The HMO Property Show

Jim Chalmers handed down the 2026–27 Federal Budget last night — and Neil Gibb's phone hasn't stopped ringing since. Three massive changes landed for property investors. And if you've been building cashflow positive, new build properties? The government just validated everything. In this episode Neil breaks it all down piece by piece — what changed, what it means for your portfolio, and exactly what you should be doing right now. ───  THE 3 BIG CHANGES: 1. NEGATIVE GEARING — ABOLISHED FOR ESTABLISHED PROPERTIES Millions of Australians built their entire investment strategy around negative gearing because the government told them to for decades. Now the goalposts have moved. If you owned or contracted on a property before Budget night — you're grandfathered. Nothing changes until July 2027. After that, losses can only be offset against other property income, not your wages. New builds? Fully protected. The government is pointing every investor in one direction: new construction. 2. CAPITAL GAINS TAX — THE 50% DISCOUNT IS GONE Buy an established property after Budget night and the 50% CGT discount disappears from July 2027. It's replaced with CPI indexation — you only pay tax on the real gain above inflation, but a 30% minimum tax applies regardless. New build investors get to CHOOSE at the time of sale — whichever treatment is more favourable. That's a meaningful structural advantage handed exclusively to new build investors. And here's the kicker: if you've been quietly thinking about selling, you now have a 14-month window. Anyone who sells before 30 June 2027 gets the full 50% discount on the entire gain. The smart money is already doing the numbers. 3. DISCRETIONARY TRUSTS — THE RULES JUST CHANGED A lot of investors hold properties inside discretionary trusts to split income across family members on lower tax rates. From July 2028, a 30% minimum tax applies to all distributions first. The entire point of distributing to lower-income family members? Gone. Cycling income through bucket companies to get to 25%? Closed. There IS a rollover relief window — July 2027 to June 2030 — to restructure without triggering CGT or income tax. But you need to be planning now, not in 2028. ─── WHAT THIS MEANS FOR HMO PROPERTY CO CLIENTS Every single property we build is a new build. Cashflow positive from day one. Our clients have never relied on negative gearing to make the numbers work — not once. The capital gains changes actually favour our clients, who get to choose the best treatment at sale. And yes, we need to have a conversation with accountants about the trust changes. But the core strategy? The government just confirmed it was right all along. ─── WHAT THE GOVERNMENT ISN'T TELLING YOU Buried in the budget papers, Treasury's own modelling estimates these changes will produce 35,000 fewer dwellings over the next 10 years. The same government saying this budget fixes housing affordability has modelled it producing fewer homes. Fewer rental properties. Same demand. Rents go up. Yields increase. Investors come back. Neil explains the full cycle — and why he thinks the market impact started at 7:30pm last night, not July 2027. Learn how we build cashflow positive HMO properties: https://www.thehmopropertyco.com Follow us on Instagram: @thehmopropertyco Subscribe to The HMO Property Show for weekly property insights #FederalBudget #Budget2026 #NegativeGearing #PropertyInvesting #AustralianProperty #HMOProperty #PerthProperty #CapitalGainsTax #NewBuilds #CashflowProperty #PropertyInvestor #FinancialFreedom #RealEstate #WealthBuilding

"I'd love to be doing what you're doing." Neil hears it all the time. From old offshore mates, former colleagues, people who watched him go from fly-in fly-out to building a property empire — and now they're reaching out wondering how he got there. In this episode Neil gets brutally honest about what success actually looks like behind the scenes. Not the Hong Kong holidays or the flexibility or the Instagram posts — but the 5am alarms, the gym sessions before the family wakes up, the macro-tracked meals, the 9pm bedtimes, and the discipline of doing the boring things consistently for years. He also digs into why most people never build the life they say they want — lifestyle creep, spending money to impress people they don't even like, and waiting until they "feel ready" to take action.   If you want the life, you've got to embrace the boring first. In this episode: Why success looks exciting on Instagram but is built on boring daily habits  Neil's full daily routine — 5am starts, gym, macros, sauna, 9pm bedtimes  Lifestyle creep and why upgrading your car instead of investing is killing your future  How to use your spare 4–5 hours a day to build a second income stream  Why AI is the new internet revolution and how to make money from it right now  The Cashflow Academy — what it is and who it's built for  Why you need to pick ONE thing, go deep, and stop being a magpie  Neil's origin story — arrived in Australia with £8,000, no connections, no head start • "Action is better than a perfect plan on the shelf"  Why you're not a tree — you're not stuck "The people who envy your life don't know how you built it." 🏡 Subscribe for weekly cashflow property insights from Neil Gibb and the HMO Property Co team.  👉 Learn more: www.thehmopropertyco.com 📚 Cashflow Academy: www.thehmopropertyco.com/cashflow-academy 📩 Book a call: www.thehmopropertyco.com/book 

What does a charity golf day have to do with building a property portfolio? More than you'd think. In this episode, Neil Gibb recaps a day at the Happiness Co. and M2 Corporate Golf Day — and turns it into five genuine lessons for anyone building wealth through property. From why you can't win alone (and who should be on your Ambrose team), to knowing when the market is right to take a shot, to what happens when the round doesn't go to plan — Neil ties each moment from the course back to real investing decisions. He also opens up about losing $200k on his first development, why Perth still has legs despite tightening supply, and why he's now expanding into Melbourne. Plus a shoutout to the Happi mental health app from Happiness Co. If you've ever compared yourself to someone further ahead on their property journey, this one's for you. Run your own race. Start where you are. Improve 1% every day. Hit play — your next step starts here. 👉 If you're serious about building wealth through property — and want to see what's actually possible — this episode is a must-listen. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies. #hmoproperty #propertyinvestment #perthproperty #cashflow #realestate #investing #australia

In this episode, I break down a real HMO (coliving) project we've just completed — sharing the actual numbers, timelines, and outcomes straight from our systems. If you've ever wondered what a finished deal really looks like — from land purchase through to full tenancy — this is for you. We cover: The full project timeline (from 2023 to completion in 2026) Land, build, and total project costs How the deal achieved ~25% capital growth before/at completion Expected vs actual rental income How we increased rent from $2,100/week to $2,345/week in 12 days Final yield (~12.4%) Real cashflow after all expenses How this strategy combines cashflow, capital growth, and debt reduction We also walk through the Financial Freedom Blueprint — the exact model we use to show clients how one property can accelerate their path to financial freedom. This particular deal: Generated over $121,000/year in rent Became cashflow positive from day one Is on track to be paid off in ~13 years Could produce $100K+ per year passive income once debt-free 👉 If you're serious about building wealth through property — and want to see what's actually possible — this episode is a must-listen. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies. #hmoproperty #propertyinvestment #perthproperty #cashflow #realestate #investing #australia  

