The Follio Property Podcast

📥 FREE DOWNLOAD: 2026 Budget Property Investor Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+65&utm_id=podcastThe 2026 Federal Budget just changed the rules for every property investor in Australia and most people have NO idea what it actually means for their borrowing power, their capital gains, or their next move in the investment property Australia game.The Federal Budget has delivered some of the most significant shifts to property taxes Australia has seen in decades, and if you own, plan to buy, or are currently building a Property portfolio, you need to understand what has changed and what it costs you.Negative gearing in Australia just got gutted for established properties. Capital gains tax on property in Australia now comes with a mandatory 30% minimum rate, replacing the old 50% discount with inflation-adjusted indexation. And for investors on a $150,000 salary? Your borrowing capacity just took a $350,000 hit.But here's what the headlines won't tell you: this budget doesn't kill Australian real estate investment, it reshapes it. Smart investors are already pivoting to units, infill developments, and the "accidental landlord" strategy that the budget accidentally made MORE powerful. Reece and Lachlan expose exactly where the opportunities are hiding, which markets are about to get smashed, and why the property market in Australia is about to split into two very different worlds, one for those who adapt, and one for those who don't.If you're a first-home buyer in Australia, a seasoned investor, or sitting on an existing portfolio, wondering what to do next, this is the most important 40 minutes you'll spend this year.In this episode, we’ll cover:✅ Why Labor's budget could slash your borrowing capacity by $200K-$700K✅ The END of negative gearing on established properties, what it really means✅ How the new 30% minimum capital gains tax rate targets retirees and self-funded investors00:00 The 3 Budget Changes That Hit Property Investors Hardest02:20 Grandfathering Rules Explained: Is Your Existing Property Safe?05:16 Who Are the Real Losers? The Serviceability Problem07:24 The New 30% Minimum Capital Gains Tax Rate08:06 How Retirees Just Got Blindsided by This Budget13:38 Existing Investors Grandfathered Indefinitely, Here's What to Do15:59 New Builds: Still Viable or a Construction Cost Trap?22:07 The Duplex & Infill Development Opportunity Nobody's Talking About32:23 Regional Markets Are Getting Smashed. Here's Why32:27 Why Units & Apartments Are Set to Outperform Houses34:40 The SMSF Loophole the Budget Left Wide Open35:18 Why You Need a Property Valuation Before July 2027About the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #InvestmentPropertyAustralia #FederalBudget2026 #NegativeGearingAustralia #CapitalGainsTax #AustralianRealEstate #PropertyInvestorAustralia #AustralianHousingMarket #PropertyTaxAustralia #FirstHomeBuyerAustralia #AustralianRealEstateInvestment #PropertyMarketAustralia #LabourBudget2026 #PropertyStrategyAustralia #WealthCreationAustraliaDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

The Federal Budget 2026 has just landed. Negative gearing on established property is gone, CGT changes are confirmed, and trust taxation is on the table. Reece and Lachlan watched it live, and this is their immediate, unfiltered reaction — what it actually means, who it really affects, and where the smart money goes from here.This isn't doom and gloom. It's a clear-eyed breakdown of a mixed budget, with early thoughts on how sophisticated investors adapt and where opportunity still exists.More detail is coming. A full Q&A episode drops Thursday. But if you want to understand the landscape before the noise takes over, start here.🎯 What's Covered In This Episode✅ What actually changed: negative gearing restricted to new builds, CGT indexation overhauled, trust taxation flagged✅ The grandfathering rules explained — if you've contracted a property before tonight, here's what it means for you✅ Why Lachlan believes negative gearing through company and trust structures may still be accessible — and what to watch in the next 48 hours✅ The borrowing capacity hit: how losing negative gearing could cost younger investors $200K to $700K in serviceability✅ Is this the end of the rentvestor strategy? Lachlan's answer might surprise you✅ Why CGT changes now apply across all asset classes — not just property — and what that means for Gen Z and millennial investors in shares and crypto✅ The flight to quality: why blue chip established property is set to outperform, and which markets are now at risk✅ Why regional and fringe investment areas like Townsville and Gladstone could be hit hardestTimestamps:00:00 Live Reaction: What Just Happened in the 2026 Budget01:30 Who Are the Winners and Losers?02:05 Grandfathering Explained — What It Means If You're Already in the Market03:45 Negative Gearing Restricted to New Builds: The Real Impact07:00 Can You Still Access Negative Gearing Through a Trust or Company?10:20 CGT Changes: Broader Than Expected, Hitting Every Asset Class12:20 The Borrowing Capacity Hit: $200K to $700K Less Serviceability15:00 Flight to Quality — Where Smart Money Moves Now17:30 The New Build Trap: Don't Get Spruiked18:30 What to Expect ThursdayKey Themes:🔸 Budget Reaction🔸 Negative Gearing Restricted🔸 CGT Overhaul🔸 Flight to Quality🔸 Borrowing Capacity Impact🔸 Smart Investor StrategyEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.About the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #RealEstateAustralia #FederalBudget2026 #PropertyInvestmentAustralia #FirstHomeBuyerAustralia #AustralianHousingMarket #NegativeGearing #CapitalGainsTaxAustralia #AustralianRealEstate #InterestRatesAustralia #AustralianPropertyInvesting #PropertyMarketAustralia #LaborBudget2026 #HousingAffordabilityAustralia #InvestmentPropertyAustraliaDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisionsTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Access our national Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+63&utm_id=podcastJoin the portfolio management waitlist: https://follio.com.au/portfolio-management/Stop guessing and start localizing your strategy before the 2026 rental crisis tightens its grip.Are you one of the millions of Australians quietly drowning in mortgage debt and nobody is telling you the real reason why? In this episode of the Follio Property Podcast, leading mortgage broker Chris Bates exposes the single lending mistake that locks Australian homeowners into financial traps for over a decade and what the government's tightening rules are quietly doing to your property investment future.If you own property in Australia, or plan to, this is the most important conversation you'll watch this year. The Australian property market is shifting fast, and the rules of real estate investing have changed dramatically. Borrowing capacity has collapsed from 14x income to just 5x, vacancy rates sit at a brutal 1%, and thousands of homeowners are now mortgage prisoners, trapped with lenders like Pepper Money and Liberty Financial, unable to refinance, unable to sell without losing everything.Chris Bates has spent his career advising homeowners, first home buyers, and seasoned investors on how to navigate one of the most complex home loan environments in Australian history. His core warning: "Property is as much a debt game as it is a property game." If you don't understand how to protect your borrowing capacity, your most valuable financial asset, the market will punish you.This isn't doom and gloom. It's the financial literacy blueprint that separates the investors who ride the wave from the ones who get wiped out by it.🎯 In This Episode You'll Discover:✅ The #1 mortgage mistake that creates "mortgage prisoners" and how to avoid it at all costs✅ Why overleveraging your home loan could set your property investment back a full decade✅ The hidden danger of non-bank lenders (Pepper, Liberty) and what happens when credit tightens✅ How to protect your borrowing capacity like "gunpowder" and when to use it strategically✅ Why first home buyers in Australia are making the same catastrophic mistake repeatedlyTimestamps:00:00 The Brutal Truth About Mortgage Debt02:00 Why Most Mortgage Advice Is Broken08:10 Property Is a Debt Game, Not a Property Game09:30 How Lending Collapsed From 14x to 5x Income15:25 Mortgage Prisoners: Trapped With No Way Out18:50 SMSF Warning: The Regional Asset Trap20:55 Social Media Gurus & The ASIC Crackdown24:50 The Rental Crisis Nobody Is Talking About27:55 Government Schemes & What They're Really Doing to Prices28:55 Final Thoughts & Wrap UpFollow Chris Bates:LinkedIn:https://www.linkedin.com/in/christopherbates/Business: https://www.alcove.com.au/Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #MortgageDebt #PropertyInvestmentAustralia #FirstHomeBuyer #RealEstateAustralia #MortgageBroker #HomeLoans #RentalCrisis #AustralianPropertyInvesting #RealEstateInvesting #BorrowingCapacity #MortgageStress #PropertyInvesting #CapitalGrowth #FolioPropertyPodcastDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

🚨 They Promised They Wouldn't Touch Negative Gearing. They Lied.With seven days until the May Federal Budget, breaking intel may has confirmed the Albanese government is moving to eradicate negative gearing altogether - grandfathered, but gone. On the same day the RBA announced another rate rise. Lachlan Delahunty is fired up, the data is damning, and we're not staying quiet.This wasn't a pre-recorded episode. We went live because this cannot wait.🎯 What's Covered In This Episode✅ The election promise Labor just broke, and why Lachlan says this is "bullshit"✅ 2.2 to 2.3 million property investors in Australia — and over 80% own just one property. This isn't targeting greedy landlords. It's hitting middle Australia.✅ Why scrapping negative gearing will destroy the people it's supposed to help — renters✅ What happened to rents in Australia when negative gearing was removed from 1985 to 1987 — double digit growth✅ New Zealand's cautionary tale: introduced changes, reversed them within 12 months due to "detrimental impact"✅ Why grandfathering will actually freeze supply — investors will hold forever rather than sell✅ The RBA rate rise that landed the same day — and what it means for the mom and dad investor already under pressure✅ First home buyers gifted 95% LVR loans at 5.2% — now facing rates in the sixes in a declining market✅ Why keeping negative gearing on new builds only will flood the market with low-spec apartments (see: Brisbane)✅ The smart money workaround: trusts, company structures — and why that makes things harder for everyday Australians✅ 11 trillion in property vs. 2.6 trillion in debt — the stats that blow apart the "boomers hoarding gains" narrative✅ What a fair reform actually looks like — and why capping by number of properties beats scrapping it entirely✅ How to make your voice heard in the next seven days before it's too lateTimestamps:00:00 The Broken Election Promise — Lachlan's Reaction00:54 Why This Hits Middle Australia, Not Just "Greedy Landlords"01:21 The Real Victims: Why Renters Pay the Price02:30 What Happened to Rents Last Time We Scrapped Negative Gearing07:42 New Zealand's Failed Experiment08:15 Why Grandfathering Actually Freezes Supply10:54 Rate Rise + Negative Gearing Scrapped — The Perfect Storm13:03 The Stats That Blow Apart the Boomer Narrative15:12 CGT Changes: What the Intel Says18:42 What a Fair Outcome Actually Looks LikeKey Themes:🔸 Broken Election Promise🔸 Renters Pay the Price🔸 Rate Rise Perfect Storm🔸 The 1985 Warning🔸 New Zealand's Failed Experiment🔸 Supply Crisis Gets Worse🔔 SUBSCRIBE for weekly strategies from Australia's top property experts, new episodes every week.Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#NegativeGearing #FederalBudget2026 #AustralianPropertyMarket #LaborBudget #PropertyInvestmentAustralia #CGTDiscount #RentalCrisis #FollioPropertyPodcast #PropertyInvestmentPodcast #AustralianHousingCrisis #BudgetNight2026 #InterestRatesAustralia #HousingAffordability #AustralianEconomy #propertymarket2026 Disclaimer: This is for entertainment purposes — not financial advice. Speak to a qualified professional before making any financial or property decisions.

