Bryce Leung: Gold, International Stocks, Preferred Shares vs Bonds, & More | FRLP 101

In this episode of the Fit Rich Life Podcast, Bryce Leung from Millennial Revolution (and co-author of "Quit Like a Millionaire") returns to break down what 10 years of early retirement actually looks like.  Since hitting $1M at their 2015 FIRE date, Bryce and Kristy have grown their net worth to roughly $2.8M — while earning over $500K post-retirement from their creative endeavors. We dive into their current portfolio strategy, why Bryce swapped bonds for preferred shares, his take on global diversification, and the role gold plays in their allocation.  We also talk about simplicity vs. optimization, health habits that compound, and what true financial independence looks like a decade in.   Connect w/ Bryce Website: https://www.millennial-revolution.com/   Get my FREE Money Guide: https://fitrichlifecoaching.com/blueprint   In this episode, you will learn about: [00:00–05:21] From $1M to $2.8M — 10 Years After FIRE & Earning Post-Retirement [05:22–10:28] Portfolio Breakdown — 75% Equities, Preferred Shares & Gold [10:29–19:50] Why Bryce Replaced Bonds with Preferred Shares [25:36–29:44] Simplicity vs. Optimization — The JL Collins Philosophy [37:03–46:10] Why Hold Gold? Inflation, Risk & Speculation [46:11–51:27] The Case for Global Diversification (And Avoiding Emerging Markets) [54:38–56:58] Health, Walking & Systems That Compound [01:02:25–End] New Book Preview & Final Lessons After a Decade of Freedom   Key quotes: "Don't wait to start living the life that makes you happy" - Bryce Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/   FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join thousands of readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter     WANT TO LEARN MORE?  Follow me on Instagram: https://www.instagram.com/justindavidcarl  Follow me on Threads: https://www.threads.net/@justindavidcarl  Follow me on Twitter/X: https://x.com/justindavidcarl  Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl   SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains, and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me. From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to  https://vedgenutrition.com/dragon  and grab your plant-based healthy essentials. Use the code DRAGON to save $$!   Thanks for tuning in!  If you liked my show, LEAVE A THUMBS UP, share, and subscribe!