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EPISODE · Aug 3, 2026 · 26 MIN

Beware Student Loans!

from It's What You Keep

A college degree can open doors—but student loans can quietly close financial ones if you're not careful. In this episode, Kenny and Dave take an honest look at how student loans really work. From deferred payments and accumulating interest to forbearance, repayment timelines, and why student loan debt is so difficult to escape, they explain the hidden costs that many borrowers don't discover until years after graduation. Whether you're a student, a parent helping pay for college, or still carrying loans years later, this episode will help you understand the financial realities behind one of the largest debts most people will ever take on. In this episode, you'll learn: Why student loans seem so attractive at first How interest grows while you're still in school The real impact of deferment and forbearance Why student loans are different from almost every other type of debt How student loan debt can affect your long-term wealth This is Part 1 of a two-part conversation. In the next episode, Kenny and Dave discuss practical alternatives to borrowing and strategies for reducing the financial burden of higher education. Because it's not just what you make... it's what you keep.

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Beware Student Loans!

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This episode was published on August 3, 2026.

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