Australian Property Market 2026: Interest Rates, Housing Crisis & Where Growth Is Next

In this episode of the Defence Property Podcast, we sit down with Terry Ryder from Hotspotting to unpack what’s really happening across the Australian property market: from interest rates and inflation to supply shortages and the next growth regions investors should be watching.We discuss the impact of rising rates, government policy, migration, and global instability on Australian real estate, and why local supply and demand fundamentals still matter far more than media headlines.Terry also shares his thoughts on where investor activity is shifting around the country, why some previously “hot” markets may be cooling, and which regions are beginning to show early signs of recovery and opportunity.This episode is packed with insights for investors trying to cut through the noise and make smarter long-term decisions in a changing market.Topics covered:• Why global events rarely impact Australian property the way headlines suggest• Interest rates, inflation, and the Reserve Bank outlook• The real driver behind Australia’s housing crisis• Supply shortages vs growing population demand• Why first-home buyer incentives may be worsening affordability• Construction costs, red tape, and land banking explained• Proposed changes to capital gains tax and negative gearing• Why lower-priced markets are becoming more competitive• Perth, Brisbane & regional Queensland market updates• Melbourne, regional Victoria & Canberra recovery signs• Darwin market risks and “artificial demand” concerns• Newcastle & the Hunter region long-term outlook• Why research and quality advice matter more than everWhether you’re buying your first property or building a portfolio, this episode will help you better understand the forces shaping Australia’s property market in 2026.Want help building your own property strategy?Website: https://www.discoverbuyersagency.com.au/Facebook: https://www.facebook.com/kaneduryInstagram: @discoverbuyersagency