Bob Zadek on the Evolution of Factoring: From Its Beginnings to the Future of Finance

In this episode of In Focus with Haversine Funding, Nolan Reichert and Jeff Whaley sit down with Bob Zadek, Of Counsel at Buchalter and one of the most respected voices in commercial finance law.Bob shares stories that take us back to the early days of modern factoring — when the Uniform Commercial Code (UCC) was first being shaped by his mentors — and walks through how the industry has evolved since. From the birth of merchant cash advances (MCAs) to how lenders think about credit and risk today, Bob brings a rare, first-hand perspective few in the industry can match.📌 What you’ll learn:How factoring evolved into the modern specialty finance industry we know todayThe story behind early UCC developments and how they shaped secured lendingHow merchant cash advances emerged and changed small business financingBob’s take on where factoring and alternative finance are headed nextLessons from decades of deals, documentation, and industry innovation🔍 Learn more about Bob Zadek:https://www.buchalter.com/attorneys/robert-zadek/Whether you’re a lender, operator, or student of the industry, this episode is a must-watch for anyone who wants to understand how factoring started — and where it’s going.--------------------------------------------------------🔍 Learn more about Haversine Funding:Our Website → https://haversinefunding.com/Haversine Management and its subsidiaries, headquartered in Dallas, Texas, exist to provide fast, fair and flexible funding solutions to commercial lenders. Formed in 2018, Haversine helps factors, asset-based lenders, inventory, purchase order, equipment and real estate lenders fill funding gaps by providing senior and junior lender finance lines of credit up to $30,000,000, as well as participation program options.