Your Money with Michelle Martin

What comes to mind when you think of letting go? Perhaps you are trying to let go of unhelpful thoughts or beliefs or habits. Perhaps the best masterclass on letting go comes from survivors of illnesses that take away what we assume we have for life. On LIVE WELL WITH MICHELLE, Michelle takes us through the deeply human story of a Singaporean stroke survivor whose new book is an invitation to rethink letting go and returning home to ourselves. Michelle highlights lessons on coping with loss after major life transitions.See omnystudio.com/listener for privacy information.

Markets are shrugging off virus scares, rising bond yields and fragile US-China tensions - but are investors becoming dangerously comfortable with risk? Hosted by Michelle Martin with Arun Pai, Partner at Monk's Hill Ventures, this episode unpacks why Wall Street appears increasingly willing to “buy the dip” even during moments of geopolitical and health uncertainty. Michelle explores what it means when figures like Elon Musk and Mark Zuckerberg travel alongside US President Donald Trump to China - and whether corporate America is now shaping diplomacy as much as governments. The conversation also dives into the quiet but important rise in bond yields and why markets may be losing faith in imminent rate cuts. From biotech names like Moderna to tech giants and global capital flows, discover which sectors could win - or suffer - if higher rates and geopolitical uncertainty persist. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

If you caught Michelle Martin’s conversation with Elijah Lee, Senior Financial Services Manager, Phillip Securities last week, you’ll know they ran out of time just as things were getting interesting. In Part 2, we dive into the "how" - the practical steps to starting your own annuity journey for a secure retirement. Michelle starts with a question many are talking about in Singapore given recent changes - healthcare costs.See omnystudio.com/listener for privacy information.

On Money and Me, Michelle Martin speaks with a former banker who channeled his ADHD into a “superpower”, transforming a restless "lack of focus" into a relentless drive to master a legendary Thai recipe and engineer a tech-forward F&B ecosystem. He proves that neurodiversity is a competitive financial asset, turning a classroom label into a mission-driven business that disrupts the status quo.  Here's the full conversation with Lawrence Tang, Founder of Co+Nut+ink.See omnystudio.com/listener for privacy information.

What if the next competitive advantage in business isn’t ruthless optimisation - but learning how to thrive? Hosted by Michelle Martin, this episode features Stephen Lew, Founder of The School of Positive Psychology, who shares why high achievement and deep fulfilment are often not the same thing. We explore how Positive Psychology and the science of resilience, meaning, creativity and human flourishing are increasingly relevant in a world of burnout, uncertainty and relentless performance pressure. Plus Stephen takes a question from a listener who believes his wife would benefit from therapy.See omnystudio.com/listener for privacy information.

Singapore’s capital markets could be entering a new phase. Hosted by Michelle Martin with Ryan Huang, this episode examines the planned SGX-Nasdaq dual-listing bridge expected to launch by mid-2026, allowing eligible companies to access both Singapore and US investors through a streamlined listing process. We explore whether the initiative can help revive SGX liquidity, attract regional tech unicorns and strengthen Singapore’s position in global capital markets. The discussion also looks at the role of the Equity Market Development Programme and whether Singapore is taking a more active approach to supporting IPO activity and market depth. Plus: can SGX avoid becoming merely a secondary trading venue if valuation premiums and liquidity remain concentrated on Nasdaq - and what would success actually look like for Singapore’s market ecosystem?See omnystudio.com/listener for privacy information.

Singapore’s financial advisory industry is changing fast - with consolidation, rising compliance costs and larger platforms reshaping the business of advice. Hosted by Michelle Martin, this episode with Christopher Tan, CEO of Providend, explores what happens when financial advice becomes increasingly concentrated in the hands of fewer, larger players. Both also discuss the part of retirement few talk about - spending wisely in retirement.See omnystudio.com/listener for privacy information.

Suspiciously well-timed oil and prediction market trades tied to the Iran-U.S. conflict have reportedly totalled close to US$7 billion, raising fresh questions about geopolitics, insider conviction and how markets price fear. Oil surged after Israeli Prime Minister Benjamin Netanyahu warned the conflict with Iran was “not over,” sending Brent crude above US$104 a barrel and WTI close to US$95.Hosted by Michelle Martin, this episode turns to veteran trader Simon Ree, Founder of Tao of Trading, to unpack whether these trades were pure foresight, sophisticated probability analysis - or something more.See omnystudio.com/listener for privacy information.

