Share HealthCare With Mike Sharman - Discussing Medical Freedom, Religious Freedom and Financial Freedom Through Health Care Sharing

In this insightful interview, Doug Apple talks with Mike Sharman about the complex landscape of healthcare laws and the rising tide of government intervention. They discuss recent legislative changes in Virginia that claim to provide affordability but often result in "float" for insurance companies and revoked authorizations for patients. Sharman argues that the true solution to the healthcare crisis isn't more regulation, but truth, transparency, and a return to the church's original role in caring for its own. -- The "Unintended" Consequences: How bills labeled for "affordability" can actually allow insurance carriers to break promises on prior authorizations and delay payments to doctors. -- The Problem with "Big": Why the massive scale of government and corporate monopolies creates a lumbering bureaucracy that hurts the individual consumer. -- The Power of the Free Market: Why competition and price transparency are real ways to lower costs and improve medical outcomes. -- A Biblical Oasis: An introduction to Share HealthCare, a Christian medical ministry that operates outside the Affordable Care Act (Obamacare) to provide financial and spiritual freedom. -- Rooted in Tradition: How the practice of healthcare sharing traces back to the Anabaptist communities and the early church’s commitment to "distributing to the needs of the saints." -- Reclaiming the Church's Role: A call for the body of Christ to step back into its responsibility of providing for one another's needs rather than outsourcing compassion to the government. Scriptures for Further Study -- Hebrews 13:16 -- Romans 12:13 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this eye-opening discussion, Doug Apple and Mike Sharman explore the dark side of nationalized healthcare through the lens of Canada's "Medical Assistance in Dying" (MAID) program. They discuss the harrowing account of a Catholic priest pressured by hospital staff to end his life and examine the staggering statistic that one in twenty deaths in Canada is now an assisted suicide. -- The economic pressure of nationalized healthcare: Why finite government budgets lead to "triage" that targets the elderly and the chronically ill. -- The "Duty to Die": How the legal right to choose death quickly transforms into a societal expectation to stop being a "burden." -- Sovereignty in suffering: The inspiring story of Bill Bright and how a terminal diagnosis can lead to a person's most productive years. -- A Biblical Alternative: How Share HealthCare operates as a 501c3 medical ministry, allowing Christians to share burdens without government interference. -- Freedom of Choice: Why "church healthcare" allows patients to choose their own doctors and treatments based on faith, not bureaucratic cost-cutting. Scriptures for Further Study -- Psalm 139:16 -- Romans 12:12 -- Job 12:10 -- Galatians 6:2 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this insightful interview, Doug Apple sits down with Mike Sharman, General Counsel for Share HealthCare, to dissect the spiritual foundation of the United States as the nation prepares for its 250th birthday. Moving past the history books and straight into the Word of God, Sharman illustrates how the "unalienable rights" mentioned by Thomas Jefferson were not mere political theories, but direct applications of Scripture. -- Mike Sharman explains how the right to life is rooted in Genesis 1:27 and 2:7, establishing that because God breathed life into man, no government has the authority to extinguish it. -- The duo discusses the "Liberty Bell" and its inscription from Leviticus 25:10, exploring the biblical mandate to proclaim liberty to all inhabitants and the dire warnings from Jeremiah for nations that fail to do so. -- Sharman provides a fascinating distinction between the "right to happiness" and the "pursuit of happiness," arguing that the latter requires our active cooperation with God and a rejection of socialist ideologies. -- The conversation covers the practical application of these rights today, specifically through healthcare sharing, and how ministries like Share HealthCare empower families to live with greater financial and spiritual freedom. -- Doug Apple and Mike Sharman conclude with a powerful reminder to "resist the devil" when negative attitudes or "Eeyore" tendencies arise, choosing instead to enter God’s gates with thanksgiving. Scriptures for Further Study -- Genesis 1:27 -- Genesis 2:7 -- Leviticus 25:10 -- Psalm 127:4-5 -- Ecclesiastes 3:12-13 -- Jeremiah 34:17 -- Acts 14:17 -- 1 Corinthians 7:23 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this insightful discussion, Mike Sharman, General Counsel for Share HealthCare, dives into the headlines to reveal how modern attempts to redefine marriage and gender are impacting our mental health and economy. From the "loneliness epidemic" facing single adults to the sobering data from long term Finnish studies on gender dysphoria, this conversation pulls back the curtain on the consequences of cultural rebellion. More importantly, it offers a vision of hope: a reminder that when we align our lives with God's design, we find the security, stability, and joy we were created for. -- Our culture is facing a historic drop in fertility rates, falling below the level needed to replace our population, which has massive implications for our future economy. -- Statistics show a big increase in single adults over the last generation, leading to a "loneliness crisis" where many face illness and old age without a support system. -- A 25 year study from Finland reveals that medicalized gender transitions are not solving the underlying psychiatric needs of adolescents, but in many cases, are seeing those needs increase. -- The family unit is the backbone of the economy, providing the "inputs" that sustain social systems and providing care that the government cannot replicate. -- Share HealthCare offers a Christian alternative to traditional insurance, demonstrating that when believers share one another's burdens and adhere to biblical values, the costs are significantly lower. -- Living according to God's plan is like a garden where life springs up in every footprint, leading to a legacy of generations and a heart full of joy. Scriptures for Further Study -- Genesis 1:27-28 -- Malachi 2:15 -- Exodus 20:17 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

The Biblical Solution to America’s #1 Domestic Worry A recent Gallup poll reveals a startling reality: the availability and affordability of healthcare is the top concern for Americans, weighing more heavily on the public mind than the economy, inflation, or illegal immigration. In this interview, Doug Apple talks with Mike Sharman, General Counsel for Share HealthCare, about how Christians can step out of the "worry loop" and into a community-based model of care that honors God and protects the family budget. -- Healthcare worry has taken the number one spot in national polls, with 61% of Americans worrying about it "a great deal" and 84% worrying at least "a fair amount." -- While the national average for health insurance for a family of four sits at approximately $2,684 per month, the Share HealthCare model offers a biblical alternative for as little as $349. -- Share HealthCare operates on the principle of bearing one another’s burdens, specifically excluding funding for things that violate Christian conscience, such as abortions or transgendering procedures. -- By reducing the massive financial burden of traditional insurance, families can free up thousands of dollars to pay off debt, afford mortgages, and invest in their local churches. -- True peace is not found in a bank account or a government policy, but in the "perfect peace" promised to those who keep their minds stayed on the Lord. Scriptures for Further Study -- Galatians 6:2 -- Hebrews 13:16 -- Philippians 4:6-7 -- Isaiah 26:3 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this insightful interview, Doug Apple speaks with Mike Sharman, General Counsel for Share HealthCare, about the profound spiritual and legal origins of the United States. As the nation nears its 250th birthday, Sharman breaks down the opening lines of the Declaration of Independence, tracing its most famous phrases back to the primary legal treatise of the 18th century: Blackstone’s Commentaries. They discuss why the American experiment was never intended to be a forced theocracy, but rather a "civil body politic" grounded in the biblical principle of free will and the immutable laws of God. Main Points of Discussion: -- The "Unanimous" Declaration: Why the founding fathers prioritized total agreement and the somber reality of their rebellion against the King. -- The Mystery of "Nature's God": How the famous phrase wasn't a vague deist term, but a specific legal concept taken from William Blackstone’s writings. -- The Role of the Geneva Study Bible: How putting the scriptures in the hands of the common people broke the religious monopoly of the monarchy. -- Why "Big is Bad": A look at how massive systems—in government, business, and healthcare—can threaten individual liberty and the collective good. -- Modern Application: How biblical principles of sharing and burden-bearing are being lived out today through Share HealthCare as an alternative to "big insurance." -- The Law of Immutability: The argument that any civil law contrary to God’s law—such as those regarding the sanctity of life—will ultimately fail to work for the good of the people. Scriptures for Further Study -- Hebrews 13:16 -- Galatians 6:2 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this eye-opening interview, Doug Apple sits down with Mike Sharman, General Counsel for Share HealthCare, to discuss a bizarre legal battle unfolding at Tallahassee Memorial HealthCare. A patient admitted in 2025 was cleared for discharge in October but simply refused to go. Now the hospital is turning to the courts. Sharman unpacks how federal regulations, fear of litigation, and a lack of "drawing lines" have created a system where taxpayers and insured families foot the bill for millions in unnecessary expenses. More importantly, he offers a way out for Christians tired of the rising costs and ethical compromises of traditional insurance. Main points covered in this episode: -- How the Emergency Medical Treatment and Labor Act (EMTALA) can help keep non-medical patients in high-cost hospital beds. -- The breakdown of local social services and the legal system’s inability to address "squatting" in medical facilities. -- Why stabilizing a patient has turned into a taxpayer-funded residency. -- The massive price gap between the government exchange model and Christian health sharing. -- Why Share HealthCare focuses on "medically necessary" expenses while excluding lifestyle choices that don't honor God. -- The effectiveness of Christ-centered recovery programs like Teen Challenge over commercial high-cost clinics. Scriptures for Further Study -- Galatians 6:2-5 -- 2 Thessalonians 3:10 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

