Beginner Real Estate Investing Tips for Latinas | Real Estate Chisme

Send us Fan MailWhat skills do you actually need to become a real estate investor?In this episode of Real Estate Chisme, Violeta and Lindsay break down the essential skills every aspiring real estate investor should focus on before buying their first rental property. From choosing an investment strategy and understanding cash flow to building a reliable team and managing fear-driven decisions, they share practical lessons they've learned throughout their own investing journeys.Lindsay explains why real estate investing starts with clarity and strategy, helping listeners understand the different paths available, including house hacking, long-term rentals, short-term rentals, multifamily properties, and out-of-state investing. She discusses the importance of defining your goals, understanding your risk tolerance, and creating a plan that aligns with your lifestyle and financial objectives.Meanwhile, Violeta shares real-world examples from her latest rental property rehab, including uncovering termite damage during renovations, managing unexpected expenses, and learning how to make confident decisions without letting fear take over. She discusses the mindset shifts that helped her navigate financial anxiety, perfectionism, and the realities of owning and improving investment properties.Together, they emphasize that successful real estate investing isn't about knowing everything before you start—it's about developing the right skills over time, asking good questions, and taking action despite uncertainty.They also discuss:• Choosing the right real estate investment strategy for your goals • Understanding cash flow, expenses, vacancies, repairs, and CapEx • How to analyze rental property deals without being a math expert • Building a team of lenders, agents, inspectors, contractors, and property managers • Asking better questions during inspections and due diligence • The importance of understanding your "why" before investing • Managing fear, financial anxiety, and decision-making as a new investor • Handling unexpected renovation surprises and property issues • Creating must-have vs. nice-to-have repair lists • Why no deal is better than a bad deal • Learning to balance risk, opportunity, and long-term wealth building • Developing the confidence to take action as a beginner investorThis episode is a practical guide for aspiring investors who want to get started in real estate but feel overwhelmed by everything they think they need to know. Violeta and Lindsay remind listeners that you don't need to be an expert to begin—you simply need to be teachable, willing to learn, and ready to take the next step.Tune in for an encouraging conversation packed with beginner-friendly investing advice, mindset shifts, and actionable lessons to help you build wealth through real estate with confidence.Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailWhat happens when tenant drama, property turnovers, and financing challenges all hit at once?In this laid-back catch-up episode of Real Estate Chisme, Violeta and Lindsay share the real-life ups and downs they've been navigating behind the scenes as landlords and real estate investors. From vacant units and tenant conflicts to ADU expansion plans and creative financing strategies, they pull back the curtain on what’s been happening in their portfolios over the last month.Lindsay provides an update on her 12-property portfolio, discussing vacancies, turnover season, water-related maintenance issues, and her plans to potentially build a second ADU in California. She also opens up about the challenges of securing financing while balancing W-2 income, self-employment income, and future plans to leave her corporate job.Meanwhile, Violeta shares lessons learned from self-managing her latest duplex renovation, including handling tenant disputes, setting boundaries, coordinating junk removal, and preparing for a new tenant move-in. She reflects on how these experiences are helping her build valuable property management and communication skills.They also discuss:• Managing vacancies and rental turnovers during peak leasing season• Financing challenges and creative ways to fund real estate projects• ADU expansion opportunities and long-term portfolio growth• Tenant communication, conflict resolution, and property boundaries• The realities of self-management versus hiring property managers• Family real estate challenges, including inherited properties and difficult decisionsThis episode is an honest conversation about the everyday realities of real estate investing—the wins, the setbacks, and the lessons that come from learning as you go.Tune in for a casual behind-the-scenes catch-up filled with landlord stories, investing insights, and plenty of real estate chisme.Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailWhat if the thing holding you back from investing isn’t the market—but the fear, anxiety, and stories you’ve carried about money your entire life?In this episode, Lindsay sits down with Heather Enciso, a licensed clinical social worker, real estate investor, queer Filipina, and first-generation American, to explore the powerful connection between financial anxiety and real estate investing.Heather shares how growing up in an immigrant household shaped her beliefs about money, why COVID-19 became the catalyst that pushed her toward investing, and how she went from knowing almost nothing about assets and wealth-building to owning multiple multifamily properties across Ohio and Pennsylvania.Together, they dive into the emotional side of investing that rarely gets discussed—fear, scarcity, self-doubt, and the challenges many first-generation investors, women, LGBTQ+ individuals, and people of color face when entering spaces where they don’t see themselves represented.Heather opens up about her journey into house hacking, how she leveraged low-down-payment financing to acquire properties faster, and why delayed gratification and sacrifice played a major role in building her portfolio. She also shares how she manages the anxiety that comes with making large financial decisions and explains the difference between a genuine intuition warning and a fear-based response.You’ll hear an honest conversation about overcoming mental blocks, finding supportive communities, learning to trust yourself, and creating systems that help you make sound financial decisions without letting anxiety take over.Heather also reveals the deeper motivation behind her investing journey: creating financial freedom not just for herself, but for her mother, whose sacrifices made her opportunities possible.If you've ever felt intimidated by real estate, struggled with financial anxiety, or questioned whether investing is truly for people like you, this episode will give you the mindset shifts, encouragement, and practical strategies you need to move forward.Ready to stop letting fear make your financial decisions and start building wealth with confidence? This conversation is for you.Connect with Heather:InstagramWebsiteSupport the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailIf you’ve ever felt overwhelmed by dealing with city inspections, permits, tenant complaints, or confusing housing regulations as a real estate investor, this episode is for you. Violeta sits down with Ashley Pereira, a California-based investor building her portfolio in Rochester, New York, to talk about the realities of navigating local government, certificate of occupancy inspections, property management communication, and the unexpected challenges that come with owning rental properties out of state.Ashley shares how she went from analysis paralysis to closing on her first rental property in Rochester, why she chose a cash-flowing Midwest market over investing in California, and what happened when she suddenly started receiving scary violation notices from the city. From missing doors and tenant damage to delayed inspection updates and overwhelming paperwork, she opens up about the anxiety that comes with being a first-time landlord learning how to navigate the system.Violeta also shares her own experiences dealing with trash violations, Section 8 paperwork issues, storm door complaints, and buying properties from slumlords that required major repairs. Together, they discuss the importance of documentation, communication with the city, understanding local landlord requirements, and why learning to work with local government is an essential skill for long-term real estate investing success.They also dive into: • How Ashley overcame analysis paralysis and bought her first out-of-state rental • Why Rochester, New York stood out as a strong cash-flow market • The realities of dealing with certificates of occupancy and city inspections • Common rental property violations investors face • Why communication and documentation matter when dealing with the government • The hidden challenges of tenant turnover and property maintenance • Investing in older homes and handling repairs like peeling paint, handrails, decks, and lead safety issues • Lessons learned from buying properties from slumlords • Section 8 delays, housing authority issues, and government bureaucracy • Why beginner investors shouldn’t be afraid of dealing with the city • The importance of community, mentorship, and networking in real estate investingWhether you’re a brand-new investor looking to buy your first rental property or already managing units and dealing with inspections, this episode offers practical insights and reassurance that these challenges are part of the journey—not the end of it.Connect with Violeta: Latina-focused real estate investing community linked below the episode description.Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailIf you’ve been following the conversations around housing affordability, rent control, and landlord accountability, this episode dives into one of the most controversial real estate debates happening right now. Violeta breaks down the major housing and real estate proposals being pushed by New York City mayor Zohran Mamdani and shares her perspective as a real estate investor on what these changes could mean for landlords, tenants, and the future of investing.From cracking down on slumlords and issuing massive fines for neglected properties to discussions around rent freezes, affordable housing, insurance relief, and over-leveraged investors, this episode explores the tension between protecting tenants and protecting property owners. Violeta also shares her own experiences dealing with distressed properties, preventative maintenance, refinancing strategies, and the realities of managing affordable housing as an investor.We cover: • Zohran Mamdani’s controversial housing and real estate proposals • Rental “rip-off hearings” and tenant accountability initiatives • Why slumlords are facing larger fines and possible property seizures • How neglected maintenance impacts tenants and neighborhoods • The risks of over-leveraging rental properties through refinancing and HELOCs • Preventative maintenance, CapEx planning, and responsible investing • How LLC structures can make landlord accountability difficult • Rent freezes, rising insurance costs, and increasing property taxes • Affordable housing challenges for both tenants and landlords • City-backed insurance relief programs for affordable housing owners • The balance between profit, ethical investing, and community impactThis episode is a reminder that real estate investing isn’t just about cash flow and appreciation — it also comes with responsibility. Violeta shares why ethical investing, proper maintenance, and long-term planning matter not only for protecting your assets, but also for protecting the people who live in your properties.Mentioned in this episode:Free Latinas in Real Estate community https://www.skool.com/real-estate-jefas-9075/aboutMamdani’s News Links: https://www.cbsnews.com/newyork/news/nyc-rent-guidelines-board-preliminary-vote-freeze-hike-rents/https://www.nyc.gov/mayors-office/news/2026/04/mamdani-administration-unveils-first-of-its-kind-insurance-progrSupport the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailIf you’re thinking about buying your first home or investment property but feel overwhelmed by all the mortgage options out there, this episode breaks it all down in a beginner-friendly way. Violeta walks through NerdWallet’s Best Mortgage Lenders of May 2026 and explains which lenders may work best depending on your goals — whether you’re looking into FHA loans, VA loans, HELOCs, manufactured homes, refinancing, or your very first investment property.She also shares her own experiences using VA loans, refinancing, house hacking, and construction loans, plus practical advice on how new investors can use these lending options to start building wealth through real estate.We cover:The best mortgage lenders for different types of buyers and loansFHA, VA, HELOC, refinancing, and low down payment optionsCredit score and down payment requirements to qualifyHouse hacking and using rental income to reduce housing costsFinancing strategies for duplexes, multifamily properties, and investment homesConstruction and manufactured home loansCommon mortgage mistakes new investors should avoidHow to choose the right lending strategy for your first property This episode is a reminder that getting started in real estate investing doesn’t have to feel impossible. With the right financing strategy, education, and a willingness to take the first step, building long-term wealth through real estate can become much more accessible.Mentioned in this episode: NerdWallet Best Mortgage Lenders List (May 2026) Free Latina real estate investing communitySupport the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailWhat happens when rental income looks great on paper—but repairs, vacancies, and property management mistakes drain your cash flow? In this honest Q1 recap episode of Real Estate Chisme, Violeta and Lindsay break down the real numbers behind their rental portfolios and the unexpected challenges that came with them. From costly repairs and vacant units to frustrating property management issues, they share the lessons they’re learning while navigating the realities of real estate investing.Lindsay reveals how over $41,000 in rental revenue was quickly reduced by rehabs, utilities, management fees, and debt service across her 12-property portfolio. Violeta opens up about a “problem” property that led to surprise bills, city complaints, and growing frustration with her property management company.They also discuss: • The true cost of vacancies and turnovers • Managing older properties and unexpected repairs • Rising property taxes and affordable housing challenges • Lessons learned from tenant communication and self-management • How they’re adjusting their strategies moving into Q2This episode is a transparent look at the ups and downs of building wealth through real estate—and why staying adaptable is key when things don’t go according to plan.Tune in for an honest behind-the-scenes look at what real estate investing really looks like when the spreadsheets, stress, and surprises all collide.Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailMost aspiring real estate investors shy away from debt, thinking it's risky or even cheating. But what if leveraging other people's money could fast-track your success—without the fear holding you back? Martin Castro Silva dives deep into the truth about using private and hard money to turn dreams into reality, revealing how he quit a high-salary job and built a thriving flipping empire in Florida.He'll share the raw lessons learned—like how to find private lenders when everyone seems broke, why having a solid business plan is non-negotiable, and how to navigate the stormy waters of contractor nightmares. Discover the secret to acquiring deals with up to 90% financing, how velocity of money can explode your profits, and why execution trumps everything in this game.This episode is a must-listen for anyone feeling stuck, afraid of failure, or unsure how to even start—because Martin’s story proves that action, confidence, and a little bit of boldness can change your life. Whether you're just getting started or needs that final push, you'll leave inspired, empowered, and ready to take your shot.Ready to see how leveraging others' money can unlock your freedom? This is the blueprint you didn’t know you needed. Don’t wait—your real estate breakthrough starts now!Connect with Martin: @Martinmelmac   https://martinmelmac.com/Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailAre you tired of seeing a huge chunk of your rental income go straight to taxes? What if I told you there are powerful legal strategies that can literally wipe out your tax bill — making your rental properties work for you, not against you? This episode dives deep into how real estate can transform your financial future with bold, proven tax tactics. In this episode:Discover the top tax deductions for rental properties — mortgage interest, property taxes, depreciation, and operating expenses.Learn how to leverage depreciation to reduce your tax liability every year.Find out why long-term rentals are your best tax friend — passive income, no self-employment tax, and massive depreciation benefits.Unveil the short-term rental loophole — turn those Airbnb stays into active income with huge write-offs.Get the scoop on bonus depreciation and 1031 exchanges to accelerate your wealth building.Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailAre traditional loans holding you back from building your real estate empire? Discover how DSCR loans can revolutionize your investing journey, even without stable income or a perfect W-2. This episode uncovers a game-changing approach for entrepreneurs, self-employed professionals, and dreamers eager to break barriers and create wealth through real estate.In this episode:What is a DSCR loan and how does it differ from traditional financingWhy property income, not personal income, qualifies you for a DSCR loanThe key requirements: credit scores, down payments, and reservesHow to calculate your property's DSCR ratio (aim for above 1.25!)Using DSCR loans for buying, refinancing, and scaling your real estate portfolioReal-life examples illustrating how DSCR loans work in practiceWhy this product is perfect for entrepreneurs, freelancers, and those with variable incomeBenefits of DSCR loans over traditional financing: no tax returns, no W-2s, faster approval••Possible downsides: higher interest rates and larger down paymentsSupport the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailIn this episode I share my latest adventure in real estate with you. Imagine this: I just closed on another property, and let me tell you, it was quite the rollercoaster! From dealing with a title company that seemed to be on its own timeline to the unexpected thrill of signing papers at a McDonald's, this journey was anything but ordinary.In this episode, I open up about the nerves and excitement of transitioning to self-managing my rental properties. It's a whole new ballgame without a property manager, but luckily, my husband and I make a great team. He's the people person, while I handle the logistics and finances. Together, we're tackling everything from tenant introductions to safety inspections.I'm also diving into the world of property development. With a duplex on a spacious lot, I'm dreaming big about adding more units and creating a thriving community space. It's all about learning, growing, and embracing the challenges that come with real estate.Join me as I share the highs, the lows, and everything in between. Whether you're a fellow investor or just curious about the real estate world, I hope my story inspires you to chase your dreams and face challenges head-on.Follow our podcast for more!Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailDownload the free calculator and master the true art of cash flow analysis today!https://moneychisme.kit.com/cashflow_calculatorReady to stop guessing your rental income and start understanding the real numbers? Violeta spills the truth about why most investors get their cash flow wrong — and how you can fix it with just a few simple steps. Whether you're a beginner or seasoned pro, this episode will transform your approach to real estate investing.In this video:- Critical mistake investors make - How to accurately account for expenses like taxes, vacancies, maintenance, and CapEx- A step-by-step example of calculating cash flow -The free tool that simplifies complex calculations for up to six properties-Why overestimating cash flow can lead to financial disaster- Common pitfalls: ignoring vacancy, miscalculating taxes, skipping property management costs- How to build a resilient emergency fund for unexpected repairsChapters00:00 Understanding Cash Flow in