After a lively on-air debate between dividend investing and ETFs, listeners cast their votes - and the results are revealing. Then Michelle explores executive presence and the subtle signals that shape influence at work.Because in modern careers, competence alone is rarely enough - presence can shape opportunity. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Passwords are a part of life, but perhaps they reveal something bigger about modern life - the rising cognitive burden we carry every day. Listeners share how they are coping with password fatigue with Michelle. Maybe that’s the deeper issue here. The future isn’t just about making technology smarter. It’s about reducing unnecessary friction so human beings have more mental space for relationships, purpose, creativity, investing wisely. Are future companies are looking away from passwords to keep organisations safe? Then we hear more about Michelle's book pick today, John Coleman's "Good Money"See omnystudio.com/listener for privacy information.

Author John Coleman spent his early years in a single-wide mobile home in the USA. When it rained in Florida, the family would buy movie tickets, and wait out the storm safely in the theatre. Today he is Co-CEO of Sovereign's Capital which invests in public equities, private equities and venture capital. Michelle Martin finds out how John's six-step framework in his book "Good Money, Six Steps to Building a Financial Life with Purpose" can help us change our relationship with money, so we can design a richer life across dimensions that we know, map to living well.See omnystudio.com/listener for privacy information.

Michelle Martin speaks with Arnaud Frade about the rise of “sentient startups” and whether billion-dollar one-person companies could soon emerge - even from Singapore. They explore how entrepreneurs are already using AI beyond productivity. Arnaud also shares lessons from building Athena, his autonomous AI panelist, and explains why blind dependence on AI could become a dangerous trap for founders. As AI takes over more analysis and execution, the conversation asks a deeper wellness question: what uniquely human qualities will matter most for leaders at work? Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Investors, what if one of Asia’s biggest ageing-investment opportunities is a healthcare problem few people even talk about? Asia’s ageing population is quietly fueling a surge in demand for urology care - and investors may be underestimating the scale of the opportunity In Money and Me we meet the largest medical device company in Southeast Asia Michelle Martin speaks with Wong Yau Chung, CEO of Temasek-backed Advanced MedTech Holdings, about a possible listing, how the Singapore-grown MedTech is using acquisitions and its strategy to compete globally and a key question. Could urology become one of the next major long-term investment themes tied to ageing demographics?See omnystudio.com/listener for privacy information.

We are living longer but what are our options for employment after retirement? Is it really either "just stay home" or volunteer? Michelle Martin explores how an SGX-listed tech company iWOW Technology and global online platform GetSetUp are adding new options for seniors who have only to reach their keyboards for a new way to earn. GetSetUp are banking on older adults training their peers on their tech platform. From making new connections, to providing real flexible jobs with dignity and purpose. Michelle looks at whether this initiative can truly help older adults stay engaged with their peers from around the world and if it can provide meaningful remuneration. Find out as she speaks with Ashokan Ramakrishnan, Chief Marketing Officer, iWOW & Neil Dsouza, Co-Founder of GetSetUp. Click to check out the community here www.getsetup.sg/en-SGSee omnystudio.com/listener for privacy information.

Imagine a few thousand consistently deposited into your account, every month for life! Our guest received a letter reminding him this financial instrument he chose 5 years ago, came to fruition with a sweet four figure gain. Listen to this episode to hear how to figure out if putting money in annuity is a smart move. How much can you expect monthly? What are the range of riders involved? What's guaranteed and what's not? How does this financial instrument compare with buying a REIT, ETF or topping up your SRS?  Michelle Martin finds out with Phillip Securities' Elijah Lee.See omnystudio.com/listener for privacy information.

Work from your living room and on your own terms? Michelle Martin speaks with Joanne Chen, Founder of Ezhub, about how live commerce is opening new doors people to return to work with flexibility and purpose. Joanne, a single mum with a special needs child,  shares how personal challenges helped grow her business.  TikTok Shop is turning live selling into a serious economic opportunity. How can you profit from it?  See omnystudio.com/listener for privacy information.