Is AI about to make your property strategy obsolete — or supercharge it? In Episode 188 of The HMO Property Show, Neil Gibb unpacks the AI revolution that's quietly transforming the way investors find deals, manage properties, and build wealth. Whether you're a seasoned HMO investor or just getting started, this episode will change the way you think about technology and your portfolio. 🔑 In this episode: • How AI is being used RIGHT NOW in property investing • What this means for HMO and co-living investors in Australia • The tools that are saving investors hours every week • Why the investors who embrace AI will have an unfair advantage 📌 Want to learn more about HMO investing in Perth? 👉 Book a free 15-min HMO Discovery Call: https://calendly.com/kai-thehmopropertyco/15-min-hmo-discovery-call 🎧 Listen on Spotify & Apple Podcasts — search "The HMO Property Show" 🌐 Website: www.thehmopropertyco.com (http://www.thehmopropertyco.com/) 📲 Follow us: Instagram: @The HMO Property Co Facebook: The HMO Property Co #HMOInvesting #PropertyInvestment #AIRevolution #CoLiving #PassiveIncome #PerthProperty #FinancialFreedom #HMOPropertyShow  

What's happening globally right now isn't just headline news—it's directly impacting the property market. Here's the reality: • Major shipping routes disrupted • Oil prices rising • Australia imports ~90% of its fuel • Construction costs increasing Now look at the flow-on effect: ➡️ Higher build costs ➡️ Fewer new homes ➡️ Supply falls further behind demand ➡️ Existing property values rise Australia is already tens of thousands of homes short each year—and that gap is widening, not closing. In Perth: • Population growth is leading the country • Vacancy rates are near zero • Rents have surged significantly • Supply cannot keep up Add long-term drivers like AUKUS and infrastructure investment, and the outlook becomes even clearer. This is where informed investors pay attention. While most people sit back during uncertainty, experienced investors look at the data and position accordingly. The opportunity isn't in the headlines. It's in understanding what happens next. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies. #hmoproperty #propertyinvestment #perthproperty #cashflow #realestate #investing #australia

In Episode 186 of The HMO Property Show, Neil Gibb breaks down the real numbers behind the Perth property market and answers the question investors are asking right now: Has the Perth property boom finished? Instead of relying on headlines or opinions, this episode looks at the macro data comparing Perth with Sydney, Brisbane and Melbourne to understand where the Perth market currently sits in the property cycle. Key data discussed in this episode: • Perth median house price: $873,000 • Perth median rent: $720 per week • Listings in Perth: 2,867 properties • Listings per 1,000 residents:  Melbourne – 7.5  Sydney – 6.3  Brisbane – 5.9  Perth – 1.2 Neil explains why housing supply relative to population is one of the most important indicators investors should track and why Perth still has dramatically less housing supply per person than the other major cities. In this episode you'll learn: • Why most investors analyse property incorrectly • The macro indicators that drive property price growth • Where Perth sits in the property cycle today • Why Perth wages support continued property demand • How Perth compares to Sydney, Brisbane and Melbourne • Why Perth could still be one of the strongest markets in 2026 Neil also introduces the Equity Accelerator, a new buyer's agency model designed to help investors with $100k–$300k accelerate their equity position before transitioning into HMO investments. If you want to invest using data instead of emotion, this episode will help you understand how professional investors analyse property markets. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode, Neil is joined by Jennifer Ball, CEO and Founder of Worthy Australia, alongside Jo Gibb, to unpack how Worthy is transforming empty houses into beautifully furnished safe havens for women and children rebuilding their lives after domestic violence. Jennifer shares the personal story that led her to create Worthy, why dignity and "a hand up" matters, and how the team can now set up a complete home with as little as 72 hours' notice — so families can walk in and begin living, not just surviving. Neil also dives into the Living Rooms x Worthy partnership, and why the most powerful corporate support isn't just volunteering — it's funding the work so more families can be helped, faster. In this episode, we cover: Why Worthy Australia was created and the gap it fills What a "Safe Haven" includes (and why the details matter) The hidden challenge: having to turn families away due to funding limits Why funding operations and paid roles increases impact What's next for Worthy, including potential expansion into regional WA Support Worthy Australia: Website: worthyaustralia.org Socials: @worthyaustralia 🎧 Tune in to Episode 185 of The HMO Property Show now. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode of The HMO Property Show, Neil Gibb sits down with Julian Pace, Founder of Happiness Co, for a conversation that goes beyond property. Why talk about happiness on a property podcast? Because houses are structures — but homes are built on people, connection and wellbeing. Neil and Julian dive into: The reality of entrepreneurship — rejection, resilience and pressure Why success without fulfilment eventually collapses The habits that quietly destroy relationships and performance The three pillars of long-term wellbeing: self, connection and contribution Why the building industry faces higher burnout and suicide rates How HMO Property Co is now providing 24/7 wellbeing access to tenants They also share details of the HMO x Happiness Co collaboration, plus a 45-day free access gift for listeners via the show notes. If you're an investor, business owner, or simply feeling the pressure — this episode is for you. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

This week on The HMO Property Show, Jo is joined by Michelle Rule — self-made multi-millionaire, business owner and wealth coach on a mission to help women take control of their financial future. Michelle shares her journey from: $15,000 credit card debt Burnout and adrenal fatigue A "small life" mindset around money …to building a $7M+ asset base, owning five investment properties, scaling a successful IT business, and launching a multi-six-figure mentorship brand. What we cover: The mindset shift from survival mode to strategic wealth building Why children can become your biggest financial wake-up call How to calculate your Financial Freedom Number Why you don't need more income to start investing Breaking generational money patterns The difference between asset growth and trading time for money Masculine & feminine energy in wealth creation Why wealth isn't about flash — it's about freedom Michelle explains how assets can do the heavy lifting, how to think expansively about opportunity, and why building wealth alongside your values changes everything. This episode is practical, strategic and mindset-driven — ideal for anyone serious about building assets, creating cashflow and designing a future on their terms. Key Takeaway: Financial freedom isn't the end goal. It's the baseline that gives you options. 🎧 Tune in to Episode 183 of The HMO Property Show now. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this quarterly market update, Neil Gibb is joined once again by Jamie Van Burgel from CBRE to unpack what's really happening in the Perth property market — and how it compares to the rest of Australia. After another strong year of growth, the big question is: Are we nearing the top, or is Perth still playing catch-up? In this episode, Neil and Jamie discuss: Perth's 12% annual house price growth and 18% unit growth Why WA continues to outperform Sydney, Melbourne and Adelaide The widening (and now narrowing) gap between house and unit prices Whether rents have hit an affordability ceiling at $700 per week Land sales topping the nation at 11,000+ lots sold The impact of AUKUS, infrastructure and defence housing Investor activity vs first home buyers in 2026 Why Perth may still remain Australia's top-performing market They also dive into interest rates, affordability pressures, and whether multiple rate rises could finally shift sentiment heading into 2027. With vacancy rates stabilising and supply still struggling to meet demand, Perth continues to show resilience — but signs of moderation are emerging. If you're an investor, homeowner, or looking to enter the market, this episode gives you a clear, data-backed snapshot of where WA stands — and what could happen next. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode of The HMO Property Show, Neil Gibb breaks down why Australia's housing crisis isn't just about population growth or supply shortages — it's about building the wrong type of housing for the people who actually live here. Neil unpacks the growing disconnect between modern living patterns and outdated housing design, highlighting key data points: Nearly 60% of renters are singles or couples without children, yet most new housing stock is still designed as large family homes. Millions of bedrooms sit unused while families are priced out of rentals and vacancy rates remain at historic lows. The episode explores how this mismatch is driving rental stress, social isolation, and inefficiency across the housing market — particularly for older Australians living alone, single women experiencing housing stress, and renters forced into oversized, unaffordable homes. Neil explains why HMOs and co-living aren't a silver bullet, but are a critical part of the solution: Better utilisation of existing housing stock Lower per-person housing costs Built-in community and reduced loneliness Cashflow-positive assets for investors, even at principal and interest The conversation also touches on the broader social impact of housing design, including mental health, loneliness, and dignity — and why housing policy must consider how people live, not just how many houses are built. This episode is essential listening for investors, policymakers, and anyone who wants to understand why the housing crisis persists — and what actually needs to change to fix it. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

