88 | Make Your Budget With Us: Our 7 Step Process To Create A Zero-Based Budget - Part 2 Breaking Down Expenses: Needs vs Wants, Bills, Personal Spending & More

⁠⁠Snag Our Simplified Budget System! We’re back for part 2 of our series on creating a Budget! IN this episode we will tackle the next step to creating your budget template: expenses! We're covering:How to categorize and list expenses correctlyWhy debt payments are essential and non-negotiable and where they get plugged in into the budgetThe difference between bills and expensesHow to plan for common expenses like groceries, gas and personal spending moneyListing out all your bills helps identify unnecessary expenses and make adjustmentsHow having a designated pocket money category prevents stealing from other essential categories (Robbing Peter to pay Paul)How to plug in savings buckets for big expenses and future goals.What expenses fall into needs vs wants categoriesConnect With Us:1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!