The Money Mom Podcast

You know you're supposed to pay off the high-interest debt first. You know you should stop putting things on the credit card. You know you should spend less than you earn.So why are you still stuck?In this episode, I'm getting honest about the real reason so many women stay in debt even when they have all the information they need. And I promise you, the answer has nothing to do with money.We cover:Why the gap between knowing and doing is where debt actually livesThe cycle of financial avoidance that keeps so many moms spinning in placeWhy emotional spending is a coping mechanism, not a character flawThe Triangle of Change framework and why real financial transformation has to start at the topWhat it actually means to become the woman who gets out of debt before the debt is even paid offWhy behavior change alone will never stick without addressing what's underneath itIf you've ever watched a video, made a plan, felt motivated, and then found yourself right back where you started two weeks later, this episode is going to explain exactly why that keeps happening.You don't need another strategy. You need to understand what's actually running the show.🎧 Press play. This one might just be the thing that finally makes everything click.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

If you've tried budgeting and it never seems to stick, I want you to hear this: you are not the problem.That's not just something nice to say. That's behavioral economics. The actual science of how humans make financial decisions tells us that the way most people budget was never going to work in the first place.In this episode, I'm breaking down exactly why willpower is one of the worst tools you can use to manage your money, and what to build instead so your finances actually run without you having to white-knuckle it every single month.We cover:Why 80% of people quit their budget within three months (and why it has nothing to do with discipline)The real reason a bad day can derail three months of financial progressHow decision fatigue is quietly working against every money goal you've setWhy shame makes overspending worse, not betterThe RESET Method and the five ingredients you need for a money system that actually sticksWhat finally changed my financial life after years of trying harder and getting nowhereBecause the goal was never to be more disciplined. The goal is to build a system that works even when you're tired, busy, or just having a hard week.You don't need more willpower. You need a better system.🎧 Press play and let's build one togetherxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Every month, the money is gone. And you genuinely have no idea where it went.You're not buying anything crazy. You make a decent income. And yet somehow, the bank account is empty before the month is over, and the guilt that comes with it feels awful.In this episode, I'm walking you through the four specific reasons women overspend, because once you understand your reason, everything starts to make a whole lot more sense.We cover:Why your nervous system is actually working against your bank account (and what to do about it)The sneaky way social media and comparison are quietly driving your spending habitsWhat poor money visibility really looks like and why it makes every purchase feel like a guessThe modern convenience trap that removed the one thing standing between you and overspendingThree simple steps you can take this week to start getting ahead of itNo shame. No lecture. Just real information about why you spend the way you do, and a smarter way forward.Because you don't have a willpower problem. You've just been operating without the right information.🎧 Tune in and let's finally figure out what's actually going on with your money.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In this episode, I'm sharing three real ways that moms inside our community are bringing in an extra $50, $500, even $5,000 a month from home, on their own schedule, without having to go back to a 9 to 5.We cover:The easiest place to start (and why you probably have hundreds of dollars sitting in your house right now)How I went from selling meal plan guides on Instagram to building a business that has generated almost seven figures for my familyThe side hustle that I think is one of the most underrated opportunities for moms in 2026What actually made the difference when I stopped spinning my wheels and started making real incomeThese aren't theories. These are things real women in our community are doing right now.If you've ever felt like budgeting harder is the only option, this episode is going to open up a whole new way of thinking about your finances.Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7🎧 Listen now and let's talk about what's actually possible for you.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

3 years ago I was a frustrated mom who wanted so badly to build a business but had no idea what steps to take. I was scared of failure, scared of wasting time, and convinced I'd have to sacrifice everything that mattered to do it.Then I found James Wedmore.James is the creator of Business By Design... the program that took me from confused and stuck to hitting six figures in my first year as an entrepreneur. He's helped tens of thousands of people build profitable online businesses, and today he's sitting down with me to talk about all of it.In this episode we cover:Why being a busy mom is not the obstacle you think it isThe one thing every successful online business needs (and it's simpler than you'd expect)Why you'll never feel "ready" — and what to do insteadHow James' own sister built a multi-six-figure business around her kids, from scratchIf something has been quietly pulling you toward building your own online business, don't skip this one.REGISTER HERExoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In this episode, I'm giving you my most honest take on MLMs, the good, the real, and what I actually think you should do if your goal is to make money from home on your own terms.We cover:What my MLM experience actually looked like (and why I don't regret it)The hard truth about why most women don't make money in MLMsThe one thing most people don't realize when they sign upWhy making money from home doesn't have to mean selling someone else's productWhat I'd tell any mom who wants to build something real for herself in 2026If you've been curious about MLMs, or you're already in one and something feels off, this episode will give you the clarity and the permission you've been looking for.Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7🎧 Listen now and let's talk about what's actually possible for you.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

You've tried the apps. You've started the spreadsheet. You tracked your spending for a week (maybe two) and then life happened. Sound familiar?Here's what I want you to know: this is not a you problem. You don't have a discipline problem or a willpower problem. You have a systems problem. And in this video, I'm going to show you exactly why traditional budgeting fails smart, capable women... and what to do instead.In this video you'll learn:Why traditional budgeting was never designed for your real lifeWhy restriction-based budgets are nearly impossible to stick toThe 3-bucket system that replaces overwhelming budget categoriesHow to know exactly what you can spend without tracking every dollarThe simple weekly check-in that keeps you in control without burning outIf you've been stuck in the cycle of trying, stopping, and starting over again — this video is for you.🎓 Save $400–$600/month on groceries → www.heyrachelcoons.com/class💛 Ready to build a system for your real life? →www.heyrachelcoons.com/moneyreset2📲 Follow me:Instagram: www.instagram.com/heyrachelcoonsFacebook: www.facebook.com/heyrachelcoonsPodcast: The Money Mom Podcast → https://podcasts.apple.com/us/podcast/the-money-mom-podcast/id1737544930YouTube: youtube.com/channel/UCq9FW_MXIT0OO9ZUqT5AfHw/#budgeting #moneytips #budgetingforwomen #personalfinance #moneymom #financialfreedom #budgetingmoms #moneysystem #savemoney #financetipsxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

