188 | Budgeting, Spending Habits & Dave Ramsey (Best of 2023)

Snag Our Simplified Budget System! Hey there, budget besties! In this power-packed episode, we're diving deep into the world of budgeting and spending habits. Whether you're a budgeting pro or just starting out, we've got some golden nuggets of advice that are sure to help you take control of your finances like never before.We're not just talking theory here – these are practical, real-world strategies that have worked for us and countless others. So grab your notepad, and let's jump into the key takeaways from today's episode:8:26 - The Perfect Time to Start Budgeting: We talk about why there's no better time to start budgeting than now. Don't wait for a 'perfect' financial month; the best time is always the present. 13:53 - Understanding Your Spending Habits: Get insights into how analyzing your bank and credit card statements can reveal a lot about where your money is going.21:03 - Creating a Personal Spending Budget: We discuss the concept of 'pocket money' – a budget for guilt-free spending within limits, balancing enjoyment with responsibility.24:34 - The Downside of Credit Cards: Learn about the pitfalls of relying too much on credit cards and the psychological benefits of using cash.26:25 - Comparing Budgeting Approaches: We compare our flexible, personalized approach to budgeting with more rigid methods like those advocated by Dave Ramsey.Remember, understanding and controlling your spending is key to financial empowerment. It's not just about cutting back – it's about making smarter choices and knowing where your money is going.Ready to Elevate Your Financial Savvy? Grab your earbuds and a cozy cup of coffee, and settle in for a deep dive into mastering your finances. Tune into our episode now for insights and strategies that will transform the way you view and manage your money. It's time to turn those budgeting challenges into triumphs!Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!