#181 Financial planning for creative business owners

In this episode, I dig into financial planning for creative business owners, a topic I'm genuinely passionate about even though I'm not a financial planner. I talk about releasing shame around money and understanding the stories we inherited, whether that's scarcity, guilt, or the belief that there's never enough. I share my own journey from paycheck to paycheck living in my twenties to feeling steady and grounded now, and I walk through the practice of mapping personal risk factors, from illness to living alone to not having children, as a way to turn vague anxiety into something workable. I also get into the systemic side of things, naming how much easier this could be if we met more of these risks collectively rather than individually.From there I move into practical systems: how I handle my own bookkeeping and tax planning, why I keep a simple monthly tracking sheet for income and expenses, and how that habit has helped me notice which parts of my business actually feel good and profitable versus which ones just drain me. I also open up about insurance, pensions, and planning for aging, including the accident that shaped how seriously I take this now. My hope is that this episode offers a gentle, honest starting point if you've ever felt overwhelmed by your numbers. And if you want to keep exploring this with me, my new course and community launches in September, so get on my newsletter for details.You can learn more about the Kind Business Community over here: https://pinkwellstudio.com/community/Love,Yarrow