What happens when a church decides that social justice is more important than Scripture? The numbers tell a grim story of decline, but the solution isn't just "doing better"—it’s returning to a foundational biblical worldview. In this episode, Mike Sharman, General Counsel for Share HealthCare, breaks down the three pillars of a true Christian worldview and explains why balance is a difficult yet necessary part of the walk. From the geopolitical tensions in the Middle East to the way we pay for medical bills, every aspect of life changes when we stop treating faith like a hobby and start treating it like the house we live in. -- The decline of the United Church of Christ serves as a warning for any believer or denomination that drifts away from the authority of the Bible. -- A biblical worldview is defined by three simple yet profound truths: God is the Great I AM, He is Emmanuel (God with us), and Jesus is the God who saves. -- True biblical balance requires holding the "sword and the olive branch" simultaneously—loving our enemies while refusing to accommodate evil. -- Many Christians are unknowingly funding procedures like abortions and gender transitions through traditional health insurance premiums. -- Share HealthCare offers a 501(c)(3) alternative that allows families to share medical expenses for a fraction of the cost of traditional insurance. -- Living a biblical worldview includes being a good steward of the "temple" of the body, which is why Share HealthCare focuses on members committed to healthy, tobacco-free lifestyles. Scriptures for Further Study -- Romans 5:1-5 -- Philemon (The story of Onesimus) -- Ephesians 5:21-25 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

A Legacy of Liberty: Celebrating America 250 In this insightful interview, Mike Sharman of Share HealthCare joins Doug Apple to discuss the momentous 250th anniversary of the United States. They explore the practical ways citizens can participate in the festivities. Sharman emphasizes that despite our flaws, the American experiment remains a unique testament to individual liberty protected by collective law under God. -- The 250th Anniversary is a "Family Reunion": Like any large family, America has its arguments and differences, but the core of the celebration is the individual freedom we collectively protect. -- The World's Oldest Constitution: Mike points out that the U.S. remains the world’s oldest continuous government, a miracle rooted in the Declaration’s recognition of "unalienable rights" granted by the Creator. -- National Jubilee Day of Prayer: A major highlight of the celebration is the May 17th gathering on the National Mall, dedicated to rededicating the nation to God and thanking Him for two and a half centuries of blessing. -- Tools for Every Community: Through "Freedom 250," citizens can access toolkits for teachers, cities, and even rodeos to ensure the anniversary isn't just a firework show, but a deep cultural remembrance. -- Freedom in Healthcare: Mike explains how Share HealthCare embodies these American values by providing medical and financial freedom, allowing Christians to share expenses outside of restrictive government mandates. Scriptures for Further Study -- Psalm 33:12 -- Psalm 127:3-5 -- Galatians 5:1 -- Leviticus 25:10 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

The Illusion of Universal Coverage: Freedom, Cost, and the Christian Alternative In this eye-opening interview, Doug Apple talks with Mike Sharman, General Counsel for Share HealthCare, about the growing push for universal healthcare in the United States. Using Vermont’s Bill H.433 as a case study, Sharman explains why even the most progressive states struggle to make government-run healthcare viable. The conversation dives deep into the pitfalls of "single-payer" systems — including staggering wait times and the erosion of personal responsibility — while offering a refreshing, faith-based solution for families looking to exit the traditional insurance morass. Main Discussion Points: -- The "Vermont Reality": Why the most progressive state in the union still hasn't passed universal healthcare after 14 years of debate. -- The Responsibility Gap: How "free" systems lead to over-utilization and a million-dollar price tag for irresponsible care. -- Global Warnings: Analyzing the 27-week median wait times in Canada and the surge of private-pay healthcare in the United Kingdom. -- Breaking the Monopoly: How healthcare systems bypass antitrust laws to eliminate competition and keep prices high. -- The Share HealthCare Solution: A breakdown of how a non-profit Christian ministry provides medical, financial, and religious freedom. -- Incremental Encroachment: What citizens should watch for to prevent the slow government takeover of private medical choices. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this eye-opening interview, Doug Apple sits down with Mike Sharman, General Counsel for Share HealthCare, to discuss the alarming escalation of marijuana potency and its devastating effects on society. While the media has long promoted legalization, even the New York Times is now admitting that America has a "marijuana problem." Sharman breaks down the startling statistics — from a 1,452% increase in crime in certain neighborhoods to the massive risks posed to unborn children — and explains why Christian health sharing offers a vital, biblical alternative to secular systems that enable destructive behaviors. -- Today’s marijuana has evolved from 4% THC in 1995 to upwards of 90% today, creating a "whiskey-strength" drug masquerading as a mild herb. -- Recent studies show a direct link between chronic marijuana use and severe mental health issues, including a 30% rise in schizophrenia cases and increased rates of suicide. -- Data reveals that young men who use marijuana daily are 82% more likely to exhibit violent behavior, debunking the myth that users are merely "lethargic." -- Pro-life concerns are highlighted by a 70% higher risk of birth defects and a 230% higher risk of stillbirth for pregnant women using cannabis. -- Share HealthCare operates on a biblical worldview, excluding marijuana users to keep costs affordable (as low as $149 for individuals) while ensuring members only support medically necessary expenses that honor the body as a temple. -- Sharman explores the scriptural connection between "witchcraft" (pharmakeia) and mind-altering drugs, warning of the spiritual susceptibility that comes with substance use. Scriptures for Further Study -- 1 Corinthians 6:19-20 -- 2 Timothy 1:7 -- Galatians 5:19-21 -- 1 Peter 5:8 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

