ADF Property Podcast

In this episode of the Defence Property Podcast, we sit down with Zach Plath, co-founder of VetComp and former Australian Army infantry soldier, to unpack one of the most misunderstood topics in the Defence community — DVA claims and veteran compensation.Zach shares his journey from serving in the Army to building one of Australia’s fastest-growing veteran advocacy businesses, helping thousands of current and former Defence members navigate the DVA claims process.We discuss the common myths that stop people from claiming, why waiting can cost veterans both time and money and how compensation, medical support, and long-term benefits can play a significant role in a veteran’s financial future.For serving members, this episode provides valuable insight into the importance of documenting injuries early, understanding your entitlements, and avoiding the misinformation that can circulate within Defence.Topics covered:• Zach’s journey from infantry soldier to VetComp co-founder• What VetComp does and how it supports veterans• Why many Defence members delay DVA claims (and why they shouldn’t)• Common myths around compensation and medical discharge• The importance of reporting injuries while serving• How the DVA claims process actually works• Current serving members vs veterans: who can claim?• Age-adjusted compensation and why timing matters• Understanding White Cards and Gold Cards• Mental health support available through DVA• Long-term medical and financial benefits veterans may be entitled to• How veterans are using compensation payments to improve their future• Practical advice for Defence members preparing to separateWhether you're currently serving, transitioning out of Defence or have been out for years, this episode provides important information that could help you better understand your entitlements and make more informed decisions about your future.Want help building your own property strategy?Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency 

In this episode of the Defence Property Podcast, we explore a topic we’ve never covered before: how military discipline, planning and decision-making frameworks can be applied to building a successful property portfolio.Host Kane Dury sits down to discuss the lessons learned from nearly 13 years in the Australian Army, building a multi-property portfolio and helping Defence members navigate the often-complex world of property investing.With market sentiment shifting, interest rates remaining a hot topic and headlines dominated by uncertainty, this episode focuses on the fundamentals that matter most: strategy, patience, process and execution.We also discuss some of the biggest mistakes investors make, why time on the sidelines can be incredibly costly and how Defence members can use their unique experience and mindset to create long-term financial success.Topics covered:• Applying military planning and discipline to property investing• Why strategy should come before market selection• Building and scaling a property portfolio over time• Supply, demand and the real drivers of Australian property prices• Why market sentiment often creates opportunity• The dangers of constantly changing your investment strategy• Time in the market vs timing the market• Lessons learned from buying, holding and selling property over 20 years• Common investor mistakes that can cost hundreds of thousands of $• The true cost of waiting on the sidelines• Using Lenders Mortgage Insurance (LMI) as a strategic tool• How Defence members can leverage their unique advantages• Why patience is one of the most valuable investing skillsWhether you're buying your first investment property or working towards a larger portfolio, this episode will help you think more strategically about your property journey and avoid many of the mistakes investors often make along the way.Want help building your own property strategy?Website: https://www.discoverbuyersagency.com.au/Facebook: https://www.facebook.com/kaneduryInstagram: @discoverbuyersagency 

In this episode of the Defence Property Podcast, we sit down with Kacy, a 22-year-old serving infantry soldier in the Australian Army, to unpack how he purchased his first investment property and built over $100,000 in equity in less than a year.Kacy shares how growing up around business and property sparked his interest in investing, why he chose the rentvesting strategy instead of buying a home in Brisbane and how getting clear guidance helped him move from “thinking about it” to actually taking action.We also discuss buying with a 10% deposit, using Lenders' Mortgage Insurance (LMI) as a tool to enter the market sooner and balancing property investing with the realities of Defence life, including field exercises, courses and deployments.If you’re currently serving and waiting for the “perfect time” to buy, Kacy’s story is a powerful reminder of how costly delays can be when opportunity is right in front of you.Topics covered:• Kacy’s journey from school leaver to serving infantry soldier• Growing up around business and property investing• Why he chose rentvesting over buying in Brisbane• The importance of having a clear property strategy• Buying his first investment property with a 10% deposit• Using LMI to get into the market sooner• Managing the buying process while in the field• Purchase price, rental income and early performance• Building more than $100K in equity in under 12 months• Opportunity cost and why waiting can be expensive• Leveraging equity for future property purchases• Kacy’s advice for young Defence members wanting to investWhether you're a new recruit, a junior soldier or someone who has been putting off buying a property for years, this episode offers practical lessons on taking action and building long-term wealth while serving.Want help building your own property strategy?Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency  

