EPISODE · Aug 25, 2026 · 14 MIN
Average Net Worth by Age 55/60/65 (Where Do You Stand?)
from Income Over Wealth · host Dan Wilson
Most benchmark numbers stop at net worth, which hides the part that matters. The typical household aged 55 to 64 holds about $364,000 in net worth but only about $64,000 in financial assets. This episode walks the Federal Reserve's own survey figures for 55, 60, and 65, then splits the number into the part that can pay you and the part that cannot.Why the average is over $1.4 million when about 8 out of 10 households that age sit below itWhere the top 25% and top 10% lines fall, and why the climb flattens out in the early 60sWhy single and married households are two different benchmarksTake the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/mapWatch this episode on YouTube: https://www.youtube.com/watch?v=Im6D97dMuqgThis episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.
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What this episode covers
The median net worth at 55, 60, and 65, and how much of that number is money you could actually spend
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Average Net Worth by Age 55/60/65 (Where Do You Stand?)
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