Barclays Bank's Mortgage Term End process, is weighted against the borrower. Final Offer, 15 mins

My, Barclays, communications to date, total 33 pages, circa 20,000 words, promote Barclays, are in no position, to dictate how I best manage my finances. Also provided, doc’; KL’s In’s & Out’s of 23-11. It’s content being, as per it’s title. Regardless, Barclays post to me, a further budget planner, despite such having been addressed in, MTE 06 & 07, with audio links provided of all the Doc’s. I received a further Barclays letter, of 15th January 2024, after a lengthy conversation with a Barclays operative on the same date. The letter with clarity, indicated Barclays have not even bothered to consider any, of the repayment proposals, with the Barclays letter, detailing, me missing a time envelope, was their futile reason, for discounting all my, substantial offers to date. KL, Their comes a point when one has to follow their conviction. As providers can take the view that their T&C's are the law, when they are not, they are what they say, their T&C's, and at a mortgage term end, a mortgage simple becomes a debt, and if Barclays were smart, they'd save themself lots of cost, and bad feeling, and do as Natwest Bank offer, to extended the agreement, which neutralises the debt, getting it off their balance sheet. So lets see where Barclays lack of foresight takes them.. KL by STT.