In this episode of the Defence Property Podcast, we sit down with Terry Ryder from Hotspotting to unpack what’s really happening across the Australian property market: from interest rates and inflation to supply shortages and the next growth regions investors should be watching.We discuss the impact of rising rates, government policy, migration, and global instability on Australian real estate, and why local supply and demand fundamentals still matter far more than media headlines.Terry also shares his thoughts on where investor activity is shifting around the country, why some previously “hot” markets may be cooling, and which regions are beginning to show early signs of recovery and opportunity.This episode is packed with insights for investors trying to cut through the noise and make smarter long-term decisions in a changing market.Topics covered:• Why global events rarely impact Australian property the way headlines suggest• Interest rates, inflation, and the Reserve Bank outlook• The real driver behind Australia’s housing crisis• Supply shortages vs growing population demand• Why first-home buyer incentives may be worsening affordability• Construction costs, red tape, and land banking explained• Proposed changes to capital gains tax and negative gearing• Why lower-priced markets are becoming more competitive• Perth, Brisbane & regional Queensland market updates• Melbourne, regional Victoria & Canberra recovery signs• Darwin market risks and “artificial demand” concerns• Newcastle & the Hunter region long-term outlook• Why research and quality advice matter more than everWhether you’re buying your first property or building a portfolio, this episode will help you better understand the forces shaping Australia’s property market in 2026.Want help building your own property strategy?Website: https://www.discoverbuyersagency.com.au/Facebook: https://www.facebook.com/kaneduryInstagram: @discoverbuyersagency

In this episode of the Defence Property Podcast, we sit down again with Chris Tipper from Ainslie Wealth to unpack the rapidly changing global economic landscape and what it could mean for property, inflation, interest rates, and the future of investing.We dive into the macroeconomic forces shaping Australia and the world right now, including global conflict, rising debt levels, money printing, inflation, and the growing impact of AI on jobs and productivity.This conversation explores why governments may have no choice but to continue debasing currency, why hard assets matter more than ever, and how artificial intelligence could dramatically reshape employment, investing, and wealth creation over the next decade.If you want to better understand the bigger picture behind property prices, inflation, and the future economy, this episode is packed with insights and thought-provoking discussion.Topics covered:• The global macro environment and current economic risks• War, oil supply disruptions, and inflation pressures• Why governments keep “turning the money printer back on”• Could a global recession still be coming?• Why debt levels limit future interest rate rises• The long-term impact of currency debasement• Why hard assets outperform during inflationary periods• Property, Bitcoin, gold & silver as inflation hedges• The real inflation rate vs official CPI numbers• AI’s impact on productivity, jobs, and the economy• How AI could reshape white-collar employment• The risks and opportunities AI creates for investors• Why adaptability and education matter more than everThis episode is less about headlines and more about understanding the systems driving the economy underneath them.Want help building a strategy in changing market conditions?Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency   

In this episode of the Defence Property Podcast, we break down five common property decisions that quietly cost investors hundreds of thousands of dollars over time without them even realising it.Most people don’t lose money in property through dramatic mistakes. Instead, it’s the small, everyday decisions — waiting too long, listening to the wrong advice, or choosing the wrong asset — that create massive gaps in long-term outcomes.We unpack how opportunity cost works in real estate, and why two investors with the same budget can end up in completely different financial positions based on a handful of decisions made early on.If you’re serious about building a portfolio, this episode will help you avoid the hidden traps that hold most investors back.Topics covered:• The “waiting game” and why timing the market often backfires• Bigger deposit vs getting in sooner (LMI explained)• Why free advice can be the most expensive advice• The impact of choosing the wrong property market• Supply, demand, and why some markets outperform others• Buying the wrong asset (and how it limits long-term growth)• House vs land value and why it matters• The risks of off-the-plan and house & land packages• Overpaying and not understanding true market value• Emotional buying and how agents use it against you• How small decisions compound into $100K+ outcomesWhether you’re buying your first property or scaling a portfolio, understanding these mistakes can save you years of lost growth and missed opportunity.Want help building a smarter property strategy?Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency 

In this episode of the Defence Property Podcast, Kane breaks down the latest Australian property market data and what’s actually happening beneath the headlines.With Australia’s residential market now valued at $12.6 trillion, property continues to dominate household wealth but the conditions in 2026 are shifting. While annual growth has been strong, the market is beginning to slow, creating very different opportunities depending on where and what you buy.We unpack the latest numbers from CoreLogic and explain what they mean for investors, including where the market is still running hot, where it’s cooling, and where the real opportunities are emerging.This episode is essential listening if you’re trying to understand how to navigate a changing market and make smarter buying decisions in 2026.Topics covered:• Australia’s $12.6 trillion property market explained• Annual growth vs slowing quarterly momentum• The shift from a boom market to a stabilising one• “Two-speed” markets: where prices are still rising fast• Perth, Brisbane, Adelaide vs Sydney & Melbourne trends• Why Melbourne may present a window of opportunity• Entry-level properties outperforming higher-end markets• Supply shortages and why prices remain elevated• Auction clearance rates and what they signal for buyers• Why negotiation strategy matters more in 2026• Regional vs capital city performance• How to adapt your strategy based on market conditionsWhether you’re actively investing or still on the sidelines, this episode will help you understand what’s happening in the market and how to position yourself moving forward.Want help building or adjusting your property strategy?Website: https://www.discoverbuyersagency.com.au/Facebook: https://www.facebook.com/kaneduryInstagram: @discoverbuyersagency 