Access our national Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+61&utm_id=podcastJoin the portfolio management waitlist: https://follio.com.au/portfolio-management/🚨 With $3 BILLION in Mortgage Fraud, 25.3% Surge in Non-Bank Lending, and "Reeks of 2007", Is the Australian Property Market About to Break?Reece and Lachlan Delahunty pull back the curtain on what the major banks DON'T want investors to see in 2026. With NAB, CBA, ANZ and Macquarie now exposed to an estimated $3 billion in AI-driven mortgage fraud, non-bank lending exploding 25.3% in 12 months, and investor credit hitting levels not seen since June 2007, the parallels to the pre-GFC era are impossible to ignore. But here's the twist most commentators are missing: while the majors clamp down, a shadow lending market is quietly writing the next chapter of Australia's debt story. Is this the calm before the collapse… or the smartest buying window of the decade? Watch to the end, Lachlan's call on what APRA does next in the May budget will reframe how you read every property headline for the rest of 2026.🎯 What's Covered In This Episode✅ Why the "two-speed economy" is about to become more exaggerated and which markets get crushed first ✅ The $3 BILLION mortgage fraud scandal hiding inside NAB, CBA, ANZ & Macquarie loan books ✅ How "everyday mum and dad investors" are falsifying payslips and bank statements with AI tools✅ NAB's bad debt forecast blowout and why Westpac and CBA are quietly mirroring the move ✅ The 25.3% explosion in non-bank lending vs just 3.9% growth from the Big Four ✅ Why Lachlan says today's lending data "reeks of 2007", the year before the GFC ✅ Investor credit growth at 1% in December, the highest since June 2007 ✅ APRA's likely next move: will interest-only investor loans get axed again like 2017? ✅ The May Budget threat: capital gains tax & negative gearing as the government's emergency levers ✅ How LVRs crept from 70% post-GFC to 95% with no LMI and why this is "debt out of control." ✅ The rise of second-tier, third-tier and private lenders now writing 18% of commercial debt ✅ What experienced investors are doing RIGHT NOW while everyone else freezes in fearTimestamps:04:21 The $3 Billion Mortgage Fraud Scandal06:21 Major Banks Brace for Impact08:15 The "2007" Warning Signal11:10 A Ghost of June 200712:30 The May Budget & Policy "Handbrake"13:23 The Perfect Storm (LVR Creep)Key Themes:🔸 The 2007 Parallel🔸 AI-Powered Mortgage Fraud🔸 Shadow Lending Boom🔸 Regulatory Whiplash Ahead🔸 Investor Psychology🔸 The Perfect Storm ThesisEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #PropertyInvestmentAustralia #AustralianHousingCrash #APRA #MortgageFraud #NonBankLending #NegativeGearing #FollioPropertyPodcast #PropertyInvestmentPodcast #InterestRatesAustralia #HousingBubble #FirstHomeBuyer #RealEstateInvesting #AustralianEconomy #PropertyMarket2026Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Looking to build your portfolio: https://follio.com.au/contact-us/ ?utm_source=YouTube&utm_medium=contact+us&utm_id=Episode+60National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+60Most property investors will fail in 2026 - not because they lack capital, but because they are reading the wrong headlines. While the "Two powerhouse cities" of Sydney and Melbourne may begin to see an uncertain future, a massive divide is splitting the Australian market in two.In this episode of the Follio Property Podcast, Reece Beddall and Lachlan Delahunty dissect the "Two-Speed Economy" and expose why the major banks are consistently wrong about your portfolio. From $15 million losses in Rose Bay to why Perth and Darwin are "shooting the lights out," we cut through the media doom and gloom to show you where the smart money is actually moving.Whether you're a first-time investor paralysed by sentiment or a seasoned pro looking for the next capital growth play, this episode is a quarterly reality check on the Australian residential market.In this episode, we cover: ✅ The Two-Speed Economy: Why the gap between the "top end" and "bottom end" is shrinking for the first time since Covid. ✅ The ANZ Forecast Roast: Why the major banks were 74% wrong during the last cycle and why their 2026 predictions are "laughable." ✅ Blood in Sydney: Analyzing the 20-25% price drops and the $15M equity loss in Rose Bay. ✅ The "Winner’s Curse": The dangerous reality of buying Off-the-Plan in a rising interest rate environment. ✅ Lifestyle Markets in Crisis: Why Surfers Paradise and investor-dominated regionals are the first to get smashed. ✅ Lachlan’s "Bullshit" Call: Why the sub-$800k market is overinflated and where the real value exists right now. ✅ Recession Reality: Is this the "recession we need to have" to reset the Australian economy?💬 Lachlan Delahunty’s most powerful quote from this episode: "It’s never as bad as it’s made out to be, and it’s never as good as it’s made out to be. Remove the noise."🎙️ Hosts: Reece Beddall & Lachlan Delahunty — Founders of Folio Property.Key Podcast Themes- The Two-Speed Economy Divide- Bank Forecast Credibility- The Prestige Market Correction- Off-the-Plan Risk Management- The "Above-First-Home-Buyer" OpportunityEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#WealthCreation #HowToMakeMoney #PersonalFinance #GlenJames #FollioPropertyPodcast #FinancialFreedom #PropertyInvestment #Superannuation #HowToGetRich #MoneyTips2026 #WealthBuildingStrategies #Investment #housingmarket #Australianhousingmarket #AussieMarket #AustralianPropertyMarketDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisionsTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ ?utm_source=YouTube&utm_medium=contact+us&utm_campaign=Episode+59&utm_id=podcast2026 won't look like 2025. Secure your 2026 property strategy here. Click the link below to access it FREE: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+59&utm_id=podcastMost people never build real wealth, not because they're lazy, but because they've been lied to about how money actually works. Glen James breaks down the truth about wealth creation that the finance industry doesn't want you to know.Glen James is one of Australia's most trusted voices in personal finance and the host of the Money Money Money podcast. In this episode, he joins us on the Follio Property Podcast to cut through the noise around how to make money, property investment in Australia, and what it actually takes to achieve financial freedom in 2026.Whether you're trying to figure out how to get rich the right way, whether to invest in superannuation, ETFs, or property, or whether you've been paralyzed by information overload, this is the conversation that cuts straight to the fundamentals.In this episode, we cover:✅ The #1 rule of wealth creation that nobody talks about (and it's brutally simple)✅ The real truth about property investment in Australia, is it still worth it in 2026?✅ Superannuation explained: why Australians are massively underutilizing their biggest tax-free wealth vehicle✅ When a Self-Managed Super Fund (SMSF) makes sense, and when it's a trap✅ Why investing in shares is NOT as risky as you think (and the psychology behind fear)✅ The one thing wealth-building strategies always get wrong: tactics vs. strategy✅ Why Glen believes "it's not a cost of living crisis, it's a cost of spending crisis"Timestamps:00:00 Introduction00:30 Psychology of money: Real life vs. spreadsheets02:40 Your biggest asset is NOT your house (It's you)04:15 Investing in yourself: How to increase your income08:50 Australian property market 2026: Is it actually "cooked"?11:30 Managing mortgage stress and housing affordability14:10 Regional property alternatives vs. capital cities18:25 Superannuation Australia: The ultimate tax haven21:00 The truth about SMSF traps and over-complication23:45 ETF investing Australia: How to build a simple portfolio26:30 The "10% Spicy Rule" for high-risk investments28:15 How to handle stock market volatility without panic31:45 Avoiding high professional fees in financial services32:30 Financial strategy over emotion: The path to financial freedomGlen James' most powerful quote from this episode: "Investing works. People don't."Follow Glen James: Podcast: https://open.spotify.com/show/1XflIryhmXHszEXC3M6Az1?si=45c189bbb2eb49bdInstagram: https://www.instagram.com/moneypodcast.aus/About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#WealthCreation #HowToMakeMoney #PersonalFinance #GlenJames #FollioPropertyPodcast #FinancialFreedom #PropertyInvestment #Superannuation #HowToGetRich #MoneyTips2026 #WealthBuildingStrategies #InvestmentDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Join The Portfolio Management Waitlist: https://follio.com.au/portfolio-management/?utm_source=YouTube&utm_medium=waitlist&utm_id=Episode+58National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+58TBC📊 Is your portfolio hiding 'C-grade' assets? Get the National Investment Report to see which Australian markets are facing headwinds in 2026 and how to protect your capital: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+58Is your property portfolio actually working for you or silently bleeding returns?In this episode of the Follio Property Podcast, Reece Beddall and Lachlan Delahunty reveal why 60-70% of Australian investor portfolios they review have capital sitting in the wrong assets or the wrong locations and most owners have no idea.With Westpac flagging three more back-to-back rate rises and real headwinds building for the Australian property market in 2026, the investors who thrive won't be the ones who buy more they'll be the ones who optimise what they already own.And then there's the CGT reform that's quietly reshaping investor decision-making. Is the proposed cut from 50% to 33% a reason to hold or the signal to act? The answer might surprise you.If you're sitting on one, two, or three investment properties and wondering whether you're truly getting the most out of them, this episode gives you the exact checklist to find out.We discuss: Why the 2026 Australian property market demands a proactive investor mindsetWestpac's interest rate predictions and how rising rates are reshaping portfolio decisionsThe 60-70% problem: How to know if your capital is sitting in the wrong placeThe full portfolio review framework: goals, credit, asset quality, and locationC vs D-grade assets: when to hold and when to sell during the FOMO phaseRental income optimisation, why your property manager may be costing you thousandsHighest and best use analysis: adding bedrooms, ancillary accommodation, and cosmetic renovationsTimestamps: 00:00 Introduction08:15 The "Soft Landing" Debate01:00 Proactive vs. Passive Property Management02:40 Goal Setting & Benchmarking03:15 The "Game of Debt"04:45 Identifying "C and D" Class Assets06:50 Selling in the "FOMO Phase"15:30 Manufacturing Equity05:15 Capital City Cycles22:10 The Perth Property Market Surge29:45 Proposed CGT ReformsAbout the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #HousingMarketCrash #RealEstateAustralia #AustraliaPropertyMarket2026 #HousingCrisis #NegativeGearing #FirstHomeBuyer #HousingAffordability #AustralianRealEstate2026 #PropertyInvestmentAustralia #HousingCollapse #AustraliaRealEstateCrash #GovtPonziScheme #HousingBubble #AustralianHousingCrisisDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisionsTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber ?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+57&utm_id=podcastFear is expensive. So is buying at the wrong time. Find out exactly where the Australian property market is headed before everyone else does.Something is deeply wrong with the Australian property market and the government has been banking on you not noticing.In this episode, we expose the mechanics behind what may be the most dangerous and deliberately engineered housing market crash setup in Australian history. How did real estate in Australia become a government-backed scheme designed to enrich insiders while locking out everyday Australians? Why are first-home buyers being handed false hope while the structural rot gets worse? And what does the Australia property market 2026 outlook actually look like once you strip away the political spin? The data is damning. The timeline is tightening. And what happens next will affect every renter, buyer, and investor in this country.Key Points discussed in this episode:✅ The "Govt Ponzi" explained, how Australian property investment policy has been engineered to inflate values indefinitely at the public's expense✅ The role of negative gearing Australia in fuelling the bubble, who it protects and who it destroys✅ Why the housing affordability crisis is not an accident, it's a feature, not a bug, of current policy design✅ Hard data on housing affordability in Australia: what the real numbers say vs. what the government reports✅ Why first home buyer Australia grants and schemes are accelerating the problem, not solving it✅ The warning signs pointing toward an Australian real estate crash and the institutions quietly positioning for it✅ Property investment Australia in 2026: who's still buying, who's exiting, and what that tells you✅ The Australian real estate 2026 forecast no mainstream outlet wants to publishTimestamps:00:00 The "Big Australia" Ponzi Scheme03:35 Why Immigration is Propping Up a "False Economy"07:46 Why New Zealand and Canada Markets Crashed08:52 Potential Policy Changes: CGT & Negative Gearing11:29 The Housing Target Trap: Why 1.2M Homes is "Fanciful"13:28 The Canadian Solution: Putting on the Migration Handbrake15:00 Why the Housing Shortage is Basic Math24:58 Norway vs. Australia: How to Manage National Wealth28:23 Final Thoughts: Navigating the 18-Month Horizon🔔 Subscribe for weekly Australian property investing insights, market analysis, and high-profile guests that cut through the noise.Follow Leith Van Onselen:YouTube:  @Leithvo  Business: https://www.macrobusiness.com.au/About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #HousingMarketCrash #RealEstateAustralia #AustraliaPropertyMarket2026 #HousingCrisis #NegativeGearing #FirstHomeBuyer #HousingAffordability #AustralianRealEstate2026 #PropertyInvestmentAustralia #HousingCollapse #AustraliaRealEstateCrash #GovtPonziScheme #HousingBubble #AustralianHousingCrisisDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ VAS Strategy (Value-Add): https://follio.com.au/value-add-strategy/📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+56Before Lachlan Delahunty built one of Australia's most respected property advisory firms, he was working three jobs, delivering mail, steam-cleaning carpets, and pulling bar shifts, all to pay back a development deal that nearly sent his father bankrupt. This is the unfiltered story of a 7-year failure, extreme financial sacrifice, and what it ACTUALLY takes to outperform the Australian property market by almost 3% consistently.What you'll learn in this episode:✅ The townhouse development mistake that nearly wiped out his family and how 7 brutal years became the best education money couldn't buy✅ Why Lachlan chose a $45K valuer salary over commissions (and how that decision changed everything)✅ The "rent vesting" strategy he used through his entire 20s to buy 9 investment properties before his own home✅ How Follio has helped 1,400+ clients achieve an average $526,000 uplift per property with a 10.2% annual compounding growth rate vs. Australia's 7.2% market average✅ The brutal truth about Perth's property market crash of 2014 and how a 110% oversupply became Lachlan's greatest classroom✅ His one financial rule he's never broken✅ What the next 6 years of Australian real estate investing really looks like and why the headwinds are comingWhether you're just starting your property portfolio in Australia or scaling toward financial freedom, this episode is the raw founder story that most property advisors are too polished to tell.Timestamps: 00:00 Why the next 6 years of property will be harder01:47 Small town beginnings: How Murtoa shaped my mindset03:57 Learning the "Builder’s Fundamentals" from my Dad08:58 The Epic Failure: The regional development that nearly sent us bankrupt10:49 The 7-Year Grind: Working 4 jobs to get back to "Square One"12:44 Why I chose Valuations over high-commission Sales20:41 The Value-Add Strategy (VAS): How to control your own fate22:20 The Passion Project: Buying back my childhood home24:43 The Proof: Achieving a 10.2% annual compounding growth rate29:10 2026 Strategy: Navigating market "headwinds" with dataAbout the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#PropertyInvesting #AustralianProperty #PropertyPodcast #RealEstateAustralia #RBA #NegativeGearing #CapitalGainsTax #CGT #PropertyCycle #InvestmentStrategy #FirstHomeBuyer #PropertyPortfolio #WealthBuilding #FinancialFreedom #PassiveIncome #AustralianEconomy #PropertyBoom #RealEstateTips #InvestmentAdvice #Folliopodcast #PropertyInvestingAustralia #FollioProperty #LachlanDelahunty #RealEstateInvesting #PropertyStrategy #BuyersAgent #PropertyDevelopment #propertyinvestoruk Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+55Is Perth's median house price genuinely on track to hit $1,000,000 by December 2026? And what happens after Perth's median house price hits $1 million?In this episode of the Follio Property Podcast, Reece Beddall sits down with Shane Beaumont from Haiven Property Group to break down the exact forces driving Perth's unprecedented price surge in 2026. From shrinking home open crowds to Eastern States investors locking in $300,000 $400,000 gains, this episode maps out where the Perth Housing Market is heading and how fast. The panic buying of 2024 is gone, replaced by a calculated Seller's Market where inventory is rising but demand still dominates. Shane reveals why that distinction matters enormously for anyone buying, selling, or holding property in Perth this year and why the $2M+ bracket is already flashing Warning Signs while entry-level suburbs keep climbing. For the first time, Perth's prestige suburbs Dalkeith, Mosman Park, Cottesloe are being called the cheapest luxury real estate markets in the world. Meanwhile, undervalued pockets like Gosnells, Rockingham, and Cannington are quietly delivering the strongest returns for investors who know where to look.Whether you are a first home buyer trying to figure out if you've missed the window, or a seasoned investor recalibrating your Perth strategy for 2026, this episode gives you the complete picture, not the headline.In This Episode You'll Learn:Why Perth's median house price is mathematically on track to cross $1,000,000 by end of 2026The 10% Annual Growth Rate forecast and the three forces making it sustainableThe hidden undervalued suburbs still flying under the radar in 2026Timestamps:00:00 Introduction - Is $1 Million by December Real?02:30 The Market Shift: From Panic Buying to Seller's Market07:00 The 10% Growth Rate, What's Actually Driving It12:00 Undervalued Suburbs With the Most Runway in 202618:00 Eastern States Investors & The $300K–$400K Perth Gain Story24:00 The Prestige Market Slowdown - Warning Signs in the $2M+ Bracket30:00 First Home Buyers vs Investors - Who Should Act First?36:00 The $1 Million Median - What Happens After December?About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #perthproperty #perthrealestate#RealEstateAustralia #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #australianhousingmarket#australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #propertydownturn #propertyinvesting #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+54Are you making the BIGGEST mistake in Australian property investing right now?In this brutally honest Q&A, top Australian property experts Lachlan & Reece answer the questions serious investors are afraid to ask from navigating war and rising interest rates to knowing exactly when to buy, sell, and scale your portfolio in 2026.Whether you're new to real estate investing in Australia or managing an existing portfolio, this episode gives you the on-the-ground data and expert frameworks that the Australian property market won't tell you.What we cover in this episode: ✅ Why market uncertainty is actually the BEST time to buy (the Warren Buffett approach to property)✅ The exact team every serious investor needs buyer's agent, investment broker, accountant & financial planner ✅ Why CoreLogic & REA data is 3–6 months behind and where to get a real competitive edge ✅ When to exit a market sell into strength, never into fear ✅ Perth property cycle deep dive 2003 vs. Now and why there's still ~30% more runway ✅ How to grade ANY suburb in Australia for long-term compounding growth🔎 QUESTIONS ANSWERED IN THIS EPISODE:Is now a good time to buy property with war and rising rates?Who do I need on my property investment team?Where can I find the best data when making an offer?How do I know when to sell my investment property?How does Perth 2024 compare to the 2003 boom?How do I grade suburbs for long-term Australian property investing?Does solar and battery storage increase rental returns?Are we heading for a two-speed Australian housing market? Will CGT and negative gearing reform Australia hurt renters?Should I sell my Perth property after a 1.9x return?Subscribe for weekly Australian real estate and property investing Australia insights that nobody else will give you.About the Follio Property Podcast Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property investing. From market cycles to debt, strategy, and data, we make property simple.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation. #AustralianPropertyMarket #ValueAddProperty #PropertyDevelopment #RentalYield #Subdivision #ActiveInvesting #AustralianPropertyInvestment #HowToInvestInProperty #GrannyFlat #BuyAndHold #FirstHomeBuyer #PassiveIncome#MelbournePropertyMarket #HousingCrisisAustralia #AustraliaHousingCrisis #HousingMarketCrash #AustraliaHousingMarket #PropertyMarketAustralia #PropertyCrashAustralia #HousingMarket2026 #AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #propertydownturn Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisionsTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Values-Add Strategy (VAS): https://follio.com.au/value-add-strategy/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=episode+53&utm_medium=newsletter&utm_id=podcastIs fear costing you the greatest property buying opportunity in the last 5 years, or is the worst yet to come for the Australian housing market in 2026?In this episode of The Follio Property Podcast, Reece and Lachlan break down the real impact of the US-Iran war, rising inflation, and the RBA's next move on Australian property and why the investors sitting on the fence right now could be making the same costly mistake they made during COVID. With record migration numbers (57,000 arrivals in January alone!) and the RBA forecasting 3-5 more rate rises, the "Confidence Gap" between seasoned investors and first-time buyers is widening. We reveal the exact "low-ball" auction strategy that is working right now in Melbourne and Sydney, and why Darwin’s recent sentiment collapse is a warning sign for real estate Australia as a whole.Whether you're a first-time buyer finally seeing negotiating power return to your hands, or a seasoned investor looking to capitalise on this window of fear-driven opportunity, this episode gives you the complete picture of where Australian property is heading and what to do about it.In This Episode You'll Learn: The Fear Trap: Why fearful investors will look back at 2026 and regret sitting on the fenceWar & Inflation: How the US-Iran conflict is driving fuel, food and mortgage costs for Australian householdsRBA's Next Move: Why 3-5 rate rises are now being forecast and what it means for your borrowing powerThe Migration Crisis: Why 57,000 arrivals in January 2026 is making the housing shortage dramatically worseTimestamps: 00:00 War, Inflation & Why The Worst Is Yet To Come02:30 Capital City Monthly Performance Breakdown03:45 Darwin's Shock Drop Explained05:30 Perth Deep Dive, Still The Market To Watch?08:00 COVID vs Now, The Graph That Changes Everything10:30 Stagflation, Recession Fears & When Rates Will Drop12:00 The Auction Low Ball Strategy That's Working Right Now15:00 30% Of Perth Stock Selling Weekly, Critical Undersupply18:00 Folio Sentiment Index, Live Data That Moves Before The Market20:00 First Time vs Seasoned Investor, The Confidence Gap22:00 Is It Actually A Good Time To Buy?24:00 Budget, Negative Gearing & What's Coming NextAbout the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyInvesting2026 #RBA #InterestRates #AustralianRealEstate #PropertyMarket #InvestmentProperty #FirstHomebuyer #PerthProperty #BrisbaneProperty #AdelaideProperty #MelbourneProperty #SydneyProperty #HousingCrisis #PropTech #BuyersAgent #AuctionStrategy #PropertyPodcast #WealthCreation #RealEstateAustralia #NegativeGearing #CapitalGrowth #InvestorMindset #FollioProperty #PropertyStrategy #AustralianEconomy #Inflation2026 #RBARateRise #HousingAffordability #PropertyNewsDisclaimer: This content is for informational purposes only and does not constitute financial advice. Always seek professional advice before making investment decisions.