How I Feed a Family of 6 for $350–$400 Every Two Weeks (The SHOP Method)If you're spending $300, $400, or even $500+ a week on groceries and wondering where all your money is going...this episode is for you.I'm sharing the exact system I use to consistently spend $350–$400 every TWO WEEKS for my family of six in Northern California, without coupons, without depriving my family, and without spending hours planning.It's called the SHOP Method, and in this video I walk you through every step:✅ Shop your shelf FIRST before you spend another dollar ✅ Build a simple meal plan (just 3–4 meals — that's it) ✅ Order groceries online to eliminate impulse spending ✅ Space out your grocery trips to save more money automaticallyIf you're stuck in the paycheck-to-paycheck cycle and grocery spending feels out of control, this is the fastest way to free up real money in your budget... this month, not someday.🎓 Want the full SHOP Method deep dive? Grab my free training here → [LINK]—⏱ TIMESTAMPS 0:00 – What I spend feeding a family of 6 1:30 – The Monday morning grocery store trap 4:00 – Why nothing seems to change (it's not your fault) 6:00 – What actually works: the SHOP Method 7:00 – Step 1: Shop your shelf 9:30 – Step 2: Have a plan 11:00 – Step 3: Order online 13:30 – How to start this week—xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

You've tried the budgets. You've downloaded the apps. You've tracked the spending.And you're still stressed.Here's what nobody is telling you: the problem isn't the numbers. It's what's happening underneath them: the thoughts, the energy, the emotions you bring to every money decision you make.In this video, I'm breaking down exactly why that is, and what actually needs to shift first before anything else can change.You'll learn:Why your mindset is driving your financial decisions (usually without you realizing it)The real reason avoidance is making your money situation worse3 simple things you can do this week to start shifting your energy around moneyThis isn't about doing more or being more disciplined. It's about thinking differently and letting the numbers follow.👉 Watch my free training — Why Budgets Don't Work for Your Money and What Does: [LINK]xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

We have $350,000 in student loans...and we're not paying them off early. When I posted about this on Instagram, the comments were a lot. So I decided to break down exactly what our strategy is, why we made this decision, and the math behind it.This isn't about getting a handout. It's about being intentional with debt instead of reactive.In this video I cover:Why we chose an income-driven repayment plan over aggressive payoffHow the 20-year forgiveness program actually worksThe tax bill that comes with forgiveness (and how we're saving for it)Why compounding investments beat a 6% linear return on debt payoffWhat this means for YOU — whether you have student loans or any other kind of debtxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Most moms think creating a better financial future means budgeting harder or making more money… but what if that’s not actually the problem?In this episode, I’m walking you through the exact 5-step process that completely changed my relationship with money, and has helped thousands of moms move from stress and anxiety to feeling safe, confident, and in control.After years of living paycheck to paycheck (even once we were making six figures), I realized the real issue wasn’t the numbers… it was my identity, my beliefs, and my relationship with money.Inside this episode, you’ll learn how to:Let go of the past money stories that are keeping you stuckGet crystal clear on what your future with money actually looks and feels likeSet powerful intentions that align with who you want to becomeIdentify and rewire the subconscious beliefs sabotaging your progressTake aligned action that finally creates lasting changeThis isn’t about more discipline or willpower. It’s about becoming the version of you who naturally creates a peaceful, confident financial life.If you’ve ever felt like no matter how much you make, you still feel stressed about money… this episode is for you.🎧 Ready to go deeper? I also share how you can join my free training where I walk you through my full reset framework and help you start rewiring your money beliefs right now.CLICK HERE for my FREE trainingxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

You’d think making six figures would finally make you feel secure with money… but what if it doesn’t?In this episode, I’m breaking down why more income isn’t actually the solution to feeling stressed, anxious, or “bad” with money... and why so many women are still struggling, even at higher income levels. I’m sharing the “leaky bucket” analogy to help you see exactly where your money is slipping away (and why it keeps happening on autopilot).We’ll talk about the real reasons behind overspending, lifestyle creep, and emotional spending, and how your nervous system, beliefs, and identity are quietly running the show behind the scenes.Because the truth is: no amount of money will fix a broken relationship with it.If you’ve ever wondered why your numbers look fine… but it still doesn’t feel good, this episode will connect the dots and show you where to start.✨ Inside this episode: Why more money doesn’t equal more security  The 5 “holes” draining your finances (without you realizing it)  How your nervous system and identity shape your money habits  What actually needs to shift to feel calm, confident, and in control This is deeper than budgeting. This is about finally feeling safe with your money.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Today’s episode is a personal update you’ve been asking for.A few months ago, I shared my experience starting a GLP-1—and since then, my DMs have been full of questions about what’s changed, what I’m still doing, and how I’m feeling now.In this episode, I’m giving you an honest, real-life update on my peptide journey, where I’m at today, why I chose to continue, and the biggest differences I’ve experienced over time.We talk about:Why I’m still microdosing tirzepatideThe unexpected benefits beyond weight lossThe additional peptides I’ve added (and why)What I’ve learned about energy, sleep, and muscle growthCommon side effects (like hair loss) and what might actually be causing themWhy this isn’t a “magic fix” and what still matters mostThis is not medical advice... just my personal experience and what’s been working for me.If you’ve been curious about GLP-1s, peptides, or just wanted a real update from my journey, this episode is for you.And if you still have questions, send me a message on Instagram. I’m always happy to share what I can.Check out my full GLP-1 story here:Episode 72xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