 In this episode of the Defence Property Podcast, we sit down with Callan — a 27-year-old serving infantry soldier — to unpack how he built a three-property portfolio worth approximately $1.6M while still actively serving.From saving his first $65K deposit during COVID deployments to buying interstate while posted across Australia (and even settling a deal from a Navy ship), Callan shares the real, behind-the-scenes journey of getting started early and staying consistent.We break down his first purchase in Perth, how that property nearly doubled and unlocked future opportunities, and how he continued to scale into Townsville and regional Victoria. We also dive into how he manages three properties, builds buffers, and balances investing with the unpredictable Defence lifestyle.If you’re currently serving and think postings, courses, or deployments are holding you back, this episode will challenge that mindset and show what’s possible with the right approach.Topics covered:• Callan’s background in property growing up• Saving $65K and buying his first property at 22• First purchase: Perth property and strong early growth• Buying interstate while posted in different locations• Building a 3-property portfolio while serving full-time• Using savings vs equity across multiple purchases• Managing cash flow, tenants, and multiple offsets• Why Defence life can actually accelerate investing• The importance of buffers and planning for maintenance• Overcoming fear and taking action (even on deployment)• Callan’s long-term goal: $80–100K passive incomeWhether you’re just starting out or already own a property, this episode is packed with practical insights and real-world experience from someone doing it right now.Want help building your own strategy?Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency 

 In this episode of the Defence Property Podcast, we break down one of the most important financial decisions a Defence member can make early in their career, whether to buy their first property before 25.Using real-world scenarios, we compare two paths: starting early vs waiting until later. Through the “Jake vs Sam” example, we show how time, compound growth, and leverage can create a massive difference in long-term wealth, even when both people earn similar incomes.We also dive into why Defence members are uniquely positioned to build a property portfolio faster than most Australians, thanks to stable income, entitlements, and lifestyle advantages if they use them correctly.This episode is packed with practical advice for anyone at their first posting (or even those starting later) who wants to take control of their financial future and avoid the common mistakes that hold most investors back.Topics covered:• Why buying before 25 can dramatically change your financial future• The power of compound growth (Jake vs Sam breakdown)• How starting late impacts deposits, debt, and portfolio growth• Why most investors never move beyond 1–2 properties• Defence advantages: DHOAS, rent assistance, stable income• How to save faster using base living and allowances• The biggest excuses holding Defence members back (and how to overcome them)• Why your first property doesn’t need to be your dream home• Capital growth vs yield and what actually builds wealth• Simple strategies to scale a portfolio without overcomplicating itIf you’re early in your career — or even if you feel like you’ve started late — this episode will give you the clarity and direction to move forward.Want help building your own strategy?Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency 

In this episode of the Defence Property Podcast, we break down why most Australian property investors never get beyond one or two properties — and what separates the small percentage who successfully build larger portfolios.We walk through the real process behind scaling a portfolio, including strategy planning, borrowing capacity, market selection, due diligence, and negotiation. This episode is not about hype — it’s about the practical steps required if you want to move past the common sticking point where most investors stop.We also discuss why the number of properties you own doesn’t always equal a better portfolio, how buying the wrong asset can hold you back for years, and why having a clear plan is critical for Defence members who move regularly and have more complex lending situations.Topics covered:• Why 92% of investors never get past 1–2 properties• Quality vs quantity in a property portfolio• The importance of having a clear investment strategy• How borrowing capacity shapes your buying decisions• Choosing the right market instead of buying where you live• On-market vs pre-market vs off-market opportunities• Due diligence mistakes that can cost thousands• How to work out fair market value before negotiating• Why conditions can win deals — not just price• How Defence members can plan around postings and lifestyle changesIf you want help building a clear property strategy based on your situation, we can help.Website: https://www.discoverbuyersagency.com.au/Facebook: https://www.facebook.com/kaneduryInstagram: @discoverbuyersagency 

In this episode of the Defence Property Podcast, we sit down with James, a former Australian Army infantry soldier who transitioned into defence contracting and used property investing to change his financial future.James shares how growing up in a remote farming family shaped his mindset around money, why he became obsessed with financial education after leaving the Army, and how he saved aggressively to fund his first purchase. We break down his first deal in Western Australia, the risks he didn’t expect with a house-and-land package, and how that property grew enough equity to help him buy again.We also talk about using DHOAS, working with the right broker, and why building a strong team around you matters if you want to avoid costly mistakes. If you’re currently serving or planning your exit from Defence, this episode is full of practical lessons on saving, strategy, and taking calculated risks early.Topics covered:• Transitioning from infantry to civilian career and contracting• Saving $70K by living cheaply and working remotely• First purchase: house-and-land in WA and lessons learned• Using equity to fund the second property• How DHOAS can help Defence members buy sooner• The importance of education, brokers, and due diligence• Long-term plan: moving from residential to commercial property• James’ top tips for young Defence members starting outWant help building your own property strategy?Website: https://www.discoverbuyersagency.com.au/ Facebook: https://www.facebook.com/kanedury Instagram: @discoverbuyersagency 