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=FPP&utm_id=Episode+52In This Episode: Is the Melbourne property market actually collapsing, or are we witnessing the greatest wealth transfer of the decade? While the media reports short-term fluctuations, our data reveals that Melbourne is down 25% since 2016, a staggering 30% loss in real value when adjusted for inflation.We dive deep into why "smart money" is treating Melbourne like a Blue Chip Stock and buying the dip while retail investors panic. From the RBA’s controversial 4-v-5 split vote to the Victorian government's impact on land tax, we break down why waiting for a bigger crash in the Melbourne property market might be your most expensive mistake.We cover:The 30% Real Value Trap: Why Melbourne is trading at a 30% discount compared to 2016 (Inflation-Adjusted) and what that means for your property investment in Australia .The Blue Chip Buy the Dip Strategy: How Top Real Estate Australia Experts -Identify Undervalued Suburbs Before the Rebound.Victoria's Landlord Exodus: Why 1,000+ Rentals Just Vanished & How the Victoria Land Tax is Creating a Buyer's Paradise.RBA Insider Split: The Truth Behind the 4-v-5 Split Vote on Interest Rates Australia That the Media Missed.Perth vs. Melbourne Arbitrage: Why the $1M Price Gap is Forcing Smart Investors to Liquidate in WA and Move to Victoria.Timestamps: 00:00 Introduction: The Melbourne "Collapse" Myth 02:33 Why Real Values Are Down 30% (The Inflation Trap) 06:44 Is Melbourne Property Now a "Blue Chip Stock"? 08:04 The RBA’s Reactive Split Vote Explained 12:45 Why Landlords Are Fleeing Victoria 13:59 The 1,000 Rental Property Disappearance 18:49 Why Migration Is Flowing Back to Melbourne 21:29 Perth vs. Melbourne: The $1M Arbitrage Play 22:55 How to "Buy the Dip" in Blue Chip Suburbs 25:31 2026 Melbourne Property Market ForecastKey Themes:Melbourne Property MarketHousing Market Crash AustraliaProperty Investment AustraliaRental Crisis AustraliaReal Estate InvestingBlue Chip Property StrategyInterest Rates AustraliaVictoria Land Tax ImpactAbout the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#MelbournePropertyMarket #HousingCrisisAustralia #AustraliaHousingCrisis #HousingMarketCrash #AustraliaHousingMarket #PropertyMarket #Australia #FollioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #MelbourneProperty #PerthProperty #RealEstateAustralia2026 #PropertyInvesting #HousingMarket2026 #RBA #InterestRates #AustralianRealEstate #FollioPodcastDisclaimer: This content is for informational purposes only and does not constitute financial advice. Always seek professional advice before making investment decisions.