Perth is creating wealth fast — but what you do with that wealth will decide whether 2026 sets you free or locks you into higher costs. As Perth continues to lead the country, Neil opens 2026 with a timely warning for high earners and property owners. With listings tight, prices rising, and equity building fast, many people feel wealthier than ever — but that's often when lifestyle creep quietly sets in. Using the current Perth market as the backdrop, Neil explains how treating equity like cash leads people to upgrade homes, cars, and lifestyles instead of locking in income-producing assets. This episode breaks down the difference between income-driven spending and asset-led wealth creation, why income doesn't compound but assets do, and how high earners fall into the "high-income wealth trap" without realising it. If you want to use this market as a launchpad for true financial freedom — not permission to expand your cost base — this episode sets the mindset for 2026. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.  

In the final episode of 2025, Neil reflects on how the Perth market really moved this year—and why the "Perth is coming off the boil" narrative missed what was happening on the ground. With listings tighter than last year, rents still elevated, and turnover running hot, the story of 2025 wasn't boom-and-bust — it was a reset driven by demand rotating through the market. Neil updates his tier model for 2026 (and explains why price alone no longer tells the full story), then maps out what happens if rates stay flat, rise slightly, or fall. Finally, he shares suburbs he believes could be movers in each tier—from affordability-driven fringe markets through to scarce, premium blue-chip pockets. Why the "Perth is cooling" narrative missed what was actually happening on the ground in 2025 How the market shifted through three tiers — and why the mid-tier movement pulled the lower bracket up Why listings stayed tight (and got tighter), and what that means for buyers heading into 2026 The 2026 shift: buyer type matters more than price (affordability vs life-stage vs wealth) What could happen if rates stay flat, edge higher, or drop — and which tier reacts first Suburbs Neil's watching across each tier: Tier 1: Baldivis, Ellenbrook, Alkimos, Byford, Armadale (select pockets) Tier 2: Bayswater, Yokine, Morley, Willetton, Booragoon Tier 3: Cottesloe, Claremont, City Beach, South Perth, Floreat If you want a straight, on-the-ground breakdown of what really happened in Perth in 2025 — and what I think is coming in 2026 — hit play now. 🎧 Listen to Episode 179 on your favourite podcast app, or 📺 watch the full episode on YouTube. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.  

In this episode of The HMO Property Show, Neil dives into one of the most powerful forces in investing: compounding. Using simple examples — from a 1¢ coin doubling to Warren Buffett's wealth and the "snowball down the hill" — Neil explains how compounding works for you when you invest, and against you when you sit in bad debt. You'll learn: Why time in the market always beats trying to "time the market" How a $1M property with a $100K deposit can double your money on paper How credit card debt and mortgages quietly compound against you Why Australia's population growth and housing shortage give property a tailwind The difference between the person who takes action and the one who waits How to use goals and small daily actions to build a snowball of wealth If you've ever thought "I've left it too late" or "I'll start next year", this episode is your sign to get the snowball rolling.   🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode, Neil breaks down the exact macro and micro data points The HMO Property Co tracks to help investors identify high-growth suburbs – even if you're not ready to invest in HMOs yet. From population growth to zoning changes, rental yields to vacancy rates, this is the ultimate blueprint for investors with $80k–$250k looking to double or triple their returns in 12–36 months. If you're trying to escape the rat race or build equity to leverage into higher-yield HMO deals, this episode is your research toolkit. 💡 Whether you're a seasoned investor or just getting started, this episode gives you the framework to analyse any suburb in Australia for capital growth potential – and avoid overpriced, overheated markets. What You'll Learn: The 12 macro data points Neil's team tracks (like wage growth, job creation, and migration trends) 11 critical micro metrics to watch (like days on market, school zones, and owner-occupier ratios) Why some suburbs are tapped out – and which still have runway How to use this data to leap from single-dwelling investments into high-performance HMOs 🎧 Listen now or watach on Youtube 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this solo episode, Neil Gibb breaks down 11 powerful reasons why real estate is still one of the smartest and most accessible ways to build wealth—especially for everyday people. From inflation and leverage to compound growth and multiple income streams, this is a must-listen if you're sitting on cash, stuck in savings mode, or unsure how to get started. What you'll learn: Why saving alone won't build wealth How real estate makes your money work for you The power of leverage (and why banks love it) How rent covers your debt + creates income Why property grows in value over time How to force growth through renovations Why real estate is more stable than you think Compound interest explained (simply) How one asset gives you multiple ways to make money Why banks love lending against property How anyone can invest and succeed with the right strategy 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

Perth's market is still running hot — ultra‑low vacancies, record‑fast sales, and construction that can't keep up. In this solo update, Neil breaks down the national and WA picture, explains why the old "buy and wait" playbook stalls your borrowing capacity, and lays out a cashflow‑first strategy with infill new builds and HMOs. If you're priced out of established stock or stuck at the bank's DTI ceiling, this episode shows a smarter path that matches today's renter demand. As discussed in the episode: Australia's population ended 2024 at ~27.4M (+445k, ~1.7%). National vacancy ~0.8%; Perth/Adelaide pockets near 0.4%. Projected national housing shortfall ~400k by 2029. WA population +70k in 2024; Perth listings down ~42% YoY. ~900 weekly sales; ~2,869 listings (≈33% of stock turns weekly). 2024 completions ~20k; 24/25 ~22.6k vs 26–30k needed. Big idea: build what tenants actually rent (singles/couples = 70–80% of market). Cashflow pays the bills; growth is the bonus. Shout‑out: Massive thanks to Neil's wife for guest‑hosting while he was travelling and… winning boxing matches.   🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this powerful solo episode, Neil Gibb returns to the mic fresh from an 11-week charity boxing camp that culminated in a win at the RQCC fight night – and brings with him a whole new level of insight. Neil shares the 7 biggest lessons he learned in the ring and how they apply directly to property investing. From discipline over motivation, to preparation over performance, and the importance of having the right coach in your corner – this is a raw and practical look at how mindset, preparation, and resilience are everything in both boxing and real estate. 💥 Discover why: Discipline builds financial freedom Preparation beats adrenaline You're going to get hit – and how you respond matters most Risk management applies to the ring and your portfolio Confidence comes from consistency The real fight is won before the bell rings If you're an investor who's plateaued, or someone needing a spark to push through the mental noise – this episode will help you reset, refocus, and get back in the fight. Because like Neil says: "You don't get lucky in real estate – you get ready." 🎯 Whether you're stepping into the boxing ring or the property market – this episode is your corner talk. 🎧 Available now on Spotify, Apple Podcasts & more. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

