21st Century Capitalism Has Failed its Ethics Exam

In its current form, capitalism has disillusioned most of the population in most democratic countries. Once celebrated as the engine of economic growth, opportunity and innovation, capitalism has transformed into a system that overwhelmingly favours the wealthiest few, leaving the majority feeling marginalised and enslaved to an unscrupulous system. As wealth continues to be concentrated in fewer hands, the legitimacy of capitalism begs deeper scrutiny. How can we tolerate a system that perpetuates cruel inequalities and environmental destruction without questioning its ethical foundations?About the Author - Greg Twemlow writes and teaches at the intersection of technology, education, and human judgment. He works with educators and businesses to make AI explainable and assessable in classrooms and boardrooms — to ensure AI users show their process and own their decisions. His cognition protocol, the Context & Critique Rule™, is built on a three-step process: Evidence → Cognition → Discernment — a bridge from what’s scattered to what’s chosen. Context & Critique → Accountable AI™. © 2025 Greg Twemlow. “Context & Critique → Accountable AI” and “Context & Critique Rule” are unregistered trademarks (™).