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084 - How Should You Know When to Use a Roth IRA vs Traditional IRA? episode artwork

EPISODE · Jan 27, 2021 · 20 MIN

084 - How Should You Know When to Use a Roth IRA vs Traditional IRA?

from Real Personal Finance · host Scott Frank and James Conole

In this episode James and Scott discuss the difference between a Traditional IRA & Roth IRA and which may be ideal for you based on your individual situation. Questions discussed: Are you hoping to lower your taxable income today? Do you think your income will rise over the course of your lifetime? When does it make most sense to use a Roth IRA vs. Traditional IRA? How should I invest in my Roth IRA or Traditional IRA? Planning Points Discussed Tax Planning Retirement Planning Roth IRA vs. Traditional IRA Aligning Your Investments with Financial Goals Timestamps: 2:30 - Listener Question 4:35 - Pre-tax vs. Post-tax Contributions 7:51 - IRA vs. Roth IRA Tax Implications 9:30 - Having an Accountability Partner 10:11 - 401(k) vs. Roth 401(k)  15:50 - Aligning Your Money With Your Life   LET'S CONNECT! James Facebook LinkedIn Website Scott Facebook Twitter Website ENJOY THE SHOW? Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play. Leave us a review on iTunes. Have a money question you want us to answer? Submit one here

What this episode covers

In this episode James and Scott discuss the difference between a Traditional IRA & Roth IRA and which may be ideal for you based on your individual situation. Questions discussed: Are you hoping to lower your taxable income today? Do you think your income will rise over the course of your lifetime? When does it make most sense to use a Roth IRA vs. Traditional IRA? How should I invest in my Roth IRA or Traditional IRA? Planning Points Discussed Tax Planning Retirement Planning Roth IR...

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084 - How Should You Know When to Use a Roth IRA vs Traditional IRA?

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Frequently Asked Questions

How long is this episode of Real Personal Finance?

This episode is 20 minutes long.

When was this Real Personal Finance episode published?

This episode was published on January 27, 2021.

What is this episode about?

In this episode James and Scott discuss the difference between a Traditional IRA & Roth IRA and which may be ideal for you based on your individual situation. Questions discussed: Are you hoping to lower your taxable income today? Do you think your...

Can I download this Real Personal Finance episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
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