PODCAST · education
It's What You Keep
by Ken and David
This podcast aims to teach individuals the importance of being financially responsible in a way that permits them to grow their wealth from their everyday jobs or income.
Episodes
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When Time Becomes More Valuable Than Money: Retiring Before 60 - Interview with Mark & Elaine Diggs
For many of us, retirement is something we'll think about someday. But what happens when "someday" arrives—and you realize you're already financially ready? In this episode of It's What You Keep, Kenny and David sit down with longtime friends Mark and Elaine Diggs, who both retired earlier this...
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Know Your Lane: The Real Cost of Owning a Car - Interview with Richard James!
For the first guest interview on It’s What You Keep, Kenny and Dave welcome longtime friend and insurance professional Richard James for a conversation about one of the biggest expenses most of us will ever take on: our cars. Richard shares the financial philosophy that has guided his own...
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7 Ways to Limit Student Loan Damage
Student loans don't have to define your financial future. In Part 2 of our conversation on student loans, Kenny and Dave shift from the problem to the solutions. They share seven practical strategies that can help you avoid excessive student debt—or pay it off faster if you already have it. From...
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Beware Student Loans!
A college degree can open doors—but student loans can quietly close financial ones if you're not careful. In this episode, Kenny and Dave take an honest look at how student loans really work. From deferred payments and accumulating interest to forbearance, repayment timelines, and why student…
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CARS! New vs. Repair, Part 3
Should you repair your current vehicle or buy another one? Here's a practical framework to help you decide. In the final episode of our three-part series on vehicle ownership, Kenny Evans and David Berry share seven objective questions that can help you make one of the biggest financial decisions...
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CARS! New vs. Repair, Part 2
In this episode, we continue our discussion of the new versus repair car decisions and some of the emotional and financial factors that come into play. For most people, a car is the 2nd biggest expense in their budgets behind rent or a mortgage payment. And, unfortunately, it is one of those…
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CARS! New vs. Repair, Part 1
In this episode, Dave and Ken discuss one of the most challenging and potentially financially damaging decisions that people make: Buying a new car versus repairing the car I already have. Any car discussion can go many different ways, but here we are focusing on a decision many people face when...
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Savings Challenge - Round-ups!
This episode, we put our money where our mouths are and commit to using ROUND UP features of our respective bank accounts to save money. In previous episodes, we have discussed the importance of saving money and suggested ways to make it a priority. With a round-up feature, saving money can not...
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4 Ways to Automate Savings
In this episode, we talk about ways to make growing your savings a priority while keeping it painless and nearly invisible! Too often, people tend to make savings a low priority or an afterthought behind paying bills, giving money away and spending on non-essentials like restaurants and clubs!…
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4 Ways to Use Credit Cards WISELY
In this episode, we revisit the use of credit cards. Only this time, we talk about ways they can be used to enhance your life as long as you practice discipline and control. Used wisely, credit cards can actually HELP you to save money and enjoy life without "breaking the bank"!
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Listeners' Q&A Take 2
This week, we answer 4 questions from our listeners about topics we've covered in previous weeks. Tune in to this episode to get some valuable tips on paying down your mortgage, keeping some "spare" cash and getting comfortable to ask for help!
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3 Ways to Automate your Budget Plan
This episode, we build on the budget planning discussed in previous episodes. Once you have a solid budget mapped out, you can use technology to make your bill payments and savings happen without even thinking about it! We'll just touch on a few of the ways to make this happen and will dive…
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3 Ways Marketing Makes Us Spend More
Here, we discuss three of the top ways aggressive marketing works to separate us from our income and how being AWARE can help resist the urges to buy things we really don't need. Succumbing to marketing ploys can cause you to abandon your savings and budgeting plans!
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Loans & Credit: 5 Alternatives to PayDay & Title Loans
In our last episode, we talked about payday and title loans—and how quickly they can damage your financial health. Today, we’re taking the next step. We’re sharing five alternatives to those high-cost loans that can help you get through a tough spot without digging a deeper hole. Some of these...
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Loans & Credit: Top 5 Pitfalls of Payday and Title Loans
In this continuation of our loans and credit series, we discuss why payday and title loans are so potentially damaging to your credit and overall financial health.
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Loans & Credit: Deep Dive: Top 3 Ways to Improve Your Credit Rating
After covering 10 ways to improve your credit rating in our last episode, we focus on what we think are the 3 most effective of those methods.
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Loans & Credit: 10 Ways to Improve Your Credit Rating
In this episode, we cover what we believe are the top 10 things you should do to improve and maintain your credit score and rating at credit agencies. Your credit rating is used by potential creditors, utility providers and even insurance companies to determine whether to extend credit or open...
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Loans & Credit: Your Credit Rating and the Impact of a Low Credit Score
Here we discuss credit ratings, credit reporting agencies and what it means to have "bad credit". Most lenders rely on an individual's credit rating or "score" to determine whether to extend loans or credit and how favorable... or unfavorable... the terms of that credit extension should be. Many...
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Loans & Credit: Credit Cards 101
We start a series of episodes on credit and loans and how their misuse can severely damage one's financial health.
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Listener's Q & A
In this episode, we answer a few questions from our listeners.
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Building a Budget
This episode goes a little deeper into how to create a budget for the first time.
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Goal Setting
In this episode, we discuss setting goals with a focus on the S.M.A.R.T. goal-setting method and how having goals supports success.
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Smart Spending
In this episode, we discuss life expenses and, specifically, “frivolous” spending… spending money on things or activities or for reasons that hurt your long-term financial health.
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Where Am I Today?
This episode explores the question “Where am I today?” and how to take an honest look at our current financial situation as a base for planning to improve.
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Introduction to David and Ken
Welcome to It's What You Keep! This first episode introduces the listener to Dave Berry and Kenny Evans, and how they came about creating this podcast.
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ABOUT THIS SHOW
This podcast aims to teach individuals the importance of being financially responsible in a way that permits them to grow their wealth from their everyday jobs or income.
HOSTED BY
Ken and David
CATEGORIES
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