From high-flying corporate expat to single mum with $1.4 million in debt, Julie Taylor's property journey is nothing short of remarkable. In this episode, Jo Gibb chats with Julie about how she went from managing global projects at Ernst & Young to building a property portfolio that not only supports her financially—but is now driving impact in the housing crisis space. Julie shares: How a personal crisis led to financial reinvention Her smart strategy of balancing low, medium and high-risk property types The emotional side of investing as a solo parent Her mission to help women over 55 avoid homelessness Why intentional investing and contribution are essential for long-term satisfaction This episode is a must-listen for investors who want to go beyond profit and start thinking about purpose. If you're passionate about property, community, and leaving a legacy—Julie's story will inspire you to think (and invest) differently. 🎧 Available now on Spotify, Apple Podcasts & more. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

Debt isn't the enemy. But misused, it will absolutely hold you back. In this week's episode, Neil breaks down the truth about debt, credit scores, and how they impact your ability to scale a property portfolio. From personal experience to national statistics, he walks you through: The difference between good debt and bad debt How credit scores are calculated—and what tanks them Simple steps to check, improve and manage your credit The impact of credit cards, Afterpay, and personal loans on your borrowing capacity Tools like Equifax, Experian, and how to use them wisely Debt-to-income ratios, defaults, and how banks assess your risk With over $43 billion in credit card debt circulating in Australia, understanding how lenders view your profile is more critical than ever. Key takeaway: If you want to invest with confidence, you need to understand and control your credit. This episode will show you how. 🎧 Available now on Spotify, Apple Podcasts & more. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

This week, Jo Gibb sits down with Lisa Hall — one of our incredible HMO property owners — to explore what it really means to invest in co-living. Lisa shares her journey, the emotional and financial considerations behind her investment, and why she believes housing can — and should — be both profitable and purposeful. From creating safe spaces for people in transition to ensuring properties are maintained with care, Jo and Lisa talk through the balance between making a return and making a difference. This is a must-listen for anyone thinking about entering the co-living market or wanting to understand what "impact investing" actually looks like in practice. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this powerful episode, Jo Gibb speaks with Anissa Cavallo, founder of EDA Property, about her incredible journey of resilience, reinvention, and rebuilding wealth through real estate. Anissa went from being a high-earning executive in financial services to losing everything in a divorce—home, assets, and security. With no savings and nothing left but determination, she rebuilt a 17-property portfolio from scratch using untitled land and strategic investment plays few others were willing to try. She now channels her experience into helping women—particularly those starting over—achieve financial independence through property. 🎯 In this episode: How Anissa built 17 properties with limited capital The emotional cost of starting again—and what it taught her How shame, ego, and burnout impact financial choices The untapped opportunity in purpose-built co-living for women Her mission to close the housing gap for women over 50 This is a must-listen for anyone who's navigating life after loss, looking to invest with purpose, or ready to build financial security on their terms. 🔗 Learn more about Anissa's work at edaproperty.com.au 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

As we enter the final quarter of the year, many investors hit pause—waiting for January to "get serious." But that mindset leaves opportunities on the table. In this episode, Neil shares how a 90-day sprint can drive real cashflow, regardless of where you're starting from. Whether you've got no money or $500K in the bank, the principles in this episode apply. This is your roadmap to ending the year with momentum and starting 2026 strong. 🔑 Key Topics Covered: The power of 90-day planning to hit long-term goals Why Q4 is one of the most overlooked cashflow windows Joint Ventures: how to structure deals without capital Seller JVs: the underused strategy you should know HMO flips: converting and selling for yield-driven returns Rent-to-Rent: subleasing strategies for fast, flexible cashflow Lessons in resourcefulness over resources Why momentum now sets the tone for next year 💬 Quote: "Don't blame the lack of resources. Be resourceful."   🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode of the HMO Property Show, host Neil Gibb welcomes back Michael McGowan from the HIA to discuss the current state and future of the building industry. 🏗 Together, they explore the challenges, opportunities, and innovations shaping the housing market today. 🔑 Key Points Covered: ✔ Recap of Past Discussions – Revisiting topics from the last podcast and their relevance today. ✔ Industry Changes – Major developments in the building industry since 2023. ✔ Forecasting Group Role – Insights into the Housing Industry Forecasting Group's impact on future predictions. ✔ Building Process Improvements – Current constraints and improvements in the building process. ✔ Government Policy Impact – How policies are influencing housing demand and market conditions. ✔ Future Predictions – Expectations for the housing market and construction methodologies. ✔ Labor and Apprenticeships – The importance of apprenticeships and skilled migration in addressing labor shortages. ✔ Land Availability – Discussion on land availability and its impact on housing supply.   ✨ Join us for an insightful conversation that sheds light on the complexities of the housing industry and what the future holds for builders, investors, and consumers alike. 👉 Don't forget to like, comment, and subscribe for more episodes of the HMO Property Show!   🎧 If you're investing in Perth (or thinking about it), this episode is a must-listen. 🎧 Tune in to as this is a must-listen for property investors, housing advocates, and anyone who believes in housing as a human right. 🔔 Subscribe and turn on notifications so you never miss an episode!   👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: 15 Min Discovery Call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙 Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘 Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

Neil Gibb is joined once again by Jamie Van Burgel for the latest quarterly market update, diving deep into what's driving the continued growth across the Perth property market — and whether the momentum can last. In this episode, we cover: ✔️ Why Perth is still outperforming every other capital city in Australia ✔️ What's really behind the record-low stock on market (it's not just supply) ✔️ Where we're seeing the strongest rental yields (hint: up to 8% in some areas) ✔️ Signs of a "price ceiling" and what that means for investors ✔️ Update on East Coast investor activity – are they pulling back? ✔️ The role of migration, land shortages, and changing family wealth transfers ✔️ How government policy (like the Home Guarantee Scheme & Build-to-Rent) is starting to shape supply Plus: Which suburbs are selling fastest, who's actually buying, and why WA valuers are the most bullish in the country heading into the next quarter. 🎧 If you're investing in Perth (or thinking about it), this episode is a must-listen. 🎧 Tune in to as this is a must-listen for property investors, housing advocates, and anyone who believes in housing as a human right. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: 15 Min Discovery Call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

