Courageous Me

We've heard the advice: Do the hard thing first.But what if that isn't always the best approach?In this episode, I question the popular mantra that urges us to tackle the hardest task first and explain how, for many, this can hinder momentum, self-trust, and our ability to take action.Through personal examples, I share how small acts of follow-through can create the self-trust you need to take on the bigger things you've been putting off.And I unpack the difference between avoidance and intentionally building evidence that free you to follow through on your commitments. If you've ever procrastinated on an important conversation, delayed putting yourself out there, or wondered why you know what to do but still struggle to do it, this episode offers a refreshing perspective on building courage in a way that works for you.Whether you're someone who lives by eating the frog first, or someone who needs momentum before taking the leap, this episode will help you rethink how you approach the hard things that matter most. Key takeaways:o   Why "do the hard thing first" isn't always the best advice, and when it could actually work against you.o   The subtle difference between helpful procrastination and plain old avoidance.o   How small wins create the self-trust needed to tackle the bigger, scarier things.o   What your approach to deadlines and accountability reveals about how you're wired.o   The simple mindset shift that could finally help you turn your "someday" into today. COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  SOMEDAY to TODAY – event A one-day transformational experience for women who are done waiting for 'someday'.Friday 9 October 2026Find out more and grab your spot here.        Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  

Have you ever looked back at your life and realised there were a handful of moments that changed everything?Not because your circumstances changed, but because you made a different decision.In this episode, I explore turning points… those moments where something shifts inside us, long before the outside world begins to change.Through recent conversations,  a beautiful message from a reader of Courageous Me, and some of my own biggest turning points, I unpack how one courageous decision can create momentum and lead to opportunities you never saw coming.I share the moments that shaped my own life, including saying no to my dream job in America, leaving corporate to start my own business, learning to dance on stage, finally playing baseball after waiting 33 years, reinventing my business at 50, starting this podcast, writing my first book, and now creating my first women's summit.If you've been waiting until you feel ready, telling yourself "someday", or wondering when the right time will come… perhaps this conversation is the turning point you've been waiting for. Key takeaways:o   How one decision can change everything.o   Why waiting might be costing you more than you realise.o   How to recognise a turning point when it arrives.o   Why one small action can create unexpected momentum.o   What finally moves 'someday' into today. COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  SOMEDAY to TODAY – event A one-day transformational experience for women who are done waiting for 'someday'.Friday 9 October 2026Find out more and grab your seat here.        Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  

What if fear isn't the thing holding you back?What if it's actually guiding you towards the next step you're meant to take?In this conversation, I chat with Cat Dunn, who shares her extraordinary story of leaving an unhealthy relationship, rebuilding her life from scratch, and discovering that the courage required to leave was only the beginning.We talk about the ripple effect of courage, why self-trust is often at the heart of the decisions we avoid, and how the promises we make to ourselves can become the foundation for bigger, life-changing choices.Cat also shares the surprising lessons she's learned from a lifelong fascination with fear, including her work as a professional scare actor and how it completely transformed her understanding of the role fear plays in our lives.This is a conversation about what happens when you stop waiting for permission and start paying attention to the things that scare you for all the right reasons.If you've been feeling called towards something bigger, but fear keeps showing up, this episode may completely change the way you see it. Key takeaways:o   Why fear might be pointing you towards your next chaptero   The hidden link between self-trust and the promises you make to yourselfo   What comes after the hardest decision of your lifeo   A surprising lesson about fear from a professional scare actoro   Why staying behind the curtain can cost you more than failing Get in touch with Cat:Website: Cat Dunn Instagram: @catlouisedunn    Facebook: Cat Dunn - Life After I Left    LinkedIn: Cat Dunn      COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  SOMEDAY to TODAY – event A one-day transformational experience for women who are done waiting for 'someday'.Friday 9 October 2026Find out more and grab your spot here.        Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz

What if reinvention isn't about blowing up your life and starting over?What if it's simply about becoming more of who you already know you're capable of being?In this personal episode, I explore why so many women find themselves at a crossroads where life looks good on paper, yet something feels missing underneath.Inspired by a series of conversations with women navigating career changes, new opportunities, identity shifts, and personal growth, I unpack the real meaning of reinvention and why it may not be as dramatic as we often imagine.I challenge some of the biggest myths that keep people stuck and offer a refreshing perspective on what it really takes to move forward when you know there's more in you.If you've been feeling restless, questioning what's next, sensing you've outgrown an old version of yourself, or wondering whether you've left it too late to pursue something meaningful, this episode will encourage you to look at that feeling differently.Because perhaps the next chapter of your life doesn't begin with a dramatic reinvention.Perhaps it begins with one small step you can make today. Key takeaways:o   Why the word "reinvention" might be the very thing keeping you stuck.o   The simple shift that makes change feel possible.o   What's really behind our hesitation.o   How to know when you've outgrown your current chapter.o   The myths that convince you to stay as you are. o   How you can turn a ‘someday’ into today. COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  SOMEDAY to TODAY – event A one-day transformational experience for women who are done waiting for 'someday'.Friday 9 October 2026 - South MelbourneFind out more and grab your spot here.        Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz

How much of your life has been shaped by trying to fit in?In this thought-provoking conversation, I chat with Anna Osherov—marketer, educator, and communication expert about the courage it takes to be seen, heard, and chosen in a world where so many of us fear being judged.From arriving in Australia as a young girl unable to speak English, to building a successful marketing agency, finding her voice on stage, and now stepping into sharing more of her personal story, Anna reflects on the experiences that shaped her identity and challenged her to keep growing.We get into why so many of us fear being seen and heard, how judgment shapes the choices we make, and what happens when we stop making the focus all about ourselves. Anna shares the value of learning how to learn, how she found her way into public speaking, and the role communication has played throughout her life—from translating for her family as a child to teaching communication at university today.This conversation is a reminder that the things that make you different may be the very things the world needs to hear. Key takeaways:o   Why judgment keeps so many brilliant women playing small.o   The mindset shift that makes speaking up feel less scary.o   How learning to learn can be an invaluable life skill.o   What happens when fitting in becomes a lifelong habit.o   Why the path of least resistance isn't always the easiest path.o   Why being seen, heard, and chosen starts from within.o   Why your story may be more powerful than you realise. More about Anna:Anna Osherov is the CEO of launcha, a launch marketing agency and the Founder of Flintt – a tech-powered marketing platform helping small businesses get seen, heard, and chosen.She was nominated for the Telstra Business Award and has spent the last 5 years teaching marketing and communication at RMIT University.Known as The Eventologist, Anna has worked with business owners across all industries – helping them build their brand, grow their client base, and get real results through events and marketing that actually works.She’s high-energy, straight-talking, and all about helping people get things done.Get in touch with Anna:Website: Anna Osherov   Instagram:  @annaosherov   Instagram: @launcha.marketing     Facebook:  Anna Osherov   LinkedIn: Anna Osherov  Launcha Marketing Agency Website   Tiktok: Anna Osherov  COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz

What if the thing holding you back isn't a lack of talent, experience, or expertise... but your willingness to let people see and hear you?In this episode, I sit down with Christine Blosdale, The Expert Authority Coach®, bestselling author, and podcasting pioneer to explore the courage it takes to step out from behind the scenes and share your gifts with the world.From an unexpected moment that launched her broadcasting career to building a business helping others become recognised authorities in their field, Christine shares the lessons she's learned about visibility, confidence, and trusting yourself when self-doubt creeps in.Together, we explore why so many capable women hesitate to put themselves out there, what imposter syndrome may actually be trying to teach us, and why authenticity is becoming one of the most valuable assets we can bring to both business and life.Christine also shares the role intuition has played in her journey, the courage required to start over, and why being seen often feels far more vulnerable than simply doing the work.This conversation is a powerful reminder that expertise alone isn't enough.At some point, we must be willing to stop hiding, stop shrinking, and allow others to see who we are, what we know, and the value we bring.If you've ever questioned whether you're ready, worried about what others might think, or felt called to step into a bigger version of yourself, this episode will encourage you to take the next courageous step. Key takeaways:o   Why so many capable women still hesitate to put themselves out there.o   What imposter syndrome is really trying to tell you.o   Why being seen can feel harder than building a business itself.o   The subtle mistakes that can stop people from trusting your expertise.o   Why authenticity is becoming your greatest competitive advantage.o   How to stop shrinking your brilliance and start owning your expertise.o   Why the next level of success often begins when you let people see the real you. More about Christine BlosdaleChristine Blosdale is The Expert Authority Coach® - a visibility strategist and personal branding expert who helps entrepreneurs, coaches, authors, and thought leaders get seen, trusted, and paid for what they already know. An award-winning media personality and five-time #1 bestselling author, Christine brings more than 25 years of experience in branding, marketing, and business growth. Christine has worked with global brands including America Online and Microsoft and has guided hundreds of business owners to elevate their visibility, attract media attention and become the go-to voice in their space. She’s also the host of The Expert Authority Coach® Podcast - ranked in the top 2% of podcasts globally - and has been featured in Woman’s Day, Take 5, Ticker News, Authority Magazine, and over 100 podcasts, media outlets, and stages around the world. Christine inspires audiences to think bigger, show up boldly, and recognize the true value of their voice, story, and expertise. Book a free discovery call with Christine.  Get in touch with Christine:Website: Expert Authority Coach   Instagram: @christineblosdale    YouTube: Christine Blosdale  Facebook: Christine Blosdale  LinkedIn: Christine (The Expert Authority Coach®) Blosdale    Tiktok: The Expert Authority Coach   COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz

What if the way you’re showing up in the world no longer reflects who you really are?In this episode, I explore the surprising connection between identity, visibility, self-expression, and personal branding—and why so many women, particularly in midlife, begin to feel disconnected from the version of themselves they’ve been presenting to the world.From the meaning behind my love of pink, to the hidden ways women dilute themselves to avoid standing out, this conversation unpacks how personal branding is often far less about strategy… and far more about having the courage to fully express yourself.I share stories of reinvention, confidence, visibility, and the subtle moments when women begin to realise they’ve outgrown old versions of themselves.Through conversations about colour, clothing, photography, energy, and identity, I explore what happens when how you show up reflects who you are on the inside.I also share powerful examples of women blending the personal parts of themselves into their work and discovering deeper alignment, confidence, and authenticity as a result.This is an episode about courage, reinvention, self-trust, and the power of allowing yourself to be more fully seen. Key takeaways:o   Why the things you’re naturally drawn to could hold clues about your identity.o   The surprising connection between confidence, visibility, colours, clothes, and energy.o   The power you take back when you stop trying to look “appropriate” and instead express who you are.o   How blending the personal parts of yourself into your work persona can shape your personal brand.o   Why so many women feel disconnected from their personal brand in midlife.o   What becomes possible when how you show up reflects who you are on the inside. Bring your personal brand to life:Ksenia Belova - Australia’s best personal branding photographer.    Website: Ksenia Belova       Instagram: @ksenia_belova_photography     COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  

What if the reason you’ve been feeling stuck isn’t that you’re doing too little… but because you’ve been trying to do things someone else’s way?In this episode, I explore a liberating truth that has transformed both my business and my life: there is rarely only one “right” way to achieve the result you want.For years, I invested heavily in courses, coaches, and programs that promised success if I followed a specific formula. And while much of that advice worked brilliantly for the people teaching it, I discovered something important: what works for someone else may be completely out of alignment with who you are.And I unpack the courage it takes to stop blindly following the “guru model” and start listening to your own inner wisdom.This episode is a powerful reminder that success doesn’t require you to become someone else. It requires you to understand yourself deeply enough to create a path that feels authentic, energising and true for you.If you’ve ever felt like you’re failing because a proven formula isn’t working for you, this conversation may be exactly what you need to hear. Key takeaways:o   Why the advice that works brilliantly for someone else may be the very thing keeping you stuck.o   How to tell the difference between healthy discomfort and a strategy that is out of alignment.o   The surprising moments when trusting your gut can lead to life-changing breakthroughs.o   What happens when you stop forcing yourself into someone else’s formula and start working with your natural design.o   How uncovering how you’re uniquely wired can transform your business, your energy, and your results. COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz 

What if the real barrier to the life you want isn’t clarity, timing, or qualifications—but trusting yourself?In this episode, I unpack a pattern I see repeatedly in conversations with women from all walks of life: the hesitation that keeps us stuck. We know what we want, and what actions to take. Yet something inside us says, “Not yet,” “I’m not ready,” or “Who am I to do that?”I explore what I call the “hesitation gap”—that uncomfortable space between knowing and doing and reveal why it often has less to do with external circumstances and more to do with self-trust. Through experiences from women in my community, examples from my own life, and reflections on writing my book and hosting this podcast, I share how courage is often quieter than we think.Self-trust is not something you magically wake up with. It is built one small promise, one courageous step, and one first-time experience at a time.If something is tugging at your heart, a conversation you need to have, a dream you keep postponing, or a next step you know you need to take, let this episode be the prompt to act now.To trust yourself and take that next step today.  Key takeaways:o   Why so many women get stuck in hesitation, and how it holds us back.  o   How self-doubt disguises itself as a need for more time, more clarity, or more qualifications.o   The surprising way your beliefs shape what you think is possible for your life.o   Why every meaningful leap begins with a first time you feel completely unprepared for.o   How small promises you keep to yourself become the foundation of self-trust.o   The simple question that can cut through hesitation and reveal your next step.o   Why the quiet voice inside you may already know what to do…you just need to trust it. COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  

What happens when the very thing that once lit you up… is also the thing that leaves you questioning yourself?In this deeply honest conversation, I sit down with media personality, radio host and community connector Roula Krikellis (also known as RoulaKK or KK Rock Chic) to unpack what it really takes to rebuild yourself after rejection, criticism, health scares, and losing confidence in who you are.From being pushed out of spaces she once thrived in, to navigating the emotional toll of public perception, illness, and self-doubt, Roula shares the raw behind-the-scenes reality of what it took to find her way back to herself…and back to the microphone.This is a conversation about identity. Reinvention. Boundaries. Confidence. The quiet courage required to keep showing up when your spirit has taken a hit. And the power of deciding you’re not done yet… even when other people have written you off.Along the way, we explore the hidden emotional weight many women carry behind their smiles, why courage often looks nothing like confidence from the outside, and the surprising role persistence, purpose, and human connection can play in helping you rebuild.There are hilarious moments, vulnerable moments, and some seriously powerful insights around resilience, visibility, self-worth, and finding your voice again.If you’ve ever questioned yourself after criticism, felt misunderstood, lost confidence, or wondered whether you still have what it takes to begin again… this episode will speak straight to your heart. Key takeaways:o   What really happens when your confidence takes a hit behind the scenes.o   The persistence it took to rebuild a life and identity after being pushed out.o   Why one conversation became the turning point that changed everything.o   The hidden toll of criticism, rejection, and feeling shut down by others.o   How confidence is rebuilt long before anyone sees the comeback.o   Why courage sometimes looks like boundaries, persistence, and refusing to disappear.o   The surprising lesson about visibility, success, and standing out as a woman with a strong voice. Find out more about Roula:Instagram: @kkrockchic    Facebook: The KK Factor   LinkedIn: Roula Krikellis   Tiktok:  ROULA KK   Follow RPP FM    Youtube:  @RPPFMMornington     @RPPFMLIVE Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. 

Confidence has no expiry date. What if confidence isn’t something you either have or don’t have… but something you build, one courageous step at a time?In this deeply affirming conversation, I sit down with executive coach and author Lena Coates to explore the kind of confidence that is learned through experience, setbacks, self-belief, and bold new beginnings.From walking away from a 28-year career and navigating what Lena describes as falling off a “cliff,” to starting her own business in her 60s, publishing her first book at 69, and even contemplating studying law in her seventies, this conversation is a powerful reminder that growth doesn’t have an age limit.We unpack how confidence is formed through the very moments that shake us: The career stumbles that become turning points. The identities we outgrow. The unhelpful “good girl” conditioning many women carry without realising. And the courage it takes to back yourself when there’s no clear map.This isn’t just a conversation about confidence. It’s about reinvention, self-trust, speaking up, beginning again, and what is possible when you stop letting age, fear, or old stories define what comes next.If you’ve ever questioned whether it’s too late, you’ve missed your window, or if there’s still another chapter in you waiting to be written, this beautiful conversation may be your answer. Key takeaways:o   Why some of the biggest confidence breakthroughs can come after you’ve fallen off a metaphorical “cliff.”o   How one person saying “I need you” can redirect the course of your life.o   The hidden and unhelpful conditioning many women carry from being the “good girl”.o   How reinvention challenges your past beliefs about timing and aging.o   How the obstacles and mistakes we’d rather forget build our self-trust.o   Why confidence is less about certainty… and more about starting before you feel ready. This episode invites you to question what dream you had declared as being ‘too late’, may still be calling you? Get Lena’s book: Cracking the Confidence Code.    COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Follow Lena on socials:Website: Lena Coates    LinkedIn: Lena Coates    Instagram: @lenacoates.associates      Facebook: Lena Coates    Connect with me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. 

What do you do when life throws something at you that completely disrupts your sense of normal?In this honest and in-the-moment episode, I share what it looks like when your emotions don’t follow logic… when your body reacts before your mind can catch up… and when the instinct to “just get on with it” no longer works.This isn’t a conversation about having the answers. It’s about what happens when you don’t. When you’re sitting in the discomfort, questioning your reactions, and feeling the tension between what you think you should feel… and what’s moving through you.We explore the quiet but powerful shift that happens when you stop trying to override your emotions and instead listen to them. From the physical cues your body gives you, to the stories your mind creates, to the unexpected clarity that can come when you allow yourself to pause… there’s something in this for anyone who has ever felt thrown off course.This episode is a reminder that not all courage looks like action. Sometimes, it looks like staying with what’s uncomfortable… long enough to understand it.And in that space, something deeper begins to unfold—the kind of self-trust you needed all along. Key takeaways:o   What it really looks like to feel your feelings… without rushing to fix or override them.o   The subtle (and often ignored) signals your body gives you in moments of shock, stress or emotional overwhelm.o   Why the instinct to “push through” can disconnect you from exactly what you need most.o   How attachment quietly shows up in your life… until something forces you to see it.o   How giving yourself grace in the moment can completely shift how you move through something hard.o   The powerful shift that happens when you step back and see what’s actually real vs what just feels real.o   The kind of courage it takes to tune into your heart… and not override it.o   Why some of the most powerful silver linings only reveal themselves when you slow down enough to notice them. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. 

What happens when the very thing you’ve spent your life hiding… becomes the thing you’re here to share?In this deeply raw and powerful conversation, I sit down with author, performer, and speaker Clare Elizabeth Dea as she prepares to release her new memoir: Shame to Shine-Dancing with My Shadows. But this isn’t just a conversation about writing a book, it’s about what it takes to revisit your past, own your truth, and put your story into the world… again.Clare opens up about the courageous decision to pull her first book off the shelves and the eight-year journey that followed to rewrite it from a place of deeper truth, alignment, and self-responsibility.We explore the layers of shame that shaped her identity, from body image and belonging to relationships, money, and the lies we sometimes tell to protect ourselves, and how facing those shadows became the very pathway to her purpose.This conversation is honest, emotional, and at times confronting… but also incredibly empowering. Because beneath it all is a powerful message: your story, especially the parts you want to hide, might be the very thing that sets you (and others) free.If you’ve ever felt like you’re not enough, like you don’t quite fit, or like there are parts of your story you’d rather keep hidden… this episode will have you questioning what’s possible if you chose to bring them into the light.Key takeaways:o   The untold story behind Shame to Shine… and why it’s being released now.o   The hidden cost of carrying shame and how it quietly shapes your life.o   Why we hide parts of ourselves… even from those closest to us.o   What happens when you finally tell the truth about something you’ve carried for years.o   The behind-the-scenes reality of writing a memoir that goes far beyond what people see.o   Why the stories we’re most afraid to share are often the ones that matter most.o   The shift that happens when you fully own your story—all of it. About Clare Elizabeth Dea:Once a perfectionist hiding in the wings, Clare Elizabeth Dea has claimed the stage as a performance artist, keynote speaker, workshop facilitator and author, inspiring women to transform shame into power and shine on stage with unstoppable flair.Think Liza Minnelli meets Brené Brown. Blending comedy, song, and electric storytelling, she crafts an experience that is part TED Talk, part Broadway spectacular, giving everyone permission to take up space and be truly seen in their authentic expression.🌟 Her memoir: Shame To Shine launches on 29th April, 2026. Featured on mainstream media, various publications, and social media platforms, Clare is celebrated for creating spaces where women truly connect, collaborate, and shine their brightest together. Follow Clare or get in touch with her: Website: Clare Elizabeth Dea   Instagram: @clareelizabeth_dea     Facebook: Clare Elizabeth Dea    Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.