If you’ve ever felt like you’re making money… but it just disappears, this episode is going to click.In this conversation with NLP trainer Megan, we break down: Why money comes in and goes right back out  The subconscious patterns running your financial decisions  How your beliefs about money were formed (and how to shift them)  A powerful “money = water” metaphor that will completely change how you think about budgeting This episode will help you stop blaming yourself and start understanding what’s actually going on beneath the surface.Because when you create safety with money… everything starts to change.If you loved this episode, register for my free masterclass happening soon: www.heyrachelcoons.com/moneyresetCatch Megan's "Metaphor to Millions" training HERExoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Have you ever looked at your bank account and thought… “Why do I still feel broke?”The bills are paid. Your income might even be decent. But somehow, money still feels stressful, tight, and like it’s constantly slipping through your fingers.In this episode of the Money Mom Podcast, I’m breaking down why you can have money and still feel broke—and what’s actually going on beneath the surface.Because here’s the truth most financial advice won’t tell you: 👉 It’s not just about how much money you make. 👉 It’s about how safe you feel with the money you already have.Inside this episode, we’re diving into:Why making more money doesn’t fix financial stressThe hidden reason your money keeps “disappearing”How emotional spending is quietly keeping you stuckThe difference between reactive vs. intentional spendingHow to stop feeling broke—even before your income changesIf you’ve ever found yourself:Overspending on Amazon, Target, or takeoutWondering where your money went at the end of the monthFeeling guilty, stressed, or anxious about moneyOr stuck in a cycle of “I just need to make more money…”This episode will completely shift how you see your finances.Because the goal isn’t just more money… It’s creating a calm, confident, and intentional relationship with money.And that starts today.If this episode resonated with you, make sure to subscribe and share it with a friend who needs to hear this.And if you’re ready to feel more in control of your money (without restriction or overwhelm), register for my free LIVE training next week! 💛JOIN US HEREKeywords: budgeting for moms, why do I feel broke, emotional spending, money mindset, financial stress, grocery budgeting, intentional spending, stop overspending, personal finance for moms, money habits, scarcity vs abundancexoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In today’s episode, I’m doing something a little different. I’m sitting down with Jenna for a real, unfiltered coaching conversation about the money struggles so many women face but don’t always talk about out loud.We talk about how to budget without feeling restricted, what to do when unexpected expenses hit, and why money stress is often about so much more than the numbers. This conversation gets into the real emotions behind spending, debt payoff, fear, freedom, family, and learning how to trust yourself with money.If you’ve ever felt like you know what to do with your money but still struggle to actually feel calm and confident doing it, this episode is for you.Jenna's podcast: How One Mom Paid off $42,000 of Debt in Just 12 Months!xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

🎉 Episode 100 of The Money Mom Podcast! 🎉 Today’s episode is extra special because we’re celebrating our 100th episode with a real-life Money Mom Club member story—one that so many moms are going to see themselves in.I’m joined by Stephanie Griffin, a mom of two (including a teen boy + a college kid!) who moved from the East Coast to California and found herself overwhelmed by the cost of living, inflation, and the never-ending “feed everyone all day” cycle—especially after COVID hit.In this conversation, Stephanie shares:How she went from burned out + stressed about food/groceries to feeling organized and confident againThe mindset shift from “I never have enough” (even when the pantry is full) to a calmer, more abundant relationship with moneyWhy grocery delivery (yes, even if it costs money!) became a time-freedom game changerHow Shop the Shelf challenges helped her actually use what she already had and waste less (“cash in the trash” 😅)The ripple effect this had on her family—more teamwork, less stress, and better money conversationsAnd how her language with her kids changed from “we can’t afford that” to “we’re choosing to spend differently right now” (😭 so good)If you’ve been wondering if change is possible for you—especially if you’re already “good with budgeting” but still feel that underlying money stress—this episode is your reminder: you don’t have to overhaul everything overnight. You just need a starting point… and a simple system that actually works in real mom life.💛 Want to ask a question or connect? DM me on Instagram or email me—I’m cheering you on.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Money isn’t ruining your marriage...but the way you’re approaching it might be.If conversations about finances with your spouse feel tense, frustrating, or like you’re speaking two different languages, you are not alone. Nearly 50% of divorces involve money issues, but it’s rarely about the numbers.In this episode, I share how Brad and I shifted from subtle tension and scarcity thinking to feeling truly aligned and at peace around money. And it didn’t happen because we made more income... it happened because we changed our mindset.You’ll learn: • Why you and your spouse see money differently • How to get curious instead of defensive • 3 practical steps to get on the same page • How to build a money plan together, without power strugglesIf you’re ready to stop letting money create distance in your marriage and start feeling like a team again, this episode is for you.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

I’m about to say something that might sound crazy…I only spend $300–$350 every two weeks on groceries for my family of six. That’s about $700 a month — in Northern California.And no — we are not living on rice and beans. No — I’m not clipping coupons for 10 hours a week. No — I’m not driving to five different stores chasing sales.In fact, we’re eating better than we were when we were spending $400+ a week.If you’re a busy mom who:Feels completely out of control with grocery spendingEnds up back at the store three times a weekSwipes your card and feels your stomach drop at checkoutWonders how you make decent money but still have nothing leftThis episode is for you.Because here’s the truth: If you can get your grocery budget under control, everything else with your money gets easier.We’re talking about freeing up $600–$800 per month that could go toward:Paying off debtBuilding an emergency fundTaking your family on vacationFinally stopping the paycheck-to-paycheck cycleIn this episode, I walk you through:Why most grocery savings strategies failThe biggest mistake families make at the storeHow food waste is secretly draining 30% of your budgetThe simple system I use (The Shop Method) to cut grocery spending in halfWhy two-week shopping saves both time and moneyHow to stop those midweek “oh crap” grocery runsYou don’t need extreme couponing. You don’t need deprivation. You don’t need more overwhelm.You need a simple, repeatable system.And I’m breaking it down for you today.If you’re ready to finally feel in control of your grocery spending — and use that money to change your financial future — hit play. 🎧Join my free class to learn EXACTLY how I use the SHOP Method to save over $600 a month on groceries: CLICK HERExoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

If you’ve ever Googled “How much should I spend on groceries?” and felt more confused than before… this episode is for you.There are a million answers out there, $100 per person, $200 per person, “it depends where you live”... but what you really want to know is:👉 Am I spending too much? 👉 And if I am… how do I fix it without feeding my family rice and beans every night?In today’s episode, I’m breaking down:The average grocery spending in the U.S. (and Canada)The real number you should aim for per personThe 3 biggest reasons families overspendHow to figure out if you’re overspendingSimple shifts that can cut hundreds (even $800+) per monthMost families don’t realize how much money is quietly leaking out of their grocery budget. And the truth? Groceries are often the fastest and easiest place to free up cash, especially if you're trying to pay off debt or create margin in your budget.I’ll walk you through how to: ✔ Track your real spending ✔ Set a realistic per-person goal ✔ Meal plan without overwhelm ✔ Stop wasting 30% of your food ✔ Reduce impulse grocery tripsAnd if you want the full step-by-step system, you can join my free class where I teach my signature SHOP Method from start to finish.CLICK HERE TO JOINBecause saving money on groceries doesn’t have to mean deprivation. It just means intention.Let’s get into it.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