"We spend more on healthcare than we do on our house and our groceries — our food and our lodging. I mean, that is just absurd." — Mike Sharman In this interview, Doug Apple sits down with Mike Sharman, General Counsel for Share HealthCare, to discuss the staggering growth of the healthcare industry and the financial strain it places on American families. They explore the transition of healthcare from a service to a massive industrial complex and offer a practical, faith-based path forward that bypasses traditional insurance bureaucracy. -- Healthcare has become the largest industry in the U.S., employing over 20 million people and consuming 18% of every dollar spent by Americans. -- The U.S. spent $5.3 trillion on healthcare in 2024, nearly $15,500 per person, which is 50% higher than the next highest-spending nation. -- New data shows that 63% of all new jobs created recently were in the healthcare sector, signaling massive profitability. -- Government involvement has reached "socialist" levels, with 47% of all healthcare spending coming from federal, state, or local government. -- Success stories from "Trump RX" demonstrate that cutting out middlemen and pharmacy benefit managers can drop drug prices significantly. -- Share HealthCare offers a 501(c)(3) nonprofit alternative that is exempt from the Affordable Care Act, allowing for monthly shares as low as $149 for individuals and $349 for families. -- By choosing a healthcare sharing ministry, Christians can ensure their money isn't used to fund procedures like abortion or sex change surgeries. Scriptures for Further Study -- Galatians 6:2 -- 1 Corinthians 12:25-26 -- 1 Corinthians 16:20 -- Mark 12:31 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this episode, Doug Apple interviews Mike Sharman of Share HealthCare to discuss the systemic failures of the Affordable Care Act and the rising costs of traditional health insurance. They explore how government mandates force healthy individuals to subsidize lifestyle choices that contradict biblical values and why a "one-size-fits-all" approach is destined to fail. Sharman presents a compelling alternative through healthcare sharing, focusing on stewardship, personal responsibility, and the blessings that follow obedience to God’s design. -- A foundational problem with the Affordable Care Act is its "one-size-fits-all" design, which prevents insurers from pricing based on individual lifestyle choices, leading to higher costs for everyone. -- Traditional insurance pools often force members to subsidize treatments that conflict with Christian values. -- Share HealthCare operates as a nonprofit Christian ministry, allowing members to avoid "subsidizing bad lifestyles" while maintaining significantly lower monthly costs. -- Unlike traditional networks that restrict care to specific regions, Share HealthCare members have the freedom to choose doctors worldwide, where care may be more affordable and efficient. -- The ultimate benefit of healthcare sharing is not just the financial savings, but the spiritual peace that comes from practicing biblical stewardship and walking in obedience. Scriptures for Further Study -- 1 Corinthians 6:19-20 -- Luke 5:4-6 -- Galatians 6:2 -- Ephesians 5:18 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this insightful interview, Doug Apple talks with Mike Sharman, General Counsel for Share HealthCare, discussing the practical morality of the Bible. They explore the idea that the Word of God is not just a book of stories, but a blueprint for living. When we deviate from that blueprint — putting secondary things like money, pride, or health before our devotion to God — the structure of our lives begins to crumble. The conversation covers several key pillars of a biblically centered life: -- The Blueprint Concept: Why we should want to be "legalistic" about God’s Word in the same way we want a builder to be legalistic about the blueprints for our dream home. -- First Things First: A look at C.S. Lewis’s principle of priority — when we put God first, the secondary blessings of life are added to us. -- The Example of Leaders: How figures like Teddy Roosevelt found soul-rest by preaching and practicing the "practical morality" of the Bible during times of national and personal crisis. -- The Word as a Sword: Understanding that the Bible is a double-edged sword designed to protect us and cut away the influence of the enemy. -- Practical Community: How Share HealthCare allows Christians to live out the "one another" verses of the Bible by literally bearing each other's medical burdens. -- Simple Discipline: A practical 15-to-20-minute daily reading plan to help you get the entire Bible into your heart every year. Scriptures for Further Study -- James 1:2-4 -- John 1:1-3 -- Romans 9:33 -- Hebrews 13:16 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this eye-opening interview, Doug Apple and Mike Sharman of Share HealthCare discuss the recent congressional testimony of big health insurance CEOs. While industry leaders point fingers at hospitals and drug makers for rising costs, Sharman highlights the astronomical executive salaries and the "baked-in" incentives of the Affordable Care Act that discourage lower premiums. They explore why the traditional insurance model often feels like a "me versus them" battle and present a more peaceful, biblical alternative: healthcare sharing. -- The disparity between insurance CEO salaries (ranging from $13 million to $22 million) and the people they serve. -- Why the current system is "inherently corrupt" by funding procedures like abortion and transgender surgeries that conflict with Christian values. -- The economic reality of Share HealthCare: How single members can pay as little as $149 per month compared to the national insurance average. -- Why the "Body of Christ" model works better for healing, utilizing the power of prayer, community support, and healthier lifestyle choices. Scriptures for Further Study -- Hebrews 13:16 -- Galatians 6:2 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Escaping the Healthcare Hike: A Biblical Alternative to the ACA As the landscape of national healthcare shifts, many families are discovering that their insurance premiums are rising while their subsidies are disappearing. In this interview, Mike Sharman of Share HealthCare breaks down the startling math behind the Affordable Care Act (ACA) marketplace and explains why the current system often forces Christians to fund procedures that violate their conscience, such as abortion and gender-reassignment surgeries. Discover a community-based approach that prioritizes medical freedom and biblical stewardship. -- The Truth Behind the Headlines: Why ACA premiums are rising and how "enhanced subsidies" have functioned as a taxpayer-funded hammock rather than a safety net. -- The Ethical Dilemma: Understanding how standard marketplace plans often require participants to fund abortions, abortifacients, and transgender mutilations. -- Substantial Savings: A breakdown of how families can move from paying thousands in premiums to a monthly sharing amount as low as $349 for a family of four. -- Freedom from Bureaucracy: Why Share HealthCare is exempt from ACA mandates, allowing the ministry to be controlled by the biblical rather than government dictates. -- Membership Requirements: The importance of the "body as a temple" and why Share HealthCare focuses on a community of tobacco-free members to keep costs low and health outcomes high. Scriptures for Further Study -- Hebrews 13:16 -- 1 Corinthians 6:19-20 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

"But do not forget to do good and to share, for with such sacrifices God is well pleased." --Hebrews 13:16 Living the Mandate: Doing Good and Sharing Together As we navigate the complexities of 2026, many Christians are searching for ways to align their daily finances with their spiritual convictions. In this episode, Doug Apple sits down with Mike Sharman of Share HealthCare to explore the profound implications of Hebrews 13:16. They discuss the spiritual "one another" commands found in Scripture and how these ancient principles offer a modern solution to the healthcare crisis. From the importance of maintaining the "temple of the Holy Spirit" to the freedom found in surrendering our will to God, this conversation challenges believers to rethink how they care for their bodies and their bank accounts. -- We explore the "life verse" of Share HealthCare, Hebrews 13:16, and why God is specifically well-pleased when His children choose to do good and share. -- Mike Sharman explains the one another verses in the Bible, highlighting that loving one another often requires the courage to admonish and edify one another in truth. -- We discuss the practical side of Share HealthCare, a 501(c)(3) ministry where members share medically necessary medical expenses for a fraction of the cost of traditional insurance. -- The conversation covers the ethical importance of ensuring your healthcare dollars do not support practices like abortion or gender-reassignment surgeries. -- Mike shares a powerful perspective on the Gethsemane moment, illustrating how Christ’s surrender of His will led to the ultimate peace and our ultimate healing. -- We look at the staggering statistics of modern healthcare costs and how the Christian sharing model can save families thousands of dollars. Scriptures for Further Study -- Hebrews 13:16 -- Romans 15:14 -- Romans 13:8 -- 1 Peter 1:22 -- 1 John 3:11 -- Romans 14:19 -- Colossians 3:13 -- Galatians 6:2 -- James 5:16 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this insightful interview, Mike Sharman of Share HealthCare joins Doug Apple to discuss how small, incremental changes can lead to radical transformations over time. They explore the concept of the "aggregation of marginal gains," a philosophy used by world-class athletes to turn failure into championship-level success. Sharman applies this concept to our daily walk with Christ, our physical health, and our financial stewardship. By eliminating the "aggravation of incremental losses" caused by harmful lifestyle choices, believers can find freedom from the skyrocketing costs of modern health insurance. Main Points of Discussion: -- The 1% Principle: How small improvements in your devotions, work, and health result in a large increase in effectiveness over a year. -- The British Cycling Story: How a team that couldn't even buy bikes due to their poor reputation became world champions through small but meticulous adjustments. -- Incremental Losses: The hidden costs of "defensive medicine," bureaucracy, and lifestyle habits like tobacco, marijuana, and alcohol. -- The Financial "God Margin": How Share HealthCare members save thousands of dollars by living out biblical principles of moderation and health. -- Stewardship and Generosity: Using the savings from healthcare to fund missions, church repairs, and family goals. Scriptures for Further Study -- John 2:1-11 (Jesus' first miracle and the principle of celebration) -- 1 Corinthians 6:19-20 (Honoring God with your body) -- Proverbs 21:5 (The plans of the diligent lead to profit) -- 1 Corinthians 10:31 (Doing all for the glory of God) +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