Tom is 22, serving in the Australian Army, and already holds two investment properties. But now he has hit a common wall for young investors: borrowing capacity.In this follow-up episode of the Defence Property Podcast, we unpack what happens next when you are capped by the banks. Do you sell and restructure? Buy in a trust? Wait for growth? Or change careers to increase income?We break down the real options available to Defence members when scaling a portfolio becomes harder than buying the first two properties.In this episode:•What to do when your borrowing capacity is maxed•Selling one property to buy in a trust structure•Why choosing the right broker early matters•The role of career income in portfolio growth•When a self-managed super fund could make sense•Why having a clear long-term plan changes everythingTom also shares why he is considering a career change to accelerate income, and how that decision ties directly into building a larger portfolio over the next 10 to 15 years.If you are serving in Defence and wondering how to move from property two to property three, this episode outlines the strategic thinking required.To discuss your own situation, reach out to Discover Buyers Agency via our website or social channels.

In this episode of the Defence Property Podcast, we sit down with Tom, a 22-year-old current serving Australian Army member, to unpack how he built a two-property portfolio in under two years.Tom shares the real story behind his early start, including the book that changed his mindset (Rich Dad Poor Dad), how he saved around $60K, and why he chose to buy in areas others told him to avoid. We also break down how he structured both purchases at 90% LVR, why he used a mortgage broker, and how he negotiated a lease extension to help protect his Defence housing entitlements.If you are serving and want to invest without wasting your downtime, this episode is packed with practical lessons on education, action, and building the right team around you.Topics covered:•First investment purchase and what Tom paid vs rent now•Keeping entitlements in mind when buying near base•Using LMI to get into the market sooner•Managing two properties with a simple spreadsheet system•Tom’s top 3 tips for young Defence membersWant to chat about your own strategy? We’re here to help.Website: https://www.discoverbuyersagency.com.au/Facebook: https://www.facebook.com/kaneduryInstagram: @discoverbuyersagency 

In this episode of the Defence Property Podcast, Kane sits down with Meaghan, a Chief Petty Officer with 21 years in the Navy, to unpack a real defence story of service, family, relocation and buying property through the posting cycle.We cover what Megan wishes she knew earlier, how she navigated big career decisions, and the reality of buying a home while balancing postings, schools and timing. If you are serving in the ADF and weighing up property, entitlements, or your next move, this one is for you.In this episode:•Meaghan’s Navy journey and why she rejoined after discharging•The pros and cons of buying in high-cost markets like Sydney•Buying a first home in Nowra, then relocating to Queensland•How HPAS can help, and why many members do not use it early enough•The stress of buying and selling around posting timelines, plus what helped most•Transition plans: moving to Reserves, starting a business, and staying connected after service•Practical advice for younger members: ask questions, use your network, and do not ignore entitlementsIf you want to learn more about buyers agency support for ADF members, reach out via Discover Buyers Agency.Subscribe for more episodes on property, relocation, and wealth building for Defence families.

Tax in Defence can get complicated fast. Allowances, postings, DoHAS, rental properties, and Medicare exemptions are often misunderstood, and that can cost you real money.In this episode of the Defence Property Podcast, Kane is joined by Carla McDonald, founder of Duty First Tax (built by veterans, for veterans). Carla breaks down the tax basics Defence members actually need, plus the common mistakes she sees every year.This episode is general education only and not personal tax or financial advice. Always seek independent advice for your situation.What you’ll learn:•Why Defence members often get the wrong tax guidance•The “tax refund” myth and what tax time really is•How DHOAS, HPAS and HPSEA are treated for tax (and what trips people up)•Record-keeping systems that survive postings and relocations•Overlooked deductions Defence members commonly miss (including Medicare levy issues)•What changes when your home becomes a rental property after posting•The main residence exemption and the six-year rule (and why planning matters)•Depreciation reports, when they help, and what happens when you sellWant more Defence-specific guidance? Connect with Duty First Tax or the Discover Buyers Agency via their websites and socials.

Welcome to the Defence Property Podcast, where we share practical property and finance strategies for Australian Defence Force personnel.In this episode, Kane is joined by Ben from Ironbark Group, Mortgage Broker and Director, to unpack five proven strategies to increase your borrowing capacity — particularly important as interest rate expectations shift and lending conditions become tighter.In this episode, we cover:• Why now is a smart time to review your mortgage as rate hike expectations increase• How ownership structures (trusts, companies, SMSFs, and joint ventures) can improve borrowing capacity when used correctly• Why unused credit cards, Afterpay/ZipPay, and small debts can significantly reduce what banks will lend you• How pay rises, promotions, or changing jobs can boost serviceability sooner than many people realise• When a second income or side hustle helps, and what lenders actually look for• How reviewing everyday expenses can meaningfully improve borrowing powerBen also shares a simple rule of thumb: an extra $10,000 in income can add roughly $50,000 to your borrowing capacity, depending on your overall position and lender policy.If you’re planning your next purchase or want clarity on your borrowing options, this episode provides a practical framework to help you move forward with confidence.📌 Want tailored advice?Reach out to Discover Buyers Agency to discuss your strategy and next steps.https://www.discoverbuyersagency.com.au/Subscribe to the podcast for more Defence-specific property and lending insights.