What shapes the way you think about money…before you even earn your first dollar?In this powerful conversation, I sit down with Certified Money Coach, Megan Christie, to unpack the stories, experiences, and defining moments that have shaped her mission to help women feel confident, capable, and prepared for life, using money as the catalyst.From growing up surrounded by generational money struggles to witnessing firsthand the impact financial dependence can have on a woman’s ability to make choices, Megan shares the moments that lit a fire in her, fuelling a lifelong commitment to ensuring women are never left feeling stuck, powerless, or without options.But this conversation goes far beyond budgets and bank accounts.We explore the quiet courage it takes to trust yourself, the resilience built through life’s unexpected changes, and the powerful connection between self-belief and financial independence. Megan shares how her early experiences, from constantly starting over in new environments to navigating deeply ingrained family money patterns, have shaped the way she shows up today.This episode is a powerful reminder that money isn’t just practical, it’s emotional, generational, and deeply tied to our sense of safety, choice, and identity.If you’ve ever wondered whether you’re truly ready for whatever life might throw your way, or what it would take to feel that way, this conversation will shift how you think about money, and your role in it. Key takeaways:o   The hidden money patterns you may have inherited…and how they could still be impacting your decisions today.o   Why financial independence isn’t just about having more money.o   The moment that shaped Megan’s mission, and why it might hit closer to home than you expecto   What being “financially ready” really means… and the uncomfortable truth too many women avoid.o   How life experiences that seem unrelated to money are shaping your financial confidence every day.o   The subtle link between self-trust and money, and how one directly impacts the other.o   Why simplifying money might be the smartest move you make… and what becomes possible when you do. Find out more about Megan:As a Certified Money Coach (CMC)®, financial educator, advocate and founder, Megans favourite thing is to help people "do money better". To feel confident and capable to make, manage, and grow money for better outcomes for all. LinkedIn: Megan Christie    Instagram: @meganchristie_moneycoaching      COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. CALL TO ACTIONBook a FREE 45 min Call to Action to help you get to the starting line. 

In this episode, I unpack a moment that completely shifted how I think about the limits of our perspectives, and where we’re willing (or unwilling), to stretch it.What started as a simple plane ride home turned into a deeply unexpected conversation with someone I would never have normally engaged with. And it got me thinking… how often do we unconsciously stay inside our own “lane” of thinking, beliefs, and assumptions, without ever questioning them?I explore what happens when you step beyond your default way of seeing the world. Not to agree. Not to convince. But simply to understand.And I dive into the subtle ways we judge, the invisible boundaries we create around our thinking, and the quiet opportunities we miss when we choose comfort over curiosity.Because the real question isn’t whether we’re open-minded.It’s how far we’re actually willing to go when our perspective is challenged.If you’ve ever found yourself certain you’re right, resistant to another view, or curious about what might exist beyond your current way of thinking, this conversation will stretch you. Key takeaways:o   What happens when you lean into a conversation you would normally avoid.o   The subtle ways we judge others and what those snap decisions could cost us.o   How expanding your perspective can open up unexpected opportunities.o   Why staying in your “known way” of thinking can feel safe… but might be keeping you smaller than you realise.o   The unexpected growth that sits just beyond your edge of perspective…if you’re willing to go there. COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. 

Most of us have a 'someday' list. A version of ourselves we keep putting off until we feel more ready, more confident, or just a little less afraid. I’ve spent years listening to women’s stories of change and learning what happens when women stop waiting for someday—and choose to act with courage instead.In this special episode, the incredible Sue West, founder of Flourish after Fifty, turns the mic on me, and instead of being the interviewer, I step into the guest chair to share my own story with raw honesty and vulnerability.This is a conversation that sits right at the very intersection of courage, midlife, and what it means to write your next chapter on your terms. Grab your metaphorical pink ‘pom pom’ as you hear why courage is always worth celebrating. Key takeaways:o   Why courage in midlife looks so different from the courage of our 20s and 30s—and why that's a good thing.o   The five-part framework behind my book Courageous Me - from the silent whisper to the permission you grant yourself.o   How I overcame chronic perfectionism to finally publish my debut book at 54.o   What it really means to "begin with the start in mind." o   Why courage is always with you, whether it rides in the front seat or the back, is your choice. Note: This episode is published on both the Flourish After Fifty and Courageous ME podcasts.   Check out Sue’s story when she was my guest on Courageous Me.Episode 54: The power of reinvention to flourish in mid-life with Sue West. AppleSpotify  COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Find out more about Sue:Website: Flourish after Fifty    Website: Sue West Coaching LinkedIn:  Sue West Facebook: Flourish After Fifty     Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

Some of the most powerful forms of courage aren’t loud or dramatic…they’re the quiet decisions we make every day to stay aligned with our values.In this episode, I sit down with Anjuum Singh, head of the largest Advice Women’s Network in Australia (AAWN)—and what begins as a simple conversation quickly unfolds into a powerful exploration of values, leadership, resilience, and the kind of courage that quietly shapes a life. From growing up in India as an only child with strong values instilled by her father, to building a career in leadership roles across global organisations, Anjum shares the deeply personal philosophy that has guided her decisions: finding your North Star and living in alignment with it.Along the way, she opens up about defining moments that required courage, from coaching senior executives at just 28 years old, to navigating a deeply personal period that forced her to ask for help for the first time.This conversation goes far beyond career success. We unpack what it really means to lead with humility, how courage often shows up in the most unexpected ways, and why the legacy we leave is rarely shaped by the big moments—but by the small everyday actions that reflect who we truly are.You’ll hear powerful reflections on trust, vulnerability, and leadership, and how courage shows up everywhere from the boardroom to our closest relationships.And it raises an important question for all of us:What kind of legacy are your everyday choices really creating? Key takeaways:o   How a clear sense of purpose can guide your decisions long before you realise its full impact.o   The single conversation that reshaped how she thinks about confidence, influence, and imposter syndrome.o   Why learning to trust your gut can completely redefine how you make decisions.o   The hidden power behind asking for help, and why it can become a turning point in your life.o   A perspective on leadership that flips the traditional idea of power on its head.o   Why the experiences that shake us most often reveal who we truly are.o   A simple but profound philosophy about legacy — and how you want to be remembered. Find out more about Anjuum:LinkedIn: Anjuum Siingh     Register here to be a part of the Advice Women Network 'AAWN'COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz     COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. 

In this deeply reflective episode, I share a series of powerful stories that have emerged in the weeks following the launch of my book Courageous Me. From a conversation on a boat in Vietnam to unexpected moments on stage at my book launch, I unpack something that has completely blown my mind…the ripple effect that one courageous decision can create.What started as messages from listeners and readers quickly revealed a bigger pattern—small moments of courage are quietly changing people’s lives in ways no one could have predicted.Along the way, I share the surprising connections that formed because someone years ago had the courage to bring an idea to life, the unexpected influence our actions can have on people watching from the sidelines, and a deeply moving moment when my 16-year-old son stepped onto the stage at my book launch and revealed just how much he had been paying attention all along.This episode is a powerful reminder that when one person chooses courage, it gives others permission to do the same… and sometimes the biggest impact of what we do is unfolding long before we ever realise it.If you’ve ever wondered whether your actions truly matter, this conversation might just change the way you see courage forever. Key Takeawayso   How one courageous decision can quietly set off a ripple effect far beyond your own life.o   Why revisiting the things that once lit you up as a child can unlock unexpected new chapters.o   The powerful reminder that your courage may be shaping someone else’s choices from the sidelines.o   Why courage gets easier once you take the very first step.o   How courage doesn’t just inspire strangers…it shapes the people closest to you. COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Podcast episodes mentioned: Ruth Fae:Episode 13: Rediscovering your identity through hope, healing, and storytelling ANDEpisode 120 Unlocking The Author in YouTennille Chambers:  Episode 10 Turning a passion for dance into a thriving business Shantelle Lay: Episode 31 Determination can get you what you want  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. 