She walked away at the top - so what does freedom really cost? Michelle Martin sits down with Michelle Lee, Founder of Better MoneyEQ, who retired at 35 after a stellar financial advisory career - and chose a radically different relationship with money.They unpack why financial success doesn’t always translate into fulfillment, and what “Money EQ” reveals about our deepest money patterns. From childhood conditioning to emotional triggers like fear, guilt, and avoidance, this episode explores why even smart investors make poor decisions. Michelle Lee shares how identity - not discipline - is the true lever for lasting financial change, and how small, intentional shifts can break old cycles. If you’ve ever felt stuck between earning well and living well, this conversation offers a new way forward - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

What if the biggest investing mistake today is assuming every dip is a bargain? Michelle Martin explores whether the familiar “buy the dip” strategy still holds in today's market shaped by oil shocks, inflation pressures, and shifting rate expectations. Joined by Brian See Toh, Financial Services Manager at PhillipCapital, the conversation unpacks why today’s pullbacks may be fundamentally different from past quick rebounds. How can investors tell the difference between a short-term dip and a deeper market reset? We break down when averaging in makes sense, what to review before deploying capital, and how to avoid reacting emotionally to falling prices. Hosted by Michelle Martin, this episode offers a disciplined framework to help investors align market moves with their long-term life and wealth plans.See omnystudio.com/listener for privacy information.

What if the biggest winners in tech today are the ones spending the most - despite the risks? Big Tech earnings surprise to the upside, but markets pick clear favourites as Alphabet surges while Meta slips on AI spending fears. Microsoft doubles down with a staggering US$190 billion capex plan, while Amazon’s cloud engine keeps delivering strong growth. In Singapore, DBS signals conviction in the AI future with a US$20 billion data centre push, even as profits edge higher. Meanwhile, Wall Street stays cautious - oil prices rise, the Fed shows rare division, and leadership uncertainty clouds policy direction. From Wilmar to Mapletree Industrial Trust, corporate Singapore reveals a mixed earnings landscape - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Why do some leaders leave you energised - while others quietly exhaust you? Michelle Martin sits down with Columbia University's Adam Galinsky, author of INSPIRE (The Universal Path for Leading Yourself and Others), to unpack the psychology behind leadership that truly moves people. Drawing on three decades of research, Galinsky explains why inspiration isn’t a personality trait - but a set of behaviours we can all learn. From Visionary to Exemplar to Mentor, discover the three roles that define leaders who elevate others.We explore how these ideas play out not just in boardrooms - but in families, and everyday life.See omnystudio.com/listener for privacy information.

Hospital bills are rising - and now you’re expected to pay more upfront. What does that mean for your financial health? Michelle Martin speaks with Liaw Yit Ming and Lee Hong Huei of Foundation Healthcare Holdings to unpack Singapore’s evolving healthcare financing landscape. With new Integrated Shield Plan rider rules raising out-of-pocket costs, patients are feeling the strain. Is the real issue rising demand - or a fragmented system where insurers, hospitals, and doctors don’t communicate? We explore how technology, efficiency, and value-based care could reshape outcomes—and costs.Hosted by Michelle Martin. Correction: Foundation Healthcare, a Temasek-backed (through fully-owned Seatown Holdings) multi-specialist group, who is driving the shift towards sustainability in private healthcare.See omnystudio.com/listener for privacy information.

Coffee is hot, soda is fizzing - but is the global consumer stronger than we think? Strong earnings from Starbucks and Coca-Cola suggest demand is holding firm - even as inflation lingers. From affordable indulgences to premium beverages, spending patterns are splitting across income groups. Meanwhile, the OPEC shake-up as the United Arab Emirates signals a potential reset in oil power dynamics. Markets pause as AI stocks retreat, while names like Spotify stumble despite strong earnings. In Asia, CapitaLand Investment and GoTo highlight resilience and turnaround stories - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Inflation is squeezing wallets - but could it quietly boost your REIT returns? Michelle Martin sits down with Willie Keng, Founder of Dividend Titan (https://www.dividendtitan.com/), to unpack how rising costs could reshape the financing vehicles that REITS are. From CapitaLand Integrated Commercial Trust’s strategic pivot to Paragon, to CapitaLand Ascendas Trust’s resilient 6% yield, we explore what’s really driving performance. How can we determine when REITS are likely to find inflation more of a foe than a friend?  We also break down the three key areas new REIT investors may need to check in on every quarter. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

