us/en/asset-management/adv/insights/market-insights/market-updates/bulletins/investing-in-an-election-year/ Market Timing: https://www.investopedia.com/new-data-affirms-old-rule-do-not-try-to-time-markets-7569835Fidelity Stay Invested: https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/dont-miss-best-days.pdfMY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, financial advice podcast, how to budget, investing 101, personal finance, financial management, financial planning, financial feminist, net worth,  retirement planning, financial freedom, 401k, personal finance tips, financial literacy, money tips, money management.

Hey Rich Girls, Kirby here - while your top tax rate is typically what gets discussed the most, your effective tax rate is a much better indicator of how much you are ACTUALLY paying in taxes - so let’s calculate yours today!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: ⁠https://m.youtube.com/@richgirlsguide⁠Threads: ⁠⁠https://www.threads.net/@richgirlsguidepodcast⁠⁠⁠⁠Instagram: ⁠https://www.instagram.com/richgirlsguidepodcast/⁠TikTok: ⁠https://www.tiktok.com/@richgirlsguide⁠Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: ⁠https://richgirlsguidepodcast.com/contact ⁠MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: ⁠https://amzn.to/3tb2dQG⁠SD Memory Card: ⁠https://amzn.to/3T9OTXx⁠Shure SM7B Microphone: ⁠https://amzn.to/3R9Yr2b⁠Teleprompter: ⁠https://amzn.to/3NalngD⁠Rodecaster Pro:⁠ https://amzn.to/46JolzF⁠Manfrotto Camera Tripod: ⁠https://amzn.to/3Rtm8nz⁠Cloudlifter:⁠ https://amzn.to/4a2ps04⁠Microphone Stand: ⁠https://amzn.to/3sY40bX⁠Mic Cable: ⁠https://amzn.to/3R52pZR⁠Amaran 100D LED Light: ⁠https://amzn.to/3Rqy9tN⁠Aputure Lantern Light: ⁠https://amzn.to/3GterY6⁠Softbox lighting kits: ⁠https://amzn.to/3R8c2Xz⁠Amazon Fire Tablet: ⁠https://amzn.to/3uLarzB⁠⅛ to ¼ Stereo Cable: ⁠https://amzn.to/418kr1L⁠ARTICLES MENTIONED:2023 & 2024 tax rates: ⁠https://www.nerdwallet.com/article/taxes/federal-income-tax-brackets⁠How many Americans took standard deduction in 2020: ⁠https://www.usatoday.com/story/money/taxes/2023/02/15/itemized-vs-standard-deduction-taxes/11252585002/⁠MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: ⁠https://amzn.to/3GsfEPf⁠Atomic Habits: ⁠https://amzn.to/3uHR3U9⁠The Opposite of Spoiled: ⁠https://amzn.to/3Ndm5d0⁠You Are A Badass At Making Money: ⁠https://amzn.to/413F2V7⁠financial advice, how to budget, investing 101, personal finance, financial management, financial planning, financial feminist, net worth,  retirement planning, financial freedom, 401k,  financial calculator,  personal finance tips, financial literacy, money tips, money management.

Hey Rich Girls, Kirby here - ever wonder how top income earners - celebrities, business moguls & millionaires - are able to pay so little in taxes? Well today I’m taking you through charitable accounts, otherwise known as Donor Advised Funds, and how YOU might be able to use them to your advantage. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube:  https://m.youtube.com/@richgirlsguide Threads: https://www.threads.net/@richgirlsguidepodcastInstagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:Fidelity Charitable Donor Advised Fund: https://www.fidelitycharitable.org/guidance/philanthropy/what-is-a-donor-advised-fund.html501(3)(c): https://www.investopedia.com/terms/1/501c3-organizations.asp MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7women in finance, credit cards, financial advice, how to budget your money, credit card debt, credit score, credit utilization, audit, investing, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, pers

Worried about over-contributing to your IRA? I got you covered! Today we are going to go over what an excess contribution is, how to fix an over contribution in order to avoid taxes and penalties, and give you some tips & tricks on how to avoid this error in the future. **please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONNECT WITH ME:YouTube: https://m.youtube.com/@richgirlsguideThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠Instagram: https://www.instagram.com/richgirlsguidepodcast/TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/3tb2dQGSD Memory Card: https://amzn.to/3T9OTXxShure SM7B Microphone: https://amzn.to/3R9Yr2bTeleprompter: https://amzn.to/3NalngDRodecaster Pro: https://amzn.to/46JolzFManfrotto Camera Tripod: https://amzn.to/3Rtm8nzCloudlifter: https://amzn.to/4a2ps04Microphone Stand: https://amzn.to/3sY40bXMic Cable: https://amzn.to/3R52pZRAmaran 100D LED Light: https://amzn.to/3Rqy9tNAputure Lantern Light: https://amzn.to/3GterY6Softbox lighting kits: https://amzn.to/3R8c2XzAmazon Fire Tablet: https://amzn.to/3uLarzB⅛ to ¼ Stereo Cable: https://amzn.to/418kr1LARTICLES MENTIONED:Roth IRA Income Limits: https://www.schwab.com/ira/roth-ira/contribution-limits#:~:text=Roth%20IRA%20contributions%20are%20made%20on%20an%20after%2Dtax%20basis.&text=The%20maximum%20total%20annual%20contribution,re%20age%2050%20or%20older.Penalty on Excess Contributions: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-ira-contribution-limits MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3GsfEPfAtomic Habits: https://amzn.to/3uHR3U9The Opposite of Spoiled: https://amzn.to/3Ndm5d0You Are A Badass At Making Money: https://amzn.to/413F2V7rich girls guide, women in finance, financial advice podcast, how to budget your money, investing 101, personal finance, financial management, financial planning, money challenge, debt free, payoff debt, caleb hammer, financial feminist, net worth,  retirement planning, financial freedom, 401k,  financial calculator,  personal finance tips, financial literacy, money tips, money management.