616 | Why Chasing Yield Could Cost You - Q&A Day
from The Property Couch Hosted by Ben Kingsley, Opti & The Couch Crew
With borrowing capacity tightening and negative gearing changes reshaping the numbers, investors are being pushed towards cheaper properties, higher yields and new strategies. But could adapting to the new environment mean compromising the quality of your assets? In this jam-packed Q&A episode, Ben, Polly and Luke unpack the post-budget property traps investors need to avoid, before answering listener questions about grandfathering, offset accounts, upgrading the family home and preserving financial flexibility. Listen now! FREE STUFF MENTIONED 📊 The Upgraded Case Study Series Explore seven refreshed case studies plus a brand-new Live-Vesting strategy, updated for today’s lending, tax and cash-flow environment. As thanks for being part of our community, use COUCH17 to access the series for just $17 (RRP $197). 👉 Explore the Case Studies 🎥 The PRE-Purchase Series A free ten-part, bite-sized series designed to guide you through the three key stages of purchasing property—Preparation, Research and Execution. 👉 Access the free series 🐖 Moorr: Your Home for Property, Finance & Money Management Bring your cash flow, properties, loans and overall financial position together, so you can understand your numbers and make more informed decisions. 👉 Get started with Moorr for free 🔎 We’re Looking for a Sydney Buyer’s Agent Empower Wealth is looking for an experienced Sydney-based Buyer’s Agent to help clients purchase quality homes. 👉 Visit Empower Wealth and head to About Us → Careers. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube
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What this episode covers
With borrowing capacity tightening and negative gearing changes reshaping the numbers, investors are being pushed towards cheaper properties, higher yields and new strategies. But could adapting to the new environment mean compromising the quality of your assets? In this jam-packed Q&A episode, Ben, Polly and Luke unpack the post-budget property traps investors need to avoid, before answering listener questions about grandfathering, offset accounts, upgrading the family home...
Chapters
- 0:00 00:00 — 616 | Why Chasing Yield Could Cost You - Q&A Day
- 2:03 Housekeeping: Case Studies, PRE-Purchase Series + We’re Hiring
- 5:58 Q1: Is the Budget Pushing Investors into Worse Property?
- 9:11 The Lending Changes Slashing Borrowing Power
- 13:09 When Is Property No Longer the Smart Move?
- 15:34 The Sudden Commercial Property Gold Rush
- 18:16 Who Profits When You Chase Yield?
- 22:46 AI Can Build Houses—But It Can’t Create Land
- 25:25 Is Live-Vesting the New Property Playbook?
- 27:17 Q2: Would You Sacrifice Your Dream Home for a Tax Break?
- 33:18 The CGT Trap Hidden in the Decision
- 35:48 The Emotional Decision Behind It
- 37:50 Q3) Your Offset Is Full. Don’t Make This Mistake
- 38:49 How Paying Down Debt Could Backfire
- 46:08 What If Your Home Is Your Best Investment?
- 49:58 Q4) Have You Lost Your Grandfathering?
- 53:29 The Negative Gearing Myth Investors Still Believe
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