31. The Best Mortgage Loans for First-Time Home Buyers & Real Estate Investors (2026)

Send us Fan MailIf you’re thinking about buying your first home or investment property but feel overwhelmed by all the mortgage options out there, this episode breaks it all down in a beginner-friendly way. Violeta walks through NerdWallet’s Best Mortgage Lenders of May 2026 and explains which lenders may work best depending on your goals — whether you’re looking into FHA loans, VA loans, HELOCs, manufactured homes, refinancing, or your very first investment property.She also shares her own experiences using VA loans, refinancing, house hacking, and construction loans, plus practical advice on how new investors can use these lending options to start building wealth through real estate.We cover:The best mortgage lenders for different types of buyers and loansFHA, VA, HELOC, refinancing, and low down payment optionsCredit score and down payment requirements to qualifyHouse hacking and using rental income to reduce housing costsFinancing strategies for duplexes, multifamily properties, and investment homesConstruction and manufactured home loansCommon mortgage mistakes new investors should avoidHow to choose the right lending strategy for your first property This episode is a reminder that getting started in real estate investing doesn’t have to feel impossible. With the right financing strategy, education, and a willingness to take the first step, building long-term wealth through real estate can become much more accessible.Mentioned in this episode: NerdWallet Best Mortgage Lenders List (May 2026) Free Latina real estate investing communitySupport the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...