8 Things You Must Do Before 2026 (Financially)

Welcome to a game-changing episode of the Building Your Money Machine Show! Today, I'm tackling a topic that most people don’t think about until it’s too late—the essential financial moves you must make before 2026. Did you know that 70% of people enter a new year in the exact same financial place as the year before? It’s not because we don’t work hard or care enough—it's because we don’t make the right moves at the right time. I’ll walk you step by step through redesigning your spending plan, renegotiating expenses, realigning your spending with your values, and confirming your emergency fund to keep your nervous system calm. We'll check your net worth snapshot, capture all the free money you might be leaving on the table (think 401(k) matches, employee stock discounts, and HSAs), lock in your year-end tax strategies, and make sure you’re maxing out those tax-advantaged accounts before the deadlines hit. This episode is your game plan to stop reacting to life and start directing it. Let’s make your money machine work for you, so you can focus on what really matters: dignity, peace, options, and living life on your own terms. IN TODAY’S EPISODE, I COVER: Why 70% of people stay financially stuck year after year How to redesign your spending plan and audit the “big three” expenses Aligning your spending with your true values Building and reevaluating your emergency and peace-of-mind funds Calculating your true net worth and your all-important investable net worth How to maximize and optimize all your tax-advantaged retirement accounts RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ The Smartest Order to Invest Your Money (Step-by-Step) It Sucks, But It’ll Skyrocket Your Net Worth It's Happening Again and What EVERYONE is Missing Accountant Explains: How to Invest Your First $10,000 The 3 Net Worth Milestones That Change Everything RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42Y It Sucks, But It’ll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_c It's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396ms Accountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQ ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ: Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com