What if the biggest threat to AI isn’t competition - but geopolitics? China blocks Meta Platforms’s AI ambitions, reshaping the rules of global tech investment overnight. Meanwhile, OpenAI and Microsoft loosen ties, signalling a new era of AI independence and rivalry. Markets edge higher even as oil surges past US$100, with Middle East tensions back in focus. Corporate movers from BP to ST Engineering highlight how geopolitics is driving winners and losers. All this and more as investors navigate a market where power, not just profits, is the real currency - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

What if markets are rising not because risks are low - but because investors are underestimating them? Michelle Martin explores the medium-term fallout of a potential Strait of Hormuz disruption and why energy shocks may reshape Asia’s outlook. Despite geopolitical tensions and recession fears, global equities continue to climb—what’s driving this disconnect? We examine Singapore’s policy shift as the Monetary Authority of Singapore tightens for the first time since 2022 and what that signals. From inflation persistence to supply chain rewiring, the investment landscape may be shifting more than it appears. Hosted by Michelle Martin with guest Cheng Chye Hsern, Head of Investment, Providend.See omnystudio.com/listener for privacy information.

Are markets rallying on strength - or simply ignoring the risks building beneath the surface? Big Tech splits into two camps: AI heavyweights like Alphabet, Amazon, Meta and Microsoft pour billions into the future, while Apple doubles down on massive buybacks. Intel shocks markets with its best day in decades, while Nvidia pushes past a staggering $5 trillion valuation milestone. Meanwhile, Morgan Stanley flags conviction picks ahead of earnings, even as expectations climb dangerously high. With the Federal Reserve leadership in flux and oil prices surging, investors face a complex mix of growth optimism and macro uncertainty. Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

What if one shipping lane, one IPO, and one CEO change could reshape your portfolio in a significant way? Michelle Martin unpacks three shifts that could redefine risk and opportunity,  From a potential Strait of Hormuz disruption to oil spikes, we explore how energy shocks ripple through inflation, equities and currencies. Then, SpaceX’s IPO buzz meets hard reality as the company flags deep risks in its Moon and Mars ambitions - what should investors really price in? And at Apple, a historic leadership transition signals a pivot from supply chain mastery to engineering-led innovation in an AI-driven era. With guest Swapnil Mishra, we connect geopolitics, tech ambition and leadership shifts to what matters most for your money.See omnystudio.com/listener for privacy information.

Intel surges, oil spikes, and investors are left asking - is this a turning point or a warning sign? Markets swing between optimism and uncertainty, hosted by Michelle Martin with Ryan Huang. From Intel’s blockbuster earnings and triple-digit momentum to Texas Instruments riding the AI wave, semiconductors are back in focus. Oil prices surge past US$100 amid Iran tensions, injecting fresh volatility into global equities and tempering risk appetite. In Singapore, Sheng Siong faces scrutiny over director pay while DBS, OCBC and UOB signal structural shifts with job cuts. Meanwhile, Amex shows resilient premium spending and iFast delivers strong profit growth, highlighting pockets of strength in financials.See omnystudio.com/listener for privacy information.

Can "One Good Trend" take you to investing success? Michelle Martin sits down with Joey Choy, Speaker at SGX Academy, to learn how to spot high-conviction trends in Singapore stocks. Joey talks about how becoming liable for a client's stock market mistake led him to depression. He realized he might have to sell his home with a newborn in tow. He had to lean on his parents who forked out a half a million dollars to help him out of debt. But he also developed a system he shares with us today. This episode helps investors understand risk, timing, and the real signals behind market winners.See omnystudio.com/listener for privacy information.

