A Guide to Challenging Medical Bills by Mike Sharman

Navigating the healthcare system can be a challenge, especially when faced with denied claims or exorbitant bills. In this episode, Mike Sharman, legal counsel for Share HealthCare, demystifies the process, empowering you with the knowledge to stand up for yourself. Discover key strategies for addressing billing issues and learn how a ministry-based healthcare sharing model offers a different, more relational approach. Main Points: -- Don't Do Nothing: The most important first step is to take action. Don't simply look at a bill and complain to friends; actively investigate and challenge it. -- Nobody Pays Retail: The initial price on a medical bill is almost never the true cost. Hospitals often drop or reduce bills when challenged, especially when faced with scrutiny over their pricing practices. -- Look for Mistakes: Human and automated errors are common. Carefully review your bill for incorrect procedures, duplicate charges, or charges for services you didn't receive. -- Utilize Financial Assistance: Ask about the hospital's financial assistance program, which is often required by federal law. -- Leverage the Legal System: For larger bills, the threat of legal action under consumer protection laws, which can lead to tripled damages and attorney's fees, can often prompt a hospital to settle. -- The Healthcare Sharing Alternative: Share HealthCare is a Christian ministry, not an insurance company, where members share medical costs. This model is based on community, medical freedom, and financial affordability. -- Relational Conflict Resolution: Share HealthCare uses a member-centric appeals process with member advocates and even a panel of fellow members to ensure conflict is resolved relationally, aiming for "reunification" rather than an "us versus them" fight. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/