#46 - Which Retirement Account Is Best For Real Estate Investors To Invest With?

In this episode of The First Deal Podcast, Dayton Lindsey and Keith Gillispie break down how Keith thinks about self-directed retirement accounts, Solo 401(k)s, DSCR loans, private money, leverage, and funding your next several deals without waiting years to stockpile cash.Keith explains why he strongly prefers a self-directed Roth Solo 401(k) over an IRA for his own investing, how he has used retirement-account funds for earnest money deposits, and why he believes investors need qualified professionals in their corner before making decisions involving retirement accounts or taxes.TakeawaysSelf-directed IRAs and solo 401(k)s offer benefits for real estate investmentDSCR loans and private money raising strategies are crucial for funding real estate dealsChapters00:00 Introduction00:48 Understanding Self-Directed IRAs and Solo 401(k)s05:39 The Benefits of Solo 401(k)s Over IRAs11:26 Exploring Health Savings Accounts (HSAs) and Tax Benefits17:21 The Importance of Debt Service Coverage Ratio (DSCR) Loans23:42 Capital Stacking Strategies for Real Estate Investing28:39 Outro📜FREE Purchase & Sales Agreement: https://go.reiautomated.io/strongest-psa-lm 📊FREE Deal Analyzer + Repair Estimator: https://go.reiautomated.io/deal-analyzer   📃FREE Joint Venture Agreement: https://go.reiautomated.io/jv-agreement-flm 🏠FREE Facebook Community: https://www.facebook.com/groups/realestateinvestingandwholesaling  🧑🏻‍💻FREE COURSE (watch 5 min first): https://playbook.reiautomated.io/?source=Keith&campaign=OFC 🌟CLIENT RESULTS: https://youtu.be/wtDCqarJceM?si=QsXJyAKV6eVL-Eeb WHAT WE OFFER: https://youtu.be/JbV0LqjdhJ8 SOCIALSInstagram: https://www.instagram.com/keithg_rei/ Facebook: https://www.facebook.com/Keith.GillispieMusic from #Uppbeat (free for Creators!):https://uppbeat.io/t/monobox/backboneLicense code: OZZJFTOT1V6EYPPY