What if the biggest risk in markets today is not thinking big enough? US markets surge to record highs even as oil spikes past $100, signalling a fragile balance between growth and geopolitical risk. Tesla grabs headlines with a massive $25 billion spending push into AI, robotaxis, and humanoid robotics - despite mixed earnings. Meanwhile, corporate movers from Broadcom to Boeing and Alphabet highlight an economy still driven by innovation and scale. In Asia, CATL’s sodium-ion breakthrough could challenge lithium’s dominance and reshape the EV supply chain. All this as Singapore markets hold key levels, with names like DFI Retail Group and Singtel reflecting mixed local sentiment - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Beyond ARKX and UFO how can you think of adjacent plays to the space economy? Michelle Martin explores the fast-emerging space economy with Alvin Chow, Co-founder of Dr Wealth. From Alphabet’s billion-dollar stake in SpaceX to Amazon’s aggressive push into satellite internet, the battle for space dominance is intensifying. We separate hype from reality and ask if a big space technology IPO takes off, which stakeholders stand to benefit?See omnystudio.com/listener for privacy information.

Earnings are booming, what does this signal about market sentiment? Michelle Martin and Ryan Huang unpack a split global picture: DFI Retail surges on resilient consumer demand while United Airlines warns of turbulence ahead. REITs like OUE REIT and Keppel REIT show steady income growth, even as investors question sustainability. In the US, Kevin Warsh’s push for a Federal Reserve “regime change” could reshape how markets interpret interest rates. Meanwhile, corporate headlines - from Adobe’s massive buyback to CATL’s ultra-fast EV battery - signal where innovation and capital are flowing. From Singapore’s STI movers like CapitaLand Integrated Commercial Trust to global names like Nvidia-linked Victory Giant and Sanrio - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

What if walking away from millions is actually the smartest move you’ll ever make? Michelle Martin sits down with Chin Hui Leong, Co-founder of The Smart Investor, to unpack the psychology of selling stocks - and why profits locked in are never a failure. From the painful “could have been” to the discipline of knowing when enough is enough, this episode reframes what success really looks like in investing. We explore how to decide when to sell - even if a company is still performing - and why your personal goals matter more than market narratives. For new investors, Hui Leong shares how to build conviction, when to move beyond ETFs, and why patience must be balanced with action. It’s a conversation about clarity, not regret - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Leadership changes, asset reshuffles and geopolitical tremors - markets are recalibrating in real time. Apple begins a new chapter as Tim Cook hands over to John Ternus, raising big questions about innovation in the AI era. In Singapore, CapitaLand Integrated Commercial Trust pivots from Asia Square Tower 1 to Paragon, doubling down on scarce Orchard Road assets. Oil spikes on US-Iran tensions while Wall Street slips - reminding investors that macro risk is far from over. Corporate movers include Apple, CICT, OCBC, Sea Ltd, Eli Lilly, UOL Group, City Developments and Seatrium. From psychedelics to tokenised gold, innovation is accelerating - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

There is a hidden cost to becoming a successful founder and Eldred Wee hopes to save more from paying it. If success feels hollow, this conversation may help you redefine what you’re really working toward Hosted by Michelle Martin, this episode dives into the gap between financial success and life goals with Eldred Wee, Founder of Edenity. From closing seven-figure M&A deals to questioning the very meaning of “enough,” Eldred shares why wealth didn’t bring the fulfilment he expected. We explore how childhood experiences, risk, and identity shape our relationship with money and security. Plus, the rise of the “Parentpreneur” - a community supporting founders who want to build  a business without losing their families along the way.See omnystudio.com/listener for privacy information.

War risks flare, markets rally - and a Singapore tycoon takes on global banks in a $1 billion courtroom clash. We unpack the high-stakes lawsuit involving Oxley Holdings, Societe Generale, Credit Suisse, Standard Chartered - and why confidence can make or break billion-dollar ventures. HSBC’s top stock picks spotlight AI, cloud, and pricing power, as investors hunt for the next outperformers this earnings season. Markets surge with the S&P 500 above 7100, but oil volatility tied to Strait of Hormuz tensions keeps risk alive. Earnings spotlight turns to Tesla, Boeing, Blackstone, Lockheed Martin, United Airlines, American Airlines, and Singapore REITs including Keppel REIT, OUE REIT, Digital Core REIT, Frasers Centrepoint Trust. From Apple’s China rebound to Disney’s IMAX rival and Coliwoo’s expansion, it’s all in play—hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

What if you too could have a slice of the biggest entertainment industry in the world? The global gaming industry is set to hit $300 billion. We explore how one founder is flipping the model of mobile gaming - turning screen time into outdoor family play with a new kind of mobile game that prioritizes family time and movement. Is this the much-needed reset for how families engage with technology? See omnystudio.com/listener for privacy information.