Host: Jo Gibb | Guests: Chantelle & Annalise (Living Rooms Team) In this heartfelt episode, Jo Gibb takes over the mic to spotlight the real impact of co-living — beyond the financial returns. Joined by Chantelle and Annalise from the Living Rooms team, Jo dives deep into the emotional and social value that well-managed co-living spaces are delivering to people across Perth. From tackling isolation and housing insecurity to creating genuine human connection, this episode explores how profit and purpose can thrive together. You'll hear stories of women rebuilding after domestic violence, seniors seeking community, and professionals locked out of the rental market — all finding safety, dignity and belonging through co-living. ✅ What you'll learn: – Why co-living is more than just shared housing – The power of community-led property management – How Living Rooms is supporting vulnerable tenants – The evolving demographic of housemates (ages 18 to 70+) – Why impact investing is the future of real estate 💬 "We're not just managing properties — we're building relationships, trust, and new beginnings." 🎧 Tune in to as this is a must-listen for property investors, housing advocates, and anyone who believes in housing as a human right. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: 15 Min Discovery Call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode, Neil Gibb hits the road to walk you through several recent HMO projects — all within 16km of The HMO Property Co HQ. These aren't fringe-located, cookie-cutter packages. We're talking infill developments, strategic subdivisions, and high-yield outcomes — backed by real numbers. Here's what's inside: A breakdown of 5 HMO deals delivering up to $200K in equity uplift Gross yields from 9.6% to 11.7% Net cashflow up to $37,000 p.a. after all costs How subdivision design unlocked free blocks for reinvestment Why building in landlocked infill suburbs is the long-term play This is a must-listen for serious investors who want to build wealth smarter — not just speculate on capital growth, but lock in cashflow with real, sustainable strategies. 🎧 Tune in to see what's working on the ground — and what kind of returns are still possible when you do HMO the right way. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: 15 Min Discovery Call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

This week, Neil addresses the elephant in the room — being labelled a "slumlord" online — and unpacks what's really going on behind the scenes at The HMO Property Co. From a huge spike in leads and online reach to negotiating trolls, Neil reveals why perceptions of co-living are outdated — and how we're flipping the narrative. He shares: What most people get wrong about HMOs Why demand from both renters and fund managers is soaring The math behind gross vs net returns (hint: it's not that hard) The real social impact behind our 10,000 room mission And why we've just secured up to $500M in funding to scale across Australia If you've ever questioned whether co-living is "just share housing" — or wondered how it stacks up as an investment model — this is the episode to tune in.   🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

This week on The HMO Property Show, Neil shares 14 key lessons from his journey — from working as an electrician in the North East of England to running The HMO Property Co and delivering over 1,600 rooms to market. From the importance of self-belief and setting bold goals, to mastering cashflow and building strong partnerships, Neil reveals the strategies and mindset shifts that have shaped both his business and personal growth. Whether you're just starting out or scaling up, these lessons will help you move faster towards your own financial freedom goals. What you'll learn in this episode: Why backing yourself is the foundation of success How to set goals that both inspire and scare you The role of proximity, partnerships, and persistence in scaling Why cashflow is king when building momentum How to be resourceful when resources are limited   🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: [Calendly – 15 min call] 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode, Neil Gibb is back from five weeks abroad — and what started as a family holiday quickly turned into a wealth revelation. From Dubai's designer-clad kids to conversations with investors across continents, Neil unpacks the five proven ways the world's wealthiest are building and scaling their fortunes. Whether you're investing your first $10k or your next $10 million, this episode offers a no-fluff breakdown of where the smart money is going—and how to position yourself to grow. 🎧 In this episode: • The 5 wealth-building pillars used by the world's richest • Why property and business still lead the pack for long-term cashflow • How crypto, commodities, and IP fit into a diversified portfolio • What Neil learned from seeing 85,000 people at an Oasis concert 🙃 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode, Neil Gibb sits down with co-founder (and wife) Jo Gibb to share the story behind The HMO Property Co — how their shared values built a business focused on ethical investing and intentional living. Jo also lifts the lid on what's happening behind the scenes at HMO HQ, from room demand and retention rates to why professional property management is critical for consistent cashflow. 🎧 In this episode: • Jo's journey into co-living and impact-led investing • Why property management is your investment's hidden superpower • Real updates from the front lines of Perth's HMO market 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team: Calendly – 15 min call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode of The HMO Property Show, host Neil Gibb sits down with Jay Das from Noble Avenue to unpack the real story behind Perth's northern corridor property market. With rising interest rates and conflicting media reports, are prices really softening — or is something different happening on the ground? Jay shares his expert insights from over a decade selling in Iluka, Currambine, and surrounding suburbs, offering a street-level perspective on: The buyer migration patterns from coastal hotspots like Hillarys into Iluka and Currambine Demographic shifts, with younger families moving into Iluka and professional first-home buyers entering Currambine How price points have evolved — from Iluka's million-dollar entry prices to record-breaking sales pushing $3M+ Investor interest from East Coast buyers planning future relocations, and why smart money still sees Perth as undervalued The impact of local covenants, land supply, and community feel in maintaining suburb desirability Market activity trends, including massive home open turnouts and why buyer competition remains strong despite shifting conditions Jay also breaks down real-life case studies of standout property sales, investment potential in both suburbs, and what to look for if you're buying into the area now. Whether you're an investor, homeowner, or property professional, this is a must-listen episode packed with valuable intel on the Perth northern suburbs market in 2025.   🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team to see how we can help you on your investment journey. Book now: Calendly – 15 min call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

Welcome back to The HMO Property Show, the podcast by investors, for investors, where we unpack cashflow-positive property strategies to help you grow your wealth sustainably. In today's episode, Neil Gibb sits down with Michael Keil, a seasoned Perth agent with over 35 years in the game, to get a boots-on-the-ground analysis of what's really happening in Belmont and surrounding suburbs right now. From the suburb-by-suburb breakdown of Ascot, Rivervale, Cloverdale, and Redcliffe to demographic shifts, zoning insights, and market momentum, Michael shares why these areas are positioned for significant growth despite media noise and market fatigue. Expect: ✅ Historical context on Belmont's market evolution post-COVID ✅ Why development sites close to the city remain king for long-term capital growth ✅ The reality behind Perth's low stock levels and what it means for your strategy ✅ Practical advice on buying in a low-supply, high-demand market ✅ Insights on the lifestyle and demographic shifts shaping investor opportunities If you're a seasoned investor, a new landlord, or simply property-curious, this episode will give you clear, practical information to make smarter decisions in Perth's current property cycle. Sponsored by The Co-Living Collective, your trusted partner in creating vibrant, sustainable shared living experiences. Visit colivingcollective.com.au to learn how we can support your next investment. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team to see how we can help you on your investment journey. Book now: Calendly – 15 min call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

