#001 - The TRUTH About Starting Property Investing In Australia

Get a clear roadmap to build wealth, pay off your home fast, and save thousands in tax, Book your discovery call → https://accwealth.com.au/booking/Thinking about buying your first investment property in Australia but not sure where to begin? This episode breaks down the basics of property investing, giving beginners a clear and simple roadmap before making their first move.In this first episode of Access Wealth, Dory and Ben unpack the real foundations of smart investing, your why, your borrowing capacity, your finance structure, and the research that separates confident investors from emotional decision makers.You will learn:◼️ Why defining your why matters◼️ How to prepare your finances and borrowing capacity◼️ The role of equity, valuations and loan structuring◼️ Why location research beats buying close to home◼️ How to avoid emotional decisions and invest with confidence◼️ What professional due diligence includesTimestamps:00:00:00 - Introduction00:00:02 Why Long-Term Success Matters00:00:12 Basics of Property Investing in Australia00:00:23 Common Questions for New Investors00:00:33 Asset Types Overview00:00:36 Understanding Your Why00:00:45 Tax, Mortgage and Retirement Pressures00:01:15 Seeing Your Long-Term Mortgage Outlook00:01:53 Tax Impact Over Time00:02:20 Mortgage Interest Reality00:02:31 Moving Beyond the Why00:02:44 Borrowing Capacity and Finance Structure00:03:06 Consequences of Poor Structuring00:03:14 Importance of Valuations and Equity00:03:29 How Valuations Can Vary00:03:49 Cranbourne Valuation Example00:04:31 Finance Structure and Due Diligence00:04:41 Knowing Your Borrowing Capacity and Equity00:05:01 Where Most People Invest Incorrectly00:05:14 Limited Suburb Research00:05:23 Why Most Australians Choose the Wrong Suburbs00:05:36 Cutting Out 99 Percent of the Market00:05:49 Emotional Buying and Auctions00:06:09 Importance of Proper Advice00:06:18 Researching 15,000 Suburbs00:06:35 Outdated Property Beliefs00:06:56 Emotional vs Strategic Decisions00:07:10 Overwhelm and Investment Options00:07:23 Mapping Out the Investment Steps00:07:44 Importance of Data and Research00:07:56 Due Diligence and Reporting00:08:27 Financial Inputs and Ongoing CostsFollow Access Wealth:https://www.facebook.com/accwealth/https://www.instagram.com/access_wealthhttps://x.com/Access_WealthAUhttps://www.linkedin.com/company/access-wealth-australia/