There’s one money habit that completely changed everything for my family... and it’s probably not what you think.It wasn’t budgeting. It wasn’t meal planning. It wasn’t cutting out coffee or canceling subscriptions.Those things can help… but they weren’t the thing that actually moved the needle.In this episode of the Money Mom Podcast, I’m sharing the one simple question my husband and I started asking before every single purchase, and how that tiny pause transformed the way we spend, save, and make decisions as a family.You’ll learn:The exact question that stopped our autopilot spendingWhy most money problems aren’t about income—but misalignmentHow this habit saves hundreds of dollars without feeling restrictiveWhy clarity around your goals changes everythingHow to spend money without guilt when it actually aligns with what matters to youIf you’ve ever wondered why you know your goals but still feel stuck… or why progress feels so hard even when you’re “doing all the right things,” this episode will connect the dots.This is a small shift—but it has massive long-term impact.Press play and let’s change the way you think about spending. 💛xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Have you ever made real progress with your money... only to turn around and undo it? You finally get groceries under control… then spend $300 at Target. You pay off a credit card… and rack it right back up. You save money… and suddenly it’s gone.It feels like bad luck or bad timing, but it’s not. It’s self-sabotage.In this episode of the Money Mom Podcast, Rachel breaks down what’s actually happening in your brain when you sabotage your financial progress, why it keeps happening (even when you’re doing “everything right”), and how your subconscious beliefs around money are quietly running the show.You’ll learn:What financial self-sabotage really is (and what it isn’t)Why progress with money can feel unsafe to your brainHow childhood experiences and learned beliefs impact your spending todayReal-life examples of self-sabotage with groceries, savings, debt, and incomeThe 5 steps to start rewriting your subconscious money patternsHow to stop the cycle without shame, guilt, or perfectionismIf you’ve ever thought “Why do I keep doing this?” or “What’s wrong with me?” — this episode will change the way you see yourself and your money.You’re not bad with money. You’re not broken. You just have old programming—and now you can change it.🎧 Tune in and let’s break the cycle together.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Tired of paying sky-high premiums for health insurance? In this episode, Rachel Coons breaks down all your health coverage options... from traditional insurance and marketplace subsidies to cost-sharing plans that could save you thousands every year.As a former licensed health insurance agent, Rachel shares insider knowledge about the four main ways to handle health coverage in America. She explains why health insurance became so expensive, what most people don't know about their options, and how her family saves over $15,000 annually using an alternative to traditional insurance.What You'll Learn:Why health insurance costs are so high (and why you might be overpaying)The pros and cons of employer coverage, marketplace plans, and going without insuranceHow cost-sharing plans work and whether they're right for your familyReal-world example: How Rachel's family handled a $17,000 emergency room billWho should (and shouldn't) consider alternatives to traditional insuranceWhether you're a small business owner, self-employed, or just frustrated with your current premiums, this episode will help you make an informed decision that works for your family's health needs and budget.Christian Health Ministries (cost-sharing plan with 50% off first month available) Click here to learn more about the cost sharing plan Rachel recommnedsxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In this episode of The Money Mom Podcast, we’re breaking down one of the most misunderstood money behaviors: impulse spending. If you’ve ever told yourself you just need “more discipline,” this conversation is going to change everything.Instead of shaming habits like Target runs, late-night TikTok shopping, or drive-through treats, we’re getting to the real root of why impulse purchases happen in the first place. Spoiler: it has nothing to do with budgeting better... and everything to do with unmet emotional needs.You’ll learn why traditional financial advice gets this wrong, how impulse spending actually works in your brain, and what to do instead, without guilt, restriction, or deprivation.In this episode, we cover:Why “just stop impulse buying” is terrible financial adviceThe emotional reason impulse spending feels so good (and why it never lasts)The 7 emotional needs that most impulse purchases are really trying to meetHow stress, boredom, deprivation, identity, control, and connection show up in your spendingWhy awareness, not restriction, is the first step to lasting changeHow to start budgeting for your emotional needs instead of fighting themIf you’ve ever felt confused, ashamed, or frustrated by your spending habits, this episode will help you feel seen, and give you a completely new lens for understanding your relationship with money.Because your impulse buys aren’t random. And once you understand what’s underneath them, everything changes.🎧 Listen in, and if this episode resonates, don’t forget to leave a review, it helps us keep creating deeper, more meaningful conversations about money.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Have you ever started the new year determined to “finally get your money together”… only to feel burned out, discouraged, or back in the same place a few months later?In this episode of The Money Mom Podcast, Rachel breaks down why most financial goals don’t stick, and it has nothing to do with discipline, motivation, or willpower.Most money goals are created from panic, shame, or urgency. And while that energy can spark change for a moment, it never lasts, especially for busy moms carrying the mental, emotional, and physical load of family life.In this episode, you’ll learn:Why motivation-based and willpower-only goals collapse when real life happensHow to stop setting “panic goals” that create pressure instead of progressWhy money is emotional, and why your goals must account for your nervous systemThe difference between outcome-based goals and identity-based goalsHow focusing on who you’re becoming leads to lasting financial changeWhy doing less, not more, is often the key to momentumHow to create money goals that feel calm, safe, and doable... even in hard seasonsRachel also shares personal stories from early motherhood, explains why “trying harder” isn’t the answer, and walks you through a gentler, smarter approach to goal setting that works with your life, not against it.If you’ve struggled to stick with financial goals in the past, this episode is your reminder: You’re not broken. You don’t need more discipline. You need better systems and a supportive identity.✨ And if you’re ready to build money goals that actually stick, Rachel shares how you can join Money Mom Club, where moms learn to create sustainable systems, calm their money stress, and feel confident with their finances — without pressure or shame.You can join for 50% off this week only: www.heyrachelcoons.com/moneymomclubmoney🎧 Press play and start 2026 with a calmer, more intentional relationship with money.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Have you ever downloaded a new budgeting app, opened a fresh spreadsheet, and promised yourself this time will be different... only to fall right back into the same money stress a few weeks later?You’re not broken.And you don’t have a willpower problem.In this episode of The Money Mom Podcast, I’m breaking down why budgeting alone doesn’t actually lead to financial peace, confidence, or debt freedom, and what’s really going on beneath the surface when money systems don’t stick.We’ll talk about why numbers don’t change habits, how your emotions and subconscious beliefs drive spending, and why so many moms stay stuck in the same cycle even when they “know what to do.”You’ll also learn about the four money personalities I see most often in moms:The Avoider who doesn’t want to look at the numbersThe Emotional Spender who shops to cope with stressThe Scarcity Saver who budgets well but never feels at peaceAnd the Confident Money Mom — the version of you who feels calm, grounded, and in control of her money (without obsession or restriction)This episode isn’t about shame, restriction, or another spreadsheet. It’s about understanding why you show up the way you do with money — so you can finally change it.If you’ve ever felt:Overwhelmed by budgetingStressed about debtGuilty for spendingAfraid to check your bank accountOr tired of money running your emotions, marriage, or mental space…this episode will meet you exactly where you are.✨ And if you’re ready to do the deeper work — combining practical money skills and mindset — I’ll also share how you can join us inside Money Mom Club, a supportive community of women learning how to save, spend, invest, and feel confident with money.🎧 Press play and let’s stop budgeting around the problem — and finally address the root.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In this episode, we’re unpacking why money avoidance is so common (and why it’s not a personal failure), how your nervous system plays a role in financial stress, and how awareness, not perfection, is the first step to taking your power back.You’ll hear why:Avoiding your bank account is actually making the problem worseYour brain is trying to protect you, but it’s often lying to you about dangerSimply looking at the numbers (without judgment) can start breaking the negative money cycleGrocery spending is the fastest, least overwhelming place to create real financial momentumMore money won’t fix money problems without a system in placeAll-or-nothing thinking is one of the biggest budget killers for busy momsWe also talk about why restriction, no-spend challenges, and perfectionism don’t work long-term, and what does work instead: flexible systems, realistic habits, and progress you can actually sustain in real life.If you’re heading into 2026 feeling overwhelmed, behind, or stuck in a cycle of stress with money, this episode will help you slow things down, reconnect with your body, and start moving forward—one grounded step at a time.✨ Plus: I’m sharing details about my upcoming free Money Reset for 2026 workshop, where we’ll break down the 5 pillars busy moms need to stop overspending, get out of debt, and finally feel in control. Without shame or spreadsheets.👉 Links to the free workshop and my grocery savings classes are here:www.heyrachelcoons.com/classYou are not starting over. You’re leveling up. And you’re more capable than you think. 💛xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In this special episode, Rachel Coons shares her transformative journey from financial overwhelm to abundance, as she’s interviewed by Monica Packer at the More for Moms Conference. Rachel opens up about the emotional side of money, the unique challenges moms face, and how shifting your mindset can bring peace—even when life feels chaotic.Discover practical tips for saving on groceries, building a healthier relationship with money, and embracing generosity and gratitude.Whether you’re struggling to make ends meet or simply want to feel more empowered with your finances, this conversation offers hope, actionable advice, and a reminder that you’re not alone.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Are you living paycheck to paycheck and wondering how you’ll ever pay off your debt when there’s nothing left at the end of the month? In this episode of The Money Mom Podcast, host Rachel Coons—mom of four and grocery budgeting mentor—shares practical, encouraging strategies to help you make real progress on your debt, even when your budget feels impossibly tight.Discover why traditional budgeting advice often falls short, how to shift your money mindset, and the power of small “margin moments” that add up over time. Rachel breaks down actionable steps like finding hidden savings in your grocery budget, choosing the right debt payoff method for your family, and balancing debt repayment with living your life.If you’re ready to stop feeling stuck and start celebrating every win, no matter how small, this episode is for you. Tune in and learn how to create financial peace, one small choice at a time.Listen now and join a community of moms cheering you on!xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Are you a mom ready to transform your money mindset, attract financial abundance, and create lasting wealth for your family?In this episode of the Money Mom Podcast, host Rachel Coons dives deep into the powerful connection between money, energy, and emotions.Discover practical strategies for building an abundance mindset, mastering personal finance, and overcoming financial stress.Learn how your thoughts, beliefs, and energy around money can impact your financial success.Rachel shares actionable tips for practicing gratitude, managing money with confidence, and breaking free from scarcity thinking. Whether you’re looking to pay off debt, save more, or simply feel empowered in your financial journey, this episode is packed with financial wellness advice, money management tools, and mindset shifts specifically for moms.Tune in to unlock the secrets of financial freedom, positive money energy, and wealth-building strategies that work for busy moms. Join the Money Mom community and start your journey toward abundance, confidence, and a brighter financial future today!xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