As 2025 comes to a close, it is essential to look beyond the headlines of celebrity news and pop culture to see what truly impacts the lives of American families. Doug Apple and Mike Sharman discuss the intersection of faith, law, and economics, providing a Christian lens on the year's most significant developments. From the tangible relief at the gas pump to the spiritual revival seen in greatly increased baptism numbers, this review highlights a year marked by a pursuit of excellence and a return to biblical values in the public square. The conversation also dives deep into the legal victories for parental rights and the ongoing debate over the "Unaffordable Care Act," positioning Share HealthCare as a vital, faith-based alternative for those seeking community-driven medical support. -- The return to energy independence has driven nationwide gas prices to their lowest levels in years, impacting the cost of every transported good. -- President Trump’s inaugural address set a tone for the year, emphasizing a commitment to the Constitution and a reliance on God. -- The global Church saw an estimated 26 million new believers this year, with a staggering 50% increase in adult baptisms. -- The U.S. Supreme Court issued several landmark rulings, including Mahmoud v. Taylor, which protected parental rights against mandatory school curriculums. -- United States v. Skrmetti upheld state laws protecting minors from harmful medical procedures, while Catholic Charities v. Wisconsin Labor protected the religious identity of social services. -- Share HealthCare continues to serve as a 501(c)3 alternative to traditional insurance, allowing Christians to share medical expenses. Scriptures for Further Study -- Exodus 20:15 -- Galatians 3:28 -- Matthew 28:19-20 -- Philippians 4:19 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Exposing the Healthcare Crisis: A Plea for Free Market Solutions In a candid interview, Mike Sharman, legal counsel for Share HealthCare, cuts through the political rhetoric surrounding the Affordable Care Act (Obamacare) and enhanced health care tax credits. Sharman says that the fundamental problem with the current system is government intervention, which distorts the free market, drives up costs, and gives insurance companies undue power. He maintains that true competition is the only way to lower expenses. Sharman also addresses the philosophical divide between free market advocates and progressives, tracing the latter's aversion to capitalism to elitist, power-concentrating ideologies. He details how health care sharing ministries, specifically Share HealthCare, offer a viable, affordable, and ethically aligned solution for Christians. Key Takeaways on Healthcare and the Free Market -- The current political proposals regarding health care tax credits—from both Democrats (keeping enhanced credits) and Republicans (giving HSA funds)—are fundamentally socialist, redistributing wealth and intruding on the free market. -- The Affordable Care Act has been an abomination that has caused health care costs to rise by at least 200% when adjusted for inflation and has increased restrictions on what doctors and patients can do. -- The U.S. already has multiple safety nets for the poor (like Medicare/Medicaid and the Hill-Burton Act); the enhanced tax credits are for those above the poverty level, creating a "hammock" for the non-poor. -- The ACA's design gives incentive to insurance companies, allowing them to raise premiums when medical expenses rise, ensuring they "never lose money" and totally distorting the free market. -- True competition, where cost is based on supply and demand, is necessary to bring down the incredibly high cost of health care. -- Health care sharing ministries like Share HealthCare provide a free market alternative by sharing medically necessary expenses among Christians, operating outside the dictates of the ACA and insurance regulations, and adhering to Biblical principles (e.g., not paying for abortions or trans "gender destructions"). -- The cost of Share HealthCare is significantly lower than health exchanges or traditional insurance because it avoids the system's distortions. -- The progressive/liberal hatred of the free market stems from an elitist desire for concentrated power, where they believe they know better than the general populace. -- Health care sharing ministries are legally protected, with around 34-35 states passing specific laws protecting them, and the Affordable Care Act includes a conscientious objector clause exception for them. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Mike Sharman joins Doug Apple to break down the complex, often misrepresented, issues surrounding government healthcare subsidies and fraud. The discussion centers on the disturbing findings of a recent Government Accountability Office (GAO) report that indicates persistent fraud risk in the Advanced Premium Tax Credit system, a risk that was never assessed during the Biden administration. Sharman makes it clear what is, and is not, truly at stake in the current political debates. The speakers highlight the systemic nature of the problem, pointing out that many people who commit fraud are not being held accountable, and that the enhanced subsidies set to expire primarily benefit families making over $128,000 annually—not the low-income families that the original Affordable Care Act was designed to help. The media's portrayal, often using dramatic, simplistic headlines, serves only to accelerate the political drama rather than inform the public about the facts. Ultimately, Sharman pivots to the historical context of "political shenanigans," arguing that corruption is inherent in human nature, which is why the nation's founders instituted checks and balances. He encourages Christians to pull out of the mess by looking to self-reliant, accountable, and faith-based solutions. Mike Sharman offers the ministry he serves—Share HealthCare—as a compelling alternative, highlighting its low monthly costs ($149 for single, $249 for couple, $349 for family of four) and emphasis on prayer, community, and direct payment to providers, allowing members to choose any licensed medical professional. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Mike Sharman, legal counsel for Share HealthCare, joins the show to discuss what the American Dream truly is and why its pursuit has become a central battleground in American politics, drawing key lessons from the events of November 4th (elections) and November 12th (government shutdown resolution). Sharman posits that the core components of the American Dream have not changed: -- The ability to get a job that is a worthwhile career and build a legacy. -- The desire to marry, create a family, and raise them up. -- The knowledge and ability to buy one's own home. -- The freedom to look toward a comfortable retirement without fear. He explains that the political unrest, as seen in the election of a socialist mayor and the government shutdown over enhanced subsidies for high-income families, reflects a loss of belief in the existing political system's ability to help people achieve this dream. Sharman contrasts the two dominant political philosophies regarding the American Dream: -- Conservative View (Blackstonian): Let's get government out of the way so you can live the American Dream to the fullest. Rights are God-given (life, liberty, and the pursuit of happiness); government's only purpose is to secure these rights. -- Progressive/Liberal View (Marxist): Let's get government to help you live out the American Dream. This view translates wants (home, healthcare, family security) into perceived rights, which the government is then expected to provide, moving the nation into a socialist stage. Sharman highlights how Share HealthCare provides a non-political, principled solution to one of the biggest barriers to the American Dream—expensive healthcare—by offering a family of four coverage for just $349/month, compared to the average of $2,600/month for employer-provided insurance. This difference frees up significant income, enabling families to save for a home, retirement, and achieve greater financial stability in accordance with godly principles. Scriptures for Further Study -- Hebrews 13:16 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this compelling post-election discussion, host Doug Apple and attorney Mike Sharman of Share HealthCare examine the dramatic voting differences seen across Virginia. Sharman uses the stark difference in results between his rural, church-going area and the urban/suburban areas to drive home a central point: the battle for the nation's identity is a cultural one, rooted in faith, not politics. He challenges the notion that policy change starts with "changing people's minds" and points instead to Jesus's parable of the leaven to explain how the Kingdom of Heaven grows. The conversation also offers a tangible way Christians can exercise their "spiritual and financial muscles" through alternatives like Share HealthCare. Main Points Discussed: -- The recent election results in Virginia show a massive cultural difference between strong church-going, conservative communities and urban/suburban areas. -- Culture difference is determined by the presence of Christ and regular church attendance. -- Attempting to "drum in" biblical values into others is ineffective; instead, Christians must present Christ in a winsome and acceptable way to spark personal desire for God. -- True, lasting cultural change operates like leaven, which expands from within and grows outward, starting with the Holy Spirit in individuals. (Reference: Matthew 13:33) -- Organizations like Share HealthCare offer a quantifiable, Christian alternative to traditional health insurance, allowing believers to exercise their financial, spiritual, and freedom muscles to change their lives and, collectively, the culture. -- The desire for revival often begins with a Christian recognizing their culture's need for God and starting in prayer. Scriptures for Further Study-- Matthew 13:33 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Join Doug Apple as he interviews Mike Sharman, legal counsel for Share HealthCare, in a thought-provoking conversation on the power of a name. They start by exploring the meaning of the famous Shakespeare quote, "What's in a name? That which we call a rose by any other name would smell as sweet," and apply it to the identity of the Church—the Bride of Christ. The discussion dives into a study on fast-growing church names, noting how common words often reflect core biblical principles. Mike then explains how the name Share HealthCare perfectly encapsulates their mission: a 501(c)(3) non-profit ministry dedicated to sharing members' medically necessary medical expenses. The discussion also highlights: -- The top words in fast-growing church names, including community, life, grace, and hope. -- The understanding that the Church's essence as the body of Christ remains regardless of its organizational name. -- How Share HealthCare is a non-insurance, faith-based ministry for Christians of any denomination. -- The ministry's exemption from the Affordable Care Act and state-level individual mandates. -- The criteria for "medically necessary" expenses, which aligns with biblical and moral standards (e.g., excluding abortions or non-medically necessary cosmetic procedures). -- Their incredibly affordable monthly sharing contributions (e.g., $149/month for a single) compared to traditional insurance. -- The model's foundation in the biblical concept of "loads and burdens," where individuals carry a personal expense (currently $2,000 per event) before the body of Christ shares the rest, with no annual or lifetime limits. To learn more about this affordable Christian health sharing ministry, visit sharehealthcare.com or call 1-844-SHARE-HC. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Host Doug Apple and Mike Sharman, legal counsel for Share HealthCare, dive into the findings of a new report by Eric Kaufman, entitled The Decline of Trans and Queer Identity Among Young Americans. The report shows that transgender and non-binary identification among university students, which peaked at nearly 7% in 2023, has since dropped significantly, with one of the cited reasons being "improved mental health." Mike Sharman draws a sharp distinction between fleeting cultural "fads"—like the Nehru jacket or micro skirts—and the tragic, permanent ramifications of the transgender movement, which he refers to as "gender destruction." -- The rapid decline in gender and queer identity is cutting in half the percentage of students identifying as non-binary (from 6.8% in 2022-2023 to 3.6% this year in one major poll). -- This trend is even more pronounced in elite liberal institutions. For example, Brown University saw a drop from 5% to 2.6%. -- The report's link between the decline and "improved mental health" suggests a return to common sense and reality. Sharman explains that Share HealthCare, a 501c3 Christian ministry, is exempt from state mandates—like those in Oregon, California, and Washington State—that require coverage for gender-destroying procedures. -- Adherence to biblical, eternal principles leads to positive consequences, while contrary actions have negative consequences and create victims, particularly among impressionable youth. -- Living in accordance with God's Word is supported by new studies, including a correlation between conservative-leaning counties (which tend to align with the Biblical mandate to "be fruitful and multiply") and higher fertility rates. Scriptures for Further Study -- Genesis 1:27 (God created them male and female) -- Genesis 1:28 (Be fruitful and multiply) +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In a time of dire headlines about rapidly rising health insurance costs, Mike Sharman, General Counsel of Share Healthcare, offers a powerful, biblically-grounded perspective on the U.S. healthcare crisis. Sharman says that government control and subsidies have distorted the market, leading to soaring prices, which he identifies as the symptom of the problem, not the problem itself. The true issue, he contends, is that the American people have allowed the government to take over, rejecting the principles of self-governance and liberty set up by "the laws of nature and nature's God." Mike Sharman connects the current healthcare crisis to the Old Testament account of Israel rejecting God as their King for an earthly one. He highlights the profound difference between conventional, high-cost health coverage and the Christian principles embodied by Share Healthcare. Key takeaways from this discussion include: -- The soaring costs of government-controlled healthcare are a consequence intended to get us to repent and seek liberty in the Lord. -- We must focus on solving the problem (government control/rejection of God's authority) not just reducing the symptom (high prices, quick-fix drugs). -- The original American dream was based on the liberty that grants each person the freedom to rise up and improve through work, rooted in New Testament principles. -- A lack of liberty in our lives is an indication of an absence of the Spirit of the Lord, as 2 Corinthians 3:17 states: "Where the spirit of the Lord is, there is liberty." -- Share Healthcare provides an alternative where a family of four can pay $349 a month, compared to a national average of $2,600 for employer-provided insurance, a difference Sharman attributes to living in accordance with the Spirit of the Lord and walking in liberty. -- The ministry explicitly excludes sharing in expenses for practices (like abortions and trans gender destruction) and symptom-only treatments (like weight loss drugs). -- Sharman says that healthcare is not a universal human right according to Scripture or the Declaration of Independence, which guarantees the unalienable rights of "life, liberty, and the pursuit of happiness." Find out how a biblically-principled approach to healthcare can lead to both spiritual and financial freedom. Scriptures for Further Study -- 1 Samuel 8 and 12: Israel rejects God as King, asking for a human king. -- Isaiah 33:22: "The Lord is our king. The Lord is our lawgiver. The Lord is our judge." -- 2 Corinthians 3:17: "Now the Lord is the spirit and where the spirit of the Lord is, there is liberty." +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Join Doug Apple and Mike Sharman (of Share HealthCare) as they report live from the vibrant 2025 Homesteaders of America Conference in Front Royal, VA. Mike, whose organization is built on the pillars of medical, financial, and religious freedom, dives deep into why the homesteading movement is exploding into a "tsunami." This community is defined by a desire to unplug from industrialized, mechanized systems and government intervention, empowering families to live their own lives with greater self-reliance. Discover how this movement, which started with "how-to" skills (canning, butchering), has become a significant cultural and political thought process. Key Takeaways from the Conference: -- The Core of Homesteading: It's about self-reliance, not 100% self-sufficiency, driven by a "can-do attitude" to take charge of one's food, health, and future. -- Daniel Salatin's Perspective: As the son of "grandfather of the homesteading movement" Joel Salatin, Daniel shares how his family's Polyface Farm became a hub for those seeking to decouple from conventional school systems, healthcare, and grocery stores to find genuine joy, peace, and fulfillment. -- Vendor Spotlights on Freedom: -- Redmond (Redmond.life): Providing American-mined, unrefined sea salt to help people be "free from ailments" by supporting health. -- Bo's Tractor Works: A faith-based company focusing on plant-based anti-inflammation creams, crediting the Creator for providing everything we need "right out of the earth" for our bodies. -- Earthley Wellness (Earthley.com): An all-natural company focused on medical freedom and education, offering herbal remedies, and even homeschool units. -- The Chicken Fountain (TheChickenFountain.com): Offering the "freedom to be away" by providing an automatic, clean watering system for backyard flocks. -- The Biblical Worldview: Tina Freitas (and her husband, delegate Nick Freitas) discuss the importance of living a life where the biblical worldview is not tucked away but is forefront in politics, livelihood, and all aspects of life. --Karen Hamilton, delegate for HD-62. (https://www.hamiltonforvirginia.com/) The conference is a community for sharing ideas and finding encouragement in a culture-changing movement built on faith, family, and radical self-reliance. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