If you’ve ever wondered what happens when the medals are won, the spotlight fades… and life knocks you flat on the kitchen floor, this is for you.In this deeply honest and powerful conversation, I sit down with five-time world karate champion, former Gladiators winner, and entrepreneur Lourene Bevaart to explore the kind of courage that isn’t loud but absolutely packs a punch.You’ll hear how one spontaneous “yes” opened doors she never could have predicted…eventually leading to international travel and becoming Shane Warne and Russell Crowe’s personal trainer.But the real story isn’t about trophies or titles. It’s about the moments when your identity is tested and what it takes to rebuild a life when the only person coming to save you is you.From rebuilding financially while raising two young daughters, to retraining her mindset after knockdowns, to redefining what winning looks like at any age—Lourene is a walking billboard for what it means to live a truly world-class life.This episode is about grit, growth, health, boundaries, and the discipline of choosing who you want to be.If you’ve ever wondered whether you can rebuild after a setback, questioned if it’s too late to start again, or felt there might be something more waiting for you, this conversation could be the inspiration you need. Key takeaways:o   Why saying “yes” before you feel ready can open doors you could never have predicted.o   What it really feels like when your identity collapses overnight, and how you begin to rebuild.o   The mindset shifts that carry you through life’s unexpected blows.o   Why surrounding yourself with people ahead of you is the fastest way to rise.o   How she stayed true to a declaration she made as a teenager, and how she made it real.o   The non-negotiable life principles every woman needs to hear to get the most out of her body (especially after 40).o   Why reinvention is about consistently choosing and showing up for who you want to become. Find out more about Lourene:Instagram: @lourenebevaart    Facebook: Lourene Bevaart     LinkedIn:  Lourene Bevaart     Website: Lourene Bevaart      COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

What happens when your intuition screams “don’t do it”… and you do it anyway?In this powerful and deeply honest conversation, I sit down with travel entrepreneur and keynote speaker Lisa Pagotto, founder of Crooked Compass, to unpack the kind of courage that isn’t glamorous, polished, or predictable.From pitching on Shark Tank at 29, to discovering via an accidental email that a life-changing deal had fallen through…Lisa shares one of the most defining lessons of her career—the exact moment her business nearly collapsed, just weeks before she was due to become a mother.We explore what intuition really feels like in your body, how ego can quietly disguise itself as ambition, and what alignment looks like after you’ve learned the hard way.This episode is about backing yourself even after you’ve made a costly mistake. It’s about the price of ignoring your gut, no matter how loudly it screams. And it’s about the extraordinary power of one small, courageous action that can change everything.If you’ve ever overridden your instincts or needed to rebuild your confidence after getting it wrong…this conversation is for you. Key takeaways:o   How your intuition tries to warn you, and what happens when you override it.o   The hard-earned lesson from one decision that nearly destroyed a thriving business.o   How a single, simple act of courage created an extraordinary ripple effect.o   The surprising link between ego, ambition, and the need to prove yourself.o   What alignment truly feels like, and how it reshapes all you do.o   How to transform fear into performance fuel instead of letting it shut you down.And stick around as Lisa reveals her favourite adventure destination and the remote location at the top of her list that she’s not quite ready to face… yet. Find out more about Lisa: or her Crooked Compass:PersonalLinkedIn: Lisa Pagotto  Instagram:  @lisapagotto_  Website: Lisa Pagotto    Facebook: Lisa Pagotto Company - Crooked CompassLinkedIn: Crooked CompassInstagram: @crooked_compass    Website: Crooked Compass  Facebook: Crooked CompassYoutube: Crooked Compass Company - Crooked Compass By AirLinkedIn: Crooked Compass by Air   Instagram: @crookedcompassbyairWebsite: Crooked Compass by Air   Facebook: Crooked Compass by Air Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

Today is the day.After 15 years of saying “someday,” my book Courageous Me officially went live on Amazon…and wow, what a mixed bag of emotions.In this deeply personal episode, recorded on the day my book was released into the world, I pull back the curtain on something I’ve wrestled with for most of my life: perfectionism.Not the cute, colour-coded, high-achieving version.The exhausting, identity-wrapping, action-blocking version.I read a powerful section from Part Four of the book, Your Permission Slip, where I unpack what it was like growing up believing I had to be perfect, how that belief shaped my decisions, and the surprising childhood nickname that cracked the illusion wide open.This is a story about masks, overachievement, control… and the moment I realised perfection wasn’t protecting me—it was quietly holding me back.It’s about what happens when you can’t edit anymore.When the stage isn’t scripted.When the armour has to come off.If you’ve ever waited for the perfect time, the perfect conditions, or the “perfect” version of you… this conversation might be the whispering you didn’t know you needed. Key takeaways:o   What if perfection isn’t your strength… and what it might be quietly costing you.o   How a childhood label can shape a lifetime, and not in a good way.o   Why perfection feels safe — until it becomes your biggest liability.o   What happens when you can’t revise, rehearse, or control the outcome.o   The hidden reason “someday” keeps getting postponed, and what it takes to turn it into today. COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz

If you want to understand what courage really looks like when it comes to money, identity, and life transitions, this episode is for you.In this conversation, we meet financial adviser and business owner Natallia Smith, founder of TruWealth Advice, for a deeply human exploration of the quiet, often invisible courage women draw on every day.From migrating to Australia at 22 with no English and no safety net, to building a business that supports single women over 50 through divorce, loss, retirement, and reinvention—Natallia shares how values, identity, and lived experience shape the decisions we make… especially the hard ones.This episode goes far beyond money. It explores why women delay seeking financial advice, how fear and bias quietly influence choices, and what happens when courage isn’t loud or dramatic, but steady, values-led, and deeply personal.You’ll hear about ethical courage in business, the emotional weight of financial truth-telling, the link between identity shifts and money decisions, and why confidence doesn’t come before action—it’s built through it.If you’ve ever avoided a financial conversation because it felt uncomfortable, questioned whether you “should know more by now,” or felt the ground shift beneath you during a major life change… this episode might be exactly what the doctor ordered. Key takeaways:o   Why women delay financial decisions even when they know something needs to change.o   What it takes to tell the truth when the answer isn’t what someone wants to hear.o   How migrating, starting over, and rebuilding identity shape our relationship with money.o   The hidden link between values, courage, and the decisions we avoid the longest.o   What makes a woman feel safe when talking about money.o   Why confidence with money is built after action, not before it.o   What shifts when women stop judging themselves for what they “should” know. Find out more or get in touch with Natallia:Website: TruWealth Advice    Instagram: @truwealthadvice    Facebook: TruWealth Advice     LinkedIn: Natallia Smith     COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line.  More about Natallia:Natallia Smith is all about empowering women and redefining wealth. As a financial adviser, mentor, and advocate for women rewriting their next chapter, she specialises in helping single women over 50 feel safe and confident with their money through tailored, empathetic advice.With over 20 years of experience, a background in psychology, and a deep understanding of life’s transitions, she guides clients through the complex and emotional side of finance—from separation and retirement to inheritance and reinvention. Whether it’s in a client meeting, a community centre, or a national conference, she brings strategy, integrity, and heart to every conversation. Because she knows financial security is more than numbers—it’s peace of mind, freedom, and the confidence to say, “I’m going to be okay.” Natallia works with women who:✔ Are navigating separation, divorce, or widowhood and need financial clarity✔ Are preparing for retirement and want financial security✔ Have received an inheritance or financial settlement and need guidance✔ Want to work with a trusted adviser who understands their unique needs

Receiving sounds simple, and yet for many capable, generous, high-achieving women, it can feel deeply uncomfortable.In this episode, I explore why receiving can trigger guilt, resistance, and that unexplained urge to “even the score.”We unpack the unspoken rules many of us live by when it comes to asking for, accepting, receiving, and allowing ourselves to be supported — and how our giving behaviours and discomfort with receiving are often tangled up with self-worth, identity, and the need to prove our value.I talk about why receiving is not a passive skill but an active one and why it takes courage. And I share how learning to receive gracefully can change the way you give, lead, relate, and sustain yourself—personally and professionally.If you’ve ever brushed off a compliment, felt uneasy accepting help, kept mental tabs, or struggled to ask for what you really want… this episode is for you. Key takeaways:o   Why asking for what you want can feel more challenging than doing everything yourself.o   What your reaction to compliments, help, or generosity can quietly reveal about your self-worth.o   How generosity can become depleting when it isn’t balanced with receiving. o   What makes receiving a skill that takes practice.o   What happens to leadership, energy, and sustainability when receiving is resisted.o   How allowing yourself to receive can actually make you a more generous giver. Book referenced:Give and Take by Adam Grant     COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line.

In this episode, I chat to event photographer and self-confessed “professional people-watcher” Helen Oswald to explore how small, instinctive choices can lead to deeply fulfilling work, creative expansion, and a life that feels rich and full. We talk about how one simple idea became the doorway into her business, why she’s not chasing growth for growth’s sake, and what travelling solo in her 40s revealed that never showed up when she was younger. We also explore why creativity matters more as we age—from revisiting old passions to learning something completely new—and how the things you do for yourself shape how you show up everywhere… and honesty, make you a lot more interesting to talk to. Insightful, fun, and full of those “oh… that’s cool” moments, this episode will get your mind ticking and wondering what might be possible for you next.If you’ve been feeling drawn to do something that doesn’t neatly fit your current life, this conversation is for you. Key takeaways:o   How being a lifelong “people watcher” can be a professional superpower .o   How one small idea can become the doorway into a new venture.o   What travelling solo in your 40s can stir up. o   Why building the “biggest” business is not as important as building the right one. o   Why doing something creative for yourself can impact your whole life.o   How courage compounds when you learn something new or revisit a past interest.o   Why the things you do outside your work may be the very things that deepen your impact within it. Find out more about Helen and her business Magnetic Shots:Website: Magnetic ShotsInstagram: @magneticshotsInstagram: @magneticportraitsFacebook: Magnetic Shots    LinkedIn: Helen Oswald     Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

What happens when life hands you a sliding-doors moment and you choose courage instead of certainty?In this deeply relatable and energising conversation, I sit down with Naomi Holmes, founder of Her Money Matters, to explore what it really looks like to start over in your 50s.After a 30-year corporate career and an unexpected redundancy, Naomi found herself at a crossroads many women quietly face: return to what’s familiar or listen to the pull towards a burning desire. What followed was a deep reckoning and the decision to build a business on her own terms.This episode goes far beyond money. It’s about the stories we inherit, the beliefs that keep us playing safe, what happens when your “who-ness” gets rattled, and why Gen X women are uniquely positioned to create powerful second acts…if they’re willing to take the courage pill and step into the unknown.We also unpack why women are so often sidelined in money conversations, how “not deciding” shapes our future, and what becomes possible when money feels lighter and less intimidating.If you’ve ever wondered whether it’s too late, too risky, or too uncomfortable to choose something new… this conversation might help you see what’s possible. Key takeaways:o   How everything shifts when a long-held corporate identity suddenly disappears.o   Why women over 50 are starting businesses faster than ever and why this stage is so powerful.o   How your early money story shapes your confidence, decisions, and sense of control.o   Why imposter syndrome often appears right before real growth.o   How women can stop being sidelined in money conversations.o   Why choosing not to learn about money is a decision which has real consequences.o   How making money lighter and more human can change your entire relationship with it. Get in touch with Naomi:Website: Her Money MattersLinkedIn: Naomi HolmesInstagram:  @her_moneymatters    Facebook:  Her Money Matters  Podcast: Her Money Matters Find out more about Her Money Matters courses.   COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