In this episode, Grant Wilson from Armadale Real Estate dives into Armadale's transformation from a blue-collar suburb to a diverse, gentrifying area with growing investor interest. We unpack how Armadale's median house price of $565,000 for a 3x1 home could push towards $600,000–$650,000 as infrastructure and demographics shift, and why pricing correctly is crucial in a market many believe has "tanked." We also discuss: ✅ The elevated train line and its impact on value ✅ Recent strong sales demand in Armadale ✅ The suburb's diverse community and rental growth ✅ Why investors should not overlook Armadale's potential If you want to spot the next growth suburb before everyone else, this episode is a must-listen. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 Want help with your investment strategy? Book a free, no-obligation chat with our team to see how we can help you on your investment journey. Book now: Calendly – 15 min call 👉 Join our community: Perth HMO and NDIS High Cashflow Investment Properties Facebook Group Connect with The HMO Property Co: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 🔗 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎙️ Spotify: The HMO Property Show 🍏 Apple Podcasts: The HMO Property Show 🏘️ Living Rooms: livingrooms.com.au 🛑 Disclaimer: Nothing on this channel should be considered tax, financial, investment, or any kind of advice. Always do your own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to frequently feature actionable value, thought leadership, and property/investment strategies.

Today on The HMO Property Show, Neil Gibb is joined by Shane Kempton, CEO of Harcourts Western Australia. From early days in real estate to five years in the military, Shane shares how purpose and discipline shaped his leadership and strategy across 25+ offices in WA. They cover: ✅ The role of a compelling vision in business and life ✅ How military discipline strengthened Shane's leadership ✅ Real-time insights into Perth's property market trends ✅ The housing crisis, build-to-rent, and tiny home solutions ✅ Why mental fitness and community connection matter more than ever An honest, tactical discussion with lessons every investor and business leader can take away. 🔔 Subscribe and turn on notifications so you never miss an episode! 👍 Like | 💬 Comment | 🔁 Share 👉 WANT HELP WITH YOUR INVESTMENT STRATEGY? Book a free, no-obligation initial call with our team: 📅 https://calendly.com/justin-thehmopropertyco/hmo-properrty-co-15-min-phone-call 💬 JOIN THE COMMUNITY 🛠️ Perth HMO & NDIS High Cashflow Investment Properties Facebook Group: https://www.facebook.com/groups/190469198815181/ 👉 THE HMO PROPERTY CO 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 💼 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 🎧 Spotify: The HMO Property Show 📱 Apple Podcasts: The HMO Property Show 🏡 Living Rooms: https://livingrooms.com.au/ 📌 Disclaimer Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for you. Our goal is to deliver value through real-world investment conversations, insights, and proven cashflow strategies.

In this week's episode, Neil Gibb chats with Jason John Byron, founder of Think Property Club, property developer, coach, and mentor. Together they unpack: Jason's transition from cameraman to 60+ successful property deals Why systems outperform theory every time How to start with no capital and build wealth through joint ventures Insights into the rooming house strategy and how it generates strong, sustainable cash flow The importance of branding, professionalism, and thinking like a company when raising capital 💥 Why Listen? This episode is perfect for: ✅ New investors looking for direction ✅ Property professionals ready to scale ✅ Anyone interested in impact investing and financial freedom ✅ Investors seeking proven joint venture strategies  "People think they need money. You don't. You need skills — then the money will follow." – Jason John Byron  🔔 Subscribe and turn on notifications so you never miss an episode!  👉 FOR MORE INFORMATION Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book now: https://calendly.com/justin-thehmopropertyco/hmo-properrty-co-15-min-phone-call  Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group: https://www.facebook.com/groups/190469198815181/ 👉 THE HMO PROPERTY CO Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co Facebook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: @thehmopropertyco_ Spotify: The HMO Property Show Apple Podcasts: The HMO Property Show Living Rooms: https://livingrooms.com.au/ Disclaimer: Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies.

In this special solo episode, Neil Gibb shares a powerful preview from his upcoming book Micro-Apartment Millions – diving into a chapter that could reshape the way you think about property investing forever. Neil explains how commercial valuation methods used by institutional investors (think family offices and super funds) differ massively from typical retail property thinking. If you've ever been stuck chasing capital growth, waiting for the market to do the heavy lifting – this is the wake-up call you didn't know you needed. You'll learn: Why your HMO isn't "just another house" The simple valuation formula that builds millions in equity – fast How yield, not suburb growth, drives serious portfolio value Why institutional players only work with scalable, professional operators How you (as a retail investor) can align yourself with commercial-grade opportunities 💥 Plus, Neil breaks down what it really takes to get noticed by the big players – and how The HMO Property Co is already bridging the gap between retail investors and institutional capital. 🎁 Want a FREE copy of Neil's upcoming book Micro-Apartment Millions? Subscribe on YouTube, leave a comment on this episode, and send Neil a screenshot of your review. Details inside!   #hmo #propertyinvesting #cashflow #institutionalinvesting #coliving #yielddriven #microapartmentmillions #passiveincome #affordablehousing #impactinvesting #positivegearing #commercialrealestate #perthproperty

In this episode of The HMO Property Show, Neil sits down with Jamie Van Bergel, State Director at CBRE Residential Valuations, for the first of our quarterly WA market updates. Jamie brings over two decades of valuation experience and offers a grounded perspective on: WA's macro vs. micro housing market conditions The latest data on vacancy rates, listings, and days on market Supply, demand, and infrastructure impacts on property prices Why Scarborough, Ellenbrook, and parts of the south-west metro are key areas to watch Investor and first-home buyer behaviour across market segments The influence of iron ore, population growth, and lending conditions on WA's property trajectory The AUKUS submarine project and its potential to reshape housing demand in Rockingham and Kwinana This episode is packed with practical insights and on-the-ground expertise that every investor needs to stay ahead in the current Perth market. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 FOR MORE INFORMATION Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book now: https://calendly.com/jose-hmo/15min?month=2023-03 Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group: https://www.facebook.com/groups/190469198815181/ 👉 THE HMO PROPERTY CO Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co Facebook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: @thehmopropertyco_ Spotify: The HMO Property Show Apple Podcasts: The HMO Property Show Living Rooms: https://livingrooms.com.au/ Disclaimer: Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies.

