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143 - How Much Do I Need to Retire?

An episode of the Real Personal Finance podcast, hosted by Scott Frank and James Conole, titled "143 - How Much Do I Need to Retire?" was published on March 16, 2022 and runs 20 minutes.

March 16, 2022 ·20m · Real Personal Finance

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Scott and James discuss how much you need to retire. Listener Question I'm 55 years old and currently employed with $1.1 million in 401k, $150,000.00 in annuity fund. Upon retiring I will also have a pension with medical, dental & optical coverage. My yearly income is $120,000 & I’m looking to retire at 60 years old. In your opinions does retiring comfortably in 5 years look reasonable? Planning Points Discussed Retirement Planning Utilizing Time Efficiently Cap...

Scott and James discuss how much you need to retire.

Listener Question

I'm 55 years old and currently employed with $1.1 million in 401k, $150,000.00 in annuity fund.  Upon retiring I will also have a pension with medical, dental & optical coverage.  My yearly income is $120,000 & I’m looking to retire at 60 years old.  In your opinions does retiring comfortably in 5 years look reasonable?

Planning Points Discussed

  • Retirement Planning
  • Utilizing Time Efficiently
  • Capital Appreciation
  • Purchasing Power
  • Other issues (IRAs, Inflation, Financial Goals, etc.)

Timestamps:

3:29 - Listener Info

6:06 - Living Expenses Today

8:37 - Retirement Expenses

11:20 - Social Security 

13:30 - Financial Freedom

16:05 - Tax Planning Opportunities

18:17 - Withdrawal Rates

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Scott

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The Nick Cup Audio Experience Nick Cup Real Talks about Entrepreneurship. Business. Personal Finance. Fitness. and Life. Nothing Funny About Money (Shorts) Nothing Funny About Money Nothing Funny About Money puts a lighthearted spin on a sometimes scary subject: money! The show make personal finance fun, simple, and practical. Each month, it tackles a topic with discussion, skits, guest interviews, and real life tips. Hosts Dr. Matt J. Goren, CFP and Dr. Michael G. Thomas, Jr., AFC are experienced financial educators and advisors who focus on money issues for middle and lower-income people. This feed is just for short clips and bloopers. You can find full episodes at nothingfunnyaboutmoney.org or wherever you get your podcasts. The Financial Answer with Nathan O’Bryant Nathan O’ Bryant The Financial Answer is hosted by Nathan O’ Bryant, founder of O’Bryant & Associates, Inc., an investment advisory firm registered in Tennessee and Arkansas. Drawing on over 20 years of experience in financial planning, Nathan shares insights on a wide range of topics including retirement income strategies, tax planning, market trends, Social Security, portfolio management, and more. The show explores the real questions people face when planning for their financial future, offering clear explanations and thoughtful discussion to help listeners make informed decisions. No topic is off limits as Nathan breaks down both timely developments and foundational principles of personal finance. Real Estate Nomad Paulo Frencillo “Creating passive income through real estate investing to Live your Best Live” With 15 years experience in the Canadian finance industry, Paulo shares his personal and professional journey on this Podcast. From being a financial advisor at Canada’s major banks, a senior underwriter for an alternative lender, to his current role as a mortgage agent, he will give you the financial perspective of real estate investing. As a seasoned real estate investor, he helps Canadians navigate the ‘ins and outs’ of the market. Paulo encourages people to build passive income so they can ‘Live their Best Life’. As he is an avid traveler, he promotes the travel lifestyle and learning about different cultures.
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