As we close out 2025 and set our sights on an abundant, empowered 2026, this episode is the perfect way to reset your mindset, refresh your money goals, and learn how to actually build wealth in the new year.Today on The Money Mom Podcast, Rachel is joined by special guest Madison from New Money Madison.  A money + mindset coach who blends neuroscience, personal finance strategy, and manifestation to help women become first-generation millionaires.Together, we dive into:💸 How to start 2026 feeling financially strong 🧠 Money mindset shifts that change everything 📈 The simple truth about compound interest, investing, and building wealth 🔥 How to navigate debt, fear, and uncertainty with confidence 🙌 Why women are uniquely powerful investors 💡 What to do now to take advantage of market dips 🛠️ The exact steps to start investing without confusion or overwhelmMadison also shares her personal story... from moving out at 17 to paying her way through college to completely transforming her financial life and how she now helps women rewrite their money identity and build long-term wealth with ease.PLUS! Madison will be teaching an exclusive Investing Masterclass inside the Money Mom Club on December 9th. If you’re ready for 2026 to be the year you finally feel confident with your money, you won’t want to miss it.Connect with Madison: Instagram: @newmoneymadison Podcast: Busy Getting BetterJoin the Money Mom Club & register for the December masterclass: www.heyrachelcoons.com/moneymomclubseptxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Feeling overwhelmed by holiday spending, family expectations, and the pressure to create a “perfect” season? In this episode of the Money Mom Podcast, host Rachel Coons shares heartfelt stories and practical strategies to help you reclaim the magic of the holidays—without breaking the bank. Rachel dives into:Setting boundaries around money and energyCreating meaningful family traditions that don’t cost a fortuneNavigating Black Friday and holiday sales with intentionCommunicating your financial goals with loved onesFocusing on presence, connection, and giving backTune in for inspiration, relatable stories, and actionable tips to make this holiday season joyful, intentional, and stress-free. Whether you’re looking to avoid January remorse or simply want to bring more peace and meaning to your celebrations, this episode is for you! Listen now and start creating the holiday season you truly want.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Which Grocery Store Should You Shop At? (And Why It Might Not Matter As Much As You Think)If you’re trying to spend less on groceries every month, where you shop does matter, but not nearly as much as how you shop.In this episode, Rachel breaks down the pros and cons of different types of grocery stores. From discount stores like Aldi and WinCo to big box retailers, warehouse clubs, and organic markets and reveals which ones can truly help you save. You’ll learn why the secret to slashing your grocery bill isn’t about chasing the lowest prices, but about creating a simple, sustainable system that fits your family’s lifestyle.If you’re ready to grocery shop smarter (not harder), this episode will help you find your perfect store strategy without the stress or overwhelm.👉 Learn The SHOP Method in Rachel’s free training here: [CLICK HERE]xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