"That's the difference between charity and socialism. Charity is when you individually, or your church collectively, want to help somebody. Socialism is when the government says, "We decide that this particular group needs your money more than you do, and we're taking your money from you by taxation." - Mike Sharman Legal Counsel Mike Sharman explains why the term "government shutdown" is inaccurate, as essential services like law enforcement, air traffic control, and the IRS continue operating. The temporary stoppage affects "non-essential" or discretionary functions, but the major political fight centers on massive federal spending, primarily related to health care. Sharman says the true debate is about truth when it comes to taxpayer-funded subsidies. The Cost of "Compassion": Subsidies and Loopholes The debate over the shutdown reveals a push by some for the reintroduction of soon-to-be expired "enhanced subsidies" under the Affordable Care Act (ACA), which would cost an estimated $350 billion over 10 years. -- These subsidies would benefit families making up to four times the poverty level—about $128,600 for a family of four—for premium assistance on health care exchanges. -- This spending, Sharman contends, functions as socialism, distorting the free market and ultimately increasing healthcare costs for everyone due to market-dumping. -- The legislation Democrats are fighting to change also closed several loopholes that allowed illegal immigrants to receive various forms of subsidized or paid medical care, totaling over $200 billion in potential savings. Charity vs. Socialism: The Christian Worldview Sharman draws a sharp line between genuine Christian charity and government-mandated socialism, arguing that only one is truly compassionate. -- Charity is an individual or church-led, voluntary act of giving out of love, allowing the giver to understand and address the specific need and pray over the situation. -- Socialism is the government's forced compulsory taking of money through taxation, which lacks the personal, corrective, and spiritual elements of charity. -- He notes that the government generates no money on its own; all its funds are derived from taxpayers. -- The current system acts as a "magnet" that encourages illegal immigration, leading to humanitarian crises like human trafficking and enforced slavery. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

