100% Funding for Real Estate Deals | Edgar Vargas Reveals Creative Lending Secrets (HML & PML)

🎙️Learn how to get 100% funding for fix & flips, rentals, and new construction with creative lending strategies from hard & private money lender Edgar Vargas.In this episode, you’ll discover the key differences between hard money and private money, how to qualify, and insider tips to secure the best terms.Whether you’re a new investor or looking to scale your portfolio, this is your roadmap to financing any real estate deal.This conversation is a must-watch for investors who want to master creative lending and learn how to secure 100% funding for their real estate projects. Edgar shares his personal journey, including how he bounced back from a failed deal and turned it into a powerful learning experience that fueled his success today.You’ll discover:The key differences between hard money and private moneyHow to finance fix & flips, DSCR loans, and new construction projectsInsider tips on interest rates, lending requirements, and building lender relationshipsWhether you’re a new investor or a seasoned pro looking to scale, Edgar’s roadmap to creative financing will help you overcome funding obstacles and unlock new opportunities.📌 CHAPTERS00:00 Intro & mission (affordable housing + manufactured homes)00:40 Host/guest intros02:02 Finding Subto (Cody Sánchez → Pace Morby)04:21 First creative deal → pivot → assignment08:55 From wholesaling to lending (fix & flip, DSCR)10:33 Hard money vs private money (rates, draws, LTV)18:01 Finding private lenders & protecting capital (first position)24:10 Manufactured homes in GA: affordable housing play27:11 Zoning basics: manufactured vs modular; ADUs28:47 Sewer vs septic: what to check31:36 Pricing & FHA/USDA loans56:17 - Advice for Aspiring Real Estate Investors59:13 - Find Me: How to Connect with Edgar Vargas1:00:12 Underwriting basics: the 70% rule1:06:16 Short-term business funding example (LOCs vs PML terms)1:09:39 Why he avoids second-position loans + wrap (ends 1:12:21)📲 Connect with Edgar Vargas:🌐 linktr.ee/edgar_vargas📘 facebook.com/itsedgarvargas📸 instagram.com/itsedgarvargas🎥 youtube.com/@edgar_vargas📲 Connect with Edgar "The Connector":📸 Instagram: @edgartheconnector🎵 TikTok: @edgarsrei🔌 PLUG IN & LEARN► Join The Subto Community for Life & Learn Creative Finance from @PaceMorby ✌🏼https://join.nre.ai/mQ9T9vZ► Learn the Gator Method: Make Money on Other People’s Dealshttps://join.nre.ai/mQBDJK5► Get the tools I use for productivity:https://linktr.ee/EdgartheConnector🚧 DISCLAIMER 🚧We are not CPAs, attorneys, insurance agents, contractors, lenders, or financial advisors. This video is for entertainment purposes only and should not be construed as tax, legal, insurance, construction, engineering, safety, electrical, or financial advice. Always verify information with licensed professionals.