Property investing in Australia is full of advice that sounds right, but quietly leads people in the wrong direction. In this episode of the Defence Property Podcast, Kane and Nadia unpack the biggest property investing myths and explain why they keep showing up at BBQs, in the media, and across the property “guru” world.They break down what’s actually true, what’s only half true, and what investors should focus on instead if they want to build a portfolio based on solid fundamentals (not hype, commissions, or wishful thinking).In this episode, we cover:• Why “you make money when you buy” is only part of the story• The risk of chasing capital growth without considering cash flow and serviceability• Why negative gearing and depreciation don’t fix a bad asset• The truth about new builds, developer incentives, and land-to-asset ratios• Why limiting yourself to investing where you live can hold you back• The reality that property isn’t fully passive, even with a property manager• Why the second and third purchases are often harder than the first, and how to plan for itIf you’re serious about investing long-term, this episode is a practical reminder to replace emotion with strategy, process, and decades-long thinking.📌 Want support building a clear plan and buying with confidence?Reach out to Discover Buyers Agency and book a free discovery call via our website or socials.Subscribe for more Defence-focused property insights and portfolio strategy episodes.📌 Learn More or Connect with UsWebsite: https://www.discoverbuyersagency.com.au/ Instagram: @discoverbuyersagencyFacebook: https://www.facebook.com/kanedury

Most property mistakes don’t happen after settlement; they happen before you even sign the contract. In this episode of the Defence Property Podcast, Kane and Nadia break down the 7 must-check items every investor should run through before buying (whether it’s your first investment or you’re building a portfolio).This isn’t theory, it’s a repeatable framework designed to help you avoid the common traps, remove emotion from decisions, and buy assets that actually support long-term wealth.✅ In this episode, you’ll learn how to check:Market fundamentals (beyond “headline growth” and media hotspots)Supply risk (zoning, density, building approvals, stock on market + inventory)Cash flow reality (true numbers, buffers, vacancy allowances not agent projections)Property-level due diligence (flood/bushfire overlays, main roads, easements, red flags)Rental demand quality (who rents there, how stable demand is, and why vacancy matters)Exit strategy (even if you “never plan to sell”)Strategic fit (buying the right properties in the right order for your plan)If you want to invest with confidence and build a portfolio that performs without unnecessary risk, this is the checklist to start using.📌 Learn More or Connect with UsWebsite: https://www.discoverbuyersagency.com.au/ Instagram: @discoverbuyersagencyFacebook: https://www.facebook.com/kanedury

Most buyers ask agents the same surface-level questions… and wonder why they miss out (or overpay). In this episode of the Defence Property Podcast, Kane sits down with Nadia to break down the smarter questions buyers ask and how understanding an agent’s campaign can completely change your buying strategy.They unpack the real difference between on-market, pre-market, soft-market and off-market opportunities, and why “off-market” isn’t automatically a better deal. You’ll also learn how experienced buyers read open home traffic, assess agent behaviour, and know when to move fast (and when to hold your position).Plus, they walk through the non-negotiable due diligence checks that eliminate bad deals early, including flood/fire risk, public housing pockets, main road exposure, easements, zoning, and other hidden deal-breakers that can impact resale and long-term growth.If you’re buying your first home or building a property portfolio (especially in competitive markets), this episode will help you approach agents with confidence and make cleaner decisions under pressure.📌 Connect with Discover Buyers AgencyWebsite: https://discoverbuyersagency.com.au Instagram / Facebook / YouTube: @DiscoverBuyersAgency

Buying property isn’t just about saving a bigger deposit. For many Defence members and first-time buyers, it’s about structuring smarter and using the right lending pathway.In this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury sits down with Ben from Ironbark, a mortgage broker who helps first property buyers and investors across Australia. They break down why a proper, bank-assessed pre-approval matters, how the 5% First Home Guarantee Scheme can help eligible buyers avoid LMI and access sharper rates, and what banks really look for when assessing genuine savings (including when a rental ledger can help).They also cover guarantor loans (and the biggest myths around them), the Defence advantage of rent-vesting, and the common traps that can reduce borrowing power, like Afterpay/Zip accounts, gambling transactions, and spending habits shown on bank statements.📌 Learn More or Connect with UsWebsite: https://www.discoverbuyersagency.com.au/ Instagram: @discoverbuyersagencyFacebook: https://www.facebook.com/kanedury

Most Australians assume that saving cash is “playing it safe” but in reality, cash can quietly lose purchasing power year after year.In this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury is joined by Chris Tipper, Chief Economist at Ainslie Group, to unpack the global macro environment and explain why inflation, debt, and government policy are reshaping the way wealth is built and preserved.Chris breaks down the idea of global liquidity (how much money is “sloshing around” the system), the shift from monetary policy (interest rates) to fiscal policy (government spending), and why asset price inflation often outpaces wage growth. They explore the difference between money and fiat currency, why hard assets tend to hold value over time, and how property, gold, and Bitcoin each fit into a broader “store of value” framework.The conversation also connects these macro themes back to everyday decisions, including what this means for defence members, first home buyers, and investors trying to get ahead in an environment where cash savings can fall behind rising asset prices.📌 Learn More or Connect with UsWebsite: https://www.discoverbuyersagency.com.au/ Instagram: @discoverbuyersagency Facebook: https://www.facebook.com/kanedury 

