Bringing down the house, and avoiding subscription traps

What would it take for home owners to let go of the idea of their house as a financial asset, and to re-think what owning a home means? One Australian capital city is bucking the trend of skyrocketing house prices. While investors groan, should we actually be celebrating this? How can we share the wealth around? Michael Fotheringham is CEO of the Australian Housing and Urban Research Institute and Gavin Jackman is a Homes for Homes adviser.Keeping track of your subscriptions can feel like a full-time job.From streaming services to gym memberships, toilet paper deliveries and even cars that come with in-app purchases just to turn on heated seats — it's starting to feel like we're subscribed to everything, but actually own nothing.So how do we steer clear of subscription traps? Are consumer protections keeping up? And are we heading towards a future where ownership is a thing of the past? Chandni Gupta is Deputy CEO and Digital Policy Director at the Consumer Policy Research Centre and Kirsten Drysdale is an independent journalist and host of YouTube channel The Internet, Reviewed.Many schools don't offer swimming lessons. During the COVID-19 pandemic, they were cancelled altogether - and lots of kids never went back. Now advocates say teenagers need a refresher course. They are calling for older children to get back to swimming lessons - amid a spike in downing deaths in people between 10 and 20 years of age. Dr Justin Scarr is the Chief Executive Officer of Royal Life Saving and Julie Zancanaro is a swimming instructor.