Markets are hitting record highs - but beneath the surface, investors are getting far more selective. Netflix beats earnings but sinks as leadership changes raise deeper questions about growth.Pepsi surprises to the upside - signaling a shift from pricing power to consumer sensitivity. TSMC’s blockbuster results confirm AI demand is translating into real profits across the supply chain. Meanwhile, markets push higher despite geopolitical risks, as investors rotate between growth, yield, and resilience.  Also in the spotlight: Netflix, PepsiCo, TSMC, Sigenergy, Keppel DC REIT, SBS Transit, Frasers Logistics & Commercial Trust, Mapletree Logistics Trust. Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Want an AI tutor at home for about $40 a month for your primary schooler? Michelle Martin explores one option with guest: Tan Yueh Phern. We unpack how AI learning platforms like Luminee Learning aim to teach process over answers, aligning with Singapore’s MOE syllabus. We also examine whether AI can democratize access to quality education - or deepen the tuition divide.See omnystudio.com/listener for privacy information.

Retirement is about to be reinvented - but will the new CPF scheme work for you? Michelle Martin unpacks Singapore’s upcoming CPF Investment Scheme  and what it means for your long-term wealth - hosted by Michelle Martin. With Christopher Tan, we break down how scheme compares with CPFIS and who it is really designed for. We explore whether a lifecycle portfolio should be your core strategy, a supporting tool - or something to avoid entirely. From returns to risks, and myths to mechanics, this conversation cuts through the noise on using your CPF to invest. We also zoom out to a bigger question: how AI-driven job disruption could reshape how future generations save for retirement.See omnystudio.com/listener for privacy information.

Wall Street rallies toward all-time highs as blockbuster earnings from major banks fuel optimism -hosted by Michelle Martin with Ryan Huang. Citigroup and Goldman Sachs lead a trading-driven surge, while JPMorgan and Wells Fargo reflect resilience across lending and dealmaking. Energy markets flash caution: BP rides “exceptional” oil trading gains as geopolitical tensions tighten supply. Tech and innovation accelerate - Amazon’s satellite ambitions, Novo Nordisk’s AI drug push, and Alibaba’s leap into robotics signal a new frontier. In Singapore, the STI breaks past 5,000, led by Mapletree Logistics Trust, while DFI Retail drags—highlighting uneven market strength.  See omnystudio.com/listener for privacy information.

When the world feels unstable, doing nothing might be your smartest move - or your biggest mistake. As geopolitical tensions and rising energy prices reshape markets, investors are being forced to rethink where safety truly lies. With Daniel Sim, Founder of Golden Goose Properties, we explore the critical “foundations first” approach - liquidity, protection, and resilience - before deploying capital in uncertain times. From fixed deposits and bonds to gold, silver and REITs, how should investors balance safety versus inflation protection? The UK property market faces a structural reset as the Renters’ Rights Act dismantles the traditional buy-to-let model. Is this an investor exodus - or a shift towards a more professional, regulated market? Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

We start in Singapore where  the MAS has tightened policy for the first time since 2022, even as safe-haven flows push interbank rates lower - a rare divergence. Goldman Sachs delivers blockbuster earnings, powered by AI-driven trading and a resurgence in dealmaking - but investors still hit the sell button.  Global markets rebound on Iran ceasefire hopes, while oil volatility continues to signal underlying geopolitical risk. In corporate news, luxury giant LVMH disappoints, CATL eyes a massive capital raise, and Keppel flags second-order shocks. Closer to home, the STI slips, with Hongkong Land dragging while Sembcorp Industries provides a bright spot. We digest market news in this conversation with Michelle Martin and Ryan Huang.See omnystudio.com/listener for privacy information.

