Behind On Retirement? What To Do Now

“I came across a statistic that really caught my attention. In a Bankrate survey, 56% of American workers said they felt behind on their retirement savings.Think about that.More than half.And I guarantee there are people listening to me right now thinking, ‘Jon, I'm one of them.’Maybe you're 55.Maybe you're 60.Maybe you're 65 and retirement isn't some distant concept anymore.And you're looking at your 401(k), your IRA, your Social Security statement and thinking:I haven't saved enough. Now what?That's exactly what we're going to talk about today.”Then I'd immediately reassure them without sugarcoating it:DON'T START WITH PANIC. START WITH MATH.Because here's the first thing we need to determine:Are you actually behind?Or do you just feel behind?