The interview features legal counsel Mike Sharman of Share HealthCare, who points out that U.S. Senator Tim Kaine's belief that rights come from the government is fundamentally wrong and dangerous. Sharman explains that the Declaration of Independence states that unalienable rights—such as life, liberty, and the pursuit of happiness—are a gift from our Creator, not from the government. Governments are created by the people to secure and protect these pre-existing rights. Sharman says Kaine's view, which reflects ignorance or an intentional desire for government control, is a troubling and even stupid misinterpretation of the foundational principles of the United States. He contrasts the American model of a constitutional republic with other nations where the government's purpose is to protect the power base, not the rights of individuals. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Navigating the healthcare system can be a challenge, especially when faced with denied claims or exorbitant bills. In this episode, Mike Sharman, legal counsel for Share HealthCare, demystifies the process, empowering you with the knowledge to stand up for yourself. Discover key strategies for addressing billing issues and learn how a ministry-based healthcare sharing model offers a different, more relational approach. Main Points: -- Don't Do Nothing: The most important first step is to take action. Don't simply look at a bill and complain to friends; actively investigate and challenge it. -- Nobody Pays Retail: The initial price on a medical bill is almost never the true cost. Hospitals often drop or reduce bills when challenged, especially when faced with scrutiny over their pricing practices. -- Look for Mistakes: Human and automated errors are common. Carefully review your bill for incorrect procedures, duplicate charges, or charges for services you didn't receive. -- Utilize Financial Assistance: Ask about the hospital's financial assistance program, which is often required by federal law. -- Leverage the Legal System: For larger bills, the threat of legal action under consumer protection laws, which can lead to tripled damages and attorney's fees, can often prompt a hospital to settle. -- The Healthcare Sharing Alternative: Share HealthCare is a Christian ministry, not an insurance company, where members share medical costs. This model is based on community, medical freedom, and financial affordability. -- Relational Conflict Resolution: Share HealthCare uses a member-centric appeals process with member advocates and even a panel of fellow members to ensure conflict is resolved relationally, aiming for "reunification" rather than an "us versus them" fight. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this powerful interview, Mike Sharman offers a profound Christian perspective on two national tragedies: the 9/11 terrorist attacks and the assassination of Charlie Kirk. He asserts that while evil seeks to steal, kill, and destroy, Christ's purpose is to bring abundant life. Sharman challenges the modern-day culture of division and hatred, calling Christians to be a source of grace and truth in their speech and actions. -- The Purpose of Evil vs. the Abundance of Christ: Sharman opens with the core theme from John 10:10, contrasting the thief's intent to "steal, kill, and destroy" with Christ's promise of "life and life more abundantly." He argues that both the 9/11 terrorists and Charlie Kirk's assassin were motivated by a destructive worldview, but their actions ultimately failed to silence the truths they opposed. -- The Unification of a Nation: Sharman notes that the 9/11 attacks, while tragic, brought about a rare sense of national unity. He highlights the heroism of the passengers on Flight 93 and points to the cross that emerged from the rubble of the Twin Towers as a powerful symbol of Christ's enduring presence and power, even in moments of profound destruction. -- The Unsilenced Voices: Drawing a parallel between Charlie Kirk and Martin Luther King Jr., Sharman explains that assassination doesn't end a message—it magnifies it. He describes how Kirk's commitment to Christ-like peace and dialogue will be remembered and how his death will inspire more people to embrace his principles. -- God's Protection on 9/11: Sharman provides compelling examples of God's providence on September 11, 2001. He highlights how the Pentagon plane struck a newly renovated, bomb-proof section and how the Twin Towers were largely empty because many people were either voting in a mayoral primary or taking their children to school. Scriptures for Further Study -- John 10:10 -- Ephesians 2:14 -- John 14:27 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

"The freedom of speech is a core freedom that we have in the United States. It's absolutely essential for us to protect it." --Mike Sharman In a compelling discussion, legal counsel Mike Sharman highlights the critical role of the First Amendment in safeguarding American liberties. He argues that this freedom is a bedrock principle, and that a breakdown in the legal and cultural systems can lead to a dangerous imbalance. This episode emphasizes the need for Christians to be actively involved in exercising their rights to ensure a just and moral society. Main points from this episode: -- The First Amendment is not just about free speech; it's a unified protection of religious freedom, speech, press, assembly, and the right to petition the government. -- The freedom of speech is foundational to all other rights protected by the First Amendment. -- Our system of checks and balances breaks down when those in power—like grand juries or police—operate with personal bias rather than a commitment to the rule of law. -- The contrast between the UK and the US illustrates the dangers of a society without a written constitution and God-given laws, where speech can be arbitrarily censored. -- True free speech allows for debate and opinion but draws the line at false facts or incitement to violence that infringe upon the rights of others. -- Christians have a responsibility to actively engage in society and exercise their First Amendment rights, whether by speaking up, assembling, or petitioning the government. Scriptures for Further Study: -- Galatians 5:19-21 -- Galatians 5:22-23 -- Hebrews 13:16 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Have you ever mistaken enabling for kindness? Join Doug Apple and Mike Sharman as they confront the difficult but critical topic of enabling, exploring why it's a deceptive form of "help" that ultimately harms the people we care about. Using the tragic example of a recent church shooting, Mike explains how accommodating mental or spiritual illness, whether in an individual or an entire culture, only makes people smaller and prevents them from living up to their God-given potential. In this powerful conversation, you will learn: -- Why enabling a person's weakness is the most unkind thing you can do. -- How true compassion involves helping people confront their problems rather than sweeping them under the rug. -- The spiritual component of destructive behaviors and the role of demonic influence. -- Why Christian culture provides protective boundaries that benefit everyone, even atheists. -- The importance of self-sufficiency and interdependency in Christian community, as exemplified by a medical ministry like Share Healthcare. Scriptures for Further Study -- John 10:10 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

