Inside Access

Get a clear roadmap to build wealth, pay off your home fast, and save thousands in tax. 📅 Book a free Discovery Call → https://accwealth.com.au/booking/In this episode, Dory Senior breaks down the exact 5-pillar blueprint used to help clients invest in property safely, and avoid the traps that trip up most everyday Australian investors.You'll learn:◼️ The 5-pillar blueprint for safe property investing◼️ How borrowing capacity and valuations differ wildly between lenders◼️ Conservative financial modelling and real-world "what if" scenarios◼️ How we assess markets and properties against our 20-point criteriaChapters:00:00:00 – Introduction00:00:17 - The 5 Pillar Blueprint Overview 00:01:27 - Pillar 1: Your Plan and Strategy Roadmap 00:04:35 - Pillar 2: Protection and Financial Safety 00:09:00 - Pillar 3: Acquisition and Market Selection 00:10:04 - Pillar 4: Execution: Contracts, Legal, and Hidden Steps 00:10:33 - Pillar 5: Growth and Ongoing Support 00:12:43 - How Clarity Removes Fear 00:13:10 - Letting the Property Work in the BackgroundFollow Access Wealth:Facebook → https://www.facebook.com/accwealth/Instagram → https://www.instagram.com/access_wealthX → https://x.com/Access_WealthAULinkedIn → https://www.linkedin.com/company/access-wealth-australia/#PropertyInvestment #AustralianPropertyMarket #InvestmentStrategy #Mortgage #WealthBuilding

Get a clear roadmap to build wealth, pay off your home fast, and save thousands in tax, Book your discovery call → https://accwealth.com.au/booking/In this episode, Dory and Ben break down the major shifts hitting property investors, from changes to capital gains tax to the new treatment of negative gearing. They explore why holding costs now sit at the centre of every investment decision and how these policy moves are reshaping what everyday investors can actually afford.You'll hear:◼️ Why holding costs now outweigh capital gains◼️ How CGT changes shift investor decisions◼️ Why new property is becoming the only affordable long‑term optionTimestamps:00:00:00 - Introduction00:00:15 - Importance of Holding Property00:00:24 - Government Changes to Negative Gearing and Capital Gains Tax00:00:47 - Historical Capital Gains Tax Concession00:01:09 - Indexation Model for Capital Gains Tax00:01:19 - Negative Gearing Overview00:02:05 - Deducting Expenses Over Rental Income00:02:36 - Changes in Negative Gearing Benefits00:03:04 - Real-Life Example of Property Costs00:03:24 - Out-of-Pocket Expenses for Investors00:03:45 - Impact on Average Income Investors00:04:16 - Cash Flow Importance in Property Investment00:04:44 - Tax Refunds and Negative Gearing00:05:30 - Government's Stance on New Properties00:06:02 - Economic and Housing Supply Impact00:06:40 - Benefits of Investing in New Properties00:07:02 - Depreciation Benefits for New Properties00:08:04 - Affordability and Long-Term Holding00:08:48 - Market Shift Towards New Properties00:09:17 - Tenant Preferences for New Properties00:09:49 - Passive Investment Strategy with New Properties00:10:09 - Supply and Demand ChallengesFollow Access Wealth:https://www.facebook.com/accwealth/https://www.instagram.com/access_wealthhttps://x.com/Access_WealthAUhttps://www.linkedin.com/company/access-wealth-australia/

Get a clear roadmap to build wealth, pay off your home fast, and save thousands in tax, Book your discovery call → https://accwealth.com.au/booking/Thinking about buying your first investment property in Australia but not sure where to begin? This episode breaks down the basics of property investing, giving beginners a clear and simple roadmap before making their first move.In this first episode of Access Wealth, Dory and Ben unpack the real foundations of smart investing, your why, your borrowing capacity, your finance structure, and the research that separates confident investors from emotional decision makers.You will learn:◼️ Why defining your why matters◼️ How to prepare your finances and borrowing capacity◼️ The role of equity, valuations and loan structuring◼️ Why location research beats buying close to home◼️ How to avoid emotional decisions and invest with confidence◼️ What professional due diligence includesTimestamps:00:00:00 - Introduction00:00:02 Why Long-Term Success Matters00:00:12 Basics of Property Investing in Australia00:00:23 Common Questions for New Investors00:00:33 Asset Types Overview00:00:36 Understanding Your Why00:00:45 Tax, Mortgage and Retirement Pressures00:01:15 Seeing Your Long-Term Mortgage Outlook00:01:53 Tax Impact Over Time00:02:20 Mortgage Interest Reality00:02:31 Moving Beyond the Why00:02:44 Borrowing Capacity and Finance Structure00:03:06 Consequences of Poor Structuring00:03:14 Importance of Valuations and Equity00:03:29 How Valuations Can Vary00:03:49 Cranbourne Valuation Example00:04:31 Finance Structure and Due Diligence00:04:41 Knowing Your Borrowing Capacity and Equity00:05:01 Where Most People Invest Incorrectly00:05:14 Limited Suburb Research00:05:23 Why Most Australians Choose the Wrong Suburbs00:05:36 Cutting Out 99 Percent of the Market00:05:49 Emotional Buying and Auctions00:06:09 Importance of Proper Advice00:06:18 Researching 15,000 Suburbs00:06:35 Outdated Property Beliefs00:06:56 Emotional vs Strategic Decisions00:07:10 Overwhelm and Investment Options00:07:23 Mapping Out the Investment Steps00:07:44 Importance of Data and Research00:07:56 Due Diligence and Reporting00:08:27 Financial Inputs and Ongoing CostsFollow Access Wealth:https://www.facebook.com/accwealth/https://www.instagram.com/access_wealthhttps://x.com/Access_WealthAUhttps://www.linkedin.com/company/access-wealth-australia/