140. Why her money matters more than ever with Naomi Holmes episode artwork

EPISODE · Jan 21, 2026 · 58 MIN

140. Why her money matters more than ever with Naomi Holmes

from Courageous Me · host Kim Payne

What happens when life hands you a sliding-doors moment and you choose courage instead of certainty?In this deeply relatable and energising conversation, I sit down with Naomi Holmes, founder of Her Money Matters, to explore what it really looks like to start over in your 50s.After a 30-year corporate career and an unexpected redundancy, Naomi found herself at a crossroads many women quietly face: return to what’s familiar or listen to the pull towards a burning desire. What followed was a deep reckoning and the decision to build a business on her own terms.This episode goes far beyond money. It’s about the stories we inherit, the beliefs that keep us playing safe, what happens when your “who-ness” gets rattled, and why Gen X women are uniquely positioned to create powerful second acts…if they’re willing to take the courage pill and step into the unknown.We also unpack why women are so often sidelined in money conversations, how “not deciding” shapes our future, and what becomes possible when money feels lighter and less intimidating.If you’ve ever wondered whether it’s too late, too risky, or too uncomfortable to choose something new… this conversation might help you see what’s possible. Key takeaways:o   How everything shifts when a long-held corporate identity suddenly disappears.o   Why women over 50 are starting businesses faster than ever and why this stage is so powerful.o   How your early money story shapes your confidence, decisions, and sense of control.o   Why imposter syndrome often appears right before real growth.o   How women can stop being sidelined in money conversations.o   Why choosing not to learn about money is a decision which has real consequences.o   How making money lighter and more human can change your entire relationship with it. Get in touch with Naomi:Website: Her Money MattersLinkedIn: Naomi HolmesInstagram:  @her_moneymatters    Facebook:  Her Money Matters  Podcast: Her Money Matters Find out more about Her Money Matters courses.   COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

What happens when life hands you a sliding-doors moment and you choose courage instead of certainty?In this deeply relatable and energising conversation, I sit down with Naomi Holmes, founder of Her Money Matters, to explore what it really looks like to start over in your 50s.After a 30-year corporate career and an unexpected redundancy, Naomi found herself at a crossroads many women quietly face: return to what’s familiar or listen to the pull towards a burning desire. What followed was a deep reckoning and the decision to build a business on her own terms.This episode goes far beyond money. It’s about the stories we inherit, the beliefs that keep us playing safe, what happens when your “who-ness” gets rattled, and why Gen X women are uniquely positioned to create powerful second acts…if they’re willing to take the courage pill and step into the unknown.We also unpack why women are so often sidelined in money conversations, how “not deciding” shapes our future, and what becomes possible when money feels lighter and less intimidating.If you’ve ever wondered whether it’s too late, too risky, or too uncomfortable to choose something new… this conversation might help you see what’s possible. Key takeaways:o   How everything shifts when a long-held corporate identity suddenly disappears.o   Why women over 50 are starting businesses faster than ever and why this stage is so powerful.o   How your early money story shapes your confidence, decisions, and sense of control.o   Why imposter syndrome often appears right before real growth.o   How women can stop being sidelined in money conversations.o   Why choosing not to learn about money is a decision which has real consequences.o   How making money lighter and more human can change your entire relationship with it. Get in touch with Naomi:Website: Her Money MattersLinkedIn: Naomi HolmesInstagram:  @her_moneymatters    Facebook:  Her Money Matters  Podcast: Her Money Matters Find out more about Her Money Matters courses.   COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line.

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140. Why her money matters more than ever with Naomi Holmes

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The Field Priest Methodius Chwastek The Field is a place of cultivation and of battle. In the Church, we learn to cultivate a life pleasing to God. This life is shaped in the spiritual battle. This series examines, chapter by chapter, the Christian classic The Field, by Saint Ignatius Brianchaninov. Please join me as I explain this great work in terms the modern Orthodox Christian can understand.  Leading From All Sides Abbie Mirata Discover the various styles of leadership, from leading at the forefront to steering from behind, rising to the top or empowering from the bottom. We'll explore horizontal and vertical leadership, leading through your brand, and even leading in your most intimate relationships. Join me in engaging conversations with special guests who are leaders in their careers, communities, and families. Gain insights, perspectives, and invaluable lessons that challenge traditional notions of what it means to lead. Take Me Off Your List Pitchfire Ryan O'Hara, CEO and founder of Pitchfire dives into the wild world of B2B marketing, demand generation, sales, and all things go-to-market with the help of some friends. Sponsored by Pitchfire. Sign up for free: https://www.pitchfire.com Think Positive: Daily Affirmations Dachia Arritola The DogMom You've heard of affirmations, but have you used them successfully? Join me daily and I'll guide you through a very simple and brief activity where I'll give you a couple affirmations, a question to ask yourself and quote, all designed particularly for the person whose goal is to live at 100%. Affirmations work best when they are done regularly. Daily-if not a few times a day. I've also created a Podcast Companion book where you can keep all your affirmations and questions and quotes. A new book is published every 4 months. You can find a link to that podcast companion book on my website Dachia.com I also have a series of hiking videos designed for people who don't have such scenery to watch in their homes. And another series of videos designed to help regular person create their perfect refuge.All of these are parts of the big picture of Living at 100%.

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This episode is 58 minutes long.

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This episode was published on January 21, 2026.

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What happens when life hands you a sliding-doors moment and you choose courage instead of certainty?In this deeply relatable and energising conversation, I sit down with Naomi Holmes, founder of Her Money Matters, to explore what it really looks...

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