This teaching explores the foundational principles of good government from a biblical perspective, asserting that all authority originates with God, the ultimate "Governor of the universe." The message outlines how God delegated dominion to humanity, beginning with the husband and wife, and how this foundational family unit is a primary target of Satan's attacks. It then examines how various economic and governmental models align with or deviate from God's design. -- The teaching defines capitalism as an economic system based on private ownership and free-market competition, highlighting that the Bible supports the concepts of private property and working to enjoy the fruits of one's labor. -- A free market, defined as an economic system where prices are determined by supply and demand rather than government control, is presented as the ideal model when balanced with biblical principles like honest weights and serving one another in love. -- The message warns against fascism, a system that exalts the state over the individual and suppresses opposition, and socialism, which is described as a transitional state to communism where the government controls the means of production. -- The speaker connects the root of socialism and communism to the sin of coveting, which violates God's commandments. -- Democracy (power of the people) and a republic (power held by elected representatives) are discussed, with the crucial caveat from James Madison that for these systems to work, the people must first be "subjects of the governor of the universe," meaning God. -- The ideal of a republic is a form of government for a biblically literate and moral populace, and the quote from Benjamin Franklin that a republic can be kept if you can keep it is the call to action for every generation. Scriptures for Further Study -- Genesis 1:1 -- Genesis 1:27-28 -- 2 Corinthians 3:17 -- Ecclesiastes 3:13 -- 2 Thessalonians 3:12 -- Galatians 5:13 -- Proverbs 11:1 -- Matthew 20:1-15 -- Isaiah 48:17 -- Exodus 20:15 -- Exodus 20:17 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

The recent news of a 110% increase in health care premiums for Virginia Beach school employees is a stark reminder of the lack of control many people have over their health care costs. This "gut punch" isn't an isolated incident; it's part of a nationwide trend of double-digit premium increases. For Christians, this situation presents an opportunity for a biblical paradigm shift — moving away from a reliance on traditional health insurance and toward a system rooted in faith, trust, and mutual sharing. This model of health care is based on the biblical principle of Christians sharing with one another, as encouraged in Hebrews 13:16. Unlike traditional health insurance, which can fund things contrary to Christian values, a health care sharing ministry like Share HealthCare allows members to directly help fellow believers with their medically necessary expenses. This approach offers both financial and spiritual benefits: -- Increased Freedom and Control: When you choose a health care sharing ministry, you regain control over your health care choices and costs. Instead of being locked into a high-premium employer plan, you are free to choose an option that aligns with your faith and budget. -- Financial Stewardship: Many Christian health care sharing ministries offer significant savings compared to traditional insurance. For example, a family of four can contribute just $349 per month to Share HealthCare, an amount that is often less than the premium increase that some people are facing. -- A Biblical Foundation: The ministry operates on the principle of Christians helping one another, which is a core tenet of the Christian faith. This model ensures that your contributions are supporting other believers and their health needs, rather than funding practices that may be ungodly. -- Health and Wellness: By encouraging members to live healthy, godly lives, these ministries promote a biblical view of the body as a temple. Share HealthCare, for instance, requires members to be non-smokers and to practice moderation in other aspects of their lives, which leads to better overall health and lower costs for the entire community. Scriptures for Further Study -- Psalm 1:1-6 -- Hebrews 13:16 +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

The cost of health insurance has become a major financial burden for many families, with premiums in some cases exceeding monthly mortgage payments. This discussion explores the root causes of this crisis and offers a practical, faith-based solution. Mike Sharman, legal counsel for Share HealthCare, breaks down how: -- The Affordable Care Act (ACA) has created a high-price, low-competition environment by mandating coverage and stifling market competition. -- A recent Washington Post article highlights that health insurance premiums have quadrupled since 1999 and are projected to increase by a median of 18% in 2026, which is three times higher than the previous year. -- Unlike for-profit insurance companies that are legally bound to prioritize shareholders, Share HealthCare is a 501(c)3 nonprofit Christian ministry focused on affordability and a member-centric model. -- Share HealthCare’s monthly share amount for a family of four is significantly less than the national average for employer-provided insurance. -- The ministry's lower costs are attributed to its Christian principles, which encourage a healthy lifestyle and a community of prayer. -- Individuals can take action by either joining a healthcare sharing ministry or asking their employer to provide a stipend in place of traditional insurance. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this interview, Doug Apple and guest Mike Sharman discuss a series of positive developments for Christians in America. They highlight new executive orders and agency memos from the Trump administration that are restoring religious liberty protections in the federal workplace. The conversation also explores the findings of a Focus on the Family survey, which reveals that Christians, particularly those with strong convictions, report the highest rates of marital happiness. Finally, they touch on the surprising growth of Christian music and its role in reaching younger generations with a message of hope. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In a candid discussion, Doug Apple and Mike Sharman discuss the complexities and often brutal realities of healthcare costs in the United States. The conversation is sparked by the surprising revelation that tennis superstar Venus Williams, despite her immense wealth, returned to professional tennis partly to secure health insurance. This anecdote serves as a springboard for a deeper exploration of: The Problem with COBRA: Understanding why continuing employer-provided insurance after leaving a job can lead to thousands of dollars in monthly premiums, even for the wealthy. Insurance Contract vs. Covenant: A key distinction is drawn between the contractual nature of traditional health insurance and the covenantal, faith-based approach of health sharing ministries like Share Healthcare, where members are committed to bearing one another's financial burdens. The Hidden World of Facility Fees: A detailed explanation of "facility fees" and other opaque charges that hospitals and clinics add to bills, significantly inflating costs for patients. Navigating Surprise Charges: Practical insights into identifying and questioning questionable expenses on medical bills, such as charges for surgical kits, medication delivery, or unnecessary specialist consultations. The Disparity in Medical Pricing: An exposé on how hospitals intentionally inflate retail prices for services, with only self-pay patients typically being charged the full, exorbitant amount, while insurers negotiate much lower rates. The Affordability of Health Sharing: How health sharing ministries can offer significantly lower monthly costs compared to traditional insurance due to repricing bills, members' willingness to self-pay smaller expenses, and the absence of costly regulatory burdens and unbiblical coverages. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

In this insightful interview, host Doug Apple welcomes Mike Sharman to explore external perspectives on the United States, comparing historical observations with contemporary analysis. The conversation begins by recalling Alexis de Tocqueville, the 19th-century Frenchman whose "Democracy in America" remarkably captured the essence of the nascent nation. De Tocqueville famously observed that America's greatness was tied to its goodness, noting its immersion in a biblical worldview and the self-reliant, armed citizenry that contributed to its early success. Sharman then introduces the contemporary insights of Rabbi Lord Jonathan Sacks, an English Orthodox rabbi and member of the House of Lords, whose 2017 speech offered a similarly potent assessment of America. While de Tocqueville saw America's inherent goodness, Rabbi Sacks pointed to concerning trends that, even in 2017, were emerging: "the politics of anger," "competitive victimhood," "identity politics based on smaller and smaller identities," the "politics of grievance," the "silencing of free speech in our universities," and "public discourse polluted by fake news and the manipulation of social media." These observations, Sharman notes, have only intensified in recent years. Despite these challenges, Rabbi Sacks, drawing from the "Hebrew Bible" (Old Testament), highlights what he calls America's "Judeo-Christian heritage" as the root of its democratic capitalism. The discussion takes a fascinating turn as Sharman elaborates on Sacks's analogy between the political history of biblical Israel and the United States. Sacks distinguishes between a "contract" and a "covenant." He points to biblical Israel's request for a king as a "social contract" – a willingness to surrender certain rights and freedoms (like property taxes and various other levies described) to a central power for the sake of internal rule of law and external defense, much like modern governmental structures. Crucially, Rabbi Sacks argues that Israel's first founding document was not a contract but a covenant made with God at Mount Sinai. Unlike a contract, which is an exchange of interests, a covenant is "a bond of loyalty and trust to do together what neither could have done alone," focused on "us" and "identity" rather than individual interests. This, he states, is epitomized by the American ideal of "we the people." Sharman emphasizes Sacks's brilliant observation that the United States possesses this same dual founding: its social covenant in the Declaration of Independence (1776), which speaks of unalienable rights endowed by a Creator and the purpose of government to protect them, and its social contract in the Constitution (1787), which outlines how that government will operate. The interview concludes by underscoring the critical importance of remembering the Declaration of Independence as America's foundational covenant, a document that still legally and spiritually binds the nation. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