In this unexpectedly magical episode, we meet Theresa Callahan, an executive leadership coach, retreat leader, and woman whose life transformed the moment she stopped saying 'someday'.What begins as a conversation about courage unfolds into a rich, cinematic story of a single decision that changed everything: a one-way ticket to Tuscany booked from the back of a conference room, fuelled by a whisper Theresa could no longer ignore.From there, the episode weaves through themes of timing, self-trust, guilt, vulnerability, identity, love, leadership, motherhood…and what becomes possible when you finally listen to what’s been quietly calling for years.This is a feel-it episode.One that explores what happens just before we act, why so many of us delay what matters most, and how courage often shows up not as bravado, but as a quiet, trembling yes. If you’ve ever felt something tugging at you—a place, an idea, a version of yourself—and you talked yourself out of it because of age, responsibility, fear, or timing… this conversation is for you.Think of it as an invitation to notice the quiet ‘someday’ that you keep shelving.To question what it might cost to keep waiting.And to honestly wonder…What if someday is today? Key takeaways:o   What happens when “someday” becomes impossible to ignore.o   How a single, seemingly small decision can rewrite the next decades of your life.o   Why guilt so often appears right before growth, especially if you’re used to putting everyone else first.o   What solo time can reveal about who you are.o   Why vulnerability is the true gateway to courage.o   How being ready for love, purpose, or expansion starts with being open to receive it.o   What shifts when you stop waiting to feel ready and start trusting what’s already stirring. Get in touch with Theresa:Website: Retreat to TuscanyInstagram: @retreat.to.tuscany Facebook: Retreat to Tuscany  YouTube Channel: Retreat to Tuscany  LinkedIn: Theresa Callahan          Email inquiries for the Retreat Programs: [email protected] COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

It’s the first week of January 2026, and on a scorching hot day, a quiet poolside moment and the unexpected reread of Big Magic by Elizabeth Gilbert lead me into a deeper conversation about ideas, creativity, timing—and what it really means when something is calling for your attention.This episode is about tuning into the why behind your restlessness and wondering whether resistance is really a cue to slow down… or a signal that something new is stirring.If your mind keeps drifting toward what’s next, even when you “should” be resting, this offers a different way to listen. Key takeawayso   The subtle difference between needing rest… and feeling creatively pulledo   Why following a feeling can sometimes matter more than following a plan.o   What creativity may be asking of you when it won’t leave you aloneo   How to recognise where excitement is trying to lead youo   What can shift when curiosity turns into action. Book I referenced:  Big Magic by Elizabeth Gilbert      Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz     COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

Recorded on New Year’s Eve, this episode is a powerful reflection on endings, beginnings, and the often-overlooked space in between.As the calendar turns to a new year, where many focus on goals, resolutions, and fresh starts—I offer a different lens: one based on reflection and intentional shedding in preparation for what’s next.Using the Chinese zodiac as a backdrop, I explore what it really means to prepare for momentum, and why the most meaningful changes often happen long before anything looks different on the outside.I share some of the practical steps I’ve been taking—from reviewing long-forgotten subscriptions to clearing physical and emotional clutter, revealing how unnoticed habits, outdated commitments, and silent “auto-pilots” can quietly cost us more than we realise.This isn’t about hustling harder or reinventing yourself. It’s about the unseen work of letting go. Because when you release what no longer serves you, you give yourself room to move into what’s next. Key takeaways:o   How internal shifts often come before anything visibly changes.o   Why a “set-and-forget” approach can quietly cost you more than you realise.o   How letting go creates the space needed for movement and growth.o   Why clearing physical and emotional clutter invites what’s next to emerge.o   How the most powerful transitions begin with awareness. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz     COURAGEOUS ME – THE BOOK Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

As 2025 draws to a close, this episode reframes what real success looks like—especially for those feeling their year fell short.Recorded on Christmas Eve, this honest, reflective conversation explores the kind of growth you can’t always see on the outside but deeply feel on the inside.I unpack the difference between external achievements and internal growth, sharing what really shaped my year—from invisible identity shifts and courageous decisions, to redefining worth, boundaries, alignment, and self-trust. Not all progress is visible, and some of the most meaningful years don’t shout, they whisper.This episode isn’t about checking off goals; it’s about recognising the inner growth that often becomes the foundation for what comes next It’s ideal for anyone approaching a new year, questioning what really mattered and wondering what’s ahead.If you’ve found yourself thinking, “This year wasn’t big enough,” this episode offers a fresh perspective you didn’t know you needed. Key takeaways:o   What really counts as a “successful year”? o   Why the most important progress often leaves no visible evidence.o   How inner alignment can reshape everything before results appear.o   Why feeling flat or deflated might actually signal growth.o   The unseen courage behind saying no, standing in your worth, and choosing yourself.o   What changes when you stop chasing what looks impressive and start trusting what feels true.o   How reflection connects dots you didn’t even know were forming.o   Why the year that felt smaller may be the one that set everything up. As you listen, I invite you to reflect on your own year and notice the ways you've grown, even if no one else can see it.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS ME – THE BOOK  - COMING 18 FEB 2026Grab your copy of Courageous Me – The courage to turn someday into today.  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

This episode was sparked while writing the acknowledgements for my book and realising just how many different people have shaped my life, my courage, and who I’ve become.Through a series of simple but powerful “who” questions, I invite you to reflect on the people in your life and the roles they play.This isn’t about judging relationships or finding the “right” answers. It’s about awareness and recognising that we’re not meant to get everything we need from one person. Different people support us in different ways, at different stages of life.And that’s a beautiful thing.At its heart, this episode is a reminder of how much the right people add to our lives and how lucky we are to have them. Key takeaways:o  What a simple “who” question can reveal about your inner circleo  Why it’s unrealistic to expect one person to meet all your relationship needso  What it means when your answers shift over time and why it’s okayo  How to recognise the different roles people play in your life o  A powerful reflection on where you might show up in other people’s lives Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS SHIFT:Want to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. CALL TO ACTION:Want to get clear on your next steps in your business or career? Book a FREE 45 min Call to Action to help you work it out.

In this deeply moving episode, Amanda Thompson, financial adviser, single mum, Ironman athlete, and survivor, reveals how pivotal moments broke her down, challenged her endurance, and ultimately rebuilt her.From big bank boardrooms to gruelling Ironman finish lines, from the quiet guilt of single motherhood to the hidden scars of domestic violence, Amanda shares the truth behind resilience that is real, raw, and earned.Her story moves between triumph and trauma, discipline and depletion, purpose and pain—and shows how endurance isn’t limited to sport, but a way of living, healing, and choosing yourself again and again.You’ll hear how a spontaneous high school elective rerouted her life, why she quit a “safe” job, the surprising way sport helped her rebuild her identity, and the moment she decided to reclaim her story after the kind of rock bottom most never speak aloud.This episode is equal parts courage, heartbreak, and hope. It’s impossible to leave unchanged.Amanda really is the Slay Queen of Endurance. Tune in to hear why.  Key takeaways:o   What endurance looks like when life brings you to your knees.o   How Ironman training built the resilience needed for life’s curve balls.o   The link between high-performance sport and running a values-led business.o   What can be more satisfying than winning when everything’s on the line?o   How hidden scars shape our behaviour long after the bruises fade.o   What it takes to rebuild yourself after trauma steals what once felt unbreakable.o   Why legacy isn’t something you leave for later, it’s something you live now.o   How courage shifts from “push through” to “falling forward.”o   The defining moment she reclaimed her story  - and everything that followed. Get in touch with Amanda:Email: [email protected]: Endurance Financial    Instagram: @amandathompsonofficial    LinkedIn: Amanda ThompsonFacebook: Endurance Financial    Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

In this warm and heartfelt conversation, we meet business owner and orange-obsessed powerhouse Kerri-Ann Hooper, founder of Carnelian Projects -  a woman who has carried courage with her through joy, loss, rebuilding, and reinvention.From getting braces at 51 and continuing to show up online despite the self-consciousness, to returning to the stage to dance after decades away, to leaving toxic workplaces, launching her own business, navigating miscarriages, watching her family lose everything in the GFC, surviving a contractor collapse, enduring public backlash and more - Kerri-Ann’s story is one of grit wrapped in heart, and hard-earned wisdom.You’ll hear how her childhood passions quietly shaped her destiny, how she moved through the heartbreak of watching her parents’ world fall apart, and how she keeps building through the setbacks, detours, and unexpected turns.This episode is a celebration of courage in all its colours and a reminder that courage doesn’t fade with age; it only gets stronger.  Key takeaways:o   Why courage sometimes looks like survival.o   The surprising places courage hides when you think you’ve outgrown it.o   How one simple decision can change your confidence at any age.o   What building (and rebuilding) through crisis teaches you. o   The unexpected link between childhood passions and adult purpose.  o   How to keep showing up when the universe tries to stop you. o   Why your fifties are not the time to hold back, but to keep going. Get in touch with Kerri-Ann:Instagram: @carnelianprojects     LinkedIn: Kerri-Ann Hooper    Facebook: Carnelian Projects   Website: Carnelian Projects    Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   Want to make the impact you know is possible without having everything figured out? Tune into The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.Get access now.Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

In this episode, I open the door to the emotional rollercoaster of coming close to something you’ve wanted for years, and the surprising mix of excitement, doubt, resistance, and raw courage that shows up right alongside it.From writing 80,000 words of the “wrong” book to the turning points, the wobbles, the whispers, and the exact moment I realised why my manuscript sat unfinished for so long… I share the inner journey that unfolds when a long-held dream suddenly becomes inevitable.I unpack how the fear of success quietly sneaks in, why we suddenly start procrastinating at the finish line, and what it really means to take your own medicine when every insecurity decides to show up.I get honest about my editing ‘meltdown’ in a car dealership, the emotional “oh my goodness” moment of seeing my publishing page for the first time and why getting close to something that matters deeply can feel both exhilarating and terrifying at the same time.This is a conversation for anyone who has ever stood on the edge of their next chapter and thought, “Who am I to do this?”If you’re getting close to launching something, creating something, or sharing something that truly matters to you… this episode will feel like a deep exhale and a hand on your back reminding you to keep going. Key takeaways:o   Why the closer you get to a dream, the louder the doubts become.o   What makes us consider abandoning something we’ve wanted for years.o   How to recognise when the fear of success quietly slips in.o   Why the “wrong” version of your dream may lead you to the right one.o   The surprising shift when you move from your head to your heart.o   How to tell if you’re procrastinating… or protecting yourself from being seen in a new way.o   The lesson in asking about the alternative to keep pursuing an important milestone. COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz   Want to get clear on your courageous next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

