55: Why You’re Still in Debt (Even Though You Know What to Do) episode artwork

EPISODE · Apr 28, 2025 · 27 MIN

55: Why You’re Still in Debt (Even Though You Know What to Do)

from The Money Mom Podcast · host Rachel Coons

Nearly half of Americans are trapped in credit card debt, but chances are it's not because they're lazy, irresponsible, or lacking knowledge. If you've downloaded every budgeting app, created detailed spreadsheets, and still can't seem to make progress, you're not alone. The real culprit might be what I call "chaos mode" – a state where your nervous system operates in constant financial survival.The path out of chaos mode begins with awareness, not action. Before jumping into yet another budgeting attempt, take time to notice your emotional responses to money and regulate your nervous system. Learn to build safety with money before implementing systems, focus on small wins over dramatic restriction, and surround yourself with supportive community.Ready to dig deeper? Join my free training in mid-May where we'll work on mindset, strategy, and creating the support system you need to transform your financial life. The link is in the show notes – because healing your relationship with money wasn't meant to be a solo journey.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Episode metadata supplied by the publisher feed · Published Apr 28, 2025

Embed this episode

Nearly half of Americans are trapped in credit card debt, but chances are it's not because they're lazy, irresponsible, or lacking knowledge. If you've downloaded every budgeting app, created detailed spreadsheets, and still can't seem to make progress, you're not alone. The real culprit might be what I call "chaos mode" – a state where your nervous system operates in constant financial survival. The path out of chaos mode begins with awareness, not action. Before jumping into yet another bu...

Distinct summary based on available episode metadata or transcript content.

NOW PLAYING

55: Why You’re Still in Debt (Even Though You Know What to Do)

0:00 27:46

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

No similar episodes found.

No similar podcasts found.

Frequently Asked Questions

How long is this episode of The Money Mom Podcast?

This episode is 27 minutes long.

When was this The Money Mom Podcast episode published?

This episode was published on April 28, 2025.

Is there a transcript available for this episode?

Yes, a full transcript is available for this episode. You can read the complete transcript on the episode page.

Can I download this The Money Mom Podcast episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.
URL copied to clipboard!