#65- Budget Like a Boss- Taking Control of Your Financial Future with Nikki Sinclair

Do you ever feel like you should have more money left over at the end of every month yet that never seems to be the case?In a world where the middle class is under pressure both internationally and locally, taking control of your money has NEVER been more important. Understanding your relationship with money as well as your partners is crucial for a successful partnership. Nikki Sinclair is a personal finance educator with over 25 years' worth of experience. I suspect this will be a timely conversation to listen to and APPLY for a lot of folks. Check Nikki out below to get in touch with her. ⁠Home - So Much More⁠⁠Instagram⁠(00:00) Intro(04:30) Personal finance for couples (07:00) The Psychology of Money (09:30) Tips for Couples (14:00) Budgeting (17:00) The Cost of Groceries (19:45) Average Age of First Time Home Owner (22:30) Buying Your First Home (26:00) Pay Off Bond or Invest in the Markets? (30:00) Do We Need an Emergency Fund? (37:00) Worst Forms of Debt and What to Prioritize? (39:45) Debt Snowball Method (42:30) Case Study (46:15) How to Never Have Car Debt (51:00) Pay Off Car or Bond? (53:00) How Much is Enough?Like, share, subscribe and enjoy! Clint