Property markets don’t move because of headlines; they move because of fundamentals.On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury is joined by Terry Ryder, founder of Hotspotting, to unpack what truly drives property growth across Australia and where investors should be focusing heading into 2026. With nearly two decades of research experience, Terry explains why affordability, infrastructure investment, and supply constraints consistently outperform hype-driven growth corridors. The discussion explores why regional markets have outperformed capital cities, the risks of high-supply development areas, and why population growth alone can be misleading without strong demand fundamentals.The episode also covers emerging trends in units and townhouses, the impact of government policy and infrastructure spending, and practical insights into defence-relevant locations including Townsville, Darwin, Southeast Queensland, Perth, Adelaide, Melbourne, and key regional hubs.Whether you’re a first-home buyer trying to decide when to enter the market or an investor aiming to avoid market frenzies and buy at the right stage of the cycle, this episode delivers clear, experience-backed guidance.📌 Learn More or Connect With UsWebsite: https://www.discoverbuyersagency.com.au/ Instagram: @discoverbuyersagencyFacebook: https://www.facebook.com/kanedury 

Choosing the right suburb can be the difference between a portfolio that grows effortlessly and one that stalls for years.On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury breaks down the five key metrics every investor should analyse before purchasing in a new area. Drawing from his own early investment mistakes, including a property that didn’t grow for 15 years, Kane explains why understanding the national landscape, suburb-level data and market cycles is essential to building long-term wealth.From data confidence and cycle timing to affordability, supply-and-demand pressure, inventory levels, building approvals and trend movements across local markets, Kane unpacks the fundamentals that separate high-performance regions from those likely to underdeliver. With more than 17,000 suburbs across Australia, knowing how to assess an area properly can dramatically improve investment outcomes.

Building long-term wealth can feel overwhelming, especially when you're trying to juggle property, shares, budgeting, and Defence-specific benefits.In this episode of the Defence Property Podcast, Kane is joined by former artillery soldier turned financial adviser Rob Creighton, founder of Millennial Wealth. Rob shares how he transitioned from the military into financial planning and now helps everyday Australians.Together, Kane and Rob unpack:• How property and shares work together in a balanced wealth plan• Why leverage makes property so powerful• The pros and cons of rentvesting vs buying your first home• Budgeting frameworks that actually work (and where most people go wrong)• How banks assess your spending before pre-approval• Defence schemes, first-home incentives, and why some policies push prices up• The realities of buying property through an SMSF: benefits, rules, and risks• Market outlook, interest rates, and why waiting for “the dip” rarely pays offWhether you're saving for your first deposit, planning your next move, or exploring long-term strategies like SMSFs, this episode gives you practical guidance tailored to the defence community.

While many buyers are attracted to the idea of building new, house and land packages often fall short when it comes to long-term investment performance.On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury breaks down why buying off-the-plan or opting for a brand-new house and land package is generally an inferior strategy compared to purchasing established property. Drawing on supply-and-demand fundamentals, land value behaviour, and real examples from markets like Sydney’s eastern suburbs and western Sydney, Kane explains how land scarcity drives true capital growth and why new builds often fail to keep pace.Kane also explores the hidden premiums built into new developments, the impact of declining dwelling value over time, and how marketing commissions can inflate purchase prices. With thousands of suburbs across Australia to choose from, understanding these factors is essential to selecting a high-performing investment rather than relying on glossy brochures or sales campaigns.📌 Learn More or Connect with UsWebsite: https://www.discoverbuyersagency.com.au/Instagram: @discoverbuyersagencyFacebook: https://www.facebook.com/kanedury

Buying a property sight unseen is more common than ever but it’s also where many buyers unknowingly take on the biggest risks.On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury is joined by Mary from MNM Property & Commercial Lawyers, who shares the legal traps she sees buyers fall into across residential, commercial and industrial transactions. With years of experience navigating contracts, disputes, special conditions, and complex due diligence, Mary breaks down the hidden issues that can arise long before settlement.From misleading photos to undisclosed defects, from special levies to neighbour disputes, Mary explains how the right legal advice can protect buyers from costly surprises. She also sheds light on the difference between a conveyancer and a solicitor, and why having a lawyer involved before signing a contract can make all the difference when things don’t go to plan.If you’d like expert guidance when purchasing a property—whether in person or sight unseen—Discover Buyers Agency is here to help.👉 Learn more or get in touch: https://www.discoverbuyersagency.com.au/contact-us/

For one British investor, breaking from family tradition was the impetus he needed to create wealth in the long term.On this episode of the ADF Property Podcast, co-hosts Grace Ormsby and Discover Buyers Agency’s Kane Dury chat with Ross, a former British Royal Marine Commando whose property journey started in his early 20s.Ross’ life changed when he picked up a book about property investment, which opened his eyes to the possibility of passive income.From the UK to Queensland, Ross has accumulated a wealth of high-yield properties that are now generating impressive annual rental returns.