🎄 The holidays are coming fast... and if you’re already stressing about how to pay for all the gifts, gatherings, and extra expenses without adding to your credit card balance, this episode is for you.Inside, Rachel breaks down real, actionable steps you can take starting today to free up cash for Christmas, simply by adjusting how you shop for groceries. You’ll learn how to: ✅ Cut your grocery bill by 30–50% without sacrificing quality ✅ Meal plan using what’s already in your pantry and freezer ✅ Avoid food waste and impulse buys ✅ Create a grocery strategy that funds your holiday spendingBy the end, you’ll see how your grocery budget can actually pay for Christmas... no extra income required.Tune in for practical, mom-friendly tips that can help you head into the holidays with peace, confidence, and money left in the bank.🎧 Listen now and start saving for a stress-free Christmas!xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Today on the Money Mom Podcast, Rachel sits down with transformational coach and Rockstar Mom founder Megan Caldwell to talk about ditching burnout, perfectionism, and people-pleasing so you can create a life that actually feels good. Megan shares why “balance” is often a trap and how to pursue alignment instead. Plus the simple foundations that help busy moms reclaim energy, presence, and peace.You’ll learn:The difference between chasing balance and living in alignmentHow to build a personal foundation of priorities, values, and visionThe “Fab Five” well-being habits and how mindset work makes them stickWays to regulate your nervous system so you respond instead of reactWhy community and real accountability make change sustainableWe also chat about the Rockstar Mom Virtual Event where Rachel is a featured speaker. It’s free to join, packed with actionable sessions, and comes with generous gifts from each presenter.Links & MentionsRockstar Mom Virtual Event: https://megancaldwellpdx.com/therockstarmom2025/rachelcoonsConnect with Megan: Rockstar Mom Podcast, Instagram @megancaldwellpdxWebsite: www.megancaldwellpdx.comConnect with Rachel: Money Mom Podcast and Money Mom ClubIf you’re ready to trade overwhelm for alignment and start leading your family from a calmer, more confident place, this conversation is for you. Subscribe, share with a friend, and let us know your favorite takeaway.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

What if your pantry could literally pay you? It might sound wild, but it’s true. There is money sitting in your kitchen right now, and in this episode, Rachel shows you how to find it.If you’ve ever felt the financial pinch of the holidays or wondered how to get ahead without completely overhauling your budget, this episode is the perfect place to start. You’ll learn how to Shop the Shelf, the first step in Rachel’s signature SHOP Method, and discover how thousands of families have saved $300 to $500 in just two weeks by using what they already have.Rachel shares: ✨ Why your grocery budget is the easiest place to create fast financial wins ✨ How to reduce food waste and instantly stretch your grocery dollars ✨ The confidence and momentum that come from small, consistent changesYou’ll also get an inside look at the new Pantry Payday Challenge, a 14-day experience designed to help you save at least $300 before the holidays, no side hustle required.🎧 Tune in, take action, and learn how to make your kitchen work for your bank account instead of against it.Want to quickly save $300 in 14-days? Click here to join:https://www.heyrachelcoons.com/pantrypaydayxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

What if you could take multiple family vacations a year...without paying for flights or hotels? 🌴✈️In this episode of The Money Mom Podcast, Rachel sits down with travel hacking expert Megan Langford, who went from barely affording one trip a year to traveling six times annually, saving over $25,000 a year using credit card points.Megan breaks down exactly how she does it. No spreadsheets, no crazy spending habits, and no debt. You’ll learn:How to start “travel hacking” the right wayThe best beginner-friendly credit cards to earn free flights and hotelsSmart tips to protect your credit score while earning massive rewardsHow moms can use everyday expenses to unlock family vacations for almost nothingIf you’ve ever thought free travel was “too good to be true,” this episode will change your mind. Grab your notebook...you’ll want to take notes on this one!🎧 Listen now to learn how to travel smarter, not spend harder.Instagram: Megan | Credit Card Points For Almost Free Travel (@pointstooparadise) • Instagram photos and videosxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