Following last week's episode on the RBA's recent rate drop, Neil Gibb dives deeper into the practical side of property investing — specifically equity: what it is, how to access it, and how savvy investors use it to scale their portfolios. In this solo episode, Neil unpacks what equity really means (without the fluff), how banks calculate how much you can access, and the pitfalls of getting caught in the cycle of never-ending debt. Whether you're sitting on unused equity in your home or looking to gear up for your next investment, this episode breaks it all down into simple, actionable insights. We cover: What equity actually is (and what it isn't) How much of your equity is actually accessible The difference between total equity and usable equity What a "cash out refinance" looks like in practice Why pulling equity doesn't trigger capital gains tax The role of serviceability in accessing new funds Why valuations differ for HMO properties What commercial valuations cost — and why they matter How experienced investors safely leverage growth without overextending Whether you're a seasoned investor or just starting out, understanding how to safely and effectively tap into equity can supercharge your property journey.   🔔 Subscribe and turn on notifications so you never miss an episode! 👉 FOR MORE INFORMATION Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book now: https://calendly.com/jose-hmo/15min?month=2023-03 Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group: https://www.facebook.com/groups/190469198815181/ 👉 THE HMO PROPERTY CO Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co Facebook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: @thehmopropertyco_ Spotify: The HMO Property Show Apple Podcasts: The HMO Property Show Living Rooms: https://livingrooms.com.au/ Disclaimer: Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies.

The Reserve Bank of Australia has finally dropped the cash rate — down 25 basis points to 3.85%. But what does that really mean for you as an investor? In this solo episode of The HMO Property Show, Neil Gibb unpacks the real-world implications of this cut — not just in theory, but how it affects your capacity to borrow, the suburbs you can now afford, and the cashflow boost HMOs are about to deliver. We cover: What the RBA does and why this rate cut matters How much extra you can now borrow with your income Which banks are passing on the full cut — and when Where you can now afford to buy that wasn't an option last week What a 0.25% drop saves you on a $400k–$1m loan How this rate change affects investor sentiment, demand, and market movement Perth market insights: listing volumes, rents, and median prices Why this could be the spark that ignites the next wave of growth This is one of the most data-packed episodes we've done — tune in if you're serious about making a move while the market is shifting. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 FOR MORE INFORMATION Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book now: https://calendly.com/jose-hmo/15min?month=2023-03 Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group: https://www.facebook.com/groups/190469198815181/ 👉 THE HMO PROPERTY CO Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co FaceBook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: @thehmopropertyco_ Spotify: The HMO Property Show Apple Podcast: The HMO Property Show Living Rooms: https://livingrooms.com.au/ Disclaimer: Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies. 🔖 #hmo #housesofmultipleoccupants #cashflow #coliving #colivingtrend #passiveincome #positivegearing #rbacashrate #propertymarketupdate #interestratecut #borrowingcapacity #propertyinvestment #financialfreedom

Are you investing to win, or just trying not to lose? In today's solo episode, I break down the fundamental mindset shift that separates successful investors from those who stay stuck in financial mediocrity. From leveraging the right relationships to choosing the right asset class, this episode explores: The difference between playing to win and playing not to lose How your circle defines your ceiling The danger of middle-class comfort Real stories from my own journey — the mistakes, the lessons, and the breakthrough moments Why waiting for the "perfect time" is keeping you broke And how cashflow-positive assets like HMOs can be your key to early retirement This isn't just about property — it's about life. Relationships, business, career — playing not to lose means playing small. If you're ready to back yourself, invest smart, and build a future that doesn't rely on super alone... It's time to play to win. Let's go. Subscribe and turn on notifications so you never miss an episode. FOR MORE INFORMATION Want help with your investment strategy? Book a free, no-obligation chat with our team: https://calendly.com/jose-hmo/15min?month=2023-03 Join our community Perth HMO and NDIS High Cashflow Investment Properties Facebook Group THE HMO PROPERTY CO Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co Facebook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: @thehmopropertyco_  Spotify: The HMO Property Show Apple Podcasts: The HMO Property Show Living Rooms: https://livingrooms.com.au/ Disclaimer Nothing on this channel should be considered tax, financial, investment or legal advice. Please do your own due diligence — only a professional assessment of your specific situation can determine which strategies are right for you. Our goal is to share value, insight, and strategies that help you think differently about property, cashflow and freedom. Hashtags #hmo #housesofmultipleoccupants #cashflow #coliving #colivingtrend #passiveincome #positivegearing #intentionalliving #winwinhousingsolution #financialfreedom #investingmindset #backyourself #NeilGibb #PerthPropertyInvestment #WorkLifeBalance #Parenting #FamilyLife #renovations #Newbuild #TheHMOPropertyShow

In this milestone episode, Neil Gibb breaks down the results of the 2025 Australian federal election and unpacks what they mean for property investors. Forget political noise—this episode is about strategy, opportunity, and how to play where the government is going, not where it's been. We deep dive into: Why politic certainty is good news for the market The housing supply crisis and government plans like the National Housing Accord and HAAFF Population growth and migration pressure Labour's housing agenda, from shared equity schemes to build-to-rent support Infrastructure incentives, planning fast-tracks, and land use policy shifts Plus, Neil shares insights from meetings with banks, developers, and thought leaders that signal where the smart money is heading next. Whether you're equity-rich and cash-poor, or just waiting for the right time to strike—this episode lays it all out. 💬 "Plans don't build houses—tradesmen do. And right now, Australia is crying out for supply." 🔔 Don't forget to like, subscribe, and hit the bell for weekly episodes. 📍 Follow Neil on LinkedIn 📲 Instagram: @the_hmo_property_co #HMO #HousesOfMultipleOccupants #PropertyInvesting #Coliving #PositiveGearing #PassiveIncome #FederalElection2025 #HousingCrisis #CashflowStrategy #BuildToRent #AffordableHousing #WAProp

In this episode, we hear from Paul Featonby, who shares his incredible journey from initial hesitation to becoming a successful property investor. Paul walks us through his first investment in 2020, the challenges he faced along the way, and how he achieved a 11.7% yield on his first property, leading to a $50K return without lifting a finger. Paul's story is a testament to how property investment, especially through HMO strategies, can create life-changing passive income and build long-term wealth. He also discusses how his properties have grown in value, the lessons he's learned, and the key decisions that led him to where he is now. In this episode, you'll hear about: How Paul overcame his initial doubts and took the leap into property investment The success of his first property, providing a 11.7% yield and a $50K return The lessons Paul learned in the first 5 years of his real estate journey How HMO properties created consistent cashflow and increased property values What's next for Paul, including his plans for further investment If you're thinking about starting your investment journey or just want to hear a real-life success story, this episode is packed with insights. Links & Resources 📎 Learn more: https://www.thehmopropertyco.com 📩 Have a question? DM Neil or email: [email protected] Connect with us: 📱 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 💼 LinkedIn: Neil Gibb Hashtags: #hmo #propertyinvestment #passiveincome #cashflow #realestatesuccess #customerjourney #investmentstrategy #propertyportfolio #financialfreedom #realestatejourney

