171 II How Much Debt Can You Afford? A Simple Budgeting Tool to Avoid Financial Mistakes for Working Moms

Next Steps: 👉 Book your 1-hour Financial Stability Session: dianagalas.com/coaching 👉 Get simple money tips and support: dianagalas.com/newsletter 👉 Write to me: [email protected] 👉 Join the free Facebook support community for working moms: https://dianagalas.com/community 👉 Feeling led to support our special needs ministry? Contribute here: dianagalas.com/ministry 👉 Tap HERE and ask me a question In this episode, we’re peeling back the curtain on why so many high-achieving professional women feel "broke" despite making a great salary. We start with the story of Mark and Sarah—a family who received a raise but found themselves more stressed than ever just three months later. What we’re diving into today: The Bank Trap: Why debt-to-income ratios ignore the reality of braces, aging parents, and your actual dreams. The Hidden Tax: Why debt costs significantly more than just interest (and how it robs you of your presence at the beach). The 5-Question Audit: A practical framework to run any purchase through before you sign on the dotted line. Client Victory: How one busy mom used the 2-Line Budget to fund a $1,500 bathroom remodel in cash. Stop asking the bank for permission and start asking your future self.