If you’re a mom who’s ever felt weighed down by debt or out of control with your finances, this episode is going to speak straight to your heart.Today, I’m joined by my dear friend and Money Mom Club coach, Jenna, who went from feeling stuck, anxious, and overwhelmed by credit card debt to paying off over $42,000 in less than a year.In this powerful conversation, Jenna opens up about:The moment she realized she couldn’t live in financial chaos any longerHow she and her husband finally faced the numbers, togetherThe budgeting system that changed everything (and the app she swears by)How getting out of debt brought more peace, confidence, and freedom to her familyThis is an inspiring, down-to-earth episode about what’s possible when you stop avoiding your money and start paying attention to it with love, purpose, and courage.🎧 Tune in now and get ready to feel empowered to take that first step toward your own financial freedom.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Warning: this one’s a little spicy. In today’s episode of the Money Mom Podcast, Rachel Coons is laying down five hard truths about money that every mom needs to hear.These truths may feel uncomfortable (and you might even feel called out), but they come from a place of love, abundance, and wanting more for you and your family.Inside, Rachel unpacks the blind spots that keep moms stuck, why no one is coming to “save” your finances, how debt carries more than just numbers, why more income isn’t the fix you think it is, how grocery spending can secretly sabotage your budget, and why mindset must come before any budgeting app.If you’re ready for some tough love, honest perspective, and real talk about what it takes to create lasting financial change, this episode is for you.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

You’re in for a treat. Today I’m sitting down with licensed psychotherapist and nervous system expert Eliza Kingsford, the woman whose work quite literally changed my life and my marriage. We get practical about what “nervous system work” really means (no jargon, promise), why your reactions aren’t “personality flaws” but state-based responses, and how understanding your nervous system can transform your parenting, partnership, and even your relationship with money.If you’ve ever wondered why the same argument keeps repeating, why small things suddenly feel huge, or why budgeting feels chaotic even when “the math should math,” this episode will land. We cover Eliza’s “nervous system bank account” (deposits vs. withdrawals), how to spot when you’re in the yellow before you hit the red, and the game-changing phrase: “Story follows state.”In this episode, you’ll learn:What nervous system regulation actually is, and how it shows up in everyday mom lifeWhy couples keep looping the same fight (and how to step out of it)The “nervous system bank account” model for staying out of overdraftHow hormones, stress, and state distort tone, facial cues, and interpretationWhy mindset alone can’t override bottom-up safety signals (and what does)How regulation impacts money behaviors, budgeting, and financial peaceHighlights & Takeaways:“State first, story second.” Solve the body state before the problem.Learn your personal deposits (they’re different for everyone!).Spot the yellow zone early to prevent red-zone blowups.Money triggers survival wiring, work with your nervous system, not against it.Resources & Links:Connect with Eliza: @elizakingsford | elizakingsford.com (use code HEYRACHEL50 to save 50%!)Eliza’s podcast: Brain Powered Weight Loss with Eliza KingsfordJoin Money Mom Club for our upcoming session with Eliza on nervous system + money (inside the 21-day money mindset series)If this episode resonated: Send me a DM or share your biggest “aha.” And if Eliza’s work is calling to you, reach out to her, tell her Rachel sent you. 💛xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In this follow-up to last week’s episode, Brad and I go deeper into the exact mindset work that transformed how we experience money, and why that shift changed our marriage, careers, and day-to-day peace (even while still carrying student loans). If you missed Part 1, start there, it lays the foundation for today’s conversation.We talk about the moment Brad realized he had given power to money, how reframing money as neutral (a simple tool and flow of energy) dissolved shame and anxiety, and the practical exercises we used to rewrite old money stories like “money is evil” or “we never have enough.” We also unpack worthiness, judgment, and why more income alone rarely fixes the stress.In this episode:Identifying your “money story” and testing whether it’s universally trueReplacing fear-based beliefs with evidence-based, empowering onesExperiencing money as flow, giving and receiving without guiltLetting go of judgment (of others and yourself) and finding real freedomWhy transformation follows a commitment (“transaction before transformation”)How mindset shifts can improve work, relationships, and financial decisionsIf you’re ready to heal your relationship with money, we’re kicking off a Money Mindset Challenge inside Money Mom Club, you’ll go through my guided audios and join live calls with a supportive community. Members get access included.— 🎧 Start with Part 1: [Apple Podcasts] [Spotify] 💗 Join Money Mom Club & the Money Mindset Challenge: [Click Here] 📩 Share your takeaways with me on IG @heyrachelcoonsxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Today I’m joined by a very special guest, my husband, Dr. Brad Coons. We’re pulling back the curtain on:Brad’s personal experience with a GLP-1 (tirzepatide): why he started, what changed, and how he approached it alongside strength training and nutritionThe “behind-the-scenes” of our Instagram love story (and a few wild details we’ve never shared)How healing our relationship with money transformed our marriage, stress, and daily life, and the exact mindset shifts that started it allThis is Part 1 of a two-part series. Next week we dive deeper into the practicals of changing your money story as a couple.Timestamps 00:00 Intro & why Brad’s here 03:10 Brad’s health journey & GLP-1 experience (tirzepatide) 17:40 Side effects, results, and lifestyle supports 23:15 Our IG love story, bonus details 28:20 Money, marriage, and the moment everything shifted (Money Mindset) 36:50 What’s coming in Part 2Disclaimer: We are sharing personal experiences only. This is not medical advice. Always consult your healthcare professional about medications or treatments.If this episode resonates, share it with a friend and follow for Part 2 next week!xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