In this solo episode, Neil Gibb takes a deep dive into Anglicare Australia's 2024 Rental Affordability Snapshot, highlighting the worsening crisis that's pushing essential workers—our nurses, teachers, hospitality workers, and cleaners—into rental stress or homelessness. 📊 With only 0.6% of rental listings in WA deemed affordable for hospitality workers and less than 1% for many essential roles nationwide, this report puts hard numbers to a reality we've been warning about for years. Neil breaks down: The key findings from Anglicare's 2024 report Why traditional housing models are failing our communities How HMO and co-living provide real, cashflow-positive solutions The growing role of employers in providing housing The case for compassionate capitalism in the real estate sector If you're an investor wondering how to do good and generate strong returns—or just want a no-BS update on Australia's housing crisis—this episode is essential listening. Links & Resources 📎 Read the full Anglicare Report: 2024 Rental Affordability Snapshot 🌐 Learn more: https://www.thehmopropertyco.com 📩 Have a question? DM Neil or email: [email protected] Connect with us: 📱 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 💼 LinkedIn: Neil Gibb #hmo #rentalcrisis #essentialworkers #cashflow #coliving #passiveincome #affordablehousing #intentionalinvesting #winwinhousingsolution #compassionatecapitalism

Welcome back to The HMO Property Show, hosted by Neil Gibb—your go-to podcast for cashflow-positive property investing and breaking free from outdated real estate myths. Considering investing in an HMO but not sure where to start? In this episode, Neil answers the top 10 questions that come up time and time again from aspiring and seasoned investors alike. From rental yields to legality, tenant types to exit strategies—this episode is your go-to guide for getting confident with co-living. Neil shares real numbers, real stories, and breaks it all down in plain English—so you can make smarter, lower-risk decisions about your next investment move. In this episode, Neil dives into: ✔️ How HMOs differ from traditional rentals (and why they outperform) ✔️ What kind of returns are realistic and what impacts cashflow ✔️ Who actually rents co-living rooms and what they're looking for ✔️ The truth about legality and compliance in WA ✔️ What happens if you have vacancies—and why it's rare ✔️ How to invest passively without managing tenants or repairs ✔️ What your exit options are and how resale stacks up ✔️ Why new builds often beat conversions in the long run ✔️ How to invest using your Self Managed Super Fund ✔️ What makes The HMO Property Co different from everyone else Key Takeaways: 🔹 10% gross yield is our benchmark—but we've hit up to 16% 🔹 Cashflow can be $10K–$30K/year depending on your strategy 🔹 Essential workers are driving demand—and they're rock-solid tenants 🔹 Legal, compliant, and future-proof with the right approvals + team 🔹 Our vacancy rate is 1–3%—and never fully empty once filled 🔹 Full end-to-end management = passive income for investors 🔹 Exit options exist—but most investors keep them for the cashflow 🔹 New builds give you better layouts, yields, and long-term value 🔹 SMSFs are a powerful tool—with the right structure and advice 🔹 We walk the walk—200+ HMOs built, 800+ rooms, and growing Whether you're thinking about your first HMO or planning to scale, this episode arms you with the facts and frameworks to invest with confidence—and avoid the common mistakes that cost time and money. 🎧 Tune in now! Follow us for more: 🌐 Website: www.thehmopropertyco.com 📸 Instagram: @the_hmo_property_co 📘 Facebook: The HMO Property Co 💼 LinkedIn: The HMO Property Co ▶️ YouTube: The HMO Property Co 🎵 TikTok: @thehmopropertyco_ 💬 Need help with your investment strategy? Book a free, no-obligation chat with our team today. 👥 Join our Facebook Group: Perth HMO and NDIS High Cashflow Investment Properties

Welcome back to The HMO Property Show, hosted by Neil Gibb—your go-to podcast for cashflow-positive property investing and breaking free from outdated real estate myths. Negative gearing is DEAD. It's one of the biggest financial traps investors fall into, locking them into jobs they don't want and stopping them from reaching financial freedom. In this episode, Neil exposes why negative gearing is a flawed strategy and shows you a smarter way to invest—one that actually puts money in your pocket instead of draining it every month. In this episode, Neil dives into: ✔️ Why negative gearing limits your portfolio growth ✔️ How positive cashflow properties boost lending capacity and financial security ✔️ The numbers behind capital growth vs. cashflow strategies ✔️ Why paying tax is actually a good thing for investors ✔️ The key investment shift that lets people quit their jobs and live off passive income Key Takeaways: 🔹 Negative gearing stops investors from scaling their portfolio 🔹 Cashflow-positive assets create long-term financial stability 🔹 The right investments can fast-track your financial freedom 🔹 You don't need tax deductions—you need real, passive income If you're still holding onto negative gearing, it's time to break free and start investing smarter. Tune in now! Follow us for more: Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co Facebook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: thehmopropertyco_ Need help with your investment strategy? Book a free, no-obligation chat with our team today. Join our Facebook Group: Perth HMO and NDIS High Cashflow Investment Properties #HMOPropertyShow #PropertyInvestment #PositiveCashflow #FinancialFreedom #PropertyInvesting #WealthBuilding #NeilGibb #Investing #RealEstate

Welcome to Episode 143 of The HMO Property Show with your host Neil Gibb! In this episode, we dive into a new and innovative strategy for investors looking to build a cashflow-positive HMO within their Self-Managed Super Fund (SMSF). If you're looking for a secure, high-yield investment that can set you up for a strong retirement, this episode is a must-listen! Episode Summary: A Smarter Way to Invest in Your SMSF Neil Gibb breaks down the traditional SMSF property investment model and introduces a new off-the-plan strategy that enables investors to access premium inner-suburb locations while maximizing long-term capital growth and rental yield. Historically, many SMSF investors were limited to fringe suburbs, facing high land costs and oversupply risks. With this new model, investors can now acquire better properties, in better locations, with higher returns. Key Takeaways from Episode 143 Why traditional SMSF property investments may not be the best option The one-part contract model requires a large cash deposit (~$400K). It limits investors to fringe suburbs, which may face lower long-term capital growth. Many "co-living" operators are pushing oversaturated areas, which could impact future rental demand. The new off-the-plan SMSF model: A game-changer Investors buy into premium, high-demand inner-suburbs (0-15km from CBD) instead of fringe locations. Lower upfront investment (~$380K vs. $400K) due to strategic land acquisition. Increased development uplift means your property has instant value growth. Secure long-term stable cashflow ($100K+ per year) while reducing tax liabilities. How the process works Step 1: Invest in a strategic land subdivision project (e.g., buying a 1,000 sqm block & splitting it into two). Step 2: Fund the development through an SPV (special purpose vehicle) with other investors. Step 3: Property is developed into a custom-designed, high-yield HMO. Step 4: The bank refinances the completed property directly into your SMSF, giving you a long-term, debt-free asset. 👉 FOR MORE INFORMATION Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book Now https://calendly.com/jose-hmo/15min?month=2023-03 Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group. https://www.facebook.com/groups/190469198815181/ 👉 THE HMO PROPERTY CO Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co Facebook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: thehmopropertyco_ Spotify: The HMO Property Show Apple Podcast: The HMO Property Show Living Rooms - https://livingrooms.com.au/   Disclaimer Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies.