135 - Newborn 101: What to Expect When You're Expecting

An episode of the Real Personal Finance podcast, hosted by Scott Frank and James Conole, titled "135 - Newborn 101: What to Expect When You're Expecting" was published on January 19, 2022 and runs 21 minutes.

January 19, 2022 ·21m · Real Personal Finance

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Summary

Scott and James discuss what to expect when you're expecting. Listener Question My wife and I are expecting, and I want to start planning from a financial perspective. I'm considering a 529; if I remember from a previous episode, you guys said you can start funding that before the child is born? I'm also looking into dependent care FSAs for child care expenses. If a kid is due in July, does it make sense to wait and enroll in the dependent care FSA then? Are there any other investment vehic...

Episode Description

Scott and James discuss what to expect when you're expecting.

Listener Question

My wife and I are expecting, and I want to start planning from a financial perspective. I'm considering a 529; if I remember from a previous episode, you guys said you can start funding that before the child is born? I'm also looking into dependent care FSAs for child care expenses. If a kid is due in July, does it make sense to wait and enroll in the dependent care FSA then? Are there any other investment vehicle options to consider? Or general suggestions on cash to have on hand once a child is in the picture?

Planning Points Discussed

Retirement Planning
Utilizing Time Efficiently
Capital Appreciation
Purchasing Power
Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

3:40 - Income Changes

6:02 - Family Updates

10:18 - Lifestyle Changes

14:02 - 529 Plans

18:12 - HSA Benefits

19:29 - Aligning Your Financial Goals

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