This week’s episode is extra special because I’m bringing on a Money Mom Club member to share her real experience inside the club. Debbie is a homeschooling mom of four who thought she had her grocery spending under control, until she actually tracked it and realized she was spending nearly $1,500 a month.Within just a few weeks of applying the SHOP Method, Debbie cut her bill in HALF, down to around $700 a month, while also saving time, stress, and energy. In this conversation, she opens up about what changed for her, how the Money Mom Club has simplified her life, and why the investment was worth it.If you’ve been on the fence about joining Money Mom Club, you’ll want to listen to this insider perspective. And remember: this is the very last week you can join for just $33/month before the price increases to $47. Don’t miss your chance to save money, reclaim your peace, and transform your relationship with money.👉 Join here before the price goes up: CLICK HERE TO JOINxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Have you ever tried budgeting and felt like a total failure, or just completely overwhelmed by the process? You’re not alone, and the problem isn’t you…it’s the way most of us have been taught to think about budgeting.In this episode of The Money Mom Podcast, I’m pulling back the curtain on why traditional budgeting often doesn’t work for moms and how you can approach money in a way that actually feels doable. No more endless spreadsheets, confusing apps, or shame-filled restrictions. Instead, I’ll show you how focusing on just one budget category—your groceries—can simplify your entire financial picture and help you save hundreds of dollars each month.You’ll hear:Why budgeting feels so heavy for most moms (and how to take that weight off)The one category you should focus on first to see the biggest resultsHow my family cut our grocery spending by nearly $500/month without sacrificing health or convenienceStories from moms in our community who’ve saved thousands and even funded family vacations, just from this one shiftIf you’re tired of feeling stuck, overwhelmed, or restricted by traditional budgeting, this episode is your permission slip to keep it simple and finally find financial breathing room.✨ Want to learn the exact method? Join my free training : www.heyrachelcoons.com/classxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In today’s episode of The Money Mom Podcast, I’m getting personal and answering one of the most common questions I’ve been getting lately: “Have you been on a GLP-1?”The truth is, yes. For the first time, I’m sharing my full journey with GLP-1s: why I decided to try it, what it’s been like for me and Brad, the results we’ve experienced, and the honest pros and cons. From weight loss and energy shifts, to how we’ve prioritized lifting weights and protein intake to protect muscle, I’m pulling back the curtain on what life has looked like for us these past nine months.I’ll also answer some of your top questions, including:Do I recommend GLP-1s to others?What side effects have I experienced?How have we approached dosage (and why we’ve kept it low)?What do I think about long-term use?And what role food, fitness, and mindset really play in the process.This is not medical advice, just my story. My goal is to share openly, remove the shame, and hopefully give you clarity if you’ve been curious about GLP-1s yourself.✨ If you’ve ever wondered about GLP-1s or just want an honest, balanced perspective, this episode is for you.xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

In this powerful episode of The Money Mom Podcast, Rachel sits down with Mary Ann, the founder of Become Unshoppable, to talk about the real reasons we overspend, and how to take back control without feeling deprived.Mary Ann shares her deeply personal journey from emotional shopping as a new mom to discovering the “why” behind her spending and reclaiming over $1,000 a month for things that truly mattered, like childcare, house cleaning, and self-care. Together, Rachel and Mary Ann unpack the six “Spending Styles,” how to identify your own, and the mindset shifts that make lasting change possible.If you’ve ever found yourself filling your cart (and your closet) to fill an emotional need, or if you’re tired of being told to “just stop spending”, this episode will help you feel seen, understood, and empowered with solutions that stick.What you’ll learn:The emotional and mindset roots of overspendingWhy shame keeps you stuck (and how to replace it with guilt that motivates change)The six Spending Styles and how to find yoursSimple, non-restrictive ways to align your spending with your valuesFree quiz:  https://quiz.becomeunshoppable.com/optinxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

It’s that time of year again—new routines, new backpacks… and a lot of new expenses.In this episode of the Money Mom Podcast, I’m diving into the real-life budget struggles moms face during back-to-school season and giving you practical ways to take the stress (and overspending) out of the equation. From school supplies and clothes to groceries and lunchbox prep, we’re covering it all.You'll learn:When not to buy school supplies (trust me on this one)How to save BIG on back-to-school clothes (without sacrificing style)What to pack in your kids’ lunches to save money and keep them fullSmart ways to stay out of Target and still feel organizedWhether you homeschool or send your kids off on the bus, these tips will help you feel more prepared, more peaceful, and way more in control of your money this month.🎧 Tune in and start saving today—because August doesn’t have to blow your budget.Get your FREE 2-Week Meal Plan HERExoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Is your money quietly slipping through the cracks without you realizing it? In this honest and eye-opening episode, Rachel shares six surprising things she no longer spends money on, and how those small decisions have saved her family hundreds (if not thousands) over the years.From birthday parties to bulk food shopping, Target runs to trendy kids' clothes, Rachel walks through the mindset shifts and intentional choices that make a massive difference in your family’s finances, without guilt or restriction.You’ll hear:What to consider before buying in bulk (hint: it’s not always a deal)Why fancy birthday parties aren’t the only way to create magicA fresh take on emotional spending (and how to cope without swiping your card)How to simplify your pantry and still eat wellPermission to spend where it matters, and save where it doesn’tIf you’re trying to reset your spending and ditch the pressure to "do it all," this episode will feel like a deep exhale and a financial pep talk.💬 Ready to share your own “I don’t spend money on that anymore” list? DM Rachel on Instagram @heyrachelcoonsxoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Feeling overwhelmed with summer chaos, constant snacks, and skyrocketing grocery bills? In this episode, we’re doing a little mid-summer mental health + money check-in for moms, and I’m sharing my favorite strategy to save $100 (or more) this week without sacrificing dinner plans.I’m walking you through a simple but powerful challenge: Shop the Shelf. You’ll learn how to use the food you already have at home to plan meals, cut waste, skip the store, and instantly reduce your spending. Whether your fridge feels empty or your pantry is overflowing, I’ve got tactical tips (and easy meal ideas!) to help you stretch what’s already in your kitchen.Plus, I’ll share how this challenge helps members inside Money Mom Club save hundreds, and totally transform the way they think about meal planning.🔗 Grab your free 2-week meal plan: [CLICK HERE] 🎧 Tune in, take the challenge, and DM me your results!xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website

Just back from a dreamy Florida vacation, I’m sharing exactly how we fed our family of six for under $350—all while staying on the beach, eating well, and making the week feel like a true getaway.In this episode, I’ll walk you through how I planned our meals, where we saved money (without sacrificing quality or nutrition), and the exact steps I take to grocery shop smart while traveling. Whether you're road-tripping or flying across the country, these vacation grocery hacks will help you cut costs and chaos.Plus: why getting a kitchen wherever you stay can save you hundreds, how I use Walmart delivery to prep in advance, and how the same principles I use at home still work—yes, even on vacation.If you’re planning a trip this summer, this episode will help you eat well, save money, and still make core memories with your family.🎧 Listen in, then grab my free SHOP Method training linked in the show notes!xoxo,Rachel---Register for Business Breakthrough Experience: http://www.jameswedmoretraining.com/a/2148272142/LcoDSfh7Join me for my free training to learn the 5-step RESET Framework: Register HERECONNECT WITH RACHELInstagram | Facebook | YouTube | Website