Meet an insider in Singapore's private club scene. Michelle Martin speaks with Ben Jones, Founder of Mandala Club and Co-founder of ICON1C, to unpack the evolution of modern luxury. From curated community experiences to a bold expansion of Mandala’s physical footprint, Ben shares how private clubs are shifting from exclusivity to meaningful connection. We explore ICON1C’s vision of building a global “house of brands,” including the revival of the 1880 community and its next chapter. Plus, the rise of “social wellness” with ventures like the Mandala Racquet Club, and why offline experiences are becoming the ultimate luxury currency. Where is the experience economy headed next? Find out in this episode of Influence.See omnystudio.com/listener for privacy information.

S-REITs are under pressure - where is smart money quietly stepping towards? Rising oil prices linked to the Strait of Hormuz are driving costs higher and dragging REIT valuations lower. The iEdge S-REIT Index has slipped, but analysts say this correction may be opening a rare window of opportunity. We unpack First REIT’s Indonesian divestment and whether its special distribution is reward - or warning. Plus, CapitaLand Ascendas REIT’s bold S$900M global data centre bet and why mid-cap REITs could outperform the blue chips. Where should investors look next 0 and what risks are being mispriced? Hosted by Michelle Martin with Kenny Loh, REIT Specialist and Wealth Advisory Director.See omnystudio.com/listener for privacy information.

Markets are rallying - but what does oil flashing over $100 indicate? Geopolitics takes centrestage as Strait of Hormuz tensions escalate, with oil prices surging past US$100 and raising questions about whether this is strategy or shock. We unpack the counterintuitive idea that higher oil prices could be a geopolitical tool - and what that means for China, inflation, and markets. In stock focus, Amkor Technology rides the AI boom with ties to Apple and TSMC, while Wee Hur draws bullish calls from DBS. Earnings season kicks off with Goldman Sachs, JPMorgan Chase, BlackRock and Netflix all in focus. Corporate movers include Hermès, GSK and Olam, while the STI sees gains led by Singapore Exchange - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Markets are rallying on peace hopes - but oil is telling a very different story. We unpack Amazon’s bold move against Nvidia and what it means for the future of AI economics. From GLP-1 weight loss drugs reshaping retail demand to a tiny shipping ETF becoming a real-time war gauge, second-order effects are driving markets. China’s EV exports surge as oil shocks accelerate the energy transition narrative. In corporate news, Samsung faces selling pressure while Meta doubles down on AI ambition. All eyes on the STI as global tensions ripple through local markets - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Bestselling author Nir Eyal shares how our beliefs shape our lives. Our beliefs can either hold us back or propel us toward our dreams. Sometimes we may not even be aware of the beliefs that are running us. Like invisible background code, our beliefs shape our perception of possibility, are the bedrock for motivation and determine when and if we quit on the journey to our biggest dreams. Michelle and Nir discuss limiting money beliefs, the power of prayer and the self-fulfilling power of labels. Go beyond the page of Nir Eyal's new book " Beyond Belief" in this edition of READ with Michelle. Watch the full interview on YouTube.See omnystudio.com/listener for privacy information.

What if your property could double its yield - without buying another one? We explore how Singapore landlords are transforming single-tenant homes into co-living cashflow machines. From landed properties in Pasir Panjang to city-fringe condos, hear how investors are unlocking 4% to 7% yields. But behind the numbers lie real trade-offs - renovation costs, tenant turnover, and operational complexity. We break down whether outsourcing to operators like Bespoke Habitat is the key to making it work. Is co-living a smart structural shift or a yield-chasing trend? Hosted by Michelle Martin with Josephine Liu and Arthur Lim.See omnystudio.com/listener for privacy information.

Even after life-saving surgery, a critical illness claim can be denied. What are you covered for and why? We explore how definitions influence payouts and highlight what consumers seeking "best" or "comprehensive" coverage need to know. With Elijah Lee of Phillip Securities, we unpack what every policyholder must understand about fine print, exclusions, and evolving medicine. From comparing insurers to what you can discuss today with your insurance advisor, we ask: are you truly protected—or just conditionally covered? Practical insights to help you avoid costly surprises - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.