What happens when the life you’ve built suddenly falls apart… and then, against all odds, you rebuild it again?In this breathtaking, emotional, and deeply vulnerable conversation, I chat with author, former attorney, and certified grief coach Stephanie Duran - a woman whose life reads like a novel filled with courage, devastation, reinvention, and the rare kind of love that changes you forever.Together, we trace some of Stephanie’s journey from an idyllic marriage that slowly eroded, to the courage it took to walk away when the world didn’t understand, to rediscovering her confidence after 15 years out of the courtroom.Then comes the love story that stops you in your tracks, the magnetic poolside meeting in Las Vegas, the whirlwind connection, the interstate move, the business, the dreams, and the unimaginable twist that followed.Stephanie opens up about fighting for more time, what it means to love someone through terminal illness, the devastating courage of saying goodbye, and how she found her way back to herself, and eventually, to love again. This episode asks big questions:What do we do when life breaks our heart?How do we rebuild when the story changes?And what does courage really look like when everything is on the line?If you need a reminder that life can take everything from you and still offer new beginnings - this conversation will stay with you long after you listen. Key takeaways:o   How childhood moments can unknowingly plant seeds of courage.o   Why “good enough” can be the most dangerous place to settle.o   How to know when it’s time to leave something the world thinks you should stay in.o   What happens when you start over from scratch - career, identity, confidence etc.o   How an extraordinary love story can begin with one bold statement. o   The unimaginable courage it takes to let go when your heart wants to hold on.o   How opening your heart again can start a whole new chapter in your life. Get in touch with Stephanie Duran:Website: Stephanie Duran  Instagram: @stephanieduranofficial   LinkedIn: Stephanie Duran   Facebook: Stephanie Duran  Podcast: Weaving Happiness through Grief with Stephanie Duran    Get her book: Because I Loved You: Surviving the Unthinkable by Stephanie Duran – updated version released 20 Jan 2026. See all places books are sold. Audio version available now on all platforms. ie. Audible Where to find me: Website: Kim Payne   LinkedIn: Kim Payne www.linkedin.com/in/kimpayne9rok/Instagram: @iamkimpayne  Facebook: KimPayneBiz  Want to make the impact you know is possible without having everything figured out? Tune into The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.Get access now.

What happens when you stop hiding the parts of yourself you’ve been taught to dislike?In this deeply personal episode, I share an unexpected conversation that began with a woman’s new hairstyle and turned into a raw exploration of self-perception, courage, and the unhelpful nuances we often carry over from childhood.From teasing in the schoolyard to throwaway comments that stick like glue, I unpack how seemingly small moments can shape the way we see ourselves and how, over time, they can quietly limit how we show up in the world.With honesty, humour, and a few confessions of my own, I invite you to consider your quirks - the imperfections, oddities, and habits you may have tried to hide, and see them for what they truly are - the most human, relatable, and beautiful parts of you.If you’ve ever felt “not enough” because of how you look, speak, or show up, this episode will help you uncover how to turn those so-called flaws into your most endearing superpowers. Key takeaways:o   How vulnerability can open a deeper sense of connection and courage.o   The limitations of holding onto comments made to us as kids.o   How past insecurities can shape subtle choices we make today.o   The surprising way our perceived flaws can become our most endearing features.o   The freedom that comes from owning your unique qualities and quirks.o   A behavioural science concept that shows how your bloopers can make you more appealing.o   The value of normalising our imperfections as part of being human. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

In this episode, we meet Adriana Brusi, Managing Director at Crowds Now, in a follow-up conversation that delves far deeper than the first one we recorded (and never released). This time, Adriana takes off the mask and gets real and raw. What unfolds is an unfiltered exploration of what it really means to drop the façade of perfection, confront people-pleasing patterns, and reclaim your voice after years of living to meet others’ expectations. From growing up in Hong Kong chasing achievement as love, to breaking free from a toxic marriage, rebuilding her life as a single mother, and launching a new business born from purpose…Adriana’s story is a masterclass in courage, authenticity, and resilience.She reveals the paradox of being perceived as confident yet feeling unseen, the pain and power of learning through failure, and the surprisingly pragmatic tool she uses to move through heartbreak and hardship — one that’s as empowering as it is unconventional.This conversation is for every woman who has ever held herself back, doubted her worth, or wondered what might happen if she finally let the world see the real her. Key takeaways:o   What happens when you realise your “authentic” self has been performing. o   Why vulnerability and showing the cracks can make you even more endearing.o   The hidden ways high-achieving women trade boundaries for belonging.o   The red flags we don’t see, and how we can end up in places we never intended.o   An unconventional way to move through any emotional storm and why it works.o   The importance of learning to regulate emotions and give yourself space to reset.o   Reclaiming your power so you can turn any past pain into your superpower to serve. Get in touch with Adriana or learn more about her business, Crowds Now:Website:  Crowds Now    Instagram:@adrianabrusiofficial   @crowds_now   LinkedIn: Adriana Brusi    Crowds Now     **COURAGEOUS SHIFT**Want to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

In this powerful conversation, we hear from the remarkable Wadzanai (Wadzi) Nenzou, founder of Our Scam Stories, a Global Platform where scam survivors share their stories of survival, and Herconomics, dedicated to women’s financial empowerment and money stories.Originally from Zimbabwe, Wadzi came to Australia at 18 with nothing but courage, curiosity, and a fierce desire to explore the world. From studying finance and economics to becoming a trailblazer in women’s money education and scam prevention, her story is one where courage has been the defining thread through every chapter.Wadzi shares how witnessing women’s financial dependence as a young girl inspired her lifelong mission to empower others through storytelling, and how she founded Herconomics by following a burning desire and a willingness to begin long before she had it all figured out.She also opens up about how she found the strength to keep living after unimaginable loss, and the healing that comes from bringing grief into the light.Through her open-hearted storytelling, Wadzi explores the power of personal responsibility, curiosity, and grace. She challenges the narrative of victimhood, inviting women to reclaim their power, take action, and rewrite their money and life stories no matter the circumstances.If you’ve ever needed a reminder that courage can coexist with pain, that your story matters, and that you can use even the hardest chapters of your life to help others, this conversation will move you deeply.  Key takeaways:o   How the experiences of your childhood can quietly shape your life’s mission.o   Why the clarity you’re waiting for only comes after you begin.o   The surprising mindset shift that helps you see nuance where others see sides.o   How adopting a “scout mindset” can change how you see people, power, and progress.o   Why sharing your grief can become a gateway to healing.o   The ripple effect when women courageously share their money and scam stories.o   Why true empowerment isn’t about waiting for systems to change - it’s about reclaiming your power right now. Get in touch with Wadzi: LinkedIn: Wadzanai (Wadzi) Nenzou  Our Scam Stories HerconomicsInstagram: @ourscamstories@theinvestmentscamseducator  @wadzinenzou  @herconomicsFacebook:Our Scam Stories   Herconomics  Websites: Our Scam Stories   Herconomics    The Investment Scams Educator    **COURAGEOUS SHIFT**Want to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line.

In this episode, I flip the script on how we think about value as it’s not about titles, tasks, or trophies, but about your true contribution: the qualities and energy you bring to any situation simply by being you.Through a fun and heartfelt story about joining a women’s baseball team at age 48, I share how I had to discover what I really brought to the team, and spoiler alert, it wasn’t about I played the game.I unpack how getting clear on your natural contributions can completely change the way you see yourself, your work, and your worth. You’ll hear why we so often downplay what comes easily, how to spot your “value signature” that shows up everywhere you go, and why owning it is one of the most powerful confidence boosters you’ll ever experience.If you’ve ever wondered, “What do I really bring to the table?” - this episode will help you find the answer, own it, and celebrate it. Key takeaways:o   Why your value has nothing to do with your job title, and everything to do with who you are.o   The surprising life lesson’s learned playing team sport at age 48.o   How to uncover your “value signature” - the qualities that make you unmistakably you.o   Why we so often dismiss our real gifts (and how to stop).o   A simple way to reconnect with your worth when self-doubt creeps in. o   How your unique contributions create a ripple effect that impacts everyone around you.o   The secret to being your most authentic, and worthy self.  **COURAGEOUS SHIFT**Want to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  Want to get clear on your next steps in your business or career?Book a FREE 45 min Call to Action to help you get to the starting line. 

