159 - How Much Company Stock Ownership Is Too Much?
An episode of the Real Personal Finance podcast, hosted by Scott Frank and James Conole, titled "159 - How Much Company Stock Ownership Is Too Much?" was published on July 6, 2022 and runs 19 minutes.
July 6, 2022 ·19m · Real Personal Finance
Summary
Scott and James discuss how much company stock ownership is too much. Planning Points Discussed Utilizing Time Efficiently Capital Appreciation Purchasing Power Other issues (IRAs, Inflation, Financial Goals, etc.) Listener Question: I'm a manager at a blue chip company and they offer up to 20% of their stock in your 401K. Right now I have 8% of my 401K invested in company stock with the rest in target date funds. I'm wondering your thoughts on if 8% is too much or too little. I have ...
Episode Description
Scott and James discuss how much company stock ownership is too much.
Planning Points Discussed
- Utilizing Time Efficiently
- Capital Appreciation
- Purchasing Power
- Other issues (IRAs, Inflation, Financial Goals, etc.)
Listener Question:
I'm a manager at a blue chip company and they offer up to 20% of their stock in your 401K.
Right now I have 8% of my 401K invested in company stock with the rest in target date funds. I'm wondering your thoughts on if 8% is too much or too little. I have another IRA with good mutual funds and a personal brokerage account where I pick my own stocks. Just wanted to add that in so you didn't think that this 401K is my only savings for retirement.
Timestamps:
4:28 - Rules of Thumb
9:32 - Casting A Wide Net
13:47 - Risk v. Return
17:12 - Company Stock Summary
18:44 - Aligning Your Financial Goals With Your Life
LET'S CONNECT!
James
Scott
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