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=FPP&utm_id=Episode+51The Australian property market in 2026 is about to face its biggest shakeup in decades.Labor's proposed Capital Gains Tax reform slashing the CGT discount from 50% to 33% with NO grandfathering combined with a two-property cap on negative gearing, could trigger a rental crisis Australia hasn't seen since the housing market crash of the early '90s.In this episode of the Follio Property Podcast, Reece Beddall and Lachlan Delahunty sit down with Ben Kingsley, Chair of PIPA (Property Investment Professionals of Australia) and host of The Property Couch, to break down what these reforms mean for Mum & Dad property investors and how to protect your portfolio before the May federal budget.In This Episode You'll Learn:✅ The CGT Trap: Why a 33% capital gains tax rate with "effective immediately, no grandfathering" could destroy your exit strategy overnight✅ Negative Gearing Cap: What a two-property limit means for your real estate investing strategy and how to pivot before it hits✅ The New Zealand Warning: How NZ tried the same reforms and watched rents skyrocket until they reversed every policy✅ The UK Disaster: Why Britain's property market is "completely butchered" after similar landlord tax changes✅ Melbourne's Perfect Storm: Why the Melbourne property market is showing the biggest stress signals and where the smart money opportunity sits✅ The SMSF Trap: Why self-managed super fund property investment is getting riskier with ASIC cracking down on social media "lead generation" operators✅ Buyer's Agent Spruikers Exposed: How sight-unseen buyer's agents are exploiting interstate investors and what to look for✅ The "Lazy Investing" Death: Why the old "buy and hold" property investment strategy is finished in a high-reform, high-interest-rate environment✅ Regional Reality Check: How to spot artificial property market movement vs genuine economic growth in 2026 hotspotsTimestamps: 00:00 Introduction 01:46 Capital Gains Tax Reforms07:14 Negative Gearing Reforms 09:20 Why The Reforms Will Create A Rental Crisis 16:06 The Melbourne Property Market Boom 21:39 Exposing Buyers' Agent Scams 26:17 The Property Market Overview In 2026🔑 Key Themes: - Government Policy Reforms- Death of "Lazy Investing"- International Warnings- Melbourne's Perfect Storm- SMSF Compliance Risks- Buyer's Agent Spruikers Exposed- Housing Supply & Rental CrisisFollow Ben Kingsley: LinkedIn: https://www.linkedin.com/in/benkingsleyau/Podcast: https://www.youtube.com/@UCqtc5gRT8uckMKpUVnWRiZA About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation. Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions#AustralianPropertyMarket #ValueAddProperty #PropertyDevelopment #RentalYield #Subdivision #ActiveInvesting #AustralianPropertyInvestment #HowToInvestInProperty #PassiveIncome#MelbournePropertyMarket #HousingCrisisAustralia #AustraliaHousingCrisis

The "Lazy Investor" Trap: Why Your Property Won’t Grow in 2026.Is the "Buy and Hold" era officially over? With property prices soaring 13% last year and interest rates squeezing borrowing capacity, the 2026 market is no longer doing the "heavy lifting" for investors.📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (MARCH 2026) We have just launched our most comprehensive deep dive into the 2026 Australian property landscape. 👉 To get first access, click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber ?utm_source=ep+50&utm_medium=youtube&utm_id=podcastIn this episode of The Folio Property Podcast, Reece Beddall & Lachlan Delahunty scrap the planned agenda to have a raw, honest conversation about what actually works in a high-interest environment. They break down the death of "Lazy Investing", the habit of buying an asset and simply hoping for market growth, and introduce the Active Value-Add Playbook.From turning "derelict sheds" into high-yielding granny flats to the math behind the 90% Land-to-Asset ratio, this episode is a blueprint for anyone feeling "handicapped" by their current income or borrowing limits. If you want to see 120% returns while your neighbours see 60%, you need to stop waiting for the market and start activating your assets.In This Episode You’ll Learn:The Death of Lazy Investing: Why buying within 5km of your house without a strategy is a recipe for stagnation in the next 5 years.The 80/20 Land Rule: Why value-add investors should look for properties where 80-90% of the value is in the land, and how to spot them.The "Stage-Prong" Renovation: How to use natural market uplift to pull equity and fund your own "artificial" value-add.Serviceability Secrets: How a $50/week rent increase can unlock the "debt trap" and allow you to buy your next property sooner.Retain & Subdivide Strategy: Why you should activate subdivision approvals immediately (even if you don't build) as a "rainy day" insurance policy.The "Mom & Dad" Mistake: Why over-renovating a rental in year one is a $50,000 mistake that most investors don't see coming.Timestamps: 00:00 Introduction01:39 The Value-add Investment Strategy 04:47 Strategy Before Renovation09:10 How To Increase Rental Yield Through Renovations11:05 When Is The Best Time To Renovate13:42 The Golden Land-To-Value Ratio 20:00 The Lazy Investor 22:20 How Does Construction Costs Affect MarketsAbout the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#MelbournePropertyMarket #HousingCrisisAustralia #AustraliaHousingCrisis #HousingMarketCrash #AustraliaHousingMarket #PropertyMarketAustralia #PropertyCrashAustralia #HousingMarket2026 #AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturnDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Is the great Australian property dream actually a coordinated financial trap? 🚨 If you're rushing into the market because "rent money is dead money," you are walking directly into a wealth-destroying snare.📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026) We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber ?utm_source=ep+49&utm_medium=youtube&utm_id=podcastWe sit down with Jack Henderson, a $50M portfolio builder, to unpack the brutal reality of the Australian real estate market in 2026. Moving past the mainstream media noise, Jack reveals the hidden mechanics of the housing crisis and exposes why traditional advice from buyer's agents could be the biggest financial mistake of this decade.With inventory shocks hitting the Perth property market and the Brisbane property market, combined with looming Capital Gains Tax (CGT) reforms, the rules of the game have completely changed. Whether you're a first-time buyer, an investor managing your assets, or someone trying to navigate the rent vesting landscape in Australia, this breakdown will completely rewire how you view property.In this episode you’ll learn: Why the "Buy Now or Miss Out" narrative is mathematically flawedThe hidden tax traps destroying rent-vesting portfolios in 2026How to spot buyer's agent scams targeting desperate property investorsThe real math behind buying vs renting and its impact on your personal financesWhy Darwin is specifically NOT a good investment in 2026Timestamps: 0:00 - Intro01:08 - Jack Henderson Introduction02:00 - Building a Polarizing Brand04:00 - How Jack's Parents Got Burned by Bad Property Advice08:10 - Why Darwin Is NOT a Good Investment10:40 - The Buyer's Agent Industry Problem12:20 - Asset Selection Fundamentals15:00 - Rent Vesting vs. Owning Your Home Debate16:30 - The Tax Case for Rent Vesting24:40 - Why Most Investors Lose on Investment Properties29:20 - Where Are Markets Heading in 2026?Key Themes: Australian real estateProperty investment AustraliaRent vs buy 2026Wealth preservationMarket collapse modellingBuyer's agent critiqueBehavioural economics.Follow Jack Henderson: Instagram: https://www.instagram.com/jackchenderson/?hl=enYouTube:  https://www.youtube.com/@jackchendersonAbout the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#MelbournePropertyMarket #HousingCrisisAustralia #AustraliaHousingCrisis #HousingMarketCrash #AustraliaHousingMarket #PropertyMarketAustralia #AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisionsTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is Your Commercial Property Portfolio a "6% Trap"? | 2026 Investment OutlookIs the sub-$2M commercial market the biggest risk in 2026, or is there a hidden opportunity the "big agencies" are missing?📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026) We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=Alex&utm_id=Episode+48In this episode of The Follio Property Podcast, Reece Beddall & Lachlan Delahunty sit down with Alex Groh, Founder of Vanta Advisory, to uncover a disturbing trend in the 2026 commercial landscape. While residential markets are beginning to move, a specific sector of commercial real estate is seeing value write-downs of up to 50%.We break down the "Golden Number" myth: the 6% yield, and why following it blindly is leading "mom and dad" investors into high-risk assets that aren't recession-proof. From the "death" of the Melbourne office market to the hidden goldmine in industrial "tilt-panels," this episode is a masterclass in wealth preservation.In This Episode You’ll Learn:- The 6% Yield Trap: Why the number everyone is chasing could actually mean you're buying a "sh*t asset" with no upside.- The $2M Threshold: Why entering the commercial market with less than $2 million might be the riskiest move you make this year.- Melbourne’s Office Crisis: The brutal reality of 40-60% write-downs and why sophisticated money is staying away.- Downside Protection: Why losing a tenant in the right industrial asset can actually make you money (The Vacancy Upside).- Regional Powerhouses: Why WA, Queensland, and South Australia are still the best bets for industrial growth this year.Timestamps: 00:00 Introduction 01:51 The best cash flow strategy is commercial property 03:53 The biggest mistake investors are making 06:34 Where is the best investment opportunity in Australia, 2026 09:38 Avoid buying these properties16:11 Buyers agents are buying high risk properties for clients 18:53 Warning for investors during interest rate increases 21:14 Why tenant quality is crucial for a successful investment27:20 The 6% yield trap Key Themes:- Australian Commercial Property Forecast 2026- Commercial Yield vs. Capital Growth- Buyer’s Agency Risks and Red Flags- Wealth Preservation in a High-Interest EnvironmentFollow Alex Groh: LinkedIn: https://www.linkedin.com/in/alexander-groh-/Business: https://www.vantaadvisory.com.au/About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#MelbournePropertyMarket #HousingCrisisAustralia #AustraliaHousingCrisis #HousingMarketCrash #AustraliaHousingMarket #PropertyMarketAustralia #PropertyCrashAustralia #HousingMarket2026 #AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #investing

Is Rentvesting the "Secret Weapon" of 2026, or is the PPOR "Handbrake" Killing Your Portfolio?📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026)We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=rentvesting&utm_id=Episode+47In this episode of The Follio Property Podcast, Reece Beddall & Lachlan Delahunty tackle the ultimate 2026 dilemma: should you buy the "Aussie Dream" home (PPOR) or become a strategic Rentvestor? With the property ladder harder to climb than ever, getting this first step wrong can set your wealth-building journey back by half a decade.We pull back the curtain on the "PPOR Handbrake", the common mistake of over-leveraging on a personal residence and crippling your serviceability. Lachlan breaks down why he prefers Location Quality over Asset Quality, explaining why a "B-grade" villa in an "A-grade" suburb beats a house in a speculative regional town every single time.Whether you are a first-time investor entering an "Aggressive Accumulation Phase" or a homeowner trying to understand why your bank won't let you go again, this episode is your strategic blueprint for the current market.In This Episode You’ll Learn:The PPOR Handbrake: Why buying your "forever home" too early is the #1 mistake that kills serviceability and stops a portfolio in its tracks.The Rentvesting Edge: How to use rental income and tax benefits to stay aggressive in the market while maintaining your lifestyle.The 3 Accumulation Phases: A breakdown of the property lifecycle, from your first three "cornerstone" assets to the eventual upgrade phase.Location vs. Asset: Why you should hunt for B or C-grade assets (villas/units) in A-grade locations rather than chasing "sugar hits" in remote regionals.2026 Debt Traps: Why car loans, credit cards, and "bad debt" are the ultimate deal-killers when the bank pulls out the fine-tooth comb.Fast-Tracking Equity: How to generate growth quickly to enable your second and third purchase faster than the bank’s standard forecast.Timestamps: 00:00 Introduction 02:14 The "Accumulation Phase" 03:29 The Rentvesting Strategy 07:05 What Type of Property Should A First-Time Investor Purchase 09:50 What Makes A Good Regional Investment 13:08 How To Go From One Investment To Multiple - Without Risk16:25 Avoid This Common First-time Investor Mistake 18:54 Are You Buying Your Home Incorrectly? 20:23 What Strategy Should A Rentvestor Investor Adopt Key Themes: Rentvesting strategy 2026Property accumulation phases explainedPPOR vs. Investment property serviceabilityRegional property investment risks 2026First-time investor portfolio buildingAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FollioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #Rentvesting

