8-18-26 Can You Trust Financial Advice on Social Media

More investors are turning to TikTok, YouTube, and other social-media platforms for financial advice. But how do you separate useful financial education from bad advice, speculation, and outright scams? Lance Roberts and Jonathan Penn discuss how to evaluate financial advice online, the warning signs investors should watch for, and why popularity, followers, and flashy lifestyles aren't substitutes for expertise. Social media can help people become better investors—but only if they know whom to trust. 0:00 INTRO 1:02 - Don't Read Too Much Into Indexes 3:14 - Cap-X Spending: Space-X Data Center Grimes County Tax Abatement 5:14 - Market Factors & Dynamics (Momentum Index, Semi-conductor Index, IGV, Value Index, MGK Mega-cap stocks) 11:32 - The Myths of Long Term Investing - Pt-1 13:37 - The Great Wealth Transfer Fail 18:13 - Financial Advice on Social Media 19:47 - Sports Betting as Part of Financial Plan? 21:00 - How We Differ from the Other Guys on Social Media 24:26 - Four Buckets of Social Media Influencers 28:13 - What are They Selling? (Our stuff is free) 30:58 - The Thing About Newsletter Recommendations 32:05 - How Much Risk Can You Afford (and how will you behave)? 34:23 - The $3-T problem: Investors Still Holding Cash? 35:33 - Why the Negativity About Bonds? 38:56 - Why the Prices of Bonds Move (& the home buying conundrum) 43:25 - Looking at our allocations 44:25 - The "Cash on the Sidelines" Myth Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch today's "Before the Bell" premarket commentary, "Why Your Portfolio Doesn’t Match the Market," https://youtu.be/fYCwotrLSAM -------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/v6Wy7iLl-gQ ------- Articles mentioned in this report: "Think Like An Investor, Not A Speculator (Chapter 1 of 5)" https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/ -------- Watch our previous show, "Record Highs: Should You Chase the Rally? https://youtube.com/live/c44_giKICEY?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Medicare Planning: Everything You Need to Know Before You Enroll," Thursday, August 20, 2026: https://streamyard.com/watch/Qjx33M2tS4i4 --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #PortfolioManagement #SP500 #FinancialPlanning #SP500 #MarketOutlook #MarketRally #FinancialAdvice #SocialMedia