For this former Navy and Air Force member, it was important that his life after service involved giving back to the Australian Defence Force community.In this episode of the ADF Property Podcast, co-hosts Laine Poirier and Discover Buyers Agency’s Kane Dury talk to Wayne Bemet, a financial adviser with National Service Financial, a holistic defence-based financial services enterprise.Dury started National Service Financial in 2017 after serving 19 years with the Royal Australian Navy and Air Force and receiving a medical discharge. He shares what led him to establish a business to tackle the problem of ADF members not making the most of their service financially.The trio discuss the importance of property in creating a solid financial foundation, and Dury explains how his property transactions have allowed him to build a life for himself and his family.

Foresight and a resourceful approach are two traits that soldiers embody, and translate seamlessly into property investment success. On this episode of the ADF Property Podcast, co-hosts Phil Tarrant and Discover Buyers Agency’s Kane Dury are joined by Major Ben Vitale, whose property investment journey started when he served alongside Kane in the Australian Defence Force.Ben discusses the keys to success around property investment in the military, highlighting that planning ahead and strategic rentvesting can enable soldiers to build a robust portfolio even when moving from post to post.The trio also highlight the importance of making use of the grants available to ADF members, and how additional grants and rental assistance can be used all at once to maximise a property portfolio.

On this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman unpack the top 10 common property mistakes made by military personnel – and what lessons listeners must learn to achieve financial freedom.The podcast covers a range of areas, from developing a holistic investment plan to navigating the Defence Home Ownership Assistance Scheme, and how to research the property market between postings.Kane and Liam then discuss three crucial tips for the discharging and veteran community for their long-term success – including understanding entitlements and how to align their investment strategies with their long-term goals.

Understanding the dynamics of regional areas in Australia can offer lucrative opportunities for ADF investors.In this episode of the ADF Property Podcast, co-hosts Liam Garman and Discover Buyers Agency’s Kane Dury sit down with Morgan Oliver, director and sales agent of JMO Property Group, to unpack the ins and outs of property investment in the town of Gatton.Gatton, in regional Queensland, is poised for economic growth with major infrastructure projects underway, such as a medium-security prison and a high-speed rail, creating thousands of stable government jobs, which the trio highlight as appealing for property investors.The group also discusses how investors in the defence sector can focus on regional areas to grow their portfolio by buying property at each posting, leveraging grants like Home Purchase Assistance Scheme (HPAS) and Defence Home Ownership Assistance Scheme (DHOAS) to gain financial benefits, and then rent-vest to foster cash flow and long-term portfolio growth.

On this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman unpack the five essential steps to supercharge your rentvesting journey and how this can help military personnel achieve financial freedom.The co-hosts dive deep into the ins and outs of rentvesting for defence personnel as they often find themselves moving from city to city due to the nature of posting cycles which can lead them to become landlords overnight.The podcast covers the basics of rentvesting as well as different strategies to ensure a fruitful investment, with Kane putting an emphasis on due diligence including data, yield for the area, loan repayments, and the tax-deductible scheme.

In this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman explore the complexities of property investment, providing insights and strategies specifically designed for ADF members and veterans.The co-hosts explain that successful property investment begins with clear goal setting and understanding one’s risk profile, with Kane highlighting that ADF members may have different risk tolerances compared to civilians.To develop a strategy to achieve their objectives, ADF investors should research the market to identify high-potential suburbs, conduct thorough due diligence on properties, negotiate effectively, and regularly review investments to stay aligned with long-term goals.

In this episode of the ADF Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman discuss the buy, hold, sell strategy for military personnel, addressing the unique challenges of frequent relocations due to posting orders.Kane shares a close call with a cyclone on the Gold Coast, highlighting the challenges of unforeseen events, emphasising the importance of strategic planning, particularly in unpredictable situations.The duo discusses an upcoming report focusing on the top 13 regions, providing military members with high-level guidance on property decisions in key regions.Kane and Liam also share the latest market conditions with 2–4 per cent yields, advising military personnel to assess their situation, with low-yield areas being more attractive for rentvestors.Insights cover Canberra (4.03 per cent), Townsville (4.1 per cent), and Rockingham (3.17 per cent), with Kane emphasising leveraging entitlements, like the Defence Home Ownership Assistance Scheme (DHOAS), for better returns.

n this episode of the Defence Property Podcast, co-hosts Liam Garman and Kane Dury – director and lead buyers agent at Discover Buyers Agency – unpack how to identify shady property operators and protect yourself from poor property advice.They kick-off with a warning for listeners about groups who pretend to act in the best interest of property buyers but instead pocket undisclosed commissions from third parties - sometimes as high as $50,000 - on top of upfront fees paid by the buyer.Dury then dives into the world of house and land packages, explaining why their oversupply can limit long-term investment potential.Finally, the pair explore the key factors investors should consider to ensure strong future growth in their property purchases.Enjoy the podcast,The Defence Connect team