Is the 2026 Australian property market a calculated opportunity, or are we witnessing a "disgraceful" systemic failure?📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026)We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://bit.ly/4am6rb7In this episode of The Folio Property Podcast, Reece Beddall & Lachlan Delahunty pull no punches as they break down the February 2026 National Investment Report. Following the Reserve Bank’s first rate hike in two years and the government’s controversial proposal to slash the Capital Gains Tax (CGT) discount, the stakes for Australian investors have never been higher.We dive into the "moronic" policy shifts that Lachlan warns will "crush" rental supply and the cold, hard data of a market that refuses to slow down. While Sydney remains vulnerable to the cash rate, cities like Perth and Brisbane are defying gravity with record-low listings and 2% monthly growth. Is this a sustainable "runway," or are we sprinting toward an affordability ceiling that will force thousands to sell prematurely?Whether you’re a first-home buyer navigating the new 5% deposit grants or a seasoned investor trying to protect your cash flow in a 3.5% inflation environment, this episode is your 2026 survival guide.In This EpisodeThe CGT Disgrace: Why the government’s plan to halve the capital gains exemption is being called a "disgrace" that will worsen the housing crisis.The 1.2M Target Myth: Why the 1.3 million new arrivals in three years have made the government's housing promises look "incompetent."Perth’s Power Play: The data behind the 2% monthly growth and why 35% of the market is selling every single week.Sydney’s Vulnerability: Why the harbour city is at the most risk from rising interest rates and where the "smart money" is moving instead.Rental Surge (44%): The brutal reality of why rents are skyrocketing and how investors are actually the only ones bringing supply to the market.2026 Sentiment Index: Why 90% of investors remain "bullish" despite the headlines, and the 5% who are preparing to sell.Cash Flow vs. Capital Growth: Strategic methodologies to increase your yield through renovations and secondary dwellings as the "cost of money" rises.Key Themes: Australian property market forecast 2026Capital Gains Tax (CGT) changes impactRBA interest rate hike February 2026Perth and Brisbane housing supply crisisNational Investment Report data insightsAffordability ceiling and market runwaysInvestor sentiment and portfolio sustainabilityAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #propertydownturn Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is the Perth property market reaching a dangerous peak, or are we standing at the edge of a major 2026 structural shift?📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026)We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://bit.ly/3ZtXOVLIn this episode of The Folio Property Podcast, Reece and Lachlan sit down with the most requested guest in the show's history: Trent Fleskens, a veteran developer who has managed over 100 successful projects. We dive deep into his personal journey and the data-driven reality of today's market to answer the question every investor is asking:Is a major downfall coming, or is the inventory crisis just beginning?Following a period where Perth has defied all expectations, we look at the cold, hard data of 2026. Trent breaks down the "Scary Data" behind the current inventory shock, why East Coast "locust swarms" are changing the socioeconomics of WA suburbs, and why your "fear of failure" might be the only thing keeping you from building real wealth.Whether you're looking to understand the difference between being a "punter" and an expert, or you're a seasoned investor wondering if it's time to shift from houses to industrial assets, this episode provides the 2026 roadmap you need.In This Episode You’ll Learn:The Trent Fleskens Story: From an 18-year-old anxious stock investor to a developer with 105 successful projects.The Perth Inventory Shock: What happens to prices when listings hit a record low of just 1,800 properties.Stocks vs. Property: Why Trent walked away from the "live nature" of the stock market to find sanity in tangible assets.Development Strategy: The "typology" shift - when to move from houses to triplexes, childcare centres, and industrial hubs.Solving the Housing Crisis: Why the 2026 market is a supply issue that requires solving society's problems to find profit.The 2026 Opportunity: Why Trent believes the fundamentals in Melbourne might finally be worth his attention.Timestamps:00:00 Introduction 03:15 Trent Fleskens View On Property Investment 08:37 The Landscape Of The Perth Property Market 13:21 Trent's Property Portfolio 16:40 Trent's Portfolio Goal 18:30 How Trent Started His Business 23:03 When Did Trent Know The Perth Property Market Boom Was Coming 25:32 How East Coast Investors Changed The Perth Market 30:35 Trent's Investment Strategy In 2026 and Beyond 33:04 Will Trent Invest Outside PerthKey Themes: Perth property market shortage 2026Trent Fleskens property developer insightsFollow Trent Fleskens: LinkedIn: https://www.linkedin.com/in/trent-fleskens-bbbb3846/Business: https://www.strategicpropertygroup.com.au/Podcast: https://perthpropertyshow.com.au/ About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #propertydownturn

Is regional property a trap in 2026? In this episode, we expose the brutal truth about regional liquidity drying up and why smart money is flooding back into capital cities.📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026)We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber In This Episode:Will property investment Australia see a massive shift this year? We dive deep into the 2026 data to explain why the "regional growth" story is over. While many investors are still chasing cash flow in the regions, the data reveals a looming liquidity crisis that could leave you trapped. We break down the Australian housing market forecast, comparing the dangerous vacancy rates in regional towns against the surging demand in capital cities. If you are looking for the best places to invest in Australia 2026, you need to understand why smart money is flooding back into major metros and why waiting for a regional recovery is a losing strategy.We cover:The Regional Liquidity Trap: Why selling your investment property in regional areas will get harder in 2026.Vacancy Rates Exposed: The shocking data on why regional rental demand is plummeting vs the rental crisis in cities.Capital vs. Regional Growth: Why Sydney real estate and Melbourne property markets are poised to crush regional competitors.2026 Investment Strategy: How to pivot your portfolio to maximize capital growth before the market turns.Key Themes:Australia Property Market Forecast 2026Regional vs Capital City Property PricesBest Regional Investment Suburbs (Metropolitan Regionals)Australian Migration Trends and Housing DemandReal Estate Exit Strategy: Avoiding the Liquidity TrapRental Yields Explained: Gross vs Net ROIProperty Investment Risks: Vacancy Rates and SupplyAbout the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #HousingCrisisAustralia #PropertyInvestmentAustralia #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFC

Is the housing crisis Australia faces permanent? In this episode, we expose the brutal truth about the 2026 market and what it means for property investment Australia.📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026) We are launching a monthly deep dive into Australian property investing. 👉 To get first access, click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber In This Episode: Will we ever escape the Australian housing market crunch? Reece and Lachlan dive deep into 2026 data to explain why the "supply-demand" gap is a decade-long reality. From the Albanese government’s failed initiatives to the rental crisis Australia is facing, we break down why waiting for prices to drop is a losing strategy.We cover:- The 40% Construction Trap: Why building costs impact your Australian real estate investing strategy.- Perth Property Market: Why WA is the most expensive place to build right now.- Melbourne Property Market: Why migration is surging back to Victoria.- Sydney Real Estate: The surprising "green shoots" in completions.Timestamps: 00:00 Introduction 02:33 Is The Government Causing The Housing Collapse?06:44 Why The Rental Market Is Going Up08:04 Why Construction Costs Are Rising 12:45 Why WA Is The Worst Affected State 13:59 WA's Immigration Is Starting To Decline18:49 Positive Signs For Melbourne Property?21:29 Building Approvals Improving In Adelaide22:55 Queensland's New International Reforms 25:31 How Do Australian House Prices StabiliseKey Themes: Australian Housing CrisisSupply & Demand ImbalanceGovernment Policy Failures in HousingSkilled Labour ShortagesIncreasing Construction CostsRising RentsMigration Trends & Population GrowthAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #HousingCrisisAustralia #PropertyInvestmentAustralia #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFCTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is your "busy" life costing you a fortune in missed Australian property investment gains?In this episode of The Folio Property Podcast, Reece and Lachlan strip away the market hype to focus on the one thing that actually determines success in the Australian property market: The Strategy. After a massive run in 2025, the banking regulator is cracking down, interest rates are likely on an upward path, and the "heavy lifting" once done by the real estate boom is over. Lachlan shares a personal wake-up call from a recent 12-hour flight where he realized his own debt-to-income ratio had spiralled to 9x, threatening his financial stability.We discuss why "investing in the dark" is a recipe for disaster and how a 2-degree error in your plan today can leave you countries apart from your financial goals. If you haven’t done a property portfolio health check for 2026, this is your sign to start optimizing your real estate investing Australia strategy.📈 In This Episode You’ll Learn:The 2-Degree Rule: Why a small lack of direction leads to massive failure in property investing in Australia.The 2026 Health Check: Why Lachlan is pivoting from "Aggressive Accumulation" to a debt-free journey.Lachlan’s Personal Numbers: A transparent look at his 9x DTI and 9x cash buffer shock in the current Australian housing market.Lipstick on a Pig: How to maximize exit value on your B-grade investment property before the market cools.The Strata Warning: Why villa units and strata assets are the hardest to sell in a soft housing market.Recency Bias: Why selling the asset you bought 12 months ago might be the smartest wealth creation move.Property Manager Truths: Why you must assume no one cares about your rent returns as much as you do.Timestamps: 00:00 Introduction 02:50 The Best Investment Strategy In 2026 04:01 The Importance Of reviewing Your Portfolio 08:23 Lachlan's Personal Strategy In 2026 10:38 What Properties Should You Divest in Your Portfolio 15:35 What To Look At When Reviewing Your Portfolio 18:51 The Biggest Risk Mitigation Strategy In 2026 20:30 Investment Opportunities In 2026 About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFCTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is the Australian property market reaching a dangerous peak, or are we standing at the edge of a major 2026 shift?In this episode of The Folio Property Podcast, Reece and Lachlan dive into the highly anticipated 2026 Property Forecast to answer the question every investor is asking:Is a major downfall coming, or is the market just getting started?Following a massive 2025 where Perth exploded with nearly 16% growth, we hold Lachlan accountable to his previous predictions and look at the cold, hard data for the year ahead. We break down the "Inventory Crisis" in Perth, why Sydney and Adelaide are hitting an affordability ceiling, and why the "FOMO" phase is driving dangerous levels of speculation.Whether you're a first-home buyer navigating the 5% scheme or a seasoned investor looking to consolidate your portfolio, this episode provides a roadmap for the risks and opportunities of 2026.In This Episode You’ll Learn:- 2025 Scorecard: How Lachlan’s predictions for Perth and Melbourne actually performed- The Perth Inventory Shock: What happens when listings drop below 1,900 (a record low)- The Affordability Ceiling: Why Sydney and Adelaide are the most vulnerable markets in 2026- Interest Rate Forecast: Why we are bracing for 1–2 more rate rises this year- The Yield Flip: How Melbourne is now outperforming Brisbane and Adelaide for rental returns- The Darwin "Sugar Hit": The truth about investor activity in regional and smaller capital markets- Lending & Debt: How APRA and bank tightening will impact your borrowing power in Q2 and Q3- FOMO vs. Fundamentals: How to avoid the biggest speculative risks in the current market- Portfolio Strategy: Why 2026 is the year to divest "stepping stone" assets for quality blue-chips- The 2026 Leaderboard: Our official rankings for growth across every major Australian cityTimestamps: 00:00 Introduction 01:02 Giveaway Announcement 03:48 Perth Property Predictions & Analysis 07:00 Sydney Property Market Predictions & Analysis 08:47 Melbourne Property Market Predictions & Analysis 10:42 Brisbane Property Market Predictions & Analysis 12:18 Adelaide Property Market Predictions & Analysis 15:55 Where Are Interest rates Heading In 2026 18:48 Tougher Bank Regulations in 2026Key Themes:- Australian housing market forecast 2026- Perth property shortage- Interest rate hike impact- Real estate affordability index- Rental yield comparisons- Property divestment strategy- Investor lending regulations- Capital growth leaderboardsAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #GFC