In this uplifting and deeply human conversation, we meet international speaker, author, and “Champion Catalyst” Dorice Horenstein to explore what it truly means to choose the champion in yourself and turn life’s “oy” moments into joy.Born in Israel and now based in Portland, Oregon, Dorice shares her remarkable journey - from a 14-year-old cleaning houses to buy Levi jeans and Nike runners to the woman who crossed oceans to build her dream life after arriving in the U.S. at 21 with just $600 and a suitcase.She opens up about how one book and a moment of divine timing set her on a whole new path at 52, finding the courage to leave a 30-year career in education, follow her intuition, and trust that “the universe has your back.”Through heartfelt stories, Dorice reflects on the moments where she had to find her champion within to turn challenges into celebrations of joy. From immigrating alone and rebuilding from uncertainty, to healing her body by honouring her truth, transforming an uncomfortable relationship into one that feels like family, supporting her son to follow his heart, and forgiving herself after an accident…Dorice is living proof that you can turn anything around if you choose.This episode is pure light. It’s for anyone standing on the edge of change, ready to trust themselves, take that leap, and ignite the champion within. Key takeaways: o   How the energy you bring changes everything. o   What to do when physical symptoms reveal misalignment in your heart.o   The mindset shift that becomes the catalyst to turn anything into gold. o   Why your light is the gift the world needs you to share.o   What it really takes to trust the unknown and let faith guide you. o   The magic of leading with empathy and humanity rather than ego.o   Why it’s never too late to start again and how reinvention can be your greatest champion  Get in touch with Dorice:Website:  Dorice Horenstein   Facebook:  Dorice Horenstein  LinkedIn: Dorice HorensteinInstagram: Dorice Horenstein     Gifts from Dorice: Champion your joy song.The self-saboteur assessment - to see how we sabotage our own joy and courage.Proven scientific way to move your neural pathways and create a life of possibilities: PQ (positive intelligence quotient). COURAGEOUS SHIFTWant to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  Book a FREE 45 min Call to Action to help work out your next courageous step.More about Dorice:Dorice Horenstein is an international resilience speaker, author, and Positive Intelligence® expert. She works with leaders and organizations to reignite engagement, strengthen mental fitness, and use winning mindset tools to overcome disconnection and lead with clarity, resilience, and joy.She is the award-winning author of Moments of the Heart and Choose to Be Your Own Champion: The Six-Step Playbook to Become Your Best Self, releasing October 14, 2025. Before launching her speaking career, Dorice spent 30 years in education, including 16 years in educational leadership, writing K–12 curriculum, teaching, and managing a staff and volunteer team of more than 40. Dorice is also the President-Elect of the National Speakers Association (NSA) Oregon chapter.Born and raised in Israel and fluent in Hebrew, Dorice now lives in Portland, Oregon. Outside of work, she enjoys going for walks, doing Peloton workouts, and dancing.

In this raw and deeply honest conversation, we meet Dani Zetzer, a family lawyer, founder of Respect Legal, and host of "Diary of a Divorce Lawyer," to explore what courage looks like when life falls apart and you rebuild from the ground up.From watching her childhood home repossessed to building her own law firm during lockdown, losing millions in crypto trading, and navigating single motherhood with three kids, Dani's story is one of resilience, reinvention, and radical self-honesty.She shares how going on "57 first dates" became the unexpected path back to herself, helping her rediscover what she loves, what she wants, and why rebuilding your life starts with rebuilding your sense of enoughness.You'll hear how Dani turned pain into purpose, used rock-bottom moments as her greatest teachers, and how she now helps other women access their courage, whether they're leaving a marriage, starting a business, or rediscovering themselves after years of losing their identity in others.This episode is a masterclass in emotional strength, financial independence, self-trust, and the kind of courage it takes to bet on yourself… again and again. Key takeaways:o   Why doing scary things builds evidence that you'll be ok. o   The surprising lessons from hitting rock bottom and reframing them for good.o   What losing millions taught her about self-worth, shame, and scarcity.o   Why bubble baths aren't the answer to real self-care, and what is. o   The power of curiosity and trying new things at any age. o   How trusting your gut feeling can save you from years of heartache.o   Why the most courageous choices are the ones made from love. Get in touch with Dani Zetzer:Website: Respect Legal   Instagram: @respect_legal_      LinkedIn: Respect Legal  LinkedIn: Danielle (Dani) Zetzer     Facebook: Respect Legal         *COURAGEOUS SHIFT*Want to make the impact you know is possible without having everything figured out? Get access now to The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayne9Biz  Book a FREE 45 min Call to Action to help work out your next courageous move. 

In this solo episode, I open up about one of the hardest (and most freeing) lessons we all face, knowing when to let go. From scrapping my first book manuscript to deciding to close a business partnership after six years, I share raw stories of choosing release over attachment, even when it feels uncomfortable.Letting go isn't about giving up. It's about creating the space for something better, more aligned, and more life-giving to arrive. Whether it's a business, a project, a friendship, or simply an old identity that no longer fits, the moment you release what's weighing you down, you invite in opportunities that energize and excite you.This conversation is a heartfelt invitation to ask yourself what you've been holding onto simply because you've already invested so much. And what might be possible if you permitted yourself to let it go? Key takeaways:o   Why clinging to something you've outgrown could be blocking opportunities.o   How to tell the difference between "not ready" and "not right."o   The surprising gift hidden in abandoned projects.o   A simple question that reveals whether it's time to walk away.o   What two women discovered when they faced the truth. o   Why letting go doesn't always have to be dramatic.o    The powerful shift when you release what no longer serves you. Want to make the impact you know is possible without having everything figured out? Tune into The Courageous Shift – a FREE 90 min audio mini-series to work out your next move.  Get access now.Where to find me: Website: Kim Payne   LinkedIn: Kim Payne   Instagram: @iamkimpayne  Facebook: KimPayne Biz  Book a FREE 45 min Call to Action to help you decide what needs to be let go.

If you want to discover how pain, power, and trust can lead you to your true self, this is for you. In this beautiful conversation, I sit down with the extraordinary Hacia Atherton, consultant, speaker, principal consultant at All-Star Consulting, and founder of Empowered Women in Trades, to explore the true meaning of courage, healing, and feminine power.Hacia shares her extraordinary journey from a devastating horse-riding accident where she was told she may never walk unaided again, through years of pain and physical and emotional recovery, to rediscovering who she is as a woman, a leader, and a partner.Along the way, she discovered that courage is not just about the big, audacious leaps, but also about the micro-moments: getting out of bed when you don’t feel like it, asking for help when it scares you, and learning to trust again after betrayal.She shares her mission to transform outdated male-dominated workplace cultures, showing how vulnerability, empathy, and emotional intelligence aren’t weaknesses, but the very strengths that allow everyone to thrive.And we hear about her latest bold move to America, where she is stepping fully into her feminine energy, her purpose, and a new love that has challenged her to trust in ways she never thought possible.Her story reminds us that in our hardest seasons, we still carry the power to choose, the ability to trust, and the gift of rediscovering our true selves. What we cover:o   What it takes to break old patterns and feel safe in love and relationships.o   The surprising truth about pain and how it can be a catalyst for growth.o   How to spot when ego, not intuition, is driving your choices.o   The overlooked cost of a victim mindset and how to free yourself from it.o   How anger, when harnessed, can fuel movements that change entire industries.o   How vulnerability and emotional intelligence are reshaping leadership even in the toughest industries.o   Why your feminine power is the key to rediscovering yourself. Get in touch with Hacia:LinkedIn: Hacia Atherton    LinkedIn: Allstar Consulting Services     LinkedIn: Empowered Women In Trades     Instagram: @hacia.atherton         Instagram: @allstar_consulting_services   Instagram: @ewitrades  (Empowered Women in Trades)   Website: Hacia Atherton     **Want to make the impact you know is possible without having everything figured out? Tune into The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Get access now.Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz

In this powerful and deeply human conversation, I sit down with Dr. Tamsin Astor, a neuroscientist aka Chief Habit Scientist, to explore what courage really looks like when life tests you to your core. Tamsin, a naturally rebellious and fiercely intelligent woman who has never been afraid to question the rules, shares the raw truth of leaving a marriage that no longer served her, navigating her young son’s cancer diagnosis, and redefining who she was - all while modelling courage for her children.Through it all, she uncovered her resilience and the power of habits, freedom, relationships, and love to shape a life that feels deeply authentic.We dive into her journey from academia to yoga teaching, Ayurveda and executive coaching, and how she became a sought-after speaker and leadership consultant. Along the way, she reveals how teaching yoga sharpened her ability to communicate, why vulnerability belongs in leadership, and how conscious choices ripple far beyond ourselves.This episode will inspire you to reflect on your own definitions of courage, freedom, and fulfillment, and to consider what habits and choices could help throughout the many seasons of your life. Key takeaways:o   Where true courage really comes from (and it’s not what you think).o   Why walking away can be the bravest act of all.o   How life’s toughest challenges can reveal unexpected strength.o   The surprising link between daily habits and true freedom.o   What teaching yoga taught her about powerful communication.o   Why emotional awareness and vulnerability matter in business.o   What an ADHD diagnosis unlocked about her life and work.o   How self-awareness changes everything from the boardroom to the bedroom. Get her book:Force of habit - Unleash Your Power by Developing Great Habits by Dr Tamsin Astor    Get in touch with Dr Tamsin Astor:Website: Tamsin Astor    LinkedIn: Tamsin Astor       Instagram: @tamisnastor       Want to make the impact you know is possible without having everything figured out? Tune into The Courageous Shift – a FREE 90 min audio mini-series to work out your next move. Get access now.Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz

In this episode, I explore one of the hidden drains on our confidence, relationships, and opportunities: silence. We often think we’re playing it safe by holding back, but the truth is, staying silent comes with a cost.I open up about my own journey from being the shy, quiet girl who silenced herself, to becoming someone who now teaches others how to speak with courage. Along the way, you’ll hear stories of clients, everyday examples, and simple tools to help you notice where fear, judgment, or self-doubt might be keeping you silent — and how that’s impacting your life and business.Using your voice isn’t just about public speaking. It’s about the everyday moments where you ask for what you want, give honest feedback, or say yes to being visible. Your voice influences your presence, energy, and authority.And when you choose silence instead, the opportunities, connections, and impact that could have been yours often slip away.This episode is an invitation to stop paying the hidden cost of silence - and to start speaking up with courage. Because your voice doesn’t just matter, it can change lives, starting with your own. Key takeaways:o   Your voice is so much more than words and sound. o   Silence has a price.o   Asking for what you want is an act of courage.o   The real barrier to speaking isn’t speaking - it’s something else.o   Simple things you can do to feel more courageous using your voice.o   Being direct with your words is the kindest thing you can do.o   Your voice is tied to your worth and influences how people experience you. ** Courageous Speaking Masterclass – Wed 22 Oct 2025 **If you’re a leader, entrepreneur, or professional who knows speaking is the ONE skill that could change the game for your business or career, this is for you.~ Find out more or grab your spot here. ~  Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  Book a FREE 45 min Call to Action to work out how you can use your voice with more impact. 

