被“毛收益率”骗走的5年：利物浦买房翻车实录 I Thought I Was Investing — Turns Out I Was Gambling: 5 Years in a Liverpool Apartment Nightmare

2019年，我在利物浦买下了一套期房公寓。当时我被一个看似不错的数字吸引——毛收益率。后来开发商倒闭、项目烂尾、被接盘重启、漫长等待……整整五年，我才终于拿到那把钥匙。这期播客，我复盘了这段既荒诞又真实的经历，并聊聊这背后的数据和心路历程。失足未必千古恨，今朝立志做新人。。。：为什么“毛收益率”可能误导投资判断海外买家减少后，英国公寓市场发生了什么利物浦、曼彻斯特、伦敦这几年的变化过度建设、价格停滞、物业费上涨的现实我这个大聪明是如何一步步踩坑的这不是一个成功故事，但我希望这可能是一个更有价值的故事。⚠️ 免责声明：本内容仅为个人经历与观点分享，不构成任何投资或购房建议。请根据自身情况独立判断与决策。所引述数据均为第三方公开数据，准确性，时效性，完整性不能保证，请独立思考。In 2019, I bought an off-plan apartment in Liverpool.What convinced me? A seemingly perfect number — gross rental yield.Five years later, I realized it was like a hole I dig for myself .The developer went bust.The project stalled.It got taken over.And after a long, uncertain wait full of anxiety— Everything finally boxed off and I finally received my keys.Five years wait.In this episode, I revisit this absurd yet very real experience and reflect on the bigger picture via some public numbers:Why “gross rental yield” can be misleading when it comes to UK flatsWhat changed in the UK apartment market as overseas buyers declinedThe shifting dynamics in Liverpool, Manchester, and LondonOversupply, stagnant prices, and rising service chargesHow a "wise lad" like me failedThis is not a success story. But hopefully it might be a useful one.⚠️ Disclaimer: This episode reflects personal experiences and opinions only. It does not constitute financial or property investment advice. Please make your own independent decisions.