In this episode of the Defence Property Podcast, co-hosts Liam Garman and Kane Dury, director and lead buyer’s agent at Discover Buyers Agency, explore the unique challenges and advantages Australian Defence Force (ADF) members face in property investment as they often relocate.Due to frequent relocations, ADF life complicates traditional home ownership but also offers exposure to various markets nationwide, with the duo suggesting that investors begin with clear investment goals and use available defence benefits like the Defence Home Ownership Assistance Scheme (DOHAS) and Home Purchase Assistance Scheme (HPAS).ADF members also benefit from rental assistance, making ownership more financially viable than it may be for civilians, while flexibility in relocation allows them to target emerging property markets.Dury said that a common strategy involves buying a home, living in it to meet benefit requirements, then converting it into a rental when posted elsewhere.The duo stresses the value of professional advice to navigate complex deals and optimise outcomes, suggesting ADF members take action, leverage their benefits, and invest strategically to build wealth through property.For more key strategies to build a successful portfolio, listen to Kane Dury here. Do you need more information on the market conditions surrounding Australia’s largest defence bases? Listen to our last episode here.

In this episode of the Defence Property Podcast, Victoria Cross recipient Mark Donaldson joins host Kane Dury to explore the parallels between service life and strategic property investment – and why calculated risk-taking is second nature for Australian Defence Force personnel.Donaldson shares how his military mindset, forged in some of the most demanding operational environments, has shaped his approach to wealth building. While many ADF members may feel disconnected from the property market due to constant relocations or limited financial background, Donaldson’s story demonstrates how tactical thinking, resilience, and seeking expert support can unlock powerful long-term gains.The discussion covers lessons learnt from missed opportunities and how military discipline can be transferred to investment planning. Donaldson opens up about how buyer’s agents, defence housing benefits like Defence Home Ownership Assistance Scheme and Home Purchase Assistance Scheme, and trust structures can play a critical role in accelerating portfolio growth.The episode also offers practical advice for young service members: start early, stay disciplined, and don’t be afraid to ask for help. With the right mindset, property investment becomes not just achievable, but a potent vehicle for securing financial independence after service.For lessons in property investment from one of Australia’s most decorated veterans, listen to Mark Donaldson’s story.Want more tactical insights into building wealth while serving? Catch our previous episode on how relocations can become property opportunities.

In this episode of the Defence Property Podcast, co-hosts Kane Dury from Discover Buyers Agency and Liam Garman, editor of Smart Property Investment, dive into two of the most overlooked but critical aspects of property investing: opportunity cost and due diligence.They unpack the hidden cost of waiting too long to invest and how analysis paralysis or emotional decision-making can leave defence personnel behind in rising markets. Dury shares real-world examples of missed opportunities, and why timing the market perfectly can sometimes do more harm than good.The duo also stress the importance of detailed due diligence, looking beyond the surface appeal of a property. From flood zones and bushfire overlays to public housing density and infrastructure plans, defence investors are walked through the essential checks before signing on the dotted line.Whether you’re looking to build a portfolio or buying your first investment property, this episode is packed with hard-won insights to help ADF members maximise returns and minimise risk.To listen to Kane Dury’s interview with Mark Donaldson VC, click here.To see how you can avoid bad property advice, click here.

In this episode of the Defence Property Podcast, Kane Dury from Discover Buyers Agency and Liam Garman, editor of Smart Property Investment, tackle the property questions that Australian Defence Force members can’t afford to ignore.They explore how the Reserve Bank of Australia’s latest rate cut could impact borrowing capacity and why understanding these shifts early gives Defence buyers an edge.The duo emphasise the power of expert guidance – from mortgage brokers who compare multiple lenders to accountants and buyer’s agents who know how to avoid costly traps.Dury also sheds light on the Defence Home Ownership Assistance Scheme (DHOAS) entitlements, explaining how both active and Reservist members can use them to unlock new investment opportunities.From the growing popularity of rentvesting to upcoming changes in first home buyer schemes, the episode equips ADF personnel with strategies to balance lifestyle and long-term wealth creation.Enjoy the podcast,The Defence Connect team

Risk-taking and plan-makingBeing comfortable with taking a little bit of a risk is part and parcel of a career in the Defence Force – and building out a property portfolio is no different.Welcome to the inaugural episode of the ADF Property Podcast, where co-hosts Grace Ormsby and Discover Buyers Agency’s Kane Dury cover all bases of the property investment journey, while chatting with both current and former serving members of the Australian Defence Force.In this episode, they are joined by Perth-based investor and army veteran Andre, who first jumped on the property ladder while posted in Townsville, and since he’s always looking 10 years ahead, is now looking to be his own boss before the age of 50.Andre shares the pivotal purchasing decision he made in Brunswick Heads that’s well and truly paid off, before reflecting on how hindsight is the greatest of all teachers.