Most investors don’t realise that property markets move in cycles and that understanding those cycles can drastically change your returns. In this mini episode, we break down how residential, commercial, and industrial markets each follow their own rhythm, why timing your entry and exit matters, and how 90% of growth often occurs in just a small window of the cycle.We explore how long-term buy-and-hold thinking has shaped generations, why today’s investors need to think differently, and how historical data shows that a 4-year window can sometimes outperform the previous 15 years combined. We also discuss the role of interest rates, sentiment shifts, macro events, and opportunity cost, and why serious investors should avoid loyalty to any one asset class.Whether you’re building generational wealth or looking for accelerated gains, this conversation reveals how true investors use property cycles to maximise returns and make smarter decisions in 2025 and beyond.Includes insights on: Perth vs Sydney cycles, generational investing, data-driven timing, A-grade assets, syndicate strategy, and how markets within markets behave.Key Themes: - property cycles explained- residential vs commercial cycles- best time to buy property- opportunity cost in real estate- data-driven property investing- property market timing strategy📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#propertycycles#propertymarket2025#investingtips#realestateinvesting#propertystrategy #perthproperty #propertycycleexplained#propertyinvestor#australianpropertymarket#marketcycles#timingthemarket#wealthcreation

Negative gearing is one of the most misunderstood concepts in Australian property investing, and also one of the most politically charged. In this episode, we break down exactly what negative gearing is, how it works, and when it actually benefits investors.Put simply, negative gearing allows you to offset the losses from holding an investment property against your taxable income. But beyond the textbook definition, we explore why negative gearing exists, how it influences investor behaviour, and why removing it would reshape the entire housing market.Inside this episode we unpack:• what negative gearing is in plain English• why the government allows you to offset property losses• how negative gearing impacts rental supply and affordability• how high-income earners use it during peak earning years• the link between land value, capital growth and negative gearing• how depreciation plays into the equation• why negative gearing is a benefit, not a standalone strategy• the real-world numbers showing how tax can reduce the “cost” of holding growth assets• how to blend growth assets with cash-flow assets to balance a portfolioWhether you’re new to property investing or scaling toward a multi-property portfolio, understanding negative gearing helps you use tax as a tool, not a driver, to buy the right assets for long-term wealth.About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#negativegearing#propertytax #propertystrategy#australianpropertymarket#investmentproperty#taxplanning#wealthcreation#propertyinvesting#realestateinvesting#capitalgrowth Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Why do 80–90% of property investors get stuck at just two properties? And more importantly, do you actually need more than two to achieve financial freedom?In this episode of the Folio Property Podcast, Reece and Lachlan break down the real reasons investors hit a wall. From cash flow and serviceability to bank valuations, equity traps, and dangerous lending strategies being pushed online.We unpack: - Why most investors stall after their first or second property- How banks really assess your income, rent, and borrowing power- The truth about debt recycling, trust lending & “infinite borrowing” claims- Why desktop valuations can create fake equity- Why 2026 is shaping up to be a year of massive speculation- The dangers of off-the-plan, regional & SMSF property pitches2026 is set to be a big year for property in Australia, join us every Tuesday to get the most up-to-date information and advice on investing, market updates and building property portfolio. If you’re investing in 2026 or thinking about investing, this episode is essential listening before your next purchase.Timestamps: 00:00 Introduction 01:43 Why Investors Get Stuck At Building A Portfolio 04:41 How Much Of Your Equity Should You Use To Reinvest 05:50 How Trust Lending Can Help You Expand Your Portfolio 08:42 How Investors Are Manipulating The Banks For Higher Valuations 14:38 Why First-time Investors Are Being Targeted With Off-The-Plan17:04 How To Minimise Risk When Investing 18:45 Investing In Self-Managed-Super-Funds (SMSF)Key Themes: - property investing Australia- property portfolio strategy- debt recycling explained- property equity strategy- trust lending property- SMSF property investing- fake equity property- property investing mistakes- financial freedom property- 2026 property market AustraliaAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#PropertyInvesting #PropertyPodcast #AustralianProperty #InvestingAustralia #WealthBuilding #FinancialFreedom #PassiveIncome #MoneyPodcast #RealEstateAustralia

This is one of the most important episodes we’ve ever recorded.Off the back of our previous episodes calling out property spruikers, we received an overwhelming amount of feedback and more disturbing stories.In this bonus episode, we go deep inside the sales tactics used by property spruikers/scams; how they emotionally manipulate investors, and why near-retirees and people with superannuation are their primary target.We unpack:How fear is used to break people down before selling anythingWhy off-the-plan property is pushed so aggressivelyHow commissions of $80,000–$90,000 per sale influence adviceWhy “doing nothing” is used as a weaponThe warning signs every investor and their family needs to know This might not be the episode for everyone, but we want to send out a warning to yourself or those you may know being targeted by unsolicited advice and sales scams. If you know someone aged 45–60 with superannuation who’s been pitched property as a retirement solution ,please share this episode with them.Timestamps: 00:00 Introduction02:08 Calling Out Property Spruikers/Scams09:33 Who Do These Spruikers Target?10:54 The Hidden Sales Tactics The Spruikers Use19:23 Real Advice Or Marketing Ploy? 23:39 How To Know If You're Being Given Bad Advice?26:25 Why You Need To Be Protective Of Your Superannuation28:26 Don't Get SMSF Advice From A Property Advisor (Illegal)31:17 How To Fix A Bad Investment/PortfolioKey Themes: Property spruikers/scamsProperty spruiker/scam tacticsProperty investment scams AustraliaOff-the-plan property risksUnsolicited property adviceProperty investment red flagsSuperannuation property investingSMSF property investing risks🚨 Thanks to everyone for subscribing and commenting. Click the link below to enter the formal draw for a chance to have a free 1-1 portfolio review with Lachlan. Winners will be announced in the new year. Stay tuned! https://441711975.hs-sites-ap1.com/follio-property-podcast-subscribers#PropertyInvesting #AustralianProperty #PropertySpruikers #PropertyScam #PropertyInvestmentScam #Superannuation #SMSF #OffThePlan #OffThePlanProperty #FinancialEducation #InvestorWarning

Your first investment property is the most important one you’ll ever buy because it determines how fast (or slow) you can grow your portfolio. In this episode, we break down why your first asset must be focused on capital growth, not cash flow, and why chasing high yield early on often kills your long-term wealth-building potential.Using real examples and personal experience, including a regional Victoria off-the-plan townhouse that stalled growth for five years. We unpack how poor asset selection can set you back half a decade, while one strong growth asset can fast-track you to properties #2, #3 and beyond.We also cover:• why high yield + high capital growth rarely exist together• how compounding growth (6.5-7% long-term) should shape your strategy• when to introduce cash flow assets like commercial property• how land value impacts long-term performance• using value-add strategies to accelerate equity• why serviceability, not equity, becomes the bottleneck• the “accidental landlord” trap and how to plan ahead• how to structure debt through life stages (upgrading, upsizing, and trading strategies)If you want to build a multi-property portfolio while still paying down your home, this episode gives you the blueprint on exactly how to set up your first investment the right way.About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#propertyinvesting #realestateinvesting#investmentpropertytips#australianpropertymarket#propertyportfolio#cashflowvsGrowth#firsthomeinvestor#propertystrategy#capitalgrowth#equitybuilding

Paying off your home in under 10 years is possible, but it requires a strategic mindset, a high risk tolerance, and a willingness to take on debt in the short term to reduce debt in the long term. In this episode, we break down a real client case study where a family with nearly $1 million owing on their Geelong PPOR used a three-property investment strategy to eliminate almost all of their mortgage in just three years.We unpack exactly how they did it:• leveraging a low debt-to-income ratio• buying in early-cycle markets like Rockingham, Perth and Geelong• using value-add plays to accelerate equity creation• selling at the right time, not too early• refinancing to reduce cash flow pressure• using equity to stay afloat during rising interest ratesYou’ll also learn why timing the market matters, when to refinance in a rising cycle, how to decide between selling vs. holding, and what mindset you need if you're considering an aggressive PPOR debt-reduction strategy. This is a real, practical blueprint for homeowners who want to break free from their mortgage years, or even decades earlier than planned.Key Themes: - how to pay off mortgage fast Australia- aggressive debt reduction strategy- property investing to pay off PPOR- equity extraction strategyAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#propertyinvesting #refinance#debtstrategy#realestateinvesting#perthproperty#australianpropertymarket#mortgagerepayment#propertystrategy#equitygrowth#financialfreedom

Is Melbourne really a better property investment opportunity than Perth heading into 2026?In this episode of the Folio Property Podcast, Lachlan Delahunty and Reece Beddall break down six critical data points to explain exactly where the Australian property market is heading, and why Melbourne may now offer a once-in-a-generation buying opportunity, despite Perth’s recent boom.We compare Perth vs Melbourne property markets, analysing price growth, rental yields, affordability, population growth, stock on market, and land tax. And more importantly, cutting through headlines, fear, and misinformation dominating social media.You’ll hear why Perth may still deliver short-term double-digit growth, but why Melbourne’s long-term fundamentals, affordability, and supply squeeze could make it the best medium-to-long-term investment play in Australia right now.If you’re wondering whether investors are buying Perth, or whether Melbourne is quietly bottoming and recovering, this episode breaks it all down with real data, not opinions.Timestamps: 00:00 Introduction 02:33 Perth vs Melbourne - Where should you invest?04:24 Is Melbourne The Most Affordable City In Australia?09:11 Why Rental Yields In Melbourne Are Increasing 13:07 The Largest Drop In Property Listings in 25 Years14:58 The Migration Shift Impacting The Property Market In 202618:56 Why Perth & Melbourne Are Still The Most Affordable Cities 20:20 The Melbourne Land Tax Dilemma 23:38 Where Is The Best Property Investment In Australia for 2026?Key Themes: Melbourne vs Perth: Which market actually offers better value in 2026 Is Perth nearing the top of the property cycle?Why Melbourne has had its longest stagnation period in 30 yearsHistorical growth rates: Melbourne’s consistency vs Perth’s volatilityWhy Adelaide is now one of the most unaffordable markets in AustraliaThe Sydney vs Melbourne pricing gap, and why it mattersShort-term vs long-term investing strategiesAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode#AustralianProperty#PropertyInvestment#MelbourneProperty#PerthProperty#PropertyMarket2026#InvestingAustralia#PropertyCycle#BuyersAgent#RealEstateAustralia LandTax#RentalYields#HousingCrisis