Real Estate06:45 Common Mistakes in Cash Flow Calculation10:38 Calculating Cash Flow Accurately16:36 Utilizing Tools for Cash Flow AnalysisSupport the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailStart Investing in rental properties with my Free 5 Day Crash Course: https://moneychisme.kit.com/c8eb949716If you have been wanting to start investing in real estate but you don't have much money, a good credit score or maybe your debt to income ratio is too high, seller finance is a great option. In this episode we explore the concept of seller financing, its benefits for both buyers and sellers, negotiation flexibility, tax advantages, and the types of seller financing available. It also delves into expert-level strategies, risks, and precautions associated with seller financing, providing a comprehensive overview of this powerful real estate tool.Takeaways- What is seller financing and how it works- Benefits for buyers and sellers in seller financing- Negotiating terms and understanding balloon payments- Tax advantages and passive income opportunities- Steps to safely execute a seller financing dealSupport the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailBuilding a solid real estate team, as a real estate investor is key to your success. Sammie, a Latina investor shares her experiences with building a real estate team, learning from mistakes, and strategies for out-of-state investments. She highlights the significance of having an investor-friendly real estate agent, a reliable lender, and a good property management team. Key Takeaways: Teamwork is essential in real estate investing.Finding an investor-friendly real estate agent is crucial.Building relationships with lenders can streamline the investment process.Community support is vital for success in real estate.More Chisme on the blog:https://moneychisme.com/dont-do-it-solo-how-to-build-a-real-estate-team/Connect with Sammie:https://www.instagram.com/invest_with_sammie/More on the blog:https://moneychisme.com/going-solo-is-bad-you-need-a-real-estate-investor-dream-team/Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailFannie Mae removed the minimum credit score of 620, required to qualify for a loan. Trump wants to give a 50 year mortgage option. We talk about if it is a good idea, and the impact it may have. TakeawaysMost people may not prefer a 50-year mortgage.Longer mortgage terms could impact financial planning for homeowners.Potential risks of long-term mortgages need to be considered.Consumer education on mortgage options is essential.The future of home financing may include more flexible terms.Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailHow homeowners can leverage their home equity to start investing in real estate. We explore two primary methods: home equity loans and home equity lines of credit (HELOCs), detailing the pros and cons of each. The conversation emphasizes the importance of understanding one's financial situation and having a clear investment strategy. We also address common fears associated with using home equity for investments and provide insights on how to navigate these financial tools effectively.Key TakeawaysYou might be sitting on cash and not even know it.Home equity can be turned into cash for investments.A home equity loan is like a second mortgage.A HELOC works like a credit card backed by home equity.You incur interest only on the amount you use from a HELOC.Understanding your debt-to-income ratio is crucial.There are limits to how much interest can increase on loans.Having a clear exit strategy is important when using equity.Investing in real estate is a wealth-building strategy.It's essential to research and understand your options before leveraging equity.More on the Bloghttps://moneychisme.com/how-to-use-your-home-equity-wisely-to-buy-a-rental-property/Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

Send us Fan MailExploring the intriguing world of spooky and potentially haunted houses as potential investment properties. We share our personal beliefs about hauntings, legal requirements for disclosing deaths in homes, and the cultural significance of energy in real estate. Plus we look at some spooky and "haunted" house listings, considering their investment potential, and sharing renovation ideas. From witchy houses to the famous haunted house from 'The Conjuring,' we get into the chisme on the potential for renovation, investment opportunities, and the unique charm of these properties, while also considering the risks associated with purchasing haunted real estate. All this with some laid back humor and insights into the real estate market, particularly in relation to spooky houses and their appeal.Full show notes and chisme here:https://moneychisme.com/would-you-buy-a-haunted-house-spooky-deals-as-investment-properties/https://youtu.be/RNTvauDrB-gMentioned in this episode:https://spookyhousesforsale.com/https://www.zillow.com/homedetails/118-E-Pine-St-Independence-KS-67301/77252906_zpid/?https://www.zillow.com/homedetails/207-S-Ellsworth-Ave-Salem-OH-44460/448917391_zpid/https://www.realtor.com/realestateandhomes-detail/1677-Round-Top-Rd_Burrillville_RI_02830_M30405-99705Support the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...