What does it really take to move from “I’ve got an idea for a book” to becoming an author?In this inspiring conversation, I reconnect with intuitive writing coach, editor, and publisher Ruth Fae to explore what it means to find your voice and courageously put your words into the world.Ruth unpacks what “being an author” truly means, and why so many of the excuses we cling to (“I’m not a writer,” “my message isn’t worthy”) are simply myths. She explains how writing is a creative muscle that grows stronger with use, why collaboration makes the process more powerful, and how writing circles give women the confidence, structure, and safe space to write.I also share my own vulnerable journey of handing Ruth my first manuscript, facing fears of imperfection and discovering that authorship begins long before a book is published.If you’ve ever dreamed of writing a book, or doubted whether you had it in you, this episode will shift your perspective, release the pressure, and remind you that your words matter. By tuning in, you’ll discover:o   Why you’re already an author even if your book isn’t published yet.o   How intuitive editing helps your real voice and message shine through.o   The difference between planners and “pantsers” in writing (and how to find your flow).o   Why collaboration and safe creative spaces make writing easier and more fun.o   How to move past perfectionism and start with what you’ve got (even messy brain dumps).o   The importance of structure in shaping stories without stifling creativity.o   Ways to overcome resistance when the words don’t come.o   Why courage, community, and consistency matter more than rules when it comes to writing. ! Sign up for inaugural The Author in You. An 8 week writing course and bring the book inside you to life. Learn about Ruth’s Writing Circles.    Find out more or get in touch with Ruth:Website: Fae Blood Publications   Facebook: Ruth Fae-Writer     Instagram: @ruth_fae_writer     LinkedIn: Ruth Fae        Tiktok: @ruthfaewriter Listen to Ruths first appearance on the podcast, episode 13 Rediscovering your identity through hope, healing, and storytelling.   Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayne9Biz Book a FREE 45 min Call to Action to help you get to the starting line. 

If you’ve ever faced loss or change and wondered how you could stay open to life and find joy, this is for you.In this moving conversation, we hear from mindset coach Kathleen Quinn, who at 56 reinvented herself after retiring from a 35-year career at Stanford University.Just as she was embracing her new path, Kathleen faced the devastating loss of her husband, Michael, during the pandemic.Before he passed, he left her with a simple but profound request: “Struggle to stay open to life.” Those words became the compass that guided her through grief, heartbreak, change, and loss, and eventually helped her rediscover joy.Now at 63, Kathleen is living proof that it’s never too late to change your identity, feel deserving of abundance, and say yes to opportunities beyond your wildest dreams.From honouring her husband’s wisdom to becoming a mindset coach, to stepping into authorship and public speaking, Kathleen’s story is a powerful reminder that courage isn’t about having it all figured out; it’s about staying open to what life places before you, even when it scares you.Kathleen’s purpose is to help people feel grounded, free, and fulfilled, and this episode will inspire you on your way. Key takeaways:o   How Kathleen’s husband’s final wishes became her guiding principle.o   What it takes to start a new career at 56 and take on a completely different identity.o   What grief can teach us about growth and understanding.o   The freedom that comes from releasing expectations of others.o   The difference between wealth and abundance.o   Why friendships may play different roles and how to accept them.o   The importance of asking for what you deserve and breaking old scarcity patterns.o   How living by your values keeps you aligned, even when resistance shows up. Where to find Kathleen:Website: Kathleen Quinn    LinkedIn: Kathleen Quinn   Get a copy of her book (where she’s a featured author). Infinite Impact – Stories of Alignment       Where to find me: Website: Kim Payne      LinkedIn: Kim Payne    Instagram: @iamkimpayne     Facebook: Kim Payne Biz     Book a FREE 45 min Call to Action  

This episode flips the polished success story on its head and celebrates the raw, real, and messy side of business and life.For a change, I’m the one being interviewed, chatting with the fabulous Clare Elizabeth Dee, host and organiser of Fck Up Nights Melbourne, in the lead up to MC’ing her next event. If you haven’t heard of it, it’s an event where entrepreneurs share their biggest blunders and the powerful lessons that came from them.We unpack why it takes courage to own our mistakes, release the shame, and share the stories that connect us as humans. I get vulnerable about my flops, from career changes to life-altering family conversations, while Clare shares how owning her most personal challenges has transformed both her work and her sense of self.If you’ve ever felt like you’re the only one messing things up, or you’re craving the honesty that’s missing from social media highlight reels, this episode will remind you that the real magic lies in the failures we’re courageous enough to share. What you’ll learn in this episode:o   Why failures and flops are just as powerful as success stories and often more inspiring.o   The hidden strength in vulnerability and how it helps others feel less alone.o   How community and connection flourish when we normalize imperfection.o   Why taking the swing (even if you miss) beats standing still every time.o   A behind-the-scenes look at Fck Up Nights Melbourne - and why it’s more than an event…it’s a movement. ⚠️ Heads up: This episode includes swearing. ⚠️The F word is used throughout, because it’s part of the Fck Up Nights brand. If that makes you uncomfortable, feel free to skip this one. If not, you’re in for an honest, fun, and deeply human conversation. Find out more about Fck Up Nights Melbourne or Clare Elizabeth Dea:Fck Up Nights is the global phenomenon that celebrates authenticity, imperfection, and the power of honest storytelling.Being held in over 250 cities across 80+ countries, this is not your average event. It’s a full-bodied, heart-led, high-vibe experience for creatives, entrepreneurs, and anyone bold enough to ditch the highlight reel. Socials: Instagram: @fuckupnights_melbourne   @clareelizabeth_dea  Facebook: Clare Elizabeth Dea  LinkedIn: Clare Elizabeth Dea  Website: Clare Elizabeth Dea    Grab a ticket for the next event on Wed 3 Sep 2025 or learn more for attend one in the future. Check out the conversation with Clare as guest here on Courageous Me.  Episode 82. Unmasking the truth will set you free with Clare Dea.   Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  Book a FREE 45 min Call to Action to help you get what's in your head out into the world.

In this episode, multi-passionate entrepreneur Kim McGann shares the story behind her many reinventions, from launching her first beauty salon at just 21, to building an award-winning bridal business, navigating family challenges, becoming a top 1% earner in network marketing, and now stepping into her next big vision with The More Method.Kim reveals why life isn’t about having everything figured out but trusting that deep inner knowing that there’s more out there for you. She reflects on how even during personal loss and upheaval, trusting the process can open unexpected opportunities far beyond what you could imagine.You’ll hear how she’s embraced change when most would cling to comfort, how she’s using perimenopause as a catalyst for reinvention, and why she believes every woman is “made for more.”This episode is both a permission slip and a blueprint to remind you that whatever you look for in life, you’ll find, so why not go looking for more? Key Takeaways:o   Starting a business is a catalyst for deep personal growth.o   Life’s chaos often plants the seeds for your next big step.o   Every new chapter requires an evolved version of you.o   Even at the top, growth can call you to something more.o   The More Method offers a framework to create an extraordinary life.o   Reframe limiting beliefs so they no longer hold you hostage.o   Whatever you look for in life, you’ll find.o   Trust the process, as every step leads to what’s next.o   Three common fears keep many women from going all-in. Follow or stay tuned for more with Kim McGannWebsite: Kim McGann    Instagram:  @itskimmcgann    Instagram:  @madeformore_women Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayne9Rok Book a FREE 45 min Call to Action 

In this heart-opening episode, we meet personal brand fashion stylist Jane Mow to explore the many layers of courage that live beneath a stylish outfit.Born in Fiji, Jane shares how moving countries, changing her accent, and uprooting her life repeatedly shaped her fierce independence and bold self-expression. Jane's story isn't about fashion, it's about identity, reinvention, and following the whisper inside that says "you're going places."From walking away from a "perfect" relationship to chase energetic alignment in a new city, to trading fashion editorial shoots for rugs and stone sales in search of herself, Jane lays it all bare. Including the moment in couples counselling that reignited her true calling, and how she's now navigating one of her most courageous seasons yet.Far beyond the clothes, Jane's work is about helping women reconnect with the version of themselves they've hidden away and giving them permission to come out and shine. Sometimes that looks like hot pink pants. Sometimes it's speaking up. Sometimes it's simply showing up. This conversation is a love letter to the parts of you still waiting to be seen and the courage it takes to finally let them out. Key takeaways: o   Reinvention is a continuous recalibration, not a one-time decision.o   Energetic alignment matters more than logic—your body always knows.o   A mundane season can be the unexpected spark that leads you back to your purpose.o   Clothes can be a powerful gateway to reclaiming the real you.o   People aren't thinking about you nearly as much as you think they are.o   Every new season of life demands a mindset shift.o   Personal style is deeply linked to identity, confidence, and self-expression. Get in touch with Jane:Website: Jane Mow  Instagram:  @janemowstylist   LinkedIn: Jane Mow     Check this out: The Unforgettable Style Workshop (every 2 months)  https://janemow.com/workshop Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayneBiz  Book a FREE 45 min Call to Action to help you get to the starting line.  

In this episode, I flip the classic line "begin with the end in mind" and propose a fresh alternative that can be even more helpful when you're trying to get something off the ground.If you're sitting on an idea, dream, or whisper of possibility but feeling overwhelmed because you don't have it all figured out - this is your call to action.I share some personal stories, drop in a few juicy metaphors, and recount a memorable moment in a homewares store that unexpectedly sparked the name of this podcast: Courageous Me.This one's for you if you've been saying "not yet," "maybe one day," or "I'm not ready."Whether it's a big life decision, a creative nudge, or a simple personal change; uncertainty and 'not ready' aren't signs to delay, they're reasons to begin.You don't need clarity to start. You need the courage to begin. Key Takeaways:o   You don't need to have everything sorted before you start.o   The clarity you're waiting for often comes after you begin-not before.o   Momentum reveals the next step far more than overthinking does.o   Waiting for the perfect plan can lead to years of missed opportunity.o   Feeling unready isn't a reason to wait - it's part of getting ahead.o   If you've figured things out before, you can do it again.o   One decision to begin can change everything.o   You can't finish what you don't start. Where to find me: Website: Kim Payne   LinkedIn: Kim Payne Instagram: @iamkimpayne  Facebook: KimPayne9Rok  **Book a FREE 45 min Call to Action to help you get to the starting line.  What have you got to lose?