In this episode, Lachlan and Reece break down the state of the Australian property market heading into 2026 from the banks, to investors, to the hidden risks no one is talking about.Australia’s real estate market has now hit $12 trillion in mortgage debt, making it the country’s largest investment class by a mile. We unpack how this happened, what it means for buyers and investors, and why the landscape is shifting faster than most people realise.We also cover the national growth impact of the 5% deposit scheme, the massive surge in investor lending now making up 40% of all loans, and the real reasons banks are quietly pulling out of trust lending.We also discuss: Why banks may increase interest rates instead of decreasingThe hidden risks of off-the-plan property in 2026How to choose the right buyer’s agent and avoid costly trapsBig signals from lenders that investors should be paying attention toWhat these trends mean for Australian property moving forwardWhether you're an investor, homebuyer, or watching the property market closely, this episode gives you the clearest breakdown of what’s really happening in the market, and what to prepare for in 2026.Timestamps: 00:00 Introduction 02:10 Australian Real Estate Debt at $12 Trillion 04:35 How Much Have Property Values Grown Since The 5% Deposit Scheme 09:19 Advice For Property Investors in 2026 10:07 The Surge In Investor Lending (What this means?)13:20 Why Banks Are Pulling Out of Trust Lending 18:53 Be Careful About Off-The-Plan Properties & Spruikers 21:13 How Wrong Advice Can Cost You Your Whole Savings24:20 Are Banks Going To Increase Interest Rates in 2026Key Themes: Australian property market 2026Property investing AustraliaHousing market update- Investor lending 2025Interest rate rise AustraliaTrust lending AustraliaOff-the-plan risksReal estate predictions5%% deposit scheme AustraliaAustralian mortgagesBuyers agents AustraliaAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#australianhousingmarket #interestrates #investor #australianproperty #propertymarketupdate #propertyinvesting #australiarealestate #propertynews #buyersagent #perthproperty

Is Perth’s property boom in 2025 sustainable and how can homebuyers avoid overpaying in one of Australia’s hottest markets?In this episode of The Follio Property Podcast, Reece and Lachlan are joined by Rowen Powell. Director of Verve Buyers Agency and one of Perth’s most experienced buyers agents in both the prestige and family-home markets. Together, they unpack the real reasons behind Perth’s runaway price growth, why listings are at historic lows, how buyer psychology is shifting, what compromises homebuyers are being forced to make, and why transparency in WA’s market has never been worse.We go deep into the mechanics of the 2025 Perth market:- Why established homes are outperforming new builds- How replacement costs have reshaped values from $1M villas to $15M prestige homes- Why the 5% deposit scheme is pushing prices up, not helping affordability- Why first-home buyers face a 3–4 step “ladder” before reaching their forever home- How off-market deals actually work (and the real reasons people sell off-market)- What defines a good buyers agent from a dangerous one- Why micro-markets and school zones are dictating hundreds of thousands in value- What suburbs in Perth remain underrated in 2025Whether you're buying your first home, upgrading, or navigating the high-end Western Suburbs market, this conversation gives you the on-the-ground intel you can’t get from portals, sales agents, or lagging data.Timestamps: 00:00 Introduction 01:51 What's driving the property boom in Perth?07:27 Perth homebuyers compromising for high-risk properties 08:01 Why the lack of 'transparency' is the biggest challenge for homebuyers 12:01 How to make sure you're not overpaying for your home?14:45 How to uncover "off-market" properties 18:36 Should you buy a property without using a Buyers Agent?22:33 How to pick a good Buyers Agent over a bad one 26:19 The most undervalued suburbs in PerthKey Themes- Perth property market 2025- WA housing shortage- Buyers agents vs DIY homebuying- First home buyers in Perth- Off-market property Perth- Prestige property Perth- Underrated Perth suburbsEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#perthproperty #perthrealestate #perthpropertymarket #waproperty #westernsuburbsperth #buyersagent #buyersagentperth #propertyadvice #homebuyingtips #perthhousingmarket #offmarketproperties#propertyinvesting #firsthomebuyer

Is Australia heading toward a housing crash or are we simply entering the next phase of the 18.6-year property cycle?In this episode of The Folio Property Podcast, Reece and Lachlan unpack one of the most talked-about questions in the Australian real estate:Does the property market really move in predictable cycles?And if so… what does that mean for Australia in 2025, 2026, and beyond?We break down the four phases of the cycle, the history behind Phil Anderson’s research, how the theory ties into US markets, and what happened in past downturns like the GFC. More importantly, we look at whether Australia is positioned for a fall, why speculation is rising, what the “winner’s curse” phase means, and whether everyday buyers should be worried or preparing for opportunity.Whether you're an investor, first-home buyer, or simply curious about the future of Australian property, this is a grounded, data-rich conversation that cuts through the noise.In This Episode You’ll Learn:What the 18.6-year property cycle actually isWhy it's trending globally and why some people treat it like a “cult”The four phases every market moves throughWhat happened from the 2007 peak → GFC crash → 2012 recoveryHow mid-cycle slowdowns occur (and why COVID fits the pattern)What the winner’s curse phase looks like and why 2024–2026 mattersWhy Australian markets didn’t fall as hard as the US during the GFCThe truth about private debt, risk levels, and market vulnerabilityWhy tangible assets like property often strengthen during downturnsWhat smart investors do when markets dipTimestamps: 00:00 Introduction 01:11 Is the Australian property market going to crash?03:03 What is the 18.6 year cycle?05:59 The 4 phases of a property cycle08:55 Is Australia in major debt 11:57 The factors drive each stage of the property cycle14:07 Concerns on Self-Managed-Super-Funds (SMSF)17:45 What properties hold their value during a downturn18:54 When will the Perth property market slow down23:15 The biggest myth about propertyKey Themes- Australian housing market- Global real estate cycles- Property investing fundamentals- Economic history & recessions- GFC vs Australia- Rising debt levels- Speculation risk- Market timing & long-term strategyAbout the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation. #australianhousingmarket #australianproperty #propertymarketupdate #propertyinvesting #australiarealestate #propertynews #landprices #australiaeconomy #investingaustralia #australianhousingcrisis #australianpropertymarket #propertydownturn #gfc

Melbourne’s property market has officially turned a corner, recording its strongest monthly result since COVID with 0.9% growth in October and 1.6% for the quarter.In this October Melbourne Property Market Update, Reece and Lachlan break down the data behind this shift and explain why the market is showing clear signs of a rebound heading into 2026.We cover everything from price growth and auction clearance rates to supply shortages, building approvals, runway analysis, and market forecasts for the coming months.In this Melbourne market update we unpack:0.9% October growth, strongest result since COVIDAuction clearance rates climbing towards 70% A deep dive into the critical undersupply created since 2020Population growth vs dwelling completionsWhy Melbourne still offers major affordability advantages over other capitalsWhy December may be the best buying window of the entire yearWhether you’re a buyer, seller, or investor, this episode provides the most up-to-date insights into what’s really happening in the Melbourne housing market. Timestamps: 00:00 Introduction 00:09 Melbourne Property Market Growth in October 02:18 Auction Clearance Rates Moving Up 03:36 Supply Constraints In Melbourne 05:05 Lowest Building Approvals In A Decade 05:53 How Much Growth Is Left In The Melbourne Market 07:04 Predictions For The End of 2025 For more information on our research or PropStac, visit our website:Website: https://follio.com.au/Research: https://follio.com.au/research/Join the waitlist to receive our latest Perth Market Data directly: https://441711975.hs-sites-ap1.com/follio-property-podcast-market-insights📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#MelbournePropertyMarket #melbournerealestate #PropertyInvestment #melbourneproperty #melbournepropertyupdate #RealEstatePodcast #VICPropertyMarket

In this episode of The Follio Property Podcast, Lachlan and Reece sit down with FIFO worker Chris, who built a $5 million property portfolio by age 31, all while working in the mines.Chris reveals exactly how he turned FIFO wages into long-term wealth, the mindset shift that changed everything, and how he created a clear exit strategy from FIFO life through smart, diversified property investing.We dive deep into:How Chris started investingBuilding a 7-property portfolio through interstate investingWhy most FIFO workers stay stuck and how to break outThe traps FIFO workers fall into (cars, toys, avoiding action)How education, data, and strategy built $2M in equityTransitioning from residential to commercial for passive incomeThe exact strategy he used to accelerate his wealth in under 5 yearsWhether you're a FIFO worker wanting financial freedom, a beginner investor, or someone looking for real Australian property insights, this episode delivers massive practical value.Timestamps: 00:00 Introduction 03:11 Why All FIFO Workers Get Stuck 04:53 The 5 Year Exit Plan 09:53 Starting Your Investment Journey (Bonus & Mistakes)13:48 How To Scale A Portfolio Without Sacrificing Lifestyle 19:50 How To Achieve Passive Income Through Property 21:57 Diversification Is The Most Crucial Aspect Of Investing 26:03 Advice For FIFO Workers Looking To Invest📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #investing #realestatemarket #investmentproperty #fifolife #fifofamily #fifo #mining

Perth’s property market just recorded its strongest monthly growth since 2023, up a huge 2% in October.In this Perth Property Market Update, Lachlan and Reece break down what’s driving this surge, from record-low stock levels to the sharp decline in building approvals, the lowest in 12 months. They unpack what this means for buyers, investors, and homeowners, and discuss how much growth could still be left in the market heading into the end of the year.📈 Topics Covered:- Why Perth property prices are still climbing- The real reason behind WA’s housing shortage- Interest rate impact and 2025 market predictions- What buyers and investors should do next🎧 Tune in for Perth’s most up-to-date and honest property insightsTimestamps: 00:00 Introduction 00:18 Highest Monthly Perth Market Growth Since 202301:34 Will There Be More Stock Available?04:45 Why Any Property Under $1m is Competitive 06:09 Lowest Build Approvals in 12 Months06:50 How Much Growth Is Left In The Perth Market?09:00 Predictions For The End of 2025For more information on our research or PropStac, visit our website:Website: https://follio.com.au/Research: https://follio.com.au/research/Join the waitlist to receive our latest Perth Market Data directly: https://441711975.hs-sites-ap1.com/follio-property-podcast-market-insights📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#PerthPropertyMarket #PerthRealEstate #PropertyInvestment #PerthHousingCrisis #PerthPropertyUpdate #RealEstatePodcast #WAPropertyMarket

It's been just over 6 months since the launch of this podcast and over that time there has been a flood of questions from you guys. In this episode, Lachlan and Reece sit down to tackle the biggest and most debated property questions you’ve sent in over the past six months. We dive into: Is the 5% deposit scheme actually a good idea, or is it setting buyers up for risk?Should you park cash in an offset account or use it to invest?Is the Australian property market heading for a crash?Which city will perform better in 2025: Perth or Melbourne? And much moreWhether you're a first-time investor, building a portfolio, or just trying to navigate conflicting headlines, this episode will give you clarity, confidence, and a grounded understanding of what’s really happening in the market.We encourage you to keep sending through these comments, so we can answer them in our coming episodes. Timestamps: 00:00 Introduction 01:21 Should you take advantage of the 5% deposit scheme?02:47 Is keep money in an offset account a waste?03:49 Is the Australian property market about to crash?05:16 Should you invest in Perth or Melbourne?07:05 Is land-banking a good strategy?07:56 Is Darwin the next investment goldmine?09:28 Categorising how we grade assets 11:57 Can you trust a buyers agent and off-market properties?15:16 Should you avoid using equity in your home to invest?📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #investing #realestatemarket #investmentproperty #debtfree #loan #cashflow #investmentyield #propertysale #q&a #propertymarket #equity #equityinvesting #australianproperty

In this week's episode we welcome back Managing Director at Herron Todd White, Brendon Ptolomey, to break down the real story behind Australia's regional property markets. With median house prices in capital cities continuing to rise, many investors and homebuyers are looking into regional alternatives. However, there are many pros and cons to these markets, which we unpack in this episode: We discuss: The regional towns and cities outperforming expectations (and why?)What actually drives growth and stability in regional marketsThe truth about mining towns. Incredible returns or high-risk traps?How to identify future regional growth corridorsIf you’ve ever wondered whether regional investing is the next big opportunity or a ticking time bomb, this is a must-listen.Timestamps: 00:00 Introduction 01:06 The Regional WA Property Market Explained: Trends, Data & Performance07:00 Should You Still Invest in Regional Property in 2025?09:15 Mandurah, Rockingham & Geraldton: The Biggest Movers in Regional WA13:21 Should You Invest in Mining Towns? High Returns vs High Risk Explained19:26 Is WA’s South Coast Still Good Value for Investors?21:45 If You Had $650K to Invest, Where Should You Buy Property in 2025?📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected] Ptolomey: https://htw.com.au/personnel/brendon-ptolomey/Herron Todd White: https://htw.com.au/📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #regionalproperty #mandurah #miningtown #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty #follio

