S1 Ep 12 | ADHD Tax, The Dopamine Debt: Impulsive Spending, Systemic Barriers, and ADHD Money Hacks

Is it a spending problem, or a dopamine deficit?This week, Emma sits down with money expert Abby Birch to tackle the final frontier of ADHD shame: Finances. Abby shares her own journey as a newly diagnosed ADHDer navigating the world of professional finance, exposing how systemic barriers and impulsive "brain-hacking" through shopping can lead to a cycle of debt and guilt.This isn't your typical "stop buying lattes" advice. We’re reframing financial management through a neurodivergent lens, offering practical, shame-free strategies to take control of your money without fighting your brain’s natural wiring.In this episode, we reframe:The Impulsivity Tax: Why we spend to feel "normal" and how to interrupt the cycle.Systemic Barriers: Why traditional banking and budgeting apps fail ADHD brains.Practical Money Hacks: Tailored tips for managing "Doom Spends" and "Boring Admin."The Power of Transparency: Moving past money shame into financial empowerment.Chapters 00:00 Introduction to ADHD and Money Management02:00 Personal Experiences with ADHD05:11 The Impact of ADHD on Financial Management10:31 Understanding ADHD Tax and Financial Stress15:37 Hidden Challenges of ADHD in Money Management22:00 Strategies for Better Money Management28:40 The Importance of Open Conversations about Money34:03 Navigating Everyday Challenges with ADHD37:47 Recognizing Patterns in Financial Behavior41:21 The Link Between Money and Mental Health44:13 Empowering Conversations Around ADHD and Money50:10 Creating Neurodivergent-Friendly Financial Systems56:12 The Ripple Effect of Accessibility in Financeresources StepChange Debt Charity - https://www.stepchange.org/Monzo Bank - https://monzo.com/Martin Lewis's Demotivator Tool - https://www.moneysavingexpert.com/savings/demotivator/Rich and Roxy on TikTok - https://www.tiktok.com/@richandroxyguest links LinkedIn - https://www.linkedin.com/in/abbybirch/TikTok - https://www.tiktok.com/@abbybirchYour bank account isn't your worth. Hit follow and join the project.