"We want churches to be able to say, 'We are the most dominant entity in America. We ought to be able to have a voice about what goes on in the culture of America.'" --Mike Sharman Join host Doug Apple and legal expert Mike Sharman as they dive into the complexities of the Johnson Amendment, a seemingly obscure 1954 addition to the IRS tax code that has profoundly impacted churches and pastors. Sharman traces the amendment's origins back to Senator Lyndon Johnson's personal vendetta against politically active nonprofits, explaining how a single, vaguely worded phrase was inserted into the 501(c)(3) law, effectively limiting the political speech of all tax-exempt organizations. Despite its broad application, the Johnson Amendment has historically been weaponized against churches and pastors, often by atheist and anti-Christian groups, to silence their voices on electoral politics. Sharman highlights the crucial development of a recent joint motion for consent judgment in a federal court case involving the National Religious Broadcasters and the IRS. This landmark agreement clarifies that churches and pastors can, in connection with religious services and through customary channels, speak on matters of faith concerning electoral politics "viewed through the lens of religious faith," including endorsing or opposing candidates. Sharman says that this ruling marks a significant victory for religious freedom, effectively dismantling what he calls a fiction, a hallucination that has cowed the church since 1954. He emphasizes that the Johnson Amendment had no constitutional basis and that the recent legal development will restore the church's ability to engage in the marketplace of ideas, advocating for moral and biblical worldviews. He connects this to the foundational principles of American liberty, referencing the Virginia Declaration of Rights, the Declaration of Independence, and the First Amendment, asserting that these historical documents underscore the inherent right to religious and free speech that the Johnson Amendment sought to suppress. The conversation concludes with a brief mention of Share Healthcare, a Christian healthcare sharing ministry, presented as another way Christians can exercise their freedoms and live out their faith principles. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

A recent headline in the Washington Examiner reads, “Marijuana use doubles risk of heart disease…” A new study (published in the Heart journal) found alarming risks associated with marijuana use, including more than doubling the rate of heart disease, in addition to raising the risk of strokes, lung cancer, and heart attacks. The study used medical data from around 200 million people. In a Carnegie Mellon University report last year they said that, for the first time ever, daily marijuana users outnumber daily alcohol drinkers. Many people think marijuana use is “safe” and “natural.” Meanwhile here in Florida, powerful forces continue to try to legalize recreational marijuana. There is so much money to be made by getting more people buying marijuana that these people just won’t give up trying to make it legal. I’m sure many of our Florida listeners have been hit up in parking lots and parks by these signature collectors with their spiel about how great marijuana is. Meanwhile, the more we study it the more we realize what should seem obvious on the surface, that pumping a psychoactive drug into your population is a problem, so we dive into this subject today with Mike Sharman. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

What appears to be a spontaneous public outburst is often far more complex and organized than it seems. In this detailed analysis, Mike Sharman peels back the layers of recent riots and protests, arguing that they are frequently not grassroots movements but carefully coordinated events. He presents evidence of paid protesters—from "Rent-a-Crowd" ads during the Charlottesville events to modern Craigslist postings—who serve as an incendiary core for larger demonstrations. The episode looks into a specific case study of an ICE raid in California that was leveraged by activist groups and political leaders into nationwide outrage. Sharman then uncovers a primary economic driver: the immense pressure from foreign governments in Mexico, Nicaragua, and El Salvador, whose economies heavily rely on billions in remittances sent from immigrants in the U.S. This financial dependence creates a powerful motive to resist any form of immigration enforcement. Contrasting the violent reality of the riots with the rhetoric of local officials, Sharman concludes with a firm constitutional defense of federal authority, using historical precedent like the Whiskey Rebellion to affirm the president's duty to uphold the supreme law of the land when states fail to maintain order. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

A new study is out showing what various clergy members believe, and how certain they are of their faith. You might be surprised at some of the findings! Then we need to ask these questions of ourselves. Then how are we applying what we say we believe? +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

And that's saying something since the satisfaction level was already low. As a contrast we present Share HealthCare. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Chaplains have long provided spiritual care to patients in hospitals, and even in our current culture, many are recognizing the value and importance of the spiritual and family care that chaplains provide. Meanwhile, Share HealthCare has our own form of chaplains in our member advocates. Find out more in this episode. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

With Mother's Day coming up, we look at the value of mothers, and especially the value of moms staying home in order to spend more time with their children. While some moms simply must work, many moms who want to stay home might find that dream a possibility through the money saved by joining Share HealthCare. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

We are seeing some dire headlines about what will happen if Congress cuts Medicaid. The Washington Post, “Republican Medicaid cuts could mean Armageddon in D.C.” Wisconsin Public Radio: “Federal cuts to Medicaid could cost Wisconsin billions in health care spending.” The Center for American Progress: ”Medicaid cuts would threaten rural hospitals.” MSNBC: “If Congress cuts Medicaid, everybody’s access to healthcare will suffer.” Abilene Reporter-News: “Medicaid cuts would endanger health care in Texas.” Meanwhile, Fox News is reporting: “Trump says public entitlements like Social Security, Medicaid won’t be touched in GOP budget bill.” Mike Sharman unpacks what is really going on with Medicaid, some history behind the program, and the main message for Christians in today's economy. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

President Trump's message for Holy Week 2025 is quite a powerful statement, so we take time to dive into it today. Here are some direct quotes from his message: "This Holy Week, Melania and I join in prayer with Christians celebrating the crucifixion and resurrection of our Lord and Savior, Jesus Christ—the living Son of God who conquered death, freed us from sin, and unlocked the gates of Heaven for all of humanity." "This Holy Week, my Administration renews its promise to defend the Christian faith in our schools, military, workplaces, hospitals, and halls of government. We will never waver in safeguarding the right to religious liberty, upholding the dignity of life, and protecting God in our public square." "This week, we pray for an outpouring of the Holy Spirit upon our beloved Nation. We pray that America will remain a beacon of faith, hope, and freedom for the entire world, and we pray to achieve a future that reflects the truth, beauty, and goodness of Christ’s eternal kingdom in Heaven." +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Graduates are coming out of high school and college...and then what? Here are some words of wisdom and experience to help guide this year's graduates to a long and fulfilling life. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/

Philippians 2:4 says, "Let each of you look out, not only for his own interests, but also for the interests of others." Then First Thessalonians 5:15 says, "...always pursue what is good, both for yourselves and for all." How can we look out for others as well as ourselves? Share HealthCare is a way to do this when it comes to medical expenses. +++++++ You can find out more information about Share HealthCare by calling 1-844-Share HC, or by visiting their website: https://sharehealthcare.com/