Breaking the Rent Cycle: Creative Mortgage Solutions for Today’s Buyers - EP 99

EPISODE · Jan 13, 2026 · 24 MIN

Breaking the Rent Cycle: Creative Mortgage Solutions for Today’s Buyers - EP 99

from Real Estate Riches Podcast! · host Kathy Byrnes

In this episode of Real Estate Riches, host Kathy Byrnes sits down with Lindsey Sandoval and Stephanie Gates of Top Flight Home Loans to break down real mortgage solutions for today’s buyers. With rising rents, inflation, and credit myths holding many people back, this conversation highlights loan programs, down payment assistance, and creative strategies that help buyers and investors move forward. From renter-focused solutions to investor lending options, this episode offers practical insights for navigating the current market.🎧 Hosted by: Kathy Byrnes🎤 Featuring: Lindsey Sandoval & Stephanie GatesLindsey Sandoval is a real estate and mortgage professional with 10+ years of experience in residential and commercial real estate. She has worked with CBRE, Cushman & Wakefield, United Real Estate, and eXp Realty, and currently serves as a Realtor® with eXp Realty and a Loan Officer with Top Flite Home Loans.Stephanie Gates is a mortgage professional with 30+ years of experience across operations and sales. She is affiliated with Top Flite Home Loans, a full-service direct lender and mortgage broker offering Conventional, FHA, VA, USDA, Jumbo, and Non-QM loan programs.💡 What You’ll Learn:✔️ Why many buyers qualify for loans they don’t think they can get✔️ How down payment assistance can cover cash and closing costs✔️ Creative programs for renters and first-time buyers✔️ Investor strategies including DSCR and cash-out refinances✔️ Success stories from real clients navigating today’s market✔️ Tips for Realtors looking to expand their value and education📇 Connect with Lindsey Sandoval & Stephanie Gates:📸 Instagram → https://www.instagram.com/want_to_invest_in_real_estate/📘 Stephanie’s Facebook → https://www.facebook.com/stephaniegates.topflitehomeloans🔗Stephanie’s LinkedIn → https://www.linkedin.com/in/stephanie-gates-64616aba/📘 Lindsey’s Facebook → https://www.facebook.com/profile.php?id=61580981193272🔗 Lindsey’s LinkedIn → https://www.linkedin.com/in/lindsey-sandoval-20922b79/🎙 Follow Kathy Byrnes:🌎 Website → https://www.thereispowerinproximity.com 📞 Book Strategy Call → https://www.thereispowerinproximity.com/strategy-session 📘 Facebook → https://www.facebook.com/kcbyrnes 📷 Instagram → https://www.instagram.com/kathy_byrnes_lkn/🔗 LinkedIn → https://www.linkedin.com/in/lakenormanliving🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! ⭐ Produced by Icons of Real Estate → https://iconsofrealestate.com

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Breaking the Rent Cycle: Creative Mortgage Solutions for Today’s Buyers - EP 99

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