076 - Financial Planning Issues to Consider Before Year-End
An episode of the Real Personal Finance podcast, hosted by Scott Frank and James Conole, titled "076 - Financial Planning Issues to Consider Before Year-End" was published on December 2, 2020 and runs 26 minutes.
December 2, 2020 ·26m · Real Personal Finance
Summary
In this week’s episode of Real Personal Finance, James and Scott discuss end of year tax planning. As the year comes to an end, we want to make sure your income and investments are in order. Whether you had a year of financial gain or financial loss we help you use that to your advantage, no matter your tax bracket. Time Stamps: 00:28 - Year-end tax planning 01:00 - Core concepts to focus on for EOY planning 01:44 - Harvesting gains or losses in your portfolio 04:30 - Tax gain ha...
Episode Description
In this week’s episode of Real Personal Finance, James and Scott discuss end of year tax planning. As the year comes to an end, we want to make sure your income and investments are in order. Whether you had a year of financial gain or financial loss we help you use that to your advantage, no matter your tax bracket.
Time Stamps:
00:28 - Year-end tax planning
01:00 - Core concepts to focus on for EOY planning
01:44 - Harvesting gains or losses in your portfolio
04:30 - Tax gain harvesting
06:55 - Planning for future higher income and how it impacts your tax bracket
08:13 – Planning for future lower income
10:00 - Charitable donation changes with the passage of the CARES Act
13:45 - Tax planning with stock compensation
15:14 - Cash flow
18:34 - 529 plans
19:41 - HSA vs. FSA
22:17 - Estate planning
23:13 - Roth conversions
25:04 - Conclusion
LET'S CONNECT!
James
Scott
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