What separates a property buyer from a true portfolio builder? In this weeks episode, Lachlan and Reece delve into the 4 key things that every investor should track, do and assess in order to build a sustainable and high-performing property portfolio. 1. Debt-to-Income Ratio2. Loan-to-Value Ratio 3. Cash Buffers 4. How and When to Review Your Portfolio They unpack how these principles play out in real-world scenarios. Along with common questions we get asked on turning your home into an investment property, knowing when to sell your investments and avoiding the biggest mistakes investors make when trying to scale a their portfolio. If you are wanting to move beyond just owning a property and start building long-term wealth through real estate, this is the episode for you. Timestamps: 00:00 Introduction 01:23 What's a healthy debt-to-income ratio 05:31 What should your loan-to-value ratio be?06:48 Why you should always have a cash buffer 11:21 Turning your home into an investment property 14:55 What yield should an investment property have?16:47 When should you review a property portfolio?18:54 When should you sell your investment properties?21:41 Biggest mistake investors make when building a portfolio 📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #investing #realestatemarket #investmentproperty #debtfree #loan #cashflow #investmentyield #propertysale

Welcome to The Follio Property Podcast, where data meets strategy and property becomes a vehicle for long-term wealth.Each episode, we break down the market, uncover smart investment opportunities, and share real insights from Australia’s top property experts on how to build a successful and sustainable property portfolio.Whether you’re starting your first investment or scaling a portfolio, our podcast is dedicated to helping you through your journey.

In this episode the boys break down four powerful investment strategies for an $850k budget, and why strategy always trumps price point. In the midst of rising house prices, it's becoming more crucial to have a strategy in place. One to help you act smarter and quicker, but to also protect you through your long-term property journey. The boys unpack:- The 'Do Nothing' strategy- The FIFO exit strategy - Investment strategy for high income earners - The first-time investor strategy in 2025If you’ve been wondering what to do next in your portfolio buy, hold, or restructure this episode is your blueprint.Timestamps:00:00 Introduction00:43 Strategy or Asset 04:17 How Often Should You Review A Strategy 10:17 The "Do Nothing" Strategy 14:33 The FIFO Exit Strategy 20:04 Investment Strategy For High Income Earners 24:29 The First-Time Investor Strategy📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #propertystrategy #investmentproperty #propertymarket #investing #investmentproperty #follio

In this update, we take a deep dive into the Melbourne property market for September, unpacking the data, trends, and insights every buyer, seller, and investor needs to know.From house price growth and affordability challenges to auction clearance rates, buyer demand, we cover it all. Powered by data from our Chief Economist and PropStac, this market update gives you a clear and actionable view of what’s really happening in Melbourne real estate right now.Whether you’re looking to buy, sell, or just stay informed, this market update is your go-to guide for understanding the Melbourne market.Timestamps:00:00 Introduction00:06 Melbourne Price Growth01:25 Auction Clearance Rates02:21 Victoria Dwelling Approvals03:37 Melbourne Migration Surge05:28 Is Melbourne Affordable?07:05 Melbourne 2025 OutlookFor more information on our research or PropStac, you can visit our website:Website: https://follio.com.au/Research: https://follio.com.au/research/

🎙️ Episode: Inside Perth’s Property Peak with Brendon PtolomeyThis week, Reece and Lachlan sit down with Brendon Ptolomey, Managing Director at Herron Todd White — one of Australia’s leading property valuation firms.With nearly 30 years in the industry, Brendon shares his insider take on whether Perth’s property market has hit its peak, what’s driving record-low listings, and how today’s boom compares to past cycles.They unpack:• Signs of a “winner’s curse” market phase• Why Perth’s housing shortage is so tough to fix• The feasibility challenges behind new apartment projects• What smart investors look for in high-value properties• Practical ways to add or protect property valueA grounded, data-driven look at what’s really happening in Perth’s housing market — and what’s coming next.⏱️ Timestamps:00:00 – Introduction02:18 – Is the Perth property market overcooked?05:02 – Why is Perth so undersupplied?07:19 – What’s driving the decline in Perth building approvals?13:54 – How can Perth fix its apartment shortage?18:35 – What to look for when buying an investment property20:29 – How to add value to your investment property27:49 – Where the best opportunities are in Perth right now31:01 – When and how the Perth market could start to slow🔗 Links & Resources:🌐 Website: follio.com.au📩 Contact: [email protected]👤 Brendon Ptolomey: htw.com.au/personnel/brendon-ptolomey🏢 Herron Todd White: htw.com.au📲 Follow Us:Instagram: @folliopropertypodTikTok: @folliopropertypodSpotify: Follio Property PodcastLinkedIn: Lachlan Delahunty | Reece Beddall🎵 Music: “Upbeat Hip Hop Boom Bap” by MoodMode🎧 Music provided by MoodMode#propertyinvesting #perthproperty #perthrealestate #propertymarket #investing #follio #perthnews

In this episode, we focus on the Perth property market, diving deep into the latest numbers and trends shaping the city. From historically low listings and migration data to affordability and market predictions for the rest of the year, we unpack the facts every investor, homebuyer, and property professional needs to know.Powered by insights from Follio’s Chief Economist and PropStac, our property research and portfolio management software, this update gives you a clear, data-driven view of Perth’s market right now.Timestamps:00:00 Introduction01:15 Perth Historic Low Listings Again03:01 Who is driving the activity in the Perth Market03:56 Predictions for the rest of the year06:47 Perth Migration Data08:47 Why Australians are moving to Perth?10:13 Is Perth Still Affordable?For more information on our research or PropStac, visit our website:Website: https://follio.com.au/Research:https://follio.com.au/research/Join the waitlist to receive our latest Perth Market Data directly: https://441711975.hs-sites-ap1.com/follio-property-podcast-market-insights

In this episode, we’re joined by Alastair Harris, industry veteran and Director of Builder’s Choice, with over 25 years of experience across the construction and property space.The boys dive into one of the most important questions facing buyers and investors right now – can you trust the building industry in 2025?From post-COVID changes and land shortages to the First Home Buyer Scheme and the rise of builder brokers, Alastair shares insider insights into how the building industry really works and what’s changed for the better.They further discuss:* How to choose a builder you can actually trust* Why the Perth building market is set for another surge* The impact of the First Home Buyer Scheme and government grants* Why are some Perth pockets are cheaper to build than buy* How investors are using new builds to create instant equityWhether you’re a first-home buyer looking to build or an investor chasing strong returns, this episode gives you an unfiltered look at the new build industry in 2025 – what’s working, what’s not, and where the biggest opportunities lie.Timestamps:00:00 Introduction01:02 Can You Trust the Building Industry in 2025?04:24 Perth’s Growing Land Shortage06:00 The Impact of the First Home Buyer Scheme07:49 What Exactly Is a Builder Broker?09:30 Why More People Are Turning to Builder Brokers10:55 How to Choose the Right Builder13:51 How Builders Get Paid (and What to Watch For)19:21 The Shortage of Qualified Trades in 202522:06 The Best Perth Areas for New Build Investments📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected] Harris: https://builderschoice.com.au/#contactBuilders Choice: https://www.instagram.com/builderschoice_au/📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #perthproperty #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty #follio

In this mini-episode, Reece and Lachlan break down why rentvesting is becoming the only way many first-time buyers can enter the market – and why it’s not just a strategy for beginners.They explain how the affordability gap is forcing buyers to rent where they want to live while investing where the best growth opportunities are, and why more than half of strategy meetings now include Rentvesting as an option.They also cover:- Why Rentvesting is growing nationally, not just in Sydney- The biggest pros (capital growth, lifestyle flexibility, borrowing power)- The biggest cons (missing PPOR tax benefits, loss of “ownership” lifestyle)- How experienced investors are using rentvesting as a stepping stone- Whether to Rentvest locally or outside your own backyardWhether you’re a first-time buyer or a seasoned investor scaling your portfolio, this episode explains why Rentvesting has become one of the most powerful strategies in 2025.Timestamps:00:00 Introduction00:08 Why Are First-Time Buyers Choosing Rentvesting?01:50 Rentvesting Explained: What You Need to Know03:35 Rentvesting: Balancing Lifestyle and Affordability05:07 Is Rentvesting a Smart Strategy for Perth Buyers?06:40 The Biggest Benefits of Rentvesting07:27 The Downsides of Rentvesting You Should Consider08:34 How to Get Started with Rentvesting09:23 Should You Rentvest in a Hot Property Market?📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertytax #propertytaxexpert #tax #taxtips #propertyinvesting #investmentproperty #australianproperty

In this episode we bring back an audience favourite Corey Adamson. One of Perth's top real estate agents and Director at the Perth Property Team - The Agency. The boys dive deep into the current conditions facing buyers in today's property market. From smart negotiations strategies to understanding when and how to buy, Corey shares his insider tips for navigating the market with confidence. We also unpack the sellers perspective, uncovering the most effective tactics to maximise your sale price. They further discuss: Why Perth doesn't do auctions (and what it means for buyers & sellers)How banks and brokers are failing buyers in today's market The biggest misconceptions about real estate agentsStrategic advice every buyer should know before making their next moveWhether you're buying, selling, or simply curious about the property market, this episode gives you a look behind the covers of real estate agents and how they operate, including unfiltered truths you won't hear anywhere else. Tune in now and cut through the noise!Timestamps: 00:00 Introduction 01:45 Best Tips For Selling Your House 05:40 Biggest Mistakes Buyers Make 08:30 Behind The Mind Of A Real Estate Agent10:54 Why Perth Doesn't Do Auctions16:01 Why Brokers & Banks Are Failing Buyers 17:57 The Best Negotiation Strategy For Buyers 20:50 Real Estate Agents Don't Do Anything?26:15 Perth Property Market Update27:44 The Misconception Of Real Estate Agents 📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected] Adamson: Instagram: https://www.instagram.com/coreyadamsonproperty/TikTok: https://www.tiktok.com/@coreyadamsonLinkedIn: https://www.linkedin.com/in/corey-adamson-7964b2139/Business: https://theagency.com.au/team/corey-adamson📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertyinvesting #perthproperty #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty #follio

In this episode, Lachlan and Reece reveal Melbourne’s top suburbs for houses under $950K in 2025 and explain why these areas are set to outperform.They discuss how the First Home Buyer Scheme drives demand, why owner-occupier dominated suburbs offer lower risk, and what investors need to know to capitalise on growth.They also cover:* The five key suburbs to watch for strong capital growth* How infrastructure, lifestyle, and low vacancy rates are boosting value* Tips for first-home buyers and investors on navigating a competitive market* Strategies to identify underperforming suburbs and avoid costly mistakesWhether you’re a first-home buyer or an investor looking for growth, this episode gives you the insights to act before Melbourne’s hottest suburbs surge further.Timestamps:00:00 Introduction01:02 What’s happening in the Melbourne property market03:31 Debunking the Land Tax Myth04:45 How the First Home Buyer Scheme is driving demand05:15 Our Top 5 Melbourne Suburbs to watch in 202506:24 No. 1: Berwick09:15 No. 2: Sunshine West11:54 No. 3: Ferntree Gully13:47 No. 4: Carrum Downs16:02 No. 5: Lalor18:18 Key metrics investors must know before buying20:51 Our advice for first-home buyers and investors in Melbourne📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode #propertytax #propertytaxexpert #tax #taxtips #propertyinvesting #investmentproperty #australianproperty