34. The Real Reason You're Afraid to Invest in Real Estate with Heather Enciso

Send us Fan MailWhat if the thing holding you back from investing isn’t the market—but the fear, anxiety, and stories you’ve carried about money your entire life?In this episode, Lindsay sits down with Heather Enciso, a licensed clinical social worker, real estate investor, queer Filipina, and first-generation American, to explore the powerful connection between financial anxiety and real estate investing.Heather shares how growing up in an immigrant household shaped her beliefs about money, why COVID-19 became the catalyst that pushed her toward investing, and how she went from knowing almost nothing about assets and wealth-building to owning multiple multifamily properties across Ohio and Pennsylvania.Together, they dive into the emotional side of investing that rarely gets discussed—fear, scarcity, self-doubt, and the challenges many first-generation investors, women, LGBTQ+ individuals, and people of color face when entering spaces where they don’t see themselves represented.Heather opens up about her journey into house hacking, how she leveraged low-down-payment financing to acquire properties faster, and why delayed gratification and sacrifice played a major role in building her portfolio. She also shares how she manages the anxiety that comes with making large financial decisions and explains the difference between a genuine intuition warning and a fear-based response.You’ll hear an honest conversation about overcoming mental blocks, finding supportive communities, learning to trust yourself, and creating systems that help you make sound financial decisions without letting anxiety take over.Heather also reveals the deeper motivation behind her investing journey: creating financial freedom not just for herself, but for her mother, whose sacrifices made her opportunities possible.If you've ever felt intimidated by real estate, struggled with financial anxiety, or questioned whether investing is truly for people like you, this episode will give you the mindset shifts, encouragement, and practical strategies you need to move forward.Ready to stop letting fear make your financial decisions and start building wealth with confidence? This conversation is for you.Connect with Heather:InstagramWebsiteSupport the showJoin my Latina Real Estate Investors Community (FREE)https://www.skool.com/real-estate-jefas-9075/aboutGet my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/rei-starter-kitProperty Management made easy with RentRedihttps://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShareManage Your Funds with BASELANE Bankinghttps://invite.baselane.com/Violeta84614Follow us on Social Mediahttps://www.instagram.com/money_chisme/https://www.instagram.com/lindoesinvesting/Disclaimer:We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...